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Advice for a young adult learning to manage money

by J.D. Roth @ Get Rich Slowly

Note: Today’s post is a little different. It’s a letter to a young friend, who asked to remain anonymous. She’s 21 and just landed her first job. Now that she’s bringing home a regular income, she wanted advice on what to do with her money. Here’s my response. First up, I think it’s awesome that […]

The post Advice for a young adult learning to manage money appeared first on Get Rich Slowly.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

A Survey of the Best HSA Accounts Available Today

by Abby Hayes @ Consumerism Commentary

A Health Spending Account is a great way to pay for healthcare or save for retirement. To help, we’ve surveyed the very best HSA accounts available today. It used to be that consumers didn’t have much choice when it came to HSAs. Many of these accounts were little more than dedicated-use high-interest savings accounts. Now […]

The post A Survey of the Best HSA Accounts Available Today appeared first on Consumerism Commentary.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

SUNCOAST CREDIT UNION Routing Number 263182817

by hariom @ Latest News On Trends

Hello, Dear Users!!! If you are searching for Suncoast Credit Union Routing Number genuine post then you are already looking at the

Cashing in on the American Dream: How to retire at 35

by J.D. Roth @ Get Rich Slowly

All his life, Paul Terhorst wanted to be rich. Even in grade school, he looked forward to having a corporate job, to joining the world of big business. “I didn’t just dream about money and power and expense account living — I planned for it.” He grew up and made it happen. He got his […]

The post Cashing in on the American Dream: How to retire at 35 appeared first on Get Rich Slowly.

The 5 Most Useful Types of Analyses for Account Acquisition

by Eugene Geis @ Deluxe FS

Marketing today is all about targeting prospective customers in direct mail, email, and even through digital channels like social media and online advertising. Sure, there are still financial institutions using the old spray and pray techniques of the 80s and 90s, but relevance is key to effective marketing today. Just like ineffective onboarding leaves a...

The post The 5 Most Useful Types of Analyses for Account Acquisition appeared first on Deluxe FS.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

2018 HSBC Gold Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

Consumers Union praises senator’s call for FTC investigation of airline “dynamic pricing”

by David Butler @ Consumers Union

Monday, March 12, 2018 WASHINGTON, D.C. — Consumers Union, the advocacy division of Consumer Reports, today applauded Sen. Chuck Schumer (NY)’s call for the Federal Trade Commission (FTC) to investigate the airline industry amid questions about the use of “dynamic pricing” and consumers’ personal online data to set the price of airfares, which Schumer termed […]

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

My life philosophy: 49 lessons from 49 years

by J.D. Roth @ Get Rich Slowly

Happy birthday to me! Today I turn 49. Here’s a photo from my third birthday. (I’m tucked just behind Mom, opening a present.) To celebrate my 49th birthday, I want to share 49 nuggets of wisdom I’ve picked up during my time on this Earth. These are things I’ve found to be true for me […]

The post My life philosophy: 49 lessons from 49 years appeared first on Get Rich Slowly.

Dave’s Desk: Defining National Origin

by Laura Fickle @ Power Inn Alliance

Defining National Origin   Recently California has issued proposed regulations through the Department of Fair Employment and Housing which would go beyond those issued in 2016 by the United States Equal Employment Opportunity Commission.  The new California regulations, if passed, will go in effect by the end of 2017 and substantially expand the protections for applicants and employees based on […]

The post Dave’s Desk: Defining National Origin appeared first on Power Inn Alliance.

NAFCU’s Annual Conference to feature summit focused on serving military members

by John @ CUInsight

NAFCU and the Defense Credit Union Council (DCUC) will host a Defense Credit Union Summit to educate credit unions on the various rules and entities that impact providing financial services to military members. The summit will take place June 19 in Seattle, Wash., during NAFCU’s 51st Annual Conference and Solutions Expo. Registration for the summit […]

The post NAFCU’s Annual Conference to feature summit focused on serving military members appeared first on CUInsight.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Using Data Analytics to Drive Lending Opportunities in a Rising Rates Environment

by Kesna Lawrence @ Deluxe FS

Times are changing for lending organizations, and it’s not by their choice. With the Federal Reserve raising rates last year by a quarter-point three times in six months, and more increases planned for 2018, the lending environment is rapidly changing for banks, credit unions, and other lending organizations. The status quo isn’t good enough. What...

The post Using Data Analytics to Drive Lending Opportunities in a Rising Rates Environment appeared first on Deluxe FS.

