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How long does it take a check to clear?

How long does it take a check to clear?


Investopedia

It usually takes two days for a check to clear, but in some cases it may take longer. Discover how banks treat large deposits and why your check may be on hold.

Nikon Announced D850 Filmmakers Kit | D850, 3 Prime Lenses, Atamos Recorder & More

by Kishore Sawh @ SLR Lounge

Nikon is to entice the video crowd even more with a pre-packaged kit.

ACE Elite Visa Prepaid Debit Card | ACE Cash Express

ACE Elite Visa Prepaid Debit Card | ACE Cash Express


ACE Cash Express

Get your ACE Elite Visa Prepaid Card. The card with benefits that matter. No credit check, application fee, or obligation. Request your card in 30 seconds

PrestigePay Prepaid Mastercard® Card Completes Acquisition of Titan Card, LLC

by PrestigePay @ PrestigePay Prepaid MasterCard®

PrestigePay, LLC today announced that is has completed the acquisition of Titan Card, LLC (“Titan”), a leading provider of prepaid products and services for the sub-prime automotive industry. MIAMI SHORES, FL (PRWEB) MARCH 17, 2016 PrestigePay, LLC today announced that … Continue reading

The post PrestigePay Prepaid Mastercard® Card Completes Acquisition of Titan Card, LLC appeared first on PrestigePay Prepaid MasterCard®.

Get Your Tax Refund With Prepaid Debit Cards

Get Your Tax Refund With Prepaid Debit Cards


CompareCards News & Advice

If you haven't filed your taxes yet, you may want to consider a direct deposit of your tax refund on a prepaid debit card. Receive your tax refund faster.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

4 Misconceptions About Married Couples and Separate Bank Accounts

by Latoya Scott @ Life and a Budget

  If there’s one thing that annoys me, it’s when self-righteous folks tell other folks what they think they should do with their money as if their opinion is the only opinion that is valid. It’s one thing to offer advice, but it’s another to browbeat someone because they had the gall to decide toView Post

The post 4 Misconceptions About Married Couples and Separate Bank Accounts appeared first on Life and a Budget.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

Capture One Quick-Start | How And Why To Get Started In Capture One

by Holly Roa @ SLR Lounge

It’s no secret that we at SLR Lounge enjoy working in Capture One and will happily recommend that all photographers give it a try to see what the fuss is about. Ted Forbes of The Art Of Photography seems to...

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

How P2P Payment is Changing Personal Finance

by rapid! PayCard @ rapid! PayCard

Emerging Peer-to-peer payment technology is growing in popularity, and will soon make back-of-napkin IOUs obsolete. Peer-to-peer payment, also known as P2P payment, is online technology that allows users to transfer funds from a bank account or credit card via the internet or mobile phone. One study found that nearly a quarter of mobile users sent money to another person from an app in 2016 — this statistic nearly triples when it comes to the millennial generation. The growing trend of P2P payment is just another chapter in 21st century technological augmentation of traditional services. Whether it’s ridesharing, online shopping, or P2P payment, consumers are foregoing tradition, and choosing digital alternatives... Read More

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

How Grads Can Get Another Shot at Student Loan Forgiveness

by Anna Helhoski @ NerdWallet

The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

rapid! PayCard Green Dot Announcement

by rapid! PayCard @ rapid! PayCard

Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More

Should Businesses Stop Accepting Cash?

by rapid! PayCard @ rapid! PayCard

Visa is paying out a jackpot to vendors willing to bet against old money, and roll the dice on cashless transactions. Visa will give $10,000 to 50 restaurants that pledge to go cashless. The new initiative, what Visa executive Jack Forestall calls “a journey to go cashless,” will incentivize vendors to rip off the bandaid of paper transactions and progress to a cashless system. The money can be used for marketing and updating point of sale technology to focus payment exclusively on credit and debit cards and electronic payment. Visa will select participating merchants in August. Cash remains the predominate method of payment, according to the Federal Reserve. A report... Read More

Re: What to do with my money?

by @ The Money Mustache Community

My next step is to contribute more to my 403b.  The question I have is whether I should stick with TIAA or have my future contributions go to Vanguard 403b, my employer offers...

