Should Businesses Stop Accepting Cash?

by rapid! PayCard @ rapid! PayCard

Fri Aug 18 12:08:23 PDT 2017

Visa is paying out a jackpot to vendors willing to bet against old money, and roll the dice on cashless transactions. Visa will give $10,000 to 50 restaurants that pledge to go cashless. The new initiative, what Visa executive Jack Forestall calls “a journey to go cashless,” will incentivize vendors to rip off the bandaid of paper transactions and progress to a cashless system. The money can be used for marketing and updating point of sale technology to focus payment exclusively on credit and debit cards and electronic payment. Visa will select participating merchants in August. Cash remains the predominate method of payment, according to the Federal Reserve. A report... Read More

It’s time payment systems caught up with the demands of the gig economy

by rapid! PayCard @ rapid! PayCard

Tue Feb 13 16:10:28 PST 2018

Is your payment system ready for the gig economy or are you just a big wannabe? According to a Forbes article, 35 percent of the workforce have a gig, and collectively they earned $1 trillion from ad hoc work last year. But, freelance workers, who have come to expect payment as instantaneous as their work, are turning their noses up at outdated companies that can’t keep up. If you’re still mailing checks, might as well be using the Pony Express as far as tech-savvy gig workers are concerned. We are on the precipice of a major sea change, and the traditional employment model is quickly becoming as outdated as the... Read More

Stop & Shop, Giant & Martin’s: Save $15 on Groceries When You Buy $250+ Visa Gift Card

by DDG @ Miles to Memories

Mon Mar 26 15:07:09 PDT 2018

Save $15 on your grocery purchase when you buy $250 or more in Visa Gift Cards ($15 minimum grocery spend required).

The post Stop & Shop, Giant & Martin’s: Save $15 on Groceries When You Buy $250+ Visa Gift Card appeared first on Miles to Memories.

Apple Pay Cash is Now Live — How Does it Work?

by rapid! PayCard @ rapid! PayCard

Tue Feb 13 15:11:25 PST 2018

Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More

The growing gig economy, and what that means for electronic payment

by rapid! PayCard @ rapid! PayCard

Fri Aug 04 11:09:31 PDT 2017

Millions of Americans have jobs with little security, no benefits and irregular pay — and they love it. The gig economy is a booming business model that has changed the way employees make money. Gig work translates entrepreneurial spirit into earnings with no strings attached — whether that is to break into a new field, earn extra income for saving and investment, or make some weekend spending money. Nearly a third of the working population have a gig, according to Investopedia. Either as a primary means of income, or as a supplementary job, gigs allow flexibility in employment for a generation characterized by adaptability. This model is especially attractive to... Read More

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Mon Mar 26 08:00:11 PDT 2018

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Fall Fest Raises Nearly $50,000 for Student Enrichment Programs

by Christine Gravel @ Republic Bank

Mon Nov 20 08:41:47 PST 2017

As a Community Partner, Republic Bank recently participated in Lombard’s first Fall Fest hosted by School District 45. The 3 day event offered entertainment, activities, food and more for families in Lombard and neighboring communities. Republic Bank hosted a pumpkin painting activity for children of all ages throughout the event. Over 1,000 mini pumpkins were...

The post Fall Fest Raises Nearly $50,000 for Student Enrichment Programs appeared first on Republic Bank.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

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Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Thu Mar 08 14:44:08 PST 2018

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

Schedule a Check-up for Your Financial Life

by rapid! PayCard @ rapid! PayCard

Fri May 05 09:13:33 PDT 2017

Most of us are diligent about maintaining the various aspects of our life. We swap out the batteries on our smoke detectors with regularity; we schedule annual physicals, and get our car’s oil changed based on the manufacturer’s mileage recommendation. Still, many of us tend to take better care of our cars than we do our financial life. The irony being, an un-tended financial life can break down just as assuredly as an under-serviced automobile. It can run out of gas, but it can also seize up and need a roadside tow. In short, a well-examined financial life is worth exploring. 1. Schedule. Set a recurring point in time for... Read More

United’s New Partnership: Earn United MileagePlus Miles at the Pump

by Bethany Walsh @ Miles to Memories

Tue Mar 27 13:18:23 PDT 2018

United MileagePlus and BP Driver Rewards have a new partnership that could be pretty useful to you if you spend a lot of money on gas and can make use of United Miles. Earlier this week we covered a new partnership between Marriott and United. This program allows you to earn up to 3 miles […]

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New Amex Offer, Save $20 When You Spend $100 at J. Crew

by DDG @ Miles to Memories

Mon Mar 26 14:08:47 PDT 2018

Get a one-time $20 statement credit by using your enrolled Card to spend a minimum of $100+ in one or more transactions in-store at J. Crew or online at Jcrew.com by 6/18/2018.

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Chase IHG Premier Credit Card Confirmed! 80K+5K Bonus Plus Benefits

by DDG @ Miles to Memories

Mon Mar 26 12:41:56 PDT 2018

Now there's confirmation that the two new cards are coming. The bonus for the Premier card is 80,000 IHG Rewards points when you spend $2,000 within three months plus 5,000 bonus points if you add an authorized user.

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The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

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Raise Gift Card Sale, Extra 5% Off Beauty Brands Today

by DDG @ Miles to Memories

Tue Mar 27 10:07:00 PDT 2018

Raise is offering an extra 5% off on select beauty brands gift cards when you use promo code DUNK. One-time use. Offer expires 03/27/18 11:59 PM CST. Maximum savings of $15.

