North Shore Bank Checking Account Bonus: $300 Promotion (Illinois, Wisconsin)

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:15:18 PDT 2018

If you would like to start your weekend out strong with a generous bonus, then pay attention now! North Shore Bank is offering residents of Illinois and Wisconsin a chance to earn a $300 bonus when you open a new Checking Account online using promo code March Special by March 31, 2018. To receive the generous bonus, simply open a new checking account. A... Keep Reading↠

The post North Shore Bank Checking Account Bonus: $300 Promotion (Illinois, Wisconsin) appeared first on Bank Checking Savings.

Finovate Europe Part II: Best in Show and other standouts

by John @ CUInsight

Mon Mar 26 23:10:45 PDT 2018

In part one of my Finovate Europe recap, I focused on the broad product categories that took center stage at the March event in London. Let’s now shift focus to some of the company names to watch. First, however, it’s worth noting that marketplace lending solutions were all but absent from the agenda, no doubt […]

The post Finovate Europe Part II: Best in Show and other standouts appeared first on CUInsight.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 15:29:03 PDT 2018

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. Sign up for the Business Green Rewards Card from American Express designed for business owners seeking a low cost and flexible... Read More →

The post Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus appeared first on Bank Deal Guy.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

The four pillars of digital transformation in banking

by John @ CUInsight

Tue Mar 27 08:00:23 PDT 2018

Four out of five financial institutions believe that digital will fundamentally change banking and completely transform the industry’s competitive landscape. But according to research from the Boston Consulting Group, less than half (43%) confess they don’t even have a digital strategy. And an astonishing one-in-five banking execs consider their bank or credit union “market leading” […]

The post The four pillars of digital transformation in banking appeared first on CUInsight.

Preferred Checking Pays You More!

by Ken Chmelko @ Polish-American Federal Credit Union

Mon Dec 11 05:28:52 PST 2017

We now offer a checking account offering members a higher interest rate on their checking account! Follow these simple guidelines and your checking account will begin to earn 2.00% APY* on the first $2,000 of your balance: *Perform at least eight debit card transactions each month. These must be point of sale signature (credit) transactions where […]

Give Yourself Some Credit: Credit Score Tips & Tricks

by Lisa Eddy @ SafeAmerica Credit Union

Sat Feb 11 13:31:18 PST 2017

What is Credit? A Credit Score is a system used by creditors to evaluate your financial history and use it as a basis to decide whether or you are a reliable individual to do business with or to offer a loan to based on the risk associated with your financial past with financial institutions. Basically, […]

The post Give Yourself Some Credit: Credit Score Tips & Tricks appeared first on SafeAmerica Credit Union.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Mon Mar 12 07:40:38 PDT 2018

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

Save with a Plan

by Katie Mills @ Sierra Pacific Federal Credit Union

Mon Feb 26 15:00:36 PST 2018

Savers with a plan can be over twice as likely to save successfully for things like retirement and their education. Start your savings habit during America Saves week by creating a simple savings plan when you take the America Saves Pledge for a chance to win up to $750. Here are our top tips for setting […]

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Purposeful Talent Development: The machete or the map?

by Felix Gomez @ CUInsight

Tue Mar 27 14:00:36 PDT 2018

Imagine you are walking through a dense jungle trying to find your way back to camp. It’s dark and you have to hold your lamp in one hand. That leaves you only one free hand for either your map or your machete. Which do you choose? Either would be beneficial, right? The machete will help […]

The post Purposeful Talent Development: The machete or the map? appeared first on CUInsight.

Are small CUs ill-equipped to battle cybercrime?

by John @ CUInsight

Mon Mar 26 16:00:25 PDT 2018

The problem of shortages in IT staff is “colliding” with escalating cybercrime, leaving organizations—particularly small CUs—ill-equipped to manage and respond to cyberthreats, asserts one analyst. Sam Curcuruto, head of product marketing for cyber security firm RiskIQ, says there is far greater demand for cyber defense IT positions than there is talented staff to fill them. […]

The post Are small CUs ill-equipped to battle cybercrime? appeared first on CUInsight.

