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2018 Retirement Maximum Benefit

by mickiedouglas @ Social Security: Information & Updates

As you plan to retire, one of the most important things to know is how much you’ll receive from Social Security each month. You can use your my Social Security account to get estimates for yourself. (If you don’t have an account and need one or need to visit your account, use this link: www.ssa.gov/myaccount/.)…
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A big change is coming to Social Security accounts

A big change is coming to Social Security accounts


AOL.com

Beginning Saturday, you’ll need to take an extra step to log into your account at SSA.gov, the Social Security Administration website.

The Best Explanation of Medicare Coverage and What it Costs

by Kate Horrell @ Social Security IntelligenceSocial Security Intelligence

Understanding Medicare is an important part of your overall retirement planning, but it’s so confusing and complicated! But I’m here to help you understand Medicare and how it will impact your retirement plans. There’s a lot of information here, so grab a cup of coffee and get comfortable. What Is Medicare? Medicare is the government-run […]

The post The Best Explanation of Medicare Coverage and What it Costs appeared first on Social Security Intelligence.

Learn How Direct Deposit Automates Payments and Saves Everybody Money

Learn How Direct Deposit Automates Payments and Saves Everybody Money


The Balance

Direct deposit automates payments and saves everybody money. See why it's popular and how you can use electronic payments.

How to Track Mileage Without an Odometer

How to Track Mileage Without an Odometer

by @ How to of the Day

Whether you’ve got a busted odometer or you’d just rather not have to do a lot of mental gymnastics to calculate your annual mileage for work-related tax deductions, there are a couple simple ways to find out how many miles you’re averaging. Downloading a mileage tracker app for your smartphone can take all the guesswork out of adding up your drive time by automatically ticking off the miles while you’re on the road. If you only make the occasional business trip, consider simply plotting out your route and recording the estimated distance in advance.

Outdated systems hinder DoJ from responding to cyber threats in real time

Outdated systems hinder DoJ from responding to cyber threats in real time

by @ FederalNewsRadio.com

Justice CIO Joe Klimavicz said modernizing legacy systems is all about ensuring an agency can fulfill its mission in real-time.

The post Outdated systems hinder DoJ from responding to cyber threats in real time appeared first on FederalNewsRadio.com.

Social Security Change of Address - How To Guide

Social Security Change of Address - How To Guide


Social Security Intelligence

If you're receiving Social Security benefits and have recently moved, your Social Security change of address needs to be high on your priority list.

Protect Your Social Security Number Against Direct Deposit Fraud - The Beacon

Protect Your Social Security Number Against Direct Deposit Fraud - The Beacon


The Beacon

The Office of the Inspector General (OIG) of the Social Security Administration (SSA) testified before Congress on steps they are taking to prevent direct deposit fraud.  As of June 1, 2013, the Inspector General’s office has received more than 37,000 reports of SS payments being redirected to other accounts without authorization from the beneficiaries.  The …

Maintenance Scheduled for 1.25.18

by h1984#brad @ TrailWest Bank

TrailWest Bank has maintenance scheduled from 7:00 am until 7:30 am Thursday, January 25th.  During this maintenance window,  online banking, mobile banking, bill pay, and phone banking will not be available.  Please call (406) 532-8000 for account information during this time.  Thank you for your patience as we work to improve our banking services.  

The post Maintenance Scheduled for 1.25.18 appeared first on TrailWest Bank.

Scheduled Online Banking Downtime for 3.23.17

by h1984#brad @ TrailWest Bank

TrailWest Bank will be doing scheduled maintenance on Online Banking from 7 until 8:30 p.m. MST on Thursday, March 23rd.  During this period, pending transactions will not appear in your online account activity.  For information on pending transactions, please call a Customer Service Representative at 406-273-2400.

The post Scheduled Online Banking Downtime for 3.23.17 appeared first on TrailWest Bank.

Adrian Lamo, ‘Homeless Hacker’ Who Turned in Chelsea Manning, Dead at 37

by BrianKrebs @ Krebs on Security

Adrian Lamo, the hacker probably best known for breaking into The New York Times's network and for reporting Chelsea Manning's theft of classified documents to the FBI, was found dead in a Kansas apartment on Wednesday. Lamo was widely reviled and criticized for turning in Manning, but that chapter of his life eclipsed the profile of a complex individual who taught me quite a bit about security over the years. Adrian Lamo, in 2006. Source: Wikipedia. I first met Lamo in 2001 when I was a correspondent for Newsbytes.com, a now-defunct tech publication that was owned by The Washington Post at the time. A mutual friend introduced us over AOL Instant Messenger, explaining that Lamo had worked out a simple method allowing him to waltz into the networks of some of the world's largest media companies using nothing more than a Web browser.

