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Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

How to Treat Knee Inflammation

How to Treat Knee Inflammation

by @ How to of the Day

If your knee is red, swollen, sore, or warm to the touch, it is inflamed. Inflammation in the knee can be caused by a lot of different conditions, such as arthritis, tendinitis, bursitis, or an injury to the muscles or tendons around the knee. Once the knee is injured, inflammation begins as the knee starts to heal itself. Treating minor inflammation in the knee can usually be done at home with some general care and lifestyle changes. However, if you have ongoing or intense inflammation, you should seek out medical care.

APR vs. APY: How One Letter Makes a Big Difference

by Stephanie Colestock @ Consumerism Commentary

APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]

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How Much Black Licorice Does It Take To Overdose?

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

Achieve the Dream of a College Education with the Maryland 529 Save4College Program

by Jim Wang @ Wallet Hacks

College is expensive. I graduated with $35,000 in student loan debt. Some graduate with hundreds of thousands of dollars in debt. I never had access to a 529 plan. I started college in 1998 and they were created in 1996 as Section 529 of the Internal Revenue Code. Even if we knew about it, it […]

The post Achieve the Dream of a College Education with the Maryland 529 Save4College Program appeared first on Wallet Hacks.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

How to Wash Jeans by Hand

How to Wash Jeans by Hand

by @ How to of the Day

Hand washing is a great way to extend the life of your favorite pair of jeans. It is a gentler process than machine washing and prevents, or at least slows, the fading and break down of fibers. Choose between hand washing your jeans in cool water or spot cleaning.

ACH Payment and Solutions from Bank of America Merrill Lynch

ACH Payment and Solutions from Bank of America Merrill Lynch


Bank of America Merrill Lynch

Find out how ACH services can help you get better control of payment processing and transactions for your business.

How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

Direct Deposit

Direct Deposit


Investopedia

Direct deposit is the deposit of electronic funds directly into a bank account rather than through a physical paper check.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

2018 IRS Standard Deductions and Exemptions

by Luke Landes @ Consumerism Commentary

There are some big changes in the standard deduction and exemptions for 2018. We have all the numbers here and how the change will affect tax payers. Most taxpayers can choose between itemizing tax deductions and taking the standard deduction. Itemizing, which requires accurate record-keeping, allows you to take deductions for specific expenditures from the […]

The post 2018 IRS Standard Deductions and Exemptions appeared first on Consumerism Commentary.

What Time Does My Money Transfer Into My USA Bank Account?

What Time Does My Money Transfer Into My USA Bank Account?


ToughNickel

Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

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Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

The New Emergency Fund: Seven Components of an Emergency Plan

by Abby Hayes @ Consumerism Commentary

It’s important to save for a rainy day. In this guide, we give you ideas on where to put an emergency fund and how much you should save. The world of personal finance is rife with oversimplified platitudes and one-size-fits-all advice. No where is this more evidenced than in the often-repeated advice about emergency funds. […]

The post The New Emergency Fund: Seven Components of an Emergency Plan appeared first on Consumerism Commentary.

2013 Bank of America: The Best ATMs in Banking?

2013 Bank of America: The Best ATMs in Banking?


The Balance

Bank of America already offered an advanced ATM deposit system, but over the years it has made the ATM experience even more customer-friendly.

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)

Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)


First Quarter Finance

These are the direct deposit times for Wells Fargo, Bank of America, Chase, ADP, SunTrust, PNC, Huntington, TD Bank, BB&T, Fifth Third Bank, Citizens,

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

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Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

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How to Redeem Points Using the BofA Premium Rewards Card

How to Redeem Points Using the BofA Premium Rewards Card


The Points Guy

Once you've earned points on the new Bank of America Premium Rewards card, how do you use them? This guide shows you step by step.

How to Use Your EDD Debit Card to Piss off Bank of America

How to Use Your EDD Debit Card to Piss off Bank of America


Soapboxie

Every time you swipe your EDD debit card, you are giving Bank of America money. Don't allow BofA to capitalize on your misfortune.

How to Deposit Checks With the Bank of America iPhone App

How to Deposit Checks With the Bank of America iPhone App


wikiHow

The Bank of America iPhone app has a feature that allows you to deposit your checks right from your phone. Use this article to find out how to deposit a check from your phone, and you won't have to travel to the bank ever again. Download,...

