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Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

Seiko vs Citizen, Cartier vs Rolex, etc: Luxury Watch Brand Comparison

by Katie Spence @ First Quarter Finance

Luxury watch brands include: Cartier, Citizen, Hamilton, Invicta, OMEGA, and Rolex. All are known for producing high-quality watches, whether you’re looking for a dress watch or sport watch. To help compare, we have broken the companies out by country and classified their watches as affordable, selling most watches for under $250; mid-range, selling most watches for […]

The post Seiko vs Citizen, Cartier vs Rolex, etc: Luxury Watch Brand Comparison appeared first on First Quarter Finance.

Investment Strategy Statement | January 2, 2018

by Tricia Hansen @ CenterState Bank

INVESTMENT STRATEGY STATEMENT January 2, 2018 I. Equity Markets A. Sweeping Overhaul of the Nation’s Tax Code Signed into Law. With the solid 3Q 2017 earnings reporting season largely concluded, the forward momentum in the economy continuing, the December rate hike by the Federal Reserve fully discounted, and still no signs of building inflation pressures, […]

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

How Long Does It Take for a Check to Deposit, Clear? Top 50 Banks Listed

How Long Does It Take for a Check to Deposit, Clear? Top 50 Banks Listed


First Quarter Finance

How long does it take for check to clear anyway? In this post, you'll find the time it takes a check to clear at the top 50 banks and credit unions.

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

Women’s History Month: The History and How to Get Involved

by Antoinette Vitale @ CenterState Bank

The United States celebrates Women’s History Month the entire month of March. Now, more than ever, women are recognized for their achievements throughout time. This month-long celebration highlights women’s contributions to society and history. This is a holiday for women- an opportunity to empower them in any setting and call them to action. “Women and […]

People in the news: Stormy Daniels, LL Cool J, Usher

People in the news: Stormy Daniels, LL Cool J, Usher

by Contributor @ Ohio.com

Daniels puts ‘60 Minutes’ on top

The post People in the news: Stormy Daniels, LL Cool J, Usher appeared first on Ohio.com.

Fall Football Food

by Amanda @ My Financial Wingman

Getting together for the big game doesn’t have to stress you or your wallet out. Let’s face it, getting together is fun, but the dent it makes in your pocket book is not! So why not host a game party but ask everyone that will be attending to bring one ingredient from a dish you […]

What Happens When You Write (or Deposit) a Check?

What Happens When You Write (or Deposit) a Check?


The Balance

Checks can take a few days (or longer) to clear as banks process payments. Find out what to expect and how to avoid problems.

Mobile Deposit has Arrived!

by Amanda @ My Financial Wingman

We’re very excited to announce the newest feature within our smart phone app… Mobile Deposit! That’s right, you can deposit checks simply by taking a picture of the check! Submit deposits to your account after hours, on the go, when you’re out of town… ANYWHERE! It’s so easy. Sign up today and see! For more […]

We have $400 million to lend!

by Sara Stern @ University Credit Union

Are you looking to borrow money? Crushed by unexpected bills or need extra cash for surprise expenses? We have loans all kinds of loans to meet your specific needs. Whether you need to by a car, apply for a credit card, consolidate your bills into a personal loan or even purchase or refinance your home, … Continue reading We have $400 million to lend!

A New Online and Mobile Banking Platform for U!

by Daniela Fuentes @ University Credit Union

University Credit Union will be rolling out a new online and mobile banking platform. Here is what you will find when you access UCU online: Enhanced Login Security There will be an easier “Forgot username/password” reset process. 1) New login procedures You will be asked to create a login/username that is NOT your account number … Continue reading A New Online and Mobile Banking Platform for U!

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared

by Ashley Derrington @ First Quarter Finance

Lacoste vs. Polo Ralph Lauren has been an ongoing debate in fashion, especially when it comes to polo shirts. The “better” brand will depend largely on personal preference. Lacoste polos may be more expensive and elusive than Polo Ralph Lauren polos, but both brands come from higher-end clothing collections that offer a wide range of […]

The post Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared appeared first on First Quarter Finance.

