EarlyDeposit.org

Sponsored

Chase Early Direct Deposit

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

Speaking Of Alexa As The Personal Billing Assistant

by PYMNTS @ PYMNTS.com

The memory of a purchase is often short-lived. The frenetic pace of daily life means it’s easy for people to forget about outstanding bills or purchases made days, weeks or months in the past. For the 2018 PYMNTS.com Voice Challenge with Amazon Alexa, Alacriti developed Alexa skills to enable fast and seamless bill payments and customer service. […]

Chase Coupon $300 Savings Bonus (Working Link & Available Online)

by Vicky Huang @ CardViews

Chase Bank is currently offering qualified residents nationwide a $300 bonus when you sign up and open a new Chase SavingsSM account by January 16, 2018. If you are interested in this generous offer, all you would have to do is apply online or request a coupon and head over to your local branch. To get started, simply […]

FinovateEurope Demo Videos Live

by Julie Muhn (@julieschicktanz) @ Finovate

Did you miss out on all of the fun at FinovateEurope earlier this month? Don’t worry, we’ve got your back. We’ve just released all of the videos from the 68 companies that demoed their fintech on stage. All of the 7-minute demos are available to stream and download for free at Finovate.com. And if you Read more...

The post FinovateEurope Demo Videos Live appeared first on Finovate.

Republicans now want to the balance the federal budget after passing $1 trillion tax cut

Republicans now want to the balance the federal budget after passing $1 trillion tax cut

by Rebekah Entralg @ ThinkProgress

Congressional Republicans are planning to push a balanced budget amendment when they return from recess in April, Politico reported on Wednesday. The vote comes directly after many of those same Republicans voted to pass two massively expensive measures, a $1.3 trillion dollar spending bill and a $1 trillion dollar tax cut that primarily benefits the wealthiest […]

How Fake News Drives Corporates To Redirect Their Security Strategies

by PYMNTS @ PYMNTS.com

Researchers estimate U.S. eCommerce companies lost $6.7 billion due to fraud in 2016, and a significant portion of that stems from chargeback fraud. According to LexisNexis, chargeback fraud accounts for 28 percent of all fraud that occurs at an eCommerce company, tied for first place with “friendly fraud.” The impact of chargeback fraud and other […]

Chase Coupon $500 Bonus (Working Link) *Now Available Online & Nationwide*

by Vicky Huang @ CardViews

Available nationwide, Chase is offering the chance to get up to $500 when you open a Chase Total Checking® account and Chase SavingsSM account online or in-branch with qualifying activities. Make sure you read on to find out how to receive the Chase Coupon $500 Bonus, understand all the requirements, eligibility, expiration, and keep your account fee-free. To earn […]

Understanding Funds Availability Policies at Your Bank

Understanding Funds Availability Policies at Your Bank


The Balance

Your bank's funds availability policy tells you how long your deposits will be held. Know what to expect so you don't miss payments.

Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Compare this card with other cash back related cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and... Read More →

The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.

Save 15% Sitewide at eBay Today, Starts at 1PM PT

Save 15% Sitewide at eBay Today, Starts at 1PM PT

by DDG @ Miles to Memories

Get 15% discount (maximum savings of $50) off a minimum purchase of $25 when you use coupon code PREPSPRING today.

The post Save 15% Sitewide at eBay Today, Starts at 1PM PT appeared first on Miles to Memories.

Play Framework + Docker + CircleCI + AWS + EC2 Container Service

by Josh Padnick @ Josh Padnick's Blog

I was invited to speak earlier tonight at the Phoenix Java User’s Group on Play Framework, DevOps, and AWS. I decided to do a basic walkthrough of Play Framework, and to build a continuous deployment pipeline live as part of the presentation. I wanted to actually implement something so that (a) I would be forced […]

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

PNC

PNC


PNC

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

Stop & Shop, Giant & Martin’s: Save $15 on Groceries When You Buy $250+ Visa Gift Card

Stop & Shop, Giant & Martin’s: Save $15 on Groceries When You Buy $250+ Visa Gift Card

by DDG @ Miles to Memories

Save $15 on your grocery purchase when you buy $250 or more in Visa Gift Cards ($15 minimum grocery spend required).

The post Stop & Shop, Giant & Martin’s: Save $15 on Groceries When You Buy $250+ Visa Gift Card appeared first on Miles to Memories.

How to Setup Direct Deposit

How to Setup Direct Deposit


Bank of America

Bank of America direct deposit makes it easy for you to deposit checks into your account automatically. Learn about setting up direct deposit today.

Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee

by Hilary Tran @ Bank Deal Guy

Wells Fargo offers its customers the best with their Wells Fargo Platinum Visa® Card. This card offers a 0% APR balance transfer and purchase rate for 18 months. In comparison to other credit cards, Wells Fargo has greatly increased this 0% APR period, adding to its merit as a credit card. If this sparks an interest, keep reading... Read More →

The post Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee appeared first on Bank Deal Guy.

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

The Risks Associated With CDs

by banksadmin @ Banks.org

Certificates of Deposit have been around for a while. If you save or invest your money, you’ve probably at least considered making use of a CD. Certificates of Deposits are one of the safest methods of saving money. In many ways, … Continued

Braintree’s New Tool Facilitates Integrated Payments

by Julie Muhn (@julieschicktanz) @ Finovate

PayPal-owned Braintree is stepping up its game this week. The company has launched Braintree Extend, a solution that allows merchants to offer a more integrated payment experience across multiple partners. This means that merchants who want to partner with transaction services firms, rewards and loyalty providers, and contextual commerce companies can do so while maintaining a seamless user Read more...

The post Braintree’s New Tool Facilitates Integrated Payments appeared first on Finovate.

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

Received $300 for opening Chase Total Checking Account

Received $300 for opening Chase Total Checking Account


Freedom from the Daily Grind

How long does it really take to get $300 for opening a Chase Total Checking Account? In our case, not too long. Not even a month. I am really starting to like Chase and the products being offered b…

UI: Chase Bank Remodels the All-Important "Account Summary Alert"

by Jim Bruene @ Chase Bank – Finovate

Here at Netbanker/OBR, we love to write about the digital future. But we know it’s even more important to address the digital now. If you don’t leverage current technology to your advantage, the future doesn’t much matter, since someone else will be running your business. Today’s topic, one that we used to harp on constantly, Read more...

