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51 Popular Magazines That Need Freelance Writers

by Anna T. @ Real Ways to Earn

Here are some magazines that may occasionally accept both writing and artwork/photography submissions. Some of these are very well known, while others are fairly small. You'll  need above-average writing and photography skills to get your work accepted, and there might be a lot of waiting. With this kind of work, you will spend a lot […]

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Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

What I Watched & Read: January 2017

by SimplySave @ Simply Save

*This post contains affiliate links. What I Watched Minimalism: A Documentary About The Important Things I’ve long loved The Minimalists, their blog, books, and podcast, but I got burnt out. Which is why it took me months to finally watch… Continue Reading

The post What I Watched & Read: January 2017 appeared first on Simply Save.

Top 10 FAQs for Student Veterans

by MilitaryBenefits @ Military Benefits

The Top 10 Frequently Asked Questions for Student Veterans including GI Bill benefits, receiving college credit for military training, eligibility and more. Do I qualify for the Post 9/11 GI Bill? To qualify for the Post 9/11 GI Bill, applicants must have 90 days minimum active duty service after Sept. 10, 2001, and are still […]

Tariffs’ Tussle On Chinese Investments Mere Saber-Rattling?

by PYMNTS @ PYMNTS.com

In economics, it’s all fun and games until someone starts a trade war and loses some GDP. The steel tariffs have been levied. The aluminum tariffs are in place. The Trump administration had in weeks’ past looked to level a trading playing field on a global scale, yet without really taking aim at China. The […]

Interview: Anne Segura, Sr. Director of HR, Baton Rouge Medical Center

by saratoga @ PayActiv

Anne Segura, Sr. Director of HR, tells us the improvements she’s seen in her employees’ lives and in the care of Baton Rouge General patients since implementing PayActiv.

The post Interview: Anne Segura, Sr. Director of HR, Baton Rouge Medical Center appeared first on PayActiv.

NatWest Lauches ClearSpend app for Commerical Clients

NatWest Lauches ClearSpend app for Commerical Clients

by Tatjana Kulkarni @ Bank Innovation

NatWest Bank, the fully-owned subsidiary of RBS, today has rolled out its mobile app that allows its business clients to monitor card transactions in real-time. The app is ClearSpend app and was created in partnership with Silicon Valley fintech, SpendLabs. ClearSpend will let entire NatWest Commercial Cards network clients link to the card processor, enabling ...Read More

Questions for Employees to Ask About Payroll Cards | Consumers Union

Questions for Employees to Ask About Payroll Cards | Consumers Union


Consumers Union

A payroll card is a card that allows you to access the money from your paycheck using a card that looks like a bank debit card. The money is held in an account, and you withdraw it or spend it by using the card. Here are some questions to ask if your employer offers you a payroll card. Questions for Employees to Ask About Payroll Cards A payroll card is a card that allows you to access the money from your paycheck using a card that looks like a bank debit card. The money is held in an account, and you withdraw it or spend it by using the card. A payroll card can be more convenient than using a check casher, because you can make ATM withdrawals and use the card to buy things. Some payroll cards also are cheaper than a check casher, but others are not. You will usually have to pay a fee if you use the card at an ATM more than once per pay period. You may have to pay other fees. A payroll card is not the same as having your own bank account. The payroll card account usually is held as a

Walmart Lets Its 1.4 Million Employees Take Their Pay Home Early

Walmart Lets Its 1.4 Million Employees Take Their Pay Home Early


Bank Innovation

Walmart, one of the nation's largest employers, is allowing its 1.4 million employees to take advances on their pay, according to the New York Times. The move comes in the holiday season, when many Americans struggle to keep up with bills and extra expenditures. Instead of waiting for their biweekly paychecks, Walmart employees can get paid for time already worked using an app called Even. PayActiv, formed to provide an alternative to the often punishing expense of payday loans, is also facilitating some of the payments in a program calld InstaPay. The move is reminiscent of Green Dot's GoBank accounts

How to Have Fabulous Wedding on a Budget

by Latoya Scott @ Life and a Budget

  Today we have a special guest post from Katie to round out our month of Couple and Coins here at Life and a Budget. Once you’ve got your wedding out of the way, be sure to check out the other articles in the Couple and Coins series so that you will continue to buildView Post

The post How to Have Fabulous Wedding on a Budget appeared first on Life and a Budget.

Amex Quietly Acquires Cake Technologies, a Payments Fintech

Amex Quietly Acquires Cake Technologies, a Payments Fintech

by Grace Noto @ Bank Innovation

American Express has acquired Cake Technologies, a U.K.-based mobile payment technologies provider, for $13.3 million. The deal, which was never publicly announced, was officially completed last October, TechCrunch reported today. Cake will allow payments provider Amex to expand its payment options to cardholders. American Express told TechCrunch in a statement today: Last year, American Express acquired ...Read More

How 7 Women Got Their Spouses On Board to Pay Off Debt

by Latoya Scott @ Life and a Budget

  I’m going to start this thing with a little truth bomb — sometimes it’s you, not them. And no, this isn’t an attack, it’s just a fact that many of us need to come to terms with if we really want to help ourselves and improve our finances. So, you’re having trouble getting yourView Post

The post How 7 Women Got Their Spouses On Board to Pay Off Debt appeared first on Life and a Budget.

2017 USAA Military Pay Deposit Dates

2017 USAA Military Pay Deposit Dates


Military.com

Don’t forget that you can find all the updated 2017 military pay charts here at Military.com.Looking for information on the upcoming payday?  See 1 November 2017 Military Pay for more information.

This Is How Chime Gets You Paid Early

This Is How Chime Gets You Paid Early


Chime Banking

At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our

SoFi Money Review: A No-Fee, High-Yield Checking Account

by Hannah Rounds @ MagnifyMoney

, the financial institution known for low rates and low fees on student loans and mortgages, is making a foray into consumer checking accounts. SoFi Money™, SoFi’s forthcoming checking account, will offer a high-yield checking account with no account fees. The new account isn’t yet available to the public, so you’ll have to if you … Continue reading SoFi Money Review: A No-Fee, High-Yield Checking Account

The post SoFi Money Review: A No-Fee, High-Yield Checking Account appeared first on MagnifyMoney.

3 Easy Ways to Bounce Back From Holiday Overspending

by Latoya Scott @ Life and a Budget

  The holiday frenzy is finally over and some of you may be sitting on the couch looking like Mad Dog because you’ve 1) Overspent or  2) You’ve gone into debt all because of the holidays. But guess what? There’s no judgment here. I know exactly how you feel because I used to do theView Post

The post 3 Easy Ways to Bounce Back From Holiday Overspending appeared first on Life and a Budget.

