Giveback Facebook Contest Post 2018

by Elliott @ Workers Credit Union

Thu Mar 15 00:00:10 PDT 2018

Workers annual Giveback deposit is coming and we want to get the party started by giving away $1,000* to 3 lucky members! Starting March 22nd we will pick a winner each week leading up the GiveBack deposit on April 5th. To enter, Like and Share this post. What are you waiting for, do it! *2018 […]

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Service Credit Union donates to the N.H. Food Bank

by Lori Holmes @ Service Credit Union

Fri Dec 22 08:49:58 PST 2017

Service Credit Union donated $10,000 and 1,326 pounds of food to the New Hampshire Food Bank, a program of Catholic Charites NH, in order to help the citizens of New Hampshire. Service Credit Union President/CEO David Van Rossum recently presented the check to New Hampshire Food Bank Executive Director Eileen Groll Liponis to help keep […]

See If You Won This Week’s Payday Bonus Sweepstakes

by Green Dot @ Green Dot Blog

Fri Mar 23 04:05:52 PDT 2018

What would you do with an extra $5,000? Use your card to make a purchase weekly for a chance to win our $5,000 Payday Bonus Sweepstakes! Be sure to check back every Friday to see if you won. No purchase necessary to enter sweepstakes.

The post See If You Won This Week’s Payday Bonus Sweepstakes appeared first on Green Dot Blog.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

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Apple Pay Cash is Now Live — How Does it Work?

by rapid! PayCard @ rapid! PayCard

Tue Feb 13 15:11:25 PST 2018

Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

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How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Sun Mar 25 14:01:08 PDT 2018

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

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Why every business should consider switching to electronic payroll

by rapid! PayCard @ rapid! PayCard

Thu Oct 05 05:37:57 PDT 2017

Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound,  it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

Great Money Resolutions for the New Year

by Carolyn Pittman @ Service Credit Union

Wed Dec 27 08:00:39 PST 2017

It’s that time of year again, recovering from the indulgences of the holidays, looking over the past year, breaking out the new calendar, and planning to do better in all aspects of life in the coming year. One of the most popular resolutions is to be better with money. The challenge, of course, is sticking […]

3 Easy Ways to Bounce Back From Holiday Overspending

by Latoya Scott @ Life and a Budget

Fri Dec 29 16:06:39 PST 2017

  The holiday frenzy is finally over and some of you may be sitting on the couch looking like Mad Dog because you’ve 1) Overspent or  2) You’ve gone into debt all because of the holidays. But guess what? There’s no judgment here. I know exactly how you feel because I used to do theView Post

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5 Steps to Safeguard Your Financial Data From Thieves

by Elliott @ Workers Credit Union

Wed Mar 14 11:26:40 PDT 2018

Most people leave a trail of data nearly everywhere they go. Some of that data links to critical information, such as bank and credit card accounts. Hackers want access to that information and are constantly deploying new tactics to steal that data from unsuspecting consumers. You don’t have to make it easy for them. These […]

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4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

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4 Easy Ways to Simplify Money Management

by Green Dot @ Green Dot Blog

Thu Mar 08 11:01:12 PST 2018

Money management can seem like an impossible challenge, especially if you have a ton of bills or feel like you’re just not bringing home enough money. Luckily, anyone can regain control of their finances with just a few simple tools like direct deposit and reloadable prepaid debit cards.

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Educators’ 81st Annual Meeting

by Lizz @ Educators Credit Union

Mon Mar 19 13:54:09 PDT 2018

Educators Credit Union will hold its 81st Annual Meeting Saturday, April 28 at the Roma Lodge in Racine. Cost of the breakfast is $5 per member with all proceeds going to charity. Breakfast is from 7:45 to 8:45 a.m. The Annual Meeting will immediately follow breakfast at 9 a.m. Registration begins Monday, March 12 and ends Friday, April 20. On your … Read more »

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Service Credit Union Names VP of Marketing

by Lori Holmes @ Service Credit Union

Tue Jan 30 09:28:20 PST 2018

Service Credit Union is pleased to announce today the appointment of Wendy Bryant-Beswick to Vice President of Marketing. A seasoned executive with more than 20 years of marketing management experience, Beswick will oversee the planning and execution of Service Credit Union’s marketing initiatives including positioning, brand oversight, acquisition, communications, public relations, and business development. She […]

rapid! PayCard Green Dot Announcement

by rapid! PayCard @ rapid! PayCard

Tue Jan 31 14:03:14 PST 2017

Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

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Learning To Be Still In The Moment

by SimplySave @ Simply Save

Sat Apr 08 16:15:37 PDT 2017

I’m long overdue for a blog post and update. London was awesome, including a day and night in Paris. Got home a few days before the terrorist attacks at Parliament, so that was a bit unsettling. Just a few days… Continue Reading →

