How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
The post How To Be Financially Smart At Any Age appeared first on LRRCU.
Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.
How Grads Can Get Another Shot at Student Loan Forgiveness
by Anna Helhoski @ NerdWallet
Tue Mar 27 09:20:39 PDT 2018
The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…
Service Credit Union donates to the N.H. Food Bank
by Lori Holmes @ Service Credit Union
Fri Dec 22 08:49:58 PST 2017
Service Credit Union donated $10,000 and 1,326 pounds of food to the New Hampshire Food Bank, a program of Catholic Charites NH, in order to help the citizens of New Hampshire. Service Credit Union President/CEO David Van Rossum recently presented the check to New Hampshire Food Bank Executive Director Eileen Groll Liponis to help keep […]
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
The post Safe Online Banking: For You & Your Money appeared first on LRRCU.
Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.
Spring Branch News
by Brandon @ Tower Federal Credit Union
Thu Mar 01 09:43:59 PST 2018
Upcoming seminars and dates for Spring Home Buyer Seminars. COMING SOON: New hours at all Tower Community Branches.
The post Spring Branch News appeared first on Tower Federal Credit Union.
How to earn more money: Three ways to boost your income
by J.D. Roth @ Get Rich Slowly
Thu Mar 22 05:00:28 PDT 2018
There’s no question that frugality is an important part of personal finance — you can’t outearn dumb spending — but trying to get rich by pinching pennies is like trying to win a car race by conserving gas. If you want to reach the finish line fast, you can’t be shy with the accelerator! Today […]
The post How to earn more money: Three ways to boost your income appeared first on Get Rich Slowly.
This Is Why Research On Behavioral Finance Won the Nobel Prize
by Cat Alford @ Chime Banking
Mon Mar 12 15:50:20 PDT 2018
In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]
The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.
Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 19 05:10:23 PDT 2018
Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]
The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.
How to Spot Identity Theft
by Annette Olday @ Meridia
Sat Mar 19 05:36:01 PDT 2016
Reviewing your credit report can help stop identity theft. Learn more about what you can do!
The post How to Spot Identity Theft appeared first on Meridia.
How to Sidestep 3 Unethical Financial Advisor Tactics
by James Royal, Ph.D. @ NerdWallet
Mon Mar 26 08:00:32 PDT 2018
“There’s plenty of opportunity out there for someone who’s unethical,” warns Harold Evensky, chairman of wealth manager Evensky & Katz. That’s especially true when that someone is a financial advisor,…

Direct Deposit - Meridia
Meridia
Direct Deposit Convenient, secure, and faster than a paper check! Just complete the form give it to your employer with a voided check. Make Payday Even Better Enjoy the convenience of direct deposit. With direct deposit, there’s no need to visit a branch or ATM, as your paycheck, retirement check
Cashing in on the American Dream: How to retire at 35
by J.D. Roth @ Get Rich Slowly
Tue Mar 20 05:00:54 PDT 2018
All his life, Paul Terhorst wanted to be rich. Even in grade school, he looked forward to having a corporate job, to joining the world of big business. “I didn’t just dream about money and power and expense account living — I planned for it.” He grew up and made it happen. He got his […]
The post Cashing in on the American Dream: How to retire at 35 appeared first on Get Rich Slowly.
The stories we tell ourselves
by J.D. Roth @ Get Rich Slowly
Wed Mar 21 06:11:19 PDT 2018
I had lunch with Sabino yesterday. He’s my accountant — but he’s also my friend (and a loyal Get Rich Slowly reader). I told Sabino about how our house has been a money pit over the nine months since we bought it. I told him how much fun I’ve been having with Get Rich Slowly […]
The post The stories we tell ourselves appeared first on Get Rich Slowly.
Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s
by Kara Vincent @ LRRCU
Tue Aug 22 03:05:44 PDT 2017
While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]
The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

Add multiple bank accounts for employee direct deposit
Gusto
Employees can add up to 5 bank accounts for direct deposit. Whether you're saving for that shiny new car or season tickets, splitting your payment between bank accounts can help you get there.Cl...
A Look at Federal, State, and Local Minimum Wages
by Mike Kappel @ Payroll Tips, Training, and News
Wed Mar 21 05:30:00 PDT 2018
You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]
The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
Tell Your Beneficiaries About Your Accounts and Policies
by Brandon @ Tower Federal Credit Union
Thu Mar 15 13:06:19 PDT 2018
The post Tell Your Beneficiaries About Your Accounts and Policies appeared first on Tower Federal Credit Union.

Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.
Consult This Employee Termination Checklist to Keep Things Running Smoothly
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 07 05:10:00 PST 2018
Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]
The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.
How to Save Money When You Get a Windfall of Cash
by Jackie Lam @ Chime Banking
Mon Mar 19 16:02:11 PDT 2018
Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]
The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.
Book Review: Get Money
by J.D. Roth @ Get Rich Slowly
Tue Mar 27 11:08:59 PDT 2018
Over the past decade, I’ve attended a variety of camps and conferences to speak to people about money. Most of these events are money-related, but every once in a while I’m asked to speak at a non-financial function. In 2011, for instance, I was on a panel at the International Game Developers Association summit, which […]
The post Book Review: Get Money appeared first on Get Rich Slowly.

The Two-Account System for Automatic Savings - The Simple Dollar
The Simple Dollar
Millie writes in, describing her interesting system of making herself save: I have my paycheck direct deposited into ING Direct. It comes in like clockwork
How to Shop for Used Clothes — and Why You Should
by Laura McMullen @ NerdWallet
Thu Mar 22 20:00:39 PDT 2018
Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…
How to Prepare for an Interview When You’re Self-Employed
by Due.com @ Chime Banking
Tue Mar 27 13:03:23 PDT 2018
There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]
The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.
Ways to prevent identity theft so you can enjoy the holiday season
by Dave Dwyer @ Service Credit Union
Fri Nov 10 09:21:46 PST 2017
As the holiday season gears up with a mad rush of excitement, fraudsters are also gearing up with excitement to steal your identity. Take the necessary precautions to protect yourself whether you are shopping online or at a brick and mortar store. Enjoy the holidays as they are meant to be, with peace, joy, and […]
The Equifax Hack Was Worse Than Expected. What to Do Next
by Jeanine Skowronski @ Chime Banking
Thu Mar 15 15:59:14 PDT 2018
Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]
The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.
The best way to spend less? Cut back on the big stuff!
by J.D. Roth @ Get Rich Slowly
Mon Mar 19 07:09:01 PDT 2018
You don’t need a high income to achieve Financial Independence. Making more money helps, sure, but if you’re diligent about cutting costs, it’s possible to reach financial freedom on even an average salary. I want you to meet my friend, John. John is an 81-year-old retired shop teacher. He’s a millionaire — but you’d never […]
The post The best way to spend less? Cut back on the big stuff! appeared first on Get Rich Slowly.
Here’s How to Improve Your Credit Score Faster
by Paul Sisolak @ Chime Banking
Thu Mar 08 14:44:08 PST 2018
Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]
The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.
5 Creative Habits That Will Keep Your Finances On Track
by Ben Luthi @ Chime Banking
Tue Mar 27 13:29:00 PDT 2018
Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]
The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.
Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

How to Set Up Direct Deposit - NerdWallet
NerdWallet
Direct deposit is a free service that electronically sends your paychecks or benefit checks to a bank account or prepaid debit card of your choosing. Electronic payments have a number…
Service Credit Union Names VP of Marketing
by Lori Holmes @ Service Credit Union
Tue Jan 30 09:28:20 PST 2018
Service Credit Union is pleased to announce today the appointment of Wendy Bryant-Beswick to Vice President of Marketing. A seasoned executive with more than 20 years of marketing management experience, Beswick will oversee the planning and execution of Service Credit Union’s marketing initiatives including positioning, brand oversight, acquisition, communications, public relations, and business development. She […]
Service Credit Union to offer assistance for those affected by a Government Shutdown
by Lori Holmes @ Service Credit Union
Wed Dec 06 08:39:27 PST 2017
Service Credit Union is committed to helping its members in the event of a government shutdown by covering the December mid-month payroll and offering a 0% loan. If the shutdown occurs and the Defense Finances and Accounting Services (DFAS) does not pay mid-month payrolls, Service Credit Union will post credits to members based on the […]
The 10 Most Significant Obstacles Preventing Debt Elimination
by Due.com @ Chime Banking
Tue Mar 06 14:42:00 PST 2018
Debt continues to be a problem among Americans of all ages and walks of life. In 2017, the total consumer debt among Americans rose 8.8 percent, to $3.827 trillion, setting a new record. The average household has a credit card balance of $15,654, and with total debts (including mortgages) of $131,431. With numbers consistently growing year over […]
The post The 10 Most Significant Obstacles Preventing Debt Elimination appeared first on Chime Banking.

4 Reasons For Multiple Savings Accounts | Bankrate.com
Bankrate
Don’t plow money into just one account. Use several accounts to reach financial feng shui.
5 Facts About Women and Money for International Women’s Day
by Chelsea Brennan @ Chime Banking
Thu Mar 08 14:46:51 PST 2018
Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]
The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.