Save 0.50%* when purchasing a car from Autoland!

by Sara Stern @ University Credit Union

Contact Lenny from Autoland for a new or used car. Now you can shop smart and drive happy when you purchase a car from Autoland and take advantage of a 0.50% APR* discount on your UCU auto loan rate. UCU is proud to offer Autoland, the nation’s premier car buying service, as a concierge service to all UCU members! Whether you’re … Continue reading Save 0.50%* when purchasing a car from Autoland!

Tired of high bank fees?

by Sara Stern @ University Credit Union

Find the Right Checking Account for U! Banks are charging record-high fees for existing services. If your bank is nickeling and diming you with high fees, make the switch to University Credit Union. UCU offers a variety of checking accounts to meet your needs. Let us show you the value of our checking accounts versus … Continue reading Tired of high bank fees?

Deposit Holds

Deposit Holds


Deposit Holds

Orange County Credit Union provides a broad range of banking products and services like checking, savings, loans, and investments for every season of life.

LMU Half-Court Shot for LMU Tuition

by Oindi Ghosh @ University Credit Union

Click here to download an entry form. UNIVERSITY CREDIT UNION HALF-COURT SHOT FOR LMU TUITION SWEEPSTAKES OFFICIAL RULES (1) NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. THIS SWEEPSTAKES IS SUBJECT TO ALL APPLICABLE FEDERAL AND STATE LAWS AND REGULATIONS AND … Continue reading LMU Half-Court Shot for LMU Tuition

Insights Newsletter Vol. 1 January/February 2018

by Tricia Hansen @ CenterState Bank

Basic Tips for Achieving Financial Security Ryan Drawdy No one likes the fear of meeting disaster around the corner. This is true in all areas of life, and money is certainly no exception. The threat of finances spiraling out of control from a few hefty unforeseen bills or life circumstances produces anxiety for millions of […]

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Touchy Subject!

by Amanda @ My Financial Wingman

I read an interesting article today regarding awkward money situations. It was a fairly long, but the key point I took away from it was this; awkward money situations with friends or family can often be avoided if you use discretion and honesty. Tips Talk things out and don’t let annoyances bother you endlessly. This […]

#FailSeason: Why You Don’t Keep Your New Year’s Resolutions

by Antoinette Vitale @ CenterState Bank

Why you don’t keep your new year’s resolutions (1 of 2) There are two ways of looking at the beginning of a new year.  No matter how heavy, hard, and tiring the previous year was, you have the chance to turn that little leaf over and hope it’s greener. #FailSeason Next week, we’re going to […]

How long does it take a check to clear?

How long does it take a check to clear?


Investopedia

It usually takes two days for a check to clear, but in some cases it may take longer. Discover how banks treat large deposits and why your check may be on hold.

Pottery Barn Furniture Quality: Where It’s Made, Who Makes It, & More

by Kathrina Bognot @ First Quarter Finance

Pottery Barn produces high-quality furniture, which is all made in the U.S. by experienced professionals. Pottery Barn is a wholly owned subsidy of Williams Sonoma, a company known for quality (and pricey) kitchen appliances. Williams Sonoma has an A+ rating from the Better Business Bureau and has been in business for over 60 years. When you’re […]

The post Pottery Barn Furniture Quality: Where It’s Made, Who Makes It, & More appeared first on First Quarter Finance.

The Joy of Successful Budgeting

by Amanda @ My Financial Wingman

Can we pretend I’ve taken a nice little sabbatical from writing blog posts for My Financial Wingman? Yes. That’s right. I’m baaaaa-aaaaaack! I’ve dropped in today to let you all know how my winter holidays went. (Now that we’re only about a month away from spring…) You remember all of my blogging about saving up […]

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

Make Shopping Safer with Android Pay

by Oindi Ghosh @ University Credit Union

There’s now a way to make shopping with your UCU cards easier. Add your UCU credit and debit cards to Android Pay, and start shopping in stores, in apps, and online. Android Pay™ lets you seamlessly tap and pay with your device at more than one million stores in the U.S. – with more locations being … Continue reading Make Shopping Safer with Android Pay

