This Is Why Research On Behavioral Finance Won the Nobel Prize
by Cat Alford @ Chime Banking
Mon Mar 12 15:50:20 PDT 2018
In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]
The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.
Annual Meeting Slider
by ethan @ Beehive
Fri Mar 09 02:44:49 PST 2018
2018 Annual Meeting March 15 – 6 PM Due to higher than expected demand we have recently increased the number of tickets we can sell. Register Here
The post Annual Meeting Slider appeared first on Beehive.
Money Saving Tips for Your Wedding Day
by Jeff @ Tinker Federal Credit Union
Tue Mar 06 07:00:06 PST 2018
As wedding costs continue to rise, couples are getting smarter about spending. With some creativity and planning, it is possible to have a beautiful event that doesn’t bust your budget. Here are some money-saving tips from financial and wedding experts.
Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.
Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s
by Kara Vincent @ LRRCU
Tue Aug 22 03:05:44 PDT 2017
While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]
The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.
LMU Alumni Preferred Auto Lender
by Sara Stern @ University Credit Union
Tue Nov 08 00:03:45 PST 2016
Exclusive auto financing offers available for LMU alumni through University Credit Union. For every car financed, University Credit Union will make a donation back to the LMU Alumni Association. Purchase a new car or refinance your current auto loan and get great rates. Refinance • Lower your monthly payment • Apply for approval and receive … Continue reading LMU Alumni Preferred Auto Lender
What You Need to Know About a Qualifying Life Event
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 12 05:10:40 PDT 2018
Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]
The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.
What Does Pay Frequency Mean?
by Michele Bossart @ Payroll Tips, Training, and News
Wed Feb 21 05:10:38 PST 2018
When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]
The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.
Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.
Buying a Home? Consider a VA Loan.
by Nicole Emmons @ Tinker Federal Credit Union
Mon Mar 19 09:37:08 PDT 2018
There are many important aspects to consider, one of which is financing. Before applying for a new mortgage to finance a home purchase, veterans should consider some of the advantages of VA home loans.
We have $400 million to lend!
by Sara Stern @ University Credit Union
Mon Jan 29 16:46:14 PST 2018
Are you looking to borrow money? Crushed by unexpected bills or need extra cash for surprise expenses? We have loans all kinds of loans to meet your specific needs. Whether you need to by a car, apply for a credit card, consolidate your bills into a personal loan or even purchase or refinance your home, … Continue reading We have $400 million to lend!
How to Prepare for an Interview When You’re Self-Employed
by Due.com @ Chime Banking
Tue Mar 27 13:03:23 PDT 2018
There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]
The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.
Savings Rate Increase
by Stewart's FCU @ Stewart's Federal Credit Union
Fri Aug 04 06:57:45 PDT 2017
Good News! Your credit union board of directors has voted to increase savings rates. This means your savings and club accounts are getting an annual interest rate of .25%. Share Certificates, upon renewal or new, will receive .35% for the 6 month rate and .45% for the 12 month rate. These new, higher rates are just another way our credit … Continue reading
Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.
2018 Board Candidates
by Doug Webster @ Beehive
Mon Feb 12 00:00:59 PST 2018
KIMBER RICKS grew up in the Rexburg area and has lived in Moody with his wife, Dorothy Ann, for the past 24 years. They have seven children, twenty-nine grandchildren, and eleven great-grandchildren. Kimber graduated from Ricks College, earned a Bachelor of Accounting from Idaho State University, and went on to receive his MBA from the University […]
The post 2018 Board Candidates appeared first on Beehive.
Transitioning from Military to Civilian Life
by Nicole Emmons @ Tinker Federal Credit Union
Mon Mar 19 10:20:42 PDT 2018
Transitioning from military to civilian life can be challenging, and finances are typically one of the bigger hurdles faced by veterans. If you are making this type of move, here are some things to consider regarding finances.
Employer Of the Year
by main_admin @ Billings Federal Credit Union
Tue Aug 08 09:04:06 PDT 2017
The Billings Chamber of Commerce announced the 2017 winners of the Billings Chamber Business Excellence Awards. The public nominated outstanding businesses and professionals in a variety of categories, and the winners were selected by an anonymous voting process. Billings Federal Credit Union is honored to be named employer of the year by the Billings Chamber.
