Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Landlord Insurance or Homeowners Insurance: Which Do I Need?

by ABC Bank @ ABC Bank

Wed Oct 12 13:15:37 PDT 2016

Landlord Insurance or Homeowners Insurance: Which has the coverage I need?   Keeping yourself covered is important.   All the money you've earned could be gone if you find yourself in a sticky situation where…

The post Landlord Insurance or Homeowners Insurance: Which Do I Need? appeared first on ABC Bank.

2017 Veterans Day Freebies, Retail Discounts, and Special Offers

by Ryan Guina @ The Military Wallet

Mon Nov 06 13:09:36 PST 2017

Veterans Day is a time to celebrate the service of those who have sacrificed so much to keep us safe. While military members don’t serve for recognition, it’s nice to know that many companies and organizations set aside a day to honor their service. This page lists a variety of Veterans Day offers for our [...]

Why every business should consider switching to electronic payroll

by rapid! PayCard @ rapid! PayCard

Thu Oct 05 05:37:57 PDT 2017

Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound,  it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Thu Mar 15 15:59:14 PDT 2018

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

Tell Your Children or Not??

by NurPractitioner @ Fertile Thoughts

Sat Mar 17 22:07:19 PDT 2018

Those of you who used/using an egg donor, have you or do you plan to tell your children that they are not biologically yours? I have always said that I was going to tell them from the beginning but now I am questioning what I will do. The more I think about all the complications with telling future...

Should Businesses Stop Accepting Cash?

by rapid! PayCard @ rapid! PayCard

Fri Aug 18 12:08:23 PDT 2017

Visa is paying out a jackpot to vendors willing to bet against old money, and roll the dice on cashless transactions. Visa will give $10,000 to 50 restaurants that pledge to go cashless. The new initiative, what Visa executive Jack Forestall calls “a journey to go cashless,” will incentivize vendors to rip off the bandaid of paper transactions and progress to a cashless system. The money can be used for marketing and updating point of sale technology to focus payment exclusively on credit and debit cards and electronic payment. Visa will select participating merchants in August. Cash remains the predominate method of payment, according to the Federal Reserve. A report... Read More

Your Guide to Direct Deposit During the Holidays

by rapid! PayCard @ rapid! PayCard

Thu Nov 16 05:07:27 PST 2017

The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More

Terminal Leave: Take it or Sell it Back? – Pros and Cons of Both Options

by Forrest Baumhover @ The Military Wallet

Thu Dec 14 20:44:58 PST 2017

There are any number of articles out in the web-space about whether you should take terminal leave upon retirement or separation, vice selling back your unused leave. Ryan Guina’s Cash Money Life article is a very good primer on why this should be considered on a case-by-case basis, and why each decision on whether to take terminal leave is a personal one.

LitePay folds after Litecoin Foundation refuses to contribute more funds

by Peter Terlato @ finder US

Tue Mar 27 10:18:48 PDT 2018

Litecoin approached LitePay regarding transparency issues. Soon after, the payments company shut down.

2017 Veterans Day Free Meals and Discounts – Over 100 Free Meals!

by Ryan Guina @ The Military Wallet

Fri Nov 10 06:53:31 PST 2017

Updated: Nov 11, 2017. Happy Veterans Day! There are many restaurants and companies who want to thank our veterans by providing them with discounts or a free meal. To those companies offering veterans a free meal or discount, the military community gives a collective thanks! Download a PDF of these Veterans Day free meals and [...]

How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Mon Mar 26 11:21:00 PDT 2018

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

rapid! PayCard Green Dot Announcement

by rapid! PayCard @ rapid! PayCard

Tue Jan 31 14:03:14 PST 2017

Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More

Top Reasons To Invest In Commercial Real Estate

by ABC Bank @ ABC Bank

Wed Sep 28 10:45:58 PDT 2016

We're not telling you what to do, all we're saying is commercial real estate tends to have great returns. Investment properties give you the opportunity to earn good returns (no - scratch that. GREAT returns). CRE provides…

The post Top Reasons To Invest In Commercial Real Estate appeared first on ABC Bank.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

Apple Pay Cash is Now Live — How Does it Work?

by rapid! PayCard @ rapid! PayCard

Tue Feb 13 15:11:25 PST 2018

Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More

7 Habits That Will Help You Lead a More Successful and Productive Life

by Due.com @ Chime Banking

Tue Mar 13 15:54:24 PDT 2018

Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]

The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.