After Facebook Revelations, Venmo’s Updated Privacy Policy Leaves Unanswered Questions

After Facebook Revelations, Venmo’s Updated Privacy Policy Leaves Unanswered Questions

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE— P2P payment app Venmo will make live changes to its privacy policy starting Thursday, March 29. Among those updates, Venmo is clarifying how it uses consumer data. These updates come a month after Venmo parent company, PayPal reached a settlement with the Federal Trade Commission (FTC) on claims that Venmo failed to disclose information ...Read More

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

9 Thrift Store Items You Can Sell Online For a Quick Profit

by Anna T. @ Real Ways to Earn

If you're looking for a fun and easy way to make a few extra bucks, you might want to hop on over to your local thrift store, and start searching for hidden treasure. Why? Because thrift store managers often don't have the time or inclination to research the value of every item donated, and some […]

The post 9 Thrift Store Items You Can Sell Online For a Quick Profit appeared first on Real Ways to Earn.

How often do you get your paycheck?

How often do you get your paycheck?


Wise Bread

One of the BlogHer featured posts talked about a mis-match between pay dates and credit card due dates. It reminded me of just how much I used to agonize over this issue, back bef

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

Tencent Continues Investment in AI as WeChat and Weixin Reach One Billion Users

Tencent Continues Investment in AI as WeChat and Weixin Reach One Billion Users

by Grace Noto @ Bank Innovation

EXCLUSIVE-- There are now approximately one billion users of Wechat and Weixin, the mobile messaging apps maintained by Tencent Holdings, according to the fourth quarter earnings the Chinese gaming and messaging company reported today. As WeChat and Weixin both have their own mobile payment services, WeChat Pay and Weixin Pay, respectively, the user growth of ...Read More

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Couples and Coins: An Invitation to Our Free Online Event!

by Latoya Scott @ Life and a Budget

  The moment I’ve been waiting for all month is here – the Couple and Coins online event! This month the topic of conversation has been all about relationships and finances. I figured what better way to wrap up the conversation than with a live Couple and Coins event with not only me but withView Post

The post Couples and Coins: An Invitation to Our Free Online Event! appeared first on Life and a Budget.

Motive Partners Launches Innovation Lab in London

Motive Partners Launches Innovation Lab in London

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE – The members-only innovation lab, Motive Partners, opened a center in London today. The lab is build to work with startups that can help banks solve their pain points, which more often than not center around personalization and efficiency, according to Alberto Corvo, founding partner at Motive. The lab will be based in Canary ...Read More

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

Walmart Workers Can Now Access Pay Before Pay Day | InvestorPlace

Walmart Workers Can Now Access Pay Before Pay Day | InvestorPlace


InvestorPlace

Walmart (WMT) is giving employees access to their paychecks before pay day with the help of the Even financial management app.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

5 Writing Skills Every Entrepreneur Should Master

by Guest Author @ HR for small business

Contributed by Julie Petersen Entrepreneurs are well known as passionate and proactive professionals who are able to put business ideas into practice. This is a talent not everyone possesses, just like writing is a talent not all entrepreneurs possess. It is, however, a very important skill to master. Entrepreneurs can be so much more effective when they learn to express their ideas and passions in writing. Writing is not a simple craft, however. To do a great job, you’ve got to juggle many elements at once. But it’s worth it. Learning how to write well is more profitable than you

Wells Fargo's direct deposit advance - a good way to stay broke

Wells Fargo's direct deposit advance - a good way to stay broke


AOL.com

Many of us have our paychecks directly deposited to our banking account. Many of us run out of money before payday. Now Well Fargo has gotten into the payday loan business with the direct deposit

PFM MoneyLion’s Appeal to Millennials, Gen Z Is Simplicity, Says ‘Godfather of Fintech’

PFM MoneyLion’s Appeal to Millennials, Gen Z Is Simplicity, Says ‘Godfather of Fintech’

by Grace Noto @ Bank Innovation

EXCLUSIVE—What’s behind the growth of personal finance management platform MoneyLion? A focus on simplicity and UX design that intimately appeals to younger users such as millennials and Gen Z users, fintech investor Ron Suber told Bank Innovation. Suber, who currently serves as the president emeritus of the Prosper marketplace, just became a strategic advisor to ...Read More

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

Does Varo offer early direct deposit?

Does Varo offer early direct deposit?


Varo

Yes!  At Varo, we want you to have access to your money as soon as possible.   Varo won't hold your paycheck.  We post funds to your account as soon as we receive them from your employer or benefit...

7 Habits That Will Help You Lead a More Successful and Productive Life

by Due.com @ Chime Banking

Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]

The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.

2019 Defense Budget

by MilitaryBenefits @ Military Benefits

The 2019 Defense Budget calls for $686.1 billion in spending and a 2.6 percent pay increase for service members. President Trump’s proposed defense budget reflects a 2% increase year over year. “We will make targeted, disciplined increases in personnel and platforms to meet key capability and capacity needs.” Summary of the 2018 National Defense Strategy […]

Why Stay Away From Tax Refund Loans

by saratoga @ PayActiv

Tax refund advances are fee traps and a FinTax on the poor. Although there is no interest on the advance, the borrower has to pay a tax-preparation fee which can run up to hundreds of dollars.

The post Why Stay Away From Tax Refund Loans appeared first on PayActiv.

What I Watched & Read: February 2017

by SimplySave @ Simply Save

*This post contains affiliate links.  Big Magic: Creative Living Beyond Fear by Elizabeth Gilbert This has been on my list for a long time and my blogging friend Emilie from Burke Does sent it to me a few months ago.… Continue Reading

The post What I Watched & Read: February 2017 appeared first on Simply Save.

Simply Save Update: January 2017

by SimplySave @ Simply Save

2017 is off to a good start as far as the mortgage progress goes! I finally was able to sell my VW back to the dealership and made enough money to pay off my “new” car, save a little for… Continue Reading

The post Simply Save Update: January 2017 appeared first on Simply Save.

Banks That Deposit Military Pay Early | Military Benefits

Banks That Deposit Military Pay Early | Military Benefits


MilitaryBenefits.info

Many military friendly banks and credit unions offer early military pay direct deposit by as much as three days. Here are the banks and their early pay calendars for active duty and retired military pay.