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

One Of Fashion’s Greatest Photographers’ Surprise Memoir | Bill Cunningham’s “Fashion Climbing”

by Brittany Smith @ SLR Lounge

Who is there to get dressed for now?

3 Custom Camera Settings for Wildlife & Sports Photography

by Justin Heyes @ SLR Lounge

Little changes that make a big difference.

Ways to prevent identity theft so you can enjoy the holiday season

by Dave Dwyer @ Service Credit Union

As the holiday season gears up with a mad rush of excitement, fraudsters are also gearing up with excitement to steal your identity. Take the necessary precautions to protect yourself whether you are shopping online or at a brick and mortar store. Enjoy the holidays as they are meant to be, with peace, joy, and […]

The growing gig economy, and what that means for electronic payment

by rapid! PayCard @ rapid! PayCard

Millions of Americans have jobs with little security, no benefits and irregular pay — and they love it. The gig economy is a booming business model that has changed the way employees make money. Gig work translates entrepreneurial spirit into earnings with no strings attached — whether that is to break into a new field, earn extra income for saving and investment, or make some weekend spending money. Nearly a third of the working population have a gig, according to Investopedia. Either as a primary means of income, or as a supplementary job, gigs allow flexibility in employment for a generation characterized by adaptability. This model is especially attractive to... Read More

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

8 Smart Uses For Your Tax Refund

by Latoya Scott @ Life and a Budget

  It’s America Saves Week which is a national effort to help you set a savings goal, make a savings plan, and save automatically, which is exactly what we’re going to talk about in 8 Smart Uses For Your Tax Return. Join millions of others who are taking time this week to start or grow theirView Post

The post 8 Smart Uses For Your Tax Refund appeared first on Life and a Budget.

Tax Refund Prepaid Debit Cards | Get Your Refund 2 Days Faster

Tax Refund Prepaid Debit Cards | Get Your Refund 2 Days Faster


The Dough Roller

Get your tax refund in about two weeks with direct deposit to a prepaid debit card. Here's how it works and a list of prepaid cards you can use.

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Re: Keep me working......or not

by @ The Money Mustache Community

How about hiring someone to take some of the load off your shoulders.  They might not be able to replace you but they could certainly do some of the things you are currently doing.  Pay them 100k and you do whatever they can't and collect the remaining...

Skip the Scalpers: Secrets for Paying Lower Prices for Concert Tickets

by Grace Schweizer @ The Penny Hoarder

PayPal Prepaid MasterCard Review - NerdWallet

PayPal Prepaid MasterCard Review - NerdWallet


NerdWallet

PayPal Prepaid Mastercard NerdWallet’s rating 3.5/5.0: The PayPal Prepaid Mastercard has one special feature: instant transfers from a PayPal account to the card for fast access to funds. But you…

Time needed to process a payroll

Time needed to process a payroll


Gusto

If you're paying your employees through direct deposit, you'll want to run your payroll 4 business days (excluding weekends and bank holidays) prior to your employee payday due to the standard Auto...

Chime Bank: Get Paid Early and Get Paid to Save

Chime Bank: Get Paid Early and Get Paid to Save


Life and a Budget

Get paid early and get paid to save. Here's the scoop on Chime Bank and how it can help you better your finances today.

We Paid Off $78K of Debt in Two Years. Here’s How We Stayed Motivated…

by Latoya Scott @ Life and a Budget

  Today we have an amazing guest, Jen Smith, a contributor to The Penny Hoarder. I’m not going to give it away, but check out what she and her husband were able to accomplish. Talk about inspiring! But even if it’s not inspiring, I want you to rest easy in knowing that all of usView Post

The post We Paid Off $78K of Debt in Two Years. Here’s How We Stayed Motivated… appeared first on Life and a Budget.

How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

What is early direct deposit?

What is early direct deposit?


Chime Banking - Support and FAQs

We offer early direct deposit to all of our members who receive direct deposit from their employer or benefits provider. If you receive direct deposit to your Spending Account, you can get access t...

