Drum roll, please….
by Jan @ Linn Area Credit Union
Tue Oct 25 10:36:19 PDT 2016
We’re excited to announce that we are launching the new www.linnareacu.org on November 1! (That’s right, folks! Right here, right now… November 1, 2016!) In May 2016, we emailed you a survey asking for your opinion on the eServices we provide — from our Mobile Money app to our website. We were totally amped up […]
The post Drum roll, please…. appeared first on Linn Area Credit Union.
Ways to prevent identity theft so you can enjoy the holiday season
by Dave Dwyer @ Service Credit Union
Fri Nov 10 09:21:46 PST 2017
As the holiday season gears up with a mad rush of excitement, fraudsters are also gearing up with excitement to steal your identity. Take the necessary precautions to protect yourself whether you are shopping online or at a brick and mortar store. Enjoy the holidays as they are meant to be, with peace, joy, and […]
How to Sidestep 3 Unethical Financial Advisor Tactics
by James Royal, Ph.D. @ NerdWallet
Mon Mar 26 08:00:32 PDT 2018
“There’s plenty of opportunity out there for someone who’s unethical,” warns Harold Evensky, chairman of wealth manager Evensky & Katz. That’s especially true when that someone is a financial advisor,…
Did a Tax Pro Botch Your Return? Here’s What to Do
by Tina Orem @ NerdWallet
Fri Mar 23 06:53:52 PDT 2018
To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…
Equifax Data Breach
by Matt @ Linn Area Credit Union
Fri Sep 08 12:18:13 PDT 2017
Equifax data breach: 143 million people could be affected UPDATE 9/11/17: The Equifax data breach situation is continually evolving. According to Equifax, the company has adjusted the TrustedID Premier product Terms of Use. For more information and other updates, visit https://www.equifaxsecurity2017.com. Please note: Linn Area Credit Union cannot give legal advice. Now that’s a scary […]
The post Equifax Data Breach appeared first on Linn Area Credit Union.
What Does Pay Frequency Mean?
by Michele Bossart @ Payroll Tips, Training, and News
Wed Feb 21 05:10:38 PST 2018
When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]
The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

How to Set Up Direct Deposit to Your Banking Account
Linn Area Credit Union
Direct deposit is instant and convenient for businesses and employees. Your paychecks will consistently get to the bank on time. Fill out the forms.
Making the Leap
by Jan @ Linn Area Credit Union
Thu May 05 13:21:33 PDT 2016
I’m truly impressed with our Mobile Money app. Truly. Generally speaking, I’m not a person who leaps into action when the brand-spankin’-newest, high-tech gadget is introduced. Or software. Or anything, for that matter. It’s pretty easy for me to be that person who just goes along with what they’ve got, and that works for them. […]
The post Making the Leap appeared first on Linn Area Credit Union.
We have $400 million to lend!
by Sara Stern @ University Credit Union
Mon Jan 29 16:46:14 PST 2018
Are you looking to borrow money? Crushed by unexpected bills or need extra cash for surprise expenses? We have loans all kinds of loans to meet your specific needs. Whether you need to by a car, apply for a credit card, consolidate your bills into a personal loan or even purchase or refinance your home, … Continue reading We have $400 million to lend!

Find your account number and routing number on a check to set up direct deposit.
Key.com
Take advantage of direct deposit with select KeyBank accounts. Set up your direct deposit using a check number and routing number here.
What Is an FEIN?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Feb 26 05:10:00 PST 2018
When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]
The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.
How to Turn a Tax Refund Into a Fatter Paycheck
by Tina Orem @ NerdWallet
Fri Mar 23 12:34:45 PDT 2018
Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

