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All about Cryptocurrency and Bitcoin

by Octavio Amuchástegui @ BMG Money

At BMG Money, we know that our allotment loan clients are always trying to make the most educated financial decision. That’s why we’ve created our finance blog, to always stay on top of trends in the world of lending and money. One of the hottest topics right now is cryptocurrency. What is it? Where can […]

The post All about Cryptocurrency and Bitcoin appeared first on BMG Money.

EZ Line of Credit

by matt@ineedmagnus.com @ Priority First Federal Credit Union

Priority First offers unsecured loan programs that do not require collateral. Unsecured loans are issued based on your creditworthiness and supported by your promise to pay it back. Not sure how much you’ll need or when you’ll need it? The EZ Line of Credit is an open-ended loan. Complete an application once, take an initial […]

The post EZ Line of Credit appeared first on Priority First Federal Credit Union.

Winter 2015-2015 Newsletter

by matt@ineedmagnus.com @ Priority First Federal Credit Union

Inside the Priority First FCU Winter Newsletter: Stay up to date with us and see our new offerings by reading our Winter 2015-2016 Newsletter! – You can now access your Online Banking anywhere anytime by downloading our NEW Mobile Banking App! – Announcing Mobile Deposit included with our new app! Our 2016 Annual Meeting is […]

The post Winter 2015-2015 Newsletter appeared first on Priority First Federal Credit Union.

Improving Your Credit Score

by virivaccu @ Viriva Community Credit Union

Save Money By Improving Your Credit Score If you’re suffering from a low credit score, you are not alone! Millions of people in the U.S. have credit scores so low they have a hard time getting loans with good rates and terms. Improving your credit score can save you thousands of dollars in loan interest fees. […]

LoanNow Unveils Group-Signing at Finovate Spring 2015

by Miron Lulic @ LoanNow

This month we were honored to present at Finovate’s annual event in Silicon Valley.  For those unfamiliar with Finovate, it’s the premier event for showcasing the latest, most innovative developments in financial service technology.  A writer from the Wall Street Journal described it well by saying, “For finance nerds, Finovate is the Super Bowl and World’s Fair rolled into one.”

Start-ups such as Mint, Credit Karma and Prosper as well as industry powerhouses such Visa, Google and PayPal are among the hundreds of companies that have debuted their game-changing innovations at Finovate over the years.

Needless to say, we … Read full article..

The post LoanNow Unveils Group-Signing at Finovate Spring 2015 appeared first on LoanNow.

Direct Deposit Loans Can Put Cash In Your Pocket

by admin @ Direct Deposit Loans

Don’t let life’s unexpected financial pitfalls convince you that you are out of options. People sometimes find themselves in circumstances that they cannot control. When a car needs a major emergency repair or major medical bills arise unexpectedly, you may … Continue reading

Regulators Warn Banks On Direct-Deposit Loans

Regulators Warn Banks On Direct-Deposit Loans


NPR.org

Regulators are warning some of the nation's largest banks to stop offering loans that are hard to distinguish from those given out by storefront payday lenders. The banks have been offering high-interest-rate, short-term loans to customers with direct deposit as an advance on their paychecks.

5 Key Benefits to Refinancing Your Auto Loan

by Lonna Battles @ Members Plus Credit Union

When you first signed the documents for your new car, refinancing your auto loan was probably the last thing on your mind. Most people simply assume that the original creditor holds the loan until it’s paid off. Much like a mortgage, though, auto loans can be refinanced. People choose to do so for many different […]

The post 5 Key Benefits to Refinancing Your Auto Loan appeared first on Members Plus Credit Union.

Fall 2015 Newsletter

by matt@ineedmagnus.com @ Priority First Federal Credit Union

Inside the Priority First FCU Fall Newsletter: The Holidays are on the way and Priority First FCU is here to help make the Holiday Season easier! – Check out our Holiday Loan Special! – Do you have a Christmas Club with us? Priority First FCU making account access easier with our new & improved Online […]

The post Fall 2015 Newsletter appeared first on Priority First Federal Credit Union.

4 Red Flags That a Loan Company Is Scamming You

by Jennifer Leonhardi @ LoanNow

While most financial service providers are well-respected businesses that are known to be reliable and trustworthy, as with any other industry, for every 1,000 good companies out there, there’s at least one that doesn’t have your best interest at heart. Unfortunately, there are several lenders out there that have made sneaky moves in an effort to get their hands on your hard-earned dollars. With that said, we’ve listed four red flags you should watch for to ensure that you’re not the victim of a scam.

#1 – Nonrefundable Fees Paid in Advance

This flag is most likely seen from shoddy … Read full article..

The post 4 Red Flags That a Loan Company Is Scamming You appeared first on LoanNow.

