Regions Bank To Discontinue Payday Loan Program
NPR.org
Deposit advances are small, costly loans that bank customers take out between paychecks, and pay back automatically when a scheduled direct deposit comes through. Federal bank regulators cracked down on the products in December.
Your Guide to Direct Deposit During the Holidays
by rapid! PayCard @ rapid! PayCard
Thu Nov 16 05:07:27 PST 2017
The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More
rapid! PayCard Green Dot Announcement
by rapid! PayCard @ rapid! PayCard
Tue Jan 31 14:03:14 PST 2017
Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More
Here are lenders that approve payday loans on a weekend | finder.com
finder US
Short on cash on a Saturday? Getting a weekend payday loan is possible. Find out how to fund your weekend or recover here.
Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.
Social Security Direct Deposit Dates, confusing
AnandTech Forums: Technology, Hardware, Software, and Deals
I'm trying to help my parents on their finances and one thing has me really confused.The dates that they get their direct deposit from social...
Check may be in the mail, but still has to arrive by payday
Newsday
On occasion the Help Wanted column focuses on a single issue. Today's topic is direct deposit. DEAR CARRIE: My husband works for a security company that does not use direct deposit. The scheduled payd
This Is How Chime Gets You Paid Early
Chime Banking
At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our
PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
LoanNow: No Prepayment Penalties
by Miron Lulic @ LoanNow
Fri Aug 14 17:02:03 PDT 2015
Once you’ve received your loan funds, you enter the repayment period. Depending on the terms of your loan, you may or may not have a grace period during which no payments are due. If you’ve borrowed an installment loan, the repayment period includes installment payments due on specified dates, often one per month. Your installment loan from a direct lender will also have a final due date by which you’re expected to have repaid your loan in full.
No problems there. It’s also customary for lenders to impose late fees for missed installment payments. Customers expect this and accept
The post LoanNow: No Prepayment Penalties appeared first on LoanNow.
Bank Overdraft Policy Reform Is Overdue
by Miron Lulic @ LoanNow
Thu Aug 06 11:28:03 PDT 2015
Quickly – what lending product can charge 10x the average payday loan APR, yet makes up a 4x larger market? Give up? Bank overdraft fees.
That’s right. Nearly five years after federal rules designed to protect consumers went into effect, banks are still raking in the fees. And while strong progress to improve consumer safeguards and combat predatory lending across the board, banks seem to be getting overlooked as the proverbial wolves in sheep’s clothing.
Where Do Overdrafts Come From?
Overdrafts are a relatively new form of short-term credit that is touted by some of the most venerable and respectable … Read full article..
The post Bank Overdraft Policy Reform Is Overdue appeared first on LoanNow.
When Does Direct Deposit Go Through? | Patriot Software
Payroll Tips, Training, and News
If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?
Why every business should consider switching to electronic payroll
by rapid! PayCard @ rapid! PayCard
Thu Oct 05 05:37:57 PDT 2017
Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound, it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More
The Best Business Savings Account Rates in 2018
by Gabby Hyman @ MagnifyMoney
Fri Mar 23 05:00:40 PDT 2018
In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018
The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.
Where is my direct deposit?
Chime Banking - Support and FAQs
Chime never holds direct deposits and will always post your funds as soon as we receive them from your employer or benefits provider. The timing of your deposit is dependent on when your employer (...
2017 USAA Military Pay Deposit Dates
Military.com
Don’t forget that you can find all the updated 2017 military pay charts here at Military.com.Looking for information on the upcoming payday? See 1 November 2017 Military Pay for more information.
When will I get paid?
Grubhub for Drivers
Payments are sent on Thursdays via direct deposit. Payments reflect the amount you earned from Monday through Sunday of the previous week.It can take 3-5 days for some banks to process the payment....
The Best CD Rates – March 2018
by Nick Clements @ MagnifyMoney
Tue Mar 27 05:00:21 PDT 2018
Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018
The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.
Workday 30 Release a Success!
by jhoven @ Integrated Service Center
Tue Mar 20 13:39:00 PDT 2018
Over the weekend of March 10-11, Workday released their latest feature upgrades to the cloud-based HR/payroll system used by all UW employees. The scheduled, biannual maintenance (Workday performs major system upgrades twice a year) went smoothly, and though the expected downtime to accommodate the release was planned for Friday evening through Sunday evening, Workday was back up and running by Saturday morning at 11:00 am.
4 Companies Help You Get Paid for Your Work Now – Not Next Payday
MagnifyMoney
Cash flow crunch is sometimes the reason for a financial emergency, so four companies are looking to spare you from the need for a payday loan.
Weekend Payday Loans - Get Cash Right Now
LoanNow
Weekend payday loans can be a tough thing to find. But if you need money in a hurry, LoanNow may offer the best bet for you!
Time needed to process a payroll
Gusto
If you're paying your employees through direct deposit, you'll want to run your payroll 4 business days (excluding weekends and bank holidays) prior to your employee payday due to the standard Auto...
Wells Fargo's direct deposit advance - a good way to stay broke
AOL.com
Many of us have our paychecks directly deposited to our banking account. Many of us run out of money before payday. Now Well Fargo has gotten into the payday loan business with the direct deposit