#ImSavingForSweepstakes; Win Up To $750!

by Katie Mills @ Sierra Pacific Federal Credit Union

Tue Feb 27 14:00:38 PST 2018

Share Your Savings Goal for a Chance to Win up to $750 in the #ImSavingForSweepstakes Sierra Pacific is partnering with America Saves to encourage smart steps toward saving. To celebrate the upcoming America Saves Week (Feb. 26-March 3, 2018), America Saves is launching the #ImSavingForSweepstakes. It’s easy to enter. Just tell America Saves your savings goal and […]

Random Acts of Kindness Day 2018: Let’s Do This!

by PowerFi @ Power Financial Credit Union

Thu Feb 01 13:56:02 PST 2018

“No act of kindness-no matter how small-is ever w […]

The post Random Acts of Kindness Day 2018: Let’s Do This! appeared first on Power Financial Credit Union.

Good Governance: Who’s on your board today? Tomorrow?

by John @ CUInsight

Tue Mar 27 00:15:18 PDT 2018

Data from our new report, The State of CU Governance, 2018, find that the majority of credit unions feel pretty good about who’s currently on their boards—but are much less sure about the future. Almost three-quarters of survey respondents (74 percent) of respondents report that their boards are “effective” or “very effective” at having the right […]

The post Good Governance: Who’s on your board today? Tomorrow? appeared first on CUInsight.

Wine Country Wildfires

by Steven Page @ SafeAmerica Credit Union

Mon Oct 09 16:46:03 PDT 2017

The news of the fires in Napa and Sonoma counties are absolutely heartbreaking and we hope you, your family, friends and members are safe and well. SafeAmerica Credit Union wants to help those impacted as much as possible. If you have been personally impacted and may be in need of assistance in keeping your financial […]

The post Wine Country Wildfires appeared first on SafeAmerica Credit Union.

Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 12:06:24 PDT 2018

Wells Fargo offers its customers the best with their Wells Fargo Platinum Visa® Card. This card offers a 0% APR balance transfer and purchase rate for 18 months. In comparison to other credit cards, Wells Fargo has greatly increased this 0% APR period, adding to its merit as a credit card. If this sparks an interest, keep reading... Read More →

The post Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee appeared first on Bank Deal Guy.

Personal Line vs Personal Loan: What’s the Difference?

by Lisa Eddy @ SafeAmerica Credit Union

Wed Mar 14 12:55:47 PDT 2018

Whatever your reasons are for needing to borrow money; whether it’s a home renovation, consolidating debt, or you just have an unexpected expense, you should know there are more options out there then just using a credit card. While credit cards are a great tool for your everyday spending, and an excellent way to earn […]

The post Personal Line vs Personal Loan: What’s the Difference? appeared first on SafeAmerica Credit Union.

Best Bank Deals, Bonuses, & Promotions In Michigan

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 16:06:24 PDT 2018

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. As a state surrounded by the Five Great Lakes, Michigan is also surrounded by great bank deals!... Read More →

The post Best Bank Deals, Bonuses, & Promotions In Michigan appeared first on Bank Deal Guy.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Bank of America Platinum Visa Business Credit Card $200 Bonus

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 14:54:27 PDT 2018

Bank of America is offering the Bank of America Platinum Visa Business Credit Card. Starting now, you can earn a $200 bonus when you spend $500 within the first 60 days of opening your account. With this card you’ll also get features such as 0% introductory APR and top rated benefits, all for no annual fee. Keep on reading if... Read More →

The post Bank of America Platinum Visa Business Credit Card $200 Bonus appeared first on Bank Deal Guy.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Chairman’s End of Year Statement – We Have Not Forgotten Why We Were Founded.

by PowerFi @ Power Financial Credit Union

Wed Jan 03 14:28:21 PST 2018

I would like to wish you a Happy New Year from your Pow […]

The post Chairman’s End of Year Statement – We Have Not Forgotten Why We Were Founded. appeared first on Power Financial Credit Union.

Scient Federal Credit Union $150 Checking Bonus [CT]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:41:29 PDT 2018

Scient Federal Credit Union is offering Massachusetts residents the opportunity to earn a $150 checking bonus with a new checking account and meeting certain requirements. Below is all the information and details you need to earn your Scient Federal Credit Union $150 Checking Bonus! Membership: If you are an employee or retiree of one of their select employer groups (SEG), you can enjoy... Read More →

The post Scient Federal Credit Union $150 Checking Bonus [CT] appeared first on Bank Deal Guy.

