Tell Your Beneficiaries About Your Accounts and Policies

by Brandon @ Tower Federal Credit Union

Thu Mar 15 13:06:19 PDT 2018

The post Tell Your Beneficiaries About Your Accounts and Policies appeared first on Tower Federal Credit Union.

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Thu Mar 15 15:59:14 PDT 2018

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

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Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

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Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

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Identity Protection Tips for the Holidays

by Diamond Credit Union @ Diamond CU

Thu Dec 28 09:37:20 PST 2017

As consumers step up their online shopping leading up to the holidays, it’s a prime time of the year for identity theft. While you are busy snagging hot deals on Black Friday and Cyber Monday, thieves are phishing for your information. Don’t let an identity thief take the jingle out of your holiday. Follow these ... Continue Reading

The post Identity Protection Tips for the Holidays appeared first on Diamond CU.

This Is Why Research On Behavioral Finance Won the Nobel Prize

by Cat Alford @ Chime Banking

Mon Mar 12 15:50:20 PDT 2018

In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]

The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.

5 Creative Habits That Will Keep Your Finances On Track

by Ben Luthi @ Chime Banking

Tue Mar 27 13:29:00 PDT 2018

Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]

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Tower Names Denise Pope New VP of Branch Administration

by Brandon @ Tower Federal Credit Union

Wed Feb 21 06:01:20 PST 2018

Denise Pope has joined Tower Federal Credit Union, the largest federal credit union in Maryland, as Vice President of Branch Administration.

The post Tower Names Denise Pope New VP of Branch Administration appeared first on Tower Federal Credit Union.

Diamond Credit Union Recognized as a Leader in Berks County

by Diamond Credit Union @ Diamond CU

Wed Nov 01 12:19:47 PDT 2017

Diamond Credit Union is honored to be selected as a 2018 award winner in the 2018 Peoples Choice Awards. Berks County Living magazine recently notified Diamond Credit Union that we are once again the recipient of the Berks County Peoples Choice Who’s Who in Business for Credit Unions in 2018. This is the 11th time ... Continue Reading

The post Diamond Credit Union Recognized as a Leader in Berks County appeared first on Diamond CU.

EBates, UPromise and More Cash-Back Shopping Portals

by Brandon @ Tower Federal Credit Union

Thu Mar 01 09:43:43 PST 2018

There are a million ways to spend your money, and now hundreds of ways to actually SAVE some bucks in the process.

The post EBates, UPromise and More Cash-Back Shopping Portals appeared first on Tower Federal Credit Union.

The Dow Dropped, Don’t Panic

by Brandon @ Tower Federal Credit Union

Thu Feb 08 07:49:11 PST 2018

This week, the Dow Jones Industrial Average dropped in a way that it never had before. While Monday’s Dow loss was indeed severe, it was not as catastrophic as certain headlines trumpeted.

The post The Dow Dropped, Don’t Panic appeared first on Tower Federal Credit Union.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Mon Mar 12 07:40:38 PDT 2018

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

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4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

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Avoid These Financial Traps — They May Be Hazardous to Your Wealth

by Diamond Credit Union @ Diamond CU

Fri Mar 09 14:43:20 PST 2018

Money. It’s hard to get and easy to lose. It doesn’t take long for the wealth you’ve accumulated to disappear if you don’t manage your money well or have a plan to protect your assets from sudden calamity. Snares like the ones mentioned below could easily threaten your financial security. Planning ahead can protect you ... Continue Reading

The post Avoid These Financial Traps — They May Be Hazardous to Your Wealth appeared first on Diamond CU.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

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Diamond Credit Union Gets All Fired Up – For a Very Good Reason

by Diamond Credit Union @ Diamond CU

Mon Dec 04 08:55:40 PST 2017

Diamond Credit Union has been named one of the Best Places to Work in PA for 2017. “All Fired Up” was the theme for this year’s awards banquet held at the Lancaster County Convention Center in Lancaster, PA, on November 30, 2017, where Diamond learned they ranked #15 in medium-sized companies throughout Pennsylvania. This is ... Continue Reading

The post Diamond Credit Union Gets All Fired Up – For a Very Good Reason appeared first on Diamond CU.

7 Habits That Will Help You Lead a More Successful and Productive Life

by Due.com @ Chime Banking

Tue Mar 13 15:54:24 PDT 2018

Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]

The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.

Spring Branch News

by Brandon @ Tower Federal Credit Union

Thu Mar 01 09:43:59 PST 2018

Upcoming seminars and dates for Spring Home Buyer Seminars. COMING SOON: New hours at all Tower Community Branches.

The post Spring Branch News appeared first on Tower Federal Credit Union.

Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Thu Mar 08 14:44:08 PST 2018

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

To Shred or Not to Shred? What Docs to Keep & For How Long

by Brandon @ Tower Federal Credit Union

Thu Mar 01 09:42:50 PST 2018

While you may not think twice about that old bill you just threw in the trash, or the pre-approved credit card offer sitting in your recycling bin, you should.

The post To Shred or Not to Shred? What Docs to Keep & For How Long appeared first on Tower Federal Credit Union.

Recreational Boating Safety

by Brandon @ Tower Federal Credit Union

Thu Mar 01 09:43:14 PST 2018

March is a good time to strike a deal on a boat purchase. Be sure you, your family, and your friends follow safe boating practices to help promote an incident-free return from each voyage.

The post Recreational Boating Safety appeared first on Tower Federal Credit Union.

