New VA appeals transparency tool part of focus on veterans’ experience to build trust
by @ FederalNewsRadio.com
Fri Mar 23 08:37:36 PDT 2018
The VA just launched a new online tool called the appeals status tracker that will allow veterans with a disability compensation appeal to track what stage of the process their appeal is in.
The post New VA appeals transparency tool part of focus on veterans’ experience to build trust appeared first on FederalNewsRadio.com.
Clark Howard 3.23.18
by @ clark.com
Fri Mar 23 14:00:00 PDT 2018
Topics: Clark Stinks; There’s a massive shortage of homes in the US right now
Learn more about your ad choices. Visit megaphone.fm/adchoices…
Social Security Income Limits 2018
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Mon Nov 14 00:00:47 PST 2016
Note: Social Security earnings limits change each year. This article is written with 2018 numbers. Many people are surprised by the Social Security income limits. At one of my first speaking engagements, a lady came up to me and told me her story. She was in a bridge club with several other women, and […]
The post Social Security Income Limits 2018 appeared first on Social Security Intelligence.

How one bumped airline passenger got a $10,000 voucher from United
by Craig Johnson @ clark.com
Tue Mar 27 12:42:27 PDT 2018
A United Airlines passenger recently went viral on social media when she was booted from a flight and rewarded with a voucher worth up to $10,000.
Twitter user Allison Preiss of Washington, D.C. posted about the incident over the weekend …

How to Dress Up Jeans
by @ How to of the Day
Tue Mar 20 09:00:00 PDT 2018
While jeans are traditionally considered casual wear, the right pair can easily be dressed up for your next Casual Friday, romantic date, or night out with friends. As long as you start with the right jeans, you can create a dressy look with the right top, shoes, and accessories.
Video: 2018 Social Security Income Limits
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Sun Dec 03 19:43:53 PST 2017
The 2018 Social Security income limits have been announced. It is important to understand these numbers and how your benefit may be affected if you are under full retirement age. WATCH THIS VIDEO TO FIND OUT MORE In this video we discuss: The new 2018 Social Security income limit The monthly income limit in […]
The post Video: 2018 Social Security Income Limits appeared first on Social Security Intelligence.
4 Simple Steps to Calculating Your Social Security Benefit: Educator Edition
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Thu Nov 30 13:08:11 PST 2017
If you have a pension from work where you did not pay Social Security taxes, but qualified for SS benefits from other work, your SS benefits formula is NOT THE SAME AS IT IS FOR EVERYONE ELSE! Here’s how it is different… Transcript Follows: Hey everyone this is Devin Carroll with Social Security Intelligence.com. If […]
The post 4 Simple Steps to Calculating Your Social Security Benefit: Educator Edition appeared first on Social Security Intelligence.

Remove access to your info by Facebook’s third-party apps in these 4 easy steps
by Craig Johnson @ clark.com
Thu Mar 22 15:42:14 PDT 2018
The security of your personal information on Facebook has recently taken on heightened importance in the wake of a data sharing scandal involving a controversial firm called Cambridge Analytica.
The company is accused of accessing people’s information under questionable circumstances …
Subject to the WEP? Your Social Security Statement Is Probably Wrong!
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Mon Sep 25 07:03:12 PDT 2017
Here's How To Calculate Your REAL Social Security Benefit.
Social Security retirement benefits often make up a large portion of an individual’s retirement income. Throughout your lifetime, you can keep an eye on your projected retirement benefits on your annual Social Security statement or by looking at your online mySocialSecurity account (mySSA). It’s a great tool for making educated retirement planning decisions. But what […]
The post Subject to the WEP? Your Social Security Statement Is Probably Wrong! appeared first on Social Security Intelligence.

Social Security deadline: how recipients can switch over from checks
The Christian Science Monitor
With rare exceptions, the Social Security Administration is requiring people who still get their benefits by check to switch to some kind of electronic transfer by March 1.
Social Security online accounts: safe from identity theft?
U.S.
More than 34 million Americans now conduct business with the Social Security Administration (SSA) online - and with that shift comes an increased risk of identity theft.
Lost Social Security Card? Here’s What You Need to Know
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Thu Feb 01 00:00:24 PST 2018
It’s just one little blue, fragile piece of paper — but a lost Social Security card can add up to a lot of trouble. If you your card is missing, you need to act now. Your card lists out both your full name and Social Security number, and with these two pieces of information a […]
The post Lost Social Security Card? Here’s What You Need to Know appeared first on Social Security Intelligence.
What Is Your Bank’s Security Banking On?
by BrianKrebs @ Krebs on Security
Tue Mar 06 13:24:17 PST 2018
A large number of banks, credit unions and other financial institutions just pushed customers onto new e-banking platforms that asked them to reset their account passwords by entering a username plus some other static identifier -- such as the first six digits of their Social Security number, or a mix of partial SSN, date of birth or surname. Here's a closer look at what may be going on (spoiler: small, regional banks and credit unions have grown far too reliant on the whims of just a few major online banking platform providers). You might think it odd that any self-respecting financial institution would seek to authenticate customers via static data like partial SSN for passwords, and you'd be justified for thinking that, too. Nobody has any business using these static identifiers for authentication because it's all for sale on most Americans quite easily and cheaply in the cybercrime underground. The Equifax breach might have "refreshed" some of those data stores for identity thieves, but most U.S. adults have had their static details on sale for years now. On Feb. 16, KrebsOnSecurity reader Brent Hoeft shared a copy of an email he'd just received from his financial institution Associated Bank, which at $30+ billion in assets happens to be Wisconsin's largest by asset size.