Bizzarre results

by sussexmale @ Fertile Thoughts

Sun Mar 04 16:09:42 PST 2018

I am a 35 year old male. I Was trying for a baby and after 6 months with nothing happening i went to do a sperm test. Result come back as azoospermia. I was shocked and couldnt believe it as i have got a girl pregnant before. So i immediately do another test a few days later and was positive...

This Is Why Research On Behavioral Finance Won the Nobel Prize

by Cat Alford @ Chime Banking

Mon Mar 12 15:50:20 PDT 2018

In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]

The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.

Stag party

by JohnMcCormick @ Fertile Thoughts

Mon Mar 26 05:05:40 PDT 2018

I often go for bachelor parties. And I like that for every bachelor party we invite beautiful girls. We always address this site https://escortlondon.city/. They have experienced, proven girls. Always deliver a lot of positive emotions and impressions

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Cycles getting longer, surging LH six months after D&C...anyone?

by pachamama83 @ Fertile Thoughts

Mon Mar 05 16:39:52 PST 2018

This is quite a long story but I'll try to make it concise. I am going to a new RE this week but wanted to see if anyone is going through what I'm going through. Short story: cycles becoming alarmingly long. 38 days last month, 50 currently 7 months post d&c. High/ peak OPKs almost every day for...

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

6th IVF Failure at 43 (PG/MC MENTS) LONG POST

by lydiadietz @ Fertile Thoughts

Sat Mar 24 12:53:45 PDT 2018

Hi everyone- This is a long story so I apologize in advance and I appreciate anyone who takes the time to read this. I would just like to present as much of my history as I can. I�ve been lurking on these boards since I started treatment over 18 months ago and have found it so comforting, but...

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Rihanna unveils Fenty Beauty body glitter

by Amanda Swan @ finder US

Tue Mar 27 10:57:12 PDT 2018

All that glitters may not be gold, but everything Rihanna touches seems to turn to it.

The Problem with Overdraft Fees

by Paul Sisolak @ Chime Banking

Tue Mar 20 02:52:00 PDT 2018

“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]

The post The Problem with Overdraft Fees appeared first on Chime Banking.

Cycles getting longer, surging LH six months after D&C...anyone?

by pachamama83 @ Fertile Thoughts

Mon Mar 05 16:39:52 PST 2018

This is quite a long story but I'll try to make it concise. I am going to a new RE this week but wanted to see if anyone is going through what I'm going through. Short story: cycles becoming alarmingly long. 38 days last month, 50 currently 7 months post d&c. High/ peak OPKs almost every day for...

Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Thu Mar 08 14:44:08 PST 2018

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

Schedule a Check-up for Your Financial Life

by rapid! PayCard @ rapid! PayCard

Fri May 05 09:13:33 PDT 2017

Most of us are diligent about maintaining the various aspects of our life. We swap out the batteries on our smoke detectors with regularity; we schedule annual physicals, and get our car’s oil changed based on the manufacturer’s mileage recommendation. Still, many of us tend to take better care of our cars than we do our financial life. The irony being, an un-tended financial life can break down just as assuredly as an under-serviced automobile. It can run out of gas, but it can also seize up and need a roadside tow. In short, a well-examined financial life is worth exploring. 1. Schedule. Set a recurring point in time for... Read More

RAPIDS Appointment Scheduler User Guide – Schedule Your Military ID Card Appointment Online

by Ryan Guina @ The Military Wallet

Mon Nov 27 11:51:53 PST 2017

Getting a new military ID card can be a simple process if you’re on active duty. You can usually just go to your base personnel office or Pass & ID center during office hours, sign up on the waiting list, and get a new card issued within the hour. But you may need to schedule [...]