Singaporean Robo-Adviser StashAway Raises $5.3 Million

Singaporean Robo-Adviser StashAway Raises $5.3 Million

by Tatjana Kulkarni @ Bank Innovation

Singapore robo-adviser StashAway has raised $5.3 million (SGD $7.0 million) Series A round of funding, bringing its total funding to $8.4 million (SGD $11.1 million) The new funds will be used to develop its investment service as well as expand it into new markets across the globe. The round was led by family office investor ...Read More

5 Direct Sales Companies For Food Lovers

by Anna J. @ Real Ways to Earn

Nearly all of us, at some point, have probably received a Facebook message from someone we went to high school or college with, asking how we are, stating that they’ve noticed we’ve been going on adventures/growing our family/whatever, and then asking if we would like to work from home. This question invariably brings up red […]

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Cambridge Analytica Whistleblower Ties AggregateIQ To Facebook Scandal

by PYMNTS @ PYMNTS.com

Christopher Wylie, a Cambridge Analytica whistleblower, told the British Parliament’s Digital, Culture, Media and Sport Committee on Tuesday (March 27) that AggregateIQ, a Canadian company, worked on software, dubbed Ripon, which was used to pinpoint Republican voters leading up to the 2016 U.S. presidential election. Reuters, citing comments Wylie made to the British Parliament, reported the […]

Consumers Union Criticizes USDA for withdrawing animal welfare standards for food labeled organic

by Michael McCauley @ Consumers Union

Rule requiring outdoor space was set to go into effect on May 14    WASHINGTON, D.C. – Consumers Union, the advocacy division of Consumer Reports, criticized the U.S. Department of Agriculture for being out of step with food consumers by  withdrawing its rule today requiring organic producers to abide by strong animal welfare standards.  The implementation […]

Facebook’s Zuckerberg Declines To Testify Before British Parliament

by PYMNTS @ PYMNTS.com

Facebook Chief Executive Mark Zuckerberg is declining to testify before the British Parliament concerning the Cambridge Analytica user data scandal, opting instead to send other executives. Fortune said Facebook told the committee Zuckerberg has asked one of his deputies to provide evidence to U.K. lawmakers in person. The social media company said it would either […]

A Payroll Advance without a Loan - Walmart Experiments with On-Demand Pay

A Payroll Advance without a Loan - Walmart Experiments with On-Demand Pay


CPA Practice Advisor

The new system, via a mobile app called Even, allows workers who are usually paid every other week to have early access to a portion of the wages they've already earned.

Should You Use a Veterans Service Organization to File a VA Claim?

by MilitaryBenefits @ Military Benefits

Transitioning out of the military can be an overwhelming, stressful experience for veterans. Not only are you likely moving to a new location and providing for your family, but you also may be recovering from a combat situation, and re-learning what life is like in the civilian world. You may need some extra support as […]

Interview: Toby Priddy, HR Director, Sun Com Mobile

by saratoga @ PayActiv

4 weeks is a long time for a person to go without a paycheck. With PayActiv, our new hires are able to access their earned income before their first scheduled paycheck.

The post Interview: Toby Priddy, HR Director, Sun Com Mobile appeared first on PayActiv.

Let’s Bring Kindness Back

by SimplySave @ Simply Save

I don’t love Valentine’s Day. Even when I’m in a relationship. In my opinion it’s a highly commercialized holiday, just another money-making industry. I feel like we should show people that we love and care about them all year long.… Continue Reading

The post Let’s Bring Kindness Back appeared first on Simply Save.

14 Confidence Boosters For Your Business In 2018

by Guest Author @ HR for small business

In addition to the undying topic of productivity, confidence in your business is being hotly discussed as we move into 2018. A confident business is one that knows where it’s going, and is able to deal with change positively. A business with confidence is also more likely to survive the challenges of the commercial world and thrive under pressure.  The proven strategies below will help you build confidence in your business. Here’s to a year of positive business growth! Switch Up From B2C and B2B The B2C and B2B mindset can be limiting. Fitting your marketing into a strict category

Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

More Startups Should Launch in Bank Niches like Subprime Lending, Says TrueAccord CEO Ohad Samet [VIDEO]

More Startups Should Launch in Bank Niches like Subprime Lending, Says TrueAccord CEO Ohad Samet [VIDEO]

by Grace Noto @ Bank Innovation

More startups should launch in the “niche” areas of banking that incumbent institutions have started avoiding, Ohad Samet, co-founder and chief executive officer for TrueAccord, told attendees of the 2018 Bank Innovation conference. “It’s actually not very common for a startup to be started in subprime lending, debt collection—those areas that frankly require a lot ...Read More

2019 BAS (Basic Allowance for Subsistence) rates

by MilitaryBenefits @ Military Benefits

The Basic Allowance for Subsistence (BAS) increase for 2019 is currently proposed at 3.4% after seeing a .3% increase last year and no increase in 2017. It should be noted that the National Defense Authorization Act plan proposes 3.4% every year but typically falls far short of that increase. The 2019 BAS increase would be […]

ActiveHours Gives You Your Paycheck Early, Free of Charge

ActiveHours Gives You Your Paycheck Early, Free of Charge


Lifehacker

Sometimes payday can't come early enough. Bills come too soon or an emergency occurs and you need money you don't have. Advanced paycheck services allow you to get your money sooner, but they generally come at a high cost. ActiveHours provides you with your paycheck when you want it, and they won't charge you a cent.

Consumer Reports to Facebook: Notify every person who had private data compromised

by David Butler @ Consumers Union

Wednesday, March 21, 2018 National petition calls on Facebook to inform all users impacted by Cambridge Analytica scandal so consumers can hold FB accountable WASHINGTON, D.C. — In the wake of the Facebook-Cambridge Analytica scandal, Consumer Reports is calling on Facebook to immediately notify all users who had their private data compromised. CR is circulating […]

2019 Military Pay Charts (proposed)

by MilitaryBenefits @ Military Benefits

2019 military pay charts based on a 2.6% pay increase as proposed in the FY 2019 Defense Budget. The FY 2019 rates were built by applying inflation assumptions to FY 2017 active component rates. The basic pay rates reflect a 2.4% pay raise, effective 1 January 2018 and a 2.6% pay raise, effective 1 January […]

Revolut Designed a Virtual Card to Prevent Fraud, By Renewing User Details With Each Payment

Revolut Designed a Virtual Card to Prevent Fraud, By Renewing User Details With Each Payment

by Grace Noto @ Bank Innovation

UK-based fintech Revolut’s newest product is a “disposable” virtual card, a product that was designed with fraud protection in mind, the fintech announced today. The card, which sits inside Revolut’s mobile app, wipes a user’s details and resets them after every payment. The startup, which has applied for a European banking license, currently has about ...Read More

USAA: Getting Paid A Day Early

USAA: Getting Paid A Day Early


Simply Save

Service members and federal employees who bank with USAA can get their paychecks a day early. But what are the perks?