Big tipper? Find out which states are most and least generous with gratuities
by Craig Johnson @ clark.com
Fri Mar 23 11:01:44 PDT 2018
If you’re like many Americans, you may feel that what you tip at a particular restaurant has everything to do with the service you’re getting – but that may not necessarily be the case. A recent study shows which region …
IRS Launches New Withholding Calculator
by mickiedouglas @ Social Security: Information & Updates
Fri Mar 09 06:35:10 PST 2018
Because of the changes to tax rates in the Tax Cuts and Jobs Act recently passed by Congress, IRS has released a new withholding calculator so workers can determine if too little or too much is being withheld in taxes. You can find the calculator at this link: https://www.irs.gov/individuals/irs-withholding-calculator. IRS released the following press release:…
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Social Security hijackers
FederalNewsRadio.com
Tips to ensure that no one robs the Social Security Administration piggy bank.
How Your Filing Age Changes the Effective WEP Penalty
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Wed Dec 06 09:36:50 PST 2017
The effective reduction to your Social Security benefits from the Windfall Elimination Provision changes based on your filing age. This is despite the well publicized ‘Maximum WEP penalty of $448 (for 2018).’ Check out this video where we walk step by step through the calculation process. Summary of video: In this video we discuss how […]
The post How Your Filing Age Changes the Effective WEP Penalty appeared first on Social Security Intelligence.
Oklahoma lawmakers scramble to avert teacher walkout
by master @ FederalNewsRadio.com
Tue Mar 27 15:14:42 PDT 2018
Pressure is mounting on the Republican-led Oklahoma Legislature to broker a deal on taxes to pay for hundreds of millions in new education spending and avert a threatened strike of teachers next week
The post Oklahoma lawmakers scramble to avert teacher walkout appeared first on FederalNewsRadio.com.
Social Security Change of Address
by Devin Carroll @ Social Security IntelligenceSocial Security Change of Address – Social Security Intelligence
Tue Apr 19 09:12:38 PDT 2016
How-To Guide .
If you’re receiving Social Security benefits or Medicare and have recently moved, your Social Security change of address needs to be high on your priority list. The Social Security Administration makes it clear how important this is in their publication What You Need to Know When You Get Retirement or Survivors Benefits. “Even if you receive […]
The post Social Security Change of Address appeared first on Social Security Intelligence.
Video: SS Family Benefit Maximum–Simplified!
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Mon Dec 11 17:35:05 PST 2017
Did you know that there are Social Security benefits available to your eligible family members if you die, become disabled, or retire? There are some limitations though. Generally speaking, no more than 150% – 175% of your full retirement age benefit can be paid out. Check out this video for more information. This video walks […]
The post Video: SS Family Benefit Maximum–Simplified! appeared first on Social Security Intelligence.

How not to get kicked out of your Airbnb rental
by Craig Johnson @ clark.com
Fri Mar 23 13:54:41 PDT 2018
While travel season used to be a boon for hotels, it has now turned into a blessing for many homeowners, too, thanks to Airbnb.
The homesharing service is disrupting the hotel industry by providing affordable lodging from people who are …

Report: Draft bill would allow credit reporting agencies, banks to conceal data breaches
by Craig Johnson @ clark.com
Mon Mar 26 13:37:24 PDT 2018
As we have chronicled over the past several months, congressional scrutiny of the Equifax data breach has ebbed and flowed with the headlines.
Lasting consumer protections have been hard to come by for various reasons. But one of the more …
Who and What Is Coinhive?
by BrianKrebs @ Krebs on Security
Mon Mar 26 05:12:31 PDT 2018
Multiple security firms recently identified cryptocurrency mining service Coinhive as the top malicious threat to Web users, thanks to the tendency for Coinhive's computer code to be used on hacked Web sites to steal the processing power of its visitors' devices. This post looks at how Coinhive vaulted to the top of the threat list less than a year after its debut, and explores clues about the possible identities of the individuals behind the service.
Connecting With Social Security
by mickiedouglas @ Social Security: Information & Updates
Fri Feb 16 07:06:49 PST 2018
Every day thousands use it to do business with Social Security. We strive to offer the kind of services that meet people’s needs. And sometimes you want fast and direct answers over the phone. We have that option. You can call us toll free at 1-800-772-1213. Social Security offers some automated services that allow people…
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Changing Direct Deposit
Social Security: Information & Updates
Q: How long will it take Social Security to change my direct deposit account? A: This depends on computer processing dates during the month, your payment date and when you contact Social Security t…

How to Change Your Name in Skype
by @ How to of the Day
Wed Mar 21 01:00:00 PDT 2018
This wikiHow teaches you how to change your Skype display name, which is the name people see when you appear in their contacts. You can change your Skype display name on the Skype website and on the mobile version of Skype, but you cannot change your Skype display name in the Skype program for Windows and Mac computers. You also can't change your Skype username without creating a new account.
Extreme Cold Forces Temporary Closure of Hamilton Super One Office
by h1984#brad @ TrailWest Bank
Fri Jan 06 07:41:42 PST 2017
TrailWest Bank is closing the Hamilton Super One Office at 5 pm on Thursday, January 5th, and it will remain closed on Friday, January 6th, because of the extreme cold. The office will resume regular hours of operation on Saturday, January 7. The Hamilton offices located at 224 Pinckney Street and 1131 N. First Street will... Read more »
The post Extreme Cold Forces Temporary Closure of Hamilton Super One Office appeared first on TrailWest Bank.
Closing the gaps between cyber risk assessment mechanisms
by Jason Miller @ FederalNewsRadio.com
Tue Mar 27 15:20:35 PDT 2018
Why agencies need to consider both the Risk Management Framework and the Department of Defense’s Risk Assessment Methodology.
The post Closing the gaps between cyber risk assessment mechanisms appeared first on FederalNewsRadio.com.