Spring has Sprung!!!

by Amanda @ My Financial Wingman

Spring is here… which always makes me want to redecorate or go shopping! Since I don’t always have the budget to pick up things I like, I have found a way to get new things without spending any money! The best part? My friends benefit too! It’s called a Swap Party, and anyone can do it. […]

Save 2% or up to $5,000* in closing costs!

by Sara Stern @ University Credit Union

UCU is here to help you whether you are buying a new home or want to refinance your current mortgage. Save up to 2% or $5,000* in closing costs on: • Conventional 1st mortgage loans • Loan-to-value not to exceed 90% • 3/1, 5/1, 7/1 ARMs, or 10 year fixed • Primary residences, second homes, single family, … Continue reading Save 2% or up to $5,000* in closing costs!

Hotels with Sleep Number Beds & Other Adjustable Beds: 5 Hotels

by Kait Scirri @ First Quarter Finance

Some hotels offer Sleep Number beds, including some Radisson hotels. A Sleep Number bed allows the firmness of each side of the bed to be adjusted; so if you like a softer bed but your partner prefers a firmer bed, you can each adjust your side to your level of comfort.  In this article, we will […]

The post Hotels with Sleep Number Beds & Other Adjustable Beds: 5 Hotels appeared first on First Quarter Finance.

Banking: do checks clear every night of the year?

Banking: do checks clear every night of the year?


Global Affairs

I haven't been able to satisfy my question using Google.As far as I can tell, checks drawn on my account clear sometime after midnight. I go to bed...

Investment Strategy Statement | February 1, 2018

by Tricia Hansen @ CenterState Bank

INVESTMENT STRATEGY STATEMENT February 1, 2018 I. Equity Markets A. Common Stocks Open 2018 with a Bang! Up until earlier this week, the reaction of investors to Donald Trump’s election, improving economic growth across the globe, and the rebound in operating earnings over the past six quarters has been nothing short of phenomenal. Consider that […]

Why it still takes so long for checks to clear — and what you can do about it

Why it still takes so long for checks to clear — and what you can do about it


MarketWatch

Sometimes a good old-fashioned paper check can feel like it takes an eternity to clear.

The Fall of Summer

by AmandaC @ My Financial Wingman

You know those people that love fall? I am not one of those people. I’m a summer kind of gal. The fall upsets me because I know that after fall comes winter. All of this leaves-changing business sends me into a tailspin of seasonal depression. I don’t think it’s pretty and I don’t want to wear […]

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

How Long It Takes a Check to Clear at Top Banks 2018 | MyBankTracker

How Long It Takes a Check to Clear at Top Banks 2018 | MyBankTracker


MyBankTracker

Learn how long it takes a check to clear at the top 10 banks and when check deposit funds will be available for withdrawal. Find out when and why funds are held for clearance and what happens with post-dated checks, money orders, cashier's checks, and more. See tips on how to get your money on time.

Collateral Loans & Hard Money Loans for Bad Credit: List of Providers

by Ellen Seltz @ First Quarter Finance

Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]

The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.

LMU Alumni Preferred Auto Lender

by Sara Stern @ University Credit Union

Exclusive auto financing offers available for LMU alumni through University Credit Union. For every car financed, University Credit Union will make a donation back to the LMU Alumni Association. Purchase a new car or refinance your current auto loan and get great rates. Refinance •    Lower your monthly payment •    Apply for approval and receive … Continue reading LMU Alumni Preferred Auto Lender

Shouldn't a deposit made on last Friday at 3 be available?

Shouldn't a deposit made on last Friday at 3 be available?


