3 Money Lessons We Can Learn From ‘Roseanne’
by Courtney Jespersen @ NerdWallet
Sun Mar 25 18:00:27 PDT 2018
On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…
Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.
Digital CX Now The Ultimate Factor In The Fate of Banking Brands
by Lisa Joyce @ The Financial Brand
Sun Mar 18 21:02:24 PDT 2018
Is there a future for traditional banks and credit unions? Yes, but everything now hinges entirely on the digital experience they deliver.
The post Digital CX Now The Ultimate Factor In The Fate of Banking Brands appeared first on The Financial Brand.
The Four Pillars of Digital Transformation in Banking
by Lisa Joyce @ The Financial Brand
Mon Mar 26 21:04:59 PDT 2018
Banks and credit unions know they need a digital strategy, but few actually have one. Use this outline as your strategic checklist and self-assessment tool.
The post The Four Pillars of Digital Transformation in Banking appeared first on The Financial Brand.
5 Best Money Market Rates for 2018
by Michael Pruser @ Consumerism Commentary
Thu Mar 22 03:00:00 PDT 2018
The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]
The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.
Capital One® Venture® Rewards Credit Card Review
by Michael Pruser @ Consumerism Commentary
Tue Jan 09 14:00:00 PST 2018
In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]
The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.
Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.
The New Emergency Fund: Seven Components of an Emergency Plan
by Abby Hayes @ Consumerism Commentary
Tue Jan 02 07:00:49 PST 2018
It’s important to save for a rainy day. In this guide, we give you ideas on where to put an emergency fund and how much you should save. The world of personal finance is rife with oversimplified platitudes and one-size-fits-all advice. No where is this more evidenced than in the often-repeated advice about emergency funds. […]
The post The New Emergency Fund: Seven Components of an Emergency Plan appeared first on Consumerism Commentary.
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
The post Safe Online Banking: For You & Your Money appeared first on LRRCU.
The Massive Millennial Shake Up in Traditional Wealth Management
by Jim Marous @ The Financial Brand
Mon Mar 19 21:03:50 PDT 2018
As baby boomers change their financial objectives, the millennial investor provides wealth management opportunities that can't be ignored.
The post The Massive Millennial Shake Up in Traditional Wealth Management appeared first on The Financial Brand.
How Will The Smartphone of the Future Impact Banking?
by Jim Marous @ The Financial Brand
Sun Mar 25 21:03:08 PDT 2018
Advances in smartphone technology and user growth provide opportunities for innovation and differentiation for banking organizations.
The post How Will The Smartphone of the Future Impact Banking? appeared first on The Financial Brand.
Direct Deposit
Investopedia
Direct deposit is the deposit of electronic funds directly into a bank account rather than through a physical paper check.
Why In-Store Supermarket Branches Are a Bad Idea
by Guest Contributor @ The Financial Brand
Wed Mar 14 20:03:16 PDT 2018
In-store branch locations may seem appealing in theory, but compared to traditional branches, they are rarely successful.
The post Why In-Store Supermarket Branches Are a Bad Idea appeared first on The Financial Brand.
Small Procurement Solicitation for Moving Services – Frederick County
by Marouf Diallo @ Maryland Department of Human Resources
Mon Jun 12 06:47:59 PDT 2017
AGENCY CONTROL NUMBER: DHR-DAO-17-005-S Bid Due Date: Friday June 16, 2017 @ 2:00 PM Walk-through to be held: Tuesday June 6, 2017 at 11:00 AM Location : 100 E. All Saints Street, Frederick, Maryland and end at 1888 N. Market Street.
The post Small Procurement Solicitation for Moving Services – Frederick County appeared first on Maryland Department of Human Resources.
Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s
by Kara Vincent @ LRRCU
Tue Aug 22 03:05:44 PDT 2017
While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]
The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.
Why Financial Institutions Are Betting on Multi-Sensory Branch Experiences
by Guest Contributor @ The Financial Brand
Mon Mar 19 21:01:53 PDT 2018
Here's how banks and credit unions are using all five senses to shape people's perceptions of their brands in branch environments.
The post Why Financial Institutions Are Betting on Multi-Sensory Branch Experiences appeared first on The Financial Brand.
How to Find the Most Affordable Cell Phone Plans
by Abby Hayes @ Consumerism Commentary
Thu Jan 11 06:00:00 PST 2018
The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]
The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.
Ally Invest Review
by Kevin Mercadante @ Consumerism Commentary
Mon Dec 18 04:00:00 PST 2017
Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]
The post Ally Invest Review appeared first on Consumerism Commentary.
How to Open Your First IRA Account
by Stephanie Colestock @ Consumerism Commentary
Tue Feb 20 03:00:00 PST 2018
No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]
The post How to Open Your First IRA Account appeared first on Consumerism Commentary.
Solicitation Notice for OBF/CFU/18-001-S
by Vandana Desikan @ Maryland Department of Human Resources
Wed Nov 22 12:13:42 PST 2017
OBF.CFU.18-001.S Small Procurement Solicitation Courier Service
The post Solicitation Notice for OBF/CFU/18-001-S appeared first on Maryland Department of Human Resources.
10 Tips for Avoiding Overdraft Fees
by Luke Landes @ Consumerism Commentary
Thu Mar 08 04:00:37 PST 2018
What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]
The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.