How to Setup Direct Deposit
Bank of America
Bank of America direct deposit makes it easy for you to deposit checks into your account automatically. Learn about setting up direct deposit today.
The threat of chemical & biological weapons
by @ FederalNewsRadio.com
Mon Mar 19 06:04:29 PDT 2018
Andrew Weber, former assistant secretary of Defense for Nuclear, Chemical & Biological Defense Programs, joins host Derrick Dortch to discuss increased threats from countries willing to use chemical and biological weapons. March 26, 2018
The post The threat of chemical & biological weapons appeared first on FederalNewsRadio.com.
Clark Howard 3.26.18
by @ clark.com
Mon Mar 26 14:05:29 PDT 2018
Topics: Walmart is now selling used cars; Congress doesn’t want you to know about future data breaches; Awesome deals today from Moviepass, Costco, and more
Learn more about your ad choices. Visit megaphone.fm/adchoices…

Why the ‘official bank’ of your campus is likely the wrong bank to do business with
by Theo Thimou @ clark.com
Fri Mar 23 06:45:00 PDT 2018
Chances are your school has forged an "official bank of..." relationship with some bank. And while that partnership may be in the university's best interest, it's seldom in your best interest!
15-Year-old Finds Flaw in Ledger Crypto Wallet
by BrianKrebs @ Krebs on Security
Tue Mar 20 10:19:11 PDT 2018
A 15-year-old security researcher has discovered a serious flaw in cryptocurrency hardware wallets made by Ledger, a French company whose popular products are designed to physically safeguard public and private keys used to receive or spend the user’s cryptocurrencies. Hardware wallets like those sold by Ledger are designed to protect the user's private keys from malicious software that might try to harvest those credentials from the user's computer. The devices enable transactions via a connection to a USB port on the user's computer, but they don't reveal the private key to the PC. Yet Saleem Rashid, a 15-year-old security researcher from the United Kingdom, discovered a way to acquire the private keys from the Ledger devices. Rashid's method requires an attacker to have physical access to the device, and normally such attacks would fall under the #1 rule of security -- namely, if an attacker has physical access to your device it is not your device anymore.

How to Plant in Poor Soils
by @ How to of the Day
Wed Mar 21 09:00:00 PDT 2018
Whether you want to grow flowers, trees, or vegetables, plants can add natural beauty to your yard. However, planting and growing plants may not seem so simple if your yard doesn’t have rich soil. Fortunately, there are several things you can do throughout the planting process to ensure that your plants thrive, including amending the soil with compost, planting the root ball properly, and/or choosing to plant specific plants that thrive in your particular soil type.

How To Change Direct Deposit of Benefits
Military.com
Of all the emails I receive, the single most popular question is: "How do I change the bank account to which my benefits are paid?" Direct deposit of benefits is a great thing, but some people find it difficult to figure out how to change the account once they have it set up.
The FDA’s gag rule on off-label treatments
by @ FederalNewsRadio.com
Sat Mar 24 06:53:09 PDT 2018
The restrictions on discussing legal uses of drugs for off-label purposes.
The post The FDA’s gag rule on off-label treatments appeared first on FederalNewsRadio.com.
Ex-Weinstein assistant says she tried to stop him in 1998
by master @ FederalNewsRadio.com
Tue Mar 27 15:11:02 PDT 2018
Harvey Weinstein's former assistant says she tried to prevent him abusing women two decades ago, making him sign a legal agreement that required him to seek therapy and mend his ways
The post Ex-Weinstein assistant says she tried to stop him in 1998 appeared first on FederalNewsRadio.com.
Avoid Headaches When Traveling or Shopping During the Holidays
by h1984#brad @ TrailWest Bank
Wed Nov 22 12:25:00 PST 2017
TrailWest Bank Debit Card Users: If you plan on using your TrailWest Bank debit card on Black Friday or while traveling over Thanksgiving Weekend, please remember there are card limits and state restrictions in place for your security. If you are unsure of your limit, need your limit changed, or want to verify your card... Read more »
The post Avoid Headaches When Traveling or Shopping During the Holidays appeared first on TrailWest Bank.

