Does Life Insurance Cover Suicide?
by Barbara Marquand @ NerdWallet
Thu Mar 22 16:09:10 PDT 2018
Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…
Developer unveils new, long-awaited plans for dead Vallco Mall
by Marisa Kendall @ The Mercury News
Tue Mar 27 14:00:19 PDT 2018
The proposal is just the second submitted under a new California law that takes away city officials' ability to say no to certain housing projects.
California Commissioner Asks Insurers to Forego Detailed Home Inventories in Wake of Wildfires
Insurance Journal
California Insurance Commissioner Dave Jones is asking insurers to help California wildfire survivors by providing relief from detailed home inventories and to provide up to 100 percent of contents coverage limits without a detailed inventory. "These families have endured unimaginable loss and pain," Jones said in a
California Local Insurance Agents and Brokers
Progressive Agent
See a full listing of local insurance agents and insurance agencies in California separated out by each city. Find your agent now and get a quote.
3 Money Lessons We Can Learn From ‘Roseanne’
by Courtney Jespersen @ NerdWallet
Sun Mar 25 18:00:27 PDT 2018
On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…
Changes to CA Marijuana Laws Leave Employers Unaffected
by Mike Bishop @ Nonprofits Insurance Alliance Group
Thu Jan 18 16:00:35 PST 2018
In the 2016 election, California voters passed Proposition 64, which decriminalized the recreational use of marijuana and made California the 8th state where such use is legal. This change came after decades of recreational use being outlawed, and more than 20 years since the decriminalization of medical use with the enactment of the California Compassionate […]
Was Uber Negligent in the Death of an Arizona Woman?
by JC @ Ridester.com
Tue Mar 27 09:07:44 PDT 2018
Many questions have come up in the wake of last Sunday’s tragic event when one of Uber’s autonomous Uber cars hit and killed a woman in Tempe, Arizona. Dash cam video from the accident reveals that the woman Uber hired to oversee the car and ensure that it was operating properly wasn’t paying attention at the time the accident occurred. The woman, Rafaela Vasquez, 44, of Arizona is seen in the video fixated on something that appeared to be in her lap. She took her eyes off the road for long periods of time and only briefly glanced up every
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Seven Partnerships to Strengthen Community Health Centers
by Avram Goldstein @ California Health Care Foundation
Thu Mar 01 00:01:48 PST 2018
When we at the California Health Care Foundation (CHCF) talk about making health care work for low-income Californians, we understand that community health centers (CHCs) must be at the center of the conversation. CHCs have been a cornerstone of the health care safety net since the 1960s. Today CHCs are the primary source of care […]
The post Seven Partnerships to Strengthen Community Health Centers appeared first on California Health Care Foundation.
Developing a Risk-Aware Culture
by Ann Shanklin @ Nonprofits Insurance Alliance Group
Thu Feb 22 12:30:47 PST 2018
We know when it comes to your nonprofit’s work, the phrase “risk management” doesn’t necessarily make you feel like jumping up and down with excitement— but it’s as crucial as any other task your organization undertakes. Good risk management helps ensure your nonprofit will have enough assets to carry out its mission, and it also […]
Best Cheap Car Insurance in California for 2018 - NerdWallet
NerdWallet
If you’re looking for cheap car insurance in California, getting the best deal may require some patience. Rates can vary from one company to the next, so it pays to…
State official: New laws needed for wildfire insurance
Santa Rosa Press Democrat
Homeowners living in fire zones in Sonoma County could see their insurance rates soar, or lose coverage altogether. Insurance Commissioner Dave Jones wants the Legislature to do something.