How to Setup Direct Deposit
Bank of America
Bank of America direct deposit makes it easy for you to deposit checks into your account automatically. Learn about setting up direct deposit today.
7 Habits That Will Help You Lead a More Successful and Productive Life
by Due.com @ Chime Banking
Tue Mar 13 15:54:24 PDT 2018
Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]
The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.
What Should You Do With Your Tax Refund?
by Brandon @ Tower Federal Credit Union
Thu Mar 01 09:41:43 PST 2018
Will you be receiving a tax refund this year? If so, you might want to think about the destiny of that money. Here are a few options to consider.
The post What Should You Do With Your Tax Refund? appeared first on Tower Federal Credit Union.

Direct Deposit Into Your Savings To Trick Yourself Into Spending Less
Two Cents
You’ve probably heard the phrase pay yourself first. It’s a common method to ensure you meet your savings goals: when you get paid, save part of your paycheck before doing anything else with it. You can take this a step further by direct depositing your paycheck into your savings account.
Should You Offer a Nonqualified Deferred Compensation Plan?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Mar 26 05:10:00 PDT 2018
You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]
The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.
3 Money Lessons We Can Learn From ‘Roseanne’
by Courtney Jespersen @ NerdWallet
Sun Mar 25 18:00:27 PDT 2018
On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…
What Does Pay Frequency Mean?
by Michele Bossart @ Payroll Tips, Training, and News
Wed Feb 21 05:10:38 PST 2018
When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]
The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

STUDY: Split deposit can save employees money | PaySimple
PaySimple Blog
Employees who split their pay among various accounts using Direct Deposit via ACH save more money each month than non-split deposit users.
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.
Does Life Insurance Cover Suicide?
by Barbara Marquand @ NerdWallet
Thu Mar 22 16:09:10 PDT 2018
Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…
The Single Parent’s Guide to Life Insurance
by Barbara Marquand @ NerdWallet
Thu Mar 22 17:39:02 PDT 2018
Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…
Five Things to Do Before Meeting With an Advisor
by Brandon @ Tower Federal Credit Union
Wed Feb 07 12:41:24 PST 2018
Americans' financial lives are increasingly complex. It's not unusual to have checking and savings accounts, a 401(k), IRAs, and other personal investments. Keeping track of all your savings and investments has prompted many individuals to seek guidance.
The post Five Things to Do Before Meeting With an Advisor appeared first on Tower Federal Credit Union.
EBates, UPromise and More Cash-Back Shopping Portals
by Brandon @ Tower Federal Credit Union
Thu Mar 01 09:43:43 PST 2018
There are a million ways to spend your money, and now hundreds of ways to actually SAVE some bucks in the process.
The post EBates, UPromise and More Cash-Back Shopping Portals appeared first on Tower Federal Credit Union.

Automating Savings: Grow Your Savings Account Faster
GoodCall.com
Have trouble saving money? You're not alone. Try these simple steps for automating your savings, and see your balance grow.
Service Credit Union offers free access to FICO® Scores
by Lori Holmes @ Service Credit Union
Mon Feb 05 13:55:02 PST 2018
In its continuing efforts to enhance member experience and provide innovative banking tools, Service Credit Union is now providing its members free access to their FICO® Scores. This includes key factors affecting their scores and general information on credit scores. . The scores, which will be updated quarterly, are available through Service Credit Union’s secure […]
Attention High School Students…
by Annette Olday @ Meridia
Thu Oct 12 05:35:31 PDT 2017
It’s time to make a good choice to open an account at Meridia! Getting ready to graduate from High School? Now is a great time to open an account before going away to college. Top Reasons to Open An Account at Meridia BEFORE starting college: Learning how to use your account for saving and spending […]
The post Attention High School Students… appeared first on Meridia.
Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.
If You Insist on Paying Taxes With a Credit Card, Here’s How
by Tina Orem @ NerdWallet
Thu Mar 22 14:14:34 PDT 2018
Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

Help Your Workers Save Money: Split-to-Save Option Enhances Direct Deposit
Paychex
Generally speaking, Americans are not good at saving money. Learn how you could help your employees with split-to-save direct deposit options.
Don’t Miss These Major Tax Changes for 2018
by Brandon @ Tower Federal Credit Union
Wed Feb 07 12:40:07 PST 2018
This year brings the most significant changes to federal tax law in more than 30 years.
The post Don’t Miss These Major Tax Changes for 2018 appeared first on Tower Federal Credit Union.
You and Your Investment Representative: A Relationship of Trust
by Brandon @ Tower Federal Credit Union
Wed Feb 07 12:35:59 PST 2018
Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. How about your investment representative?
The post You and Your Investment Representative: A Relationship of Trust appeared first on Tower Federal Credit Union.
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Learn All About Direct Deposit
The Balance
Direct deposit allows you to have your paycheck automatically deposited into your checking account. It is the easiest way to receive your money.