How to Lose Fat With Weights
by @ How to of the Day
Sat Mar 24 09:00:00 PDT 2018
If you want to get rid of stubborn body fat, adding strength training to your exercise regimen can help. To start losing fat, create a consistent weekly routine to build muscle and burn calories. One effective way to lose fat is doing compound exercises, which will work out multiple muscle groups at once. Keep in mind that to lose fat, you must ultimately burn more calories than you eat. Thus, you should also incorporate other healthy weight loss practices into your life.
The Best Explanation of Medicare Coverage and What it Costs
by Kate Horrell @ Social Security IntelligenceSocial Security Intelligence
Fri Jan 26 07:53:25 PST 2018
Understanding Medicare is an important part of your overall retirement planning, but it’s so confusing and complicated! But I’m here to help you understand Medicare and how it will impact your retirement plans. There’s a lot of information here, so grab a cup of coffee and get comfortable. What Is Medicare? Medicare is the government-run […]
The post The Best Explanation of Medicare Coverage and What it Costs appeared first on Social Security Intelligence.
Replace Social Security 1099 Using My Social Security Portal
by mickiedouglas @ Social Security: Information & Updates
Fri Mar 23 07:25:45 PDT 2018
Time is growing short to file your income taxes for 2017. Are you worried because you need your 1099 for Social Security benefits and you can’t find it? Worry no more. Social Security has made replacing a lost 1099 as easy as signing on to your my Social Security account. Don’t have a my Social…
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A big change is coming to Social Security accounts
AOL.com
Beginning Saturday, you’ll need to take an extra step to log into your account at SSA.gov, the Social Security Administration website.
The Best Age to File for Social Security
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Thu Feb 22 18:20:34 PST 2018
“What’s the best age to file for Social Security?” This is the number-one question people ask me about Social Security. And it’s little wonder because the answer is anything but simple or straightforward. In fact, finding the right answer for you often requires a lot of complex thinking and calculating to determine exactly what you […]
The post The Best Age to File for Social Security appeared first on Social Security Intelligence.
Supplemental Security Income For Children After Age 18
by mickiedouglas @ Social Security: Information & Updates
Mon Feb 12 08:03:33 PST 2018
Supplemental Security Income (SSI) is a program that pays benefits to disabled people (including children) and aged who have low income and low resources. (Read this online publication for more details about the SSI program: https://www.ssa.gov/pubs/EN-05-11000.pdf). Once it has been determined that a child has a disabling condition and meets the low income and resource…
Read More
Video: Social Security Family Benefits
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Mon Dec 11 18:07:08 PST 2017
Who Gets What & How Much.
Do you know how much in benefits your family is entitled to if you become disabled, die or retire? There are different rules for each type of benefit. Check out this video for an easy to understand description of who gets what and how much. Transcription Below: Hey, everyone. This is Devin Carroll. If you […]
The post Video: Social Security Family Benefits appeared first on Social Security Intelligence.
San Diego Sues Experian Over ID Theft Service
by BrianKrebs @ Krebs on Security
Fri Mar 23 09:31:26 PDT 2018
The City of San Diego, Calif. is suing big three consumer credit bureau Experian, alleging that a data breach first reported by KrebsOnSecurity in 2013 affected more than a quarter-million people in San Diego but that Experian never alerted affected consumers as required under California law. The lawsuit, filed by San Diego city attorney Mara Elliott, concerns a data breach at an Experian subsidiary that lasted for nine months ending in 2013. As first reported here in October 2013, a Vietnamese man named Hieu Minh Ngo ran an identity theft service online and gained access to sensitive consumer data held by Experian's subsidiary by posing as a licensed private investigator.

How to Track Mileage Without an Odometer
by @ How to of the Day
Mon Mar 26 17:00:00 PDT 2018
Whether you’ve got a busted odometer or you’d just rather not have to do a lot of mental gymnastics to calculate your annual mileage for work-related tax deductions, there are a couple simple ways to find out how many miles you’re averaging. Downloading a mileage tracker app for your smartphone can take all the guesswork out of adding up your drive time by automatically ticking off the miles while you’re on the road. If you only make the occasional business trip, consider simply plotting out your route and recording the estimated distance in advance.

How to Keep Spiders Out of Your House
by @ How to of the Day
Tue Mar 27 09:00:00 PDT 2018
Finding 8-legged friends in your house can be unsettling, especially if you aren’t a fan of living around insects. You can keep spiders from burrowing and spinning webs in your home by applying natural remedies like vinegar and essential oils. Maintaining a clean, well sealed home can also prevent spiders from taking up residence in your space. With the right approach, you can keep spiders out of your home easily and effectively.

Job alert: Amazon is hiring and you can work from home
by Mike Timmermann @ clark.com
Sat Mar 24 12:30:12 PDT 2018
Want to work for Amazon? The online retail giant has just posted openings for virtual customer service associates!
Look-Alike Domains and Visual Confusion
by BrianKrebs @ Krebs on Security
Thu Mar 08 08:55:13 PST 2018
How good are you at telling the difference between domain names you know and trust and imposter or look-alike domains? The answer may depend on how familiar you are with the nuances of internationalized domain names (IDNs), as well as which browser or Web application you're using. For example, how does your browser interpret the following domain? I'll give you a hint: Despite appearances, it is most certainly not the actual domain for software firm CA Technologies (formerly Computer Associates Intl Inc.), which owns the original ca.com domain name: https://www.са.com/ Go ahead and click on the link above or cut-and-paste it into a browser address bar. If you're using Google Chrome, Apple's Safari, or some recent version of Microsoft's Internet Explorer or Edge browsers, you should notice that the address converts to "xn--80a7a.com." This is called "punycode," and it allows browsers to render domains with non-Latin alphabets like Cyrillic and Ukrainian. Below is what it looks like in Edge on Windows 10; Google Chrome renders it much the same way. Notice what's in the address bar (ignore the "fake site" and "Welcome to..." text, which was added as a courtesy by the person who registered this domain):

How to Change Social Security Direct Deposit
wikiHow
Starting in 2013, a new law went into effect that requires all Social Security benefits to be deposited electronically in a bank account. If you need to make changes to your direct deposit information, you can do so either online or over...
The benefits of unified communications
by @ FederalNewsRadio.com
Mon Mar 19 14:45:05 PDT 2018
What are unified communications and how can they help your agency save money? Find out when Steven Boberski, vice president of Business Development at collab9 joins host John Gilroy on this week's Federal Tech Talk. March 20, 2018
The post The benefits of unified communications appeared first on FederalNewsRadio.com.