Cash For College: The SafeAmerica College Scholarship

by Lisa Eddy @ SafeAmerica Credit Union

Wed Feb 01 13:32:39 PST 2017

College can be pretty hard to afford nowadays. At SafeAmerica Credit Union, we’d like to do something about that. From now until March 31, 2017 we will be accepting applications for our annual College Scholarship, and the 5 students with the best responses to the provided essay prompt and the most promising potential in their […]

The post Cash For College: The SafeAmerica College Scholarship appeared first on SafeAmerica Credit Union.

Bank of America Platinum Visa Business Credit Card Review: $200 Bonus

by Hilary Tran @ Bank Checking Savings

Tue Mar 27 14:24:22 PDT 2018

Bank of America is currently offering their Bank of America Platinum Visa Business Credit Card for all eligible users. With this card, you can now earn a $200 cash bonus when you spend $500 or more in the first 60 days of account opening. Not only that, but you’ll also get 0% introductory APR and top rated benefits,... Keep Reading↠

The post Bank of America Platinum Visa Business Credit Card Review: $200 Bonus appeared first on Bank Checking Savings.

MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide]

by Andy Truong @ Bank Deal Guy

Tue Mar 27 08:30:20 PDT 2018

Available Nationwide, MutualOne Bank is offering you 1.71% APY on your funds when you fund a Online Savings Account with at least $10. Below is all the information you need to earn a 1.71% APY Rate when you open a MutualOne Online Savings Account. Editor’s Note: If you’re interested in getting a credit card, look at our full... Read More →

The post MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide] appeared first on Bank Deal Guy.

Phone Call Scam

by Rebecca Smith @ America's First Federal Credit Union

Thu Feb 15 12:34:05 PST 2018

We have been made aware from some members, that someone posing as an America’s First employee is calling and offering a special loan rate and asking for sensitive information. This is a scam! Please remember that America’s First will never call you and ask for sensitive information over the phone.

Message from CEO

by Rebecca Smith @ America's First Federal Credit Union

Fri Mar 02 14:14:30 PST 2018

To our Valued Members: You may be aware that America’s First experienced a failure in our debit card processing systems between approximately 5:00 pm on Thursday, March 1st and 9:00 am on Friday, March 2nd. Perhaps you were one of a number of members whose card was declined at a merchant or ATM during this time [...]

Strategies to Make College More Affordable

by Lisa Eddy @ SafeAmerica Credit Union

Tue Mar 06 09:17:16 PST 2018

With the price of college still on an upward trajectory, families are looking for ways to make higher education affordable. According to “How America Pays for College,” a report by Sallie Mae, the average American family spent $23,757 on college costs in 2017. Here are some ways families are reducing their college costs: Live at […]

The post Strategies to Make College More Affordable appeared first on SafeAmerica Credit Union.

Utilizing political subdivisions as a stable funding source

by James Lutter @ CUInsight

Tue Mar 27 02:15:39 PDT 2018

As the economic cycle continues to heat up, financial institutions are accessing additional deposit funding channels. From a deposit strategy, often overlooked sources of deposits are political subdivisions. Most credit unions have a relationship with their local school districts, municipalities, or other public entities such as park districts and libraries, but often stop there. Political […]

The post Utilizing political subdivisions as a stable funding source appeared first on CUInsight.

Chase College Checking Account Review: Earn $50 Bonus

by Liz Pham @ Bank Checking Savings

Tue Mar 27 19:00:36 PDT 2018

Attention all incoming freshman and returning college students! Chase is offering you a chance to open a new Chase College CheckingSM account where you can earn a $50 bonus once you enroll in paperless statements and complete 10 qualifying transactions. You will also be happy knowing there is no monthly service fee from the the time you open... Keep Reading↠

The post Chase College Checking Account Review: Earn $50 Bonus appeared first on Bank Checking Savings.