We Paid Off $78K of Debt in Two Years. Here’s How We Stayed Motivated…

by Latoya Scott @ Life and a Budget

  Today we have an amazing guest, Jen Smith, a contributor to The Penny Hoarder. I’m not going to give it away, but check out what she and her husband were able to accomplish. Talk about inspiring! But even if it’s not inspiring, I want you to rest easy in knowing that all of usView Post

The post We Paid Off $78K of Debt in Two Years. Here’s How We Stayed Motivated… appeared first on Life and a Budget.

Walmart Employees Get An Early Payday | PYMNTS.com

Walmart Employees Get An Early Payday | PYMNTS.com


PYMNTS.com

In an attempt to ease some of its employees’ financial worries, Walmart announced it is providing a service that will allow them to receive wages before their next payday. According to The New York Times, Walmart’s more than 1.4 million workers can now use an app to access a portion of wages for hours they […]

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Chime Bank: Get Paid Early and Get Paid to Save

Chime Bank: Get Paid Early and Get Paid to Save


Life and a Budget

Get paid early and get paid to save. Here's the scoop on Chime Bank and how it can help you better your finances today.

Management Strategies for Improving Team Dynamics

by Guest Author @ HR for small business

Contributed by Shachar Shamir For businesses of all sizes, strong relationships between team members is the most important foundation to the success of team projects. While no one is expected to be best friends with their colleagues, strengthening your team’s ability to collaborate and openly communicate with one another can prevent projects from stalling, while creating a more positive work environment. Here are some of the ways managers can improve team dynamics in order to speed up the workflow, increase overall efficiency, and boost employee morale. Pinpoint Cause of Employee Clashes As you set out to improve the dynamics of

New Mileage Rate for 2018

by Peggy Emch @ HR for small business

There’s not a whole lot to report with the mileage rate this year. It is up 1 cent from last year. Update your records for reimbursement calculations, including the rate field in the Timesheets.com software. If you need help with this, please contact us! “Beginning on Jan. 1, 2018, the standard mileage rates for the use of a car (also vans, pickups or panel trucks) will be: 54.5 cents for every mile of business travel driven, up 1 cent from the rate for 2017. 18 cents per mile driven for medical or moving purposes, up 1 cent from the rate

Hotel Rooms: So Much Waste

by SimplySave @ Simply Save

I was recently out of town to see my sister graduate from Air Force boot camp and I stayed in a hotel for a few days. Since I’ve recently gotten really into reducing waste, I saw this hotel through new… Continue Reading

The post Hotel Rooms: So Much Waste appeared first on Simply Save.

U.K. Asset Management Firm Schroders Launches Fintech Accelerator Program

U.K. Asset Management Firm Schroders Launches Fintech Accelerator Program

by Tatjana Kulkarni @ Bank Innovation

Asset management firm Schroders unveiled Cobalt, its version of an accelerator program for fintech startups. Graham Kellen, chief digital officer at Schroders said in an announcement today: By collaborating with ground-breaking tech start-ups we can tackle legacy technology issues with problem-solving innovation for the benefit of our clients and our own productivity. In turn, the ...Read More

Brookfield Properties Buys GGP For $9.25B

by PYMNTS @ PYMNTS.com

A few months after General Growth Properties (GGP) rejected a buyout offer from global real estate investment firm Brookfield Property Partners, the two reached a deal on Monday (March 26). Brookfield said it would purchase GGP for $9.25 billion in cash, CNBC reported. “We are pleased to have reached an agreement and are excited about combining […]

Are You College-Ready? Post a Video About it and You Could Win Up to $5K

by Grace Schweizer @ The Penny Hoarder

WhatsApp Android Beta Rolls Out Support for QR Payments

WhatsApp Android Beta Rolls Out Support for QR Payments

by Grace Noto @ Bank Innovation

Messaging service WhatsApp is rolling out support for QR payments in its Android beta, according to reports, with the service expected to have a wider rollout in the next few weeks. Consumers wishing to use QR payments to pay must first have WhatsApp Payments enabled, which currently supports a range of payment options across the ...Read More

When Will I Get My First and Last Paycheck at a New Job?

When Will I Get My First and Last Paycheck at a New Job?


The Balance

When you start a job, one question you may have is when you receive your first paycheck. Find out when you can expect to get paid.

DOL’s New Wage & Hour Violation Self Reporting Program

by Peggy Emch @ HR for small business

On March 6, 2018 the Department of Labor launched a pilot program allowing employers to audit their own pay practices and catch and report their own wage and hour mistakes. It’s called the Payroll Audit Independent Determination (PAID) Program and will operate for six months as a pilot program. Prior to now, wage and hour mistakes would land employers in court where they would have to pay court and lawyer fees, back wages, and liquidated damages. With the PAID program, if mistakes are caught independently and in good faith, employers can avoid the extra costs and simply pay employees back for

How to Save Money When You Get a Windfall of Cash

by Jackie Lam @ Chime Banking

Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]

The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

Will Cash Be Gone by 2020?

Will Cash Be Gone by 2020?

by Tatjana Kulkarni @ Bank Innovation

Cash is on its way out. Yes, we’re aware this notion has been part of the dialogue ever since the advent of digital payments. But how quickly will cash be replaced as its use is reduced? That’s unclear. Most people look at 2020 as year when there will be a significant shift. And then there’s ...Read More

Citi Wants to Be Everyone’s Mobile Banker [VIDEO]

Citi Wants to Be Everyone’s Mobile Banker [VIDEO]

by Grace Noto @ Bank Innovation

EXCLUSIVE— Citibank is preparing the rollout of its new digital strategy, beginning with upgrades to the bank’s iPhone mobile app, due in the coming few weeks, the bank announced today. (It's difficult to be precise about when iOS apps will appear in the app store, due to Apple's app review process, which can confound even ...Read More

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

Website Usability: What It Is and Why You Definitely Need It

by Guest Author @ HR for small business

Contributed by Jackie Roberson An unusable website is unusable. Sure, it’s a tautology, but it’s also a lesson that many business leaders are unable to accept. The problem is that website usability isn’t well-understood by many business leaders, and their ignorance leads them to develop business websites that look flashy or seem cutting edge but ultimately fail to assist site visitors in accomplishing their goals. Because a website is a customer’s precious few contacts with a business over the internet, it is vital that websites are easy to use. Here’s a guide to website usability and how to make a

What IS Minimalism?

by SimplySave @ Simply Save

I am so thrilled and excited that many of my “non-minimalist” friends have watched the Minimalism documentary and seemed to really enjoy it. Even if you’re not into minimalism, this film is really just about living with intention. Anyone can take… Continue Reading

The post What IS Minimalism? appeared first on Simply Save.