The post UI: Chase Bank Remodels the All-Important "Account Summary Alert" appeared first on Finovate.

rapid! PayCard Green Dot Announcement

by rapid! PayCard @ rapid! PayCard

Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More

Finovate Alumni News

by David Penn @ Finovate

Around the web Jack Henry’s banking division announces that seven banks will implement its Core Director core processing platform. FlexTrade to integrate Kensho into its FlexTRADER EMS real-time event feed. Finastra hires new Chief Product and Technology Officer, Eli Rosner. iSignthis subsidiary, iSignthis eMoney, forges payment aggregation agreement with American Express Australia. Best of Show winner Read more...

The post Finovate Alumni News appeared first on Finovate.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Bank-Distributed Content You Might Actually Use from Umpqua, Arvest

by Jim Bruene @ Chase Bank – Finovate

Discussing bank and credit union blogs seems so last decade. While the hype has certainly died, so-called content marketing is still an effective strategy if done right (remember, less is more). Just look at Chase Bank’s site, which went through its last major remodel less than a year ago. Once you scroll down the page (below Read more...

The post Bank-Distributed Content You Might Actually Use from Umpqua, Arvest appeared first on Finovate.

The Provident Bank $200 Checking Account Bonus & 1.51% APY (NJ, PA Residents)

by Tony Phan @ MoneysMyLife

Read about the latest promotions and offers from The Provident Bank here, which have typically been $100 to $200 in bonus money. Established in 1829 and headquartered in Jersey City, New Jersey, The Provident Bank has nearly 90 locations throughout the New Jersey and Pennsylvania regions. If you’re not a resident local to these areas, […]

America’s Banks Made Over $11 Billion from Overdraft and NSF fees in 2015

by banksadmin @ Banks.org

How did America’s largest banks, including JPMorgan Chase (NYSE:JPM), Bank of America (NYSE:BAC), and Citigroup (NYSE:C) make over $11 billion from overdraft and NSF fees in 2015? For the first time, the Consumer Financial Bureau has made it easy to understand by … Continued

Apple Pay Cash is Now Live — How Does it Work?

by rapid! PayCard @ rapid! PayCard

Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More

The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year

by Anthony Nguyen @ Bank Deal Guy

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. At a glance, The Plum Card® from American Express is great for those who need that extra time to pay off debt... Read More →

The post The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year appeared first on Bank Deal Guy.

Chase Total Checking Account $200 Coupon Available Online Now

by Tony Phan @ MoneysMyLife

Get updated Chase Total Checking® coupon bonuses and new promotions here. Typical bonus amounts that have been available for this Checking account include $150, $200 and $300 offers. Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware and is one of the nation’s largest banks as measured by total assets. Chase offers a […]

Are Certificates of Deposit a Good Investment?

by banksadmin @ Banks.org

When most people hear about CDs, they start wondering why anyone would still buy them in a world where music has gone digital. However, the financially savvy can usually tell within a few words of the conversation if the term … Continued

First South Financial Direct Deposit Bonus: $50 Promotion (Tennessee only)

by Anthony Nguyen @ Bank Checking Savings

How would you like to earn a generous bonus just in time for the season? If so, then please do not hesitate! First South Financial is offering residents of Tennessee a $50 bonus when you sign up for a new Checking Account with direct deposit by March 31, 2018. To qualify for the stated bonus,... Keep Reading↠

The post First South Financial Direct Deposit Bonus: $50 Promotion (Tennessee only) appeared first on Bank Checking Savings.

Student Loan Consolidation: Everything You Need to Know

by Ben Luthi @ Student Loan Hero

Student loan consolidation can help you simplify your education debt or pay it down faster. Understand your options and whether they're right for you.

The post Student Loan Consolidation: Everything You Need to Know appeared first on Student Loan Hero.

Chase Coupon, Codes, Deals, Bonuses, & Promotions: $50, $150, $200, $300, $350, & $500 Checking and Savings Coupon Offers

Chase Coupon, Codes, Deals, Bonuses, & Promotions: $50, $150, $200, $300, $350, & $500 Checking and Savings Coupon Offers


Bank Deal Guy

Best Chase Coupon Codes, Coupon, Deals, Codes, Offers, Bonuses, Reviews, & Promotions. Chase has offers for business checking, consumer checking, and savings accounts nationwide.

ACNB Bank Checking Bonus: $400 Promotion (Pennsylvania only)

by Anthony Nguyen @ Bank Checking Savings

If you are a current residents of Pennsylvania,then listen up! New customers can now participate in ACNB Bank‘s new promotion of $400 cash bonus when you open a new CareFree Checking Account by May 31, 2018. To get started with this promotion, be sure to establish a recurring direct deposit of at least $4,000 or more within... Keep Reading↠

The post ACNB Bank Checking Bonus: $400 Promotion (Pennsylvania only) appeared first on Bank Checking Savings.

2018 Military Pay Dates | Military Benefits

2018 Military Pay Dates | Military Benefits


MilitaryBenefits.info

Here are the 2018 military pay dates and schedules. DFAS military pay dates are the 1st and 15th of every month unless those dates fall on a weekend or holiday.

Top Online Checking Accounts With High Interest Rates

by banksadmin @ Banks.org

These days, there is a lot of interest in interest. With the Federal Funds Rate (the interest rate that banks pay each other for overnight lending) at less than 0.5% and a typical savings account interest rate of less than … Continued

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

Chase Delivers Prepaid Liquid Cards Instantly In-Branch

by Jim Bruene @ Chase Bank – Finovate

While I’m not a branch banking proponent, most of my experiences have been pleasant. But, I can’t remember a complex transaction or problem resolution that was handled "beyond my expectations." That said, the crew at Chase Bank (Wedgwood), treats us very well and even reads this blog (hi Ben), and that’s saying something. But the Read more...

The post Chase Delivers Prepaid Liquid Cards Instantly In-Branch appeared first on Finovate.

Our Family’s Expenses: December 2017

by DailyGrindFree @ Freedom from the Daily Grind

This month’s expense report includes a few big items like auto insurance premium, tuition payment and Christmas gifts. Let’s take a look at the details.   We continued to use EXCEL to track our expenses. No surprises there.   I know there are many of you out there who like to have a detailed budget for everything. I don’tRead more about Our Family’s Expenses: December 2017[...]

Chase Premier Plus Checking℠ Review: $300 Coupon Bonus

by Tony Phan @ MoneysMyLife

Find the latest promotions and bonus offers for the Chase Premier Plus Checking℠ Account here. Coupon offers are refreshed throughout the year, so check back often for the best deals. All Chase Bank related offers are kept up-to-date on our Chase Bank Promotions page. Established in 1982 and headquartered in Newark, Delaware, Chase Bank is the second […]

Chase Bank users - when did you get deposit ? · Where's My Refund?

