Members Win One-of-a-Kind Motorcycle!

by Ruth @ Linn Area Credit Union

Thu Oct 26 09:17:54 PDT 2017

Linn Area Credit Union members Don and Tina Schminkey are enjoying two new motorcycles after they won a 2017 Harley-Davidson Road Glide in the 2017 Motor Madness raffle. When Don and Tina bought a new Suzuki Can-Am Side by Side 30 at Metro Harley-Davidson Suzuki Can-Am, they also picked up some $10 Motor Madness raffle […]

The post Members Win One-of-a-Kind Motorcycle! appeared first on Linn Area Credit Union.

4 Easy Ways to Simplify Money Management

by Green Dot @ Green Dot Blog

Thu Mar 08 11:01:12 PST 2018

Money management can seem like an impossible challenge, especially if you have a ton of bills or feel like you’re just not bringing home enough money. Luckily, anyone can regain control of their finances with just a few simple tools like direct deposit and reloadable prepaid debit cards.

The post 4 Easy Ways to Simplify Money Management appeared first on Green Dot Blog.

Giveback Facebook Contest Post 2018

by Elliott @ Workers Credit Union

Thu Mar 15 00:00:10 PDT 2018

Workers annual Giveback deposit is coming and we want to get the party started by giving away $1,000* to 3 lucky members! Starting March 22nd we will pick a winner each week leading up the GiveBack deposit on April 5th. To enter, Like and Share this post. What are you waiting for, do it! *2018 […]

The post Giveback Facebook Contest Post 2018 appeared first on Workers Credit Union.

Learning To Be Still In The Moment

by SimplySave @ Simply Save

Sat Apr 08 16:15:37 PDT 2017

I’m long overdue for a blog post and update. London was awesome, including a day and night in Paris. Got home a few days before the terrorist attacks at Parliament, so that was a bit unsettling. Just a few days… Continue Reading →

The post Learning To Be Still In The Moment appeared first on Simply Save.

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Question Everything

by SimplySave @ Simply Save

Mon Feb 20 12:30:26 PST 2017

I’ve become a bit of a skeptic. It seems that for the past year or so, my mantra has become “Question Everything.” We buy things without even thinking about why we’re buying it, if we need it, or if it… Continue Reading →

The post Question Everything appeared first on Simply Save.

It’s time payment systems caught up with the demands of the gig economy

by rapid! PayCard @ rapid! PayCard

Tue Feb 13 16:10:28 PST 2018

Is your payment system ready for the gig economy or are you just a big wannabe? According to a Forbes article, 35 percent of the workforce have a gig, and collectively they earned $1 trillion from ad hoc work last year. But, freelance workers, who have come to expect payment as instantaneous as their work, are turning their noses up at outdated companies that can’t keep up. If you’re still mailing checks, might as well be using the Pony Express as far as tech-savvy gig workers are concerned. We are on the precipice of a major sea change, and the traditional employment model is quickly becoming as outdated as the... Read More

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

What I Watched & Read: February 2017

by SimplySave @ Simply Save

Wed Mar 01 16:12:18 PST 2017

*This post contains affiliate links.  Big Magic: Creative Living Beyond Fear by Elizabeth Gilbert This has been on my list for a long time and my blogging friend Emilie from Burke Does sent it to me a few months ago.… Continue Reading →

The post What I Watched & Read: February 2017 appeared first on Simply Save.

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

Wed Feb 21 05:10:38 PST 2018

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

Service Credit Union donates to the N.H. Food Bank

by Lori Holmes @ Service Credit Union

Fri Dec 22 08:49:58 PST 2017

Service Credit Union donated $10,000 and 1,326 pounds of food to the New Hampshire Food Bank, a program of Catholic Charites NH, in order to help the citizens of New Hampshire. Service Credit Union President/CEO David Van Rossum recently presented the check to New Hampshire Food Bank Executive Director Eileen Groll Liponis to help keep […]

Trailer Financing for Bad Credit (or No Credit) Borrowers

by Katie Spence @ First Quarter Finance

Mon Mar 26 16:00:15 PDT 2018

Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]

The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.

