Earned Income Tax Credit
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Tue Feb 20 16:53:03 PST 2018
EARNED INCOME TAX CREDIT (EITC) is a benefit for working individuals with low to moderate income. If you are eligible for this tax credit, you will be able to keep the money you deserve. If you qualify for the Federal EITC, you may also qualify for the same tax credit offered in California. These are... Read more »
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California Human Development
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Tue Feb 20 16:10:28 PST 2018
THE CALIFORNIA HUMAN DEVELOPMENT (CHD) mission is to create paths and opportunities for people to rise above barriers in their pursuit of better lives through different program areas. These areas include training and jobs, affordable housing, Disability services, immigration, and Drug Free Living. CHD is among one of leading organizations that is committed to ending... Read more »
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180 Southern California Albertsons Stores Hit by Possible Credit and Debit Card Breach
KTLA
The Albertsons supermarket chain announced on Friday that hackers recently attempted to obtain the credit and debit card information of customers at 180 stores in Southern California and several other states.The data breach was believed to have started on June 22 and ended on July 17 of this year, a news release on the company's website stated.
Smart Ways to Use Your Business Debit Card
California Bank & Trust
Running a successful business requires using a variety of tools to ensure efficiency, productivity and transparency. When used strategically, a business debit card can be a powerful tool—for both employers and employees.
Sleeping children wake up to two men breaking into family’s California home
by Jennifer Shrum @ CW33 NewsFix
Tue Mar 27 08:20:29 PDT 2018
STOCKTON, Calif. – Police are searching for two suspects who broke into a Stockton, California home Friday morning while two children were sleeping. Police say two men entered a room where a 10- and 13-year-old were sleeping, telling them to be quiet and not to move. “That’s bold to me. If my kids were home and somebody broke in, I would go nuts,” neighbor John Jocson told KTXL. The two men looked through drawers and closets before taking off with […]
Business vs. Personal Online and Mobile Banking
by Melina Delis @ Bank of Southern California N.A.
Wed Dec 13 10:02:25 PST 2017
One of the perks of being a member of Bank of Southern California is the ability to use our online and mobile banking features. With both online and mobile banking, you receive 24/7 access to your accounts and the ability to perform a variety of banking transactions anytime, anywhere. We do not charge a monthlyRead more
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Berks County judge sentences California man for role in debit-card scheme in Wyomissing | Reading Eagle - NEWS
Reading Eagle
The local case involving at least 63 victims evolved into a multistate and multinational investigation.
First California to buy into debit card business
Pacific Coast Business Times
Westlake Village-based First California Financial Group said Dec. 30 that it will buy the electronic banking division of Palm Desert-based Palm Desert National Bank, allowing it to move into the pr…
Consumer Guide: California Credit Laws - CardRates.com
CardRates.com
California is notorious for its beautiful scenery, Hollywood celebrities, surfing and wine country — but California is also recognized for having many unique laws (like how women are prohibited from driving in house coats…), including some pertaining strictly to credit card usage. For example, if you’re using a card to make an in-store purchase and the …
California man punches worker over declined debit card
CW33 NewsFix
So what do you when your debt card gets declined? Some of us may get embarrassed, and politely walk away. But that wasn’t the case here. A California man went ballistic when his debt card got declined at a 7-11, Wednesday.The store’s surveillance video shows the man punching an employee, pushing cash registers and other items off the counter. Police say the angry customer caused 700 dollars worth of damage to the store and are asking anyone with information to come forward.
All About Our Personal Checking Accounts
by Melina Delis @ Bank of Southern California N.A.
Tue Oct 03 01:00:27 PDT 2017
Last week, we told you about our business checking accounts. Now, we want to discuss the topic of our easy and convenient personal checking accounts because at Bank of Southern California, you can take care of all your business and personal banking needs in one place. Below are our four different personal checking accounts: WeRead more
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Covered California H-2A Workers Health Access & Eligibility
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Mon Feb 26 14:10:53 PST 2018
Covered California is an online marketplace service that helps people compare different health insurance plans and enroll in health insurance. The health insurance plans offered in this marketplace are approved by Covered California and are required to meet certain standards. Health insurance is important because it protects individuals against large medical expenses in cases of... Read more »
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Lost or Stolen Credit, ATM, and Debit Cards
Consumer Information
Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.
Avoid Being a Victim of These Five Top Reported Cyber Scams Part 1
by Melina Delis @ Bank of Southern California N.A.
Tue Aug 01 01:00:48 PDT 2017
All over the world, there are many victims of identity theft and cybercrime. Per the National Cyber Security Alliance, at least 720 new threats have emerged. If you want to avoid identity theft and cybercrime, you should be aware of these top five reported cyber scams: Fake Check Scams – This is when an authentic-lookingRead more
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Buy lottery tickets with a credit card? Probably not
CreditCards.com
A web of state laws, retailers, card policies restrict or ban the practice
All About Our Business Checking Accounts
by Melina Delis @ Bank of Southern California N.A.
