Rates

by Fancy Xiong-Vang @ Toro FCU

Thu Feb 08 12:01:35 PST 2018

We’ve increased our Deposit rates!!! Money Market as high as 0.80%APY Certificates as high as 1.75%APY Auto Loans as low as 2.49%APR See our Personal Loan information and apply today! Click on minor accounts  to see how you could be a part of something awesome!

Youth Budget Building Activity

by virivaccu @ Viriva Community Credit Union

Sun Apr 30 17:00:29 PDT 2017

Educate your child about the importance of budgeting with this simple, yet challenging, budget building activity! Though it’s hard to believe it when you’re knee-deep in their laundry and begging them to do their homework, your little ones won’t be young forever. Some day, they will be all grown up and have homes of their […]

UDW Convention 2018 — Delegate Election Results

by Nicole Langton @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Wed Mar 21 16:34:44 PDT 2018

March 21, 2018 Ballots were mailed out on February 12th – 15th. The votes were tallied on Tuesday, March 20th and the results are in. Note: Only those counties with more than the number of allotted delegates running had an election to select their delegate representatives. They were: San Diego, Riverside, San Luis Obispo and Orange counties. District 1 (San Diego County) – members were allowed to nominate up to 16 delegates. 1 Editha   Adams Home Care  Workers United 639 2 Maria   Espinoza Home Care Workers United 582 3 Susan   Tran Home Care Workers United 529 4 Monica  Y.  Zuniga Home […]

The post UDW Convention 2018 — Delegate Election Results appeared first on UDW – The Homecare Providers Union - AFSCME Local 3930 / AFL-CIO.

Protect What Matters

by virivaccu @ Viriva Community Credit Union

Tue Mar 27 06:24:19 PDT 2018

INSURANCE THE CREDIT UNION WAY… Insurance protection is part of a solid financial plan. From getting a competitive rate for your car and home to making sure your coverage is adequate; dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected. truSTAGE insurance products […]

Membership

by Grant Johnson @ Toro FCU

Fri Feb 10 08:12:14 PST 2017

Easy Savings Programs Payroll Deduction Flexible Loan Options Better Rates Membership Exclusively for Toro Employees and family We treat you like you own the place!

Is Your Identity Safe?

by virivaccu @ Viriva Community Credit Union

Wed Feb 12 06:35:43 PST 2014

Identity theft is a serious crime. Several major companies (Target, Neiman Marcus, Michael’s, etc.) have recently had breaches. The following are some ways you can protect yourself from becoming a victim. Leave your Social Security Card in a safe place. Do not keep it in your wallet or write it on checks. Protect your PIN. […]

More Than A Job: Home Care For A Mom With Alzheimer’s Disease

by Communications Department @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Mon Mar 19 11:43:38 PDT 2018

Franziska Monahan, heard on All Things Considered, March 18 2018 Celina Raddatz quit her job at a nursing home in 2014 when she realized she would have to take care of her mother full-time. Raddatz’s mother, Guadalupe Pena Villegas, 83, suffers from Alzheimer’s and bipolar disorder, a combination that sometimes makes her a danger to herself and others, and thus requires her to be supervised 24 hours a day. Raddatz and one of her sisters, Rosalia Lizarraga, 61, had been caring for their mother together. But as the Alzheimer’s progressed, the task became too stressful for Lizarraga. The full responsibility fell […]

The post More Than A Job: Home Care For A Mom With Alzheimer’s Disease appeared first on UDW – The Homecare Providers Union - AFSCME Local 3930 / AFL-CIO.

Financial Mistakes of our 20s & 30s

by virivaccu @ Viriva Community Credit Union

Sun Jan 21 16:00:00 PST 2018

Combating The Financial Mistakes Of Our 20s & 30s People starting out in their careers often focus on the here and now while ignoring the future when it comes to finances. As you climb the ladder of success, you tend to think that the raises and promotions will endlessly continue. It can seem like you […]

MEMBER’S CHOICE Borrower’s Security

by virivaccu @ Viriva Community Credit Union

Sat Feb 28 23:00:50 PST 2015

HELP PROTECT YOUR LOAN & PRESERVE YOUR STANDARD OF LIVING WITH MEMBER’S CHOICE BORROWER’S SECURITY! • About 1 in 8 of today’s 20-year-olds will die before reaching age 67.1 • Just over 1 in 4 of today’s 20-year-olds will become disabled before reaching age 67.1 • Long-term unemployment (those jobless for 27 weeks or more) […]