Dave’s Desk: Employment Arbitrations Under Review

by Laura Fickle @ Power Inn Alliance

Examination of Current Employment Arbitration Laws What You Should Know In early October, the U.S. Supreme Court returned to work and has taken up a case that may impact millions of workers across the United States in how they and employers deal with grievances and complaints. The case is Epic Systems Corp. v. Lewis and it is the most recent […]

The post Dave’s Desk: Employment Arbitrations Under Review appeared first on Power Inn Alliance.

Best Credit Card Signup Bonuses (Up to $625)

by Michael Pruser @ Consumerism Commentary

Credit cards now offer cash promotions for new card members. We’ve assembled the best credit card signup bonuses for 2018. One pays up to $625! Credit card signup bonuses. There’s no greater allure to owning a credit card than the free things you can get right away. When I signed up for my first credit […]

The post Best Credit Card Signup Bonuses (Up to $625) appeared first on Consumerism Commentary.

Utilizing political subdivisions as a stable funding source

by James Lutter @ CUInsight

As the economic cycle continues to heat up, financial institutions are accessing additional deposit funding channels. From a deposit strategy, often overlooked sources of deposits are political subdivisions. Most credit unions have a relationship with their local school districts, municipalities, or other public entities such as park districts and libraries, but often stop there. Political […]

The post Utilizing political subdivisions as a stable funding source appeared first on CUInsight.

CIT Bank Review and Bonuses

by Stephanie Colestock @ Consumerism Commentary

CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]

The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

Parking Structure V completion delayed again with contract expiring April 5

by Thomas Frey @ Nationally recognized soprano to perform at Sac State

The completion of Parking Structure V, which will house 1,750 parking spaces, has been delayed until at least May 8, according to Sacramento State. “Basically all they have to do is pour concrete and asphalt, stripe and signage — all those signs have to placed,” said Tania Nunez, a project manager in facilities management. The […]

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

2018 IRS Standard Deductions and Exemptions

by Luke Landes @ Consumerism Commentary

There are some big changes in the standard deduction and exemptions for 2018. We have all the numbers here and how the change will affect tax payers. Most taxpayers can choose between itemizing tax deductions and taking the standard deduction. Itemizing, which requires accurate record-keeping, allows you to take deductions for specific expenditures from the […]

The post 2018 IRS Standard Deductions and Exemptions appeared first on Consumerism Commentary.

The Golden 1 Credit Union Reviews: 53 User Ratings

The Golden 1 Credit Union Reviews: 53 User Ratings


WalletHub

Reviews and detailed information about The Golden 1 Credit Union. Read unbiased reviews and ratings from fellow consumers.

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

Member Assistance

by Priority3Admin @ Priority Credit Union

The following options may be available to members who are unable to afford their monthly loan payment: Payment Deferment – If you are one, two, or even three months behind in your payments, we may be able to defer your payment and extend your loan. Loan Modification – Either a temporary or permanent change in […]

Dave’s Desk: Current Pending Employer-Related Legislation

by Laura Fickle @ Power Inn Alliance

Current Pending Employer-Related Legislation   For employers, current legislation pending in California generally includes a mix of beneficial news and some that may cause distress.  At the present time, there are four (4) Bills pending, among numerous others, which I am watching closely and wanted to share with you. On the positive side for employers, Assembly Bill 281 and Assembly […]

The post Dave’s Desk: Current Pending Employer-Related Legislation appeared first on Power Inn Alliance.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Good Governance: Who’s on your board today? Tomorrow?

by John @ CUInsight

Data from our new report, The State of CU Governance, 2018, find that the majority of credit unions feel pretty good about who’s currently on their boards—but are much less sure about the future. Almost three-quarters of survey respondents (74 percent) of respondents report that their boards are “effective” or “very effective” at having the right […]

The post Good Governance: Who’s on your board today? Tomorrow? appeared first on CUInsight.

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

2018 Wells Fargo Platinum Visa Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

Fifteen years of semi-retirement: A real-life look at what it’s like to live more and work less

by J.D. Roth @ Get Rich Slowly

Today’s “money story” is a guest post from Bob Clyatt, author of the outstanding Work Less, Live More, which is one of my favorite books about financial independence and early retirement. [My review.] It’s an update on what his life has been like since moving to sem-retirement fifteen years ago. I had the good fortune […]

The post Fifteen years of semi-retirement: A real-life look at what it’s like to live more and work less appeared first on Get Rich Slowly.