How do I set up direct deposit with Varo?
Varo
The best way to add money to your Varo Bank Account is by setting up Direct Deposit with your employer - that way you deposit into your Varo Money account on a regular basis. Varo offers Early Dire...
We Don’t Want You to Wait – Ways to Avoid Being On Hold
by Carolyn Pittman @ Service Credit Union
Tue Nov 28 10:55:02 PST 2017
(And Our 10 Favorite Hold On Songs) Sitting and waiting on the phone for support probably tops most people’s lists of things they would rather not do. Thankfully, the Contact Center at Service Credit Union has invested in a wide variety of options that not only in many cases allow you to avoid picking up […]
Members Win One-of-a-Kind Motorcycle!
by Ruth @ Linn Area Credit Union
Thu Oct 26 09:17:54 PDT 2017
Linn Area Credit Union members Don and Tina Schminkey are enjoying two new motorcycles after they won a 2017 Harley-Davidson Road Glide in the 2017 Motor Madness raffle. When Don and Tina bought a new Suzuki Can-Am Side by Side 30 at Metro Harley-Davidson Suzuki Can-Am, they also picked up some $10 Motor Madness raffle […]
The post Members Win One-of-a-Kind Motorcycle! appeared first on Linn Area Credit Union.
The Single Parent’s Guide to Life Insurance
by Barbara Marquand @ NerdWallet
Thu Mar 22 17:39:02 PDT 2018
Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

Direct Deposit | Wescom Credit Union
Wescom Credit Union
Simplify your financial life with Direct Deposit.
Get FREE Checking, Get $50!
by Jan @ Linn Area Credit Union
Mon Apr 11 11:59:13 PDT 2016
We know, we know! No one really wants to move their checking account. It’s such a chore! But let’s weigh the short-term pain against the long-term gain. If you don’t have a Linn Area checking account, take a good hard look what you DO have. Are you paying a monthly maintenance fee? Are you paying […]
The post Get FREE Checking, Get $50! appeared first on Linn Area Credit Union.
What You Need to Know About a Qualifying Life Event
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 12 05:10:40 PDT 2018
Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]
The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.
How to Shop for Used Clothes — and Why You Should
by Laura McMullen @ NerdWallet
Thu Mar 22 20:00:39 PDT 2018
Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…
Great Money Resolutions for the New Year
by Carolyn Pittman @ Service Credit Union
Wed Dec 27 08:00:39 PST 2017
It’s that time of year again, recovering from the indulgences of the holidays, looking over the past year, breaking out the new calendar, and planning to do better in all aspects of life in the coming year. One of the most popular resolutions is to be better with money. The challenge, of course, is sticking […]
Consult This Employee Termination Checklist to Keep Things Running Smoothly
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 07 05:10:00 PST 2018
Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]
The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

How to Set Up Direct Deposit - NerdWallet
NerdWallet
Direct deposit is a free service that electronically sends your paychecks or benefit checks to a bank account or prepaid debit card of your choosing. Electronic payments have a number…
/78433923-56a0663e5f9b58eba4b04394.jpg)
Learn How Direct Deposit Automates Payments and Saves Everybody Money
The Balance
Direct deposit automates payments and saves everybody money. See why it's popular and how you can use electronic payments.
Explor-a-Mortgage, Part 1
by Jan @ Linn Area Credit Union
Wed Jul 06 09:11:39 PDT 2016
When was the last time you refinanced your home? Were interest rates lower or higher? If you don’t know, then you should take a look at your mortgage paperwork. It might be totally worth your while! My interest (pun intended!) in this is very personal. My husband and I refinanced about four years ago, and […]
The post Explor-a-Mortgage, Part 1 appeared first on Linn Area Credit Union.