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The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

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The growing gig economy, and what that means for electronic payment

by rapid! PayCard @ rapid! PayCard

Fri Aug 04 11:09:31 PDT 2017

Millions of Americans have jobs with little security, no benefits and irregular pay — and they love it. The gig economy is a booming business model that has changed the way employees make money. Gig work translates entrepreneurial spirit into earnings with no strings attached — whether that is to break into a new field, earn extra income for saving and investment, or make some weekend spending money. Nearly a third of the working population have a gig, according to Investopedia. Either as a primary means of income, or as a supplementary job, gigs allow flexibility in employment for a generation characterized by adaptability. This model is especially attractive to... Read More

Athol Facebook Contest

by Elliott @ Workers Credit Union

Wed Mar 07 08:08:38 PST 2018

When: Thursday March 8th thru Friday March 16th Pick contest winners: March 19th by 3pm Prize: Two(2) Gift cards to the 110 Grill for $50 Post: We want to celebrate the grand opening of our newest branch in Athol by treating two lucky winners to dinner! Post a selfie of you and our new window […]

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EXTENDED THROUGH SATURDAY 6 Days. 6 Great Offers.

by Elliott @ Workers Credit Union

Thu Mar 08 00:00:44 PST 2018

Join us as we celebrate the opening of our newest branch located in Athol, MA! All week we will be giving away cell phone wallets, camping chairs, and gift cards just for opening an account or trying out our tech bar. Of course, the offers are only good while supplies last so come on down […]

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How to Have Fabulous Wedding on a Budget

by Latoya Scott @ Life and a Budget

Sun Mar 04 18:25:51 PST 2018

  Today we have a special guest post from Katie to round out our month of Couple and Coins here at Life and a Budget. Once you’ve got your wedding out of the way, be sure to check out the other articles in the Couple and Coins series so that you will continue to buildView Post

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SCU to offer assistance for those affected by a government shutdown

by Lori Holmes @ Service Credit Union

Sat Jan 20 05:00:06 PST 2018

Service Credit Union is committed to helping its members who are affected during the government shutdown. For those with direct deposit, Service Credit Union will post credits to members based on the postings nearest to January 1, 2018. The credit of that amount will take place on or before February 1, 2018. This will apply […]

Let’s Bring Kindness Back

by SimplySave @ Simply Save

Thu Feb 09 16:15:22 PST 2017

I don’t love Valentine’s Day. Even when I’m in a relationship. In my opinion it’s a highly commercialized holiday, just another money-making industry. I feel like we should show people that we love and care about them all year long.… Continue Reading →

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Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

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2018 Military Retirement Paydays

by Kate Horrell @ KateHorrell

Mon Jan 08 14:16:38 PST 2018

It’s almost 2018, and lots of us are planning our financial year. It’s easier when you know when you’ll get paid! While military pay is relatively easy, there can be some tricky bits. Military retirement pay days are on the first of the following month, except when the 1st falls on a weekend or federal... | Read More...

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Ways to prevent identity theft so you can enjoy the holiday season

by Dave Dwyer @ Service Credit Union

Fri Nov 10 09:21:46 PST 2017

As the holiday season gears up with a mad rush of excitement, fraudsters are also gearing up with excitement to steal your identity. Take the necessary precautions to protect yourself whether you are shopping online or at a brick and mortar store. Enjoy the holidays as they are meant to be, with peace, joy, and […]

Hotel Rooms: So Much Waste

by SimplySave @ Simply Save

Mon Jan 16 08:08:41 PST 2017

I was recently out of town to see my sister graduate from Air Force boot camp and I stayed in a hotel for a few days. Since I’ve recently gotten really into reducing waste, I saw this hotel through new… Continue Reading →

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We Paid Off $78K of Debt in Two Years. Here’s How We Stayed Motivated…

by Latoya Scott @ Life and a Budget

Mon Jan 15 06:21:13 PST 2018

  Today we have an amazing guest, Jen Smith, a contributor to The Penny Hoarder. I’m not going to give it away, but check out what she and her husband were able to accomplish. Talk about inspiring! But even if it’s not inspiring, I want you to rest easy in knowing that all of usView Post

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SSI Social Security Benefits Payment Schedule: April 2018

by Green Dot @ Green Dot Blog

Mon Mar 26 07:44:48 PDT 2018

There are a variety of methods for receiving your Supplemental Security Income (SSI) monthly payments, but did you know that you can get those payments direct deposited onto your Green Dot card? Customers with Green Dot prepaid cards may get their direct deposits faster. Here’s the estimated Social Security SSI payment schedule calendar for Green Dot customers – April 2018: 1: […]

The post SSI Social Security Benefits Payment Schedule: April 2018 appeared first on Green Dot Blog.