Direct Deposit - First Castle Federal Credit Union

Direct Deposit - First Castle Federal Credit Union


First Castle Federal Credit Union

Direct Deposit is the convenient and fast way to have your money deposited directly into your checking or savings accounts. 

Summer 2014

by Bart Rydzewski @ Greater Metro Federal Credit Union

Summer 2014 Online Banking Upgrade On The Horizon! Annual Meeting Check Ordering The Magic Minute The VA Branch Schedule Have You Seen Them? Holiday Closings As we head into the summer of 2014, your Credit Union continues to work towards making your “Banking” experience better than a “Bank” experience. Getting directly to a specific Greater... Read more »

5 Reasons Why A Personal Loan Is Better Than The Alternative

by Miron Lulic @ LoanNow

There are so many types of loans to choose from, finding the best type of loan for your needs can be a challenge. Loans are not a one-size-fits-all product and the best loan type for you will depend on personal factors, such as your risk tolerance, income, objectives and your credit history.

When evaluating what type of loan to take out, some people forget to consider personal loans.  This is unfortunate because personal loans offer many advantages, particularly for borrowers with less-than-prime credit scores.  Topping the list of advantages is the fact that they tend to provide a much safer … Read full article..

The post 5 Reasons Why A Personal Loan Is Better Than The Alternative appeared first on LoanNow.

FDIC & OCC Ask Banks To Please Stop Issuing Payday Loans As “Direct Deposit Advances”

FDIC & OCC Ask Banks To Please Stop Issuing Payday Loans As “Direct Deposit Advances”


Consumerist

While many payday lending operations are not directly tied to federally insured banks, some of the biggest names in banking — most notably Wells Fargo — offer what are effectively payda…

10 Tips For Getting Personal Loans For People with Bad Credit

by Miron Lulic @ LoanNow

Having bad credit — also know as sub-prime credit — is indeed a substantial, and unfortunately common, barrier to obtaining a personal loan.  But it’s not necessarily an insurmountable hurdle.

Here are a few tips on improving your chances at securing a personal loan despite a poor credit score:

1. Make Sure Your Credit Reports are Accurate & Up-to-Date.

It’s human nature to want to avoid unenjoyable activities, and going over your credit report line-by-line when you have bad credit is about as fun as stepping on a scale after Thanksgiving dinner.

That said, it’s a very import step to … Read full article..

The post 10 Tips For Getting Personal Loans For People with Bad Credit appeared first on LoanNow.

Share Certificate Secured Loan

by matt@ineedmagnus.com @ Priority First Federal Credit Union

Have some money saved, but don’t want to use it right now? At Priority First you can borrow against those funds. Borrow up to 100% of the money you have on deposit in a Savings Certificate, pay only 3% above your Certificate rate, and your loan will have the same term as your certificate. Apply […]

The post Share Certificate Secured Loan appeared first on Priority First Federal Credit Union.

Piggyback Mortgage Loans To Avoid Paying Mortgage Insurance

by FCFCU @ First Castle Federal Credit Union

When considering purchasing a home with less than 20% down payment, the borrower is looking at paying mortgage insurance (Private Mortgage Insurance “PMI” or Mortgage Insurance Premium “MIP”). This extra out-of-pocket expense is added onto the mortgage note each month until you can drop the mortgage insurance, usually when you...

The post Piggyback Mortgage Loans To Avoid Paying Mortgage Insurance appeared first on First Castle Federal Credit Union.

9 Methods For Budgeting Success

by Harry Langenberg @ LoanNow

Budgeting is a proven way to strengthen your financial footing.  However, upon setting out to create a budget, it’s not uncommon for some people to find their efforts stalled as they encounter a confusing array of sites all offering competing methods of budgeting.  Just Google “How to create a personal budget” and you’ll find 56 million results.   

Depending on your financial circumstances and your personal preferences, your budgeting method can be simple or sophisticated. There is no one-size-fits-all budget that works for everyone.

Keep this in mind as you read about the budgeting methods below.  Which method are you most … Read full article..

The post 9 Methods For Budgeting Success appeared first on LoanNow.

VISA Credit Card

by matt@ineedmagnus.com @ Priority First Federal Credit Union

Priority First offers unsecured loan programs that do not require collateral. Unsecured loans are issued based on your creditworthiness and supported by your promise to pay it back. Priority First’s VISA Credit Card features competitive rates, no annual fee and all the benefits that come with carrying the most popular credit card in the world. […]

The post VISA Credit Card appeared first on Priority First Federal Credit Union.

Is GAP Insurance Coverage for your Car Worth It?

by FCFCU @ First Castle Federal Credit Union

If your car is totaled from accident or declared a loss from theft, GAP insurance is insurance that covers the difference between the value of a car at the time it’s totaled and what you owe on the car loan. It covers the “gap” between the the car’s value and...

