How Grads Can Get Another Shot at Student Loan Forgiveness

by Anna Helhoski @ NerdWallet

Tue Mar 27 09:20:39 PDT 2018

The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…

How to Cope with Nicotine Withdrawal

by @ How to of the Day

Fri Mar 23 01:00:00 PDT 2018

If you have been a smoker for a while, you may experience nicotine withdrawal symptoms—intense cravings, headaches, anger, trouble sleeping, and even anxiety or depression—when you attempt to quit. These undesirable side effects of quitting may tempt you to pick the habit back up. But, if you seek support, come up with a plan to deal with triggers, and practice good self-care, the symptoms will eventually subside. Hold out and give it time— you'll get through withdrawal and be smoke-free sooner than you think!

How to Train an Abused Dog

by @ How to of the Day

Tue Mar 27 01:00:00 PDT 2018

Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Mon Mar 26 08:00:11 PDT 2018

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

How to Activate Night Shift on an iPhone

by @ How to of the Day

Tue Mar 27 17:00:00 PDT 2018

This wikiHow teaches you how to turn on Night Shift on your iPhone, as well as how to schedule Night Shift to automatically come on during certain hours of the day. Night Shift is a blue-light filter that helps prevent interruptions to your circadian rhythm at night, which can improve your sleep.

How to Track Mileage Without an Odometer

by @ How to of the Day

Mon Mar 26 17:00:00 PDT 2018

Whether you’ve got a busted odometer or you’d just rather not have to do a lot of mental gymnastics to calculate your annual mileage for work-related tax deductions, there are a couple simple ways to find out how many miles you’re averaging. Downloading a mileage tracker app for your smartphone can take all the guesswork out of adding up your drive time by automatically ticking off the miles while you’re on the road. If you only make the occasional business trip, consider simply plotting out your route and recording the estimated distance in advance.

11 Money Lies To Watch Out For

by J. Money @ Budgets Are Sexy

Wed Mar 14 02:02:18 PDT 2018

11 Money Lies To Watch Out For

Mornin’, mornin’! Fellow blogger and $$$ personality, Ramit Sethi, tweeted out a request a few weeks ago, and now that my tiny brain has had time to think about it I’m ready to contribute to the conversation :) He challenged us to come up with some money lies we tell ourselves (or worse – others!), and today we debunk some of them and add in […]

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[For more $$$ nuggets, head over to Budgets Are Sexy!]

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 14 05:10:09 PDT 2018

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Mar 26 05:10:00 PDT 2018

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

How to Get a Job As a Mortuary Makeup Artist

by @ How to of the Day

Sun Mar 25 01:00:00 PDT 2018

Mortuary makeup artists apply makeup to the deceased for public viewings. This line of work is also known as “desairology.” To begin a career in mortuary makeup, you’ll need to attend Mortuary Science School or Cosmetology school. Since you must either be a licensed mortician or cosmetologist to work with dead bodies, you’ll then need to apply for and pass your state’s licensing exam. Start finding jobs by offering your services at local funeral homes and salons. At the end of the day, this job can be unusual and difficult, but it can also incredibly rewarding to bring some peace to a grieving family.

How to Sidestep 3 Unethical Financial Advisor Tactics

by James Royal, Ph.D. @ NerdWallet

Mon Mar 26 08:00:32 PDT 2018

“There’s plenty of opportunity out there for someone who’s unethical,” warns Harold Evensky, chairman of wealth manager Evensky & Katz. That’s especially true when that someone is a financial advisor,…

How to Keep a Dress Shirt from Riding Up

by @ How to of the Day

Thu Mar 22 01:00:00 PDT 2018

If you tend to have trouble keeping your shirt tucked in throughout the day, it may be time to try out a new method of holding it in place. First thing’s first—make sure that you’re wearing a dress shirt that’s been sized and cut specifically for your frame. You can then create a neat, trim profile by folding the excess fabric on the sides of the shirt before you tuck it in. If all else fails, invest in a pair of handy shirt stays or make the switch to a more casual untucked style.

How to Lose Birth Control Weight

by @ How to of the Day

Fri Mar 23 09:00:00 PDT 2018

Gaining weight is a fairly common (and annoying) side effect of some methods of birth control. If you find yourself packing on the pounds after starting a new birth control routine, you might need to take some action. You can try exercising regularly and eating a balanced diet to help minimize the water weight your body may be retaining. You can also try talking to your doctor about your symptoms, or even switching to another form of birth control with fewer hormonal side effects.

#Overheard At The Coffee Shop: Volume IV

by J. Money @ Budgets Are Sexy

Fri Mar 16 02:04:41 PDT 2018

#Overheard At The Coffee Shop: Volume IV

Welcome to another edition of me “accidentally” hearing other people’s conversations! And then them “mysteriously” landing on this blog here! You know what they say – what happens at coffee houses does not stay at coffee houses ;) And we’ve got a ton to offload on ya today too as they’ve been adding up over the year since our last one and cracks me up […]

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[For more $$$ nuggets, head over to Budgets Are Sexy!]

How to Break Boards with Your Bare Hands

by @ How to of the Day

Thu Mar 22 17:00:00 PDT 2018

Learning how to break boards with your bare hands can be done right at home. Start by conditioning your hands to get them ready for striking, and make sure your board is set up properly and safely. By having confidence in your ability to break the board and following some simple strategies, you'll soon master the martial arts stunt of board-breaking.

How to Lose Fat With Weights

by @ How to of the Day

Sat Mar 24 09:00:00 PDT 2018

If you want to get rid of stubborn body fat, adding strength training to your exercise regimen can help. To start losing fat, create a consistent weekly routine to build muscle and burn calories. One effective way to lose fat is doing compound exercises, which will work out multiple muscle groups at once. Keep in mind that to lose fat, you must ultimately burn more calories than you eat. Thus, you should also incorporate other healthy weight loss practices into your life.