Wilshire | Best California Insurance Services
Best California Insurance Services
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Lyft Promo Codes For Existing Users [Tested Methods That Work]
by Ridester Staff @ Ridester.com
Thu Mar 22 12:42:00 PDT 2018
We’ve covered several Lyft promotions in the past, including matching new users with free rides and drivers with massive sign-on bonuses. But there is yet a promotion we haven’t covered: Lyft promo codes for existing users. Lyft users write to us every month asking if there are any Lyft promo codes for existing users. The answer is YES: we’re happy to report that there are many different ways for existing Lyft users to get free ride credits and lower ride fares. We found a few surefire ways that existing users can get free rides from Lyft. We’ve personally used these methods to
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FAQs about Home Insurance Claims in California
United Policyholders
Q: What should my first steps be? If your home has been damaged or destroyed, you are likely to feel overwhelmed by the loss and by the repair, replace and recovery process that lies ahead. If your property was insured, that insurance policy is the best vehicle to get you back home. If this is your first experience with a large insurance claim, recognize that it's basically a business negotiation.
In Telehealth, a Window to Our Future Workforce
by Avram Goldstein @ California Health Care Foundation
Mon Mar 26 00:01:52 PDT 2018
Editor’s Note: This is part of a series of articles on “The Big Shortage” in California’s health care workforce. Watch The CHCF Blog for more discussions of how the workforce is changing in response to care innovations and demographic trends. When Sally Rogers walked into the examination room at Ampla Health’s Lindhurst Clinic in tiny […]
The post In Telehealth, a Window to Our Future Workforce appeared first on California Health Care Foundation.
Fake Craigslist ad searching for White House counsel for ‘difficult client’
by Cicero Estrella @ The Mercury News
Tue Mar 27 14:20:12 PDT 2018
We have some suggestions on fake lawyers who should respond to a fake Craigslist ad looking to fill vacancy in President Trump's legal team.
How Much Does it Really Cost to Drive Your Car for Uber and Lyft?
by JC @ Ridester.com
Thu Mar 22 09:48:42 PDT 2018
Talk to any fellow Uber and Lyft drivers at the airport holding lot and someone is sure to bring up how little we’re all earning. Then someone will open up the driver app and proudly show off that he earned $20 in an hour just a few days ago. But somehow it just doesn’t feel right. If we’re all earning $17-$20 an hour, which is well above minimum wage, why do we feel so poor? There’s plenty of information on gross income numbers, our most popular article included, but not very much information on the hidden expenses of rideshare driving.
The post How Much Does it Really Cost to Drive Your Car for Uber and Lyft? appeared first on Ridester.com.
Insurance | Lake Forest | California Southwestern Insurance Agency
Insurance | Lake Forest | California Southwestern Insurance Agency
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The Private Insurance Market in California, 2015 - California Health Care Foundation
California Health Care Foundation
Health insurers covered more than 14 million Californians through group and individual policies in 2015. The interactive graphic below shows the breakdowns for health plans by regulatory body and type of coverage. This data visualization is a companion to California Health Insurers: Two Years After Reform, part of CHCF’s California Health Care Almanac. Definitions Total …
Preventing Sexual Harassment in the Workplace (Hint: It Starts at the Top)
by Mike Bishop @ Nonprofits Insurance Alliance Group
Wed Mar 14 13:30:51 PDT 2018
As recently stated by the Equal Employment Opportunity Commission (EEOC): “harassment in the workplace will not stop on its own – it’s on all of us to be part of the fight to stop workplace harassment. We cannot be complacent bystanders and expect our workplace cultures to change themselves.” The truth of this statement cannot […]
Background Checks and Ban the Box in California
by Ellen Aldridge @ Nonprofits Insurance Alliance Group
Wed Jan 31 11:30:23 PST 2018
Historically, it has not been uncommon for risk-adverse employers to adopt policies prohibiting the hiring of applicants with a criminal history. Given that one in seven Americans has some sort of criminal history, numerous states and local jurisdictions are passing legislation that makes it more likely employers will consider these applicants. Increased employment opportunities have […]
If You Insist on Paying Taxes With a Credit Card, Here’s How
by Tina Orem @ NerdWallet
Thu Mar 22 14:14:34 PDT 2018
Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…
Community Paramedicine Projects Continue to Deliver Big Benefits
by Avram Goldstein @ California Health Care Foundation
Mon Mar 12 16:46:06 PDT 2018
Community paramedicine connects specially trained paramedics with other health care providers to help patients and local health care systems provide care more effectively and efficiently while easing pressure on overcrowded emergency departments (EDs). With strong support from the California Emergency Medical Services Authority (EMSA), state health planners approved community paramedicine pilot projects across California. For […]
The post Community Paramedicine Projects Continue to Deliver Big Benefits appeared first on California Health Care Foundation.