Why You Don't Get Your Direct Deposit On Weekend | LRRCU

Why You Don't Get Your Direct Deposit On Weekend | LRRCU


LRRCU

Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

Electric Vehicle Sales Continue to Accelerate

by Jason Kuruvilla @ Consumers Union

2017 was another year of growth for electric vehicles. Nearly 200,000 electric vehicles were sold in the U.S. last year, up 25% from the year before, even as sales of traditional gas powered vehicles declined.  And for first time, global EV sales in 2017 crossed the 1 million mark. 2018 is already on track to […]

Discover Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]

The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.

2018 AAA Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

Make Your Move

by Priority3Admin @ Priority Credit Union

At Priority CU, we deliver with the highest level of service at competitive rates. Priority Credit Union has partnered with AmeriCU Mortgage to help its members with their mortgage needs. AmeriCU Mortgage is a privately held mortgage company providing residential real estate financing since 1982 through the Federal National Mortgage Association (FNMA), The Federal Home […]

Data Analysis and Machine Learning Causing Evolution in Direct Marketing

by Trevor Rasmussen @ Deluxe FS

Direct marketing can get a bad rap, even in the banking industry, which, according to the Data & Marketing Association (DMA), is still the heaviest user of it. We’ve even heard from clients and prospects who have the perception that consumers don’t like it or that it’s not effective anymore. More and more consumers are...

The post Data Analysis and Machine Learning Causing Evolution in Direct Marketing appeared first on Deluxe FS.

The Best Prepaid Debit Cards of 2018

by Luke Landes @ Consumerism Commentary

Find the best prepaid debit cards of 2018, including low fee cards and those you can use for free. We compare features, fees, and bonuses. Prepaid debit cards have always been a controversial topic. Some cards carry insanely high fees just for making everyday purchases. Suze Orman’s entry into the prepaid card business, the Approved […]

The post The Best Prepaid Debit Cards of 2018 appeared first on Consumerism Commentary.

Bank options differ

Bank options differ


The State Hornet

Several banks on campus compete for student's business, but some offer better deals than others. Bank of America, Golden 1 Credit Union, Wells Fargo and River City Bank operate on Sacramento State's campus via automated-teller machines and all offer special accounts and packages, but vary in terms of monthly servic ...

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

Time It Takes Deposits to Become Available at Credit Unions | MyBankTracker

Time It Takes Deposits to Become Available at Credit Unions | MyBankTracker


MyBankTracker

Fund availability policy at banks and credit unions can determine when your deposit will become accessible. Compare them at the top 10 credit unions.

Dave’s Desk: New Year, New Laws Reminder

by Laura Fickle @ Power Inn Alliance

New Year, New Laws Resolutions for Employers in 2018 Employers are reminded that as we turn over a fresh leaf for the new year, numerous new laws have become effective in California. Notably, the minimum wage has increased ($11.00 per hour); the Ban the Box prohibition has become effective (affecting employment apps and other hiring practices); the prohibition against asking […]

The post Dave’s Desk: New Year, New Laws Reminder appeared first on Power Inn Alliance.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

2018 Technology Forecast for a Better Onboarding Experience [ON DEMAND WEBINAR]

by Joe Pitzo @ Deluxe FS

The customer experience has solidified itself at the top of the podium as a competitive differentiator and deal breaker. If onboarding is one of the first impressions treasury management clients get of their bank, it makes sense that many banks are eyeing up the lofty idea of re-engineering their current processes. Over the past few...

The post 2018 Technology Forecast for a Better Onboarding Experience [ON DEMAND WEBINAR] appeared first on Deluxe FS.

Breaking up with my bank

Breaking up with my bank


Davis Enterprise

By Judith MacBrineLast week I closed my Bank of America checking account and transferred it to The Golden 1 Credit Union. The week before, I transferred my safe deposit box from BofA to First Northern Bank. As soon as I can claim my last “reward,” I’ll stop using my BofA Visa card.It didn’t give m

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.

6 Modern Mortgage Myths You Shouldn’t Fall For

by Connexus CU @ Connexus Credit Union

It’s important to know everything you can about home buying before you get started — that includes the myths. We’re going to clear up the common misconceptions for you.

The post 6 Modern Mortgage Myths You Shouldn’t Fall For appeared first on Connexus Credit Union.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

The post How to Improve Your Credit Score appeared first on Consumerism Commentary.