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

How to Search Military Records

How to Search Military Records

by @ How to of the Day

If you want to find military records, there are several ways in which you can do so. Keep in mind that limited military records are available to the public, so specific veteran records will only be released to the veteran or their next of kin.

How to Dress Up Jeans

How to Dress Up Jeans

by @ How to of the Day

While jeans are traditionally considered casual wear, the right pair can easily be dressed up for your next Casual Friday, romantic date, or night out with friends. As long as you start with the right jeans, you can create a dressy look with the right top, shoes, and accessories.

Why You Don't Get Your Direct Deposit On Weekend | LRRCU

Why You Don't Get Your Direct Deposit On Weekend | LRRCU


LRRCU

Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

E*Trade Review and Current Promotions

by Kevin Mercadante @ Consumerism Commentary

E*TRADE set the bar as one of the first online discount brokers. But is it the broker you should be using? We help you answer that question in our E*TRADE review. It’s curious that the editorial team here at Consumerism Commentary has never reviewed E*TRADE before today. I say that because we have written about […]

The post E*Trade Review and Current Promotions appeared first on Consumerism Commentary.

                            Massachusetts Debit Card

Massachusetts Debit Card


Department of Revenue

The Department of Revenue's Child Support Enforcement Division will soon change its debit card program from JP Morgan to a new vendor, ACS State & Local Solutio

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

How to Lose Birth Control Weight

How to Lose Birth Control Weight

by @ How to of the Day

Gaining weight is a fairly common (and annoying) side effect of some methods of birth control. If you find yourself packing on the pounds after starting a new birth control routine, you might need to take some action. You can try exercising regularly and eating a balanced diet to help minimize the water weight your body may be retaining. You can also try talking to your doctor about your symptoms, or even switching to another form of birth control with fewer hormonal side effects.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

Bank of America $100 Checking Bonus - Public & Nationwide - Doctor Of Credit

Bank of America $100 Checking Bonus - Public & Nationwide - Doctor Of Credit


Doctor Of Credit

Update 03/26/17: Offer is back and valid until May 31st, 2018. Hat tip to reader Bhanna.  Update: 01/10/18: Offer is back and valid until February 28th, 2018. Had been expired since end of December 2017. Also looks like you’ll be eligible for a second bonus as long as your old account has been closed for six [&hellip

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

Six Secrets From a Pro Photographer for Snapping Adorable Pix of Your Kids

by Nicole Dow @ The Penny Hoarder

Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip

by Makenzi Wood @ Wallet Hacks

Ahh, the dollar store. In an age where prices are soaring, it’s the beacon of thrifty shopping options for people looking to save a buck. While you can easily score cheap party decorations and glass bowls at the dollar store, it can be tough to know what is and isn’t a good deal when it […]

The post Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip appeared first on Wallet Hacks.

A Survey of the Best HSA Accounts Available Today

by Abby Hayes @ Consumerism Commentary

A Health Spending Account is a great way to pay for healthcare or save for retirement. To help, we’ve surveyed the very best HSA accounts available today. It used to be that consumers didn’t have much choice when it came to HSAs. Many of these accounts were little more than dedicated-use high-interest savings accounts. Now […]

The post A Survey of the Best HSA Accounts Available Today appeared first on Consumerism Commentary.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Maryland To Try Sending Recall Notices With Car Registration Renewals

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

8 Ways to Get Free Amazon Gift Cards

by Stephanie Colestock @ Consumerism Commentary

The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]

The post 8 Ways to Get Free Amazon Gift Cards appeared first on Consumerism Commentary.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

Collateral Loans & Hard Money Loans for Bad Credit: List of Providers

by Ellen Seltz @ First Quarter Finance

Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]

The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.