This Company Just Got Sued for Scamming People Who Wanted to Sell on Amazon

by Tiffany Wendeln Connors @ The Penny Hoarder

Trust Investors, Not Automation, Raisin Says

Trust Investors, Not Automation, Raisin Says

by Grace Noto @ Bank Innovation

EXCLUSIVE— The newest feature brought to customers by German fintech Raisin is the ability to invest in ETF portfolios via the app, something that more and more fintechs have been relying on machine learning and artificial intelligence to achieve. Raisin’s portfolios, however, are aimed at “self-directed investors” — i.e., investors who know what they’re doing, ...Read More

Bonuses Are Great, but What About Financial Wellness?

by saratoga @ PayActiv

Blog › What Employers Can Do Bonuses Are Great, but What About Financial Wellness? By Insights Team on March 20, 2018 Tweet You’ve probably heard news of several businesses that have announced employee bonuses this year as a result of the corporate tax rate being cut from 35% to 21%. In fact, based on these announcements, an estimated…

The post Bonuses Are Great, but What About Financial Wellness? appeared first on PayActiv.

Most FIs Feel (Falsely) Positive About Their Cybersecurity

Most FIs Feel (Falsely) Positive About Their Cybersecurity

by Grace Noto @ Bank Innovation

As data security and usage becomes more of a hot topic for businesses in 2018, most financial executives are feeling positively about the cybersecurity at their institutions, a report by IBM Resilient found. Of the 2,848 respondents surveyed for the study (released last week, IBM’s third annual on “cyber resilient” organizations), 72% felt their organization ...Read More

Earnin App 2018 Review: Get an Advance on Your Paycheck - NerdWallet

Earnin App 2018 Review: Get an Advance on Your Paycheck - NerdWallet


NerdWallet

Earnin, formerly called Activehours, is an app that lets you draw small amounts of your check before payday. Earnin: Doesn’t charge fees or interest. Users can donate a “tip” of…

Question Everything

by SimplySave @ Simply Save

I’ve become a bit of a skeptic. It seems that for the past year or so, my mantra has become “Question Everything.” We buy things without even thinking about why we’re buying it, if we need it, or if it… Continue Reading

The post Question Everything appeared first on Simply Save.

Make Space For What You Love

by SimplySave @ Simply Save

Last summer I downsized to a fairly small house. (More about that here.) My previous house wasn’t huge or anything, but for one solo minimalist, it was starting to feel pretty big. My last house was 1,000 sq. ft with… Continue Reading

The post Make Space For What You Love appeared first on Simply Save.

Classifying the Gig Economy Worker

by Peggy Emch @ HR for small business

The gig economy has sparked a lot of discussion surrounding employee rights and, while no steadfast rules have yet to be determined on the subject of gig contractors vs gig employees, the topic is maturing as this new employment landscape continues to develop. Just this week, in California, a federal judge ruled that Grubhub delivery drivers are indeed independent contractors. However, the case is far from closed. Not only does the plantiff’s lawyer plan to appeal the ruling but the California Supreme court is working on drafting a test for these workers, which should help settle the issue overall. What

Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

Illinois Senate OKs bill to make security freeze protection free for consumers

by Michael McCauley @ Consumers Union

Consumers Union calls on Governor Rauner to sign identity theft bill into law  SPRINGFIELD, IL – The Illinois Senate approved legislation today that enables Illinois residents to use security freeze protection for free to prevent identity thieves from opening new accounts or lines of credit using stolen information.  The bill has already been passed in […]

QKids Review – Work at Home As An Online English Teacher

by Anna T. @ Real Ways to Earn

This post was sponsored by Qkids. All opinions are my own. Qkids is another online English teaching/ESL opportunity I'm introducing you to today. If you are in the US or Canada and you have a college degree or are currently enrolled in a university program, there is a chance you may qualify to teach English […]

The post QKids Review – Work at Home As An Online English Teacher appeared first on Real Ways to Earn.

95 Lifestyle Improvement Tips for Busy Women and Moms

by Latoya Scott @ Life and a Budget

  The older you get, the more life changes and  I’ve realized that resisting changes and refusing to grow just isn’t any fun. At all. The last two years life has thrown some amazing curveballs at a sistah, but I, for a fact, am not going down without a good fight. I’m willing to doView Post

The post 95 Lifestyle Improvement Tips for Busy Women and Moms appeared first on Life and a Budget.

Google Assistant Now Allows  Users to Pay and Request IOUs

Google Assistant Now Allows Users to Pay and Request IOUs

by Grace Noto @ Bank Innovation

Google Assistant is now letting its users pay or request ‘IOUs’ from friends via Google Pay, further interconnecting the mobile payments service with its other products. Users will also be able to send money from its voice-activated speaker Google Home in the coming months, the company said in a blog post published yesterday. In the ...Read More

BofA Launches SMB Loyalty Program to Help Grow Account Balances

BofA Launches SMB Loyalty Program to Help Grow Account Balances

by Grace Noto @ Bank Innovation

Bank of America is opening a loyalty program for its small business clients, with the focus on growing a client’s account balance through the presence of rewards. The program, which was announced by the bank yesterday, will allow SMBs with “an eligible Bank of America business checking account” (as well as a three-month average balance ...Read More

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

5 Facts About Women and Money for International Women’s Day

by Chelsea Brennan @ Chime Banking

Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]

The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.

Ditching Predatory Lenders for a Responsible Borrowing Solution

by Tate Hackert @ ZayZoon

Welcome to ZayZoon’s blog. This is our FIRST article. Lucky you. ZayZoon is going to keep you on trend with everything related to Money, Lifestyle, and Random goodness. After all, #PaydayJustGotCloser stands for more than just an awesome borrowing experience. In this first article, we are going to take a look at predatory lenders and demonstrate comparisons with […]

How Chatbots are Changing Recruitment

by Guest Author @ HR for small business

Contributed by Micheal Gilmore Artificial Intelligence (AI) has been evolving steadily over the last few decades, causing significant changes in our personal and professional lives. Today, it is almost impossible to think of a business that doesn’t use AI at least to some extent. In terms of recruiting, AI recently emerged in the form of chatbots. According to a recent study, as much as 80% of companies claim that they already used or planned to use chatbots by 2020. It’s the future of HR business and you should be ready to embrace it soon. In this article, we will show

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

How to Pay Employees When You Can't Make Payroll

How to Pay Employees When You Can't Make Payroll


Inc.com

There may come a time when circumstances prevent you from being able to pay your employees. Here's how to make it though this trying time.