That whole “when one door closes, another one opens” thing…

by SimplySave @ Simply Save

Thu Feb 16 15:54:32 PST 2017

Something that has been on my mind lately… It’s been almost 2 years, so don’t love that I keep harping on about my unsuccessful attempt at my dream job (you can read about that here) but it was clearly a… Continue Reading →

The post That whole “when one door closes, another one opens” thing… appeared first on Simply Save.

Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared

by Kathrina Bognot @ First Quarter Finance

Tue Mar 27 16:00:56 PDT 2018

Discount Tire may be the largest independent tire retailer but it’s certainly not the only one. We have the list of tire retailers, including: Big O Tires, Costco Tires, NTB, Pep Boys, Sears Auto Center, Tire Discounters, and Walmart Auto Care Center. We break down the brands and services offered as well as a general […]

The post Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared appeared first on First Quarter Finance.

4 Misconceptions About Married Couples and Separate Bank Accounts

by Latoya Scott @ Life and a Budget

Sun Jan 28 18:04:07 PST 2018

  If there’s one thing that annoys me, it’s when self-righteous folks tell other folks what they think they should do with their money as if their opinion is the only opinion that is valid. It’s one thing to offer advice, but it’s another to browbeat someone because they had the gall to decide toView Post

The post 4 Misconceptions About Married Couples and Separate Bank Accounts appeared first on Life and a Budget.

National Teach Children to Save Day

by rapid! PayCard @ rapid! PayCard

Mon Apr 24 07:00:35 PDT 2017

Like any company that provides technology to make life easier, we examine the millennial demographic. They are the population sector interested in options – from ways to communicate, to ways to bank. In their April 2016, article, Pew Research Center cited estimates by the U.S. Census Bureau that millennials have now “surpassed Baby Boomers as the nation’s largest living generation”. A powerful consumer force, the members of this group are working “real jobs” and building careers. They are open to alternatives. They also need them as they don’t typically comply with traditional banking methods. Per rapid! PayCard’s October 2016 article about banking options for millennials and the flexibility of getting... Read More

rapid! PayCard Green Dot Announcement

by rapid! PayCard @ rapid! PayCard

Tue Jan 31 14:03:14 PST 2017

Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More

5 Steps to Safeguard Your Financial Data From Thieves

by Elliott @ Workers Credit Union

Wed Mar 14 11:26:40 PDT 2018

Most people leave a trail of data nearly everywhere they go. Some of that data links to critical information, such as bank and credit card accounts. Hackers want access to that information and are constantly deploying new tactics to steal that data from unsuspecting consumers. You don’t have to make it easy for them. These […]

The post 5 Steps to Safeguard Your Financial Data From Thieves appeared first on Workers Credit Union.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

Fri Mar 23 06:18:31 PDT 2018

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

Apple Pay Cash is Now Live — How Does it Work?

by rapid! PayCard @ rapid! PayCard

Tue Feb 13 15:11:25 PST 2018

Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More

To Lease or To Finance: That is the Question!

by Elliott @ Workers Credit Union

Mon Feb 26 09:52:59 PST 2018

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a auto loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing. On the surface, the differences between leasing and buying a vehicle seem fairly straightforward. Leasing […]

The post To Lease or To Finance: That is the Question! appeared first on Workers Credit Union.

Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil)

by Bryan Cockfield @ First Quarter Finance

Sun Mar 25 16:00:23 PDT 2018

Automotive undercoating is important to help prevent rust and corrosion, especially in colder climates. Oil-based products like Krown Rust Control, NH Oil Undercoating, and Fluid Film are three popular and effective undercoating brands. “Traditional” undercoating offered by dealerships on new cars isn’t necessarily the same thing and does not prevent rust in the long term. […]

The post Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil) appeared first on First Quarter Finance.