5 Things Experts Say You Should Know About Obamacare Open Enrollment

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

The 14 best travel books that will inspire wanderlust and a road trip

The 14 best travel books that will inspire wanderlust and a road trip

by Dan Miller @ Points with a Crew

If you're in the mood for wanderlust or a road trip or just learn about travel, here are 14 of the best travel books meant to inspire your next adventure

TSA Is Asking Passengers at Some Airports to Take Snacks Out of Carry-On Bags

TSA Is Asking Passengers at Some Airports to Take Snacks Out of Carry-On Bags

by Jessica Puckett @ The Points Guy

The Transportation Security Administration might be adding one more step to the security-screening process: the removal of snacks from carry-on bags. Passengers at several airports have reportedly been asked by TSA officers to remove snacks from their bags at security checkpoints, along with the traditional items like liquids and large electronics. Several reports on social …

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

Can't Deposit Cash Into Someone Else's Account? These Are Your Options | Bankrate.com

Can't Deposit Cash Into Someone Else's Account? These Are Your Options | Bankrate.com


Bankrate

Security concerns have prompted some banks to prohibit customers from depositing cash into others’ accounts.

How to Become a Legal Permanent Resident of the United States

How to Become a Legal Permanent Resident of the United States

by @ How to of the Day

Becoming a legal permanent resident of the United States is a lengthy bureaucratic process. Once you determine your eligibility, you will need to find someone who can sponsor your application. Then, you and your sponsor will have to provide substantial evidence of your status, employment, or relationship. The process of becoming a legal permanent resident will generally take at least a year from the date you start filing, but successful applicants will finish the process with their Green Card, which grants permanent legal residence.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Orange Snow in Europe Is Turning Mountains Into Beaches

Orange Snow in Europe Is Turning Mountains Into Beaches

by Samantha Rosen @ The Points Guy

Just when you thought this strange, strange world we live in couldn’t get any weirder, orange snow is covering mountains and regions of Eastern Europe, including Russia, Romania, Bulgaria and Ukraine. See for yourself: A post shared by Cultura Colectiva Noticias (@culturacolectivanoticias) on Mar 27, 2018 at 8:22am PDT If you didn’t know any better, …

How to Fix Yellow Tap Water

How to Fix Yellow Tap Water

by @ How to of the Day

If you notice yellow discoloration in your tap water, you may worry about whether it is safe to drink and how to fix the problem. In most cases, however, yellow water is both harmless and easy to treat. Deciding whether your water provider or your internal plumbing has turned the water yellow is the first step to take. Then, once you've found the cause, hire a professional to help you decide on the best treatment option.

How to Break Boards with Your Bare Hands

How to Break Boards with Your Bare Hands

by @ How to of the Day

Learning how to break boards with your bare hands can be done right at home. Start by conditioning your hands to get them ready for striking, and make sure your board is set up properly and safely. By having confidence in your ability to break the board and following some simple strategies, you'll soon master the martial arts stunt of board-breaking.

Why Do Bank Transfers And Deposits Take So Long?

Why Do Bank Transfers And Deposits Take So Long?


Bible Money Matters

Have you ever wondered why you have to wait for 2-5 days when making a transfer of funds from bank to bank? Here's why.

Wells Fargo Banking Promotions: $200 Checking Bonus

by Jim Wang @ Wallet Hacks

Banks need accounts. You need more cash. How about $200 to open a Wells Fargo Everyday Checking account and making it your main bank account? That's what Wells Fargo is willing to do if you're willing to open an account and set up a direct deposit of at least $500. After you've had three deposits […]

The post Wells Fargo Banking Promotions: $200 Checking Bonus appeared first on Wallet Hacks.

Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

The post Barclays Online Savings Review appeared first on Consumerism Commentary.

How to Close Your Bank of America Savings or Checking Account

How to Close Your Bank of America Savings or Checking Account


Consumerism Commentary

If you’re upset about Bank of America charging a monthly debit card fee or any other fee, if the bank has a policy you don’t like, or if you just have no need for this company’s particular set of services, consider closing your Bank of America account. There’s an initiative called Bank Transfer Day encouraging …

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

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How Long Does a Check Take to Clear? - NerdWallet

How Long Does a Check Take to Clear? - NerdWallet


NerdWallet

When it comes to how long it takes a check you’ve deposited to clear, the faster, the better. Unlike with direct deposit, paper checks aren’t credited to an account instantly.…

How Grads Can Get Another Shot at Student Loan Forgiveness

by Anna Helhoski @ NerdWallet

The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…

Bank Of America Mobile App Says Money Orders Are Allowed, Rejects My Money Order Deposit