Focus Credit Union Referral Bonus: $50 Promotion (Oklahoma only)

by John Catral @ Bank Checking Savings

Tue Mar 27 14:00:27 PDT 2018

Are you interested in putting more money in your pockets? Focus Credit Union is offering residents of Oklahoma a $50 bonus for you and a friend or family member when you refer them for a Checking Account with direct deposit. To get started, be sure to fill out the online referral coupon. After your friend has met... Keep Reading↠

The post Focus Credit Union Referral Bonus: $50 Promotion (Oklahoma only) appeared first on Bank Checking Savings.

Doing the math part 2: Unexpected pet expenses

by Myriam DiGiovanni @ CUInsight

Tue Mar 27 02:45:51 PDT 2018

When our family was ready to make the lifetime commitment of owning a dog, my husband and I, as responsible adults, did our homework and made plans. We selected a rescue organization that had a higher adoption fee ($350), but it included vaccines and spay/neutering, and all the dogs were socialized and crate trained. We […]

The post Doing the math part 2: Unexpected pet expenses appeared first on CUInsight.

Power Financial Credit Union Makes Donation

by PowerFi @ Power Financial Credit Union

Wed Jan 03 15:13:42 PST 2018

POWER FINANCIAL CREDIT UNION DONATES PERSONAL FINANCE C […]

The post Power Financial Credit Union Makes Donation appeared first on Power Financial Credit Union.

Is Your Browser Up to Date?

by Paula Smith @ SafeAmerica Credit Union

Wed Oct 25 12:18:29 PDT 2017

As we strive to keep our technology up to date, we would like to advise our members on the importance of keeping your web browser updated.  Not only do browser updates enhance your browsing experience, but updates also provide a number of security features too. To enjoy all the features of our new website and […]

The post Is Your Browser Up to Date? appeared first on SafeAmerica Credit Union.

We’ve Arrived: Now in Walnut Creek

by Lisa Eddy @ SafeAmerica Credit Union

Wed Jan 18 13:37:15 PST 2017

You asked, we answered. Now in Walnut Creek. On December 8th, we opened the doors to our one-of-a-kind “Branch of the Future” in Walnut Creek, California. After months of planning and perfecting to offer the Better Banking Experience every SafeAmerica member is guaranteed, we are happy to welcome in our members to our most advanced […]

The post We’ve Arrived: Now in Walnut Creek appeared first on SafeAmerica Credit Union.

Relocation and Renovation: Why Our Move to Walnut Creek Will Change Your Banking Experience

by Lisa Eddy @ SafeAmerica Credit Union

Mon Oct 24 14:58:30 PDT 2016

By now, you may have heard that we are relocating our Pleasant Hill office to a new and improved location in Walnut Creek, set to open in this December. As many individuals wonder when they hear a business is moving, you must be concerned about what this move means for you (I know I did […]

The post Relocation and Renovation: Why Our Move to Walnut Creek Will Change Your Banking Experience appeared first on SafeAmerica Credit Union.

I Didn’t Agree to This

by PowerFi @ Power Financial Credit Union

Fri Jan 26 13:43:28 PST 2018

What to say when your friend sets you up on a surprise […]

The post I Didn’t Agree to This appeared first on Power Financial Credit Union.

Wisconsin Credit Union League calls on Speaker Ryan to pass S. 2155

by John @ CUInsight

Tue Mar 27 04:24:16 PDT 2018

The Wisconsin Credit Union league teamed up with the Wisconsin Bankers Association to urge Speaker of the House Paul Ryan (R-Wis.) to take up and pass the bipartisan Economic Growth, Regulatory Relief and Consumer Protection Act. The bipartisan regulatory relief bill is strongly supported by CUNA, and it passed the Senate earlier this month. “Together, […]

The post Wisconsin Credit Union League calls on Speaker Ryan to pass S. 2155 appeared first on CUInsight.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Mar 26 05:10:00 PDT 2018

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 15:48:55 PDT 2018

Compare this card with other cash back related cards here. With the Chase Freedom Unlimited® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of account opening! In addition, you can enjoy an unlimited 1.5% cashback on all purchases in which you can redeem at any time and for... Read More →

The post Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back appeared first on Bank Deal Guy.