The Problem with Overdraft Fees
by Paul Sisolak @ Chime Banking
Tue Mar 20 02:52:00 PDT 2018
“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]
The post The Problem with Overdraft Fees appeared first on Chime Banking.
Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.
How to Save Money on Your Utility Bills
by Melanie Lockert @ Chime Banking
Mon Mar 26 11:21:00 PDT 2018
Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]
The post How to Save Money on Your Utility Bills appeared first on Chime Banking.
How to Calculate a Raise
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 14 05:10:09 PDT 2018
Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]
The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.
Ways to Handle Stock Market Swings
by Nicole Emmons @ Tinker Federal Credit Union
Mon Mar 05 15:23:23 PST 2018
It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are a few ways to help keep yourself from making hasty decisions that could have a long-term impact on your ability to achieve your financial goals.
Hello world!
by admin @ Welcome to JM
Tue Dec 11 08:47:26 PST 2012
Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!
Understanding Your Paycheck - Allegacy Federal Credit Union
Allegacy Federal Credit Union
Congratulations! You’ve just landed a new job. Here are some important things to be aware of before you receive your first paycheck. When will I receive my paycheck? How often will you be paid? Typically, your payday will depend on the company you work for and which state you work in. You might be paid on a weekly, bi-weekly, bi-monthly, … Continue reading →
Safe Online Shopping
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Wed Jan 31 10:16:52 PST 2018
October 30, 2017 – October is National Cyber Security Awareness Month. It is also the time when many of our members begin their holiday shopping. Nowadays, more and more people prefer to do their shopping online. You can find many great deals, often with low-cost or free shipping. Having an easy-to-access marketplace that’s open 24/7/365 […]
The post Safe Online Shopping appeared first on Gulf Coast Educators Federal Credit Union.
5 Smart Ways To Spend Your Tax Return
by bfcu_admin @ Billings Federal Credit Union
Fri Feb 23 09:37:11 PST 2018
As tax returns begin to come, it gives us a chance to make a smart financial move. The average tax payer gets more than $2,000 back from the IRS. We want to help you make sound decisions with this unexpected money at your disposal! Here are 5 smart ways to spend your tax return: 1.…read more ›
State of the Auto Industry
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Sun Jan 28 10:24:56 PST 2018
Car Sales Are Down. The past 7 years have included record breaking sales for the auto industry, but that isn’t the case now. For the first half of 2017, all of the big name carmakers have struggled to move vehicles off the lot. Sales for General Motors, Ford, and Fiat Chrysler have all declined. Why […]
The post State of the Auto Industry appeared first on Gulf Coast Educators Federal Credit Union.
Open an Account Online
by bfcu_admin @ Billings Federal Credit Union
Tue Oct 17 12:59:26 PDT 2017
We are excited to offer our new online account opening!
Should You Offer a Nonqualified Deferred Compensation Plan?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Mar 26 05:10:00 PDT 2018
You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]
The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.
IRS Tax Scams
by jmackay @ Gulf Coast Educators Federal Credit Union
Sat Feb 24 07:46:44 PST 2018
Taxes, everyone has to pay them…and this time of year is when we are all getting our W2’s and other tax documents in order and ready to file. Everyone has until April 17th to file and then we wait for our returns. It can be a stressful time for some, and unfortunately criminals are taking […]
The post IRS Tax Scams appeared first on Gulf Coast Educators Federal Credit Union.
Save 2% or up to $5,000* in closing costs!
by Sara Stern @ University Credit Union
Wed Jan 31 18:10:07 PST 2018
UCU is here to help you whether you are buying a new home or want to refinance your current mortgage. Save up to 2% or $5,000* in closing costs on: • Conventional 1st mortgage loans • Loan-to-value not to exceed 90% • 3/1, 5/1, 7/1 ARMs, or 10 year fixed • Primary residences, second homes, single family, … Continue reading Save 2% or up to $5,000* in closing costs!