Bank Of America Mobile App Says Money Orders Are Allowed, Rejects My Money Order Deposit


Consumerist

Before snapping photos of her money order with Bank of America’s mobile deposit app, April took the time to make sure that money orders were permitted. She lives 200 miles away from the neare…

Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared

by Kathrina Bognot @ First Quarter Finance

Discount Tire may be the largest independent tire retailer but it’s certainly not the only one. We have the list of tire retailers, including: Big O Tires, Costco Tires, NTB, Pep Boys, Sears Auto Center, Tire Discounters, and Walmart Auto Care Center. We break down the brands and services offered as well as a general […]

The post Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared appeared first on First Quarter Finance.

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

12 Clever Places to Donate Your Used Old Books

by Makenzi Wood @ Wallet Hacks

If you're like me, you know there's nothing quite like cracking open a book. For decades us bookworms have amassed impressive collections of books to expand our small slice of the world. However, it's easy to get overwhelmed with books. I used to have an entire room in my house just for my books. It […]

The post 12 Clever Places to Donate Your Used Old Books appeared first on Wallet Hacks.

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

25+ Best Bank Promotions & Bonus Offers ($100 Minimum!)

25+ Best Bank Promotions & Bonus Offers ($100 Minimum!)


Wallet Hacks

See the best nationally available bank promotions and signup bonuses available ($100 minimum!) - we keep this list of 20+ bank offers updated weekly. No expired promotions or tiny banks listed, just nationally available, easy to get promos.

Bank of America ends free checking option, causing customer uproar

Bank of America ends free checking option, causing customer uproar


chicagotribune.com

The bank's move to add balance or direct deposit requirements to its free checking leaves few big-bank options for some low-income consumers.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

How to Track Mileage Without an Odometer

How to Track Mileage Without an Odometer

by @ How to of the Day

Whether you’ve got a busted odometer or you’d just rather not have to do a lot of mental gymnastics to calculate your annual mileage for work-related tax deductions, there are a couple simple ways to find out how many miles you’re averaging. Downloading a mileage tracker app for your smartphone can take all the guesswork out of adding up your drive time by automatically ticking off the miles while you’re on the road. If you only make the occasional business trip, consider simply plotting out your route and recording the estimated distance in advance.

Online & Mobile Banking | FAQs | KeyBank

Online & Mobile Banking | FAQs | KeyBank


Key.com

Learn more about KeyBank’s online and mobile banking solutions. Find out what online banking is, how to sign up, how to use online Bill Pay services and more.

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

How to Lose Fat With Weights

How to Lose Fat With Weights

by @ How to of the Day

If you want to get rid of stubborn body fat, adding strength training to your exercise regimen can help. To start losing fat, create a consistent weekly routine to build muscle and burn calories. One effective way to lose fat is doing compound exercises, which will work out multiple muscle groups at once. Keep in mind that to lose fat, you must ultimately burn more calories than you eat. Thus, you should also incorporate other healthy weight loss practices into your life.

How to Compare Handwriting Samples

How to Compare Handwriting Samples

by @ How to of the Day

Handwriting analysis is both an art and a science. Whether you want to compare handwriting samples for fun or for legal or forensic purposes, you’ll need a sharp eye. The first step is to obtain samples, which typically include a sample in question and several documents you know someone actually wrote. Examine each document individually, and look for formal, formatting, and stylistic quirks. Determine if samples share any of these subtle characteristics, and form a conclusion about the documents’ authorship based on your findings.

Discover Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]

The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.

How to Train an Abused Dog

How to Train an Abused Dog

by @ How to of the Day

Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.

Trailer Financing for Bad Credit (or No Credit) Borrowers

by Katie Spence @ First Quarter Finance

Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]

The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.

How to Wash High Windows

How to Wash High Windows

by @ How to of the Day

Cleaning high windows can be tricky, especially if they are above a sloped area or in a hard to reach spot. High windows also tend to get very dirty, especially if they have not been wiped or washed in awhile. Though you can hire a professional to wash high windows, doing them yourself can save you money and give you the satisfaction of maintaining them on your own. By using an extendable pole on a day that is not too sunny or hot, you can have clean, streak-free windows in no time.