How to Train an Abused Dog
by @ How to of the Day
Tue Mar 27 01:00:00 PDT 2018
Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.
Top Questions You Asked About Social Security In 2017
by mickiedouglas @ Social Security: Information & Updates
Mon Mar 19 08:08:06 PDT 2018
Many of you asked the same or similar questions about Social Security during 2017 (and continuing into 2018). I thought I would bring those topics together in one place. 1) The most frequently asked question was about the scheduling of Social Security and SSI payments. We have an easy-to-use Fact Sheet which shows for all…
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How to Cope with Nicotine Withdrawal
by @ How to of the Day
Fri Mar 23 01:00:00 PDT 2018
If you have been a smoker for a while, you may experience nicotine withdrawal symptoms—intense cravings, headaches, anger, trouble sleeping, and even anxiety or depression—when you attempt to quit. These undesirable side effects of quitting may tempt you to pick the habit back up. But, if you seek support, come up with a plan to deal with triggers, and practice good self-care, the symptoms will eventually subside. Hold out and give it time— you'll get through withdrawal and be smoke-free sooner than you think!

Buying prescription glasses online
by Clark Howard Staff @ clark.com
Sun Mar 25 21:00:00 PDT 2018
Did you know you can get prescription glasses for $15? Well, you can and Clark has all the info just for you!

How to Get a Job As a Mortuary Makeup Artist
by @ How to of the Day
Sun Mar 25 01:00:00 PDT 2018
Mortuary makeup artists apply makeup to the deceased for public viewings. This line of work is also known as “desairology.” To begin a career in mortuary makeup, you’ll need to attend Mortuary Science School or Cosmetology school. Since you must either be a licensed mortician or cosmetologist to work with dead bodies, you’ll then need to apply for and pass your state’s licensing exam. Start finding jobs by offering your services at local funeral homes and salons. At the end of the day, this job can be unusual and difficult, but it can also incredibly rewarding to bring some peace to a grieving family.

Important Information about the Social Security Administration Portal - TrailWest Bank
TrailWest Bank
Brian Krebs, Comment on SSA Portal, “Crooks Hijack Retirement.” Sept. 18, 2013 Crooks Hijack Retirement Funds Via SSA Portal If you receive direct deposits from the Social Security Administration but haven’t yet registered at the agency’s new online account management portal, now would be a good time take care of that: The SSA and financial institutions say... Read more »

How to get the biggest Social Security check you can
MarketWatch
Here are the basics about Social Security, and strategies to get the most from your benefits.

How to Wash Jeans by Hand
by @ How to of the Day
Thu Mar 22 09:00:00 PDT 2018
Hand washing is a great way to extend the life of your favorite pair of jeans. It is a gentler process than machine washing and prevents, or at least slows, the fading and break down of fibers. Choose between hand washing your jeans in cool water or spot cleaning.
Outdated systems hinder DoJ from responding to cyber threats in real time
by @ FederalNewsRadio.com
Tue Mar 20 14:17:33 PDT 2018
Justice CIO Joe Klimavicz said modernizing legacy systems is all about ensuring an agency can fulfill its mission in real-time.
The post Outdated systems hinder DoJ from responding to cyber threats in real time appeared first on FederalNewsRadio.com.
Report: Many NYC sex assault cases not properly investigated
by master @ FederalNewsRadio.com
Tue Mar 27 15:21:09 PDT 2018
The New York Police Department special victims division tasked with investigating rape allegations against media mogul Harvey Weinstein and other cases is chronically understaffed, a report has found. NYPD disputes the findings.
The post Report: Many NYC sex assault cases not properly investigated appeared first on FederalNewsRadio.com.
Agencies, health sector should employ modern IT as superpower
by @ FederalNewsRadio.com
Thu Mar 22 11:08:48 PDT 2018
On this episode of Women of Washington, Gigi Schumm welcomed Lisa Mitnick, managing director for Accenture Digital.
The post Agencies, health sector should employ modern IT as superpower appeared first on FederalNewsRadio.com.

How to Become a Legal Permanent Resident of the United States
by @ How to of the Day
Wed Mar 21 17:00:00 PDT 2018
Becoming a legal permanent resident of the United States is a lengthy bureaucratic process. Once you determine your eligibility, you will need to find someone who can sponsor your application. Then, you and your sponsor will have to provide substantial evidence of your status, employment, or relationship. The process of becoming a legal permanent resident will generally take at least a year from the date you start filing, but successful applicants will finish the process with their Green Card, which grants permanent legal residence.
Marlins 22, Hurricanes 2
by master @ FederalNewsRadio.com
Tue Mar 27 15:24:16 PDT 2018
Miami-Fla Miami ab r h bi ab r h bi F.Zmora ss 2 0 0 1 Brinson cf 1 2 1 1 Jenkins lf 1 0 0 0 Bra.Lee cf 3 0 1 1 Cloonan…
The post Marlins 22, Hurricanes 2 appeared first on FederalNewsRadio.com.

