DCR Strategies Inc. | TruCash Payment Solutions
We explore the differences between direct deposit and payroll prepaid cards and the potential benefits of choosing prepaid.
by Jackie Lam @ Chime Banking
Mon Mar 19 16:02:11 PDT 2018
Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]
Direct deposit automates payments and saves everybody money. See why it's popular and how you can use electronic payments.
If you’re already immersed in the Square Cash ecosystem, Square is adding support for yet another new feature to the app. In a tweet today, the company announced that the Cash app on iOS now suppor…
by Ben Luthi @ Chime Banking
Tue Mar 27 13:29:00 PDT 2018
Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]
The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.
Postmates Fleet Help Center
Once your account is activated, sign in to your Fleet Dashboard and link your bank account.Click here to link your bank account.Add Your Bank AccountPostmates requires a transactional bank acc...
Take advantage of direct deposit with select KeyBank accounts. Set up your direct deposit using a check number and routing number here.
by Due.com @ Chime Banking
Tue Mar 13 15:54:24 PDT 2018
Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]
The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.
If you're set up for a check payment method, you can change this to direct deposit from your Gusto account. We can only accept transactional bank accounts or prepaid debit cards for employee direct...
by Cat Alford @ Chime Banking
Mon Mar 12 15:50:20 PDT 2018
In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]
The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.
by Trent Rhode @ Off The Grid News
Mon Mar 26 22:05:57 PDT 2018
There are many foods that store well, and many foods that are super-nutritious or have high caloric value, but the number of foods that store well and are especially nutrient- and calorie-rich are much fewer. Calories without nutrients won’t satisfy your body, leading to continual hunger that will cause you to eat more calories ...
Can’t find free checking unless you sign up for direct deposit? Try this option.
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
Central National Bank - Waco
If you’re a business owner or manager looking to pay your employees with direct deposit, figuring out where to start can be a little tricky.
by Due.com @ Chime Banking
Tue Mar 06 14:42:00 PST 2018
Debt continues to be a problem among Americans of all ages and walks of life. In 2017, the total consumer debt among Americans rose 8.8 percent, to $3.827 trillion, setting a new record. The average household has a credit card balance of $15,654, and with total debts (including mortgages) of $131,431. With numbers consistently growing year over […]
The post The 10 Most Significant Obstacles Preventing Debt Elimination appeared first on Chime Banking.
by Steven Bragg @ Articles - AccountingTools
Wed Mar 28 16:21:00 PDT 2018
Such an accounting system can be used to determine where human resources costs are especially heavy or light in an organization. This information can be used to redirect employees toward those activities to which they can bring the most value. Conversely, the report can be used to identify those areas in which employee costs are too high, which may lead to a reduction in force or a reallocation of staff away from those areas.
A more comprehensive human resource accounting system goes beyond the simple tracking of employee-related costs, and addresses the following two additional areas:
- Budgeting. An organization's annual budget includes a component, in which is concentrated all employee costs being incurred from across the organization. By concentrating cost information by its nature, management can more clearly see the total impact of human resource costs on the entity.
- Employee valuation. Rather than looking at employees as costs, the system is redirected toward viewing them as assets. This can involve the assignment of values to employees based on their experience, education, innovativeness, leadership, and so forth. This can be a difficult area in which to achieve a verifiable level of quantification, and so may have limited value from a management perspective.
From an accounting perspective, the expense-based view of human resources is quite easy - employee costs from the various departments are simply aggregated into a report. The employee valuation approach is not a tenable concept for the accountant, since this is an internally-generated intangible asset, and so cannot be recorded in the accounting system.
by Jeanine Skowronski @ Chime Banking
Thu Mar 15 15:59:14 PDT 2018
Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]
The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.
by Mike Timmermann @ clark.com
Wed Mar 28 07:00:39 PDT 2018
If you're thinking about canceling cable or satellite TV to sign up for an affordable live TV streaming service, make sure that your internet connection can handle it.
by Paul Sisolak @ Chime Banking
Thu Mar 08 14:44:08 PST 2018
Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]
Direct Deposit – Investment Savings Bank. Simply call ISB at (814)944-0843 in Altoona, PA, or (814) 695-7551 in Duncansville, PA for secure deposits.
More employers in the U.S. are offering their employees reloadable payroll cards in lieu of issuing checks or direct deposits. There are, however, a wide variety of costs and risks associated with payroll cards
by Melanie Lockert @ Chime Banking
Mon Mar 26 11:21:00 PDT 2018
Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]
by trucash123 @ DCR Strategies Inc. | TruCash Payment Solutions
Thu Mar 15 12:19:56 PDT 2018
DCR Strategies teamed up with The Children’s Book Bank, a charitable organization whose mission is to provide free books and literacy support to children, to host a special book drive in order...
by Craig Johnson @ clark.com
Mon Mar 26 13:37:24 PDT 2018
As we have chronicled over the past several months, congressional scrutiny of the Equifax data breach has ebbed and flowed with the headlines.
Lasting consumer protections have been hard to come by for various reasons. But one of the more …
by Steven Bragg @ Articles - AccountingTools
Wed Mar 28 04:55:00 PDT 2018
Nonprofit accounting refers to the unique system of recordation and reporting that is applied to the business transactions engaged in by a nonprofit organization. A nonprofit entity is one that has no ownership interests, has an operating purpose other than to earn a profit, and which receives significant contributions from third parties that do not expect to receive a return. Nonprofit accounting employs the following concepts that differ from the accounting by a for-profit entity:
- Net assets. Net assets take the place of equity in the balance sheet, since there are no investors to take an equity position in a nonprofit.