EMV Chip Debit Card Upgrade

by virivaccu @ Viriva Community Credit Union

Tue May 30 17:00:23 PDT 2017

Members will soon be able to enjoy the benefits of EMV chip technology when using their Debit Card! Here’s what you need to know: Use your card at any merchant that accepts Mastercard® Debit Cards. Your card can be used at chip & non-chip terminals. There are no added costs or fees. The new chip […]

2017 CRA Public Comments

by Christine Okoye @ South State Bank

Fri Dec 01 05:11:26 PST 2017

Letter to Mathew Lee Letter to Adam Drimer Letter to Eike and Exhibits 2017 CRA Public Comments

The post 2017 CRA Public Comments appeared first on South State Bank.

Strong Password Tips

by virivaccu @ Viriva Community Credit Union

Fri Aug 15 08:36:35 PDT 2014

Having a strong password can make it difficult for criminals to hack into your online accounts. So many web sites require a password nowadays. The problem, though, is that most of us are not very clever when creating our passwords. The top passwords are: password, 123456, 12345678, welcome, jesus, ninja, and mustang. If one of these […]

Charge Your Phone In Public?

by virivaccu @ Viriva Community Credit Union

Fri May 12 13:12:02 PDT 2017

Charging Your Phone In Public? Watch That Port! Smartphones have become ubiquitous, and having a charged cellphone provides a sense of security. That’s why, when the battery meter starts to dip, a cold sense of panic rises in your stomach. Many public places have begun to adapt to this change by providing USB ports in […]

Mistakes First-Time Homeowners Make

by virivaccu @ Viriva Community Credit Union

Fri Jan 26 16:00:08 PST 2018

Q: My husband and I have been renting an apartment since we got married. We recently decided to buy our first home. Some friends of ours had lots of trouble with the process, and wound up buying a house they can’t really afford. We don’t want to go through what they did. What can we do […]

Healthcare and Human Services

by Natasha Drozdak @ South State Bank

Sat Jun 27 17:44:20 PDT 2015

This includes local initiatives and organizations that support the improvements of health, wellness and hunger.

The post Healthcare and Human Services appeared first on South State Bank.

Holiday hours

by Fancy Xiong-Vang @ Toro FCU

Fri Nov 11 07:24:52 PST 2016

    Memorial Day   Our office will be CLOSED, Monday May 29, 2017.   We will be open regular hours May 30, 2017 @ 8am.

Tips to Buying A Car

by virivaccu @ Viriva Community Credit Union

Mon Apr 07 10:10:44 PDT 2014

Purchasing a car can be exciting and scary. Follow some of the tips below to help ensure that you have a pleasant experience and get the best possible deal. Car Buying Tips: Buy when you don’t have to – Don’t wait until your present car has broken down and you’re desperate. Shop for special financing […]

Protecting IHSS and our loved ones in 2018

by Communications Department @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Wed Mar 14 05:10:44 PDT 2018

­­UDW caregivers are strong advocates for our IHSS clients – seniors and people with disabilities. That’s why every year we sponsor and support legislation that will protect and improve the IHSS program as well as the quality of life for IHSS providers and our clients. We also support legislation that promotes social justice and improves the lives of working families in our communities. BILLS WE ARE SPONSORING BILLS WE ARE SUPPORTING OPPOSE BILLS

The post Protecting IHSS and our loved ones in 2018 appeared first on UDW – The Homecare Providers Union - AFSCME Local 3930 / AFL-CIO.

Open house

by Fancy Xiong-Vang @ Toro FCU

Mon Apr 17 13:04:19 PDT 2017

What’s happening on April 19th at the Credit Union???   We are helping members with setting up their mobile App all day!   Come and see us!!!   Grab a cookie while we’re helping you!