Checked Your Credit Since the Equifax Hack?

by BrianKrebs @ Krebs on Security

A recent consumer survey suggests that half of all Americans still haven't checked their credit report since the Equifax breach last year exposed the Social Security numbers, dates of birth, addresses and other personal information on nearly 150 million people. If you're in that fifty percent, please make an effort to remedy that soon. Credit reports from the three major bureaus -- Equifax, Experian and Trans Union -- can be obtained online for free at annualcreditreport.com -- the only Web site mandated by Congress to serve each American a free credit report every year.

Top Questions You Asked About Social Security In 2017

by mickiedouglas @ Social Security: Information & Updates

Many of you asked the same or similar questions about Social Security during 2017 (and continuing into 2018). I thought I would bring those topics together in one place. 1) The most frequently asked question was about the scheduling of Social Security and SSI payments. We have an easy-to-use Fact Sheet which shows for all…
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Direct Deposit - Security Credit Union

Direct Deposit - Security Credit Union


Security Credit Union

Direct Deposit Simplify your life with Direct Deposit! Direct Deposit is FREE and you’ll have more time for the fun things in life! You’ll save time and gas by eliminating trips to the credit union, plus you’ll never have to worry about lost or stolen checks. With Direct Deposit you can have your paycheck, Social…

Video: SS Family Benefit Maximum–Simplified!

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

Did you know that there are Social Security benefits available to your eligible family members if you die, become disabled, or retire? There are some limitations though. Generally speaking, no more than 150% – 175% of your full retirement age benefit can be paid out. Check out this video for more information. This video walks […]

The post Video: SS Family Benefit Maximum–Simplified! appeared first on Social Security Intelligence.

How to Change Social Security Direct Deposit

How to Change Social Security Direct Deposit


wikiHow

Starting in 2013, a new law went into effect that requires all Social Security benefits to be deposited electronically in a bank account. If you need to make changes to your direct deposit information, you can do so either online or over...

Online and Mobile Banking Upgrade 2.15.18

by h1984#brad @ TrailWest Bank

On Tuesday, February 15, 2018, TrailWest Bank is upgrading our online and mobile banking platform. We are excited to offer our customers an improved digital banking experience, with new features and functionality! This upgrade will require both online and mobile banking platforms to be down on February 15th from 6 am MST until 11 am MST.... Read more »

The post Online and Mobile Banking Upgrade 2.15.18 appeared first on TrailWest Bank.

SSI Social Security Benefits Payment Schedule for February 2018 | Green Dot Blog

SSI Social Security Benefits Payment Schedule for February 2018 | Green Dot Blog


Green Dot Blog

There are a variety of methods for receiving your Supplemental Security Income (SSI) monthly payments, but did you know that you can get those payments direct deposited onto your Green Dot card? Customers with Green Dot prepaid cards may get their direct deposits faster. Here’s the estimated Social Security SSI payment schedule calendar for Green Dot customers – February 2018: 1: …

SCU to offer assistance for those affected by a government shutdown

by Lori Holmes @ Service Credit Union

Service Credit Union is committed to helping its members who are affected during the government shutdown. For those with direct deposit, Service Credit Union will post credits to members based on the postings nearest to January 1, 2018. The credit of that amount will take place on or before February 1, 2018. This will apply […]

How to Cope with Nicotine Withdrawal

How to Cope with Nicotine Withdrawal

by @ How to of the Day

If you have been a smoker for a while, you may experience nicotine withdrawal symptoms—intense cravings, headaches, anger, trouble sleeping, and even anxiety or depression—when you attempt to quit. These undesirable side effects of quitting may tempt you to pick the habit back up. But, if you seek support, come up with a plan to deal with triggers, and practice good self-care, the symptoms will eventually subside. Hold out and give it time— you'll get through withdrawal and be smoke-free sooner than you think!

Who and What Is Coinhive?

by BrianKrebs @ Krebs on Security

Multiple security firms recently identified cryptocurrency mining service Coinhive as the top malicious threat to Web users, thanks to the tendency for Coinhive's computer code to be used on hacked Web sites to steal the processing power of its visitors' devices. This post looks at how Coinhive vaulted to the top of the threat list less than a year after its debut, and explores clues about the possible identities of the individuals behind the service.