Direct Deposit Paycheck into Savings or Checking?
money-rates.com
Savings accounts and checking accounts each have their own advantages as a destination for direct deposits or paychecks. Read which bank account is best.
Good Retirement Savings Habits
by Brandon @ Tower Federal Credit Union
Thu Mar 01 09:42:20 PST 2018
What can you start doing today to make that effort more productive, to improve your chances of ending up with more retirement money, rather than less?
The post Good Retirement Savings Habits appeared first on Tower Federal Credit Union.

This Is How Chime Gets You Paid Early
Chime Banking
At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our
Fifteen years of semi-retirement: A real-life look at what it’s like to live more and work less
by J.D. Roth @ Get Rich Slowly
Sun Mar 18 05:00:36 PDT 2018
Today’s “money story” is a guest post from Bob Clyatt, author of the outstanding Work Less, Live More, which is one of my favorite books about financial independence and early retirement. [My review.] It’s an update on what his life has been like since moving to sem-retirement fifteen years ago. I had the good fortune […]
The post Fifteen years of semi-retirement: A real-life look at what it’s like to live more and work less appeared first on Get Rich Slowly.
What You Need to Know About a Qualifying Life Event
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 12 05:10:40 PDT 2018
Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]
The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Direct Deposit - Tower Federal Credit Union
Tower Federal Credit Union
Direct deposit from Tower Federal Credit Union is a free, convenient, secure way to have payments deposited to your checking account or savings account.

The Best Ways to Automate Saving | Clearpoint
Clearpoint Credit Counseling
You know you need to save each month, but it's hard to think through the details. Here are some easy ways to automate savings so that you don't have to.

How to Automate Your Savings and See Results | Discover
Discover Bank - Banking Topics Blog
Automating your savings can help get your finances in tip-top shape to ensure you reach your savings goals. Learn how to automate your finances today.
Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Direct Deposit
Bank of the Sierra
Most commonly used for payroll, Direct Deposit lets your employer electronically transfer money directly into your account.
How to Turn a Tax Refund Into a Fatter Paycheck
by Tina Orem @ NerdWallet
Fri Mar 23 12:34:45 PDT 2018
Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…
Recreational Boating Safety
by Brandon @ Tower Federal Credit Union
Thu Mar 01 09:43:14 PST 2018
March is a good time to strike a deal on a boat purchase. Be sure you, your family, and your friends follow safe boating practices to help promote an incident-free return from each voyage.
The post Recreational Boating Safety appeared first on Tower Federal Credit Union.
How to Save Money on Your Utility Bills
by Melanie Lockert @ Chime Banking
Mon Mar 26 11:21:00 PDT 2018
Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]
The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

When Does Direct Deposit Go Through? | Patriot Software
Payroll Tips, Training, and News
If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?

Tools To Help You Save: Automatic Savings Transfers
Better Money Habits
Learn how to streamline your savings with tools like automated transfers. This Better Money Habits article can help you start saving for your financial goals.
Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision
by Liz Oliver @ LRRCU
Fri Oct 13 08:55:31 PDT 2017
Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer. You might choose to delay payments on a big ticket item […]
The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.
SCU to offer assistance for those affected by a government shutdown
by Lori Holmes @ Service Credit Union
Sat Jan 20 05:00:06 PST 2018
Service Credit Union is committed to helping its members who are affected during the government shutdown. For those with direct deposit, Service Credit Union will post credits to members based on the postings nearest to January 1, 2018. The credit of that amount will take place on or before February 1, 2018. This will apply […]
Service Credit Union named top CU Direct auto lender
by Lori Holmes @ Service Credit Union
Fri Feb 23 08:19:49 PST 2018
Service Credit Union (SCU) was named the top auto lender in the New England/New York region and 10th nationally for 2017 by CU Direct. CU Direct works with auto dealers and credit unions throughout the U.S. to streamline the auto buying process. Last year, the credit union funded more than 21,000 auto loans at approximately […]
GRS Theater: The parking lot attendant worth half a million bucks
by J.D. Roth @ Get Rich Slowly
Sat Mar 17 05:00:10 PDT 2018
In this week’s installment of Get Rich Slowly Theater, we’re going to look at a real-life money boss: Earl Crawley, a parking attendant from Baltimore. Mr. Earl (as he’s known) was profiled on the PBS show MoneyTrack. Here’s a six-minute segment about this super saver: Mr. Earl has worked as a parking attendant for 44 […]
The post GRS Theater: The parking lot attendant worth half a million bucks appeared first on Get Rich Slowly.