AnandTech Forums: Technology, Hardware, Software, and Deals

Just went and got some money out the ATM and it says I have a negative balance. I just deposited some money last Friday, it should be available. :|

My First Car

by Jodi @ My Financial Wingman

The summer season brings back great memories of earlier days when I was young and carefree… and fond memories of my 1st car. It was a bright orange, 1971 Ford Mustang. All those summer nights cruising down Main Street… Boy I loved that car!! I knew the moment I saw it I had to have […]

Mother’s Day Gift Ideas

by Jodi @ My Financial Wingman

Mother’s day is just around the corner! May 12th in fact! If you’re like me and tend to wait until the last minute to figure out what your gift will be, I have good news! Not only do you not have to spend any money, but I have it under good authority that Mom’s Love […]

What Happens If Payday Falls on a Bank Holiday?

What Happens If Payday Falls on a Bank Holiday?


Payroll Tips, Training, and News

Giving employees their wages might not always go smoothly. What happens if payday falls on a bank holiday? See holiday schedules, tips, and more.

Mobile Check Deposit FAQ's | CenterState Bank

Mobile Check Deposit FAQ's | CenterState Bank


CenterState Bank

Choose from the questions below How secure is Mobile Check Deposit? Who is eligible for Mobile Check deposit? What if an account is not listed in Mobile Check Deposit? What types of checks can I deposit with Mobile Check Deposit? Are there any limits on the dollar amount of deposit I can submit? Do I photograph both the front and the back of my check? How do I endorse my check for Mobile Check Deposit? How will I know if CenterState Bank received my deposit? When will my deposit post to my account? Can I photograph more than one check at a time? What do I do with my check after submitting it for deposit? Can I make my opening account deposit through Mobile Check Deposit? What if I submitted a deposit for the wrong amount?  Do I need to resubmit the deposit? What if I submit the same check for deposit twice in error? A check I submitted was returned, can I resubmit the item? Is there a fee for using Mobile Check Deposit? What are some tips on using Mobile Deposit? How secure is

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Assets Business Newsletter Vol. 4 – January/February 2018

by Tricia Hansen @ CenterState Bank

5 Steps to Developing Brand Ambassadors If you’ve spent any time analyzing your organization’s Facebook page analytics, you know that it is becoming increasingly difficult to reach your fan base. Even the most active brands producing engaging content can struggle to reach 10 percent of their fans with a given post. The first step towards […]

IMPORTANT NOTICE: Potential Scam Advisory

by Sara Stern @ University Credit Union

Advisory To University Credit Union Members Please be advised that University Credit Union has not authorized any email communications to our members from outside sources. If you should receive an email from any other entity, please disregard it. Unfortunately, there are many people in this world who will attempt to deceive members. Please be aware … Continue reading IMPORTANT NOTICE: Potential Scam Advisory

Why You Don't Get Your Direct Deposit On Weekend | LRRCU

Why You Don't Get Your Direct Deposit On Weekend | LRRCU


LRRCU

Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

Deposit Availability | Comerica

Deposit Availability | Comerica


Comerica

​Understanding Deposit Availability for Your Account

Loans for Veterans with Bad Credit: Personal, Guaranteed, & More

by Katie Spence @ First Quarter Finance

If you’re currently in the military or previously served and have bad or no credit, there are still a number of lenders that will work with you. We have the list of lenders, including Navy Federal Credit Union, Omni Financial, Military-Loans.com, VA Home Loan Centers, Pioneer Services, and Kabbage, that will help you build or rebuild your […]

The post Loans for Veterans with Bad Credit: Personal, Guaranteed, & More appeared first on First Quarter Finance.

Former Michigan State dean charged in Larry Nassar scandal

Former Michigan State dean charged in Larry Nassar scandal

by Associated Press @ Ohio.com

EAST LANSING, Mich.: The sexual abuse scandal at Michigan State University widened Tuesday when authorities charged a former dean with failing to protect patients from sports doctor Larry Nassar, along with sexually harassing female students and pressuring them for nude selfies.

The post Former Michigan State dean charged in Larry Nassar scandal appeared first on Ohio.com.

