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How to Wash High Windows

How to Wash High Windows

by @ How to of the Day

Cleaning high windows can be tricky, especially if they are above a sloped area or in a hard to reach spot. High windows also tend to get very dirty, especially if they have not been wiped or washed in awhile. Though you can hire a professional to wash high windows, doing them yourself can save you money and give you the satisfaction of maintaining them on your own. By using an extendable pole on a day that is not too sunny or hot, you can have clean, streak-free windows in no time.

Outside the Box: Escaping the Confines of Obsolete Consumer Banking Strategies

by Guest Contributor @ The Financial Brand

Financial execs must ditch the tired paradigms that served as the bedrock of 20th century banking models, and break free from the mental roadblocks holding the industry back.

The post Outside the Box: Escaping the Confines of Obsolete Consumer Banking Strategies appeared first on The Financial Brand.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide]

by Andy Truong @ Bank Deal Guy

Available Nationwide, MutualOne Bank is offering you 1.71% APY on your funds when you fund a Online Savings Account with at least $10. Below is all the information you need to earn a 1.71% APY Rate when you open a MutualOne Online Savings Account. Editor’s Note: If you’re interested in getting a credit card, look at our full... Read More →

The post MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide] appeared first on Bank Deal Guy.

Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?)

by Danny Nguyen @ Bank Deal Guy

When you sign up for a Chase IHG Rewards Club Select Credit Card, you will earn 80,000 bonus points after you spend $2,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make your first purchase within the same three month frame.... Read More →

The post Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?) appeared first on Bank Deal Guy.

Top 3-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Below is our guide to help you, our readers, find the best or top 3-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 3-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer)

by Danny Nguyen @ Bank Deal Guy

Indiana residents can earn a $150 bonus by simply opening a new checking account with Indiana Members Credit Union and meeting certain requirements. Below is all the information and details you need to earn your Indiana Members Credit Union $150 Checking Bonus! Membership: Experience the credit union difference, and become a member of Indiana Members Credit Union. Joining is... Read More →

The post Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer) appeared first on Bank Deal Guy.

Why We Give

by Mark @ Lauren Greutman

It can seem hard to give, especially when your budget is out of control.  But – I have a question for you today…Is generosity part of your monthly budget?   There was a time when we were in a ton of debt and were running a deficit in our budget every month. At one point, we were in the red by

The post Why We Give appeared first on Lauren Greutman.

Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Compare this card with other cash back related cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and... Read More →

The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.

Customers angry after Bank of America tightens free-checking rules

Customers angry after Bank of America tightens free-checking rules


CNNMoney

Bank of America is ending its eBanking accounts, and some customers aren't happy about it.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

How to Track Mileage Without an Odometer

How to Track Mileage Without an Odometer

by @ How to of the Day

Whether you’ve got a busted odometer or you’d just rather not have to do a lot of mental gymnastics to calculate your annual mileage for work-related tax deductions, there are a couple simple ways to find out how many miles you’re averaging. Downloading a mileage tracker app for your smartphone can take all the guesswork out of adding up your drive time by automatically ticking off the miles while you’re on the road. If you only make the occasional business trip, consider simply plotting out your route and recording the estimated distance in advance.

Beefy Mac and Cheese Recipe

by Lauren @ Lauren Greutman

It was hard convincing my family to stray away from boxed macaroni and cheese.  I grew up with it.  My husband grew up with it.  It was basically what some of my kids survived on in their picky years. The tide turned for us when I saw Rachael Ray make homemade cheese sauce only one time, and I knew that

The post Beefy Mac and Cheese Recipe appeared first on Lauren Greutman.

Top 18-Month CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Below is our guide to help you, our readers, find the best or top 18-month CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 18-Month CD Rates – April 2018 appeared first on Bank Deal Guy.

Payment Deposit Options - Maryland Department of Human Resources

Payment Deposit Options - Maryland Department of Human Resources


Maryland Department of Human Resources

Direct Deposit If you receive child support payments from the Maryland Child Support Administration, and have a checking account, you may apply for Direct Deposit. This will enable you to receive payments faster and eliminate inconveniences associated with manual checks. To apply for Direct Deposit, choose one of the two options below. Apply online by  Read the Rest...

An online-only bank with some SWEET cashback rewards.

An online-only bank with some SWEET cashback rewards.


Lauren Greutman

It's an online-only bank with some rewards I have not seen any traditional bank offer. Like $500. Like no fees. These guys do things much differently...

How to Eat Out on a Budget

by Lauren @ Lauren Greutman

Mark and I eat at home on a regular basis using my ALDI MEAL PLANS. Not only does it save money, but it's typically healthier, too. I usually do my meal planning and grocery shopping on Sunday afternoon and come home with some pretty amazing grocery bargains which keep us from eating out most weeks. But sometimes, it's nice to eat out.

The post How to Eat Out on a Budget appeared first on Lauren Greutman.

How to Break Boards with Your Bare Hands

How to Break Boards with Your Bare Hands

by @ How to of the Day

Learning how to break boards with your bare hands can be done right at home. Start by conditioning your hands to get them ready for striking, and make sure your board is set up properly and safely. By having confidence in your ability to break the board and following some simple strategies, you'll soon master the martial arts stunt of board-breaking.