In Contest of Firms Vying to Enhance Care in Medicaid, the Winner Is AbleTo
by Avram Goldstein @ California Health Care Foundation
Thu Feb 15 18:07:14 PST 2018
Recently, AbleTo won the inaugural Association for Community Affiliated Plans (ACAP) Medicaid Innovation Challenge, cosponsored by the California Health Care Foundation’s Health Innovation Fund. AbleTo was chosen from a diverse field of more than 70 digital health companies offering solutions to the top challenges facing Medicaid health plans, as identified by ACAP’s member plans. The […]
The post In Contest of Firms Vying to Enhance Care in Medicaid, the Winner Is AbleTo appeared first on California Health Care Foundation.
California Rideshare Insurance: The Best Options For Drivers
Ridester.com
Looking for California rideshare insurance? Come explore our list of options to find the best rideshare insurance policy for you.
California’s Regulators To Investigate Aetna’s Medical Coverage Decisions
Kaiser Health News
The investigations follow testimony in a lawsuit by a former Aetna medical director who said he relied on information from nurses, without reviewing patient records himself, when deciding which tre…
Report: California homeowners insurance more difficult to get after devastating wildfires
The Mercury News
Homeowners in the Oakland hills, and in other high-fire risk areas across the state, are having more trouble obtaining insurance after the catastrophic blazes across California.
As Boundaries Blur, “Palliative Care Everywhere” Is the Goal
by Avram Goldstein @ California Health Care Foundation
Wed Feb 28 15:15:19 PST 2018
A few months ago, I met leaders from Bluegrass Care Navigators, a Kentucky organization formerly called Hospice of the Bluegrass, which expanded beyond its hospice roots in response to community needs. Bluegrass Care Navigators took its core asset – team-based, patient-centered, goal-oriented care – and pushed beyond the traditional boundaries of hospice care. It added […]
The post As Boundaries Blur, “Palliative Care Everywhere” Is the Goal appeared first on California Health Care Foundation.
It's Becoming Increasingly Hard For California Homeowners To Get Insurance
NPR.org
Insurance companies are increasingly dropping homeowners in California because of wildfire risk. There's concern the problem will grow worse after this year's destructive fire season.
The Best Dash Cam For Uber And Lyft Drivers [In-Depth Review]
by JC @ Ridester.com
Sat Mar 17 13:51:49 PDT 2018
What would you do if I told you that driving for Uber and Lyft opens drivers up to an extreme amount of liability? Passengers can make untrue claims against drivers, as can other parties if you get involved in an accident. But there’s hope for drivers everywhere, coming in the form of a simple tool that’s widely available and very affordable. No, it’s not rideshare insurance… it’s a dash cam. This simple device is like a GoPro but for vehicles. It’s designed to be mounted on your dashboard and record everything happening on the road (and sometimes inside the car)
The post The Best Dash Cam For Uber And Lyft Drivers [In-Depth Review] appeared first on Ridester.com.