Schedule a Check-up for Your Financial Life

by rapid! PayCard @ rapid! PayCard

Most of us are diligent about maintaining the various aspects of our life. We swap out the batteries on our smoke detectors with regularity; we schedule annual physicals, and get our car’s oil changed based on the manufacturer’s mileage recommendation. Still, many of us tend to take better care of our cars than we do our financial life. The irony being, an un-tended financial life can break down just as assuredly as an under-serviced automobile. It can run out of gas, but it can also seize up and need a roadside tow. In short, a well-examined financial life is worth exploring. 1. Schedule. Set a recurring point in time for... Read More

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

Service Credit Union Names VP of Marketing

by Lori Holmes @ Service Credit Union

Service Credit Union is pleased to announce today the appointment of Wendy Bryant-Beswick to Vice President of Marketing. A seasoned executive with more than 20 years of marketing management experience, Beswick will oversee the planning and execution of Service Credit Union’s marketing initiatives including positioning, brand oversight, acquisition, communications, public relations, and business development. She […]

Re: Rant Time: I hate my job because .....

by @ The Money Mustache Community

He also once said that the line-backers in the SEC can run faster than the wide-receivers in the Big Ten. This is the man I have to deal with every day.

I wou...

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

Contact Sheets | How To Make Them In Lightroom & Why They’re Still Used

by Kishore Sawh @ SLR Lounge

With web galleries and iPads, I thought contact sheets would die with the darkroom, but it seems neither have.

When to Pay Employees for FLSA Hours Worked

by Kaylee Riley @ Payroll Tips, Training, and News

When nonexempt employees are doing their primary job duties, it’s easy to tell that they are working. Their working time should be compensated. But, when nonexempt employees are not doing their main job duties, it can be more difficult to tell if they are working and if they should be compensated. The Fair Labor Standards […]

The post When to Pay Employees for FLSA Hours Worked appeared first on Payroll Tips, Training, and News.

Great Money Resolutions for the New Year

by Carolyn Pittman @ Service Credit Union

It’s that time of year again, recovering from the indulgences of the holidays, looking over the past year, breaking out the new calendar, and planning to do better in all aspects of life in the coming year. One of the most popular resolutions is to be better with money. The challenge, of course, is sticking […]

Service Credit Union to offer assistance for those affected by a Government Shutdown

by Lori Holmes @ Service Credit Union

Service Credit Union is committed to helping its members in the event of a government shutdown by covering the December mid-month payroll and offering a 0% loan. If the shutdown occurs and the Defense Finances and Accounting Services (DFAS) does not pay mid-month payrolls, Service Credit Union will post credits to members based on the […]

Best Prepaid Debit Cards of 2018 | Updated Feb 2018

Best Prepaid Debit Cards of 2018 | Updated Feb 2018


The Simple Dollar

All prepaid debit cards are not created equal. To find the best prepaid card out there, compare their features and fees side by side.

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

Color Management Tip: Two Cameras – One Color (Datacolor Giveaway!!)

by SLR Lounge Official @ SLR Lounge

Win a Datacolor SpyderCube & SpyderLensCal and achieve perfect white balance and enhance your focus performance!

95 Lifestyle Improvement Tips for Busy Women and Moms

by Latoya Scott @ Life and a Budget

  The older you get, the more life changes and  I’ve realized that resisting changes and refusing to grow just isn’t any fun. At all. The last two years life has thrown some amazing curveballs at a sistah, but I, for a fact, am not going down without a good fight. I’m willing to doView Post

The post 95 Lifestyle Improvement Tips for Busy Women and Moms appeared first on Life and a Budget.

Great Vegetarian Meals Under $5: It’s One-Stop Shopping at Trader Joe’s

by Joline Buscemi @ The Penny Hoarder

PrestigePay Prepaid Mastercard® Card Launches New Website

by PrestigePay @ PrestigePay Prepaid MasterCard®

http://www.prweb.com/releases/2015/10/prweb13007132.htm PrestigePay, LLC announced today the re-launch of their website,http://www.prestigepay.com. Responding to Cardholder feedback, the enhanced site offers updated information about the company’s products and services as well as new ways for its Cardholders to manage their accounts online. PrestigePay … Continue reading

The post PrestigePay Prepaid Mastercard® Card Launches New Website appeared first on PrestigePay Prepaid MasterCard®.