How to Share Folders on Dropbox

by @ How to of the Day

Sat Mar 24 17:00:00 PDT 2018

This wikiHow teaches you how to share a Dropbox folder with another person via email. Sharing a Dropbox folder with another person will allow them to view and edit the folder's contents from their own Dropbox account. You can share Dropbox files with people on both the Dropbox website and the Dropbox mobile app.

Some New Savings Targets To Shoot For?

by J. Money @ Budgets Are Sexy

Mon Mar 19 02:02:53 PDT 2018

Some New Savings Targets To Shoot For?

Guess what?? They talked about personal finance on the radio today, and I almost had a moneygasm! Haha… The clip was on some new savings recommendations that apparently just came out, and while I couldn’t find the exact article off the show’s website, I did come across this one that matched it to a T (and which was also over a year old?): “Here’s how […]

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[For more $$$ nuggets, head over to Budgets Are Sexy!]

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

How to Transfer an Image Onto Glass

by @ How to of the Day

Tue Mar 20 17:00:00 PDT 2018

Putting an image onto a glass object—such as a glass, mason jar, mirror, or window—is a way to personalize and decorate your living space. You can transfer any type of image that has been printed from a laser printer, or that you find in a book or magazine. To transfer an image onto glass, fix adhesive packing tape to the image you’d like to transfer. Soak the image and tape in warm water, then remove the paper and stick the image onto a glass object. Alternately, you can use a gel transfer medium to move the image directly on to a glass surface.

How to Keep Spiders Out of Your House

by @ How to of the Day

Tue Mar 27 09:00:00 PDT 2018

Finding 8-legged friends in your house can be unsettling, especially if you aren’t a fan of living around insects. You can keep spiders from burrowing and spinning webs in your home by applying natural remedies like vinegar and essential oils. Maintaining a clean, well sealed home can also prevent spiders from taking up residence in your space. With the right approach, you can keep spiders out of your home easily and effectively.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

Wed Mar 21 05:30:00 PDT 2018

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

“A library is one of the few remaining places that cares more about you than your wallet.”

by J. Money @ Budgets Are Sexy

Fri Mar 09 02:04:23 PST 2018

“A library is one of the few remaining places that cares more about you than your wallet.”

Truth nuggets dropping today, boy! That library is a frugal man and woman’s best friend! And that passage comes from a thoroughly fantastic article in itself linked below, as well as a handful of other great reads I’ve enjoyed over the months… Lots of great writers and ideas out there, and hopefully these just add to the beauty of the weekend coming up :) Let […]

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[For more $$$ nuggets, head over to Budgets Are Sexy!]

How to Compare Handwriting Samples

by @ How to of the Day

Sun Mar 25 09:00:00 PDT 2018

Handwriting analysis is both an art and a science. Whether you want to compare handwriting samples for fun or for legal or forensic purposes, you’ll need a sharp eye. The first step is to obtain samples, which typically include a sample in question and several documents you know someone actually wrote. Examine each document individually, and look for formal, formatting, and stylistic quirks. Determine if samples share any of these subtle characteristics, and form a conclusion about the documents’ authorship based on your findings.

How to Dress Up Jeans

by @ How to of the Day

Tue Mar 20 09:00:00 PDT 2018

While jeans are traditionally considered casual wear, the right pair can easily be dressed up for your next Casual Friday, romantic date, or night out with friends. As long as you start with the right jeans, you can create a dressy look with the right top, shoes, and accessories.

46 Tips To Save You Time, Money, and Trouble (From The 1950’s!)

by J. Money @ Budgets Are Sexy

Wed Mar 07 02:02:53 PST 2018

46 Tips To Save You Time, Money, and Trouble (From The 1950’s!)

Here’s something you don’t see every day: a pamphlet from 1958 giving you over 300 tips “to save you time, money and trouble!” Found it on Ebay for $3.00 and just had to pick it up for the blog :) (You’re welcome) There’s a ton of stuff that’s no longer applicable (sewing machine tips, typewriter hacks, and a bunch of not-so PC comments around house […]

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[For more $$$ nuggets, head over to Budgets Are Sexy!]

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 19 05:10:23 PDT 2018

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

How to Become a Legal Permanent Resident of the United States

by @ How to of the Day

Wed Mar 21 17:00:00 PDT 2018

Becoming a legal permanent resident of the United States is a lengthy bureaucratic process. Once you determine your eligibility, you will need to find someone who can sponsor your application. Then, you and your sponsor will have to provide substantial evidence of your status, employment, or relationship. The process of becoming a legal permanent resident will generally take at least a year from the date you start filing, but successful applicants will finish the process with their Green Card, which grants permanent legal residence.

How to Develop Film in a Darkroom

by @ How to of the Day

Mon Mar 26 09:00:00 PDT 2018

Film photography is a great way to capture personal, unique, and long-lasting photographs. The first step in turning the captured exposures on your film camera into physical prints is developing the film. Taking the time to develop your film correctly is critical if you want your prints to turn out beautifully. To develop your film, you'll need some basic photography tools and chemicals, as well as access to a dark room.

“You might get a kick out of our recent financial journey”

by J. Money @ Budgets Are Sexy

Wed Mar 21 02:06:16 PDT 2018

“You might get a kick out of our recent financial journey”

Morning! Been emailing with a new reader of this blog, and in the middle of it he shot me his entire financial/career life story which I thought you’d love to see too as voyeurs ;) Always something so raw and beautiful about this type of stuff – no one ever shares in the real word! The clip’s below, along with some follow up questions I […]

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[For more $$$ nuggets, head over to Budgets Are Sexy!]