Social Security Change of Address - How To Guide
Social Security Intelligence
If you're receiving Social Security benefits and have recently moved, your Social Security change of address needs to be high on your priority list.
Changes In Voluntary Tax Withholding Amounts For Social Security Benefits
by mickiedouglas @ Social Security: Information & Updates
Mon Feb 26 07:53:10 PST 2018
You can have federal income tax voluntarily withheld from your Social Security check. Many beneficiaries find that helps them manage the taxes they pay on Social Security benefits. Previously, the set tax rates were 7%, 10%, 15% or 25%. Because of recent changes to tax laws, two of the withholding rates have been lowered. Currently,…
Read More
Do Married Couples Receive Their Social Security Checks On The Same Day?
by mickiedouglas @ Social Security: Information & Updates
Fri Mar 02 07:48:59 PST 2018
People are always interested to know when Social Security checks are issued each month. See our payment schedule for 2018 for dates of payment: https://www.ssa.gov/pubs/EN-05-10031-2018.pdf. We pay Social Security benefits monthly. The benefits are paid in the month following the month for which they are due. For example, you would receive your July benefit in…
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Online and Mobile Banking Upgrade 2.15.18
by h1984#brad @ TrailWest Bank
Thu Feb 01 19:16:02 PST 2018
On Tuesday, February 15, 2018, TrailWest Bank is upgrading our online and mobile banking platform. We are excited to offer our customers an improved digital banking experience, with new features and functionality! This upgrade will require both online and mobile banking platforms to be down on February 15th from 6 am MST until 11 am MST.... Read more »
The post Online and Mobile Banking Upgrade 2.15.18 appeared first on TrailWest Bank.
Important Information for Quicken and QuickBooks Users
by h1984#brad @ TrailWest Bank
Sat Jul 01 13:07:24 PDT 2017
Intuit has alerted financial institutions like ours of some changes that will affect Online Banking through Quicken or QuickBooks. Below is important information if you use 2014 versions of Quicken or QuickBooks: 2014 Product Versions are Being Discontinued FY14 OFX-connected Products Are Losing Access to Online Banking Services Effective May 31, 2017, Quicken 2014 for... Read more »
The post Important Information for Quicken and QuickBooks Users appeared first on TrailWest Bank.

How to Fix Yellow Tap Water
by @ How to of the Day
Mon Mar 19 01:00:00 PDT 2018
If you notice yellow discoloration in your tap water, you may worry about whether it is safe to drink and how to fix the problem. In most cases, however, yellow water is both harmless and easy to treat. Deciding whether your water provider or your internal plumbing has turned the water yellow is the first step to take. Then, once you've found the cause, hire a professional to help you decide on the best treatment option.
Do You Know How Social Security Is Funded?
by mickiedouglas @ Social Security: Information & Updates
Mon Mar 05 08:39:59 PST 2018
Do you know how Social Security is funded? During your working years, you have a deduction from your wages called FICA (Federal Insurance Contribution Act). It is withheld to fund the Social Security and Medicare programs. The current rate of withholding is 7.6 %. Your employer pays an additional 7.65%. The deduction goes toward funding…
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Social Security Q&A: How to change direct deposit on benefits
NewsOK.com
APR 12, 2009 - Q: For years, I’ve enjoyed the convenience of having my Social Security benefit directly deposited into my bank account. I’ve recently changed banks. How do I change my direct deposit from one bank to another?A: You can sign up or change your direct deposit account by:• Contacting your bank, credit union, or savings and loan association, or financial institution.• Filling out a Direct Deposit Sign Up Form and taking it to your financial institution or Social Security office. The form is available at www.socialsecurity.gov/deposit/1199a.pdf.• Calling Social Security toll-free at the numbers listed below.• Obtaining a password at secure.ssa.gov/acu/IPS—INTR/main.jsp.

29 items to pack in your financial emergency kit and bug out bag
by Theo Thimou @ clark.com
Fri Mar 23 06:30:49 PDT 2018
If disaster were to strike your area, are you prepared with basic necessities in the event of an emergency?

Here’s how to deactivate your Facebook account
by Craig Johnson @ clark.com
Mon Mar 26 10:49:55 PDT 2018
Over the weekend, Facebook CEO Mark Zuckerberg released a full-page ad in major U.S. and U.K. newspapers apologizing for the company’s role in allowing a controversial company’s app to access users’ personal data.
“This was a breach of trust, and …