How to Train an Australian Shepherd
by @ How to of the Day
Tue Mar 20 01:00:00 PDT 2018
Australian shepherds are herding dogs that are popular pets. They are very intelligent dogs that thrive when thoroughly trained. To train an Australian shepherd you should focus on rewarding good behavior and reinforcing training with repetition and consistency. With some time and effort, your Australian shepherd will be a wonderfully trained companion for years to come.
Direct Deposit 2/22/2017 bank of America · Where's My Refund?
Where's My Refund?
Direct Deposit 2/22/2017 bank of America So I have a direct deposit date of 2-22-2017. Shows approved but not sent on WMR, others using prepaid cards under path already have money. I called bank of America and they don't see anything processing so will they be holding it until the
The Correct Way to Pay Off Personal Debt: The Debt Avalanche
by Luke Landes @ Consumerism Commentary
Fri Dec 01 05:00:46 PST 2017
The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]
The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.
The Pros and Cons of Trip Cancellation Insurance Programs
by Adam Luehrs @ Consumerism Commentary
Tue Mar 13 03:00:00 PDT 2018
Vacations and business travel can get expensive. One option is to purchase trip cancellation insurance. But is it worth the cost? We answer that question and provides ways to get vacation coverage for free. People who love to be prepared for every little thing when traveling usually gravitate toward trip-cancellation insurance. Others see it as […]
The post The Pros and Cons of Trip Cancellation Insurance Programs appeared first on Consumerism Commentary.
How Financial Services CEOs Can Embrace Social and Lead By Example
by Guest Contributor @ The Financial Brand
Thu Mar 08 21:03:21 PST 2018
Social media is an important communications tool for bank and credit union CEOs, providing a 'voice' to customers, employees, partners and shareholders.
The post How Financial Services CEOs Can Embrace Social and Lead By Example appeared first on The Financial Brand.
Statement of Need / Request for Proposals for DETP and HIGH Residential Child Care Programs
by Vandana Desikan @ Maryland Department of Human Resources
Fri Nov 03 11:27:06 PDT 2017
Pre-Proposal Conference Date: Tuesday November 14, 2017 at 10:00 AM at the Department of Human Services; 311 W. Saratoga Street, Room 104 Proposal Due Date and Time: 3:00 PM Tuesday December 19, 2017 DHR AGENCY CONTROL NUMBER:SSA-SONGH-18-001-S
The post Statement of Need / Request for Proposals for DETP and HIGH Residential Child Care Programs appeared first on Maryland Department of Human Resources.
Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 19 05:10:23 PDT 2018
Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]
The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.
Financial Institutions Aren’t Prepared for the Digital Revolution
by Jim Marous @ The Financial Brand
Tue Mar 20 21:03:28 PDT 2018
As interview with Chris Skinner on his newest book, Digital Human, where he discusses the Digital Revolution and its impact on financial services.
The post Financial Institutions Aren’t Prepared for the Digital Revolution appeared first on The Financial Brand.
Bringing Simplicity to Banking
by Michelle Brown @ The Financial Brand
Sun Mar 25 21:02:21 PDT 2018
With banking, people don’t want to have to think too hard or put forth a lot of effort. Today's consumer demands the banking experience be simple across every touchpoint.
The post Bringing Simplicity to Banking appeared first on The Financial Brand.
Use Data and Next-Gen Tools to Drive Digital Banking Transformation
by Guest Contributor @ The Financial Brand
Wed Mar 07 18:03:52 PST 2018
The need for extensive digital transformation in banking will require the combination of data insights, analytics and innovative technologies.
The post Use Data and Next-Gen Tools to Drive Digital Banking Transformation appeared first on The Financial Brand.
How Many Savings Accounts Do You Need?
by Abby Hayes @ Consumerism Commentary
Fri Nov 10 04:51:08 PST 2017
Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]
The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.
The Best Travel Rewards Credit Cards of 2018
by Michael Pruser @ Consumerism Commentary
Tue Jan 30 05:00:49 PST 2018
Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]
The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.
131 Retailers Will Ship for Free This Year
by Stephanie Colestock @ Consumerism Commentary
Fri Dec 08 04:00:00 PST 2017
On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]
The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.
Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.
Geotargeted Marketing Strategies: Using Location Data to Engage Banking Consumers
by Lisa Joyce @ The Financial Brand
Mon Mar 12 21:02:31 PDT 2018
Banks and credit unions can drive greater marketing ROI by leveraging location-based data from consumers' mobile devices.
The post Geotargeted Marketing Strategies: Using Location Data to Engage Banking Consumers appeared first on The Financial Brand.
Pros and Cons of Interest-Only Mortgage Payments
by Luke Landes @ Consumerism Commentary
Wed Nov 08 04:00:54 PST 2017
Interest only mortgage payments appeal to many because of the low monthly payment. But are they a good way to go? We list the pros and cons. A while back, a Consumerism Commentary reader named Ryan suggested I write about interest-only mortgages. I thought this was an interesting request. So I definitely wanted to address […]
The post Pros and Cons of Interest-Only Mortgage Payments appeared first on Consumerism Commentary.
How to Save Money Without Worrying About Coupons
by Abby Hayes @ Consumerism Commentary
Sat Nov 25 05:00:00 PST 2017
Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]
The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.