Chase Bank users - when did you get deposit ? · Where's My Refund?


Where's My Refund?

Chase Bank users - when did you get deposit ? Just wondered when you got your refund in relation to when you expected it. Thanks ! DDD 2/10 -happy with that but would love tobsee it sooner

When to Pay Employees for FLSA Hours Worked

by Kaylee Riley @ Payroll Tips, Training, and News

When nonexempt employees are doing their primary job duties, it’s easy to tell that they are working. Their working time should be compensated. But, when nonexempt employees are not doing their main job duties, it can be more difficult to tell if they are working and if they should be compensated. The Fair Labor Standards […]

The post When to Pay Employees for FLSA Hours Worked appeared first on Payroll Tips, Training, and News.

Chase Expands Relationship With Walmart To Process Payments On ChaseNet - Chase To Process Walmart Payments On ChaseNet | PYMNTS.com

Chase Expands Relationship With Walmart To Process Payments On ChaseNet - Chase To Process Walmart Payments On ChaseNet | PYMNTS.com


PYMNTS.com

Chase announced on Thursday (Sept. 22) that it has expanded its relationship with Walmart to process payments on ChaseNet. ChaseNet is the bank’s closed-loop network. Chase will process payments on ChaseNet at Walmart’s more than 5,000 stores and its Sam’s Club locations in the U.S. ChaseNet will also be used with Sam’s Club eCommerce. With ChaseNet, […]

Finovate Alumni News

by Julie Muhn (@julieschicktanz) @ Finovate

On Finovate.com ActivePath Acquired by Broadridge. Peoples Trust Company Picks Finastra for Commercial and Consumer Lending. Gro Solutions to Streamline Onboarding for Congressional FCU. Braintree’s New Tool Facilitates Integrated Payments. Around the web Nabil Bank chooses Compass Plus Processing Centre. Thomson Reuters collaborates with Salesforce to help fight financial crime. World Finance Magazine awards Temenos Read more...

The post Finovate Alumni News appeared first on Finovate.

Chase Bank Checking Review: $200 Bonus

Chase Bank Checking Review: $200 Bonus


Bank Checking Savings

Available nationwide, Chase Bank is offering a $200 Bonus when you open a Chase Total Checking® with direct deposit.

Chase $500 Bank Bonus is Back! Get Your Coupon Now - Miles to Memories

Chase $500 Bank Bonus is Back! Get Your Coupon Now - Miles to Memories


Miles to Memories

Chase has a public link for their popular $500 bonus for opening a checking and a savings account. Get your coupon now and open account in branch by 1/16/2018.

8 Ways to Sidestep the Chase No-Cash-Deposits Policy

8 Ways to Sidestep the Chase No-Cash-Deposits Policy


seattlepi.com

Ever since Chase ended its policy of allowing people to make cash deposits into accounts other than their own, angry consumers have expressed frustration and anger over the move. Make people get money orders if they want to deposit $10,000 or more. Or let customers have a list of people on their account that are allowed to deposit money once they show an ID. Since March 3, Chase customers wishing to make a cash deposit into a personal account not only have to provide an ID, but now must also be an authorized signer or owner of the account. Whether you're a parent hoping to deposit money into a child's account, a friend needing to help out a loved one, or a relative looking to send a one-time monetary gift, Chase's no-cash-deposits policy might severely affect the way you send money. Telling your loved one to open a Chase account might work if, say, you want to send money to a child who has no bank account currently or if your loved one is unhappy with his or her current bank. Why should you force a loved one to open a Chase account just to transfer money to that person with your hard-earned cash? Adding an authorized user essentially gives the individual access to your financial account. Sending someone money via a cashier's check might be an option if it's a one-time deposit and you don't mind paying the fee. Money orders are an acceptable form of payment if you can't write a personal check or it's not safe to do so. Checking accounts are more convenient, but you might consider using a money order if you want a more secure form of payment than, say, a personal check. [...] it's a potentially dangerous situation because you should never share your personal information with anyone. [...] you never know what a loved one can do with, essentially, access to your account and money. With Chase QuickPay, you can send money to another person -- virtually anyone with an email address, the bank says -- or request money from someone else without cash or checks using a smartphone, tablet, or computer. There are no fees for users and you don't need a Chase account to use the online service, but the big downside is that at least one person involved in the transfer must have an account at the bank. [...] if the money has been sent via eCheque -- which might happen if you don't have a card and bank linked to your account -- it will take three to five business days for the funds to show up. [...] just like with PayPal, these online payment services have pros and cons including cost and ease of use. The smartest investors know that dividend stocks simply crush their non-dividend paying counterparts over the long term. Knowing how valuable such a portfolio might be, our top analysts put together a report on a group of high-yielding stocks that should be in any income investor’s portfolio.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Net Worth Update: November 5, 2017

by DailyGrindFree @ Freedom from the Daily Grind

We continued to make our regular mortgage payments, added $1500 to my 457 retirement account, deposited only $300 to Vanguard taxable account and continued to make a few bucks from other investments & side hustles. As you may have noticed, this month like last month, I only deposited $300 to Vanguard taxable account.          This month’s biggestRead more about Net Worth Update: November 5, 2017[...]

Wells Fargo Banking Promotions: $200 Checking Bonus

by Jim Wang @ Wallet Hacks

Banks need accounts. You need more cash. How about $200 to open a Wells Fargo Everyday Checking account and making it your main bank account? That's what Wells Fargo is willing to do if you're willing to open an account, deposit $25+ make 10 posted purchases or payments each month for 3 consecutive months. It's […]

The post Wells Fargo Banking Promotions: $200 Checking Bonus appeared first on Wallet Hacks.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

Overview of High Yield Online Savings Account Options for 2016

by banksadmin @ Banks.org

Savings accounts: everyone should have at least one, but when your local bank is offering to pay you interest at dismal rates as low as 0.01%, saving can be downright discouraging. Thankfully, in the internet age we live in, savers … Continued

Net Worth Update: December 4, 2017

by DailyGrindFree @ Freedom from the Daily Grind

We continued to make our regular mortgage payments, added $1500 to my 457 retirement account, deposited $1200 to Vanguard taxable account and continued to make a few bucks from other investments & side hustles.           This month’s biggest expenses were our mortgage payment and regular monthly bills.   Any comments, suggestions, encouragements, or advice is welcomeRead more about Net Worth Update: December 4, 2017[...]