Direct Deposit: Safe, Simple And Convenient
AERO Federal Credit Union
Q: I work for a small company, and my employer recently started offering direct deposit of paychecks. This doesn’t sound secure to me, and anyway, I like getting and depositing my paycheck. Is th
Make Shopping Safer with Android Pay
by Oindi Ghosh @ University Credit Union
Tue Oct 24 14:17:54 PDT 2017
There’s now a way to make shopping with your UCU cards easier. Add your UCU credit and debit cards to Android Pay, and start shopping in stores, in apps, and online. Android Pay™ lets you seamlessly tap and pay with your device at more than one million stores in the U.S. – with more locations being … Continue reading Make Shopping Safer with Android Pay
Beehive Federal Credit Union 4th Quarter Newsletter
by ethan @ Beehive
Tue Jan 16 11:11:10 PST 2018
Read Newsletter
The post Beehive Federal Credit Union 4th Quarter Newsletter appeared first on Beehive.
2017 Annual Report
by Angie Avers @ AERO Federal Credit Union
Mon Mar 19 15:58:21 PDT 2018
The overall financial health and stability of the credit union is important for growth and security. I’m proud to say that AERO remains on solid footing. We have maintained a capital ratio that is significantly higher than our peer average, which is due in large part to consistently low expenses and a loan portfolio that […]
The post 2017 Annual Report appeared first on AERO Federal Credit Union.
America’s Favorite Architectural Styles, According to Trulia
by Angie Avers @ AERO Federal Credit Union
Wed Mar 21 21:14:49 PDT 2018
Americans’ favorite home styles are craftsman (43%), ranch (41%) and colonial (36%), according to a survey from home and neighborhood site Trulia. This new survey was conducted online by Harris Poll of more than 2,000 Americans age 18 and older. Millennials, aged 18-34 years old, were more likely to favor craftsman-style homes (52% vs. 36% […]
The post America’s Favorite Architectural Styles, According to Trulia appeared first on AERO Federal Credit Union.
Don’t Blow It. Decide How You Will Use Your Tax Refund This Year
by Nicole Emmons @ Tinker Federal Credit Union
Fri Mar 09 12:31:58 PST 2018
If you anticipate a refund this year, make sure you are using the funds to your advantage and decide now what to do with the money.
The Law of Ten Cents
by bfcu_admin @ Billings Federal Credit Union
Mon Jan 08 11:56:12 PST 2018
Take ten cents of every dollar you earn or receive and put it away. The money can go in your credit union savings, BFCU Active Saver Account, closet shoebox or backyard hole. It doesn’t matter; just do it. The best way to make this happen is to take ten cents off every dollar before you…read more ›
Paying For Your Child’s College
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Tue Mar 13 10:08:48 PDT 2018
College is expensive – Everyone can agree on that. As true as it may be, your child’s education is an investment. It has been proven time and time again that the higher your education, the more money you will likely earn in the future. If you intend to help your child pay for their education, […]
The post Paying For Your Child’s College appeared first on Gulf Coast Educators Federal Credit Union.
Equifax Breach Impacts Millions
by bfcu_admin @ Billings Federal Credit Union
Thu Sep 14 10:01:44 PDT 2017
Equifax, one of the three major consumer reporting agencies, recently announced a breach impacting an estimated 143 million U.S. consumers. The information accessed includes names, Social Security numbers, birth dates, addresses and, in some cases drivers’ license numbers. Credit card numbers for approximately 209,000 U.S. consumers were also accessed. Fraudsters could use the stolen data…read more ›
Tired of high bank fees?
by Sara Stern @ University Credit Union
Wed Feb 07 16:13:07 PST 2018
Find the Right Checking Account for U! Banks are charging record-high fees for existing services. If your bank is nickeling and diming you with high fees, make the switch to University Credit Union. UCU offers a variety of checking accounts to meet your needs. Let us show you the value of our checking accounts versus … Continue reading Tired of high bank fees?
LMU Half-Court Shot for LMU Tuition
by Oindi Ghosh @ University Credit Union
Fri Oct 20 14:26:02 PDT 2017
Click here to download an entry form. UNIVERSITY CREDIT UNION HALF-COURT SHOT FOR LMU TUITION SWEEPSTAKES OFFICIAL RULES (1) NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. THIS SWEEPSTAKES IS SUBJECT TO ALL APPLICABLE FEDERAL AND STATE LAWS AND REGULATIONS AND … Continue reading LMU Half-Court Shot for LMU Tuition
Consult This Employee Termination Checklist to Keep Things Running Smoothly
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 07 05:10:00 PST 2018
Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]
The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.