Banks Must Look Beyond Traditional Credit Scores

by Guest Contributor @ The Financial Brand

Increased data and advanced technology is is expanding the availability of credit to consumers with thin credit scores.

The post Banks Must Look Beyond Traditional Credit Scores appeared first on The Financial Brand.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

Why You Don't Get Your Direct Deposit On Weekend | LRRCU

Why You Don't Get Your Direct Deposit On Weekend | LRRCU


LRRCU

Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

[Targeted] Bank of America $300 Checking Bonus - Doctor Of Credit

[Targeted] Bank of America $300 Checking Bonus - Doctor Of Credit


Doctor Of Credit

Update 01/25/18: Offer is back and new set of people targeted. This is a quarterly refresh of a standard targeted Bank of America checking bonus, but I’ve written it up for two reasons: (a) you can check if you’re targeted very easily; (b) you won’t be misled if you see this elsewhere without the full details. You [&hellip

Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back

by Danny Nguyen @ Bank Deal Guy

Compare this card with other cash back related cards here. With the Chase Freedom Unlimited® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of account opening! In addition, you can enjoy an unlimited 1.5% cashback on all purchases in which you can redeem at any time and for... Read More →

The post Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back appeared first on Bank Deal Guy.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

Phone Call Scam

by Rebecca Smith @ America's First Federal Credit Union

We have been made aware from some members, that someone posing as an America’s First employee is calling and offering a special loan rate and asking for sensitive information. This is a scam! Please remember that America’s First will never call you and ask for sensitive information over the phone.

Top 2-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Below is our guide to help you, our readers, find the best or top 2-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 2-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

Overnight Sibling Summer Camp

by Vandana Desikan @ Maryland Department of Human Resources

AGENCY CONTROL NUMBER: BCODSS/CS-18-006-S Issue Date: Friday, December 08, 2017 Pre-Proposal Conference: December 27, 2017, at 10 am-12:00 pm Local Time Proposal Due Date: January 31, 2018 at 4:30 pm Local Time

The post Overnight Sibling Summer Camp appeared first on Maryland Department of Human Resources.

Chime Bank: What it is and How it works

by Lauren @ Lauren Greutman

Banks without physical branches are on the rise. This might make some of you a little uncomfortable, but it actually makes complete sense for many Americans. Because there are no brick-and-mortar locations to acquire, staff, and manage; online banks like Chime Bank can pass along those savings to you by offering some pretty impressive rewards. “What if I ever need to physically go to the

The post Chime Bank: What it is and How it works appeared first on Lauren Greutman.

When Does Direct Deposit Go Through? | Patriot Software

When Does Direct Deposit Go Through? | Patriot Software


Payroll Tips, Training, and News

If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?

Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Available nationwide, you can earn 0.75% up to 2.50% APY CD Rates when you open up a new Synchrony Bank Certificate of Deposit Account! Below is all the information and details you need to open your Synchrony Bank CD Account to earn 0.75% up to 2.50% APY CD Rates! Synchrony Bank Certificate of Deposit Account... Read More →

The post Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide] appeared first on Bank Deal Guy.

Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus

by Hilary Tran @ Bank Deal Guy

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. Sign up for the Business Green Rewards Card from American Express designed for business owners seeking a low cost and flexible... Read More →

The post Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus appeared first on Bank Deal Guy.

How to Throw an Rocking Wedding on a Budget

by Lauren @ Lauren Greutman

My husband and I have been happily married for 15 years now! Our wedding was wonderful! It was so much fun… and it cost my parents a small fortune! I've been a bride's maid half a dozen times and been to about 20 other weddings. While each one is magical and special, I've discovered a few areas where it's easy to spend

The post How to Throw an Rocking Wedding on a Budget appeared first on Lauren Greutman.

Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee

by Hilary Tran @ Bank Deal Guy

Wells Fargo offers its customers the best with their Wells Fargo Platinum Visa® Card. This card offers a 0% APR balance transfer and purchase rate for 18 months. In comparison to other credit cards, Wells Fargo has greatly increased this 0% APR period, adding to its merit as a credit card. If this sparks an interest, keep reading... Read More →

The post Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee appeared first on Bank Deal Guy.

Don’t Let Bad Data Kill Your Financial Institution’s Brand

by Guest Contributor @ The Financial Brand

When you try to personalize your marketing communications and fail, you lose people's trust and undermine your brand. Here's three ways to make sure that doesn't happen.

The post Don’t Let Bad Data Kill Your Financial Institution’s Brand appeared first on The Financial Brand.

What is DIRECTV NOW, How Does it Work, and What Channels do they have?

by Lauren @ Lauren Greutman

It sure seems like Cable TV is on the run with all of the cheaper and more flexible alternatives to cable there are. Well, one of the newer kids on the block is DIRECTV NOW. The number of DIRECTV NOW channels you can get is pretty impressive. Depending on the size of the package you have, you can have anywhere

The post What is DIRECTV NOW, How Does it Work, and What Channels do they have? appeared first on Lauren Greutman.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories

by Anthony Nguyen @ Bank Deal Guy

Compare this card with other business related cards here. The Chase Ink Business PreferredSM Card offering a sign-up bonus of 80,000 Bonus Points after you spend $5,000 on purchases within the first three months of account opening. When doing so, you will earn $1,000 towards travel when you redeem through Chase Ultimate Rewards®  and points will be... Read More →

The post Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories appeared first on Bank Deal Guy.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

5 Ways Fintech Firms Help Banks and Credit Unions

by Guest Contributor @ The Financial Brand

Combining benefits of traditional banking organizations and new fintech start-ups can improve the development of digital solutions and enhance the consumer experience.