How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

4 Companies Help You Get Paid for Your Work Now – Not Next Payday

4 Companies Help You Get Paid for Your Work Now – Not Next Payday


MagnifyMoney

Cash flow crunch is sometimes the reason for a financial emergency, so four companies are looking to spare you from the need for a payday loan.

Time needed to process a payroll

Time needed to process a payroll


Gusto

If you're paying your employees through direct deposit, you'll want to run your payroll 4 business days (excluding weekends and bank holidays) prior to your employee payday due to the standard Auto...

How to Manage Bills as a Married Couple So You’ll Both Love Your Budget

by Latoya Scott @ Life and a Budget

  So, you’re trying to figure out how to manage bills as a married couple, huh? This is one of the first dilemmas many married couples face, simply figuring out how to divvy up the bills. Do you do this thing together, based on how much one gets paid, or something else? What starts outView Post

The post How to Manage Bills as a Married Couple So You’ll Both Love Your Budget appeared first on Life and a Budget.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

14 Realistic Ways to Get Paid Today

14 Realistic Ways to Get Paid Today


Real Ways to Earn

Need money today? Here are 14 realistic ways to get it.

LendingTree Takes On Credit Karma with Credit Monitoring Feature

LendingTree Takes On Credit Karma with Credit Monitoring Feature

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE- Online loan marketplace LendingTree is going head to head (again) with credit scoring platform Credit Karma, with the launch of its free credit monitoring service within its My LendingTree platform. Credit Karma has over 75 million users, while My LendingTree platform has about seven million users based on the company’s announcement. With the launch ...Read More

PSCU Builds Alexa Sidekick For Credit Union Members

by PYMNTS @ PYMNTS.com

Troy wakes up, checks his calendar while brushing his teeth and pays his bills as he gets dressed. He checks account balances, transfers funds and sets up automatic payments and text notifications — all with his voice, without missing a beat of his morning routine. When Troy leaves the house, his voice assistant goes with […]

PayPal Launches Braintree Extend

by PYMNTS @ PYMNTS.com

The definition of the word “extend” means to stretch out or lengthen one’s reach. It turned out to be the perfect word to describe Braintree’s newest suite of merchant solutions, Braintree’s Azita Habibi told Karen Webster in a recent conversation. Braintree Extend, which launches today, makes it possible for merchants to extend their reach into […]

How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

Do you get your paycheck early with Target Credit Union?

Do you get your paycheck early with Target Credit Union?


The Break Room

I started working at Target a couple of months ago and opened an account with Target Credit Union. I have been wanting to switch banks anyways and...

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

This New Pilot Program Will Save Some Parents Thousands in Day Care Costs

by Nicole Dow @ The Penny Hoarder

Boost Team Morale Through Employee Appreciation Programs

by Guest Author @ HR for small business

If you want your business to excel, your employees need to feel appreciated. When they don’t, their passion for their work wanes, and they start to give it less effort. But when your employees feel valued, they’re motivated and engaged. They put more into their work, which benefits the company in obvious ways. Expressing employee appreciation can be a little intimidating at first, but employee appreciation programs help make it easy for management to build great habits. With an employee appreciation program, management should strive to: Express appreciation verbally Celebrate employee accomplishments with awards and other incentives Cultivate a workplace

What Kind of Data Do Credit Monitoring Services Use to Make Customer Recommendations?

What Kind of Data Do Credit Monitoring Services Use to Make Customer Recommendations?

by Grace Noto @ Bank Innovation

EXCLUSIVE— How do credit recommendations really work? As services such as Credit Karma, one of the larger credit monitors, increasingly turn to artificial intelligence and machine learning to manage customer recommendations, it’s worth considering what data those AI engines are using to pitch loans, credit cards, or other services to their customers (especially as consumers ...Read More

2019 BAH (Basic Allowance for Housing) Rates

by MilitaryBenefits @ Military Benefits

  The 2019 Basic Allowance for Housing (BAH) rate increase is currently proposed at 2.9% according to the Department of Defense’s FY2019 Defense Budget. The January 1, 2018, and January 1, 2019, average BAH inflation rate assumptions are respectively, 1.7 percent and 2.9 percent on average, reflecting the Department’s move to slow the growth of […]

Living paycheque to paycheque? The struggle is real.

by Tate Hackert @ ZayZoon

If you’re feeling financially stretched, you are not alone. While it’s hard to believe 51% of Canadian employees would find it difficult to meet financial obligations if their paycheque was delayed by just one week, what’s even more alarming is that 63% of Canadian employees between the ages of 18 and 29 live paycheque to paycheque. Talkin’ […]

Financial Services for Employees Living Paycheck to Paycheck | PayActiv

Financial Services for Employees Living Paycheck to Paycheck | PayActiv


PayActiv

Credit card debt, late payments, and loans are the root cause of financial issues of people. PayActiv's no debt financial services challenge the status quo.

Money Date: The Key Ingredient To Managing Finances With Your Spouse

by Latoya Scott @ Life and a Budget

  When was the last time you went on a money date with your spouse? Newly married couples and older couples alike always hear endless advice from well meaning people about how you should always date each other. However, no one really likes to talk about establishing true financial intimacy. I mean folks out hereView Post

The post Money Date: The Key Ingredient To Managing Finances With Your Spouse appeared first on Life and a Budget.

How Early European Carshares Inspired Zipcar

by PYMNTS @ PYMNTS.com

In 1948, a cooperative in Switzerland brought an innovative transportation solution to life: The group, which was known as “Sefage,” created the world’s first carshare program. “This early effort was mainly motivated by economics,” Susan Shaheen, Daniel Sperling and Conrad Wagner wrote in Transportation Quarterly in 1998. “Individuals who could not afford to purchase a […]

PlaytestCloud Review – Earn Money For Playing Mobile And Browser Games!

by Anna T. @ Real Ways to Earn

This post was sponsored by PlaytestCloud. If you love playing mobile and browser games in your free time, you'll be excited to know you can actually get paid to do it! In today's review, I'm sharing a little info with you about PlaytestCloud, a completely legitimate company that pays game testers every single week for […]

The post PlaytestCloud Review – Earn Money For Playing Mobile And Browser Games! appeared first on Real Ways to Earn.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

5 Creative Habits That Will Keep Your Finances On Track

by Ben Luthi @ Chime Banking

Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]

The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.