How to Get Out of a Cell Phone Contract without Paying a Fee

by Kevin Mercadante @ Consumerism Commentary

Being locked into a cell phone contract is no fun. Here’s how to get out of a cell phone contract without paying an early termination fee. We recently received a question that probably every reader can relate to. The writer is asking how to get out of a cell phone contract without paying a fee: […]

The post How to Get Out of a Cell Phone Contract without Paying a Fee appeared first on Consumerism Commentary.

Prepaid Cards vs Bank Account | Consumers Union

Prepaid Cards vs Bank Account | Consumers Union


Consumers Union

Most prepaid cards charge higher fees than basic checking accounts offered by the top five banks in the U.S., according to a new analysis(pdf) we released today. While some banks are beginning to charge new fees, we found that consumers will save money and enjoy stronger protections with a basic checking account compared to a prepaid card, especially if they take some simple steps to minimize fees. Some prepaid card issuers do such a poor job disclosing fees that consumers may be surprised at how quickly fees can add up. We tallied the cost over the course of one year for a consumer who opens an account and each month pays three bills (two online, one by check) and makes eight point of sale purchases, three ATM withdrawals, two balance inquiries, and two deposits. Based on this hypothetical consumer, we found: Assuming consumers took steps to minimize their fees as much as possible, all of the checking accounts offer a cheaper deal than 10 of the 12 prepaid card programs. Wells Fargo

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

Pre-Qualify vs. Pre-Approve: What’s the Difference?

by Connexus CU @ Connexus Credit Union

When home buying, knowing whether to get pre-qualified or pre-approved could be the difference between landing your dream home and losing it to another buyer.

The post Pre-Qualify vs. Pre-Approve: What’s the Difference? appeared first on Connexus Credit Union.

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

Welcome to the great game

by John @ CUInsight

Last week was supposed to be the coming-out party for new Federal Reserve Chairman Jay Powell as he presided over his first FOMC meeting. The Fed—as predicted by just about everyone—raised the Federal Funds Rate 25 basis points (the effective range is now 1.50%-1.75%). Perhaps more important than the policy decision was how the new […]

The post Welcome to the great game appeared first on CUInsight.

Discover it® – Cashback Match™ Review

by Joe Taylor Jr. @ Consumerism Commentary

Learn More The Discover it® – Cashback Match™ makes a habit of saying no. No annual fee, no late fee on your first late payment, and no APR hike for paying late. Discover®’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. The […]

The post Discover it® – Cashback Match™ Review appeared first on Consumerism Commentary.

Things you can still get for a dollar

by John @ CUInsight

A dollar went a whole lot further back in the day. In fact, more than 100 years ago four cents bought what a dollar buys today. Back then a loaf of bread was a nickel and steak was $0.25 a pound. But don’t give up on George, real value still exists for a dollar. Here […]

The post Things you can still get for a dollar appeared first on CUInsight.

How Grads Can Get Another Shot at Student Loan Forgiveness

by Anna Helhoski @ NerdWallet

The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

Consumers Union statement on reports of self-driving Uber car, pedestrian fatality

by David Butler @ Consumers Union

  Monday, March 19, 2018 WASHINGTON, D.C. — Consumers Union, the advocacy division of Consumer Reports, made the following statement today following the news reports of a pedestrian fatality involving a self-driving Uber vehicle in Arizona: David Friedman, Director of Cars and Product Policy and Analysis, Consumers Union, said, “All of our thoughts and sympathies […]

MoviePass Review: Is it Really Unlimited Movies for One Price?

by Kevin Mercadante @ Consumerism Commentary

MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]

The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.

GRS Theater: The parking lot attendant worth half a million bucks

by J.D. Roth @ Get Rich Slowly

In this week’s installment of Get Rich Slowly Theater, we’re going to look at a real-life money boss: Earl Crawley, a parking attendant from Baltimore. Mr. Earl (as he’s known) was profiled on the PBS show MoneyTrack. Here’s a six-minute segment about this super saver: Mr. Earl has worked as a parking attendant for 44 […]

The post GRS Theater: The parking lot attendant worth half a million bucks appeared first on Get Rich Slowly.

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

The best way to spend less? Cut back on the big stuff!

by J.D. Roth @ Get Rich Slowly

You don’t need a high income to achieve Financial Independence. Making more money helps, sure, but if you’re diligent about cutting costs, it’s possible to reach financial freedom on even an average salary. I want you to meet my friend, John. John is an 81-year-old retired shop teacher. He’s a millionaire — but you’d never […]

The post The best way to spend less? Cut back on the big stuff! appeared first on Get Rich Slowly.