National Teach Children to Save Day

by rapid! PayCard @ rapid! PayCard

Mon Apr 24 07:00:35 PDT 2017

Like any company that provides technology to make life easier, we examine the millennial demographic. They are the population sector interested in options – from ways to communicate, to ways to bank. In their April 2016, article, Pew Research Center cited estimates by the U.S. Census Bureau that millennials have now “surpassed Baby Boomers as the nation’s largest living generation”. A powerful consumer force, the members of this group are working “real jobs” and building careers. They are open to alternatives. They also need them as they don’t typically comply with traditional banking methods. Per rapid! PayCard’s October 2016 article about banking options for millennials and the flexibility of getting... Read More

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

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How P2P Payment is Changing Personal Finance

by rapid! PayCard @ rapid! PayCard

Wed Sep 13 13:18:58 PDT 2017

Emerging Peer-to-peer payment technology is growing in popularity, and will soon make back-of-napkin IOUs obsolete. Peer-to-peer payment, also known as P2P payment, is online technology that allows users to transfer funds from a bank account or credit card via the internet or mobile phone. One study found that nearly a quarter of mobile users sent money to another person from an app in 2016 — this statistic nearly triples when it comes to the millennial generation. The growing trend of P2P payment is just another chapter in 21st century technological augmentation of traditional services. Whether it’s ridesharing, online shopping, or P2P payment, consumers are foregoing tradition, and choosing digital alternatives... Read More

Bank Smart and Get Rewarded—Like Our Sweepstakes Winners!

by Green Dot @ Green Dot Blog

Fri Mar 09 16:14:45 PST 2018

Since the start of our $5,000 Payday Bonus Sweepstakes in 2016, we’ve awarded 75 winners with a total of $375,000 in prize money! And we haven’t stopped there—we’re STILL adding new winners every week because we love our cardholders! But this isn’t just about money for us; we really want to get to know our […]

The post Bank Smart and Get Rewarded—Like Our Sweepstakes Winners! appeared first on Green Dot Blog.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

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2018 Shred Dates

by Lizz @ Educators Credit Union

Mon Mar 12 12:18:37 PDT 2018

Educators Credit Union’s shred days are returning for 2018! Here you can find a list of the locations, times and dates our shred days will take place this spring. Remember to keep a few things in mind: There is a maximum of 5 boxes and up to 100 pounds of paper per car. We can accept paper only — no … Read more »

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Top 10 FAQs for Student Veterans

by MilitaryBenefits @ Military Benefits

Mon Mar 05 08:45:02 PST 2018

The Top 10 Frequently Asked Questions for Student Veterans including GI Bill benefits, receiving college credit for military training, eligibility and more. Do I qualify for the Post 9/11 GI Bill? To qualify for the Post 9/11 GI Bill, applicants must have 90 days minimum active duty service after Sept. 10, 2001, and are still […]

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Your Guide to Direct Deposit During the Holidays

by rapid! PayCard @ rapid! PayCard

Thu Nov 16 05:07:27 PST 2017

The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More

Service Credit Union named top CU Direct auto lender

by Lori Holmes @ Service Credit Union

Fri Feb 23 08:19:49 PST 2018

Service Credit Union (SCU) was named the top auto lender in the New England/New York region and 10th nationally for 2017 by CU Direct. CU Direct works with auto dealers and credit unions throughout the U.S. to streamline the auto buying process. Last year, the credit union funded more than 21,000 auto loans at approximately […]

That whole “when one door closes, another one opens” thing…

by SimplySave @ Simply Save

Thu Feb 16 15:54:32 PST 2017

Something that has been on my mind lately… It’s been almost 2 years, so don’t love that I keep harping on about my unsuccessful attempt at my dream job (you can read about that here) but it was clearly a… Continue Reading →

The post That whole “when one door closes, another one opens” thing… appeared first on Simply Save.

12 Ways To Prepared For The Next Government Shutdown

by Kate Horrell @ KateHorrell

Mon Jan 22 17:20:46 PST 2018

You’ve probably heard that the January 2018 government shutdown has ended, and Congress has agreed to fund the government for 17 more days. At that point, it is possible that we’ll be in the same situation we just left: a shutdown. What should military families be doing to be better prepared for the next government... | Read More...

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4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

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Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

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Educators launches a new Money Market account

by Brad @ Educators Credit Union

Thu Mar 01 07:00:55 PST 2018

Educators Credit Union has a great new opportunity for members to get a higher interest rate on their savings! Introducing Educators Premium Money Market and IRA Premium Money Market accounts. Here’s how it works: Open a Premium Money Market share with a $10,000 deposit1. Increase the APY2 as you increase the balance. The Money Market rates are tied to the … Read more »

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