- Donor restrictions. Net assets are classified as being either with donor restrictions or without donor restrictions. Assets with donor restrictions can only be used in certain ways, frequently being assigned only to specific programs. Assets without donor restrictions can be used for any purpose.
- Programs. A nonprofit exists in order to provide some kind of service, which is called a program. A nonprofit may operate a number of different programs, each of which is accounted for separately. By doing so, one can view the revenues and expenses associated with each program.
- Management and administration. Costs may be assigned to the management and administration classification, which refers to the general overhead structure of a nonprofit. Donors want this figure to be as low as possible, which implies that the bulk of their contributions are going straight to programs.
- Fund raising. Costs may be assigned to the fund raising classification, which refers to the sales and marketing activities of a nonprofit, such as solicitations, fund raising events, and writing grant proposals.
- Financial statements. The financial statements produced by a nonprofit entity differ in several respects from those issued by a for-profit entity. For example, the statement of activities replaces the income statement, while the statement of financial position replaces the balance sheet. Both for-profit and nonprofit entities issue a statement of cash flows. Finally, there is no nonprofit equivalent for the statement of stockholders' equity, since a nonprofit has no equity.
The Big Short, a movie and book about the housing crisis, garnered a lot of buzz throughout the U.S. since its limited December 2015 theatrical release. Adding to the momentum was an Oscar win for Best Adapted Screenplay. The movie has become so popular (and was Hollywood-approved in the first place) because the general sentiment in this country is that the financial sector is systematically corrupted by greed. While it’d be nice if there were some magical Easy button we could press at the polls to put people in place to fix these problems, we, the people are the only ones capable of creating change with our wallets. Here’s the basic premise: Taking your money out of the bank means you have to convert it to digital currencies to avoid stockpiling cash, which is a huge security risk unless you’re a bank or government. Converting your cash to digital currency without a bank can be accomplished with online payment services (PayPal, Google Wallet, Apple Pay, Bitcoin, World of Warcraft
At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our
After switching to a better bank, one of the first things you’ll want to do is set up direct deposit to get your paycheck automatically sent to your new account.
by Andy Macia @ SmallBizClub
Wed Mar 28 06:02:30 PDT 2018
Social media marketing has become an essential part of growing a business in today’s technologically adept world. There are so many people on social media these days, it makes a lot of sense to take your business directly to their feeds. You have a huge opportunity to take your brand to the next level by […]
The post Social Media Marketing: DIY vs. Hiring a Social Media Company appeared first on SmallBizClub.
X checking from Bank X offers simple checking and free online banking without fees. Bank real. Bank X.
Prepaid cards A prepaid debit card can serve as a budgeting tool or an all-out replacement for a bank account — and the best of these prepaid cards offer few…
Many employers use direct deposit to issue paychecks. However, this is a problem for employees without bank accounts, and in certain industries there are large numbers of “unbanked” workers. But you have some options about how to solve this problem.
Bank of Internet USA
Bank of Internet USA invites you to read answers to some of the questions most frequently asked about our innovative online banking products and services.
by Steven Bragg @ Articles - AccountingTools
Tue Mar 27 15:19:00 PDT 2018
Throughput is the number of units that pass through a process during a period of time. This general definition can be refined into the following two variations, which are:
- Operational perspective. Throughput is the number of units that can be produced by a production process within a certain period of time. For example, if 800 units can be produced during an eight-hour shift, then the production process generates throughput of 100 units per hour.
- Financial perspective. Throughput is the revenues generated by a production process, minus all completely variable expenses incurred by that process. In most cases, the only completely variable expenses are direct materials and sales commissions. Given the small number of expenses, throughput tends to be quite high, except for those situations in which prices are set only slightly higher than variable expenses.
For operations, throughput can be increased by enhancing the productivity of the bottleneck operation that is constraining production. For example, an additional machine can be purchased, or overtime can be authorized in order to run a machine for an extra shift. The key point is to focus attention on the productivity of the bottleneck operation. If other operations are improved, the overall throughput of the system will not increase, since the bottleneck operation has not been enhanced. This means that the key focus of investment in the production area should be on the bottleneck, not other operations.
For financial analysis, throughput can be increased by altering the mix of products being produced, to increase the priority on those products that have the highest throughput per minute of time required at the constrained resource. If a product has a smaller amount of throughput per minute, it can instead be routed to a third party for processing, rather than interfering with the bottleneck operation. As long as some positive throughput is gained by outsourcing, the result is an increased overall level of the throughput for the company as a whole.
Set up direct deposit with SunTrust and get faster access to your paychecks, social security benefits, and any other payments.
by Due.com @ Chime Banking
Tue Mar 27 13:03:23 PDT 2018
There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]
The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.
by Chelsea Brennan @ Chime Banking
Thu Mar 08 14:46:51 PST 2018
Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]
The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.
Service Business Blog with Resources, News, and Tips | Jobber Academy
Planning on hiring? Welcome to the world of payroll decisions. We’re going over the pros and cons of paying employees by check or direct deposit.