Hearing on the Direct Deposit of Social Security Benefits - Ways and Means
Ways and Means
Hearing on the Direct Deposit of Social Security Benefits ________________________________________ HEARING BEFORE THE SUBCOMMITTEE ON SOCIAL SECURITY OF THE COMMITTEE ON WAYS AND MEANS U.S. HOUSE OF REPRESENTATIVES ONE HUNDRED TWELFTH CONGRESS SECOND SESSION ________________________ September 12, 2012 __________________ SERIAL 112-SS20 __________________ Printed for the use of the Committee on Ways and Means …
The future of integrated air & missile defense
by @ FederalNewsRadio.com
Thu Mar 22 13:56:03 PDT 2018
Members of Booz Allen's Integrated Air and Missile Defense (IAMD) team join host Roger Waldron on this week's Off the Shelf to discuss new technologies and capabilities for defense and how DoD can leverage those capabilities. March 20, 2018
The post The future of integrated air & missile defense appeared first on FederalNewsRadio.com.
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When Are Social Security Payments Deposited?
The Balance
When will your Social Security check be deposited? Here's a look at the Social Security check schedule, and answers to common questions.
2018: Key Changes to Social Security
by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence
Sat Dec 09 00:00:22 PST 2017
Here are the most important Social Security changes for 2018. This is not all that’s changing, just what I think is most important. Maximum Taxable Earnings 6.2% of your paycheck goes to Social Security tax (unless you’re self employed and then it’s 12.4%). However, there is a maximum amount of income that you pay this […]
The post 2018: Key Changes to Social Security appeared first on Social Security Intelligence.
External Email Currently Down
by h1984#brad @ TrailWest Bank
Tue Jan 30 12:54:21 PST 2018
TrailWest Bank’s external email is currently down. This means we are unable to email out to our customers or receive external emails at this time. TrailWest continues to work diligently to resolve the cause of this issue. Thank you for your understanding and patience.
The post External Email Currently Down appeared first on TrailWest Bank.
Survey: Americans Spent $1.4B on Credit Freeze Fees in Wake of Equifax Breach
by BrianKrebs @ Krebs on Security
Thu Mar 22 07:08:46 PDT 2018
Almost 20 percent of Americans froze their credit file with one or more of the big three credit bureaus in the wake of last year's data breach at Equifax, costing consumers an estimated $1.4 billion, according to a new study. The findings come as lawmakers in Congress are debating legislation that would make credit freezes free in every state. The figures, commissioned by small business loan provider Fundera and conducted by Wakefield Research, surveyed some 1,000 adults in the U.S. Respondents were asked to self-report how much they spent on the freezes; 32 percent said the freezes cost them $10 or less, but 38 percent said the total cost was $30 or more. The average cost to consumers who froze their credit after the Equifax breach was $23. A credit freeze blocks potential creditors from being able to view or "pull" your credit file, making it far more difficult for identity thieves to apply for new lines of credit in your name.
Why the workforce must drive the success of shared services
by @ FederalNewsRadio.com
Thu Mar 22 15:55:12 PDT 2018
Beth Angerman, the director of the Shared Solutions Performance Improvement (SSPI) Office at GSA, said engaging all stakeholders is an important part any large transformational effort.
The post Why the workforce must drive the success of shared services appeared first on FederalNewsRadio.com.
The Latest: Morocco asks why France didn’t flag attacker
by master @ FederalNewsRadio.com
Tue Mar 27 15:08:49 PDT 2018
Moroccan counterterrorism boss says France never alerted his country about the radicalized French-Moroccan gunman who carried out a deadly supermarket attack
The post The Latest: Morocco asks why France didn’t flag attacker appeared first on FederalNewsRadio.com.

12 money-saving secrets about Ross Dress for Less
by Mike Timmermann @ clark.com
Tue Mar 27 12:30:00 PDT 2018
Looking for a deal? Here are some tips and tricks to save the most money at Ross Dress for Less!

How to Develop Film in a Darkroom
by @ How to of the Day
Mon Mar 26 09:00:00 PDT 2018
Film photography is a great way to capture personal, unique, and long-lasting photographs. The first step in turning the captured exposures on your film camera into physical prints is developing the film. Taking the time to develop your film correctly is critical if you want your prints to turn out beautifully. To develop your film, you'll need some basic photography tools and chemicals, as well as access to a dark room.
New Medicare Card Mailing Schedule
by mickiedouglas @ Social Security: Information & Updates
Fri Feb 23 07:17:11 PST 2018
Medicare is removing the Social Security numbers from Medicare cards. Everyone who already has a Medicare card will receive a new one in the mail starting in April 2018. The mailings will be staggered. You can use the schedule below to find out when your Medicare card will be mailed. New Medicare Card Mailing Strategy…
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IT Modernization: Moving from “Why” to “How”
by @ FederalNewsRadio.com
Fri Mar 23 14:12:43 PDT 2018
Dave McClure, principal director of Accenture Federal, joins host John Gilroy on this week's Federal Tech Talk to discuss how technology is being used to improve the mission outcomes of the federal government. March 27, 2018
The post IT Modernization: Moving from “Why” to “How” appeared first on FederalNewsRadio.com.

How to Keep a Dress Shirt from Riding Up
by @ How to of the Day
Thu Mar 22 01:00:00 PDT 2018
If you tend to have trouble keeping your shirt tucked in throughout the day, it may be time to try out a new method of holding it in place. First thing’s first—make sure that you’re wearing a dress shirt that’s been sized and cut specifically for your frame. You can then create a neat, trim profile by folding the excess fabric on the sides of the shirt before you tuck it in. If all else fails, invest in a pair of handy shirt stays or make the switch to a more casual untucked style.
Clark Howard 3.23.18
by @ clark.com
Fri Mar 23 14:00:00 PDT 2018
Topics: Clark Stinks; There’s a massive shortage of homes in the US right now
Learn more about your ad choices. Visit megaphone.fm/adchoices…

How to Transfer an Image Onto Glass
by @ How to of the Day
Tue Mar 20 17:00:00 PDT 2018
Putting an image onto a glass object—such as a glass, mason jar, mirror, or window—is a way to personalize and decorate your living space. You can transfer any type of image that has been printed from a laser printer, or that you find in a book or magazine. To transfer an image onto glass, fix adhesive packing tape to the image you’d like to transfer. Soak the image and tape in warm water, then remove the paper and stick the image onto a glass object. Alternately, you can use a gel transfer medium to move the image directly on to a glass surface.