Singapore Airlines to Enable Blockchain-Based Redemptions With Retailers – Should You Care?

Singapore Airlines to Enable Blockchain-Based Redemptions With Retailers – Should You Care?

by Nick Ewen @ The Points Guy

When airlines integrate technology, it’s generally a good thing for consumers. Be it complimentary in-flight entertainment or faster and more reliable Wi-Fi in the air, technology has made (and will continue to make) a positive impact on the travel experience. Now one airline is applying this technology to its redemption scheme, and while details are …

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

An important message from Consumer Reports

An important message from Consumer Reports

by petedirenzo @ Consumerist

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

How to Stop Fighting With Your Brother or Sister

How to Stop Fighting With Your Brother or Sister

by @ How to of the Day

Fights between siblings are inevitable, even if they can be frustrating. If you and your sibling want to stop fighting, there are a few strategies you can try before, during, and after a fight. You may be family, but with a little effort, you can get along like friends!

Average 401(k) Retirement Savings – Why We Need to Save More. Way More!

by Jim Wang @ Wallet Hacks

How much do you have saved up in retirement? If you're like most Americans, the answer is not much. The average net worth of Americans is just $80,039. When you take out home equity, it's only $25,116. That's across the entire population of the United States – single, married, 65, 25, black, white, etc. Do […]

The post Average 401(k) Retirement Savings – Why We Need to Save More. Way More! appeared first on Wallet Hacks.

Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil)

by Bryan Cockfield @ First Quarter Finance

Automotive undercoating is important to help prevent rust and corrosion, especially in colder climates. Oil-based products like Krown Rust Control, NH Oil Undercoating, and Fluid Film are three popular and effective undercoating brands. “Traditional” undercoating offered by dealerships on new cars isn’t necessarily the same thing and does not prevent rust in the long term. […]

The post Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil) appeared first on First Quarter Finance.

How to Plant in Poor Soils

How to Plant in Poor Soils

by @ How to of the Day

Whether you want to grow flowers, trees, or vegetables, plants can add natural beauty to your yard. However, planting and growing plants may not seem so simple if your yard doesn’t have rich soil. Fortunately, there are several things you can do throughout the planting process to ensure that your plants thrive, including amending the soil with compost, planting the root ball properly, and/or choosing to plant specific plants that thrive in your particular soil type.

United Plane Makes Emergency Landing Due To Smoke In The Galley

United Plane Makes Emergency Landing Due To Smoke In The Galley

by Laura Northrup @ Consumerist

Smoke in the cabin of a passenger airplane is a scary prospect. That’s why a plane heading from Munich, Germany to Washington Dulles International Airport made an emergency landing at Boston’s Logan Airport instead: There was smoke pouring from the plane’s galley… which may or may not have actually been caused by a fire. The plane was diverted to land …

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

American Expands in Latin America With New Flights From US Hubs

American Expands in Latin America With New Flights From US Hubs

by Nick Ellis @ The Points Guy

American Airlines shared expansion details of its Latin American route map on Tuesday. The world’s largest carrier will be adding nonstop flights between its hubs in Dallas-Fort Worth (DFW), Los Angeles (LAX) and Miami (MIA) to destinations in Mexico and South America. The new additions further cement American’s place as the dominant US carrier in …

Quicken 2018 Review

by Jim Wang @ Wallet Hacks

Quicken is one of the oldest personal finance software packages. Quicken's origins go all the way back into the 1980s, when Scott Cook and Tom Proulx founded Intuit in Palo Alto, CA. As Intuit's history tells it, they realized that personal computers would change the way people did personal accounting. Quicken was programmed in Microsoft […]

The post Quicken 2018 Review appeared first on Wallet Hacks.

CIT Bank Review and Bonuses

by Stephanie Colestock @ Consumerism Commentary

CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]

The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

How to Transfer an Image Onto Glass

How to Transfer an Image Onto Glass

by @ How to of the Day

Putting an image onto a glass object—such as a glass, mason jar, mirror, or window—is a way to personalize and decorate your living space. You can transfer any type of image that has been printed from a laser printer, or that you find in a book or magazine. To transfer an image onto glass, fix adhesive packing tape to the image you’d like to transfer. Soak the image and tape in warm water, then remove the paper and stick the image onto a glass object. Alternately, you can use a gel transfer medium to move the image directly on to a glass surface.