The post 5 Ways Fintech Firms Help Banks and Credit Unions appeared first on The Financial Brand.

How Banks and Credit Unions Can Survive Rising Interest Rates

by Lisa Joyce @ The Financial Brand

To make a significant difference in the amount of deposits you attract — and keep — the marketing strategy for your deposit products will have to shift.

The post How Banks and Credit Unions Can Survive Rising Interest Rates appeared first on The Financial Brand.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

Frequently Asked Questions - Bank of Internet USA

Frequently Asked Questions - Bank of Internet USA


Bank of Internet USA

Bank of Internet USA invites you to read answers to some of the questions most frequently asked about our innovative online banking products and services.

How to Cope with Nicotine Withdrawal

How to Cope with Nicotine Withdrawal

by @ How to of the Day

If you have been a smoker for a while, you may experience nicotine withdrawal symptoms—intense cravings, headaches, anger, trouble sleeping, and even anxiety or depression—when you attempt to quit. These undesirable side effects of quitting may tempt you to pick the habit back up. But, if you seek support, come up with a plan to deal with triggers, and practice good self-care, the symptoms will eventually subside. Hold out and give it time— you'll get through withdrawal and be smoke-free sooner than you think!

6 Ways You’re Wasting Money By Trying To Save Money

by Lauren @ Lauren Greutman

Did you know that sometimes trying to find ways to learn how to save money can actually cause you to waste money? Yes, it's true! If you're not careful, what you think is saving you money may actually be costing you more money now or later down the road. And, I'm guilty of doing this as well. Don't worry, though,

The post 6 Ways You’re Wasting Money By Trying To Save Money appeared first on Lauren Greutman.

Personal Update: Some BIG Changes to my life

by Lauren @ Lauren Greutman

It has been a crazy past 4 months for me… I won't get into all the details but there have been things that I've been unhappy with in my life, causing my to make some drastic personal changes. I stopped taking care of myself; putting work and the kids above myself.  That left me empty, spiritually bankrupt, and disliking the

The post Personal Update: Some BIG Changes to my life appeared first on Lauren Greutman.

Discover Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]

The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

FAQs: Questions about Direct Deposit

FAQs: Questions about Direct Deposit


Bank of America

Find answers to your frequently asked questions about direct deposit with Bank of America FAQs.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

Use Data and Next-Gen Tools to Drive Digital Banking Transformation

by Guest Contributor @ The Financial Brand

The need for extensive digital transformation in banking will require the combination of data insights, analytics and innovative technologies.

The post Use Data and Next-Gen Tools to Drive Digital Banking Transformation appeared first on The Financial Brand.

Why Financial Institutions Are Betting on Multi-Sensory Branch Experiences

by Guest Contributor @ The Financial Brand

Here's how banks and credit unions are using all five senses to shape people's perceptions of their brands in branch environments.

The post Why Financial Institutions Are Betting on Multi-Sensory Branch Experiences appeared first on The Financial Brand.

Geotargeted Marketing Strategies: Using Location Data to Engage Banking Consumers

by Lisa Joyce @ The Financial Brand

Banks and credit unions can drive greater marketing ROI by leveraging location-based data from consumers' mobile devices.

The post Geotargeted Marketing Strategies: Using Location Data to Engage Banking Consumers appeared first on The Financial Brand.

5 Things Experts Say You Should Know About Obamacare Open Enrollment

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

Instant Pot Bolognese Sauce

by Mark @ Lauren Greutman

What is better than a rib-sticking, hearty, complexly flavored bolognese? How about when it's an Instant Pot Bolognese Sauce Recipe that will take literally 45 minutes from start to finish? And most of that time is spend cooking in the Instant Pot, so you don't have to do anything. Too good to be true? Nope. You've got to give this

The post Instant Pot Bolognese Sauce appeared first on Lauren Greutman.

How to Keep a Dress Shirt from Riding Up

How to Keep a Dress Shirt from Riding Up

by @ How to of the Day

If you tend to have trouble keeping your shirt tucked in throughout the day, it may be time to try out a new method of holding it in place. First thing’s first—make sure that you’re wearing a dress shirt that’s been sized and cut specifically for your frame. You can then create a neat, trim profile by folding the excess fabric on the sides of the shirt before you tuck it in. If all else fails, invest in a pair of handy shirt stays or make the switch to a more casual untucked style.

Overdraft fees got you down? Here is How to Avoid Overdraft Fees for Good!

by Mark @ Lauren Greutman

What's worse than getting dinged $35 multiple times for overdraft fees? Not much. Believe me, I've been there. Here's how to NEVER pay these pesky fees again!

The post Overdraft fees got you down? Here is How to Avoid Overdraft Fees for Good! appeared first on Lauren Greutman.