2019 Defense Budget

by MilitaryBenefits @ Military Benefits

The 2019 Defense Budget calls for $686.1 billion in spending and a 2.6 percent pay increase for service members. President Trump’s proposed defense budget reflects a 2% increase year over year. “We will make targeted, disciplined increases in personnel and platforms to meet key capability and capacity needs.” Summary of the 2018 National Defense Strategy […]

MyCAA FAQ

by MilitaryBenefits @ Military Benefits

A collection of MyCAA frequently asked asked questions about eligibility, applying, benefits and more. MyCAA provides up to $4,000 in financial assistance for military spouses. These funds pay for degree programs, licensure, or credentials leading to employment in what are described as “portable career fields”. Who Is Eligible For MyCAA? Spouses of active duty military […]

An important message from Consumer Reports

An important message from Consumer Reports

by petedirenzo @ Consumerist

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

MLB Credit Card $100 Cash Rewards Bonus

by Anthony Nguyen @ CardViews

Sign up for the MLB Credit Card and show your support to your favorite baseball team today! You will receive a $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening. With this card, you receive 1% cash back on purchases, 2% at grocery stores and 3% on gas for the […]

Bank of America Business Advantage Relationship Rewards Bonus: Earn Up to 5.25% Cash Back On Gas Purchases

by Anthony Nguyen @ Bank Checking Savings

Bank of America recently announced a rewards program platform for business customers. The program correlates similarly to Bank of America’s consumer Preferred Rewards Program. There is three achievable status altitudes: “Gold, Platinum and Platinum Honors” with each higher tier, an incremental increase in benefits, bonuses, but also requirements. This program allows you to obtain a... Keep Reading↠

The post Bank of America Business Advantage Relationship Rewards Bonus: Earn Up to 5.25% Cash Back On Gas Purchases appeared first on Bank Checking Savings.

Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories

by Anthony Nguyen @ Bank Deal Guy

Compare this card with other business related cards here. The Chase Ink Business PreferredSM Card offering a sign-up bonus of 80,000 Bonus Points after you spend $5,000 on purchases within the first three months of account opening. When doing so, you will earn $1,000 towards travel when you redeem through Chase Ultimate Rewards®  and points will be... Read More →

The post Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories appeared first on Bank Deal Guy.

Chase Bank Holidays for 2017 & 2018

by banksadmin @ Banks.org

This article has been updated for 2018. Need to know if your local Chase branch is open on a specific holiday? All branches are closed on the below dates in 2018 and 2017. If a holiday is not listed below, … Continued

National Teach Children to Save Day

by rapid! PayCard @ rapid! PayCard

Like any company that provides technology to make life easier, we examine the millennial demographic. They are the population sector interested in options – from ways to communicate, to ways to bank. In their April 2016, article, Pew Research Center cited estimates by the U.S. Census Bureau that millennials have now “surpassed Baby Boomers as the nation’s largest living generation”. A powerful consumer force, the members of this group are working “real jobs” and building careers. They are open to alternatives. They also need them as they don’t typically comply with traditional banking methods. Per rapid! PayCard’s October 2016 article about banking options for millennials and the flexibility of getting... Read More

These 4 Types of Loans Can Help You Pay for Your Nursing Degree

by Miranda Marquit @ Student Loan Hero

Do you need student loans for nursing school? From federal student loans to private debt, here are your options to pay for your degree.

The post These 4 Types of Loans Can Help You Pay for Your Nursing Degree appeared first on Student Loan Hero.

Susan G. Komen Credit Card $100 Cash Rewards Bonus

by Anthony Nguyen @ CardViews

Enroll for a  Susan G. Komen Credit Card, to receive a $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening. With this card, you receive 1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas […]

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Over-the-top-only U.S. households nearly tripled since 2013, impacting TV ad dollars

by Sarah Perez @ TechCrunch

The number of U.S. households using only over-the-top streaming services to access TV programming and movies has nearly tripled over the past five years, according to a new report (PDF) from the Video Advertising Bureau out today. While on its own, that figure sounds impressive, the report points out that cord cutters’ slice of the pie […]

Don’t Let Technology Bully You Into Tipping

by Liz Weston @ NerdWallet

Tipping inflation is real, and it’s coming to a tablet near you. Merchants using Square and other mobile payment services can set “recommended” tip amounts or percentages for any transaction…

Chase Coupon $200 Business Bonus (Working Link) *No Direct Deposit*

by Vicky Huang @ CardViews

Available for business owners nationwide, Chase Bank is currently offering a $200 bonus when you sign up and open a new Chase Business Savings account by April 30, 2018. If you are interested in this offer, all you would have to do is request a coupon and head over to your local branch. To get started, all you have to do […]

Top 4-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Below is our guide to help you, our readers, find the best or top 4-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 4-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

What Exactly is a Certificate of Deposit?

by banksadmin @ Banks.org

It’s never too early to begin building your nest egg. Safe and effective investments can help you slowly and steadily grow your savings. You may have heard the term “CD” commonly used in banking. If you’ve asked yourself, “What is … Continued

The Best Way to Buy a New Car

by Josh Padnick @ Josh Padnick's Blog

I recently bought a new car. It was my first car purchase in 8 years, and being the obsessive geek that I am, I researched every last detail of the optimal process for buying a new car. By optimal I basically mean “get exactly the car you want for the lowest possible price.” Since I […]

Credit Unions vs Banks – How they Differ and What It Means to You

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Savvy consumers know they shouldn’t pay too much for banking services (after all, that is how banks make money). That’s why a record number of Americans are turning to credit unions for their banking needs. A lot of this has had to do with efforts to encourage consumers to move their money from big banks charging ... Read More about Credit Unions vs Banks – How they Differ and What It Means to You

The post Credit Unions vs Banks – How they Differ and What It Means to You appeared first on Cash Money Life | Personal Finance, Investing, & Career.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

SWIFT, SAP Streamline Corporates’ Multi-Bank Relations

by PYMNTS @ PYMNTS.com

SWIFT and SAP are collaborating to facilitate corporate-to-bank connectivity into the SWIFT network, the companies recently announced. The payments messaging firm and the enterprise software conglomerate revealed they are working together to streamline corporate treasury’s integration into the SWIFT network via financial institutions. Dubbed SAP Multi-Bank Connectivity, the solution was built on SAP Cloud Platform […]

Your Guide to Direct Deposit During the Holidays

by rapid! PayCard @ rapid! PayCard

The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More

The Best Tour Guide I’ve Ever Had

by Josh Padnick @ Josh Padnick's Blog

Earlier today, my family and I went to the Casa Grande Ruins National Monument in Coolidge, Arizona. Coolidge is a pretty small town — less than 12,000 people in total. And it’s at least an hour away from any major city in Arizona. Also, this is hardly the most famous monument in Arizona, so suffice […]