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

My trip was canceled out from under me (here’s what I did)

My trip was canceled out from under me (here’s what I did)

by Dan Miller @ Points with a Crew

The other day, my flight to Europe was canceled out from under me. There wasn't a ton that I could do, but one thing to always keep in mind is that you should ...

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.

How Long It Takes a Check to Clear at Top Banks 2018 | MyBankTracker

How Long It Takes a Check to Clear at Top Banks 2018 | MyBankTracker


MyBankTracker

Learn how long it takes a check to clear at the top 10 banks and when check deposit funds will be available for withdrawal. Find out when and why funds are held for clearance and what happens with post-dated checks, money orders, cashier's checks, and more. See tips on how to get your money on time.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

How to Develop Film in a Darkroom

How to Develop Film in a Darkroom

by @ How to of the Day

Film photography is a great way to capture personal, unique, and long-lasting photographs. The first step in turning the captured exposures on your film camera into physical prints is developing the film. Taking the time to develop your film correctly is critical if you want your prints to turn out beautifully. To develop your film, you'll need some basic photography tools and chemicals, as well as access to a dark room.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

Shockingly, Bank of America Is Actually a Good Option for Someone - MagnifyMoney

Shockingly, Bank of America Is Actually a Good Option for Someone - MagnifyMoney


MagnifyMoney

Nearly 10 percent of Americans do not have bank accounts, and these new products promise to make it easier and cheaper for people to enter the banking system.

How to Train an Australian Shepherd

How to Train an Australian Shepherd

by @ How to of the Day

Australian shepherds are herding dogs that are popular pets. They are very intelligent dogs that thrive when thoroughly trained. To train an Australian shepherd you should focus on rewarding good behavior and reinforcing training with repetition and consistency. With some time and effort, your Australian shepherd will be a wonderfully trained companion for years to come.

Frequently Asked Questions - Bank of Internet USA

Frequently Asked Questions - Bank of Internet USA


Bank of Internet USA

Bank of Internet USA invites you to read answers to some of the questions most frequently asked about our innovative online banking products and services.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

The Best Smoke Detectors for Your Money

by Stephanie Colestock @ Consumerism Commentary

Nothing is more important for your safety than a reliable smoke detector. To help you make a wise choice, here are the best smoke detectors for your money. Having adequate and working smoke alarms in your home isn’t just a personal preference. These gadgets are easy to take for granted. But they can mean the […]

The post The Best Smoke Detectors for Your Money appeared first on Consumerism Commentary.

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

Pottery Barn Furniture Quality: Where It’s Made, Who Makes It, & More

by Kathrina Bognot @ First Quarter Finance

Pottery Barn produces high-quality furniture, which is all made in the U.S. by experienced professionals. Pottery Barn is a wholly owned subsidy of Williams Sonoma, a company known for quality (and pricey) kitchen appliances. Williams Sonoma has an A+ rating from the Better Business Bureau and has been in business for over 60 years. When you’re […]

The post Pottery Barn Furniture Quality: Where It’s Made, Who Makes It, & More appeared first on First Quarter Finance.

Are you targeted for a $300 BofA checking bonus offer? - Points with a Crew

Are you targeted for a $300 BofA checking bonus offer? - Points with a Crew


Points with a Crew

My wife and I each received an email detailing a lucrative bonus for opening a new checking account with Bank of America. Did you receive this great offer?

Payment Deposit Options - Maryland Department of Human Resources

Payment Deposit Options - Maryland Department of Human Resources


Maryland Department of Human Resources

Direct Deposit If you receive child support payments from the Maryland Child Support Administration, and have a checking account, you may apply for Direct Deposit. This will enable you to receive payments faster and eliminate inconveniences associated with manual checks. To apply for Direct Deposit, choose one of the two options below. Apply online by  Read the Rest...