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Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

PrestigePay Prepaid Mastercard® Card Launches New Website

by PrestigePay @ PrestigePay Prepaid MasterCard®

Wed Oct 07 11:16:21 PDT 2015

http://www.prweb.com/releases/2015/10/prweb13007132.htm PrestigePay, LLC announced today the re-launch of their website,http://www.prestigepay.com. Responding to Cardholder feedback, the enhanced site offers updated information about the company’s products and services as well as new ways for its Cardholders to manage their accounts online. PrestigePay … Continue reading →

The post PrestigePay Prepaid Mastercard® Card Launches New Website appeared first on PrestigePay Prepaid MasterCard®.

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Thu Mar 15 15:59:14 PDT 2018

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

PrestigePay Prepaid Mastercard® Card Offers Complimentary Early Access to Federal Benefits

by PrestigePay @ PrestigePay Prepaid MasterCard®

Thu Jan 14 12:01:22 PST 2016

MIAMI, FL (PRWEB) JANUARY 14, 2016 PrestigePay, LLC, a leading provider of prepaid products and services, offers its Cardholders a complimentary program which allows them to receive their federal benefit payments earlier than normal delivery. Up to 4 business days … Continue reading →

The post PrestigePay Prepaid Mastercard® Card Offers Complimentary Early Access to Federal Benefits appeared first on PrestigePay Prepaid MasterCard®.

PrestigePay Prepaid Mastercard® Card Completes Acquisition of Titan Card, LLC

by PrestigePay @ PrestigePay Prepaid MasterCard®

Thu Mar 17 06:51:35 PDT 2016

PrestigePay, LLC today announced that is has completed the acquisition of Titan Card, LLC (“Titan”), a leading provider of prepaid products and services for the sub-prime automotive industry. MIAMI SHORES, FL (PRWEB) MARCH 17, 2016 PrestigePay, LLC today announced that … Continue reading →

The post PrestigePay Prepaid Mastercard® Card Completes Acquisition of Titan Card, LLC appeared first on PrestigePay Prepaid MasterCard®.

How P2P Payment is Changing Personal Finance

by rapid! PayCard @ rapid! PayCard

Wed Sep 13 13:18:58 PDT 2017

Emerging Peer-to-peer payment technology is growing in popularity, and will soon make back-of-napkin IOUs obsolete. Peer-to-peer payment, also known as P2P payment, is online technology that allows users to transfer funds from a bank account or credit card via the internet or mobile phone. One study found that nearly a quarter of mobile users sent money to another person from an app in 2016 — this statistic nearly triples when it comes to the millennial generation. The growing trend of P2P payment is just another chapter in 21st century technological augmentation of traditional services. Whether it’s ridesharing, online shopping, or P2P payment, consumers are foregoing tradition, and choosing digital alternatives... Read More

The 10 Most Significant Obstacles Preventing Debt Elimination

by Due.com @ Chime Banking

Tue Mar 06 14:42:00 PST 2018

Debt continues to be a problem among Americans of all ages and walks of life. In 2017, the total consumer debt among Americans rose 8.8 percent, to $3.827 trillion, setting a new record. The average household has a credit card balance of $15,654, and with total debts (including mortgages) of $131,431. With numbers consistently growing year over […]

The post The 10 Most Significant Obstacles Preventing Debt Elimination appeared first on Chime Banking.

National Teach Children to Save Day

by rapid! PayCard @ rapid! PayCard

Mon Apr 24 07:00:35 PDT 2017

Like any company that provides technology to make life easier, we examine the millennial demographic. They are the population sector interested in options – from ways to communicate, to ways to bank. In their April 2016, article, Pew Research Center cited estimates by the U.S. Census Bureau that millennials have now “surpassed Baby Boomers as the nation’s largest living generation”. A powerful consumer force, the members of this group are working “real jobs” and building careers. They are open to alternatives. They also need them as they don’t typically comply with traditional banking methods. Per rapid! PayCard’s October 2016 article about banking options for millennials and the flexibility of getting... Read More

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Thu Mar 22 14:14:34 PDT 2018

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

iTunes Gift Card Deals: 17.5% Off at Costco Plus Stacking Options

by DDG @ Miles to Memories

Mon Mar 26 12:11:11 PDT 2018

Costco is selling discounted iTunes gift cards with email delivery in different denominations. You can save up to 17.5%. Offer can be stacked with this Visa Checkout promotion, or Discover’s 5% cash back bonus category this quarter.

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rapid! PayCard Green Dot Announcement

by rapid! PayCard @ rapid! PayCard

Tue Jan 31 14:03:14 PST 2017

Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More

Why every business should consider switching to electronic payroll

by rapid! PayCard @ rapid! PayCard

Thu Oct 05 05:37:57 PDT 2017

Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound,  it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

Your Guide to Direct Deposit During the Holidays

by rapid! PayCard @ rapid! PayCard

Thu Nov 16 05:07:27 PST 2017

The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More

University Fancards LLC raises in excess of targeted $1.5 million funding

by ufancards @ MyFancard.com

Mon Mar 13 13:14:37 PDT 2017

The post University Fancards LLC raises in excess of targeted $1.5 million funding appeared first on MyFancard.com.

Electric Vehicle Sales Continue to Accelerate

by Jason Kuruvilla @ Consumers Union

Thu Mar 15 13:21:28 PDT 2018

2017 was another year of growth for electric vehicles. Nearly 200,000 electric vehicles were sold in the U.S. last year, up 25% from the year before, even as sales of traditional gas powered vehicles declined.  And for first time, global EV sales in 2017 crossed the 1 million mark. 2018 is already on track to […]

Simon Mall Running a Profitable Gift Card Deal

by DDG @ Miles to Memories

Tue Mar 27 08:05:19 PDT 2018

Buy at least $100 worth of Foot Locker Gift Cards at Simon Guest Services March 26 - April 8, while supplies last, and get a bonus $15 Visa Giftcard.

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