Top 18-Month CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Mon Mar 26 13:59:00 PDT 2018

Below is our guide to help you, our readers, find the best or top 18-month CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 18-Month CD Rates – April 2018 appeared first on Bank Deal Guy.

NAFCU’s Annual Conference to feature summit focused on serving military members

by John @ CUInsight

Tue Mar 27 03:20:59 PDT 2018

NAFCU and the Defense Credit Union Council (DCUC) will host a Defense Credit Union Summit to educate credit unions on the various rules and entities that impact providing financial services to military members. The summit will take place June 19 in Seattle, Wash., during NAFCU’s 51st Annual Conference and Solutions Expo. Registration for the summit […]

The post NAFCU’s Annual Conference to feature summit focused on serving military members appeared first on CUInsight.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

Wed Mar 21 05:30:00 PDT 2018

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

Is This the Year You Keep Your New Year’s Resolution?

by PowerFi @ Power Financial Credit Union

Fri Jan 05 15:17:23 PST 2018

Now that 2018 is officially here, many of us are coming […]

The post Is This the Year You Keep Your New Year’s Resolution? appeared first on Power Financial Credit Union.

Things you can still get for a dollar

by John @ CUInsight

Tue Mar 27 06:00:27 PDT 2018

A dollar went a whole lot further back in the day. In fact, more than 100 years ago four cents bought what a dollar buys today. Back then a loaf of bread was a nickel and steak was $0.25 a pound. But don’t give up on George, real value still exists for a dollar. Here […]

The post Things you can still get for a dollar appeared first on CUInsight.

California credit union CEO fired

by John @ CUInsight

Tue Mar 27 20:45:45 PDT 2018

Jeff York was fired as president/CEO of CoastHills Credit Union on March 16, following an internal investigation into alleged “inappropriate management behavior.” “Early this year, the CoastHills board of directors was informed by regulators of a complaint relating to alleged inappropriate management behavior at CoastHills,” Dal Widick, interim president/CEO of the $1 billion Lompoc, Calif.-based […]

The post California credit union CEO fired appeared first on CUInsight.

Did elementary school field trips set you up for workplace success?

by Felix Gomez @ CUInsight

Tue Mar 27 12:00:06 PDT 2018

“There’s strength in numbers.” It’s a familiar phrase to most of us. When I hear it, I immediately think back to the safety precautions we had to follow on elementary school field trips. Remember holding onto the rope as your kindergarten class toured a museum? What about staying with the group or following the buddy […]

The post Did elementary school field trips set you up for workplace success? appeared first on CUInsight.

Celebrate & Share Your Polish Heritage!

by Editor @ Polish-American Federal Credit Union

Mon Jun 05 19:41:28 PDT 2017

Refer Us to Your Family and Friends! If you believe we’re taking good care of your financial needs, share your proud Polish heritage by referring your family members and friends to Polish-American Federal Credit Union! When you do, we’ll give $50 to you and the new member you sent our way if they become an […]

The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:23:22 PDT 2018

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. At a glance, The Plum Card® from American Express is great for those who need that extra time to pay off debt... Read More →

The post The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year appeared first on Bank Deal Guy.

It’s upgrade day! Tips, tricks and hidden features of iOS 9.

by jasonprice @ First Entertainment Credit Union

Wed Aug 10 19:06:48 PDT 2016

For all you iPhone users with a 4S or later model: today, Apple has released its newest mobile operating system, and we’re really excited about it. It’s not a complete redesign (as iOS 7 was a few years ago). In fact, when you first upgrade, you’ll be hard pressed to tell the difference between it and…

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

Wed Feb 28 05:10:52 PST 2018

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

Is It Always Best to Pay Off Credit Cards Before Saving for Retirement

by Katie Mills @ Sierra Pacific Federal Credit Union

Thu Mar 01 16:25:02 PST 2018

  By Janet Alvarez This guest post is part of America Saves Week 2018. Take the pledge here. Conventional wisdom says you should pay off your credit cards before saving for retirement. While it’s generally true you should pay off high-interest credit card debt as quickly as possible, there are a few situations where retirement […]

Free Business Checking Accounts: April 2018

by Howard Young @ Bank Checking Savings

Tue Mar 27 14:25:39 PDT 2018

We get the frustration and countless hours you spent on trying to find the best business checking accounts on the market. It can be quite a hassle and often the best rates aren’t easy to find. To relieve the stress, here is a list of the best free checking accounts for 2018. Features are often... Keep Reading↠

The post Free Business Checking Accounts: April 2018 appeared first on Bank Checking Savings.