How to Get Your Credit Score for Free
by Abby Hayes @ Consumerism Commentary
Fri Nov 17 05:03:00 PST 2017
You can get your credit score for free if you know where to look. Here are eight ways to check your FICO score without paying a dime. Many consumers know that they can get a free annual credit report from each of the three credit reporting bureaus: Equifax, Experian, and TransUnion. But this report only […]
The post How to Get Your Credit Score for Free appeared first on Consumerism Commentary.
Small Procurement Solicitation for Armed Courier Services
by Marouf Diallo @ Maryland Department of Human Resources
Wed Jun 21 13:30:56 PDT 2017
AGENCY CONTROL NUMBER: BCOCSA/ARMED/18-001-S Issue Date: Wednesday, June 21, 2017 Proposals Due: Wednesday, June 28, 2017 by 3:00 PM
The post Small Procurement Solicitation for Armed Courier Services appeared first on Maryland Department of Human Resources.
Message from CEO
by Rebecca Smith @ America's First Federal Credit Union
Fri Mar 02 14:14:30 PST 2018
To our Valued Members: You may be aware that America’s First experienced a failure in our debit card processing systems between approximately 5:00 pm on Thursday, March 1st and 9:00 am on Friday, March 2nd. Perhaps you were one of a number of members whose card was declined at a merchant or ATM during this time [...]
Are Online Banks Safe?
by Rob Berger @ Consumerism Commentary
Tue Mar 20 07:00:35 PDT 2018
Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]
The post Are Online Banks Safe? appeared first on Consumerism Commentary.
Capital One Quicksilver Review – Get a $150 Bonus
by Michael Pruser @ Consumerism Commentary
Fri Dec 22 18:30:00 PST 2017
The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]
The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.
Online & Mobile Banking | FAQs | KeyBank
Key.com
Learn more about KeyBank’s online and mobile banking solutions. Find out what online banking is, how to sign up, how to use online Bill Pay services and more.
What Time Does My Money Transfer Into My USA Bank Account?
ToughNickel
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.
Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount
by Rachel Gray @ Payroll Tips, Training, and News
Wed Feb 28 05:10:52 PST 2018
It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]
The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.
How Long Does a Check Take to Clear? - NerdWallet
NerdWallet
When it comes to how long it takes a check you’ve deposited to clear, the faster, the better. Unlike with direct deposit, paper checks aren’t credited to an account instantly.…
APR vs. APY: How One Letter Makes a Big Difference
by Stephanie Colestock @ Consumerism Commentary
Thu Feb 15 03:00:00 PST 2018
APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]
The post APR vs. APY: How One Letter Makes a Big Difference appeared first on Consumerism Commentary.
The Best Prepaid Debit Cards of 2018
by Luke Landes @ Consumerism Commentary
Mon Nov 20 05:00:13 PST 2017
Find the best prepaid debit cards of 2018, including low fee cards and those you can use for free. We compare features, fees, and bonuses. Prepaid debit cards have always been a controversial topic. Some cards carry insanely high fees just for making everyday purchases. Suze Orman’s entry into the prepaid card business, the Approved […]
The post The Best Prepaid Debit Cards of 2018 appeared first on Consumerism Commentary.
A Look at Federal, State, and Local Minimum Wages
by Mike Kappel @ Payroll Tips, Training, and News
Wed Mar 21 05:30:00 PDT 2018
You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]
The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.
How to Cope with Nicotine Withdrawal
by @ How to of the Day
Fri Mar 23 01:00:00 PDT 2018
If you have been a smoker for a while, you may experience nicotine withdrawal symptoms—intense cravings, headaches, anger, trouble sleeping, and even anxiety or depression—when you attempt to quit. These undesirable side effects of quitting may tempt you to pick the habit back up. But, if you seek support, come up with a plan to deal with triggers, and practice good self-care, the symptoms will eventually subside. Hold out and give it time— you'll get through withdrawal and be smoke-free sooner than you think!
5 Ways Banks & Credit Unions Can Apply Machine Learning Today
by Guest Contributor @ The Financial Brand
Thu Mar 22 21:02:01 PDT 2018
Fueled by the large volumes of data available in today's digital world, machine learning has the power to completely transform the experience financial institutions deliver.
The post 5 Ways Banks & Credit Unions Can Apply Machine Learning Today appeared first on The Financial Brand.
Bank of America: No More Free Checking for Customers With Low Balances
WSJ
Bank of America has eliminated a free checking account popular with some lower-income customers, requiring them to keep more money at the bank to avoid a monthly fee.
What You Need to Know About a Qualifying Life Event
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 12 05:10:40 PDT 2018
Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]
The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.
What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay?
by Guest Contributor @ The Financial Brand
Mon Mar 19 21:02:04 PDT 2018
Mobile payments are table stakes for banking providers looking to remain relevant with today's digital consumers. Which one should you offer?
The post What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay? appeared first on The Financial Brand.
E*Trade Review and Current Promotions
by Kevin Mercadante @ Consumerism Commentary
Thu Nov 09 04:02:00 PST 2017
E*TRADE set the bar as one of the first online discount brokers. But is it the broker you should be using? We help you answer that question in our E*TRADE review. It’s curious that the editorial team here at Consumerism Commentary has never reviewed E*TRADE before today. I say that because we have written about […]
The post E*Trade Review and Current Promotions appeared first on Consumerism Commentary.