A Guide to Tax Extensions: What Are They and Who Benefits from Them?

by Green Dot @ Green Dot Blog

Mon Mar 19 09:50:32 PDT 2018

The deadline to submit your taxes this year is April 17th. Or is it? You can request an extension on your taxes if you are unable to submit them by the April deadline. If you receive an extension, you’ll have until October 15th to file your returns. While an extension on your taxes might seem like a good idea, if […]

The post A Guide to Tax Extensions: What Are They and Who Benefits from Them? appeared first on Green Dot Blog.

Educators launches a new Money Market account

by Brad @ Educators Credit Union

Thu Mar 01 07:00:55 PST 2018

Educators Credit Union has a great new opportunity for members to get a higher interest rate on their savings! Introducing Educators Premium Money Market and IRA Premium Money Market accounts. Here’s how it works: Open a Premium Money Market share with a $10,000 deposit1. Increase the APY2 as you increase the balance. The Money Market rates are tied to the … Read more »

The post Educators launches a new Money Market account appeared first on Educators Credit Union.

SCU to offer assistance for those affected by a government shutdown

by Lori Holmes @ Service Credit Union

Sat Jan 20 05:00:06 PST 2018

Service Credit Union is committed to helping its members who are affected during the government shutdown. For those with direct deposit, Service Credit Union will post credits to members based on the postings nearest to January 1, 2018. The credit of that amount will take place on or before February 1, 2018. This will apply […]

Great Money Resolutions for the New Year

by Carolyn Pittman @ Service Credit Union

Wed Dec 27 08:00:39 PST 2017

It’s that time of year again, recovering from the indulgences of the holidays, looking over the past year, breaking out the new calendar, and planning to do better in all aspects of life in the coming year. One of the most popular resolutions is to be better with money. The challenge, of course, is sticking […]

Athol Facebook Contest

by Elliott @ Workers Credit Union

Wed Mar 07 08:08:38 PST 2018

When: Thursday March 8th thru Friday March 16th Pick contest winners: March 19th by 3pm Prize: Two(2) Gift cards to the 110 Grill for $50 Post: We want to celebrate the grand opening of our newest branch in Athol by treating two lucky winners to dinner! Post a selfie of you and our new window […]

The post Athol Facebook Contest appeared first on Workers Credit Union.

3 Easy Ways to Bounce Back From Holiday Overspending

by Latoya Scott @ Life and a Budget

Fri Dec 29 16:06:39 PST 2017

  The holiday frenzy is finally over and some of you may be sitting on the couch looking like Mad Dog because you’ve 1) Overspent or  2) You’ve gone into debt all because of the holidays. But guess what? There’s no judgment here. I know exactly how you feel because I used to do theView Post

The post 3 Easy Ways to Bounce Back From Holiday Overspending appeared first on Life and a Budget.

Why every business should consider switching to electronic payroll

by rapid! PayCard @ rapid! PayCard

Thu Oct 05 05:37:57 PDT 2017

Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound,  it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Thu Mar 08 14:44:08 PST 2018

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

Tue Mar 27 13:03:23 PDT 2018

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

February Wealth News

by Elliott @ Workers Credit Union

Tue Feb 27 10:57:48 PST 2018

Consumer Sense Information from Workers Credit Union’s Retirement Planning & Investment Center through CFS* to help keep your financial life in balance. Tax-Saving Tips As tax filing season begins for 2017 we are reminded how we could have effectively lowered our taxable income. Start your 2018 tax planning with some helpful tips. Donate to your […]

The post February Wealth News appeared first on Workers Credit Union.