Should You Pay for Credit Repair Services? Probably Not.

by PowerFi @ Power Financial Credit Union

Thu Feb 15 10:23:17 PST 2018

Call it a coincidence. Call it savvy marketing. Whateve […]

The post Should You Pay for Credit Repair Services? Probably Not. appeared first on Power Financial Credit Union.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Best Free Checking Account – April 2018

by Liz Pham @ Bank Checking Savings

Tue Mar 27 14:07:05 PDT 2018

Look no further than below for Best Free Checking Accounts! You will find the best publicly available bank signup bonus, offers, deals, and promotions. You’ll find this exclusive free checking account promotions list to be the absolute best to earn thousands of dollars in free cash! Don’t forget to check our full list of Free Business... Keep Reading↠

The post Best Free Checking Account – April 2018 appeared first on Bank Checking Savings.

Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer)

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:30:27 PDT 2018

Indiana residents can earn a $150 bonus by simply opening a new checking account with Indiana Members Credit Union and meeting certain requirements. Below is all the information and details you need to earn your Indiana Members Credit Union $150 Checking Bonus! Membership: Experience the credit union difference, and become a member of Indiana Members Credit Union. Joining is... Read More →

The post Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer) appeared first on Bank Deal Guy.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:56:45 PDT 2018

Available nationwide, you can earn CD Rates from 0.60% up to 2.80% APY when you open up a new Marcus by Goldman Sachs CD Account! Below is all the information and details you need to open your Marcus by Goldman Sachs CD Account to earn 0.60% up to 2.80% APY! Marcus by Goldman Sachs CD... Read More →

The post Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide] appeared first on Bank Deal Guy.

Macatawa Bank Visa Bonus Rewards Card Review: 2,500 Bonus Rewards Points ($25 Cash Back)

by Hilary Tran @ Bank Checking Savings

Tue Mar 27 13:27:02 PDT 2018

Sign up today for the Macatawa Bank Visa Bonus Rewards Card to earn 2,500 bonus points, redeemable for $25 cash back, after your first purchase on your new card. With this card you get introductory 0.00% APR for the first 6 billing cycles on purchases and balance transfers with no annual fee. You also get a 25%... Keep Reading↠

The post Macatawa Bank Visa Bonus Rewards Card Review: 2,500 Bonus Rewards Points ($25 Cash Back) appeared first on Bank Checking Savings.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:52:10 PDT 2018

Compare this card with other business related cards here. The Chase Ink Business PreferredSM Card offering a sign-up bonus of 80,000 Bonus Points after you spend $5,000 on purchases within the first three months of account opening. When doing so, you will earn $1,000 towards travel when you redeem through Chase Ultimate Rewards®  and points will be... Read More →

The post Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories appeared first on Bank Deal Guy.

Important Notice For Online Banking Users

by Editor @ Polish-American Federal Credit Union

Tue Dec 15 10:28:53 PST 2015

Dear Member: You are receiving this notice to let you know about recent routine maintenance performed for the Polish-American Federal Credit Union’s online Home Banking system. To ensure you experience online banking without any interruptions, please be sure your internet browser is up to date. Please be sure you are using one of these browsers: […]

Indiana Members Credit Union Checking Bonus: $150 Promotion (Indiana only) *Carmel Branch offer*

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 14:30:47 PDT 2018

Are you interested in putting some extra cash in your wallet? Indiana Members Credit Union is currently offering residents of Indiana a generous $150 bonus when you sign up and open a new Checking Account with direct deposit. To get the first $50, you must apply and open a new checking account and keep the account... Keep Reading↠

The post Indiana Members Credit Union Checking Bonus: $150 Promotion (Indiana only) *Carmel Branch offer* appeared first on Bank Checking Savings.