The Best Internet Freebies on the Web

by Lauren @ Lauren Greutman

Who doesn't love free stuff? When it comes to Enjoying Life on a Budget, sometimes some free stuff can really help! I've compiled a list of some of the best internet freebies I could find. If you're just looking to give up your name and email address in exchange for a thimble-full of shampoo that's not what these freebies are.

The post The Best Internet Freebies on the Web appeared first on Lauren Greutman.

Depositing Money Into Your Account

Depositing Money Into Your Account


Chime Banking - Support and FAQs

DIRECT DEPOSITThe easiest way to deposit funds to your Spending Account is by direct deposit from your employer. Simply provide your Chime routing number and Spending Account number to your emplo...

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

Message from CEO

by Rebecca Smith @ America's First Federal Credit Union

To our Valued Members: You may be aware that America’s First experienced a failure in our debit card processing systems between approximately 5:00 pm on Thursday, March 1st and 9:00 am on Friday, March 2nd. Perhaps you were one of a number of members whose card was declined at a merchant or ATM during this time [...]

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

How to Train an Australian Shepherd

How to Train an Australian Shepherd

by @ How to of the Day

Australian shepherds are herding dogs that are popular pets. They are very intelligent dogs that thrive when thoroughly trained. To train an Australian shepherd you should focus on rewarding good behavior and reinforcing training with repetition and consistency. With some time and effort, your Australian shepherd will be a wonderfully trained companion for years to come.

Bank of America ends free checking option, causing customer uproar

Bank of America ends free checking option, causing customer uproar


chicagotribune.com

The bank's move to add balance or direct deposit requirements to its free checking leaves few big-bank options for some low-income consumers.

The Four Pillars of Digital Transformation in Banking

by Lisa Joyce @ The Financial Brand

Banks and credit unions know they need a digital strategy, but few actually have one. Use this outline as your strategic checklist and self-assessment tool.

The post The Four Pillars of Digital Transformation in Banking appeared first on The Financial Brand.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

Digital Lending Must Go Beyond Eliminating Paper

by Guest Contributor @ The Financial Brand

To get the optimal benefits of digital lending, back office processes, front office solutions and marketing communication all must be digitally-based.

The post Digital Lending Must Go Beyond Eliminating Paper appeared first on The Financial Brand.

Top 10 US Banks' Fund Availability Policy | MyBankTracker

Top 10 US Banks' Fund Availability Policy | MyBankTracker


MyBankTracker

Compare the fund availability policy at the top 10 banks in the United States.

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

Bank of America Platinum Visa Business Credit Card $200 Bonus

by Hilary Tran @ Bank Deal Guy

Bank of America is offering the Bank of America Platinum Visa Business Credit Card. Starting now, you can earn a $200 bonus when you spend $500 within the first 60 days of opening your account. With this card you’ll also get features such as 0% introductory APR and top rated benefits, all for no annual fee. Keep on reading if... Read More →

The post Bank of America Platinum Visa Business Credit Card $200 Bonus appeared first on Bank Deal Guy.

15 Applications of AI and Machine Learning in Financial Marketing

by Jim Marous @ The Financial Brand

Artificial Intelligence (AI) and machine learning are very powerful marketing tools that must be used by banks and credit unions to meet consumer expectations.

The post 15 Applications of AI and Machine Learning in Financial Marketing appeared first on The Financial Brand.

Why In-Store Supermarket Branches Are a Bad Idea

by Guest Contributor @ The Financial Brand

In-store branch locations may seem appealing in theory, but compared to traditional branches, they are rarely successful.

The post Why In-Store Supermarket Branches Are a Bad Idea appeared first on The Financial Brand.

Five Big Strategic Shifts Bank and Credit Union CMOs Must Make

by Amber Sullivan @ The Financial Brand

Customer centricity, CX and digital transformation are among the dominant themes that preoccupy the most effective CMOs in the world today.

The post Five Big Strategic Shifts Bank and Credit Union CMOs Must Make appeared first on The Financial Brand.

How to Develop Film in a Darkroom

How to Develop Film in a Darkroom

by @ How to of the Day

Film photography is a great way to capture personal, unique, and long-lasting photographs. The first step in turning the captured exposures on your film camera into physical prints is developing the film. Taking the time to develop your film correctly is critical if you want your prints to turn out beautifully. To develop your film, you'll need some basic photography tools and chemicals, as well as access to a dark room.

Bank of America and the End of Free Checking

Bank of America and the End of Free Checking


The Financial Brand

With consumers threatening to close their Bank of America accounts. If you still offer free checking, this may be a great opportunity to grow deposits.

Best Bank Deals, Bonuses, & Promotions In Michigan

by Danny Nguyen @ Bank Deal Guy

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. As a state surrounded by the Five Great Lakes, Michigan is also surrounded by great bank deals!... Read More →

The post Best Bank Deals, Bonuses, & Promotions In Michigan appeared first on Bank Deal Guy.

American Expands in Latin America With New Flights From US Hubs

American Expands in Latin America With New Flights From US Hubs

by Nick Ellis @ The Points Guy

American Airlines shared expansion details of its Latin American route map on Tuesday. The world’s largest carrier will be adding nonstop flights between its hubs in Dallas-Fort Worth (DFW), Los Angeles (LAX) and Miami (MIA) to destinations in Mexico and South America. The new additions further cement American’s place as the dominant US carrier in …

Bringing Simplicity to Banking

by Michelle Brown @ The Financial Brand

With banking, people don’t want to have to think too hard or put forth a lot of effort. Today's consumer demands the banking experience be simple across every touchpoint.