College Scholarships Available – Click on the Slide Above
by Stewart's FCU @ Stewart's Federal Credit Union
Mon Feb 12 12:27:04 PST 2018
Stewart’s Federal Credit Union is offering four $500 scholarships this year. There will be two $500 scholarships offered to college bound seniors and two $500 scholarships offered to matriculated students attending a 2 or 4 year accredited college or trade school. The Phil Farrar Family invites those currently enrolled in a 2 or 4 year college to apply for their $1,000 … Continue reading
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.
Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision
by Liz Oliver @ LRRCU
Fri Oct 13 08:55:31 PDT 2017
Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer. You might choose to delay payments on a big ticket item […]
The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.
5 Facts About Women and Money for International Women’s Day
by Chelsea Brennan @ Chime Banking
Thu Mar 08 14:46:51 PST 2018
Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]
The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.
How to Save Money When You Get a Windfall of Cash
by Jackie Lam @ Chime Banking
Mon Mar 19 16:02:11 PDT 2018
Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]
The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.
Letter to Members from the CEO
by Sara Stern @ University Credit Union
Fri Jan 05 12:55:10 PST 2018
Happy New Year! Every New Beginning Starts with an End. The end of each calendar year reminds us to spend time in reflection, give thanks, and use the outcome of those practices in order to plan for the following year. As we reflect on 2017 at University Credit Union, a common theme amongst the team is … Continue reading Letter to Members from the CEO
Home Repair Scams
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Tue Jan 30 10:20:49 PST 2018
Sept. 18, 2017 – With the recent devastation our area has seen from Hurricane Harvey, we have received many notices already from members being scammed by home repair companies. These remodeling and repair scammers will be out in full force for the next few months, so it is important to take caution. Do Your Homework […]
The post Home Repair Scams appeared first on Gulf Coast Educators Federal Credit Union.
A New Online and Mobile Banking Platform for U!
by Daniela Fuentes @ University Credit Union
Thu Sep 28 10:37:34 PDT 2017
University Credit Union will be rolling out a new online and mobile banking platform. Here is what you will find when you access UCU online: Enhanced Login Security There will be an easier “Forgot username/password” reset process. 1) New login procedures You will be asked to create a login/username that is NOT your account number … Continue reading A New Online and Mobile Banking Platform for U!
Unemployment Rates Down in 32 U.S. States
by Angie Avers @ AERO Federal Credit Union
Tue Mar 20 21:04:30 PDT 2018
In 2017, annual average unemployment rates decreased in 32 states and were little changed or unchanged in 18 states and the District of Columbia, the U.S. Bureau of Labor Statistics reports. Employment-population ratios increased in 12 states, decreased in 2 states, and were little changed or unchanged in 36 states and the District. The U.S. […]
The post Unemployment Rates Down in 32 U.S. States appeared first on AERO Federal Credit Union.
2018 Scholarships Available
by bfcu_admin @ Billings Federal Credit Union
Mon Jan 22 14:10:01 PST 2018
BFCU Scholarships: Billings Federal Credit Union is offering two $1,000 scholarships to members continuing their education at a college, university or technical school. One award will be made to a graduating high school senior and one award will go to a non-traditional student, defined as age 21 or older or who has been out of…read more ›
This Is How Chime Gets You Paid Early
Chime Banking
At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our
The Pros & Cons of Transferring Credit Card Balances
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Thu Jan 25 10:30:32 PST 2018
Like most people, you’re probably bombarded with credit card offers – some with a 0 percent annual percentage rate. If you’ve looked at a few 0 percent offers, you may be wondering if it’s a good idea to transfer your existing credit card balances to a lower rate card. Here are some of the pros […]
The post The Pros & Cons of Transferring Credit Card Balances appeared first on Gulf Coast Educators Federal Credit Union.