Adding Direct Deposit Accounts to Employees
Knowledge Center
Direct deposit* can save you time and headaches when it comes to getting your employees paid. OnPay gives you two convenient ways to pay your employees. The first is to manually produce checks by e...
SCU AVP Donnelly receives Young Professional Award
by Lori Holmes @ Service Credit Union
Wed Nov 01 14:03:44 PDT 2017
Portsmouth, NH – The Cooperative Credit Union Association (CCUA) recently presented Service Credit Union Assistant Vice President of the Contact Center Dennis Donnelly with the Young Professionals Award of Excellence. The award signifies a young professional who best demonstrates a commitment to the values and principles defining the credit union’s mission. Donnelly was one of […]

PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
Should You Offer a Nonqualified Deferred Compensation Plan?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Mar 26 05:10:00 PDT 2018
You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]
The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.
We LOVE Teachers!
by Jan @ Linn Area Credit Union
Mon May 02 11:27:35 PDT 2016
Yep, there’s a soft spot in our heart for teachers. (After all, we ARE the teacher’s credit union!) I have fond (but vague) memories of teachers. When I was a kid, we moved around a lot. My dad was in the Navy, and we moved every couple of years. My younger brother always struggled with […]
The post We LOVE Teachers! appeared first on Linn Area Credit Union.
Tired of high bank fees?
by Sara Stern @ University Credit Union
Wed Feb 07 16:13:07 PST 2018
Find the Right Checking Account for U! Banks are charging record-high fees for existing services. If your bank is nickeling and diming you with high fees, make the switch to University Credit Union. UCU offers a variety of checking accounts to meet your needs. Let us show you the value of our checking accounts versus … Continue reading Tired of high bank fees?
If You Insist on Paying Taxes With a Credit Card, Here’s How
by Tina Orem @ NerdWallet
Thu Mar 22 14:14:34 PDT 2018
Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…
Save 0.50%* when purchasing a car from Autoland!
by Sara Stern @ University Credit Union
Fri Jan 05 14:15:11 PST 2018
Contact Lenny from Autoland for a new or used car. Now you can shop smart and drive happy when you purchase a car from Autoland and take advantage of a 0.50% APR* discount on your UCU auto loan rate. UCU is proud to offer Autoland, the nation’s premier car buying service, as a concierge service to all UCU members! Whether you’re … Continue reading Save 0.50%* when purchasing a car from Autoland!
Direct Deposit from NetBank
NetBank
NetBank offers direct deposit, a safe, convenient way to transfer regular funds directly into a checking or savings account.
Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 19 05:10:23 PDT 2018
Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]
The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

Direct Deposit
Bank of the Sierra
Most commonly used for payroll, Direct Deposit lets your employer electronically transfer money directly into your account.
Service Credit Union to offer assistance for those affected by a Government Shutdown
by Lori Holmes @ Service Credit Union
Wed Dec 06 08:39:27 PST 2017
Service Credit Union is committed to helping its members in the event of a government shutdown by covering the December mid-month payroll and offering a 0% loan. If the shutdown occurs and the Defense Finances and Accounting Services (DFAS) does not pay mid-month payrolls, Service Credit Union will post credits to members based on the […]
IMPORTANT NOTICE: Potential Scam Advisory
by Sara Stern @ University Credit Union
Fri Mar 02 18:39:32 PST 2018
Advisory To University Credit Union Members Please be advised that University Credit Union has not authorized any email communications to our members from outside sources. If you should receive an email from any other entity, please disregard it. Unfortunately, there are many people in this world who will attempt to deceive members. Please be aware … Continue reading IMPORTANT NOTICE: Potential Scam Advisory
Save 2% or up to $5,000* in closing costs!
by Sara Stern @ University Credit Union
Wed Jan 31 18:10:07 PST 2018
UCU is here to help you whether you are buying a new home or want to refinance your current mortgage. Save up to 2% or $5,000* in closing costs on: • Conventional 1st mortgage loans • Loan-to-value not to exceed 90% • 3/1, 5/1, 7/1 ARMs, or 10 year fixed • Primary residences, second homes, single family, … Continue reading Save 2% or up to $5,000* in closing costs!
Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount
by Rachel Gray @ Payroll Tips, Training, and News
Wed Feb 28 05:10:52 PST 2018
It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]
The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.
SCU to offer assistance for those affected by a government shutdown
by Lori Holmes @ Service Credit Union
Sat Jan 20 05:00:06 PST 2018
Service Credit Union is committed to helping its members who are affected during the government shutdown. For those with direct deposit, Service Credit Union will post credits to members based on the postings nearest to January 1, 2018. The credit of that amount will take place on or before February 1, 2018. This will apply […]
Explor-a-Mortgage, Part 2
by Jan @ Linn Area Credit Union
Thu Jul 28 09:46:40 PDT 2016
As you may or may not know, I’ve been exploring refinancing my home on and off for a couple of months. My latest meeting was with Larry, and we worked the numbers (OK, Larry worked the numbers…) and I came to the conclusion that, even though the interest rate was a smidge lower, the $250 […]
The post Explor-a-Mortgage, Part 2 appeared first on Linn Area Credit Union.