Bank Holiday Schedule for 2017 and 2018

by banksadmin @ Banks.org

Few things are more frustrating than wanting to deposit a check, make a withdrawal or make a same-day online bill payment and then finding out that the bank is closed for a holiday. The Federal Reserve bank observes 10 holidays … Continued

7 Best Reloadable Credit Cards Online (2018)

7 Best Reloadable Credit Cards Online (2018)


CardRates.com

Credit cards are a convenient and effective way to pay for all sorts of goods or services without having to carry cash. Nothing’s easier than pulling out that little piece of plastic when it comes time to settle the bill. However, credit cards can also cause problems if you don’t carefully monitor your spending and …

JP Morgan Chase’s Startup Portfolio with CFSi

by Jim Bruene @ Chase Bank – Finovate

JP Morgan Chase is more than halfway through its 5-year $30 million commitment to startup innovation in its partnership with CFSi’s FinLab. Each of the past three years, fintech startups have been invited to apply to the accelerator which is focused on finding financial solutions for low- and moderate-income consumers (for example, this year’s challenge). So far, CFSi/Chase Read more...

The post JP Morgan Chase’s Startup Portfolio with CFSi appeared first on Finovate.

ARKit-only apps top 13 million installs, nearly half from games

by Sarah Perez @ TechCrunch

Over 13 million augmented reality apps built using Apple’s ARKit have been downloaded since the release of iOS 11 on September 19, 2017, according to new data from app intelligence firm, Sensor Tower, which took a look at the state of the AR app ecosystem, now that it’s had time to become more established. It […]

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

Zelle, the real-time Venmo competitor backed by over 30 U.S. banks, arrives this month

Zelle, the real-time Venmo competitor backed by over 30 U.S. banks, arrives this month


TechCrunch

The U.S. banking industry’s answer to Venmo has now arrived. Starting this month, a new, person-to-person payments network called Zelle will roll out to the over 86 million mobile banking customers here in the U.S., promising a faster form of digital payments compared with apps like PayPal, V…

Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Available nationwide, you can earn 0.75% up to 2.50% APY CD Rates when you open up a new Synchrony Bank Certificate of Deposit Account! Below is all the information and details you need to open your Synchrony Bank CD Account to earn 0.75% up to 2.50% APY CD Rates! Synchrony Bank Certificate of Deposit Account... Read More →

The post Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide] appeared first on Bank Deal Guy.

What Time Does My Money Transfer Into My USA Bank Account?

What Time Does My Money Transfer Into My USA Bank Account?


ToughNickel

Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.

Compare Online Savings Accounts

by banksadmin @ Banks.org

A savings account is essential to any successful budget and will help you afford larger purchases in the future. Choosing the perfect savings account is critical, and will depend on a number of factors that include your monthly budget and … Continued

Bank Failures Cost the FDIC Deposit Insurance Fund $894 Million in 2015

by banksadmin @ Banks.org

The financial crisis of 2007-2008 resulted in hundreds of bank failures. In the year after the crisis, bank closures cost the FDIC‘s Deposit Insurance Fund more than $38 billion. As the U.S. economy slowly recovered, fewer banks have been closed and sold by … Continued

2019 Military Pay

by MilitaryBenefits @ Military Benefits

The 2019 proposed military pay increase has been set at 2.6% which would be .2% higher than last year and the highest increase in 9 years. The proposed pay increase still has to be approved by Congress and the President which typically occurs in December. “In support of the department’s effort to continue to build […]

Why You Don't Get Your Direct Deposit On Weekend | LRRCU

Why You Don't Get Your Direct Deposit On Weekend | LRRCU


LRRCU

Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

5 Best Places to Find Scholarships for Asian Students

by Elyssa Kirkham @ Student Loan Hero

Asian scholarships can help students of Pacific Islander and Asian descent pay for college in the U.S. Here's how to find the best scholarships.

The post 5 Best Places to Find Scholarships for Asian Students appeared first on Student Loan Hero.

Why every business should consider switching to electronic payroll

by rapid! PayCard @ rapid! PayCard

Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound,  it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

Best FIRE (Financial Independence, Early Retirement) Blogs You Shouldn’t Miss

by Jim Wang @ Wallet Hacks

Behind every mainstream story about a couple retiring in their 30s and traveling the world is a story of struggle, sacrifice, and smart trade-offs. The idea that you could retire early, that is to say before you were in your 60s, has been around for centuries. This History of F.I.R.E. published on Rockstar Finance is […]

The post Best FIRE (Financial Independence, Early Retirement) Blogs You Shouldn’t Miss appeared first on Wallet Hacks.

What is a Cash Out Refinance Plan?

by banksadmin @ Banks.org

A cash out refinance plan is a refinancing plan where you can refinance your home for an amount that is greater than the balance that you still owe on your existing mortgage. With your refinance loan you would pay off … Continued

Macatawa Bank Visa Bonus Rewards Plus Card Review: 5,000 Bonus Rewards Points ($50 Cash Back)

by Hilary Tran @ Bank Checking Savings

For those of you looking for a new credit card, the Macatawa Bank Visa Bonus Rewards Plus Card has a sign up bonus of 5,000 bonus points, redeemable for $50 cash back, after you make your first purchase. With this card you’ll also get introductory 0.00% APR for the first 6 billing cycles on purchases and balance... Keep Reading↠

The post Macatawa Bank Visa Bonus Rewards Plus Card Review: 5,000 Bonus Rewards Points ($50 Cash Back) appeared first on Bank Checking Savings.

World Wildlife Fund Credit Card $100 Cash Rewards Bonus

by Anthony Nguyen @ CardViews

Sign up for World Wildlife Fund Card , you can receive a $100 cash rewards bonus after making at least $500 in purchases in the first 3 months of your account opening. With this card, you will earn 1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas […]

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

The first day to file your 2017 taxes is January 29, 2018. The IRS reports that 9 out of 10 taxpayers who filed electronically in 2017 received their tax refunds within 21 days. Some taxpayers receive their refund in as little as 8 days, and most receive it within 10-14 days. The IRS no longer ... Read More about When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)

The post When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season) appeared first on Cash Money Life | Personal Finance, Investing, & Career.