National Teach Children to Save Day

by rapid! PayCard @ rapid! PayCard

Mon Apr 24 07:00:35 PDT 2017

Like any company that provides technology to make life easier, we examine the millennial demographic. They are the population sector interested in options – from ways to communicate, to ways to bank. In their April 2016, article, Pew Research Center cited estimates by the U.S. Census Bureau that millennials have now “surpassed Baby Boomers as the nation’s largest living generation”. A powerful consumer force, the members of this group are working “real jobs” and building careers. They are open to alternatives. They also need them as they don’t typically comply with traditional banking methods. Per rapid! PayCard’s October 2016 article about banking options for millennials and the flexibility of getting... Read More

Is FertilAid good for Men to Enhance Fertility?

by krafa @ Fertile Thoughts

Sun Mar 18 06:27:42 PDT 2018

I'm thinking about purchasing fertilaid for men, count boost, and sperm boost, to see if it helps my husbands situation out. I'd love to hear anything the good the bad and the ugly about these supplements??

6th IVF Failure at 43 (PG/MC MENTS) LONG POST

by lydiadietz @ Fertile Thoughts

Sat Mar 24 12:53:45 PDT 2018

Hi everyone- This is a long story so I apologize in advance and I appreciate anyone who takes the time to read this. I would just like to present as much of my history as I can. I�ve been lurking on these boards since I started treatment over 18 months ago and have found it so comforting, but...

Acupuncture First Trimester

by Lilacs @ Fertile Thoughts

Thu Mar 08 09:16:55 PST 2018

Hello, I am about 8 weeks. I had acupuncture in my last pregnancy in the last trimester only. Has anyone gone to acupuncture this early in the pregnancy? Is it safe? Thanks.

5 Creative Habits That Will Keep Your Finances On Track

by Ben Luthi @ Chime Banking

Tue Mar 27 13:29:00 PDT 2018

Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]

The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.

February Angels

by SC-Sherb @ Fertile Thoughts

Tue Mar 27 08:06:47 PDT 2018

I apologize for not posting the February Angels. We moved and things have been extremely chaotic. Again, my sincerest apologies and your Angels have not been forgotten. I am posting this February Angel thread and listing all the Angels. Blessed (Taunja), mommy to Joshua David, b February 2,...

New KKW Beauty x Mario makeup collection to drop next week

by Helen Champion @ finder US

Tue Mar 27 12:28:37 PDT 2018

The decade-long friendship between Kim Kardashian West and her makeup artist culminates in a killer collaboration coming out next week.

POI and thin lining for IVF

by madeline85 @ Fertile Thoughts

Tue Mar 20 13:55:13 PDT 2018

Hi all, I am new on here and wanted to see if anyone had been through or is going through what I am. I was diagnosed with Premature Ovarian Insufficiency years ago and am currently trying to do IVF with donor eggs. I started my meds (Lupron shots, estrogen patches, pills and estradiol shots) 11...

How P2P Payment is Changing Personal Finance

by rapid! PayCard @ rapid! PayCard

Wed Sep 13 13:18:58 PDT 2017

Emerging Peer-to-peer payment technology is growing in popularity, and will soon make back-of-napkin IOUs obsolete. Peer-to-peer payment, also known as P2P payment, is online technology that allows users to transfer funds from a bank account or credit card via the internet or mobile phone. One study found that nearly a quarter of mobile users sent money to another person from an app in 2016 — this statistic nearly triples when it comes to the millennial generation. The growing trend of P2P payment is just another chapter in 21st century technological augmentation of traditional services. Whether it’s ridesharing, online shopping, or P2P payment, consumers are foregoing tradition, and choosing digital alternatives... Read More

Stag party

by JohnMcCormick @ Fertile Thoughts

Mon Mar 26 05:05:40 PDT 2018

I often go for bachelor parties. And I like that for every bachelor party we invite beautiful girls. We always address this site https://escortlondon.city/. They have experienced, proven girls. Always deliver a lot of positive emotions and impressions