How P2P Payment is Changing Personal Finance

by rapid! PayCard @ rapid! PayCard

Wed Sep 13 13:18:58 PDT 2017

Emerging Peer-to-peer payment technology is growing in popularity, and will soon make back-of-napkin IOUs obsolete. Peer-to-peer payment, also known as P2P payment, is online technology that allows users to transfer funds from a bank account or credit card via the internet or mobile phone. One study found that nearly a quarter of mobile users sent money to another person from an app in 2016 — this statistic nearly triples when it comes to the millennial generation. The growing trend of P2P payment is just another chapter in 21st century technological augmentation of traditional services. Whether it’s ridesharing, online shopping, or P2P payment, consumers are foregoing tradition, and choosing digital alternatives... Read More

95 Lifestyle Improvement Tips for Busy Women and Moms

by Latoya Scott @ Life and a Budget

Sun Jan 21 18:30:53 PST 2018

  The older you get, the more life changes and  I’ve realized that resisting changes and refusing to grow just isn’t any fun. At all. The last two years life has thrown some amazing curveballs at a sistah, but I, for a fact, am not going down without a good fight. I’m willing to doView Post

The post 95 Lifestyle Improvement Tips for Busy Women and Moms appeared first on Life and a Budget.

Bank Smart and Get Rewarded—Like Our Sweepstakes Winners!

by Green Dot @ Green Dot Blog

Fri Mar 09 16:14:45 PST 2018

Since the start of our $5,000 Payday Bonus Sweepstakes in 2016, we’ve awarded 75 winners with a total of $375,000 in prize money! And we haven’t stopped there—we’re STILL adding new winners every week because we love our cardholders! But this isn’t just about money for us; we really want to get to know our […]

The post Bank Smart and Get Rewarded—Like Our Sweepstakes Winners! appeared first on Green Dot Blog.

Top 10 FAQs for Student Veterans

by MilitaryBenefits @ Military Benefits

Mon Mar 05 08:45:02 PST 2018

The Top 10 Frequently Asked Questions for Student Veterans including GI Bill benefits, receiving college credit for military training, eligibility and more. Do I qualify for the Post 9/11 GI Bill? To qualify for the Post 9/11 GI Bill, applicants must have 90 days minimum active duty service after Sept. 10, 2001, and are still […]

Should Businesses Stop Accepting Cash?

by rapid! PayCard @ rapid! PayCard

Fri Aug 18 12:08:23 PDT 2017

Visa is paying out a jackpot to vendors willing to bet against old money, and roll the dice on cashless transactions. Visa will give $10,000 to 50 restaurants that pledge to go cashless. The new initiative, what Visa executive Jack Forestall calls “a journey to go cashless,” will incentivize vendors to rip off the bandaid of paper transactions and progress to a cashless system. The money can be used for marketing and updating point of sale technology to focus payment exclusively on credit and debit cards and electronic payment. Visa will select participating merchants in August. Cash remains the predominate method of payment, according to the Federal Reserve. A report... Read More

What You Need to Know About the New Tax Laws

by Green Dot @ Green Dot Blog

Wed Mar 14 11:50:03 PDT 2018

If you’ve been wondering how the new tax laws will affect you going forward, we’ve got you covered. A number of changes have been put into place, most of which will affect you during the following 2018 tax year, although there are some changes that will apply to the current 2017 tax season. Because each […]

The post What You Need to Know About the New Tax Laws appeared first on Green Dot Blog.

Service Credit Union named top CU Direct auto lender

by Lori Holmes @ Service Credit Union

Fri Feb 23 08:19:49 PST 2018

Service Credit Union (SCU) was named the top auto lender in the New England/New York region and 10th nationally for 2017 by CU Direct. CU Direct works with auto dealers and credit unions throughout the U.S. to streamline the auto buying process. Last year, the credit union funded more than 21,000 auto loans at approximately […]

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Tune in to MTV, MTV2, VH1, and Comedy Central and catch our new ad!

by Green Dot @ Green Dot Blog

Tue Mar 06 10:24:19 PST 2018

We just unveiled a new 0:15 second ad on ComedyCentral, MTV, MTV2, and VH1! Check it out below, feel free to share, and be sure to tune in to catch it on-air!