Learning To Be Still In The Moment

by SimplySave @ Simply Save

I’m long overdue for a blog post and update. London was awesome, including a day and night in Paris. Got home a few days before the terrorist attacks at Parliament, so that was a bit unsettling. Just a few days… Continue Reading

The post Learning To Be Still In The Moment appeared first on Simply Save.

Six Secrets From a Pro Photographer for Snapping Adorable Pix of Your Kids

by Nicole Dow @ The Penny Hoarder

More Online Merchants Should Provide Instant Financing Options to Increase Sales

More Online Merchants Should Provide Instant Financing Options to Increase Sales

by Tatjana Kulkarni @ Bank Innovation

As mobile wallets and consumer-to-business payments platforms grow in popularity as the preferred payment method among retail shoppers, it seems only natural that merchants should consider digital POS lending or instant financing options as a means to encourage more online purchases. Indeed, they are. According to a recent survey by payments provider Klarna, about 65% ...Read More

Discover Phase: FitPay Adds Major Payment Network To Platform

by PYMNTS @ PYMNTS.com

FitPay, the startup technology platform that adds contactless payment capabilities to wearable and IoT devices, has announced a partnership with Discover. Co-founders Michael Orlando and Chris Orlando told PYMNTS that adding this third major payment network to the FitPay platform will allow device partners and end users to add digitized Discover cards to their accounts, […]

Tools and Resources for Small Businesses Without HR Departments

by Peggy Emch @ HR for small business

Small businesses are used to running on the bare essentials – and too often, those essentials do not include streamlined and well-planned human resources functions. Even larger businesses fail to establish HR protocols and standard operating procedures, believing it to be too expensive to implement for the minimal purpose it will serve. This often stems from a limited understanding of what human resources can accomplish and the benefits it yields for employer and employee alike. But all businesses can and should benefit from consistently incorporating human resources practices, regardless of business size. While all businesses have some mechanisms in place

Walmart workers can request to get paid earlier on special app

Walmart workers can request to get paid earlier on special app


New York Post

NEW YORK — Walmart is providing workers with an app aimed at helping them budget their money and get paid before payday. The retailer said Wednesday that it teamed up with financial technology star…

The 10 Most Significant Obstacles Preventing Debt Elimination

by Due.com @ Chime Banking

Debt continues to be a problem among Americans of all ages and walks of life. In 2017, the total consumer debt among Americans rose 8.8 percent, to $3.827 trillion, setting a new record. The average household has a credit card balance of $15,654, and with total debts (including mortgages) of $131,431. With numbers consistently growing year over […]

The post The 10 Most Significant Obstacles Preventing Debt Elimination appeared first on Chime Banking.

How You Can Earn Money Writing Romance Novels

by Anna T. @ Real Ways to Earn

I absolutely LOVE sharing unique ways you can earn a living on your own terms, not someone else's, and today's post falls into that category. Yuwanda Black of InkwellEditorial.com is a successful self-publisher of both fiction and non-fiction books at Amazon.com. This has always been of interest to me because it's true passive income, particularly […]

The post How You Can Earn Money Writing Romance Novels appeared first on Real Ways to Earn.

Work at Home Captioning Jobs at AI Media

by Leisa Good @ Real Ways to Earn

Have you ever dreamed of doing something in television production? Are you tired of working just phone jobs? Are you an accurate typist? If so, keep reading about the exciting opportunity to become a freelance captioner at Ai-Media. What Exactly is Ai-Media? Ai-Media is a company that hires freelance captioners to work on the captioning for television, movies, […]

The post Work at Home Captioning Jobs at AI Media appeared first on Real Ways to Earn.

MyCAA FAQ

by MilitaryBenefits @ Military Benefits

A collection of MyCAA frequently asked asked questions about eligibility, applying, benefits and more. MyCAA provides up to $4,000 in financial assistance for military spouses. These funds pay for degree programs, licensure, or credentials leading to employment in what are described as “portable career fields”. Who Is Eligible For MyCAA? Spouses of active duty military […]

Card Acceptance as Payment Method to Reach All-Time High by 2022

Card Acceptance as Payment Method to Reach All-Time High by 2022

by Tatjana Kulkarni @ Bank Innovation

True, mobile payments are becoming increasingly popular as a form of P2C payment methods, but make no mistake - cards are not going anywhere anytime soon. At least, that’s according to RBR’s latest report. According to RBR’s Global Payment Cards Data and Forecasts to 2022, report, the number of card-accepting merchant outlets rose by 7 million ...Read More

Navy Federal Early Release of Direct Deposit Pay

Navy Federal Early Release of Direct Deposit Pay


CafeMom

I finally got a proper, written response from Navy Federal regarding their new policy of releasing military pay early for mem

This Is Why Research On Behavioral Finance Won the Nobel Prize

by Cat Alford @ Chime Banking

In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]

The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.

Money! 4 BIG ways to begin saving today.

by Tate Hackert @ ZayZoon

Achieving good financial health is difficult. The most important thing to remember is that it is never to late to practice finance properly. We have compiled four big tips on how you can save money and work out your financial muscle.  1. The Modern Day Barter You may have noticed that it’s not exactly an […]

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

Salesforce Enhances Open Banking Capabilities with Mulesoft Deal

Salesforce Enhances Open Banking Capabilities with Mulesoft Deal

by Grace Noto @ Bank Innovation

The acquisition of software provider Mulesoft by financial technology provider Salesforce may go a long way towards opening the banking ecosystem in the United States, as Salesforce integrates the former’s API capabilities into its platform. The acquisition, with a potential $6.5 billion value, will give Salesforce the ability to use Mulesoft’s API integration engine, which will ...Read More

TD Bank Updates Its Commercial Lending Division with NCino Partnership

TD Bank Updates Its Commercial Lending Division with NCino Partnership

by Tatjana Kulkarni @ Bank Innovation

EXCLUSIVE- TD Bank today has partnered with cloud banking platform nCino, to integrate its corporate and commercial lending divisions with nCino’s Bank Operating System. The partnership allow TD Bank to digitalize the entire consumer lending process from start to finish. Check out how nCino works here. For nCino, TD Bank is its largest bank partner. ...Read More

Closing Payroll Early to Cover Holidays

Closing Payroll Early to Cover Holidays


HR for small business

Did you know that businesses are supposed to follow regular payroll schedules? Businesses who don't can get into big trouble so listen up if you're new to this. Employers can't just pay their employees whenever they get paid from their clients and they can't postpone payroll because they ran...