The post Bringing Simplicity to Banking appeared first on The Financial Brand.

Health Sharing Programs: The Complete Guide to Medical Cost Sharing

by Lauren @ Lauren Greutman

Mark and I have been part of a medical cost sharing ministry for a few years now, and we LOVE it! When Mark quit his job to come work full time with me, he lost his healthcare insurance benefit package. So we started shopping around for health insurance products. Because of the Affordable Healthcare Act (ACA, or “Obamacare”), we knew that

The post Health Sharing Programs: The Complete Guide to Medical Cost Sharing appeared first on Lauren Greutman.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

How to Deposit Checks With the Bank of America iPhone App

How to Deposit Checks With the Bank of America iPhone App


wikiHow

The Bank of America iPhone app has a feature that allows you to deposit your checks right from your phone. Use this article to find out how to deposit a check from your phone, and you won't have to travel to the bank ever again. Download,...

Cost Allocation Services

by Vandana Desikan @ Maryland Department of Human Resources

SOLICITATION NO: N00B8400326 Issue Date: February 14, 2018 Pre-Proposal Conference: 02/26/2018 at 2:00 PM Local Time. 311 West Saratoga Street, Rm.508A Baltimore, Maryland, 21201. See Attachment E for Response Form Proposal Due Date: 03/30/2018 at 02:00 PM Local Time

The post Cost Allocation Services appeared first on Maryland Department of Human Resources.

IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?)

by Anthony Nguyen @ Bank Deal Guy

Compare this card with other hotel related cards here. When you sign up for a IHG® Rewards Club Select Credit Card, you will earn 60,000 bonus points after you spend $1,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make... Read More →

The post IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?) appeared first on Bank Deal Guy.

Request for Proposal for Summer Youth Employment Program

by borimoloye @ Maryland Department of Human Resources

AGENCY CONTROL NUMBER: CARLN/FIA 18-010-S Issue Date: Tuesday, November 21, 2017 Pre-Proposal Conference: December 14, 2017, at 2:00 pm Local Time (Caroline County DSS; Multi-Service Center; Room 133; 207 S. Third Street; Denton, MD 21629) Proposal Due Date: January 8, 2018 at 3:00 pm Local Time

The post Request for Proposal for Summer Youth Employment Program appeared first on Maryland Department of Human Resources.

Earn More MQMs and Bonus Delta Miles Through Credit Card Spend (Targeted)

Earn More MQMs and Bonus Delta Miles Through Credit Card Spend (Targeted)

by Emily McNutt @ The Points Guy

Delta and American Express are targeting some holders of their co-branded cards with an opportunity to earn additional MQMs toward status. Traditionally, cardholders of the Platinum Delta SkyMiles Credit Card from American Express and the Delta Reserve Credit Card from American Express can earn bonus Medallion Qualifying Miles (MQMs) after meeting thresholds up to $50,000 …

RESOLVED Card Processing Problem

by Kyle McDougal @ America's First Federal Credit Union

America’s First Federal Credit Union would like to thank everyone for their patience. All cards are active now.

How to Transfer an Image Onto Glass

How to Transfer an Image Onto Glass

by @ How to of the Day

Putting an image onto a glass object—such as a glass, mason jar, mirror, or window—is a way to personalize and decorate your living space. You can transfer any type of image that has been printed from a laser printer, or that you find in a book or magazine. To transfer an image onto glass, fix adhesive packing tape to the image you’d like to transfer. Soak the image and tape in warm water, then remove the paper and stick the image onto a glass object. Alternately, you can use a gel transfer medium to move the image directly on to a glass surface.

Statement of Need / Request for Proposals for DETP and HIGH Residential Child Care Programs

by Vandana Desikan @ Maryland Department of Human Resources

Pre-Proposal Conference Date: Tuesday November 14, 2017 at 10:00 AM at the Department of Human Services; 311 W. Saratoga Street, Room 104 Proposal Due Date and Time: 3:00 PM Tuesday December 19, 2017 DHR AGENCY CONTROL NUMBER:SSA-SONGH-18-001-S  

The post Statement of Need / Request for Proposals for DETP and HIGH Residential Child Care Programs appeared first on Maryland Department of Human Resources.

Impulse Buying: 5 FUN Ways You Can Avoid Spontaneous Spending

by Mark @ Lauren Greutman

You may have read Lauren's article revealing she's a Recovering Spender. She's not alone. There are countless recovering spenders out there that struggle with impulse buying. I've even been known to spend too much from time to time. Let's face it: spending is fun. And sometimes, it can be even more fun to make spontaneous purchases. So how do you

The post Impulse Buying: 5 FUN Ways You Can Avoid Spontaneous Spending appeared first on Lauren Greutman.

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

CIT Bank Review and Bonuses

by Stephanie Colestock @ Consumerism Commentary

CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]

The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

14 Freezer Cooking Tips you Never Knew About

by Lauren @ Lauren Greutman

Freezer meals are the best thing since the invention of the freezer. They make meal time prep shorter and easier, not to mention the money you'll save just by making crockpot freezer meals. If you're a beginner or a freezer cooking veteran, implementing these Freezer Cooking Tips have saved me time, frustration, mess, and money. I have been freezer cooking and developing entire crockpot

The post 14 Freezer Cooking Tips you Never Knew About appeared first on Lauren Greutman.