How to Treat Knee Inflammation
by @ How to of the Day
Mon Mar 19 17:00:00 PDT 2018
If your knee is red, swollen, sore, or warm to the touch, it is inflamed. Inflammation in the knee can be caused by a lot of different conditions, such as arthritis, tendinitis, bursitis, or an injury to the muscles or tendons around the knee. Once the knee is injured, inflammation begins as the knee starts to heal itself. Treating minor inflammation in the knee can usually be done at home with some general care and lifestyle changes. However, if you have ongoing or intense inflammation, you should seek out medical care.
When counterfeit can kill
by @ FederalNewsRadio.com
Sun Mar 18 10:11:41 PDT 2018
Kyle Burgess of Consumers’ Research discusses how counterfeit products and drugs endanger the lives of millions of consumers.
The post When counterfeit can kill appeared first on FederalNewsRadio.com.

Switching your direct deposit | A quick and easy step-by-step guide
Clark Howard
After switching to a better bank, one of the first things you’ll want to do is set up direct deposit to get your paycheck automatically sent to your new account.
Checked Your Credit Since the Equifax Hack?
by BrianKrebs @ Krebs on Security
Sun Mar 11 11:51:08 PDT 2018
A recent consumer survey suggests that half of all Americans still haven't checked their credit report since the Equifax breach last year exposed the Social Security numbers, dates of birth, addresses and other personal information on nearly 150 million people. If you're in that fifty percent, please make an effort to remedy that soon. Credit reports from the three major bureaus -- Equifax, Experian and Trans Union -- can be obtained online for free at annualcreditreport.com -- the only Web site mandated by Congress to serve each American a free credit report every year.

How to Wash High Windows
by @ How to of the Day
Sat Mar 24 01:00:00 PDT 2018
Cleaning high windows can be tricky, especially if they are above a sloped area or in a hard to reach spot. High windows also tend to get very dirty, especially if they have not been wiped or washed in awhile. Though you can hire a professional to wash high windows, doing them yourself can save you money and give you the satisfaction of maintaining them on your own. By using an extendable pole on a day that is not too sunny or hot, you can have clean, streak-free windows in no time.
Flash, Windows Users: It’s Time to Patch
by BrianKrebs @ Krebs on Security
Tue Mar 13 12:36:28 PDT 2018
Adobe and Microsoft each pushed critical security updates to their products today. Adobe's got a new version of Flash Player available, and Microsoft released 14 updates covering more than 75 vulnerabilities, two of which were publicly disclosed prior to today's patch release. The Microsoft updates affect all supported Windows operating systems, as well as all supported versions of Internet Explorer/Edge, Office, Sharepoint and Exchange Server. All of the critical vulnerabilities from Microsoft are in browsers and browser-related technologies, according to a post from security firm Qualys.
Adrian Lamo, ‘Homeless Hacker’ Who Turned in Chelsea Manning, Dead at 37
by BrianKrebs @ Krebs on Security
Sun Mar 18 20:53:12 PDT 2018
Adrian Lamo, the hacker probably best known for breaking into The New York Times's network and for reporting Chelsea Manning's theft of classified documents to the FBI, was found dead in a Kansas apartment on Wednesday. Lamo was widely reviled and criticized for turning in Manning, but that chapter of his life eclipsed the profile of a complex individual who taught me quite a bit about security over the years. Adrian Lamo, in 2006. Source: Wikipedia. I first met Lamo in 2001 when I was a correspondent for Newsbytes.com, a now-defunct tech publication that was owned by The Washington Post at the time. A mutual friend introduced us over AOL Instant Messenger, explaining that Lamo had worked out a simple method allowing him to waltz into the networks of some of the world's largest media companies using nothing more than a Web browser.
Who Is Afraid of More Spams and Scams?
by BrianKrebs @ Krebs on Security
Fri Mar 16 06:55:45 PDT 2018
Security researchers who rely on data included in Web site domain name records to combat spammers and scammers will likely lose access to that information for at least six months starting at the end of May 2018, under a new proposal that seeks to bring the system in line with new European privacy laws. The result, some experts warn, will likely mean more spams and scams landing in your inbox.

5 of the best paper towel brands for your money
by Theo Thimou @ clark.com
Thu Mar 22 15:00:00 PDT 2018
It's time for spring cleaning and spring picnic season. Make sure you have a reliable paper towel to pick up after guests who make a mess!
2018 Retirement Maximum Benefit
by mickiedouglas @ Social Security: Information & Updates
Mon Mar 26 07:29:54 PDT 2018
As you plan to retire, one of the most important things to know is how much you’ll receive from Social Security each month. You can use your my Social Security account to get estimates for yourself. (If you don’t have an account and need one or need to visit your account, use this link: www.ssa.gov/myaccount/.)…
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