How Much Money Can You Deposit Before the Bank Reports It?

by banksadmin @ Banks.org

To the average person, it would seem like making deposits into their savings or checking accounts would be viewed as a good thing.  After all, doesn’t a regular savings plan mean an individual handles their money responsibly and they have … Continued

FDIC Insurance: Protection Against Bank Failure

by banksadmin @ Banks.org

With financial market uncertainty, it is comforting to know that there is a base level of protection for bank accounts held at financial institutions that are insured by the Federal Deposit Insurance Corporation (FDIC). FDIC insurance, which offers coverage for bank … Continued

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Chase Bank Holidays for 2017 & 2018

Chase Bank Holidays for 2017 & 2018


Banks.org

This article has been updated for 2018. Need to know if your local Chase branch is open on a specific holiday? All branches are closed on the below dates in 2018 and 2017. If a holiday is not

1,000 Bonus Points for Using Chase Cards with Apple Pay [Targeted]

1,000 Bonus Points for Using Chase Cards with Apple Pay [Targeted]

by DDG @ Miles to Memories

Get 1,000 Points when you use your Chase card 5 times with Apple Pay between April 1 and April 30, 2018.

The post 1,000 Bonus Points for Using Chase Cards with Apple Pay [Targeted] appeared first on Miles to Memories.

Why I HATE Chase Bank – Account CLOSED! Common Sense is a thing of the past!

Why I HATE Chase Bank – Account CLOSED! Common Sense is a thing of the past!


MyLitter - One Deal At A Time

Complaining isn’t really fun. I don’t like hearing it, and I am sure my husband and others don’t either. I am stating this first because I am about to, well, complain. Sorry in advance.... this is going to be long. It’s not even really complaining, it is basically just telling you how much I hate CH…

Chase Lost My Paycheck, Won't Pay Canceled Check Fee

Chase Lost My Paycheck, Won't Pay Canceled Check Fee


Consumerist

Katy is a poster child for the benefits of direct deposit, as well as deposit receipt-keeping.

Chase Business Checking Account Review – and $200 Sign Up Bonus!

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Chase Bank is one of the largest banks in the US, with the second highest number of physical branches. This makes them well-positioned to offer a Business Checking product that can meet the needs of just about any size business. In this Chase Business Checking review, we take a deep look at what Chase Bank ... Read More about Chase Business Checking Account Review – and $200 Sign Up Bonus!

The post Chase Business Checking Account Review – and $200 Sign Up Bonus! appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Negative Interest Rates: How They Could Impact Our Economy

by banksadmin @ Banks.org

Imagine rates so low that they’re actually in the negative. Instead of making money off your investment, you would have to pay the bank to house your cash. Although it may not even seem legal, negative interest rates are a real possibility. In … Continued

Judge rules civil disobedience a ‘necessity’ to prevent climate change

Judge rules civil disobedience a ‘necessity’ to prevent climate change

by Natasha Geiling @ ThinkProgress

For almost a year, hundreds of protesters in Massachusetts took action to stop construction of a high-pressure fracked gas pipeline, which would have run for five miles through the Boston neighborhood of West Roxbury. The demonstrations, which featured protesters sitting in holes dug for the pipeline, lead to the arrests of nearly 200 people, many […]

Chase Coupon $300 Business Bonus (Working Link) *No Direct Deposit*

by Vicky Huang @ CardViews

Available for business owners nationwide, Chase Bank is currently offering a $300 bonus when you sign up and open a new Chase Total Business account by February 22, 2018. If you are interested in this offer, all you would have to do is apply online or request a coupon and head over to your local branch. To get started, all you […]

What’s the Fuss? Amazon Already Offers Full Suite of Banking Services

by Jim Bruene @ Chase Bank – Finovate

Amazon made headlines around the banking/fintech world this week following a WSJ story Monday about a rumored collaboration with Chase Bank and/or Capital One. The click-bait title, Next Up for Amazon: Checking Accounts (apparently revised from the title embedded in the hyperlink, “Are You Ready for an Amazon-branded Checking”) made it go viral in the United Read more...

The post What’s the Fuss? Amazon Already Offers Full Suite of Banking Services appeared first on Finovate.

Chase Business Total Checking $200 In Branch Bonus – No Direct Deposit Required - Doctor Of Credit

Chase Business Total Checking $200 In Branch Bonus – No Direct Deposit Required - Doctor Of Credit


Doctor Of Credit

Chase is offering a bonus of $300 when you open a new Chase Total Business checking account and complete the following requirements

Why (Most) Banks Need Not Worry About Apple Pay (Yet)

by Jim Bruene @ Chase Bank – Finovate

I’ll admit to being caught up in the hype. The 48 hours after Tim Cook revealed Apple’s long-rumored foray into payments were some of the most exciting times in fintech since the 1995 to 1997 period when most of the online “firsts” happened (see note 1). And we’re seeing more thoughtful fintech posts in the Read more...

The post Why (Most) Banks Need Not Worry About Apple Pay (Yet) appeared first on Finovate.

Fighting Off Unforced Errors

by PYMNTS @ PYMNTS.com

Yogi Berra, explaining a loss, once told reporters the problem was, “We made too many wrong mistakes.” We’d laugh, but in payments and commerce, there are a lot of “wrong mistakes” from which to choose. Merchants that give up on conversions instead of working to save the sale. Or losing a costly swatch of worker […]

United’s New Partnership: Earn United MileagePlus Miles at the Pump

United’s New Partnership: Earn United MileagePlus Miles at the Pump

by Bethany Walsh @ Miles to Memories

United MileagePlus and BP Driver Rewards have a new partnership that could be pretty useful to you if you spend a lot of money on gas and can make use of United Miles. Earlier this week we covered a new partnership between Marriott and United. This program allows you to earn up to 3 miles […]

The post United’s New Partnership: Earn United MileagePlus Miles at the Pump appeared first on Miles to Memories.

Virgin Atlantic World Elite MasterCard 20,000 Bonus Flying Club Miles

by Anthony Nguyen @ CardViews

Apply for a  Virgin Atlantic World Elite MasterCard Credit Card today to earn a 20,000 Bonus Flying Club Miles after your first purchase is made. You can also enjoy up to 5,000 additional Flying Club miles when you add 2 authorized users. Earn 3 Flying Club miles per $1 on Virgin Atlantic purchases and 1.5 Flying Club miles per $1 on […]

Net Worth Update: March 4, 2018

by DailyGrindFree @ Freedom from the Daily Grind

We continued to add $1500 to my pretax 457 retirement account and added $4000 to Mrs’s 2107 Roth IRA account. We also continued to make a few bucks from other investments & side hustles.   This month’s biggest expenses were mortgage payment and regular monthly bills.   Any comments, suggestions, encouragements, or advice is welcome and greatlyRead more about Net Worth Update: March 4, 2018[...]