Cupertino High School evacuation orders lifted after threat, students sent home
by Khalida Sarwari @ The Mercury News
Tue Mar 27 14:06:06 PDT 2018
After a threatening phone call forced the evacuation of Cupertino High School, students were sent home for the rest of the day, the Santa Clara County Sheriff’s Office said. The school, however, did not appear to be in any danger. The students, many of whom were at lunch, were evacuated following a robocall that came […]
Golden Bear to offer marijuana coverage in California - Business Insurance
Business Insurance
Golden Bear Insurance Co. will become the first admitted market to write marijuana coverage in California, with its first property/casualty policies expected to be bound next week.
Amazon Flex Delivery Types: Warehouses, Food and More
by Heather Cook @ Ridester.com
Fri Mar 16 09:25:19 PDT 2018
It’s the age of on-demand drivers. Uber, Lyft, and Postmates are just a few examples of brands that have strived to make the customers’ experience of doing a task, seamless and quick, and in turn has provided independent contractors, like you, with amazing opportunities to earn supplement income at your own time. The only problem is that these oversaturated platforms are brimming with competition. So, new and old drivers find it a lot harder and longer to see any significant returns. Amazon Flex though is relatively new and is still expanding to cities throughout the US, opening new doors of
The post Amazon Flex Delivery Types: Warehouses, Food and More appeared first on Ridester.com.
Winter is Coming – Property Checklist
by Ann Shanklin @ Nonprofits Insurance Alliance Group
Wed Dec 13 11:00:14 PST 2017
The holiday season is upon us and with all of the stress generally associated with this time of year, you probably haven’t given much thought to frozen pipes, roof collapses, ice dams, or any of the other property maintenance issues that can lead to water damage. However, as illustrated in one of our recent blog […]
California Property Insurance: Law and Litigation
CEB
Gain the expertise you need to confidently advise clients on how to insure property, how to present a property insurance claim, and how to sue and defend insurers. Get complete guidance on all things relating to insuring property and litigating property insurance issues in California.
Postmates Requirements: Requirements for Becoming a Postmates Driver
by Pat @ Ridester.com
Thu Mar 22 16:01:17 PDT 2018
As recent as a few years ago, if you wanted food delivered you, you had limited choices. Typical delivery food options included the local pizza establishment or Chinese food restaurant. Times have since changed. These days, there’s a lot more variety thanks to advancements in the industry. These advancements came about largely in part because of food delivery apps like UberEats and Postmates. These services combine the efficiency of delivery with the ease of online ordering to bring on-demand food delivery to hungry customers. Drivers can earn extra cash by hopping on this food delivery service trend and accepting delivery
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4 Ways to Show Your Nonprofit Employees That You Care This Holiday Season
by Alexis Crase @ Nonprofits Insurance Alliance Group
Wed Nov 29 10:00:06 PST 2017
We’ve all heard the narrative of the overworked nonprofit employee, who prioritizes their organization’s cause to the point of personal burnout. It’s true that burnout is common in the nonprofit sector, and during the holiday season it’s even more likely, with travel, familial responsibilities, last-minute gift shopping, and tight budgets on the minds of many. […]
Employees with Disabilities and the Americans with Disabilities Act
by Kim Spilker Medwar @ Nonprofits Insurance Alliance Group
Fri Mar 02 11:30:34 PST 2018
Imagine meeting with your employees for their routine annual evaluations and having to tell your once star-performer that their performance is slipping and they are no longer meeting the requirements of the job. You may have a Performance Improvement Plan (PIP) in mind, when the employee discloses that their work product has declined because they […]
This Spring, Clear Mediocre Credit Cards Out of Your Wallet
by Gregory Karp @ NerdWallet
Mon Mar 26 08:00:11 PDT 2018
Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…
California health insurance premiums expected to rise under Republican tax plan
sacbee
The Republican tax plan will increase health insurance premiums 10 percent over the next decade, according to the Congressional Budget Office.