Shockingly, Bank of America Is Actually a Good Option for Someone - MagnifyMoney

Shockingly, Bank of America Is Actually a Good Option for Someone - MagnifyMoney


MagnifyMoney

Nearly 10 percent of Americans do not have bank accounts, and these new products promise to make it easier and cheaper for people to enter the banking system.

How to Save Money on Back to School Shopping

by Lauren @ Lauren Greutman

Being a mom with kids in school is hard work! Even when school’s out for the summer, the job doesn’t end. Before you know it, Fall is right around the corner and it’s time to shop for back to school. There are usually different school supply lists to work off of, clothing to be purchased, and it can get SO

The post How to Save Money on Back to School Shopping appeared first on Lauren Greutman.

The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year

by Anthony Nguyen @ Bank Deal Guy

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. At a glance, The Plum Card® from American Express is great for those who need that extra time to pay off debt... Read More →

The post The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year appeared first on Bank Deal Guy.

2013 Bank of America: The Best ATMs in Banking?

2013 Bank of America: The Best ATMs in Banking?


The Balance

Bank of America already offered an advanced ATM deposit system, but over the years it has made the ATM experience even more customer-friendly.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

First Time in First: Flying Korean Air’s First Class (777-300ER) From Seoul to San Francisco

First Time in First: Flying Korean Air’s First Class (777-300ER) From Seoul to San Francisco

by Nick Ellis @ The Points Guy

Korean Air's retrofitted 777-300ER is a fantastic way to cross the Pacific — especially in first class. Pros: Fully enclosed suites and delicious food. Cons: The ground experience at the airline's former terminal at ICN left a lot to be desired.

The 5 BEST ways to use your Income Tax Refund

by Lauren @ Lauren Greutman

Tax season is here which means that you may get an Income Tax Refund! If you're one of the 100.3 million Americans that received a tax refund in 2015, you probably expect to get that extra bit this year as well. This is exciting! Who doesn't love extra cash? The average tax refund in 2015 was a little over $3,000, with

The post The 5 BEST ways to use your Income Tax Refund appeared first on Lauren Greutman.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

ACH Payment and Solutions from Bank of America Merrill Lynch

ACH Payment and Solutions from Bank of America Merrill Lynch


Bank of America Merrill Lynch

Find out how ACH services can help you get better control of payment processing and transactions for your business.

5 Ways Banks & Credit Unions Can Apply Machine Learning Today

by Guest Contributor @ The Financial Brand

Fueled by the large volumes of data available in today's digital world, machine learning has the power to completely transform the experience financial institutions deliver.

The post 5 Ways Banks & Credit Unions Can Apply Machine Learning Today appeared first on The Financial Brand.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

The Massive Millennial Shake Up in Traditional Wealth Management

by Jim Marous @ The Financial Brand

As baby boomers change their financial objectives, the millennial investor provides wealth management opportunities that can't be ignored.

The post The Massive Millennial Shake Up in Traditional Wealth Management appeared first on The Financial Brand.

How to Train an Abused Dog

How to Train an Abused Dog

by @ How to of the Day

Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.

5 Easy ways to make an extra $500

by Lauren @ Lauren Greutman

I think everyone is wondering how to make extra money on the side. I mean, who couldn't use some extra dough? If you have a little free time and some drive to build that emergency fund, pay off more debt, or save up for a vacation, here are 5 ways you can make an extra $500 on the side. 5

The post 5 Easy ways to make an extra $500 appeared first on Lauren Greutman.

Financial Institutions Aren’t Prepared for the Digital Revolution

by Jim Marous @ The Financial Brand

As interview with Chris Skinner on his newest book, Digital Human, where he discusses the Digital Revolution and its impact on financial services.

The post Financial Institutions Aren’t Prepared for the Digital Revolution appeared first on The Financial Brand.

20 Things to Cut from Your Budget That Will Save you $10,000

by Lauren @ Lauren Greutman

A new year is always a good time to reevaluate your budget. Are you spending too much? Are you saving too little? Do you have a vacation planned in the new year that needs a savings plan? Whatever your reason is, if you are looking for some ways to cut expenses this year, I've got 20! You could still be

The post 20 Things to Cut from Your Budget That Will Save you $10,000 appeared first on Lauren Greutman.

TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide]

by Andy Truong @ Bank Deal Guy

Available nationwide, you can earn CD rates of 1.46% up to 2.53% APY when you open a new TAB Bank CD Account with a minimum $1,000 opening balance. Below is all the information and details you need to open your TAB Bank CD Account to earn CD rates of 1.46% up to 2.53% APY! Editor’s Note: If you’re interested... Read More →

The post TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide] appeared first on Bank Deal Guy.

5 Ways to get your Spouse on Board with Money – and avoid Marital Disaster.

by Mark @ Lauren Greutman

I gotta be honest. Writing this article wasn't very fun. Getting your spouse on board with finances can be excruciatingly difficult. I get lots of emails daily, and some of the most powerless and helpless-feeling readers who reach out to me are those who feel stuck because of their spouse's reluctance to come together with money. Why? Because money and relationships

The post 5 Ways to get your Spouse on Board with Money – and avoid Marital Disaster. appeared first on Lauren Greutman.