Thu Sep 14 01:00:52 PDT 2017
At our bank, we offer different types of business checking accounts that grow with your business in order to make your business banking simpler and more convenient. We will walk you through our different offerings to ensure the right fit for your business banking needs: Basic Business Checking – This is a simple and affordableRead more
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Orange County votes to join Trump administration lawsuit against California sanctuary city law
by Roxana Kopetman @ Orange County Register
Tue Mar 27 14:58:28 PDT 2018
The Orange County Board of Supervisors voted Tuesday, March 27 to join a Trump administration lawsuit against California’s controversial sanctuary law. Following a discussion during closed session, the board announced its unanimous decision to join a lawsuit filed earlier this month by U.S. Attorney General Jeff Sessions that alleges three of California’s laws are unconstitutional. […]
How to Find the Best Checking Account for You
by Melina Delis @ Bank of Southern California N.A.
Thu Oct 26 01:00:23 PDT 2017
You may wonder how to find the best checking account for you and your needs. In general, checking accounts are some of the simplest and nicest financial products for using and spending money. Because of their typical low interest rates, it is recommended to use your checking account for money that you can easily accessRead more
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How to Use Your EDD Debit Card to Piss off Bank of America
Soapboxie
Every time you swipe your EDD debit card, you are giving Bank of America money. Don't allow BofA to capitalize on your misfortune.
Get Ready for Tax Season
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Mon Jan 29 11:43:57 PST 2018
TAX SEASON IS HERE and we have listed all the information you will need to file your taxes easily and successfully. We will cover everything from important dates, to common tax scams you should look out for. First, it is important to know the relevant dates. You will receive your income and investment interest forms... Read more »
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Earned Income Tax Credit
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Mon Jan 29 11:45:53 PST 2018
Federal Qualifying Chart EARNED INCOME TAX CREDIT (EITC) is a benefit for working individuals with low to moderate income. If you are eligible for this tax credit, you will be able to keep the money you deserve. If you qualify for the Federal EITC, you may also qualify for the same tax credit offered in... Read more »
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L.A. City Council Unanimously Opposes State Bill Intended to Increase Dense Housing in Transit Corridors
by melissapamerktla @ KTLA
Tue Mar 27 15:47:21 PDT 2018
The Los Angeles City Council voted Tuesday to oppose a bill allowing residential buildings of four to eight stories on streets near public transit, despite objections from business leaders and groups that favor higher-density housing. The 13-0 vote makes L.A. the largest municipality in California to come out against Senate Bill 827, which would loosen or eliminate restrictions on height, density, parking and design for residential projects near bus and rail stops. Councilman Paul Koretz, who represents much of the […]
WATCH: California man attacks cashier after debit card declined
WBRZ
CALIFORNIA – Police say a man attacked a cashier after his credit card was declined at a California convenience store.
Stephon Clark Killing Puts Pressure on Sacramento’s First African-American Police Chief
by Erika Martin @ KTLA
Tue Mar 27 14:03:02 PDT 2018
Daniel Hahn’s swearing-in ceremony last August as Sacramento’s first African-American police chief was a celebration. A gospel choir sang the National Anthem. The crowd cheered after its native son, who grew up in a historically working class and mostly black section of the Northern California city, pledged his oath. He was “our Barack Obama,” said Ernie Daniels, a retired African-American police captain in Sacramento who mentored Hahn. “Finally, we were able to get somebody that’s from our community,” Daniels, 68, […]
Former Disney Star Joins White House Press Team
by Erika Martin @ KTLA
Tue Mar 27 16:18:02 PDT 2018
The White House press office is getting a bit more Sunshine these days — former Disney Channel star Caroline Sunshine, that is. She’s joining the team as a press assistant. Sunshine, 22, is known for her role alongside Zendaya as Tinka Hessenheffer in “Shake It Up,” a Disney Channel show about teen dancers that ran from 2010 to 2013. She was also in the 2010 film “Marmaduke,” among other roles. The California native has established her career apart from the entertainment industry; […]
California’s unemployment debit cards
Reuters
On Monday, I wrote about the unemployment debit-card scandal, based on articles by Janelle Ross and Kate Berry.