California’s Policy Options: Making Individual Market Coverage More Affordable
by Avram Goldstein @ California Health Care Foundation
Mon Mar 05 13:09:04 PST 2018
California embraced the Affordable Care Act (ACA). Today, 93% of its residents have health insurance, the largest coverage increase of any state since the law was passed. This impressive achievement was possible partly because the ACA made health insurance coverage on the individual market more affordable for many. The individual market is where 2.3 million […]
The post California’s Policy Options: Making Individual Market Coverage More Affordable appeared first on California Health Care Foundation.
uberPOOL FAQ | How Does uberPOOL Work?
by Tyler Scott @ Ridester.com
Wed Mar 21 02:00:31 PDT 2018
One of the reasons Uber is so popular is for the wide range of rideshare options they offer. The options available include: Economy, Premium, Accessibility, Carpool. A rideshare option for budgets and personal preferences of all shapes and sizes! In this article, we are going to look at uberPOOL. This is Uber’s carpooling service which lets you share your Uber rides with others. What is UberPOOL and How Does It Work? Similar to Lyft’s service called Lyft Line, UberPOOL lets passengers match up with other riders heading the same direction. This gives rides access to a sweet, discounted fare. The
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California lawmakers propose bills to beef up disaster insurance coverage
San Francisco Chronicle
State legislators have introduced a package of bills that would beef up or extend insurance coverage to policyholders following declared disasters, but only one would be retroactive and apply to victims of the recent wildfires. Critics say the bills could drive up insurance premiums and reduce competition in California. Under SB897, insurers would have to offer policyholders, following a declared state of emergency, a settlement equal to 80 percent of their contents coverage without requiring them to submit a detailed inventory. This provision would apply to claims filed July 1, 2017, or later by homeowners and renters.
California Residential Earthquake Insurance Premium Cost Calculator Quote Estimate
California Earthquake Authority
Calculate your California Residential Earthquake Insurance Premium Cost with the CEA Premium Calculator; Free Quote Free Estimate
Uncompensated Hospital Care Costs in California Continued to Decline in 2016
by Avram Goldstein @ California Health Care Foundation
Fri Mar 16 12:27:19 PDT 2018
In California hospitals, the cost of uncompensated care continued to fall in 2016, but at a slower rate than the 51% decline between 2013 and 2015. According to data from the California Office of Statewide Health Planning and Development, the cost of uncompensated care dropped to $1.44 billion from $1.5 billion between 2015 and 2016 […]
The post Uncompensated Hospital Care Costs in California Continued to Decline in 2016 appeared first on California Health Care Foundation.
How Grads Can Get Another Shot at Student Loan Forgiveness
by Anna Helhoski @ NerdWallet
Tue Mar 27 09:20:39 PDT 2018
The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…
The Nonprofit Student-Debt Conundrum
by Alexis Crase @ Nonprofits Insurance Alliance Group
Wed Jan 10 11:30:27 PST 2018
This article was originally published on BlueAvocado.org as part of a special edition done in conjunction with Young Nonprofit Professionals Network (YNPN). At first glance, nonprofits and millennials seem like a match made in heaven. Despite often being judged by our peers, our so-called “entitled” generation puts our desire for positive change above almost all […]
How a California Healthline Grad Grounded the High-Flying HHS Secretary
by Avram Goldstein @ California Health Care Foundation
Fri Feb 23 12:09:37 PST 2018
The California Health Care Foundation supports health care journalism to serve the information needs of policymakers, health industry leaders, and the public. In 1999, CHCF launched the daily newsletter California Healthline (CHL) to produce original coverage and to aggregate the best health journalism from other media outlets. One of the many superb journalists who have […]
The post How a California Healthline Grad Grounded the High-Flying HHS Secretary appeared first on California Health Care Foundation.