This Spring, Clear Mediocre Credit Cards Out of Your Wallet
by Gregory Karp @ NerdWallet
Mon Mar 26 08:00:11 PDT 2018
Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…
Meet 11 of the Most Interesting Chatbots in Banking
by Jim Marous @ The Financial Brand
Tue Mar 13 21:03:23 PDT 2018
The use of chatbots in the banking industry is exploding, with a variety of ways to apply the technology and improve the digital experience.
The post Meet 11 of the Most Interesting Chatbots in Banking appeared first on The Financial Brand.
A Survey of the Best HSA Accounts Available Today
by Abby Hayes @ Consumerism Commentary
Thu Nov 16 09:28:00 PST 2017
A Health Spending Account is a great way to pay for healthcare or save for retirement. To help, we’ve surveyed the very best HSA accounts available today. It used to be that consumers didn’t have much choice when it came to HSAs. Many of these accounts were little more than dedicated-use high-interest savings accounts. Now […]
The post A Survey of the Best HSA Accounts Available Today appeared first on Consumerism Commentary.
When Does Direct Deposit Go Through? | Patriot Software
Payroll Tips, Training, and News
If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?
How to Develop Film in a Darkroom
by @ How to of the Day
Mon Mar 26 09:00:00 PDT 2018
Film photography is a great way to capture personal, unique, and long-lasting photographs. The first step in turning the captured exposures on your film camera into physical prints is developing the film. Taking the time to develop your film correctly is critical if you want your prints to turn out beautifully. To develop your film, you'll need some basic photography tools and chemicals, as well as access to a dark room.
Digital Lending Must Go Beyond Eliminating Paper
by Guest Contributor @ The Financial Brand
Mon Mar 12 21:03:54 PDT 2018
To get the optimal benefits of digital lending, back office processes, front office solutions and marketing communication all must be digitally-based.
The post Digital Lending Must Go Beyond Eliminating Paper appeared first on The Financial Brand.
Food Supplement Employment and Training Services (FSET) Program Creative Services Project
by Ela @ Maryland Department of Human Resources
Mon Aug 14 05:11:18 PDT 2017
AGENCY CONTROL NUMBER: FIA/BCP-18-001-S Issue Date: Friday, August 11, 2017 Pre-Proposal Conference: August 22, 2017 @ 10:00 AM Proposal Due Date: September 5, 2017 @ 10:00 AM
The post Food Supplement Employment and Training Services (FSET) Program Creative Services Project appeared first on Maryland Department of Human Resources.
Are You College-Ready? Post a Video About it and You Could Win Up to $5K
by Grace Schweizer @ The Penny Hoarder
Tue Mar 27 12:15:00 PDT 2018
How to Plant in Poor Soils
by @ How to of the Day
Wed Mar 21 09:00:00 PDT 2018
Whether you want to grow flowers, trees, or vegetables, plants can add natural beauty to your yard. However, planting and growing plants may not seem so simple if your yard doesn’t have rich soil. Fortunately, there are several things you can do throughout the planting process to ensure that your plants thrive, including amending the soil with compost, planting the root ball properly, and/or choosing to plant specific plants that thrive in your particular soil type.
Uber Visa Review
by Abby Hayes @ Consumerism Commentary
Tue Feb 27 03:00:00 PST 2018
Uber has moved from transportation to credit cards with the introduction of the Uber Visa. But is it a good rewards card? We have all the details in our Uber Visa review. The popular ride-sharing service Uber has recently entered the credit card game with its Uber Visa Card. This slick-looking black card comes with […]
The post Uber Visa Review appeared first on Consumerism Commentary.
How to Keep a Dress Shirt from Riding Up
by @ How to of the Day
Thu Mar 22 01:00:00 PDT 2018
If you tend to have trouble keeping your shirt tucked in throughout the day, it may be time to try out a new method of holding it in place. First thing’s first—make sure that you’re wearing a dress shirt that’s been sized and cut specifically for your frame. You can then create a neat, trim profile by folding the excess fabric on the sides of the shirt before you tuck it in. If all else fails, invest in a pair of handy shirt stays or make the switch to a more casual untucked style.
Barclays Online Savings Review
by Luke Landes @ Consumerism Commentary
Wed Mar 14 06:00:25 PDT 2018
Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]
The post Barclays Online Savings Review appeared first on Consumerism Commentary.
How to Automate Your Savings
by Luke Landes @ Consumerism Commentary
Mon Mar 12 06:30:50 PDT 2018
A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]
The post How to Automate Your Savings appeared first on Consumerism Commentary.
50 Tips to Help Establish Your Emergency Fund
by Luke Landes @ Consumerism Commentary
Tue Nov 14 05:00:21 PST 2017
50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]
The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.
Bank of America and the End of Free Checking
The Financial Brand
With consumers threatening to close their Bank of America accounts. If you still offer free checking, this may be a great opportunity to grow deposits.
Best Student Checking Accounts in 2018
by Luke Landes @ Consumerism Commentary
Mon Dec 04 06:00:55 PST 2017
We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]
The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.