PNC

PNC


PNC

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

5 Facts About Women and Money for International Women’s Day

by Chelsea Brennan @ Chime Banking

Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]

The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.

Why it still takes so long for checks to clear — and what you can do about it

Why it still takes so long for checks to clear — and what you can do about it


MarketWatch

Sometimes a good old-fashioned paper check can feel like it takes an eternity to clear.

How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

MetaBank Reviews: 1,375 User Ratings

MetaBank Reviews: 1,375 User Ratings


WalletHub

Reviews and detailed information about MetaBank. Read unbiased reviews and ratings from fellow consumers.

Lightroom Better | 7 Tricks For A Better Lightroom Experience

by Wendell Weithers @ SLR Lounge

No matter how efficient your workflow is right now, in time, you’ll find tools and techniques to make it better. Like a high-performance race car, you’ll need a pitstop for the occasional tune-up. And since you’re already here, you might...

Check Cashing in San Diego & Bay Area | Get Paid Faster | Check Center

Check Cashing in San Diego & Bay Area | Get Paid Faster | Check Center


Check Center

Don’t wait days for your check to clear the bank – you can have your cash today when you cash your check at Check Center. Any type or any amount of check!

5 Creative Habits That Will Keep Your Finances On Track

by Ben Luthi @ Chime Banking

Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]

The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.

Lightroom Better | How To Use The Tone Curve Tool

by Holly Roa @ SLR Lounge

Make your life easier and your photos better knowing how to use this.

Struggling to find time? Stop. Keep. Start.

by Support Team @ ServiceM8 Blog

How to identify the tasks you need to Stop, Keep or Start doing to win back your time and make business progress.

It’s time payment systems caught up with the demands of the gig economy

by rapid! PayCard @ rapid! PayCard

Is your payment system ready for the gig economy or are you just a big wannabe? According to a Forbes article, 35 percent of the workforce have a gig, and collectively they earned $1 trillion from ad hoc work last year. But, freelance workers, who have come to expect payment as instantaneous as their work, are turning their noses up at outdated companies that can’t keep up. If you’re still mailing checks, might as well be using the Pony Express as far as tech-savvy gig workers are concerned. We are on the precipice of a major sea change, and the traditional employment model is quickly becoming as outdated as the... Read More

3 Easy Ways to Bounce Back From Holiday Overspending

by Latoya Scott @ Life and a Budget

  The holiday frenzy is finally over and some of you may be sitting on the couch looking like Mad Dog because you’ve 1) Overspent or  2) You’ve gone into debt all because of the holidays. But guess what? There’s no judgment here. I know exactly how you feel because I used to do theView Post

The post 3 Easy Ways to Bounce Back From Holiday Overspending appeared first on Life and a Budget.

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

Photography Tips | 3 Tips For Working With Darker Skin Tones

by Holly Roa @ SLR Lounge

There are so many places these days to look for photography tutorials, and now you can add Instagram stories to that list. Adobe has released a short tutorial via Instagram story on their Lightroom account, with tips and images furnished...

Couples and Coins: An Invitation to Our Free Online Event!

by Latoya Scott @ Life and a Budget

  The moment I’ve been waiting for all month is here – the Couple and Coins online event! This month the topic of conversation has been all about relationships and finances. I figured what better way to wrap up the conversation than with a live Couple and Coins event with not only me but withView Post

The post Couples and Coins: An Invitation to Our Free Online Event! appeared first on Life and a Budget.

Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

How to Save Money When You Get a Windfall of Cash

by Jackie Lam @ Chime Banking

Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]

The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

Your Guide to Direct Deposit During the Holidays

by rapid! PayCard @ rapid! PayCard

The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More

#IndustryHour Brings Creators Together To Learn & Network Outside The Walls of Facebook & Instagram

by Justin Heyes @ SLR Lounge

#IndustryHour is a step in the right direction for photographic events

PrestigePay Prepaid Mastercard® Card Offers Complimentary Early Access to Federal Benefits

by PrestigePay @ PrestigePay Prepaid MasterCard®

MIAMI, FL (PRWEB) JANUARY 14, 2016 PrestigePay, LLC, a leading provider of prepaid products and services, offers its Cardholders a complimentary program which allows them to receive their federal benefit payments earlier than normal delivery. Up to 4 business days … Continue reading

The post PrestigePay Prepaid Mastercard® Card Offers Complimentary Early Access to Federal Benefits appeared first on PrestigePay Prepaid MasterCard®.