SunTrust Banks Routing Number List

by hariom @ Latest News On Trends

SunTrust bank that was founded in 1985 i.e. 32 years ago provides various services like subsidiaries, corporate and investment banking, capital

5 Important Money Lessons to Teach Your Kids

by Ally Gustke @ Connexus Credit Union

From earning and saving to spending and managing, here's what your kids need to know about money.

The post 5 Important Money Lessons to Teach Your Kids appeared first on Connexus Credit Union.

Dave’s Desk: New Laws for 2018

by Laura Fickle @ Power Inn Alliance

New Laws to Apply for 2018 Employers, now is the time to ensure you are aware of the latest laws for 2018. Over the last several weeks, Governor Brown has signed into law and/or vetoed several pieces of legislation affecting employment in California. Here are some you should be aware of: AB 1008 (Ban the Box) – Effective January 1, […]

The post Dave’s Desk: New Laws for 2018 appeared first on Power Inn Alliance.

Auto Refinance

by Priority3Admin @ Priority Credit Union

Apply for a PCU auto loan and let us lower your monthly payments.  Don’t over pay on your loan, we can save you money by lowering your interest rate.  Don’t delay, let us save you money today! Rates starting as low as 2.49%APR* Fast application and closing process No application fee No prepayment penalty Extended […]

Let’s All Give On Giving Tuesday

by powerinn_admin @ Power Inn Alliance

Give With The World on November 28, 2017 #GivingTuesday is a global day of giving fueled by the power of social media, and the collaboration of nonprofit organizations and world-known philanthropists. Celebrated on the Tuesday following Thanksgiving (in the United States) and the widely recognized shopping events Black Friday and Cyber Monday, #GivingTuesday kicks off the charitable season, when many […]

The post Let’s All Give On Giving Tuesday appeared first on Power Inn Alliance.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

How the Opioid Crisis Is Hurting the U.S. Economy

by Bob Sullivan @ MagnifyMoney

On March 6, the CDC released data showing incredible spikes in opioid-related emergency room visits since July 2016: in Wisconsin, they were up 109 percent; in Illinois, up 66 percent; Delaware, 105 percent, Pennsylvania, 81 percent. These are just some of the devastating numbers behind the growing health crisis. The CDC says 64,000 people died … Continue reading How the Opioid Crisis Is Hurting the U.S. Economy

The post How the Opioid Crisis Is Hurting the U.S. Economy appeared first on MagnifyMoney.

Measurement of ROI Still Biggest Challenge in Bank Marketing

by Hallie Williams @ Deluxe FS

The toughest challenge for bank marketers this year continues to be the measurement and attribution of their marketing efforts — proving return on investment, in other words — according to the Digital Banking Report’s sixth annual Financial Marketing Trends survey, which you can now download for free from our website (a $495 value). The DBR...

The post Measurement of ROI Still Biggest Challenge in Bank Marketing appeared first on Deluxe FS.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

Be a leader in member financial health – Attend the CU FINHEALTH18 Conference

by Gigi Hyland @ CUInsight

Improving the financial health of our credit union members – the reason that credit unions were created and why they still exist today. As the mantra of “people over profit” goes, credit unions are dedicated to finding ways to better serve their members.   In order to serve our members effectively and responsibly, we must […]

The post Be a leader in member financial health – Attend the CU FINHEALTH18 Conference appeared first on CUInsight.

Move Your Money Where and When You Want

by Paul Kurth @ Connexus Credit Union

External Transfers is a Digital Banking feature that allows you to move money between financial institutions. Here's how our Digital Banking Manager uses it.

The post Move Your Money Where and When You Want appeared first on Connexus Credit Union.

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.

Best Credit Unions of 2018

Best Credit Unions of 2018


NerdWallet

Credit unions offer the same financial services as banks but often with much better terms. NerdWallet dug through details on some of the country’s top credit unions to determine our picks. This…

Golden Apple Checking

by gspji @ Checking – ECU

Fee free with a minimum monthly direct deposit, plus free online access and debit card rewards.

The post Golden Apple Checking appeared first on ECU.

401(k) Contribution Limits for 2018

by Luke Landes @ Consumerism Commentary

The 401(k) contribution limits and maximums are increasing in 2015, and there are other tax changes to 401(k) to note.

The post 401(k) Contribution Limits for 2018 appeared first on Consumerism Commentary.