Bank of America Deals, Bonuses, & Promotions: $100, $150, $200, $300, & $500 Checking & Savings Offers - Bank Deal Guy

Bank of America Deals, Bonuses, & Promotions: $100, $150, $200, $300, & $500 Checking & Savings Offers - Bank Deal Guy


Bank Deal Guy

Here you will find the latest Bank of America Deals, Bonuses, & Promotions available nationwide. Check out our BankDealGuy list Bank of America offers!

Bank of America faces backlash for eliminating free checking account

Bank of America faces backlash for eliminating free checking account


charlotteobserver

Charlotte’s Bank of America is eliminating a free checking account, eBanking, and converting customers to accounts with minimum balance requirements.

The Benefits of Direct Deposit for Salary Checks | NFIB

The Benefits of Direct Deposit for Salary Checks | NFIB


NFIB

The majority of employees in the United States are paid with direct deposit because of cost and convenience benefits to both employers and employees.

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

The post How to Improve Your Credit Score appeared first on Consumerism Commentary.

How Long Should It Take to Build a Digital Bank?

by Jim Marous @ The Financial Brand

To keep up with the market, the competition and the consumer, financial institutions that want to roll out a digital bank need to move quickly.

The post How Long Should It Take to Build a Digital Bank? appeared first on The Financial Brand.

How Financial Services CEOs Can Embrace Social and Lead By Example

by Guest Contributor @ The Financial Brand

Social media is an important communications tool for bank and credit union CEOs, providing a 'voice' to customers, employees, partners and shareholders.

The post How Financial Services CEOs Can Embrace Social and Lead By Example appeared first on The Financial Brand.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Meet 11 of the Most Interesting Chatbots in Banking

by Jim Marous @ The Financial Brand

The use of chatbots in the banking industry is exploding, with a variety of ways to apply the technology and improve the digital experience.

The post Meet 11 of the Most Interesting Chatbots in Banking appeared first on The Financial Brand.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

Online & Mobile Banking | FAQs | KeyBank

Online & Mobile Banking | FAQs | KeyBank


Key.com

Learn more about KeyBank’s online and mobile banking solutions. Find out what online banking is, how to sign up, how to use online Bill Pay services and more.

How to Set Up Direct Deposit - NerdWallet

How to Set Up Direct Deposit - NerdWallet


NerdWallet

Direct deposit is a free service that electronically sends your paychecks or benefit checks to a bank account or prepaid debit card of your choosing. Electronic payments have a number…

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

How Will The Smartphone of the Future Impact Banking?

by Jim Marous @ The Financial Brand

Advances in smartphone technology and user growth provide opportunities for innovation and differentiation for banking organizations.

The post How Will The Smartphone of the Future Impact Banking? appeared first on The Financial Brand.

13 Lies Making You Broke

by Mark @ Lauren Greutman

If you've ever asked yourself, “Why am I broke all the time?” or “Why do I feel broke?” or “How come I never have money?” Sometimes it's perception, and sometimes it's reality. But in any case, we all know that our culture lies to us daily. We've gotten used to it. Just watch any advertisement. “Take this pill, you'll lose

The post 13 Lies Making You Broke appeared first on Lauren Greutman.

What Time Does My Money Transfer Into My USA Bank Account?

What Time Does My Money Transfer Into My USA Bank Account?


ToughNickel

Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.

How much Money is Social Media Stealing from You?

by Mark @ Lauren Greutman

Almost all of us have succumbed to it. It didn't even exist 15 years ago, but it's now part of our daily lives. We love it and hate it at the same time. It helps us keep in touch with friends we wouldn't otherwise, but it has also become a compulsion that steals our time. There are a few recent

The post How much Money is Social Media Stealing from You? appeared first on Lauren Greutman.

My FAVORITE Pork Loin Recipes

by Lauren @ Lauren Greutman

The Pork loin is an awesome cut of meat! It can be cooked so many different ways and works amazingly in the Crockpot or Instant Pot! With these recipes, there's a little something for everyone. We've got sweet, savory, smokey, creamy, and Cuban recipes. With all those, something will definitely hit that craving! 6 of my all-time favorite Pork Loin Recipes 1.

The post My FAVORITE Pork Loin Recipes appeared first on Lauren Greutman.

How to Use Your EDD Debit Card to Piss off Bank of America

How to Use Your EDD Debit Card to Piss off Bank of America


Soapboxie

Every time you swipe your EDD debit card, you are giving Bank of America money. Don't allow BofA to capitalize on your misfortune.

8 Ways to Get Free Amazon Gift Cards

by Stephanie Colestock @ Consumerism Commentary

The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]

The post 8 Ways to Get Free Amazon Gift Cards appeared first on Consumerism Commentary.

Pay off Debt or Invest? The Best Guaranteed Return on your Money!

by Mark @ Lauren Greutman

Let's face it, being in debt is not fun. And unfortunately, most Americans have this in common. Did you know that the average American household credit card debt is over $16,000? And that doesn't even take into account auto loans, college loans, or mortgages. If you've been wondering if you should pay off debt or invest in retirement, I'd like to propose

The post Pay off Debt or Invest? The Best Guaranteed Return on your Money! appeared first on Lauren Greutman.