Promoting Your Business

by Diamond Credit Union @ Diamond CU

Fri Feb 16 14:29:59 PST 2018

If you’re the owner of a small- to medium-sized business, you may find yourself searching for the best methods of promoting your business. Diamond’s Business Services Manager, Phil Fry, offered his advice on four of the most commonly asked questions regarding business promotion. How Important is Brand Identity? Brand identity is one of the most ... Continue Reading

The post Promoting Your Business appeared first on Diamond CU.

Should I Purchase Commercial Real Estate For My Growing Business?

by Diamond Credit Union @ Diamond CU

Thu Mar 22 14:58:05 PDT 2018

As a small business owner, whether you build websites, design jewelry, do bookkeeping, or jar your own tomato sauce, you will eventually face an important decision about the future of your business. Are ready to move your business from an at-home operation to a specialized office, manufacturing, or retail space? And are you better off ... Continue Reading

The post Should I Purchase Commercial Real Estate For My Growing Business? appeared first on Diamond CU.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

You and Your Investment Representative: A Relationship of Trust

by Brandon @ Tower Federal Credit Union

Wed Feb 07 12:35:59 PST 2018

Perhaps your doctor, lawyer, and accountant are trusted advisors. Through years of working with them, they have come to know your family and your particular needs. How about your investment representative?

The post You and Your Investment Representative: A Relationship of Trust appeared first on Tower Federal Credit Union.

Get Ready! What To Do Before Buying a House

by Diamond Credit Union @ Diamond CU

Fri Mar 02 13:54:05 PST 2018

Buying a new home is an exciting milestone but it can be full of uncertainty. To help first time home buyers through the process of buying their first home, Diamond Credit Union will be hosting a series of three Coffee House Talks. Join our area experts at the first event Preparing to Buy Your Home, for ... Continue Reading

The post Get Ready! What To Do Before Buying a House appeared first on Diamond CU.

5 Facts About Women and Money for International Women’s Day

by Chelsea Brennan @ Chime Banking

Thu Mar 08 14:46:51 PST 2018

Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]

The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.

Keeping Mobile Banking & Apps Safe on Your Smartphone

by Diamond Credit Union @ Diamond CU

Tue Mar 13 09:23:26 PDT 2018

Being able to handle financial “to-dos” like paying bills, repaying a friend, checking account balances, or transferring funds, while on the go, can be a lifesaver. For all the conveniences that mobile banking websites or apps have brought us, they also can open you up to foul play, if your smartphone is ever lost or ... Continue Reading

The post Keeping Mobile Banking & Apps Safe on Your Smartphone appeared first on Diamond CU.

Good Retirement Savings Habits

by Brandon @ Tower Federal Credit Union

Thu Mar 01 09:42:20 PST 2018

What can you start doing today to make that effort more productive, to improve your chances of ending up with more retirement money, rather than less?

The post Good Retirement Savings Habits appeared first on Tower Federal Credit Union.

How to Save Money When You Get a Windfall of Cash

by Jackie Lam @ Chime Banking

Mon Mar 19 16:02:11 PDT 2018

Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]

The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

The Problem with Overdraft Fees

by Paul Sisolak @ Chime Banking

Tue Mar 20 02:52:00 PDT 2018

“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]

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Five Things to Do Before Meeting With an Advisor

by Brandon @ Tower Federal Credit Union

Wed Feb 07 12:41:24 PST 2018

Americans' financial lives are increasingly complex. It's not unusual to have checking and savings accounts, a 401(k), IRAs, and other personal investments. Keeping track of all your savings and investments has prompted many individuals to seek guidance.

The post Five Things to Do Before Meeting With an Advisor appeared first on Tower Federal Credit Union.

Diamond Credit Union Helps Make the Reading Hospital Road Run a Success

by Diamond Credit Union @ Diamond CU

Fri Nov 10 14:30:30 PST 2017

On Sunday, October 15, 2017, over 600 runners participated in the Reading Hospital Road Run Half Marathon, 5K, and 1-Mile races which resulted in a hugely successful event. The Reading Hospital Road Run benefits the ‘Friends of the Reading Hospital,’ which is a nonprofit organization that funds programs to improve healthcare throughout the community. The ... Continue Reading

The post Diamond Credit Union Helps Make the Reading Hospital Road Run a Success appeared first on Diamond CU.

Phil Fry, Business Services Manager at Diamond Credit Union, Receives Exclusive Business Lending Certification

by Diamond Credit Union @ Diamond CU

Tue Nov 28 08:13:18 PST 2017

Diamond Credit Union is proud to announce that Phil Fry, Manager of the Business Services Division at Diamond Credit Union, has received the CUES Certificate of Business Lending. CUES is an international membership association focused 100% on credit union talent development. Successful completion of this program at the CUES School of Business Lending, is a ... Continue Reading

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How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Mon Mar 26 11:21:00 PDT 2018

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

Tue Mar 27 13:03:23 PDT 2018

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

Don’t Miss These Major Tax Changes for 2018

by Brandon @ Tower Federal Credit Union

Wed Feb 07 12:40:07 PST 2018

This year brings the most significant changes to federal tax law in more than 30 years.

The post Don’t Miss These Major Tax Changes for 2018 appeared first on Tower Federal Credit Union.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

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What Should You Do With Your Tax Refund?

by Brandon @ Tower Federal Credit Union

Thu Mar 01 09:41:43 PST 2018

Will you be receiving a tax refund this year? If so, you might want to think about the destiny of that money. Here are a few options to consider.

The post What Should You Do With Your Tax Refund? appeared first on Tower Federal Credit Union.