Liquor Liability 101: How to Serve Alcohol at Your Nonprofit Events
by Brian Johnson @ Nonprofits Insurance Alliance Group
Thu Dec 21 11:30:40 PST 2017
When most Americans think of this time of year, they imagine hot cocoa, candy canes, and reindeer. However, when most nonprofit leaders think of this time of year, their minds go to holiday events and fundraisers, the spirit of giving, and, more likely than not, how to safely provide alcohol at said events. Whether your […]
The Single Parent’s Guide to Life Insurance
by Barbara Marquand @ NerdWallet
Thu Mar 22 17:39:02 PDT 2018
Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…
California Car Insurance - Quotes, Coverage & Requirements | DMV.ORG
DMV.ORG
California car insurance requirements. Find which coverage options are best for you and see if you qualify for discounts. Get a quote online to save money on a new auto insurance policy.
The Individual Mandate Penalty Is Ending. Californians May Pay the Price.
by Avram Goldstein @ California Health Care Foundation
Tue Mar 13 16:41:09 PDT 2018
The federal tax overhaul enacted in December 2017 eliminated the Affordable Care Act’s (ACA) individual mandate penalty, which encourages consumers to maintain health insurance to avoid a fine. The rule changes next year. A new Harvard study supported by the California Health Care Foundation in partnership with Covered California offers a sneak preview of the […]
The post The Individual Mandate Penalty Is Ending. Californians May Pay the Price. appeared first on California Health Care Foundation.
Sharpening Our Focus
by Avram Goldstein @ California Health Care Foundation
Tue Feb 20 16:06:31 PST 2018
When I joined the California Health Care Foundation a year ago, the organization had a 20-year track record of making health care work better for all Californians. In large part, my job was to help colleagues figure out how to maximize CHCF’s impact, given the rapidly changing world around us. Armed with flip charts, sticky notes, […]
The post Sharpening Our Focus appeared first on California Health Care Foundation.
Lyft Vehicle Requirements for 2018
by Ridester Staff @ Ridester.com
Fri Mar 23 12:44:18 PDT 2018
What is Lyft? Driving for Lyft can be a great way to make extra money on the side, but the list of driver requirements can feel overwhelming. We want to help you get over this barrier and finally take the plunge into ridesharing. So whether you’re looking to make money ridesharing for the first time, or want to diversify the ridesharing income you already get from Uber, this guide is for you. We’ll cover the types of Lyft rides out there, the requirements you and your vehicle need to meet, and give a brief overview of how to get started
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When #MeToo Comes to the Nonprofit Workplace
by Ellen Aldridge @ Nonprofits Insurance Alliance Group
Wed Nov 22 10:30:52 PST 2017
It’s hard to ignore the plethora of revelations of sexual harassment incidents involving well-known public figures being revealed in the news recently. It’s also difficult to ignore the grassroots social movement that resulted – the #MeToo campaign, originally started by consultant, blogger and advocate Tarana Burke over 10 years ago, and recently popularized with a […]
The Complete Guide To Uber Tipping [Proper Etiquette & How To Tip]
by Lori Allen @ Ridester.com
Wed Mar 21 14:22:43 PDT 2018
Have you ever gotten out of an Uber and thought to yourself, “do you tip Uber drivers?” or “what is the proper Uber tipping etiquette?” Well, you’re not alone. I’ve thought the same thing multiple times over my course as both Uber driver and passenger. I’ve given and taken thousands of rides over the years, and have an intimate knowledge of this topic. Today I am here to reveal four things: Why you should absolutely tip your Uber driver on every trip. How much you should tip. The different methods you can use to tip. What your driver expects once
The post The Complete Guide To Uber Tipping [Proper Etiquette & How To Tip] appeared first on Ridester.com.
How to Sidestep 3 Unethical Financial Advisor Tactics
by James Royal, Ph.D. @ NerdWallet
Mon Mar 26 08:00:32 PDT 2018
“There’s plenty of opportunity out there for someone who’s unethical,” warns Harold Evensky, chairman of wealth manager Evensky & Katz. That’s especially true when that someone is a financial advisor,…
As California fires blaze, homeowners fear losing insurance
U.S.
California homeowners and regulators have a new fear about wildfires ravaging the state: that insurers will drop coverage.