A Year of Giving: 2016 In Our Charitable Outreach

by Lisa Eddy @ SafeAmerica Credit Union

Mon Mar 27 14:17:21 PDT 2017

It’s no secret that People Helping People is an integral philosophy to our credit union. In 2016, we were proud to continue to support a few organizations that strive to improve our communities every single day. However, we were most proud to extend our support to more charities than ever before, supporting the communities we […]

The post A Year of Giving: 2016 In Our Charitable Outreach appeared first on SafeAmerica Credit Union.

Top 3-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 16:07:09 PDT 2018

Below is our guide to help you, our readers, find the best or top 3-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

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Hack #5: Learn how to relieve stress

by Michelle Harbinak Shapiro @ CUInsight

Tue Mar 27 02:30:17 PDT 2018

Life hacks. They pop up on your social media feed all the time. Hammer time? Use a clothespin to hold the nail. Crazy cords? Organize them with a repurposed paper towel roll. They’re smart strategies to manage daily activities in a more efficient way. For a small credit union, some of the best efficiency-driven life […]

The post Hack #5: Learn how to relieve stress appeared first on CUInsight.

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 14 05:10:09 PDT 2018

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

Top 2-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 08:57:05 PDT 2018

Below is our guide to help you, our readers, find the best or top 2-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 2-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

First South Financial Referral Bonus: $25 Promotion (Tennessee only)

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:30:43 PDT 2018

If you are a resident of Tennessee, listen up! First South Financial is offering qualified customers a $25 bonus whenever they refer a friend or family member to open a new account by March 31, 2018! There are very few requirements to be eligible for the referral bonus. After the requirements has been met, you will get... Keep Reading↠

The post First South Financial Referral Bonus: $25 Promotion (Tennessee only) appeared first on Bank Checking Savings.

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

Wed Feb 21 05:10:38 PST 2018

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 05 05:10:18 PST 2018

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

Free Your Finances: Our Savings Tips & Tricks

by Lisa Eddy @ SafeAmerica Credit Union

Tue Mar 28 13:49:36 PDT 2017

Saving money can be a pretty hard thing to do. Between groceries, car payments, and a mortgage, it can feel almost impossible. Here’s some of our best tricks on saving up and saving smart. Use your tools wisely Nowadays, pretty much anyone has a wide array of tools at their disposal which can really help […]

The post Free Your Finances: Our Savings Tips & Tricks appeared first on SafeAmerica Credit Union.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 19 05:10:23 PDT 2018

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

2018 Community First Recipients

by Rebecca Smith @ America's First Federal Credit Union

Tue Feb 20 07:09:13 PST 2018

Our employees have spoken, and we’re excited to announce that our 2018 Community First recipients are:  Boys & Girls Clubs of Central Alabama  Greater Birmingham Humane Society  Laura Crandall Brown Foundation Stay tuned for ways you can help us support these amazing organizations this year!

TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide]

by Andy Truong @ Bank Deal Guy

Tue Mar 27 08:00:16 PDT 2018

Available nationwide, you can earn CD rates of 1.46% up to 2.53% APY when you open a new TAB Bank CD Account with a minimum $1,000 opening balance. Below is all the information and details you need to open your TAB Bank CD Account to earn CD rates of 1.46% up to 2.53% APY! Editor’s Note: If you’re interested... Read More →

The post TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide] appeared first on Bank Deal Guy.

4 points to help your staff see the value of leveraging fintech

by John @ CUInsight

Tue Mar 27 10:00:58 PDT 2018

Financial institutions have been upping their fintech game and digital strategy efforts for years now. Whether it’s taking advantage of the cloud, mobile banking or data analytics, the tools, solutions, and technologies available are expanding at an intimidating rate for smaller FI’s that rely on their marketing and IT teams to wear a lot of […]

The post 4 points to help your staff see the value of leveraging fintech appeared first on CUInsight.

Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?)

by Danny Nguyen @ Bank Deal Guy

Mon Mar 26 14:14:13 PDT 2018

When you sign up for a Chase IHG Rewards Club Select Credit Card, you will earn 80,000 bonus points after you spend $2,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make your first purchase within the same three month frame.... Read More →

The post Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?) appeared first on Bank Deal Guy.