Make Your Own Loan
by Stewart's FCU @ Stewart's Federal Credit Union
Thu Jun 01 06:56:24 PDT 2017
We are now offering a “Make Your Own Loan.” If you would like to apply for a loan up to $1,500 this loan may be for you. Call us at 800-723-1201 ext. 3900 for more information. Don’t wait too long. This offer is melting away at the end of June.
Here’s How to Improve Your Credit Score Faster
by Paul Sisolak @ Chime Banking
Thu Mar 08 14:44:08 PST 2018
Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]
The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.
Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.
5 Things You Should Do With Your Money in Your 20s
by Nicole Emmons @ Tinker Federal Credit Union
Tue Mar 06 06:36:42 PST 2018
When you are starting out, managing finances can be daunting, but by applying strong financial strategies and good habits, you can set the foundation for future financial success. Here are five things to do with your money in your 20s.
7 Habits That Will Help You Lead a More Successful and Productive Life
by Due.com @ Chime Banking
Tue Mar 13 15:54:24 PDT 2018
Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]
The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.
Tech Professional Get More Serious About Security
by Angie Avers @ AERO Federal Credit Union
Fri Mar 23 21:19:46 PDT 2018
Corporate Chief Information Officers (CIOs) are pulling out all the stops to combat IT security threats, according to new research from staffing firm Robert Half Technology. This could provide a career boost for interested IT professionals. Cybersecurity Attacks on the Rise With cybersecurity attacks on the rise, more companies are taking advanced steps to protect […]
The post Tech Professional Get More Serious About Security appeared first on AERO Federal Credit Union.
EARN DOUBLE POINTS!
by bfcu_admin @ Billings Federal Credit Union
Mon Nov 27 13:58:35 PST 2017
Take advantage of this special offer and earn twice the points November 1 – December 31 every time you use your Billings Federal Credit Union Visa Check Card or Visa Credit Card. Signature transactions are required – PIN based is not eligible. If a merchant asks you to enter your pin, say “credit please.” Click here…read more ›
Direct Deposit - Beehive
Beehive
Instead of receiving and then depositing your paycheck or federal benefits checks (like Social Security), you can simply have them directly deposited into your account. Benefits: Simple: Easy setup. No maintenance Immediate: Receive funds without delay Free: No fees! Personal Paycheck To have your own paycheck directly deposited in your account, simply ask your …
Booth at Sugar Salem vs. South Fremont Boys Basketball Game
by ethan @ Beehive
Fri Jan 19 08:17:23 PST 2018
The post Booth at Sugar Salem vs. South Fremont Boys Basketball Game appeared first on Beehive.
nea paycheck direct%3Fqo%3Drelated searches_right%26q%3Dnea%2520paycheck%2520direct%26qsrc%3D1, Search.com
search.com
Search results for nea paycheck direct%3Fqo%3Drelated searches_right%26q%3Dnea%2520paycheck%2520direct%26qsrc%3D1 from Search.com. Do you have questions about nea paycheck direct%3Fqo%3Drelated searches_right%26q%3Dnea%2520paycheck%2520direct%26qsrc%3D1?
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
The post Safe Online Banking: For You & Your Money appeared first on LRRCU.
Make Your Home Improvement Dreams a Reality
by Lesley Clark @ Tinker Federal Credit Union
Tue Mar 13 14:42:08 PDT 2018
You have ideas for home improvements. You may envision a new, spacious kitchen – complete with quartz countertops, custom cabinets and even WiFi-enabled appliances. You might desire a serene, spa-inspired bathroom. Maybe you’ve been dreaming about an outdoor haven and...
Subaru Brings Back Its Dog Family
by Angie Avers @ AERO Federal Credit Union
Tue Mar 27 21:24:48 PDT 2018
Japanese car maker Subaru is hoping you remember the Barkleys – the family of dogs featured in the company’s 2013 “Meet the Barkleys” campaign. Subaru of America is rolling out a new series of five commercials featuring the Barkleys, and you can see them all on the company’s YouTube channel here: https://www.youtube.com/Subaru. According to Subaru, the […]
The post Subaru Brings Back Its Dog Family appeared first on AERO Federal Credit Union.