The post Is GAP Insurance Coverage for your Car Worth It? appeared first on First Castle Federal Credit Union.

The Keys to Homeownership

by Katie Petersen @ Granite Credit Union

Are you wanting to learn more about the home buying process? Join Granite Credit Union on April 19, 2018 at 6:00 p.m. to learn how you can prepare for home ownership. You’ll learn about planning, budgeting and shopping for a home, as well as about available home-buyer programs and loan options. Register Here!  

Personal Loan

by matt@ineedmagnus.com @ Priority First Federal Credit Union

Priority First offers unsecured loan programs that do not require collateral. Unsecured loans are issued based on your creditworthiness and supported by your promise to pay it back. Our Signature or Personal Loans offer a one-time loan advance without securing property and are perfect for unexpected expenses or an urgent large purchase. Our quick approval […]

The post Personal Loan appeared first on Priority First Federal Credit Union.

Thank You, Bruce, for 22 Years of Dedicated Service

by Kirk Arnold @ First Castle Federal Credit Union

Bruce Bivona, as a longtime volunteer for First Castle Federal Credit Union, recently retired from our Board of Directors after giving us 22 years of dedicated service. Bruce wanted to dedicate more of his time to his position at the Corps of Engineers. Bruce has served FCFCU in many capacities...

The post Thank You, Bruce, for 22 Years of Dedicated Service appeared first on First Castle Federal Credit Union.

Direct Deposit Payday Loans from LoanNow

Direct Deposit Payday Loans from LoanNow


LoanNow

At LoanNow, we employ the convenience of direct deposit payday loans without setting a trap for borrowers once the repayment period begins.

MEMBER’S CHOICE Borrower’s Security

by virivaccu @ Viriva Community Credit Union

HELP PROTECT YOUR LOAN & PRESERVE YOUR STANDARD OF LIVING WITH MEMBER’S CHOICE BORROWER’S SECURITY! • About 1 in 8 of today’s 20-year-olds will die before reaching age 67.1 • Just over 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67.1 • Long-term unemployment (those jobless for 27 weeks or more) […]

Direct Deposit and Payroll Deduction - Park View Federal Credit Union

Direct Deposit and Payroll Deduction - Park View Federal Credit Union


Park View Federal Credit Union

Direct Deposit & Payroll Deduction Fast, safe, and secure. Have your funds waiting for you on payday! Direct Deposit Your entire paycheck, Social Security check, U.S. Treasury check, or other regular income can be automatically deposited on time, every time. Payroll Checks – complete the direct deposit form and give it to your payroll department. Social…

Federal regulators scrutinize banks' 'advance direct deposit' loans

Federal regulators scrutinize banks' 'advance direct deposit' loans


CreditCards.com

Though banks tout them as superior to payday loans, their short-term lending alternative is drawing fire from consumer advocates and scrutiny from regulators

Bank Overdraft Policy Reform Is Overdue

by Miron Lulic @ LoanNow

Quickly – what lending product can charge 10x the average payday loan APR, yet makes up a 4x larger market? Give up? Bank overdraft fees.

That’s right. Nearly five years after federal rules designed to protect consumers went into effect, banks are still raking in the fees. And while strong progress to improve consumer safeguards and combat predatory lending across the board, banks seem to be getting overlooked as the proverbial wolves in sheep’s clothing.

Where Do Overdrafts Come From?

Overdrafts are a relatively new form of short-term credit that is touted by some of the most venerable and respectable … Read full article..

The post Bank Overdraft Policy Reform Is Overdue appeared first on LoanNow.

Identifying and Avoiding Predatory Lending Practices

by Octavio Amuchástegui @ BMG Money

Predatory Lending Predatory lending is the unethical, deliberately misleading and unscrupulous ethics used by many lending companies when an individual applies for a loan. There is no legal description regarding this type of loan in the United States. The FCC classifies any inequitable or offensive loan conditions as predatory lending. This term describes any lender […]

The post Identifying and Avoiding Predatory Lending Practices appeared first on BMG Money.

LoanNow: No Prepayment Penalties

by Miron Lulic @ LoanNow

Once you’ve received your loan funds, you enter the repayment period. Depending on the terms of your loan, you may or may not have a grace period during which no payments are due. If you’ve borrowed an installment loan, the repayment period includes installment payments due on specified dates, often one per month. Your installment loan from a direct lender will also have a final due date by which you’re expected to have repaid your loan in full.

No problems there. It’s also customary for lenders to impose late fees for missed installment payments. Customers expect this and accept

Read full article..

The post LoanNow: No Prepayment Penalties appeared first on LoanNow.

Direct Deposit - Members Plus Credit Union

Direct Deposit - Members Plus Credit Union


Members Plus Credit Union

Direct deposit is a safe, simple & convenient way to automatically deposit funds into our savings, checking or money market account. Learn all the benefits!