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Capital One Online Bank Review

by banksadmin @ Banks.org

The online bank which began as ING Direct, then became Capital One 360, and is now simply Capital One, has gone through a trial by fire with this customer.  As a member of the military, then married to it for many years, … Continued

10 Bank Promotions That Pay You To Open An Account

10 Bank Promotions That Pay You To Open An Account


Investopedia

Find out which banks are running cash promotions this summer.

It’s time payment systems caught up with the demands of the gig economy

by rapid! PayCard @ rapid! PayCard

Is your payment system ready for the gig economy or are you just a big wannabe? According to a Forbes article, 35 percent of the workforce have a gig, and collectively they earned $1 trillion from ad hoc work last year. But, freelance workers, who have come to expect payment as instantaneous as their work, are turning their noses up at outdated companies that can’t keep up. If you’re still mailing checks, might as well be using the Pony Express as far as tech-savvy gig workers are concerned. We are on the precipice of a major sea change, and the traditional employment model is quickly becoming as outdated as the... Read More

VA Loan Benefits for Disabled Veterans

by MilitaryBenefits @ Military Benefits

Did you know there are additional VA home loan benefits for qualifying disabled veterans? Knowing the VA offers additional consideration for qualified veterans in this area can save a great deal of money and allow for the purchase of a dream home. Disabled Veteran Loan Benefits 1. VA Loan Funding Fee Exemption Any qualifying veteran […]

Chase IHG Premier Credit Card Confirmed! 80K+5K Bonus Plus Benefits

Chase IHG Premier Credit Card Confirmed! 80K+5K Bonus Plus Benefits

by DDG @ Miles to Memories

Now there's confirmation that the two new cards are coming. The bonus for the Premier card is 80,000 IHG Rewards points when you spend $2,000 within three months plus 5,000 bonus points if you add an authorized user.

The post Chase IHG Premier Credit Card Confirmed! 80K+5K Bonus Plus Benefits appeared first on Miles to Memories.

What Every Homeowner Should Know About Tax Deductions

by banksadmin @ Banks.org

Whenever April approaches, people start to think of two things: spring and taxes. While most people welcome the arrival of spring, very few cheer at the impending tax deadline. Paying taxes, however, is something we all have to do. When … Continued

Stay Safe in a Turbulent Market with Certificates of Deposit

by banksadmin @ Banks.org

It is very scary out there for the average stock investor. Roughly half of all adults in the United States own stocks. Most of those people own them through retirement plans they have set up at work. Most also do … Continued

CafeGive Powers Cause Marketing via Facebook

by Jim Bruene @ Chase Bank – Finovate

The response  to Chase Bank’s Community Giving Facebook campaign has been remarkable (except for a few glitches). It’s one of the top social media successes across all industries (see previous post). If you are looking to do something similar this holiday season (or more likely in 2013), you may want to outsource the tech to Read more...

The post CafeGive Powers Cause Marketing via Facebook appeared first on Finovate.

What Happens When You Deposit a Post-Dated Check Early? | MyBankTracker

What Happens When You Deposit a Post-Dated Check Early? | MyBankTracker


MyBankTracker

Find out if post-dated checks will be accepted by bank's earlier than the specified date intended for deposit.

The growing gig economy, and what that means for electronic payment

by rapid! PayCard @ rapid! PayCard

Millions of Americans have jobs with little security, no benefits and irregular pay — and they love it. The gig economy is a booming business model that has changed the way employees make money. Gig work translates entrepreneurial spirit into earnings with no strings attached — whether that is to break into a new field, earn extra income for saving and investment, or make some weekend spending money. Nearly a third of the working population have a gig, according to Investopedia. Either as a primary means of income, or as a supplementary job, gigs allow flexibility in employment for a generation characterized by adaptability. This model is especially attractive to... Read More

Bank Holiday Schedule for 2016 and 2017

by banksadmin @ Banks.org

Few things are more frustrating than wanting to deposit a check, make a withdrawal or make a same-day online bill payment and then finding out that the bank is closed for a holiday. The Federal Reserve bank observes 10 holidays … Continued

Pandora takes on Spotify with dozens of personalized playlists built using its Music Genome

by Sarah Perez @ TechCrunch

Just ahead of Spotify’s public debut planned for early April, Pandora is punching its rival where it hurts: personalized playlists. Spotify’s playlists customized to its individual users – like Discover Weekly, Release Radar and Daily Mix – have been a key draw for its service, but Pandora believes it can do even better. The company […]

4 Companies Help You Get Paid for Your Work Now – Not Next Payday

4 Companies Help You Get Paid for Your Work Now – Not Next Payday


MagnifyMoney

Cash flow crunch is sometimes the reason for a financial emergency, so four companies are looking to spare you from the need for a payday loan.

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

2019 Military Pay Charts (proposed)

by MilitaryBenefits @ Military Benefits

2019 military pay charts based on a 2.6% pay increase as proposed in the FY 2019 Defense Budget. The FY 2019 rates were built by applying inflation assumptions to FY 2017 active component rates. The basic pay rates reflect a 2.4% pay raise, effective 1 January 2018 and a 2.6% pay raise, effective 1 January […]

Incredible Bank Online Savings And CD Accounts Promotions, Offers

by Tony Phan @ MoneysMyLife

Find the latest promotions and offers from Incredible Bank here. Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers. By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions. Be sure to compare […]

Chase Liquid Prepaid Card Review [Infographic] - NerdWallet

Chase Liquid Prepaid Card Review [Infographic] - NerdWallet


NerdWallet

Chase Liquid Prepaid Debit Card NerdWallet’s rating: 4.5 / 5.0 The Chase Liquid prepaid debit card stands out for charging few fees and providing a handful of ways to load…

How P2P Payment is Changing Personal Finance

by rapid! PayCard @ rapid! PayCard

Emerging Peer-to-peer payment technology is growing in popularity, and will soon make back-of-napkin IOUs obsolete. Peer-to-peer payment, also known as P2P payment, is online technology that allows users to transfer funds from a bank account or credit card via the internet or mobile phone. One study found that nearly a quarter of mobile users sent money to another person from an app in 2016 — this statistic nearly triples when it comes to the millennial generation. The growing trend of P2P payment is just another chapter in 21st century technological augmentation of traditional services. Whether it’s ridesharing, online shopping, or P2P payment, consumers are foregoing tradition, and choosing digital alternatives... Read More

Chase Coupon $300 Business Bonus (Working Link) *No Direct Deposit*

Chase Coupon $300 Business Bonus (Working Link) *No Direct Deposit*


CardViews

Available for business owners nationwide, Chase Bank is currently offering a $300 bonus when you sign up and open a new Chase Total Business account by February 22, 2018. If you are interested in t…

From Around the Web: Huge Portal Payouts, No Lifetime Amex PRG Offer, Bank of America Lawsuit & More!