Softball team completes 4-game sweep in NorCal Challenge

by Alex Daniels @ Nationally recognized soprano to perform at Sac State

The Sacramento State softball team finished 4-0 in the NorCal Challenge — which held games at both Sac State and UC Davis — following wins over Fairleigh Dickinson University, Santa Clara University (twice) and the University of the Pacific. The Hornets (14-8), who were originally scheduled to play UC Davis before the game was postponed […]

88th Annual Meeting 2018

by Priority Administrator @ Priority Credit Union

Date: March 22, 2018 Place: Priority Credit Union, 301 E Michigan Street Orlando, FL 32806 Time: 5:30pm – Refreshments 6:00pm – Annual Meeting RSVP: Call (407) 425-2561 or email Jessica Seijos at jseijos@prioritycu.org

Women in the Financial Industry: A Q&A With Connexus’ Female Board Members

by Connexus CU @ Connexus Credit Union

On International Women's Day, we sat down with the women of the Connexus Board of Directors to discuss the growing push for gender equality in the workplace. Here's what they had to say.

The post Women in the Financial Industry: A Q&A With Connexus’ Female Board Members appeared first on Connexus Credit Union.

Sac State basketball teams missing out on March Madness

by Oscar Rzodkiewicz @ Nationally recognized soprano to perform at Sac State

The champions have yet to be crowned in the 2018 NCAA men’s and women’s national basketball tournaments, but one thing remains certain — both Sacramento State programs will be nowhere to be seen on the podiums. Both the men’s and women’s teams have competed together in Division I as members of the Big Sky Conference […]

Keeping Tabs on Your Kids’ Spending With Digital Banking

by Paul Kurth @ Connexus Credit Union

As a parent and the Connexus Digital Banking Manager, I’ve learned Account Notifications are a great way to help my kids manage their money. Here are the alerts we set up.

The post Keeping Tabs on Your Kids’ Spending With Digital Banking appeared first on Connexus Credit Union.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

The post Barclays Online Savings Review appeared first on Consumerism Commentary.

Financial Pioneers: Thomas Patterson & Piedmont CU

by Jeremy Ott @ Connexus Credit Union

Thomas Patterson, an African-American farmer in the 1900s, had a significant impact on the credit union movement. Learn about his contributions.

The post Financial Pioneers: Thomas Patterson & Piedmont CU appeared first on Connexus Credit Union.

How to think like a billionaire: Opportunity costs and conscious spending

by J.D. Roth @ Get Rich Slowly

Whenever you make a choice, there’s a cost. By choosing to buy one item, you pass on the opportunity to purchase other items. By choosing to do one thing, you pass on the opportunity to spend your time on anything else. Opportunity cost is what we give up in order to have the thing we […]

The post How to think like a billionaire: Opportunity costs and conscious spending appeared first on Get Rich Slowly.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Consumer Reports to Facebook: Notify every person who had private data compromised

by David Butler @ Consumers Union

Wednesday, March 21, 2018 National petition calls on Facebook to inform all users impacted by Cambridge Analytica scandal so consumers can hold FB accountable WASHINGTON, D.C. — In the wake of the Facebook-Cambridge Analytica scandal, Consumer Reports is calling on Facebook to immediately notify all users who had their private data compromised. CR is circulating […]

2018 Citi Secured Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

Wisconsin Credit Union League calls on Speaker Ryan to pass S. 2155

by John @ CUInsight

The Wisconsin Credit Union league teamed up with the Wisconsin Bankers Association to urge Speaker of the House Paul Ryan (R-Wis.) to take up and pass the bipartisan Economic Growth, Regulatory Relief and Consumer Protection Act. The bipartisan regulatory relief bill is strongly supported by CUNA, and it passed the Senate earlier this month. “Together, […]

The post Wisconsin Credit Union League calls on Speaker Ryan to pass S. 2155 appeared first on CUInsight.

Ball is Now in FCC Chairman Pai’s Court to Protect Consumers from Robocalls

by Kara Kelber @ Consumers Union

MARCH 16, 2018 Long-awaited Court Decision Rolls Back Protections for Consumers from Invasive, Illegal Robocalls Washington– The D.C. Circuit Court of Appeals bounced back a 2015 Order from the Federal Communications Commission (FCC) interpreting the Telephone Consumer Protection Act’s (TCPA) consumer protections against unwanted robocalls. Disappointingly, the court order unwound key protections that the previous […]

BMO Harris Routing Number 071025661 | IL Bank

by hariom @ Latest News On Trends

BMO Harris Routing Number will be the first essential thing you will need when you want to complete BMO fund transfers

Financial Pioneers: Maggie Lena Walker

by Mikayla Davis @ Connexus Credit Union

In honor of Women’s History Month, we’re highlighting the African-American activist Maggie Lena Walker, and the impact she had on the financial industry throughout her lifetime.