How To Position A Small Rental Space to Appeal to Applicants

by ABC Bank @ ABC Bank

Fri Sep 09 14:00:13 PDT 2016

If your rental space is small, don't get discouraged. There are a few things you can do to show people that with a little creativity and a few design hacks - this space is as…

The post How To Position A Small Rental Space to Appeal to Applicants appeared first on ABC Bank.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

February Angels

by SC-Sherb @ Fertile Thoughts

Tue Mar 27 08:06:47 PDT 2018

I apologize for not posting the February Angels. We moved and things have been extremely chaotic. Again, my sincerest apologies and your Angels have not been forgotten. I am posting this February Angel thread and listing all the Angels. Blessed (Taunja), mommy to Joshua David, b February 2,...

Acupuncture First Trimester

by Lilacs @ Fertile Thoughts

Thu Mar 08 09:16:55 PST 2018

Hello, I am about 8 weeks. I had acupuncture in my last pregnancy in the last trimester only. Has anyone gone to acupuncture this early in the pregnancy? Is it safe? Thanks.

Bizzarre results

by sussexmale @ Fertile Thoughts

Sun Mar 04 16:09:42 PST 2018

I am a 35 year old male. I Was trying for a baby and after 6 months with nothing happening i went to do a sperm test. Result come back as azoospermia. I was shocked and couldnt believe it as i have got a girl pregnant before. So i immediately do another test a few days later and was positive...

How to Prepare Your Taxes & File Your Tax Return – (Possibly for Free!)

by Ryan Guina @ The Military Wallet

Tue Feb 13 09:14:10 PST 2018

Thank you H&R Block for sponsoring this post. While this was a sponsored opportunity from H&R Block, all content and opinions expressed here are my own. Filing your taxes isn’t always fun. But it doesn’t have to be a complicated process or take a long time. If your situation is fairly basic, you can file [...]

Tell Your Children or Not??

by NurPractitioner @ Fertile Thoughts

Sat Mar 17 22:07:19 PDT 2018

Those of you who used/using an egg donor, have you or do you plan to tell your children that they are not biologically yours? I have always said that I was going to tell them from the beginning but now I am questioning what I will do. The more I think about all the complications with telling future...

Is FertilAid good for Men to Enhance Fertility?

by krafa @ Fertile Thoughts

Sun Mar 18 06:27:42 PDT 2018

I'm thinking about purchasing fertilaid for men, count boost, and sperm boost, to see if it helps my husbands situation out. I'd love to hear anything the good the bad and the ugly about these supplements??

How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

Tue Mar 27 13:03:23 PDT 2018

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

The growing gig economy, and what that means for electronic payment

by rapid! PayCard @ rapid! PayCard

Fri Aug 04 11:09:31 PDT 2017

Millions of Americans have jobs with little security, no benefits and irregular pay — and they love it. The gig economy is a booming business model that has changed the way employees make money. Gig work translates entrepreneurial spirit into earnings with no strings attached — whether that is to break into a new field, earn extra income for saving and investment, or make some weekend spending money. Nearly a third of the working population have a gig, according to Investopedia. Either as a primary means of income, or as a supplementary job, gigs allow flexibility in employment for a generation characterized by adaptability. This model is especially attractive to... Read More

What’s Happening at ABC Bank!

by ABC Bank @ ABC Bank

Wed Aug 24 08:45:36 PDT 2016

ABC Bank is growing and keeping busy - We have a lot going on!   We've had a usual busy summer and are enjoying what's approaching as the summer comes to a close and fall…

The post What’s Happening at ABC Bank! appeared first on ABC Bank.

POI and thin lining for IVF

by madeline85 @ Fertile Thoughts

Tue Mar 20 13:55:13 PDT 2018

Hi all, I am new on here and wanted to see if anyone had been through or is going through what I am. I was diagnosed with Premature Ovarian Insufficiency years ago and am currently trying to do IVF with donor eggs. I started my meds (Lupron shots, estrogen patches, pills and estradiol shots) 11...