Money Mess … to Money Success! Pay Off Your Debts

by FCFCU @ First Castle Federal Credit Union

Have you finished the holidays with a lot more debt?  Not all debt is money mess – a mortgage or rent, a car loan are often necessary debts. The money mess is when you start adding up the debt you have on all of your store credit cards, and Visas,...

The post Money Mess … to Money Success! Pay Off Your Debts appeared first on First Castle Federal Credit Union.

Mobile App and Remote Deposit Capture

by Bart Rydzewski @ Greater Metro Federal Credit Union

Download the Greater Metro FCU Mobile App from either Apple App Store, Android Google Play or Amazon Appstore on your device. In your store’s search, type in “Greater Metro FCU”, and you will find the free app. Remote Deposit Capture is part of the Mobile App and will allow you to deposit checks without visiting... Read more »

Direct Deposit & Payroll Deduction Services - Texas Bay Credit Union

Direct Deposit & Payroll Deduction Services - Texas Bay Credit Union


Texas Bay Credit Union

Overview ACH Direct Payment Safe Deposit Boxes Same Day ACH ***EXPECTING A DIRECT DEPOSIT FOR YOUR IRS TAX REFUND?  VISIT IRS.gov TO LEARN WHEN YOUR PAYMENT WILL POST.*** Direct Deposit and Payroll Deduction Direct deposit authorization of your paycheck, retirement, or Social Security check allows your money to be sent directly to the account you designate, with …

Refinance Your Loan!

by lionfuse @ BMG Money

Refinance Your Loan! What is Refinancing? To refinance means to take out a new loan to pay off an existing one. Why Choose to Refinance? There are a few reasons to apply for refinancing. They may need to extend the life of their loan, and repayment terms. Borrowers may want more money or to gain […]

The post Refinance Your Loan! appeared first on BMG Money.

LoanNow Launches Group-Signing

by Miron Lulic @ LoanNow

We are very excited to formally introduce Group-Signing today. This new feature is the first of many ways we are working hard to save people money on a loan. Group-Signing allows anyone with a LoanNow loan to cut their interest by as much as half – while they’re still paying on the loan.

By recruiting friends and family to pledge as little as $25 in support of your loan, you can prove your creditworthiness. This helps us reduce our risk in lending to you, and we pass that savings and peace of mind along as loan credits for you. Read … Read full article..

The post LoanNow Launches Group-Signing appeared first on LoanNow.

The Credit Union Difference

by Jennifer Denoo @ Great Basin Federal Credit Union

This last week news outlets and social media were buzzing about a recent change by Bank of America to charge a checking account fee unless customers have a balance of $1500 a month or a minimum $250 direct deposit.  The reality is a balance of $1500 is not realistic for many hard working, low or […]

The post The Credit Union Difference appeared first on Great Basin Federal Credit Union.

Summer 2015 Newsletter

by matt@ineedmagnus.com @ Priority First Federal Credit Union

Inside the Priority First FCU Summer Newsletter: – Refinance to a Less-Expensive Auto Loan – Our HELOC special can help you work your home improvement plan – Learn to protect yourself from Identity Theft with our Identity Theft Victim Checklist Click here to view the full Summer Newsletter!

The post Summer 2015 Newsletter appeared first on Priority First Federal Credit Union.

Share Savings Secured Loan

by matt@ineedmagnus.com @ Priority First Federal Credit Union

Have some money saved, but don’t want to use it right now? At Priority First you can borrow against those funds. If you’re interested in a Share Secured loan, you can borrow up to 100% of the savings you have on deposit and you name the repayment term. Apply Now Check RatesCalculate Payment

The post Share Savings Secured Loan appeared first on Priority First Federal Credit Union.

Winter 2015

by Bart Rydzewski @ Greater Metro Federal Credit Union

New Greater Metro Plastics Board of Directors Elections EMV Chip Technology Remote Deposit Capture (RDC) Mobile APP The Annual Meeting CUC Mortgage A Redesigned Website Welcome New Members! Tax Refunds New Greater Metro Plastics – Coming Soon! Newly designed cards that were originally scheduled for delivery in the 4th Quarter of 2014 were delayed in... Read more »

Direct Deposit - Priority First Federal Credit Union

Direct Deposit - Priority First Federal Credit Union


Priority First Federal Credit Union

Direct Deposit is the fastest, safest way to deposit your paycheck. Your pay is electronically transmitted to your account on payday morning.

Direct Deposit - Tower Federal Credit Union

Direct Deposit - Tower Federal Credit Union


Tower Federal Credit Union

Direct deposit from Tower Federal Credit Union is a free, convenient, secure way to have payments deposited to your checking account or savings account.

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