5 Awesome Pot Roast CrockPot Recipes

by Lauren @ Lauren Greutman

If you've been following this website for any length of time, you might know my love affair with the Pot Roast. And Pot Roast in a Crockpot? It's a match made in heaven! There are several reasons why the pot roast is so amazing: It's cheap. Regular price, it's around $5 per pound. But you can often find it on

The post 5 Awesome Pot Roast CrockPot Recipes appeared first on Lauren Greutman.

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

PNC

PNC


PNC

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

Bank Of America Mobile App Says Money Orders Are Allowed, Rejects My Money Order Deposit

Bank Of America Mobile App Says Money Orders Are Allowed, Rejects My Money Order Deposit


Consumerist

Before snapping photos of her money order with Bank of America’s mobile deposit app, April took the time to make sure that money orders were permitted. She lives 200 miles away from the neare…

New Banking Ecosystems Will Use Data and Collaboration to Deliver Value

by Guest Contributor @ The Financial Brand

Open banking requires strong data and analytics skills, a digital culture and a willingness to share and collaborate with alternative providers.

The post New Banking Ecosystems Will Use Data and Collaboration to Deliver Value appeared first on The Financial Brand.

Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

With the Wells Fargo Cash Wise Visa Card, you can earn you $200 cash rewards bonus if you spend $1,000 in purchases within the first 3 months from account opening. If you want to find out more about this card offer, please continue to read below. 0% APR Balance Transfer Categories For this card, you are given a... Read More →

The post Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee appeared first on Bank Deal Guy.

Asian Pot Roast – Instant Pot & Slow Cooker

by Mark @ Lauren Greutman

If you love a good pot roast but are looking for a new twist on it, you've got to give this Asian Pot Roast a try! Pot Roast is just amazing. I swear, every time I create a recipe using a chuck roast, I must sing its praises. It's just got that rich, rib-sticking quality that leaves you so satisfied.

The post Asian Pot Roast – Instant Pot & Slow Cooker appeared first on Lauren Greutman.

Digital CX Now The Ultimate Factor In The Fate of Banking Brands

by Lisa Joyce @ The Financial Brand

Is there a future for traditional banks and credit unions? Yes, but everything now hinges entirely on the digital experience they deliver.

The post Digital CX Now The Ultimate Factor In The Fate of Banking Brands appeared first on The Financial Brand.

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

How to Redeem Points Using the BofA Premium Rewards Card

How to Redeem Points Using the BofA Premium Rewards Card


The Points Guy

Once you've earned points on the new Bank of America Premium Rewards card, how do you use them? This guide shows you step by step.

What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay?

by Guest Contributor @ The Financial Brand

Mobile payments are table stakes for banking providers looking to remain relevant with today's digital consumers. Which one should you offer?

The post What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay? appeared first on The Financial Brand.

Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Available nationwide, you can earn CD Rates from 0.60% up to 2.80% APY when you open up a new Marcus by Goldman Sachs CD Account! Below is all the information and details you need to open your Marcus by Goldman Sachs CD Account to earn 0.60% up to 2.80% APY! Marcus by Goldman Sachs CD... Read More →

The post Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide] appeared first on Bank Deal Guy.

Can't Deposit Cash Into Someone Else's Account? These Are Your Options | Bankrate.com

Can't Deposit Cash Into Someone Else's Account? These Are Your Options | Bankrate.com


Bankrate

Security concerns have prompted some banks to prohibit customers from depositing cash into others’ accounts.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

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Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

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Slow Cooker Chili – 3 Ways – 3 Amazing Recipes

by Lauren @ Lauren Greutman

Slow Cooker Chili is quite possibly the best thing on the planet. Especially in the Fall and Winter, and Spring, and … well, I think I love chili anytime! I enjoy it so much because it is SO EASY to prepare, it is PACKED with flavor, and it's so hearty. These three Slow Cooker Chili recipes are very different from

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Direct Deposit 2/22/2017 bank of America · Where's My Refund?

Direct Deposit 2/22/2017 bank of America · Where's My Refund?


Where's My Refund?

Direct Deposit 2/22/2017 bank of America So I have a direct deposit date of 2-22-2017. Shows approved but not sent on WMR, others using prepaid cards under path already have money. I called bank of America and they don't see anything processing so will they be holding it until the

Scient Federal Credit Union $150 Checking Bonus [CT]

by Danny Nguyen @ Bank Deal Guy

Scient Federal Credit Union is offering Massachusetts residents the opportunity to earn a $150 checking bonus with a new checking account and meeting certain requirements. Below is all the information and details you need to earn your Scient Federal Credit Union $150 Checking Bonus! Membership: If you are an employee or retiree of one of their select employer groups (SEG), you can enjoy... Read More →

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How to Wait for an Exciting Event

How to Wait for an Exciting Event

by @ How to of the Day

It’s always fun to have an event to look forward to, but it can be hard to stay patient when you have to wait for something you’re excited about. The more you focus on the future event, the more you want it to happen right away. Fortunately, if you keep a busy schedule, try new things, and focus on the present, time will go by before you know it.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

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