Interview: Jennifer Smith, HR Director of Nazareth Home

by saratoga @ PayActiv

"PayActiv has greatly affected our morale. When you see people smiling with a solution that’s easy and they share that with you, it’s amazing."

The post Interview: Jennifer Smith, HR Director of Nazareth Home appeared first on PayActiv.

Walmart is letting workers get paid whenever they want

Walmart is letting workers get paid whenever they want


CNNMoney

Not payday? No problem. Walmart wants you to be able to get paid in advance.

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

Zwerl Review – Earn Money Online Giving Expert Advice

by Anna T. @ Real Ways to Earn

Zwerl is an online company whose business model involves hiring experts in various fields to answer consumer questions via a smart phone app. The company is fairly new, and are still seemingly in the process of building their customer base. Consequently there isn't as much information available about them as there is for a lot […]

The post Zwerl Review – Earn Money Online Giving Expert Advice appeared first on Real Ways to Earn.

ToysRUs, Layoffs, Could Employee Financial Wellness Make a Difference

by saratoga @ PayActiv

Happy employees create happy customers. It is no wonder then that employee financial wellness is the fastest growing benefit that retailers and other businesses are offering their employees.

The post ToysRUs, Layoffs, Could Employee Financial Wellness Make a Difference appeared first on PayActiv.

VA Loan Benefits for Disabled Veterans

by MilitaryBenefits @ Military Benefits

Did you know there are additional VA home loan benefits for qualifying disabled veterans? Knowing the VA offers additional consideration for qualified veterans in this area can save a great deal of money and allow for the purchase of a dream home. Disabled Veteran Loan Benefits 1. VA Loan Funding Fee Exemption Any qualifying veteran […]

8 Smart Uses For Your Tax Refund

by Latoya Scott @ Life and a Budget

  It’s America Saves Week which is a national effort to help you set a savings goal, make a savings plan, and save automatically, which is exactly what we’re going to talk about in 8 Smart Uses For Your Tax Return. Join millions of others who are taking time this week to start or grow theirView Post

The post 8 Smart Uses For Your Tax Refund appeared first on Life and a Budget.

What Happens If Payday Falls on a Bank Holiday?

What Happens If Payday Falls on a Bank Holiday?


Payroll Tips, Training, and News

Giving employees their wages might not always go smoothly. What happens if payday falls on a bank holiday? See holiday schedules, tips, and more.

How Grads Can Get Another Shot at Student Loan Forgiveness

by Anna Helhoski @ NerdWallet

The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…

MySoapBox Review – Take Surveys And Earn Rewards

by Anna T. @ Real Ways to Earn

MySoapBox is a site devoted to product research. Consumers answer survey questions, providing feedback about their experiences with various products and services to help companies make improvements to their offerings. in exchange for their opinions, users are rewarded with points that can be used to purchase gift cards usable in a wide variety of well […]

The post MySoapBox Review – Take Surveys And Earn Rewards appeared first on Real Ways to Earn.

Santander Wants to Use Ripple for Cross-Border Payments

Santander Wants to Use Ripple for Cross-Border Payments

by Grace Noto @ Bank Innovation

Spain’s Banco Santander is looking to launch an international money transfer app utilizing Ripple’s distributed ledger technology. The bank is exploring cross-border payments via blockchain, Business Insider reported, citing comments made by the CEO of its UK-based banking unit, Nathan Bostock. “This spring, if not one beats us to it, we will be the first ...Read More

What Happens When You Deposit a Post-Dated Check Early? | MyBankTracker

What Happens When You Deposit a Post-Dated Check Early? | MyBankTracker


MyBankTracker

Find out if post-dated checks will be accepted by bank's earlier than the specified date intended for deposit.

That whole “when one door closes, another one opens” thing…

by SimplySave @ Simply Save

Something that has been on my mind lately… It’s been almost 2 years, so don’t love that I keep harping on about my unsuccessful attempt at my dream job (you can read about that here) but it was clearly a… Continue Reading

The post That whole “when one door closes, another one opens” thing… appeared first on Simply Save.

This is How Waze Carpool is Helping People Cut Down on Commuting Costs

by Nicole Dow @ The Penny Hoarder

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

What If You Could Get Your Paycheck Early?

What If You Could Get Your Paycheck Early?


The Billfold

Walmart is giving its employees the option to get paid before payday—but there's a catch.

4 Misconceptions About Married Couples and Separate Bank Accounts

by Latoya Scott @ Life and a Budget

  If there’s one thing that annoys me, it’s when self-righteous folks tell other folks what they think they should do with their money as if their opinion is the only opinion that is valid. It’s one thing to offer advice, but it’s another to browbeat someone because they had the gall to decide toView Post

The post 4 Misconceptions About Married Couples and Separate Bank Accounts appeared first on Life and a Budget.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

How the Opioid Crisis Is Hurting the U.S. Economy

by Bob Sullivan @ MagnifyMoney

On March 6, the CDC released data showing incredible spikes in opioid-related emergency room visits since July 2016: in Wisconsin, they were up 109 percent; in Illinois, up 66 percent; Delaware, 105 percent, Pennsylvania, 81 percent. These are just some of the devastating numbers behind the growing health crisis. The CDC says 64,000 people died … Continue reading How the Opioid Crisis Is Hurting the U.S. Economy

The post How the Opioid Crisis Is Hurting the U.S. Economy appeared first on MagnifyMoney.

Do You Agree with Square’s CEO That Bitcoin Will Be the World’s Single Currency?

Do You Agree with Square’s CEO That Bitcoin Will Be the World’s Single Currency?

by Grace Noto @ Bank Innovation

EXCLUSIVE— With cryptocurrencies losing their luster in the public — and the regulatory — eye, some in financial services still remain bullish on the currency even as its value falls. One such CEO is Jack Dorsey, who occupies that chair for both Twitter and Square. The social media/fintech executive made headlines in the crypto world ...Read More

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Electric Vehicle Sales Continue to Accelerate

by Jason Kuruvilla @ Consumers Union

2017 was another year of growth for electric vehicles. Nearly 200,000 electric vehicles were sold in the U.S. last year, up 25% from the year before, even as sales of traditional gas powered vehicles declined.  And for first time, global EV sales in 2017 crossed the 1 million mark. 2018 is already on track to […]

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