Improving Your Credit Score

by virivaccu @ Viriva Community Credit Union

Thu Mar 30 17:00:36 PDT 2017

Save Money By Improving Your Credit Score If you’re suffering from a low credit score, you are not alone! Millions of people in the U.S. have credit scores so low they have a hard time getting loans with good rates and terms. Improving your credit score can save you thousands of dollars in loan interest fees. […]

AFSCME Convention 2018 – Delegate Election Results

by Nicole Langton @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Wed Mar 21 17:25:41 PDT 2018

 The 43rd International AFSCME Convention will take place July 16-20, 2018 in Boston, Massachusetts. Elected delegates from across the nation will come together to exchange ideas and re-energize our movement. The nomination for the AFSCME Convention Delegates are now open. UDW delegates will be elected to represent UDW, Local 3930 at the AFSCME International Convention.   ELECTION OF AFSCME CONVENTION 2018 DELEGATES UNITED DOMESTIC WORKERS AFSCME LOCAL 3930 Name Slate Total Votes 1 Rosa Beltran Home Care Workers United Slate 1679 2 Editha Adams Home Care Workers United Slate 1589 3 Rosa Ramirez Home Care Workers United Slate 1471 4 […]

The post AFSCME Convention 2018 – Delegate Election Results appeared first on UDW – The Homecare Providers Union - AFSCME Local 3930 / AFL-CIO.

Annual meeting

by Fancy Xiong-Vang @ Toro FCU

Thu Jan 18 06:53:49 PST 2018

Annual Meeting Come join us at our annual meeting on February 20th at TORO HQ Cafeteria at 4:15pm. We have prizes to giveaway and treats for your time. The Credit Union will close at 3:30 pm on this day, sorry for any inconvenience. Come and you’ll receive a limited edition gift from the Credit Union.... Read more »

Anytime Adviser Financial Advice

by admin @ Viriva Community Credit Union

Wed Nov 13 11:05:28 PST 2013

Anytime is the right time for good financial advice Making the right financial decisions is no easy task in today’s crazy-busy world. There are hundreds of variables, and no one has the time to understand them all. Good financial advice can happen any time with Anytime Adviser®! With Anytime Adviser®, you don’t need time – you […]

“CAN YOU HEAR ME” SCAMS

by virivaccu @ Viriva Community Credit Union

Thu Mar 30 14:20:53 PDT 2017

“CAN YOU HEAR ME” SCAMS The FEDERAL COMMUNICATION COMMISSION (FCC) recently published a consumer alert warning consumers about a scam where callers seek to get their victims to say the word “yes” during the call. The response is recorded and later used to authorize fraudulent charges. All Viriva members should be aware that we would […]

Toro Credit Union Mobile App is Here!

by Fancy Xiong-Vang @ Toro FCU

Wed Sep 06 08:15:34 PDT 2017

Toro Credit Union Mobile App is Here! Download the Toro Credit Union mobile app for free from iTunes or Google Play. Deposit checks instantly from your phone, view account balances, transfer funds, and more. Learn more about app features >

Retirement Savings Account

by virivaccu @ Viriva Community Credit Union

Sat Dec 31 16:00:25 PST 2016

Retirement will come sooner than you think! With the passing of a new year, retirement will be here before you know it!  It’s never too early or too late to start saving for your retirement so consider opening a Retirement Savings Account at Viriva Community Credit Union to get started! We make it easy – […]

Don’t Tax My Credit Union

by admin @ Viriva Community Credit Union

Wed Nov 13 11:08:22 PST 2013

As Congress considers comprehensive tax reform, big banks and others in Washington think it’s a good idea to tax credit unions. There is a reason credit unions are exempt from income taxes. All credit unions like Viriva CCU are not-for-profit and owned by their members. As not-for-profits, credit unions return what they earn to their […]

UDW caregivers endorse Gavin Newsom for California Governor

by Communications Department @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Thu Mar 08 09:22:58 PST 2018

Union of 100,000 in-home care workers makes choice after surveying candidates on long-term care policy and positions For Immediate Release March 8, 2018 Contact: Cherie Parker 619-806-4677   San Diego – United Domestic Workers of America (UDW/AFSCME Local 3930), one of the largest local unions in the state, announced today that California Lieutenant Governor Gavin Newsom has received the union’s endorsement for California Governor. UDW’s Executive Board, made up of In-Home Supportive Service (IHSS) providers throughout the state, met with the candidates in February and surveyed their positions on the issues that matter most to caregivers and the seniors and people […]

The post UDW caregivers endorse Gavin Newsom for California Governor appeared first on UDW – The Homecare Providers Union - AFSCME Local 3930 / AFL-CIO.