How to Setup Direct Deposit
Bank of America
Bank of America direct deposit makes it easy for you to deposit checks into your account automatically. Learn about setting up direct deposit today.
This Spring, Clear Mediocre Credit Cards Out of Your Wallet
by Gregory Karp @ NerdWallet
Mon Mar 26 08:00:11 PDT 2018
Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Should You Pay Employees by Check or Direct Deposit?
Service Business Blog with Resources, News, and Tips | Jobber Academy
Planning on hiring? Welcome to the world of payroll decisions. We’re going over the pros and cons of paying employees by check or direct deposit.
Does Life Insurance Cover Suicide?
by Barbara Marquand @ NerdWallet
Thu Mar 22 16:09:10 PDT 2018
Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

For employees: How to check the status of your direct deposit funds transfer
Help Center
Are you an employee of a business owner who uses Payroll by Wave? If you're paid by direct deposit, follow these instructions if you'd like to check the status of the transfer of your pay.You can ...
A New Online and Mobile Banking Platform for U!
by Daniela Fuentes @ University Credit Union
Thu Sep 28 10:37:34 PDT 2017
University Credit Union will be rolling out a new online and mobile banking platform. Here is what you will find when you access UCU online: Enhanced Login Security There will be an easier “Forgot username/password” reset process. 1) New login procedures You will be asked to create a login/username that is NOT your account number … Continue reading A New Online and Mobile Banking Platform for U!
Service Credit Union offers free access to FICO® Scores
by Lori Holmes @ Service Credit Union
Mon Feb 05 13:55:02 PST 2018
In its continuing efforts to enhance member experience and provide innovative banking tools, Service Credit Union is now providing its members free access to their FICO® Scores. This includes key factors affecting their scores and general information on credit scores. . The scores, which will be updated quarterly, are available through Service Credit Union’s secure […]
A Look at Federal, State, and Local Minimum Wages
by Mike Kappel @ Payroll Tips, Training, and News
Wed Mar 21 05:30:00 PDT 2018
You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]
The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.
Service Credit Union named top CU Direct auto lender
by Lori Holmes @ Service Credit Union
Fri Feb 23 08:19:49 PST 2018
Service Credit Union (SCU) was named the top auto lender in the New England/New York region and 10th nationally for 2017 by CU Direct. CU Direct works with auto dealers and credit unions throughout the U.S. to streamline the auto buying process. Last year, the credit union funded more than 21,000 auto loans at approximately […]

When Does Direct Deposit Go Through? | Patriot Software
Payroll Tips, Training, and News
If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?
How to Calculate a Raise
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 14 05:10:09 PDT 2018
Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]
The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.
Answers to 18 Payroll Questions You Are Dying to Ask
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 05 05:10:18 PST 2018
For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]
The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.
Service Credit Union donates to the N.H. Food Bank
by Lori Holmes @ Service Credit Union
Fri Dec 22 08:49:58 PST 2017
Service Credit Union donated $10,000 and 1,326 pounds of food to the New Hampshire Food Bank, a program of Catholic Charites NH, in order to help the citizens of New Hampshire. Service Credit Union President/CEO David Van Rossum recently presented the check to New Hampshire Food Bank Executive Director Eileen Groll Liponis to help keep […]