The post Financial Pioneers: Maggie Lena Walker appeared first on Connexus Credit Union.

Consumer Reports: Current Standards for Furniture Tip-Overs Leave Too Many Children at Risk

by David Butler @ Consumers Union

  Thursday, March 22, 2018   – CR calls for strong, mandatory standards to prevent child injuries, deaths – CR petition calls on furniture industry to update standards for safer dressers   WASHINGTON, D.C. — Every 17 minutes, someone in the United States is injured when furniture, a TV, or an appliance tips over.  Many of those injured are […]

Top 5 Second Chance Bank Accounts

Top 5 Second Chance Bank Accounts


MagnifyMoney

Second Chance bank accounts provide options to those with negative items on their ChexSystems Report or prior issues with a checking or savings account.

Customers Are Switching – Is Your FI Safe?

by Mehul Patel @ Deluxe FS

How to switch-proof your financial institution by putting the customer experience first in your RDC offerings Lines. A generation ago, standing in line was routine for almost any sales or service-related activity: Checking out at the grocery store. Buying a ticket at the movie theater. Getting a cab from the airport taxi rank. Checking into...

The post Customers Are Switching – Is Your FI Safe? appeared first on Deluxe FS.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

Beware of 9168013358

Beware of 9168013358


Whycall.me

Please beware of this suspicious number, it was reported to WhyCall.me

Learnings from the Main Stage at DX18

by Trevor Rasmussen @ Deluxe FS

Deluxe Exchange 2018 (DX18) in Boca Raton last month was packed with exclusive, thought-provoking content, innovative solutions to industry issues, and dialogue that helped attendees navigate their day-to-day priorities and long-term business transformations. DX18 brought together leading industry experts as well as treasury management, marketing, and retail executives responsible for market growth. It was all...

The post Learnings from the Main Stage at DX18 appeared first on Deluxe FS.

Dangling a Big Carrot | Deluxe FS

Dangling a Big Carrot | Deluxe FS


Deluxe FS

Here's a marketing question for you readers: Will offering 85 more basis points in annual percentage yield on a 2-year CD compared to competitors' rates bring you more new customers? Wait. Before answering, here's some additional information to help you with your answer: The bank in question has only two branches in

APR vs. APY: How One Letter Makes a Big Difference

by Stephanie Colestock @ Consumerism Commentary

APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]

The post APR vs. APY: How One Letter Makes a Big Difference appeared first on Consumerism Commentary.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

E*Trade Review and Current Promotions

by Kevin Mercadante @ Consumerism Commentary

E*TRADE set the bar as one of the first online discount brokers. But is it the broker you should be using? We help you answer that question in our E*TRADE review. It’s curious that the editorial team here at Consumerism Commentary has never reviewed E*TRADE before today. I say that because we have written about […]

The post E*Trade Review and Current Promotions appeared first on Consumerism Commentary.

Direct Deposit form - The Golden 1 Credit Union

Direct Deposit form - The Golden 1 Credit Union


yumpu.com

Direct Deposit form - The Golden 1 Credit Read more about payments, retirement, benefits, institution, railroad and salary.

Book Review: Get Money

by J.D. Roth @ Get Rich Slowly

Over the past decade, I’ve attended a variety of camps and conferences to speak to people about money. Most of these events are money-related, but every once in a while I’m asked to speak at a non-financial function. In 2011, for instance, I was on a panel at the International Game Developers Association summit, which […]

The post Book Review: Get Money appeared first on Get Rich Slowly.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

Consumers Union Criticizes USDA for withdrawing animal welfare standards for food labeled organic

by Michael McCauley @ Consumers Union

Rule requiring outdoor space was set to go into effect on May 14    WASHINGTON, D.C. – Consumers Union, the advocacy division of Consumer Reports, criticized the U.S. Department of Agriculture for being out of step with food consumers by  withdrawing its rule today requiring organic producers to abide by strong animal welfare standards.  The implementation […]

2018 Review of Prosper Lending and Borrowing

by Guest Author @ Consumerism Commentary

Prosper claims to offer great rates for both borrowers and investors. In this Prosper review, we put these claims to the test. Prosper offers a different way to look at lending. The Prosper platform is a peer-to-peer marketplace where people can borrow money for all aspects of life. It’s an interesting platform for people who […]

The post 2018 Review of Prosper Lending and Borrowing appeared first on Consumerism Commentary.