Best Bank Bonuses in Washington

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:33:33 PDT 2018

Editor’s Note: If this is not your state, you can click on the state(s) above to see the Best Bank Bonuses being offered in your selected state(s). If you’re going to Washington to visit the biggest building in the world, or the world famous Space Needle, take some time to also visit the Best Bank Bonuses in Washington.... Keep Reading↠

The post Best Bank Bonuses in Washington appeared first on Bank Checking Savings.

Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:43:28 PDT 2018

Compare this card with other cash back related cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and... Read More →

The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

The New Year’s Here: Make Better Resolutions in 2018

by PowerFi @ Power Financial Credit Union

Wed Dec 27 14:10:45 PST 2017

From starting a workout plan to saving for retirement, roughly 80% of New Year’s resolution fail within the first month. Of the people who keep their commitments through February and beyond, only 8% ultimately reach their goal. Why is that? If you ask 100 people, you’re likely to get 100 different excuses reasons. Making a resolution is easy. Sticking to it? That’s a different story.

The post The New Year’s Here: Make Better Resolutions in 2018 appeared first on Power Financial Credit Union.

Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 10:53:39 PDT 2018

With the Wells Fargo Cash Wise Visa Card, you can earn you $200 cash rewards bonus if you spend $1,000 in purchases within the first 3 months from account opening. If you want to find out more about this card offer, please continue to read below. 0% APR Balance Transfer Categories For this card, you are given a... Read More →

The post Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee appeared first on Bank Deal Guy.

Plan a Blockbuster Valentine Date on a Budget

by PowerFi @ Power Financial Credit Union

Tue Jan 16 01:15:37 PST 2018

Plan a Blockbuster Valentine Date on a Budget  From pic […]

The post Plan a Blockbuster Valentine Date on a Budget appeared first on Power Financial Credit Union.

Financial Quick Fixes Come at a High Cost

by PowerFi @ Power Financial Credit Union

Thu Feb 22 14:24:02 PST 2018

Prohibited in 18 states, payday loan companies still ma […]

The post Financial Quick Fixes Come at a High Cost appeared first on Power Financial Credit Union.

Be a leader in member financial health – Attend the CU FINHEALTH18 Conference

by Gigi Hyland @ CUInsight

Tue Mar 27 02:00:54 PDT 2018

Improving the financial health of our credit union members – the reason that credit unions were created and why they still exist today. As the mantra of “people over profit” goes, credit unions are dedicated to finding ways to better serve their members.   In order to serve our members effectively and responsibly, we must […]

The post Be a leader in member financial health – Attend the CU FINHEALTH18 Conference appeared first on CUInsight.

Save Automatically

by Katie Mills @ Sierra Pacific Federal Credit Union

Tue Feb 27 16:02:46 PST 2018

Saving money can be hard. Making your saving automatic takes the work out of it. Here are our basic A What is Automatic Saving? Automatic Saving makes the practice of “paying yourself first” incredibly easy. Start using your employer’s Direct Deposit to its full potential. Not only can you have your pay sent straight to […]

RESOLVED Card Processing Problem

by Kyle McDougal @ America's First Federal Credit Union

Thu Mar 01 19:31:24 PST 2018

America’s First Federal Credit Union would like to thank everyone for their patience. All cards are active now.

2018 Business of the Year Awards

by PowerFi @ Power Financial Credit Union

Tue Feb 27 10:08:47 PST 2018

Power Financial Credit Union has been selected by the S […]

The post 2018 Business of the Year Awards appeared first on Power Financial Credit Union.

IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?)

by Anthony Nguyen @ Bank Deal Guy

Mon Mar 26 14:13:22 PDT 2018

Compare this card with other hotel related cards here. When you sign up for a IHG® Rewards Club Select Credit Card, you will earn 60,000 bonus points after you spend $1,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make... Read More →

The post IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?) appeared first on Bank Deal Guy.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 12:43:10 PDT 2018

Available nationwide, you can earn 0.75% up to 2.50% APY CD Rates when you open up a new Synchrony Bank Certificate of Deposit Account! Below is all the information and details you need to open your Synchrony Bank CD Account to earn 0.75% up to 2.50% APY CD Rates! Synchrony Bank Certificate of Deposit Account... Read More →

The post Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide] appeared first on Bank Deal Guy.