Don’t Let Bad Data Kill Your Financial Institution’s Brand
by Guest Contributor @ The Financial Brand
Wed Mar 07 21:02:37 PST 2018
When you try to personalize your marketing communications and fail, you lose people's trust and undermine your brand. Here's three ways to make sure that doesn't happen.
The post Don’t Let Bad Data Kill Your Financial Institution’s Brand appeared first on The Financial Brand.
How to Wash High Windows
by @ How to of the Day
Sat Mar 24 01:00:00 PDT 2018
Cleaning high windows can be tricky, especially if they are above a sloped area or in a hard to reach spot. High windows also tend to get very dirty, especially if they have not been wiped or washed in awhile. Though you can hire a professional to wash high windows, doing them yourself can save you money and give you the satisfaction of maintaining them on your own. By using an extendable pole on a day that is not too sunny or hot, you can have clean, streak-free windows in no time.
/GettyImages-485083847-57461fb83df78c6bb05b98ca.jpg)
2013 Bank of America: The Best ATMs in Banking?
The Balance
Bank of America already offered an advanced ATM deposit system, but over the years it has made the ATM experience even more customer-friendly.
Benefits of Direct Deposit to Employers and Employees
Paychex
Over 60 percent of U.S. employees are paid by direct deposit. In this article, you'll learn why it's such a popular benefit, with details on how it saves money, adds convenience, and reduces your reliance on paper checks.
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.
Cost Allocation Services
by Vandana Desikan @ Maryland Department of Human Resources
Fri Feb 16 07:32:34 PST 2018
SOLICITATION NO: N00B8400326 Issue Date: February 14, 2018 Pre-Proposal Conference: 02/26/2018 at 2:00 PM Local Time. 311 West Saratoga Street, Rm.508A Baltimore, Maryland, 21201. See Attachment E for Response Form Proposal Due Date: 03/30/2018 at 02:00 PM Local Time
The post Cost Allocation Services appeared first on Maryland Department of Human Resources.
How to Transfer an Image Onto Glass
by @ How to of the Day
Tue Mar 20 17:00:00 PDT 2018
Putting an image onto a glass object—such as a glass, mason jar, mirror, or window—is a way to personalize and decorate your living space. You can transfer any type of image that has been printed from a laser printer, or that you find in a book or magazine. To transfer an image onto glass, fix adhesive packing tape to the image you’d like to transfer. Soak the image and tape in warm water, then remove the paper and stick the image onto a glass object. Alternately, you can use a gel transfer medium to move the image directly on to a glass surface.
6 Ways to Get Free Redbox Codes
by Stephanie Colestock @ Consumerism Commentary
Thu Nov 23 14:54:00 PST 2017
Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]
The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.
PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
Capital One 360 Savings Account Review
by Luke Landes @ Consumerism Commentary
Mon Mar 26 07:00:54 PDT 2018
Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]
The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.
10 Legitimate Ways to Watch Free Movies Online
by Abby Hayes @ Consumerism Commentary
Wed Nov 29 04:00:00 PST 2017
There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]
The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.
The Best Smoke Detectors for Your Money
by Stephanie Colestock @ Consumerism Commentary
Tue Mar 27 03:00:00 PDT 2018
Nothing is more important for your safety than a reliable smoke detector. To help you make a wise choice, here are the best smoke detectors for your money. Having adequate and working smoke alarms in your home isn’t just a personal preference. These gadgets are easy to take for granted. But they can mean the […]
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Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.
How to Break Boards with Your Bare Hands
by @ How to of the Day
Thu Mar 22 17:00:00 PDT 2018
Learning how to break boards with your bare hands can be done right at home. Start by conditioning your hands to get them ready for striking, and make sure your board is set up properly and safely. By having confidence in your ability to break the board and following some simple strategies, you'll soon master the martial arts stunt of board-breaking.
Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.
Top 10 US Banks' Fund Availability Policy | MyBankTracker
MyBankTracker
Compare the fund availability policy at the top 10 banks in the United States.
3 Ways Mobile Deposits Can Burn You | Bankrate.com
Bankrate
Depositing checks on a mobile device can be convenient, but be aware of these issues.
Should You Offer a Nonqualified Deferred Compensation Plan?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Mar 26 05:10:00 PDT 2018
You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]
The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.
2018 IRS Standard Deductions and Exemptions
by Luke Landes @ Consumerism Commentary
Thu Feb 22 07:00:18 PST 2018
There are some big changes in the standard deduction and exemptions for 2018. We have all the numbers here and how the change will affect tax payers. Most taxpayers can choose between itemizing tax deductions and taking the standard deduction. Itemizing, which requires accurate record-keeping, allows you to take deductions for specific expenditures from the […]
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How Long Should It Take to Build a Digital Bank?
by Jim Marous @ The Financial Brand
Sun Mar 11 21:03:54 PDT 2018
To keep up with the market, the competition and the consumer, financial institutions that want to roll out a digital bank need to move quickly.
The post How Long Should It Take to Build a Digital Bank? appeared first on The Financial Brand.
Banks Must Look Beyond Traditional Credit Scores
by Guest Contributor @ The Financial Brand
Mon Mar 26 21:03:21 PDT 2018
Increased data and advanced technology is is expanding the availability of credit to consumers with thin credit scores.