How to earn more money: Three ways to boost your income

by J.D. Roth @ Get Rich Slowly

There’s no question that frugality is an important part of personal finance — you can’t outearn dumb spending — but trying to get rich by pinching pennies is like trying to win a car race by conserving gas. If you want to reach the finish line fast, you can’t be shy with the accelerator! Today […]

The post How to earn more money: Three ways to boost your income appeared first on Get Rich Slowly.

The stories we tell ourselves

by J.D. Roth @ Get Rich Slowly

I had lunch with Sabino yesterday. He’s my accountant — but he’s also my friend (and a loyal Get Rich Slowly reader). I told Sabino about how our house has been a money pit over the nine months since we bought it. I told him how much fun I’ve been having with Get Rich Slowly […]

The post The stories we tell ourselves appeared first on Get Rich Slowly.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

2018 United TravelBank Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

Report by the FTC and CFPB shows debt collection abuses remain a top consumer complaint 

by Michael McCauley @ Consumers Union

Consumers Union calls for reforms to protect consumers from unfair practices Wednesday, March 21, 2018   WASHINGTON, D.C. – Consumers Union, the advocacy division of Consumer Reports, called on state and federal regulators today to protect vulnerable consumers from abusive debt collection practices.  The consumer group renewed its call for reform as a new report […]

Golden 1 Mobile

Golden 1 Mobile


Appcrawlr

Discover Golden 1 Mobile

SoFi Money Review: A No-Fee, High-Yield Checking Account

by Hannah Rounds @ MagnifyMoney

, the financial institution known for low rates and low fees on student loans and mortgages, is making a foray into consumer checking accounts. SoFi Money™, SoFi’s forthcoming checking account, will offer a high-yield checking account with no account fees. The new account isn’t yet available to the public, so you’ll have to if you … Continue reading SoFi Money Review: A No-Fee, High-Yield Checking Account

The post SoFi Money Review: A No-Fee, High-Yield Checking Account appeared first on MagnifyMoney.

The New Emergency Fund: Seven Components of an Emergency Plan

by Abby Hayes @ Consumerism Commentary

It’s important to save for a rainy day. In this guide, we give you ideas on where to put an emergency fund and how much you should save. The world of personal finance is rife with oversimplified platitudes and one-size-fits-all advice. No where is this more evidenced than in the often-repeated advice about emergency funds. […]

The post The New Emergency Fund: Seven Components of an Emergency Plan appeared first on Consumerism Commentary.

Golden 1 Credit Union (Easy Membership) Adds 15-Month CD

Golden 1 Credit Union (Easy Membership) Adds 15-Month CD


Deposit Accounts

Golden 1 CU (easy membership) has added a 15-month Special Certificate (1.50% APY online, 1.25% APY in-branch). Minimum deposit is $1k, with no balance cap.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

How to Check for Card Skimmers at Gas Pumps and ATMs

by Connexus CU @ Connexus Credit Union

Card skimming has become a popular scam. We'll show you what to look out for and what to do if you spot a skimming device.

The post How to Check for Card Skimmers at Gas Pumps and ATMs appeared first on Connexus Credit Union.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

A Guide to the Best Home Security Systems

by Stephanie Colestock @ Consumerism Commentary

The security of your home and family have never been more important. In this detailed guide, we rate the best home security systems and companies. No matter how safe your neighborhood — or even your city — is, you’ve likely considered a security system for your home. But choosing the right one (that won’t cost […]

The post A Guide to the Best Home Security Systems appeared first on Consumerism Commentary.

California state department tries to trick employees with fake email over bonuses

California state department tries to trick employees with fake email over bonuses


sacbee

A state cybersecurity test manipulated logos of Golden 1 Credit Union and SEIU Local 1000 to see if employees would click on a phishing link. It was timed to the release of long-awaited bonus checks for state workers.

People’s United Bank Routing Number 221172186

by hariom @ Latest News On Trends

People’s United Bank Routing Number is what you are searching for? Then you are already looking at the right post. In

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

Why to Get Financing BEFORE You Buy a Vehicle

by Connexus CU @ Connexus Credit Union

If you want your dealership experience to be as smooth as possible, get your financing first. Here's why.

The post Why to Get Financing BEFORE You Buy a Vehicle appeared first on Connexus Credit Union.

RBFCU Routing Number 314089681

by hariom @ Latest News On Trends

Hello, Friends!!! If you are searching for RBFCU Routing Number genuine post then you are already at the right location my friend.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.

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