Americans Save 7.6% of Salary on Average for Retirement, PenFed Survey Finds
by Angie Avers @ AERO Federal Credit Union
Thu Mar 22 21:17:18 PDT 2018
A recent nationwide survey found that on average, adults direct 7.6% of their salary to their retirement savings, PenFed Credit Union reports. The percentage increases among households with incomes over $100,000, college graduates, men, adults with a financial advisor and adults who have automatic savings. Market research firm McLaughlin & Associates conducted the survey on behalf […]
The post Americans Save 7.6% of Salary on Average for Retirement, PenFed Survey Finds appeared first on AERO Federal Credit Union.
Majority of Adults Have Less than $5,000 in Savings, PenFed Credit Union Survey Finds
by Angie Avers @ AERO Federal Credit Union
Sat Mar 24 21:51:13 PDT 2018
The majority of adults have less than $5,000 in savings, according to survey results from PenFed Credit Union. However, when asked about their outlook on the future, say they plan to save more this year over last year. PenFed, the nation’s second-largest federal credit union, has presented results from a nationwide survey on consumer behaviors and opinions […]
The post Majority of Adults Have Less than $5,000 in Savings, PenFed Credit Union Survey Finds appeared first on AERO Federal Credit Union.
Pay Other People
by main_admin @ Billings Federal Credit Union
Tue Aug 08 09:14:50 PDT 2017
Need to reimburse a friend or family member? Forget writing a check or giving cash. Simply login to online banking and select the Transfer Tab to send money to a member of BFCU, or select Bill Pay and Pay a Person option to send money to someone outside of the Credit Union. It’s quick and…read more ›
When Is The Best Time To Buy A Car?
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Fri Jan 26 10:28:59 PST 2018
Most research shows that when you buy a car in the winter, you have a better chance to receive discounts or get other “extras” included in your deal. However, if you can’t wait until winter to buy a new car, here are some options to think about: Consider an older model. If you’re looking […]
The post When Is The Best Time To Buy A Car? appeared first on Gulf Coast Educators Federal Credit Union.
How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
The post How To Be Financially Smart At Any Age appeared first on LRRCU.
What Is an FEIN?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Feb 26 05:10:00 PST 2018
When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]
The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.
IRS Tax Scams
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Sat Feb 24 10:11:27 PST 2018
Taxes, everyone has to pay them…and this time of year is when we are all getting our W2’s and other tax documents in order and ready to file. Everyone has until April 17th to file and then we wait for our returns. It can be a stressful time for some, and unfortunately criminals are taking […]
The post IRS Tax Scams appeared first on Gulf Coast Educators Federal Credit Union.
Discussing Money Matters Before You Say I Do
by gareyk @ Tinker Federal Credit Union
Tue Mar 06 06:47:40 PST 2018
Experts agree that managing finances is one of the most vital components of a marriage and is often cited as the number one stressor in a relationship. Don’t put off discussing these topics before you tie the knot.
The Equifax Hack Was Worse Than Expected. What to Do Next
by Jeanine Skowronski @ Chime Banking
Thu Mar 15 15:59:14 PDT 2018
Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]
The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.
Maintain Your Peace of Mind with Safe and Secure Savings Options
by Nicole Emmons @ Tinker Federal Credit Union
Wed Mar 07 12:29:29 PST 2018
At TFCU, we advocate a good balance of where you keep your money. By all means, enjoy the potential earnings investing some of your money in the market can bring. But, make sure you also have funds drawing steady dividends in sources you can tap as you need them.
Mastercard Switch Deadline – January 31st
by ethan @ Beehive
Tue Jan 09 10:27:25 PST 2018
Mastercard Switch Deadline – January 31st The deadline to switch to Mastercard is January 31st. Please update your automatic monthly card deductions with online merchants including Amazon, Netflix, Dish, Directv, Ebay, Paypal, cell phone providers, utility bills, insurance, etc. Learn More About Your Benefits
The post Mastercard Switch Deadline – January 31st appeared first on Beehive.