The post Banks Must Look Beyond Traditional Credit Scores appeared first on The Financial Brand.
![[Targeted] Bank of America $300 Checking Bonus - Doctor Of Credit](https://www.doctorofcredit.com/wp-content/uploads/2017/01/bank-of-america-300-checking.png)
[Targeted] Bank of America $300 Checking Bonus - Doctor Of Credit
Doctor Of Credit
Update 01/25/18: Offer is back and new set of people targeted. This is a quarterly refresh of a standard targeted Bank of America checking bonus, but I’ve written it up for two reasons: (a) you can check if you’re targeted very easily; (b) you won’t be misled if you see this elsewhere without the full details. You [&hellip
8 Ways to Get Free Amazon Gift Cards
by Stephanie Colestock @ Consumerism Commentary
Tue Nov 21 14:44:00 PST 2017
The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]
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Why Is ACH Slower At Some Places Than Others?
The Finance Buff
ACH stands for Automated Clearing House. It’s low-cost method to move money from one account to another. When you have payroll direct deposit, it’s done by ACH. When you give your bank account to an insurance company for automatic monthly payments, it’s done by ACH. When you transfer money from a checking account to an …
Which Credit Card Should Be Your First?
by Aliyyah Camp @ Consumerism Commentary
Mon Nov 13 04:50:10 PST 2017
Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]
The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.
Payment Deposit Options - Maryland Department of Human Resources
Maryland Department of Human Resources
Direct Deposit If you receive child support payments from the Maryland Child Support Administration, and have a checking account, you may apply for Direct Deposit. This will enable you to receive payments faster and eliminate inconveniences associated with manual checks. To apply for Direct Deposit, choose one of the two options below. Apply online by Read the Rest...
Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.
Five Big Strategic Shifts Bank and Credit Union CMOs Must Make
by Amber Sullivan @ The Financial Brand
Tue Mar 13 21:02:05 PDT 2018
Customer centricity, CX and digital transformation are among the dominant themes that preoccupy the most effective CMOs in the world today.
The post Five Big Strategic Shifts Bank and Credit Union CMOs Must Make appeared first on The Financial Brand.
Discover it® – Cashback Match™ Review
by Joe Taylor Jr. @ Consumerism Commentary
Wed Nov 22 13:00:49 PST 2017
Learn More The Discover it® – Cashback Match™ makes a habit of saying no. No annual fee, no late fee on your first late payment, and no APR hike for paying late. Discover®’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. The […]
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How to Get Out of a Cell Phone Contract without Paying a Fee
by Kevin Mercadante @ Consumerism Commentary
Wed Dec 27 04:00:00 PST 2017
Being locked into a cell phone contract is no fun. Here’s how to get out of a cell phone contract without paying an early termination fee. We recently received a question that probably every reader can relate to. The writer is asking how to get out of a cell phone contract without paying a fee: […]
The post How to Get Out of a Cell Phone Contract without Paying a Fee appeared first on Consumerism Commentary.
2018 Review of Prosper Lending and Borrowing
by Guest Author @ Consumerism Commentary
Tue Feb 13 03:00:00 PST 2018
Prosper claims to offer great rates for both borrowers and investors. In this Prosper review, we put these claims to the test. Prosper offers a different way to look at lending. The Prosper platform is a peer-to-peer marketplace where people can borrow money for all aspects of life. It’s an interesting platform for people who […]
The post 2018 Review of Prosper Lending and Borrowing appeared first on Consumerism Commentary.
Overnight Sibling Summer Camp
by Vandana Desikan @ Maryland Department of Human Resources
Tue Dec 12 10:49:43 PST 2017
AGENCY CONTROL NUMBER: BCODSS/CS-18-006-S Issue Date: Friday, December 08, 2017 Pre-Proposal Conference: December 27, 2017, at 10 am-12:00 pm Local Time Proposal Due Date: January 31, 2018 at 4:30 pm Local Time
The post Overnight Sibling Summer Camp appeared first on Maryland Department of Human Resources.
A Guide to the Best Home Security Systems
by Stephanie Colestock @ Consumerism Commentary
Fri Dec 29 18:42:00 PST 2017
The security of your home and family have never been more important. In this detailed guide, we rate the best home security systems and companies. No matter how safe your neighborhood — or even your city — is, you’ve likely considered a security system for your home. But choosing the right one (that won’t cost […]
The post A Guide to the Best Home Security Systems appeared first on Consumerism Commentary.
How to Apply for a Credit Card Hardship Program
by Stephanie Colestock @ Consumerism Commentary
Wed Dec 13 04:00:00 PST 2017
A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]
The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.
Outside the Box: Escaping the Confines of Obsolete Consumer Banking Strategies
by Guest Contributor @ The Financial Brand
Tue Mar 20 21:01:29 PDT 2018
Financial execs must ditch the tired paradigms that served as the bedrock of 20th century banking models, and break free from the mental roadblocks holding the industry back.
The post Outside the Box: Escaping the Confines of Obsolete Consumer Banking Strategies appeared first on The Financial Brand.
5 Things Experts Say You Should Know About Obamacare Open Enrollment
by Kate Cox @ Consumerist
Mon Oct 30 07:30:30 PDT 2017
If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …
Five Key Things Financial Marketers Need to Know About Gen Z Now
by Guest Contributor @ The Financial Brand
Tue Mar 20 21:02:32 PDT 2018
Here are the relevant characteristics that define Gen Z — what financial marketers need to know so they can get ahead of this massive demographic trend.