Depositing Money Into Your Account

Depositing Money Into Your Account


Chime Banking - Support and FAQs

DIRECT DEPOSITThe easiest way to deposit funds to your Spending Account is by direct deposit from your employer. Simply provide your Chime routing number and Spending Account number to your emplo...

This is How Waze Carpool is Helping People Cut Down on Commuting Costs

by Nicole Dow @ The Penny Hoarder

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Where Does The Cheese Belong In A Cheeseburger?

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Global Entry Enrollment Center Opens in the UK

Global Entry Enrollment Center Opens in the UK

by Brendan Dorsey @ The Points Guy

Global Entry is one of the best programs for travelers. It grants those signed up to bypass airports’ ridiculously long customs lines for expedited clearance into the United States. Once registered in Global Entry, you’ll also be signed up for TSA PreCheck, which allows you to skip most travelers in the security line on departing flights. …

Earn More MQMs and Bonus Delta Miles Through Credit Card Spend (Targeted)

Earn More MQMs and Bonus Delta Miles Through Credit Card Spend (Targeted)

by Emily McNutt @ The Points Guy

Delta and American Express are targeting some holders of their co-branded cards with an opportunity to earn additional MQMs toward status. Traditionally, cardholders of the Platinum Delta SkyMiles Credit Card from American Express and the Delta Reserve Credit Card from American Express can earn bonus Medallion Qualifying Miles (MQMs) after meeting thresholds up to $50,000 …

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

How to Change Your Name in Skype

How to Change Your Name in Skype

by @ How to of the Day

This wikiHow teaches you how to change your Skype display name, which is the name people see when you appear in their contacts. You can change your Skype display name on the Skype website and on the mobile version of Skype, but you cannot change your Skype display name in the Skype program for Windows and Mac computers. You also can't change your Skype username without creating a new account.

How to Setup Direct Deposit

How to Setup Direct Deposit


Bank of America

Bank of America direct deposit makes it easy for you to deposit checks into your account automatically. Learn about setting up direct deposit today.

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

Bank of America faces backlash for eliminating free checking account

Bank of America faces backlash for eliminating free checking account


charlotteobserver

Charlotte’s Bank of America is eliminating a free checking account, eBanking, and converting customers to accounts with minimum balance requirements.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

Best FIRE (Financial Independence, Early Retirement) Blogs You Shouldn’t Miss

by Jim Wang @ Wallet Hacks

Behind every mainstream story about a couple retiring in their 30s and traveling the world is a story of struggle, sacrifice, and smart trade-offs. The idea that you could retire early, that is to say before you were in your 60s, has been around for centuries. This History of F.I.R.E. published on Rockstar Finance is […]

The post Best FIRE (Financial Independence, Early Retirement) Blogs You Shouldn’t Miss appeared first on Wallet Hacks.

FAQs: Questions about Direct Deposit

FAQs: Questions about Direct Deposit


Bank of America

Find answers to your frequently asked questions about direct deposit with Bank of America FAQs.

When Does Direct Deposit Go Through? | Patriot Software

When Does Direct Deposit Go Through? | Patriot Software


Payroll Tips, Training, and News

If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?

The Benefits of Direct Deposit for Salary Checks | NFIB

The Benefits of Direct Deposit for Salary Checks | NFIB


NFIB

The majority of employees in the United States are paid with direct deposit because of cost and convenience benefits to both employers and employees.

The Beer & Booze Company Behind Corona, Svedka & Mondavi Is Now Investing In Marijuana

The Beer & Booze Company Behind Corona, Svedka & Mondavi Is Now Investing In Marijuana

by Mary Beth Quirk @ Consumerist

Instead of shrinking in fear from the rising green tide of legal marijuana, the parent company behind booze brands like Corona, Svedka, and Robert Mondavi is jumping right in with a big investment in the legal marijuana business. Constellation Brands Inc. is shelling out $191 million for a 9.9% stake in Canopy Growth Corp, a Canadian company — known as …

Discover it® – Cashback Match™ Review

by Joe Taylor Jr. @ Consumerism Commentary

Learn More The Discover it® – Cashback Match™ makes a habit of saying no. No annual fee, no late fee on your first late payment, and no APR hike for paying late. Discover®’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. The […]

The post Discover it® – Cashback Match™ Review appeared first on Consumerism Commentary.

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