The post Tune in to MTV, MTV2, VH1, and Comedy Central and catch our new ad! appeared first on Green Dot Blog.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

Let’s Bring Kindness Back

by SimplySave @ Simply Save

Thu Feb 09 16:15:22 PST 2017

I don’t love Valentine’s Day. Even when I’m in a relationship. In my opinion it’s a highly commercialized holiday, just another money-making industry. I feel like we should show people that we love and care about them all year long.… Continue Reading →

The post Let’s Bring Kindness Back appeared first on Simply Save.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Service Credit Union to offer assistance for those affected by a Government Shutdown

by Lori Holmes @ Service Credit Union

Wed Dec 06 08:39:27 PST 2017

Service Credit Union is committed to helping its members in the event of a government shutdown by covering the December mid-month payroll and offering a 0% loan. If the shutdown occurs and the Defense Finances and Accounting Services (DFAS) does not pay mid-month payrolls, Service Credit Union will post credits to members based on the […]

SSI Social Security Benefits Payment Schedule: April 2018

by Green Dot @ Green Dot Blog

Mon Mar 26 07:44:48 PDT 2018

There are a variety of methods for receiving your Supplemental Security Income (SSI) monthly payments, but did you know that you can get those payments direct deposited onto your Green Dot card? Customers with Green Dot prepaid cards may get their direct deposits faster. Here’s the estimated Social Security SSI payment schedule calendar for Green Dot customers – April 2018: 1: […]

The post SSI Social Security Benefits Payment Schedule: April 2018 appeared first on Green Dot Blog.

How 7 Women Got Their Spouses On Board to Pay Off Debt

by Latoya Scott @ Life and a Budget

Sun Feb 04 18:00:54 PST 2018

  I’m going to start this thing with a little truth bomb — sometimes it’s you, not them. And no, this isn’t an attack, it’s just a fact that many of us need to come to terms with if we really want to help ourselves and improve our finances. So, you’re having trouble getting yourView Post

The post How 7 Women Got Their Spouses On Board to Pay Off Debt appeared first on Life and a Budget.

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Thu Mar 15 15:59:14 PDT 2018

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

Explor-a-Mortgage, Part 1

by Jan @ Linn Area Credit Union

Wed Jul 06 09:11:39 PDT 2016

When was the last time you refinanced your home? Were interest rates lower or higher? If you don’t know, then you should take a look at your mortgage paperwork. It might be totally worth your while! My interest (pun intended!) in this is very personal. My husband and I refinanced about four years ago, and […]

The post Explor-a-Mortgage, Part 1 appeared first on Linn Area Credit Union.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Mon Mar 12 07:40:38 PDT 2018

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

The growing gig economy, and what that means for electronic payment

by rapid! PayCard @ rapid! PayCard

Fri Aug 04 11:09:31 PDT 2017

Millions of Americans have jobs with little security, no benefits and irregular pay — and they love it. The gig economy is a booming business model that has changed the way employees make money. Gig work translates entrepreneurial spirit into earnings with no strings attached — whether that is to break into a new field, earn extra income for saving and investment, or make some weekend spending money. Nearly a third of the working population have a gig, according to Investopedia. Either as a primary means of income, or as a supplementary job, gigs allow flexibility in employment for a generation characterized by adaptability. This model is especially attractive to... Read More

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 05 05:10:18 PST 2018

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

How to Manage Bills as a Married Couple So You’ll Both Love Your Budget

by Latoya Scott @ Life and a Budget

Sat Feb 10 18:30:21 PST 2018

  So, you’re trying to figure out how to manage bills as a married couple, huh? This is one of the first dilemmas many married couples face, simply figuring out how to divvy up the bills. Do you do this thing together, based on how much one gets paid, or something else? What starts outView Post

The post How to Manage Bills as a Married Couple So You’ll Both Love Your Budget appeared first on Life and a Budget.