The post Five Key Things Financial Marketers Need to Know About Gen Z Now appeared first on The Financial Brand.
Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision
by Liz Oliver @ LRRCU
Fri Oct 13 08:55:31 PDT 2017
Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer. You might choose to delay payments on a big ticket item […]
The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.
CIT Bank Review and Bonuses
by Stephanie Colestock @ Consumerism Commentary
Mon Nov 06 04:00:58 PST 2017
CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]
The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.
How to Improve Your Credit Score
by Stephanie Colestock @ Consumerism Commentary
Wed Dec 06 05:00:27 PST 2017
A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]
The post How to Improve Your Credit Score appeared first on Consumerism Commentary.
Phone Call Scam
by Rebecca Smith @ America's First Federal Credit Union
Thu Feb 15 12:34:05 PST 2018
We have been made aware from some members, that someone posing as an America’s First employee is calling and offering a special loan rate and asking for sensitive information. This is a scam! Please remember that America’s First will never call you and ask for sensitive information over the phone.
FAQs: Questions about Direct Deposit
Bank of America
Find answers to your frequently asked questions about direct deposit with Bank of America FAQs.
The Best Current and Historical Bank Interest Rates — March 2018
by Rob Berger @ Consumerism Commentary
Thu Mar 01 04:00:28 PST 2018
We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]
The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.
Small Procurement Solicitation for Trauma Transition Services
by Marouf Diallo @ Maryland Department of Human Resources
Wed Feb 14 10:16:45 PST 2018
AGENCY CONTROL NUMBER: AADSS/SSA-18-016S Bid Due Date: Thursday February 22, 2017 @ 12:00 PM
The post Small Procurement Solicitation for Trauma Transition Services appeared first on Maryland Department of Human Resources.
How to Calculate a Raise
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 14 05:10:09 PDT 2018
Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]
The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.
The Single Parent’s Guide to Life Insurance
by Barbara Marquand @ NerdWallet
Thu Mar 22 17:39:02 PDT 2018
Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…
How Banks and Credit Unions Can Survive Rising Interest Rates
by Lisa Joyce @ The Financial Brand
Sun Mar 11 21:02:40 PDT 2018
To make a significant difference in the amount of deposits you attract — and keep — the marketing strategy for your deposit products will have to shift.
The post How Banks and Credit Unions Can Survive Rising Interest Rates appeared first on The Financial Brand.
Do Something Different this Year with our Holiday Gift Guide
by Stephanie Colestock @ Consumerism Commentary
Fri Dec 08 06:01:04 PST 2017
No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]
The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.
Consult This Employee Termination Checklist to Keep Things Running Smoothly
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 07 05:10:00 PST 2018
Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]
The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.
An important message from Consumer Reports
by petedirenzo @ Consumerist
Mon Oct 30 11:18:07 PDT 2017
This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …
Depositing Money Into Your Account
Chime Banking - Support and FAQs
DIRECT DEPOSITThe easiest way to deposit funds to your Spending Account is by direct deposit from your employer. Simply provide your Chime routing number and Spending Account number to your emplo...
How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
The post How To Be Financially Smart At Any Age appeared first on LRRCU.
What Does Pay Frequency Mean?
by Michele Bossart @ Payroll Tips, Training, and News
Wed Feb 21 05:10:38 PST 2018
When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]
The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.
What Is an FEIN?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Feb 26 05:10:00 PST 2018
When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]
The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.
Bank Of America Mobile App Says Money Orders Are Allowed, Rejects My Money Order Deposit
Consumerist
Before snapping photos of her money order with Bank of America’s mobile deposit app, April took the time to make sure that money orders were permitted. She lives 200 miles away from the neare…
New Banking Ecosystems Will Use Data and Collaboration to Deliver Value
by Guest Contributor @ The Financial Brand
Wed Mar 21 21:03:04 PDT 2018
Open banking requires strong data and analytics skills, a digital culture and a willingness to share and collaborate with alternative providers.
The post New Banking Ecosystems Will Use Data and Collaboration to Deliver Value appeared first on The Financial Brand.
5 Ways Fintech Firms Help Banks and Credit Unions
by Guest Contributor @ The Financial Brand
Wed Mar 14 18:03:14 PDT 2018
Combining benefits of traditional banking organizations and new fintech start-ups can improve the development of digital solutions and enhance the consumer experience.
The post 5 Ways Fintech Firms Help Banks and Credit Unions appeared first on The Financial Brand.
MoviePass Review: Is it Really Unlimited Movies for One Price?
by Kevin Mercadante @ Consumerism Commentary
Thu Jan 04 13:52:00 PST 2018
MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]
The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.
How to Deposit Checks With the Bank of America iPhone App
wikiHow
The Bank of America iPhone app has a feature that allows you to deposit your checks right from your phone. Use this article to find out how to deposit a check from your phone, and you won't have to travel to the bank ever again. Download,...
15 Applications of AI and Machine Learning in Financial Marketing
by Jim Marous @ The Financial Brand
Sun Mar 18 21:04:59 PDT 2018
Artificial Intelligence (AI) and machine learning are very powerful marketing tools that must be used by banks and credit unions to meet consumer expectations.