#WinSeason: Why You Will Keep Your New Year’s Resolutions

by Antoinette Vitale @ CenterState Bank

In last week’s article, we said that there are two ways of looking at the beginning of a new year. No matter how heavy, hard, and tiring the previous year was, you have the chance to turn that little leaf over and hope it’s greener. #FailSeason In that article, we put the focus on how […]

A Note to Our Clients | February 2, 2018

by Tricia Hansen @ CenterState Bank

CenterState Wealth Management A Note to Our Clients February 9, 2018 While it was difficult and somewhat unsettling to watch the Dow Jones Industrial Average suffer through two 1000+ point drops this week, leaving the DJIA and the S&P 500 -8.8% and -9.1% below their respective peak levels on January 26 to today’s close, we […]

7 New Year’s Eve Safety Tips (and How to Use Uber)

by Antoinette Vitale @ CenterState Bank

There’s a dark side to New Year’s Eve. It’s a ton of fun to ring in the new year with parties, countdowns, bright lights, and festivities, but for those of you who are always on the lookout for danger at every turn, this is also the holiday for you. In 2013, around 95 million Americans […]

Investment Strategy Statement | March 1, 2018

by Tricia Hansen @ CenterState Bank

CenterState Wealth Management Investment Strategy Statement March 1, 2018 I. Equity Markets A. Fundamental Change in the Outlook for the Economy. Investors spent the past month or so adjusting to a fundamental change in the economic outlook. From the beginning of the current economic expansion in the summer of 2009 to the day of the […]

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

MLB notebook: Yankees first baseman Greg Bird to miss nearly two months

MLB notebook: Yankees first baseman Greg Bird to miss nearly two months

by Associated Press @ Ohio.com

New York Yankees first baseman Greg Bird will be out six to eight weeks after having surgery on his right ankle.

The post MLB notebook: Yankees first baseman Greg Bird to miss nearly two months appeared first on Ohio.com.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Trailer Financing for Bad Credit (or No Credit) Borrowers

by Katie Spence @ First Quarter Finance

Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]

The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.

Cheap and Easy Desserts

by Jodi @ My Financial Wingman

  With the holidays fast approaching and more invitations to get together with friends and family, it got me thinking about what to bring to the next gathering, or just to serve when they come to visit! Here are two, deliciously fast, cheap and easy ideas! The first one I came across because I always seem to […]

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

How Long It Takes Check Deposit at the ATM to Clear? | MyBankTracker

How Long It Takes Check Deposit at the ATM to Clear? | MyBankTracker


MyBankTracker

Learn how long it takes for a check to clear after you deposit it at an ATM and how soon you can withdraw the money.

Betty Lin-Fisher: Bank deposit rules can be confusing

Betty Lin-Fisher: Bank deposit rules can be confusing


www.ohio.com

A colleague told me about a frustrating experience at his local bank. He deposited an $800 check at his bank’s ATM on a Saturday. Knowing it was the weekend, he wasn’t expecting to get the money credited to his account until Monday or perhaps Tuesday (this was not a holiday week). But for reasons still unknown to him, the check didn’t post to his account until Thursday. That caused him to bounce two outstanding checks worth about $150 and get hit by two $36 overdraft fees. A longtime customer of the bank, my colleague understandably was upset. It didn’t help that bank employees were not helpful and basically said it was his fault for not waiting for the check to post. Disgusted, he has since closed his account and moved to another bank. Certainly, the best scenario is to always have a cushion in your bank account to cover outstanding

PNC

PNC


PNC

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

Couponing 101: Chapter 2

by AmandaC @ My Financial Wingman

I don’t think I’m cut out for extreme couponing. Anyone who knows me will testify that I love a good deal, but I really struggle to get into the couponing craze. Our former wingman, Cate, dove into the trend a few months back and documented a successful first trip. She also had a successful second […]

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

When Does Deposited Check Clear? | Bankrate.com

When Does Deposited Check Clear? | Bankrate.com


Bankrate

If you’ve made a deposit in your bank’s ATM, you might have to wait to get the cash.

Mobile Check Deposits with KeyBank

Mobile Check Deposits with KeyBank


Key.com

Deposit checks by phone wherever you are, 24/7/. Learn how it works and get started with online and mobile banking.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

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