Keeping You in the Green

by Kathleen @ Linn Area Credit Union

Tue Mar 28 13:28:00 PDT 2017

The month of March is all about the green. You’ve got St. Patrick’s Day, the first day of spring, and it’s also National Credit Education Month. So it’s a great time to take a look at your credit report and see what you can do to improve it! You probably already know that your credit […]

The post Keeping You in the Green appeared first on Linn Area Credit Union.

A Roadmap to Repairing Your Credit

by Jason @ Green Dot Blog

Wed Feb 28 10:01:10 PST 2018

A good credit score isn’t required for survival, but it can make certain life events easier, whether you’re buying your first home, purchasing a car or renting an apartment. If your credit score has suffered over the years, you don’t have to resign yourself to living without credit or pay a hefty sum of money […]

The post A Roadmap to Repairing Your Credit appeared first on Green Dot Blog.

What IS Minimalism?

by SimplySave @ Simply Save

Mon Jan 23 15:26:08 PST 2017

I am so thrilled and excited that many of my “non-minimalist” friends have watched the Minimalism documentary and seemed to really enjoy it. Even if you’re not into minimalism, this film is really just about living with intention. Anyone can take… Continue Reading →

The post What IS Minimalism? appeared first on Simply Save.

How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Mon Mar 26 11:21:00 PDT 2018

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

Judy Lawrence of MoneyTracker.com: Learning How to Manage Money and Taking Control of Your Personal Finances

by Green Dot @ Green Dot Blog

Thu Mar 15 06:16:12 PDT 2018

Judy Lawrence is the author of The Budget Kit (6th Ed.) and founder of MoneyTracker.com.  As a money coach, Judy’s goal is to empower people to master their budgets and shift to “thriving” instead of “surviving.” She recently sat down with us to dispense some valuable advice about budgeting, paying off (and staying out of) debt, and saving money […]

The post Judy Lawrence of MoneyTracker.com: Learning How to Manage Money and Taking Control of Your Personal Finances appeared first on Green Dot Blog.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

EXTENDED THROUGH SATURDAY 6 Days. 6 Great Offers.

by Elliott @ Workers Credit Union

Thu Mar 08 00:00:44 PST 2018

Join us as we celebrate the opening of our newest branch located in Athol, MA! All week we will be giving away cell phone wallets, camping chairs, and gift cards just for opening an account or trying out our tech bar. Of course, the offers are only good while supplies last so come on down […]

The post EXTENDED THROUGH SATURDAY </br>6 Days. 6 Great Offers. appeared first on Workers Credit Union.

SCU AVP Donnelly receives Young Professional Award

by Lori Holmes @ Service Credit Union

Wed Nov 01 14:03:44 PDT 2017

Portsmouth, NH – The Cooperative Credit Union Association (CCUA) recently presented Service Credit Union Assistant Vice President of the Contact Center Dennis Donnelly with the Young Professionals Award of Excellence. The award signifies a young professional who best demonstrates a commitment to the values and principles defining the credit union’s mission. Donnelly was one of […]

26 Strategies to Boost Your Spring Break Savings

by Green Dot @ Green Dot Blog

Wed Mar 21 11:26:35 PDT 2018

Warmer weather is around the corner, which means it’s time for some fun! Whether your children are home from school during spring break or you’d like to do something special for yourself, saving up some extra cash now will help keep your budget on track. These 26 strategies will help boost your savings, allowing you to enjoy […]

The post 26 Strategies to Boost Your Spring Break Savings appeared first on Green Dot Blog.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Get FREE Checking, Get $50!

by Jan @ Linn Area Credit Union

Mon Apr 11 11:59:13 PDT 2016

We know, we know! No one really wants to move their checking account. It’s such a chore! But let’s weigh the short-term pain against the long-term gain. If you don’t have a Linn Area checking account, take a good hard look what you DO have. Are you paying a monthly maintenance fee? Are you paying […]

The post Get FREE Checking, Get $50! appeared first on Linn Area Credit Union.