The post 15 Applications of AI and Machine Learning in Financial Marketing appeared first on The Financial Brand.
ACH Payment and Solutions from Bank of America Merrill Lynch
Bank of America Merrill Lynch
Find out how ACH services can help you get better control of payment processing and transactions for your business.
Zions Bank Online Savings Account Review
by Luke Landes @ Consumerism Commentary
Fri Dec 15 06:30:47 PST 2017
In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]
The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.
7 of the Best Places to Open an IRA in 2018
by Kevin Mercadante @ Consumerism Commentary
Tue Jan 16 03:00:00 PST 2018
Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]
The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.
Banks Can Manipulate Your Transactions, Then Charge You 1750% Overdraft Fee
Wise Bread
Learn how your bank's tricky policies can deplete your account.
Request for Proposal for Summer Youth Employment Program
by borimoloye @ Maryland Department of Human Resources
Wed Dec 06 07:45:17 PST 2017
AGENCY CONTROL NUMBER: CARLN/FIA 18-010-S Issue Date: Tuesday, November 21, 2017 Pre-Proposal Conference: December 14, 2017, at 2:00 pm Local Time (Caroline County DSS; Multi-Service Center; Room 133; 207 S. Third Street; Denton, MD 21629) Proposal Due Date: January 8, 2018 at 3:00 pm Local Time
The post Request for Proposal for Summer Youth Employment Program appeared first on Maryland Department of Human Resources.
Best Credit Card Signup Bonuses (Up to $625)
by Michael Pruser @ Consumerism Commentary
Tue Mar 06 03:00:00 PST 2018
Credit cards now offer cash promotions for new card members. We’ve assembled the best credit card signup bonuses for 2018. One pays up to $625! Credit card signup bonuses. There’s no greater allure to owning a credit card than the free things you can get right away. When I signed up for my first credit […]
The post Best Credit Card Signup Bonuses (Up to $625) appeared first on Consumerism Commentary.
Discover Bank Online Savings Account Review
by Luke Landes @ Consumerism Commentary
Sun Feb 25 09:00:18 PST 2018
Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]
The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.
Request for Proposals for the Jobs Program
by Marouf Diallo @ Maryland Department of Human Resources
Wed Nov 22 07:46:03 PST 2017
AGENCY CONTROL NUMBER: HOW/FIA 18-001-S Issue Date: Tuesday, November 21, 2017 Pre-Proposal Conference: December 14, 2017, at 11:00 am (7121 Columbia Gateway Drive, Room 250 Columbia, MD 21046) Proposal Due Date: January 18, 2018 at 11:00 am
The post Request for Proposals for the Jobs Program appeared first on Maryland Department of Human Resources.
How to Wait for an Exciting Event
by @ How to of the Day
Mon Mar 26 01:00:00 PDT 2018
It’s always fun to have an event to look forward to, but it can be hard to stay patient when you have to wait for something you’re excited about. The more you focus on the future event, the more you want it to happen right away. Fortunately, if you keep a busy schedule, try new things, and focus on the present, time will go by before you know it.
Best Robo Advisors
by Kevin Mercadante @ Consumerism Commentary
Tue Jan 23 03:00:00 PST 2018
A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]
The post Best Robo Advisors appeared first on Consumerism Commentary.
RESOLVED Card Processing Problem
by Kyle McDougal @ America's First Federal Credit Union
Thu Mar 01 19:31:24 PST 2018
America’s First Federal Credit Union would like to thank everyone for their patience. All cards are active now.
401(k) Contribution Limits for 2018
by Luke Landes @ Consumerism Commentary
Mon Dec 11 07:00:20 PST 2017
The 401(k) contribution limits and maximums are increasing in 2015, and there are other tax changes to 401(k) to note.
The post 401(k) Contribution Limits for 2018 appeared first on Consumerism Commentary.
How to Train an Abused Dog
by @ How to of the Day
Tue Mar 27 01:00:00 PDT 2018
Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.
Answers to 18 Payroll Questions You Are Dying to Ask
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 05 05:10:18 PST 2018
For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]
The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.
How to Use Your EDD Debit Card to Piss off Bank of America
Soapboxie
Every time you swipe your EDD debit card, you are giving Bank of America money. Don't allow BofA to capitalize on your misfortune.
10 Steps to Break the Credit Card Habit
by Abby Hayes @ Consumerism Commentary
Tue Feb 06 07:00:57 PST 2018
Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]
The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.
Frequently Asked Questions - Bank of Internet USA
Bank of Internet USA
Bank of Internet USA invites you to read answers to some of the questions most frequently asked about our innovative online banking products and services.
How to Track Mileage Without an Odometer
by @ How to of the Day
Mon Mar 26 17:00:00 PDT 2018
Whether you’ve got a busted odometer or you’d just rather not have to do a lot of mental gymnastics to calculate your annual mileage for work-related tax deductions, there are a couple simple ways to find out how many miles you’re averaging. Downloading a mileage tracker app for your smartphone can take all the guesswork out of adding up your drive time by automatically ticking off the miles while you’re on the road. If you only make the occasional business trip, consider simply plotting out your route and recording the estimated distance in advance.