Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
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Important Information About Banking Changes at FMB
by Lindsey Rickman @ Farmers & Merchants Bank
Mon Mar 06 06:02:41 PST 2017
Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
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How long does it take a check to clear?
Investopedia
It usually takes two days for a check to clear, but in some cases it may take longer. Discover how banks treat large deposits and why your check may be on hold.
How long can bank hold my deposit?
Bankrate
Federal rules prevent a bank from taking a deposit and holding the funds for an indefinite period.
10 Smart Ways to use your Tax Refund
by Lindsey Rickman @ Farmers & Merchants Bank
Thu Feb 08 06:18:32 PST 2018
10 Smart Ways to Use Your Tax Refund Few things brighten up a dull, cold winter like a tax refund. In 2013, the average tax refund was $2,744. While we’re only human and most of us want to splurge a little with our refund, careful money management for the majority of your refund is a […]
What does it mean if I receive a hold on my account after I have made a deposit?
First Hawaiian Bank
Hawaii's oldest and largest bank offering personal, private, & business banking services. First Hawaiian Bank is consistently ranked in the top tier of all U.S. banks.
PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
How To Use FMB’s Mobile Deposit
by Lindsey Rickman @ Farmers & Merchants Bank
Thu Feb 01 01:00:43 PST 2018
3 Tips to get yourself fiscally fit in 2018
by Lindsey Rickman @ Farmers & Merchants Bank
Thu Dec 28 01:30:44 PST 2017
10 Tips to Get Fiscally Fit The Winter of 2018 is upon us, and for many of us that will mean more indulging and less physical activity. Maybe you are savoring the waning warm days of a Southern December, trying to tone up your body before the urge to hibernate sets in. It’s the same […]
Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
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How Long It Takes a Check to Clear at Top Banks 2018 | MyBankTracker
MyBankTracker
Learn how long it takes a check to clear at the top 10 banks and when check deposit funds will be available for withdrawal. Find out when and why funds are held for clearance and what happens with post-dated checks, money orders, cashier's checks, and more. See tips on how to get your money on time.
The Single Parent’s Guide to Life Insurance
by Barbara Marquand @ NerdWallet
Thu Mar 22 17:39:02 PDT 2018
Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…
Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s
by Kara Vincent @ LRRCU
Tue Aug 22 03:05:44 PDT 2017
While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]
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Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
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Daily limits / Availability of funds
Aspiration
Daily Limits:For security reasons and to guard you against identity theft, we have the following limits in place for your first 30 days as an account holder:For the first week:$100 a day for on...
Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.
September is Childhood Cancer Awareness Month
by Lindsey Rickman @ Farmers & Merchants Bank
Wed Sep 07 08:01:37 PDT 2016
Childhood Cancer is the #1 disease killer of children. More than asthma, cystic fibrosis, diabetes & pediatric AIDS – COMBINED! 46 children and adolescents are diagnosed every single week day 1 in every 330 children develop cancer before age 19 – it is NOT rare. 1 in every 5 children diagnosed with cancer dies. The […]
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
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Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
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Attention Online Banking Customers
by Lindsey Rickman @ Farmers & Merchants Bank
Tue Apr 11 13:42:33 PDT 2017
On May 1, 2017, Farmers and Merchants Bank will be rolling out an entirely new internet banking experience. We have rebuilt our internet services from the ground up and added several new features such as new and improved Bill Payment, eStatements, Mobile Banking, and Mobile Deposits. As an existing internet banking user, you will be […]
3 Money Lessons We Can Learn From ‘Roseanne’
by Courtney Jespersen @ NerdWallet
Sun Mar 25 18:00:27 PDT 2018
On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…
How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
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How Long Does a Check Take to Clear? - NerdWallet
NerdWallet
When it comes to how long it takes a check you’ve deposited to clear, the faster, the better. Unlike with direct deposit, paper checks aren’t credited to an account instantly.…
How to Shop for Used Clothes — and Why You Should
by Laura McMullen @ NerdWallet
Thu Mar 22 20:00:39 PDT 2018
Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…
Does Life Insurance Cover Suicide?
by Barbara Marquand @ NerdWallet
Thu Mar 22 16:09:10 PDT 2018
Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…
This Spring, Clear Mediocre Credit Cards Out of Your Wallet
by Gregory Karp @ NerdWallet
Mon Mar 26 08:00:11 PDT 2018
Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…
Deposit Holds
Deposit Holds
Orange County Credit Union provides a broad range of banking products and services like checking, savings, loans, and investments for every season of life.
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
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How to Sidestep 3 Unethical Financial Advisor Tactics
by James Royal, Ph.D. @ NerdWallet
Mon Mar 26 08:00:32 PDT 2018
“There’s plenty of opportunity out there for someone who’s unethical,” warns Harold Evensky, chairman of wealth manager Evensky & Katz. That’s especially true when that someone is a financial advisor,…
April is Community Banking Month
by Lindsey Rickman @ Farmers & Merchants Bank
Sat Mar 24 02:00:48 PDT 2018
Governor Nathan Deal Proclaims April as Community Banking Month April is Community Banking Month and the Community Bankers Association of Georgia and community banks across Georgia are recognizing the unique spirit that makes community banks the foundation of their communities in cities and towns throughout the state. Annually, community bankers across the country have come […]
Where is my direct deposit?
Chime Banking - Support and FAQs
Chime never holds direct deposits and will always post your funds as soon as we receive them from your employer or benefits provider. The timing of your deposit is dependent on when your employer (...
How Grads Can Get Another Shot at Student Loan Forgiveness
by Anna Helhoski @ NerdWallet
Tue Mar 27 09:20:39 PDT 2018
The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…
Frequently Asked Questions - Bank of Internet USA
Bank of Internet USA
Bank of Internet USA invites you to read answers to some of the questions most frequently asked about our innovative online banking products and services.
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Understanding Funds Availability Policies at Your Bank
The Balance
Your bank's funds availability policy tells you how long your deposits will be held. Know what to expect so you don't miss payments.
Debit Card Upgrade
by Lindsey Rickman @ Farmers & Merchants Bank
Sat Apr 15 01:30:38 PDT 2017
Debit Card Upgrade A New Farmers & Merchants Bank Debit Card! Farmers & Merchants Bank has partnered with Fiserv to give you a debit card with enhanced security features, additional payment options and exceptional benefits. Why are you replacing my card? Farmers & Merchants Bank is dedicated to providing you with the highest level of […]