How to Save Money When You Get a Windfall of Cash

by Jackie Lam @ Chime Banking

Mon Mar 19 16:02:11 PDT 2018

Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]

The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

Wed Feb 28 05:10:52 PST 2018

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

The Problem with Overdraft Fees

by Paul Sisolak @ Chime Banking

Tue Mar 20 02:52:00 PDT 2018

“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]

The post The Problem with Overdraft Fees appeared first on Chime Banking.

What I Watched & Read: January 2017

by SimplySave @ Simply Save

Tue Jan 31 15:44:22 PST 2017

*This post contains affiliate links. What I Watched Minimalism: A Documentary About The Important Things I’ve long loved The Minimalists, their blog, books, and podcast, but I got burnt out. Which is why it took me months to finally watch… Continue Reading →

The post What I Watched & Read: January 2017 appeared first on Simply Save.

Collateral Loans & Hard Money Loans for Bad Credit: List of Providers

by Ellen Seltz @ First Quarter Finance

Wed Mar 21 16:00:54 PDT 2018

Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]

The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.

Make Space For What You Love

by SimplySave @ Simply Save

Thu Mar 09 16:44:03 PST 2017

Last summer I downsized to a fairly small house. (More about that here.) My previous house wasn’t huge or anything, but for one solo minimalist, it was starting to feel pretty big. My last house was 1,000 sq. ft with… Continue Reading →

The post Make Space For What You Love appeared first on Simply Save.

Schedule a Check-up for Your Financial Life

by rapid! PayCard @ rapid! PayCard

Fri May 05 09:13:33 PDT 2017

Most of us are diligent about maintaining the various aspects of our life. We swap out the batteries on our smoke detectors with regularity; we schedule annual physicals, and get our car’s oil changed based on the manufacturer’s mileage recommendation. Still, many of us tend to take better care of our cars than we do our financial life. The irony being, an un-tended financial life can break down just as assuredly as an under-serviced automobile. It can run out of gas, but it can also seize up and need a roadside tow. In short, a well-examined financial life is worth exploring. 1. Schedule. Set a recurring point in time for... Read More

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

We Don’t Want You to Wait – Ways to Avoid Being On Hold

by Carolyn Pittman @ Service Credit Union

Tue Nov 28 10:55:02 PST 2017

(And Our 10 Favorite Hold On Songs) Sitting and waiting on the phone for support probably tops most people’s lists of things they would rather not do. Thankfully, the Contact Center at Service Credit Union has invested in a wide variety of options that not only in many cases allow you to avoid picking up […]

Your Guide to Direct Deposit During the Holidays

by rapid! PayCard @ rapid! PayCard

Thu Nov 16 05:07:27 PST 2017

The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared

by Ashley Derrington @ First Quarter Finance

Sat Mar 24 16:00:34 PDT 2018

Lacoste vs. Polo Ralph Lauren has been an ongoing debate in fashion, especially when it comes to polo shirts. The “better” brand will depend largely on personal preference. Lacoste polos may be more expensive and elusive than Polo Ralph Lauren polos, but both brands come from higher-end clothing collections that offer a wide range of […]

The post Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared appeared first on First Quarter Finance.

See If You Won This Week’s Payday Bonus Sweepstakes

by Green Dot @ Green Dot Blog

Fri Mar 23 04:05:52 PDT 2018

What would you do with an extra $5,000? Use your card to make a purchase weekly for a chance to win our $5,000 Payday Bonus Sweepstakes! Be sure to check back every Friday to see if you won. No purchase necessary to enter sweepstakes.

The post See If You Won This Week’s Payday Bonus Sweepstakes appeared first on Green Dot Blog.