Parents Demand More Support for At-Home Science Learning for Young Children
by Angie Avers @ AERO Federal Credit Union
Sun Mar 25 21:47:05 PDT 2018
More parents would engage in science-related activities with their children—if they only knew how, according to the results of a new survey. In a first-of-its kind survey, Education Development Center (EDC) and SRI International spoke to more than 1,400 parents about the educational activities they do with their young children. The survey results are captured […]
The post Parents Demand More Support for At-Home Science Learning for Young Children appeared first on AERO Federal Credit Union.
A Look at Federal, State, and Local Minimum Wages
by Mike Kappel @ Payroll Tips, Training, and News
Wed Mar 21 05:30:00 PDT 2018
You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]
The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.
Savings Rate Increases…Again
by Stewart's FCU @ Stewart's Federal Credit Union
Wed Jan 03 10:02:22 PST 2018
To celebrate 2018, we will be increasing our savings and club interest rates from .25% to .30%. This is our third rate increase within a year! We are happy to be able to offer our members competitive savings rates that are among the highest in the area. As always, thank you for trusting us with your banking.
Teach Your Little Owls to Fly With Money Talks
by main_admin @ Billings Federal Credit Union
Tue Aug 08 09:14:03 PDT 2017
The first step to teaching your kids about money is talking about money. “The most effective way to teach is by having frequent discussions and don’t ever lecture,” said Ted Beck, president and chief executive of the National Endowment for Financial Education, in a recent Wall Street Journal article. “Look for teachable moments and always…read more ›
Protect Yourself From Fraud
by main_admin @ Billings Federal Credit Union
Tue Aug 08 09:01:19 PDT 2017
Secure Checking makes it simple to keep you and your family finances safer and take advantage of smart discounts on financial services and everyday purchases. You can rest easy knowing that you and your family are protected by our comprehensive IDProtect ® service, which includes: Identify Fraud Expense Reimbursement Comprehensive Identify Theft Resolution Debit and…read more ›
How to Find the Right Auto Loan Insurance
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Sat Jan 27 10:27:03 PST 2018
We all know the value of insuring our home, life and vehicles. But have you ever considered insuring your car loan in case you’re unable to make the payments? Buying a car is the second largest purchase most of us will make in our lifetime, following buying a house. Auto Loan Insurance, or “credit insurance,” […]
The post How to Find the Right Auto Loan Insurance appeared first on Gulf Coast Educators Federal Credit Union.
Ballot Announcement
by ethan @ Beehive
Tue Feb 13 08:57:51 PST 2018
Member voting for Beehive’s Board of Directors is now open Please take advantage of the opportunity to elect one new member to our board. We invite you to learn about our candidates and cast your vote. Vote Here
The post Ballot Announcement appeared first on Beehive.
5 Creative Habits That Will Keep Your Finances On Track
by Ben Luthi @ Chime Banking
Tue Mar 27 13:29:00 PDT 2018
Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]
The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.
Direct Deposit | Oklahoma | Tinker Federal Credit Union
Tinker Federal Credit Union
Sign up for direct deposit today, and you'll be thanking yourself for years to come. With direct deposit, your paycheck is automatically deposited to the TFCU account of your choice. You may never have to stand in line on payday again! Talk to your employer or the government agency that issues your payroll checks to see if direct deposit is an option for you. You will typically fill out a basic form requesting the following information, and they'll do the rest: TFCU routing number: 303085829 Your 13-digit account number A voided check to verify the routing & checking numbers The address of your financial institution: P.O. Box 45750 Tinker AFB, OK 73145-0750
Spring CD Special
by ethan @ Beehive
Fri Feb 09 09:24:10 PST 2018
Spring CD Special 12 Month Term — up to 1.70% APY *30 & 36 Month Terms — up to 2.00% APY Call 208-656-1000 or stop by your nearest branch for details. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union […]
The post Spring CD Special appeared first on Beehive.
The “Beehive” Card and Commitment of Service
by ethan @ Beehive
Tue Jan 23 09:36:43 PST 2018
The “Beehive” Card and Commitment of Service Shane Berger, President/CEO Beehive has recently converted the logo on our credit and debit cards from VISA to Mastercard. Why? For several reasons including: lower costs, better interchange revenue, and VISA’s apathy about continuing to serve Beehive. With any conversion, there are a few bugs or glitches that […]
The post The “Beehive” Card and Commitment of Service appeared first on Beehive.