California Primary Care Association
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Tue Feb 20 16:16:55 PST 2018
THE CALIFORNIA PRIMARY CARE Association (CPCA) encompasses more than 1,200 not-for-profit Community Health Centers (CHCs) and Regional Clinic Associations. These CHCs and Regional Clinic Associations provide health care services to Californians who might not otherwise have access to healthcare. CPCA’s Community Health Centers are committed to minimizing the effect of barriers to healthcare such as... Read more »
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Remains of Missing Hollywood Actress Believed to Have Been Found in Shallow Grave in Northern California: LAPD
by tracybloomktla @ KTLA
Tue Mar 27 13:17:09 PDT 2018
The remains of an actress missing for more than a month were believed to have been found in a shallow grave in Northern California, LAPD announced Tuesday. At an afternoon news conference, Los Angeles Police Department officials also confirmed they think 33-year-old Christopher Spotz — a man who they say was involved in an intimate relationship and possibly her boyfriend — was somehow involved in the missing woman’s death, Capt. William Hayes said. In a news release, LAPD called him […]
Fee-Based Debit Cards for Ex-Inmates ‘Unlawful’: Lawsuit
The Crime Report
The cards are a popular cost-saving device for many jails and prisons, but a California lawsuit aims to end what prisoner rights advocates say amounts to sanctioned theft.
A Look at Our New Product: Business Payment Automation
by Melina Delis @ Bank of Southern California N.A.
Fri Jun 16 01:00:28 PDT 2017
Do you want to avoid things, like handling paper bills in the mail, scheduling payments, entering data into an accounting software, filing bills, researching vendor inquiries, etc.? Well, now you can! Business Payment Automation or BPA is a hybrid commercial bill payment and an A/P invoice workflow management platform that helps automate your company’s paymentRead more
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Should Opioid Addicts Be Forced to Undergo Medical Treatment?
by TCR Staff @ The Crime Report
Tue Mar 27 07:02:29 PDT 2018
According to a forthcoming study in the Journal of Law, Medicine, and Ethics, there’s little evidence that opioid addicts benefit from involuntary commitment, and the “legal and ethical” concerns raised by such strategies should make policymakers think twice about employing them.
Charged More at the Gas Station for Using a Credit Card? Yep, That's Allowed - NerdWallet
NerdWallet
In general, the Nerds advocate using a credit card for as many of your day-to-day purchases as possible. Assuming you’re paying the bill on time and in full every month,…
This Spring, Clear Mediocre Credit Cards Out of Your Wallet
by Gregory Karp @ NerdWallet
Mon Mar 26 08:00:11 PDT 2018
Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…
Trump Opioid Plan Includes a Windfall for Vivitrol
by Crime and Justice News @ The Crime Report
Mon Mar 26 03:11:34 PDT 2018
The White House’s national strategy to combat the opioid crisis, unveiled last week, would expand a particular kind of addiction treatment in federal criminal justice settings: a single drug, manufactured by a single company, with mixed views on the evidence regarding its use. The drug is Vivitrol, manufactured by Alkermes, a Massachusetts pharmaceutical company.
California benefits debit card ranked best in U.S.
Orange County Register
(Clarification: EDD only began offering direct deposit when the debit card began in December 2010. The National Consumer Law Center’s criticism is that recipients must set up direct deposit…
There are several tax scams to be aware of during this tax season.
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Mon Jan 29 11:47:50 PST 2018
ONE OF THE MOST common is the IRS-Impersonation Telephone scam. Callers claim to be IRS employees—they use fake names and fake IRS identification badge numbers. They will know a lot about you, and they will alter their caller ID to make it seem like the IRS is calling. Victims are told they owe money to... Read more »
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Think Twice Before Swiping Your Debit Card
NBC Southern California
Credit and debit cards make purchases more convenient, but according to financial experts, our need for speed can expose our most critical identity and financial information to hackers and scammers.
Defining Sexual Harassment
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Mon Jan 29 11:40:12 PST 2018
In 2017, sexual harassment became a widely discussed issue. It is important to define sexual harassment and to know your rights when it comes to sexual harassment in the workplace. There are two types of sexual harassment: quid pro quo sexual harassment and hostile work environment sexual harassment. Quid pro quo sexual harassment either comes... Read more »
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Cannabis debit card comes to California
The North Bay Business Journal
Colorado debit-card company CanPay works with a Denver credit union that handles cannabis transactions.
Harmesh Kumar Leaves Calif. Governor Race to Run for Contra Costa County Supervisor
by GIOVANNI ALBANESE Jr., India-West Staff Reporter @ www.indiawest.com - RSS Results
Tue Mar 27 16:00:00 PDT 2018
Citing a lack of funds raised for his campaign, Indian American clinical psychologist Harmesh Kumar has dropped out of the California gubernatorial race to focus on a local race.