Apple Pay Cash is Now Live — How Does it Work?

by rapid! PayCard @ rapid! PayCard

Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More

Money Date: The Key Ingredient To Managing Finances With Your Spouse

by Latoya Scott @ Life and a Budget

  When was the last time you went on a money date with your spouse? Newly married couples and older couples alike always hear endless advice from well meaning people about how you should always date each other. However, no one really likes to talk about establishing true financial intimacy. I mean folks out hereView Post

The post Money Date: The Key Ingredient To Managing Finances With Your Spouse appeared first on Life and a Budget.

How to Manage Bills as a Married Couple So You’ll Both Love Your Budget

by Latoya Scott @ Life and a Budget

  So, you’re trying to figure out how to manage bills as a married couple, huh? This is one of the first dilemmas many married couples face, simply figuring out how to divvy up the bills. Do you do this thing together, based on how much one gets paid, or something else? What starts outView Post

The post How to Manage Bills as a Married Couple So You’ll Both Love Your Budget appeared first on Life and a Budget.

This New Pilot Program Will Save Some Parents Thousands in Day Care Costs

by Nicole Dow @ The Penny Hoarder

How to Have Fabulous Wedding on a Budget

by Latoya Scott @ Life and a Budget

  Today we have a special guest post from Katie to round out our month of Couple and Coins here at Life and a Budget. Once you’ve got your wedding out of the way, be sure to check out the other articles in the Couple and Coins series so that you will continue to buildView Post

The post How to Have Fabulous Wedding on a Budget appeared first on Life and a Budget.

Seven habits to help you get paid faster

by Support Team @ ServiceM8 Blog

Almost 50 percent of small businesses experience late payments on at least half the bills owed to them. Here are 7 habits to help you get paid what you're owed, faster.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

Why every business should consider switching to electronic payroll

by rapid! PayCard @ rapid! PayCard

Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound,  it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

ChimpChange Reviews - Is it a Scam or Legit?

ChimpChange Reviews - Is it a Scam or Legit?


HighYa

ChimpChange combines a prepaid debit card with an app that allows you to send money to others and handle your transactional banking, without the high fees.

National Teach Children to Save Day

by rapid! PayCard @ rapid! PayCard

Like any company that provides technology to make life easier, we examine the millennial demographic. They are the population sector interested in options – from ways to communicate, to ways to bank. In their April 2016, article, Pew Research Center cited estimates by the U.S. Census Bureau that millennials have now “surpassed Baby Boomers as the nation’s largest living generation”. A powerful consumer force, the members of this group are working “real jobs” and building careers. They are open to alternatives. They also need them as they don’t typically comply with traditional banking methods. Per rapid! PayCard’s October 2016 article about banking options for millennials and the flexibility of getting... Read More

How 7 Women Got Their Spouses On Board to Pay Off Debt

by Latoya Scott @ Life and a Budget

  I’m going to start this thing with a little truth bomb — sometimes it’s you, not them. And no, this isn’t an attack, it’s just a fact that many of us need to come to terms with if we really want to help ourselves and improve our finances. So, you’re having trouble getting yourView Post

The post How 7 Women Got Their Spouses On Board to Pay Off Debt appeared first on Life and a Budget.

When Does Direct Deposit Go Through? | Patriot Software

When Does Direct Deposit Go Through? | Patriot Software


Payroll Tips, Training, and News

If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?

Netspend Review: Lots of Fees, But You May Get Your Paycheck Early

Netspend Review: Lots of Fees, But You May Get Your Paycheck Early


MagnifyMoney

We have already reviewed the RushCard. Today, we’ll look at NetSpend, another large prepaid debit card issuer in the U.S.

Automation Add-on: how to automate routine emails and texts

by Support Team @ ServiceM8 Blog

The Automation add-on is a powerful tool to free your business from routine and repetitive emails and texts to clients. Quote and payment follow ups, booking reminders and post-job offers can all be automated, helping you bring more work in, provide professional service, and run a better business.

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