TFCU’s Tulsa Downtown Branch is Closing
by Nicole Emmons @ Tinker Federal Credit Union
Tue Mar 20 15:07:34 PDT 2018
At the end of business on Friday, March 30, 2018, TFCU’s Tulsa Downtown branch will no longer be in service. The decision to close this office permanently was not easy, but after much consideration, we have determined it is in the best interest of the overall membership of Tinker Federal Credit Union.
Win with a Beehive CD Special
by ethan @ Beehive
Thu Mar 01 12:44:32 PST 2018
Win Jazz Tickets and $150 Gift Card Enroll with a CD* at Beehive Federal Credit Union between March 1st and March 15th to be automatically entered to win two lower bowl Utah Jazz tickets and a $150 gift card! Apply Now
The post Win with a Beehive CD Special appeared first on Beehive.
Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.
12 Identity Theft Protection Hacks
by Caylee Smith @ Gulf Coast Educators Federal Credit Union
Thu Feb 01 10:15:00 PST 2018
As consumers step up their online shopping leading up to the holidays, it’s a prime time of the year for identity theft. While you are busy snagging hot deals on Black Friday and Cyber Monday, thieves are phishing for your information. Don’t let an identity thief take the jingle out of your holiday. Follow these […]
The post 12 Identity Theft Protection Hacks appeared first on Gulf Coast Educators Federal Credit Union.
Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 19 05:10:23 PDT 2018
Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]
The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.
Can Employers Make Direct Deposit Mandatory?
Payroll Tips, Training, and News
Can employers make direct deposit mandatory? Depends on what state you live in. Learn about federal and state direct deposit laws.
Answers to 18 Payroll Questions You Are Dying to Ask
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 05 05:10:18 PST 2018
For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]
The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.
Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount
by Rachel Gray @ Payroll Tips, Training, and News
Wed Feb 28 05:10:52 PST 2018
It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]
The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.
Wow!: The Average Worker Spends Six Hours on Sports-Related Activities During The College Basketball Tournament, OfficeTeam Finds
by Angie Avers @ AERO Federal Credit Union
Mon Mar 26 21:04:22 PDT 2018
Employees are mad about sporting events like March Madness, suggests a new survey from staffing firm OfficeTeam. Professionals said they spend an average of 25.5 minutes per day on sports-related activities in the office during the college basketball playoffs. With the tournament spread across 15 workdays, that’s the equivalent of six hours per employee. Male […]
The post Wow!: The Average Worker Spends Six Hours on Sports-Related Activities During The College Basketball Tournament, OfficeTeam Finds appeared first on AERO Federal Credit Union.
Save 0.50%* when purchasing a car from Autoland!
by Sara Stern @ University Credit Union
Fri Jan 05 14:15:11 PST 2018
Contact Lenny from Autoland for a new or used car. Now you can shop smart and drive happy when you purchase a car from Autoland and take advantage of a 0.50% APR* discount on your UCU auto loan rate. UCU is proud to offer Autoland, the nation’s premier car buying service, as a concierge service to all UCU members! Whether you’re … Continue reading Save 0.50%* when purchasing a car from Autoland!
Annual Meeting 2018
by ckrainock @ Beehive
Tue Jan 16 07:42:37 PST 2018
You are invited to attend Beehive’s Annual Meeting on Thursday, March 15, 2018 at 6p.m., with a delicious dinner served in the Madison High School commons area/gymnasium. A $5 deposit is required when you purchase your ticket, but will be reimbursed if you attend. Tickets must be purchased in advance. Space is limited (we sold out […]
The post Annual Meeting 2018 appeared first on Beehive.
Homebuyers Look Beyond the Suburbs, Finds Realtor.com
by Angie Avers @ AERO Federal Credit Union
Mon Mar 19 21:01:59 PDT 2018
Forty-one straight months of inventory declines and housing price gains are prompting buyers to expand their home search beyond their immediate metro markets to under the radar secondary markets, according to a new report from online real estate website realtor.com. Data shows demand for these markets is being driven by relative affordability, inventory, and strong job […]
The post Homebuyers Look Beyond the Suburbs, Finds Realtor.com appeared first on AERO Federal Credit Union.