From Around the Web: Huge Portal Payouts, No Lifetime Amex PRG Offer, Bank of America Lawsuit & More!

by Mark Ostermann @ Miles to Memories

My latest edition of Roundup: Articles From Around the Web!

The post From Around the Web: Huge Portal Payouts, No Lifetime Amex PRG Offer, Bank of America Lawsuit & More! appeared first on Miles to Memories.

BankAmericard Travels Rewards Student Credit Card 20,000 Bonus Points

by Anthony Nguyen @ CardViews

If you’re currently a college student interested in a better travel experience, then I recommend that you check out the BankAmericard Travel Rewards Student Credit Card. You can earn an easy 20,000 bonus points  when you make at least $1,000 in purchases in the first 90 days of your account opening. This bonus promotion can be redeemed for $200 in […]

Everything You Need To Know To Get Started With Obamacare Open Enrollment

Everything You Need To Know To Get Started With Obamacare Open Enrollment

by Kate Cox @ Consumerist

Despite repeated Congressional and Executive branch efforts, the full Affordable Care Act is still in place. That means insurance-shopping season is nearly upon us: Open Enrollment begins Nov. 1 (and ends Dec. 15). But there’s less money being spent on advertising and outreach this year, which means even the basics can be hard to get solid information about. …

Schedule a Check-up for Your Financial Life

by rapid! PayCard @ rapid! PayCard

Most of us are diligent about maintaining the various aspects of our life. We swap out the batteries on our smoke detectors with regularity; we schedule annual physicals, and get our car’s oil changed based on the manufacturer’s mileage recommendation. Still, many of us tend to take better care of our cars than we do our financial life. The irony being, an un-tended financial life can break down just as assuredly as an under-serviced automobile. It can run out of gas, but it can also seize up and need a roadside tow. In short, a well-examined financial life is worth exploring. 1. Schedule. Set a recurring point in time for... Read More

Top 3-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Below is our guide to help you, our readers, find the best or top 3-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 3-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back

by Danny Nguyen @ Bank Deal Guy

Compare this card with other cash back related cards here. With the Chase Freedom Unlimited® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of account opening! In addition, you can enjoy an unlimited 1.5% cashback on all purchases in which you can redeem at any time and for... Read More →

The post Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back appeared first on Bank Deal Guy.

$50 Off Two Night Stay!!! Stack With 4th Night Free & Pay with TYP

$50 Off Two Night Stay!!! Stack With 4th Night Free & Pay with TYP

by DDG @ Miles to Memories

ThankYou Members can get $50 off hotel bookings of 2 or more consecutive nights when they book by 4/30/18 and use promo code CITI50.

The post $50 Off Two Night Stay!!! Stack With 4th Night Free & Pay with TYP appeared first on Miles to Memories.

Chase Bank stops accepting cash deposits into an account that's not yours: Money Matters

Chase Bank stops accepting cash deposits into an account that's not yours: Money Matters


cleveland.com

Chase told me that, despite my having the account number and the name and address of record, my cash deposit was not acceptable per "policy" because I was not a signer on the account.

AmTrak Guest Rewards Platinum MasterCard Credit Card 12,000 Bonus Points

by Anthony Nguyen @ CardViews

If you love to travel, but you hate the unattractive fees that most airlines travel rewards credit cards offer, then the Amtrak Guest Rewards Platinum MasterCard may be one of the select few credit cards to suit your travel lifestyle. This 12,000 bonus points can be yours after you spend at least $1,000 in purchases within 90 days […]

Should Businesses Stop Accepting Cash?

by rapid! PayCard @ rapid! PayCard

Visa is paying out a jackpot to vendors willing to bet against old money, and roll the dice on cashless transactions. Visa will give $10,000 to 50 restaurants that pledge to go cashless. The new initiative, what Visa executive Jack Forestall calls “a journey to go cashless,” will incentivize vendors to rip off the bandaid of paper transactions and progress to a cashless system. The money can be used for marketing and updating point of sale technology to focus payment exclusively on credit and debit cards and electronic payment. Visa will select participating merchants in August. Cash remains the predominate method of payment, according to the Federal Reserve. A report... Read More

Chase Bank Promotion: Up to $350 for New Checking & Savings Accounts

Chase Bank Promotion: Up to $350 for New Checking & Savings Accounts


Wallet Hacks

Forget free toasters and t-shirts, these days banks are fighting tooth and nail for your business. Chase is one of the most generous with offers in the hundreds of dollars when you open a new account. Chase Bank changes these offers up frequently. I've seen offers for $350 all the way up to $500. Sometimes …

Caution: Sometimes When You Close Your Account at Chase It's Not Actually Closed (How Else Are They Going to Keep Wringing Overdraft Fees Out of You?)

Caution: Sometimes When You Close Your Account at Chase It's Not Actually Closed (How Else Are They Going to Keep Wringing Overdraft Fees Out of You?)


The Stranger

Remember how I said closing my account at Chase was really easy? Ha ha ha ha ha ha ha ha ha ha ha ha ha. A week or two later, I'm going through the mail and there's all this mail from Chase—overdraft notices for my Chase checking account. Which is supposed to be closed. The notices are for two debit card transactions and two auto-pay electronic checks. Instead of the payments not going through, like...

When Does Direct Deposit Go Through? | Patriot Software

When Does Direct Deposit Go Through? | Patriot Software


Payroll Tips, Training, and News

If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?

How Employment Affects Qualifying for a Mortgage

by banksadmin @ Banks.org

Perhaps you’ve read articles and books on how to qualify for a mortgage. Information buried in these pages might include tips on how to raise your credit score, how to save for a down payment, and tips on how to … Continued

Design: Mixed Verdict as Chase Bank Mimics Mobile Look on New Desktop UI

by Jim Bruene @ Chase Bank – Finovate

Chase unveiled a new homepage (on right above), the second in the past three years. While the first (on left above), unveiled in Oct 2012, was a massive rebuild, the latest is a more of a large remodel. I was not a huge fan of the 2012 version, so I’m glad to see the improvement, Read more...

The post Design: Mixed Verdict as Chase Bank Mimics Mobile Look on New Desktop UI appeared first on Finovate.

Elements Financial $200 Checking Account Bonus & 2% APY

by Tony Phan @ MoneysMyLife

Find updated offers and bonuses from Elements Financial here. Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction. Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review […]

About - Contact - Privacy Policy - Terms of Service