California Dept. of Justice Will Oversee Investigation of Fatal Sacramento Police Shooting of Stephon Clark
by tracybloomktla @ KTLA
Tue Mar 27 10:19:01 PDT 2018
Citing the “extremely high emotions, anger and hurt” in Sacramento following the shooting death of Stephon Clark by police in his grandmother’s backyard, police Chief Daniel Hahn said Tuesday that California Attorney General Xavier Becerra will hold an independent investigation. Hahn, surrounded by community leaders at a news conference, called last week’s shooting “a tragedy that no one wants to see or experience” and said he requested the oversight of state prosecutors even though he was confident in the impartiality of his detectives. “Due […]
More California colleges contract with debit-card firm criticized for fees - The Hechinger Report
The Hechinger Report
California Watch Nearly half of the state’s community colleges and a handful of other higher-education institutions now disburse financial aid on debit cards through contracts with Higher One, a financial firm that has come under increasing scrutiny for its multiple fees and aggressive marketing tactics, as well as out of concerns for students’ privacy. At …
SBI Introduces Debit Card for California Customers
India West
State Bank of India’s managing director Hemant G. Contractor visited the financial institution’s downtown branch here April 16 to introduce the depository’s first-ever debit card for its United States customers.
If You Insist on Paying Taxes With a Credit Card, Here’s How
by Tina Orem @ NerdWallet
Thu Mar 22 14:14:34 PDT 2018
Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…
Avoid Being a Victim of These Five Top Reported Cyber Scams Part 2
by Melina Delis @ Bank of Southern California N.A.
Tue Aug 08 01:00:21 PDT 2017
To continue with Avoid Being a Victim of These Five Top Reported Cyber Scams Part 1, below are the remaining cyber scams: 4. Advance Fee Loans and Credit Arrangers – These loans or credit are offered in exchange for an upfront fee. Realize that any reputable lender will ask you to provide your credit history beforeRead more
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Uber Doesn’t Plan to Renew Permit for Testing Self-Driving Cars in California After Fatal Crash
by Erika Martin @ KTLA
Tue Mar 27 16:29:45 PDT 2018
Uber doesn’t plan to renew its self-driving vehicle permit in California. The news comes less than two weeks after a self-driving Uber SUV struck and killed 49-year-old Elaine Herzberg as she walked her bicycle across a street in Tempe, Arizona. After the tragedy, the company halted testing of its self-driving cars on roads in North America. Uber’s self-driving permit in California goes until March 31 — and the company said it will let the permit expire. “We decided to not […]
How to Stay Safe on Social Networks
by Melina Delis @ Bank of Southern California N.A.
Tue Jul 11 01:00:11 PDT 2017
Social media is becoming one of the most prominent tools in our society. Today, it does not matter if you are young or old or even a business, most people use social networks as a means of connecting with people. Instead of asking who has social media, the better question is who does not? WithRead more
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Earned Income Tax Credit
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Mon Dec 18 14:19:54 PST 2017
EARNED INCOME TAX CREDIT (EITC) is a benefit for working individuals with low to moderate income. If you are eligible for this tax credit, you will be able to keep the money you deserve. If you qualify for the Federal EITC, you may also qualify for the same tax credit offered in California. These are... Read more »
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California Laws Effective in the New Year
by Fernando Gonzalez @ La Cooperativa – Campesina de California
Mon Dec 18 15:06:06 PST 2017
IN 2017, the California legislature passed several important pieces of legislation that will go into effect beginning January 1, 2018. These laws involve hiring practices and enforcement, wage and hour obligations, workplace safety, discrimination, harassment and retaliation protections, housing, and more. Hiring Practices & Enforcement AB 450, the Immigrant Worker Protection Act, will protect workers... Read more »
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Revenge Porn Laws In California – Penal Code 647(j)(4)
by Diana Aizman @ Aizman Law Firm
Wed May 03 11:52:32 PDT 2017
The post Revenge Porn Laws In California – Penal Code 647(j)(4) appeared first on Aizman Law Firm.
What You Should Know and Do About the Equifax Breach
by Melina Delis @ Bank of Southern California N.A.
Wed Oct 11 01:00:36 PDT 2017
Last month, one of the three major credit reporting agencies, Equifax, suffered a data breach where 143 million Americans’ sensitive personal information was exposed. Hackers accessed peoples’ names, Social Security numbers, birth dates, addresses, driver’s license numbers, credit card numbers, and dispute documents. Although we did not have a breach of our systems or dataRead more
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SBA Lending 2018 Updates
by Melina Delis @ Bank of Southern California N.A.
Wed Feb 21 11:50:26 PST 2018
The Small Business Administration’s (SBA) lending programs have grown significantly in recent years. Just in the 2017 fiscal year, 68,000 loans were approved under 7(a) and 504 loan programs, which provided over $30 billion to small businesses. Of this $30 billion in total SBA loans, $25.4 billion was from the 7(a) program alone. Due toRead more
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Cannabis debit card company makes pass at California
Santa Rosa Press Democrat
CanPay, a Colorado-based payments company, wants to make cashless cannabis purchases a reality in California.