How to Lose Fat With Weights

How to Lose Fat With Weights

by @ How to of the Day

If you want to get rid of stubborn body fat, adding strength training to your exercise regimen can help. To start losing fat, create a consistent weekly routine to build muscle and burn calories. One effective way to lose fat is doing compound exercises, which will work out multiple muscle groups at once. Keep in mind that to lose fat, you must ultimately burn more calories than you eat. Thus, you should also incorporate other healthy weight loss practices into your life.

Direct Deposit Information and Forms | SunTrust Personal Banking

Direct Deposit Information and Forms | SunTrust Personal Banking


SunTrust

Set up direct deposit with SunTrust and get faster access to your paychecks, social security benefits, and any other payments.

Ways to prevent identity theft so you can enjoy the holiday season

by Dave Dwyer @ Service Credit Union

As the holiday season gears up with a mad rush of excitement, fraudsters are also gearing up with excitement to steal your identity. Take the necessary precautions to protect yourself whether you are shopping online or at a brick and mortar store. Enjoy the holidays as they are meant to be, with peace, joy, and […]

How to Wash High Windows

How to Wash High Windows

by @ How to of the Day

Cleaning high windows can be tricky, especially if they are above a sloped area or in a hard to reach spot. High windows also tend to get very dirty, especially if they have not been wiped or washed in awhile. Though you can hire a professional to wash high windows, doing them yourself can save you money and give you the satisfaction of maintaining them on your own. By using an extendable pole on a day that is not too sunny or hot, you can have clean, streak-free windows in no time.

IT Modernization: Moving from “Why” to “How”

IT Modernization: Moving from “Why” to “How”

by @ FederalNewsRadio.com

Dave McClure, principal director of Accenture Federal, joins host John Gilroy on this week's Federal Tech Talk to discuss how technology is being used to improve the mission outcomes of the federal government. March 27, 2018

The post IT Modernization: Moving from “Why” to “How” appeared first on FederalNewsRadio.com.

4 Easy Ways to Simplify Money Management

4 Easy Ways to Simplify Money Management

by Green Dot @ Green Dot Blog

Money management can seem like an impossible challenge, especially if you have a ton of bills or feel like you’re just not bringing home enough money. Luckily, anyone can regain control of their finances with just a few simple tools like direct deposit and reloadable prepaid debit cards.

The post 4 Easy Ways to Simplify Money Management appeared first on Green Dot Blog.

Changes In Voluntary Tax Withholding Amounts For Social Security Benefits

by mickiedouglas @ Social Security: Information & Updates

You can have federal income tax voluntarily withheld from your Social Security check.  Many beneficiaries find that helps them manage the taxes they pay on Social Security benefits.  Previously, the set tax rates were 7%, 10%, 15% or 25%.  Because of recent changes to tax laws, two of the withholding rates have been lowered.  Currently,…
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How to Become a Legal Permanent Resident of the United States

How to Become a Legal Permanent Resident of the United States

by @ How to of the Day

Becoming a legal permanent resident of the United States is a lengthy bureaucratic process. Once you determine your eligibility, you will need to find someone who can sponsor your application. Then, you and your sponsor will have to provide substantial evidence of your status, employment, or relationship. The process of becoming a legal permanent resident will generally take at least a year from the date you start filing, but successful applicants will finish the process with their Green Card, which grants permanent legal residence.

Mediator will attempt to help settle Nassar lawsuits

by master @ FederalNewsRadio.com

Lawyers for Michigan State University and more than 200 girls and women say they will restart talks that could lead to a settlement in civil lawsuits related to sexual abuse by former sports doctor Larry Nassar.

The post Mediator will attempt to help settle Nassar lawsuits appeared first on FederalNewsRadio.com.

Service Credit Union Names VP of Marketing

by Lori Holmes @ Service Credit Union

Service Credit Union is pleased to announce today the appointment of Wendy Bryant-Beswick to Vice President of Marketing. A seasoned executive with more than 20 years of marketing management experience, Beswick will oversee the planning and execution of Service Credit Union’s marketing initiatives including positioning, brand oversight, acquisition, communications, public relations, and business development. She […]

Video: Social Security Family Benefits

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

Who Gets What & How Much.

Do you know how much in benefits your family is entitled to if you become disabled, die or retire? There are different rules for each type of benefit. Check out this video for an easy to understand description of who gets what and how much. Transcription Below: Hey, everyone. This is Devin Carroll. If you […]

The post Video: Social Security Family Benefits appeared first on Social Security Intelligence.

Service Credit Union offers free access to FICO® Scores

by Lori Holmes @ Service Credit Union

In its continuing efforts to enhance member experience and provide innovative banking tools, Service Credit Union is now providing its members free access to their FICO® Scores. This includes key factors affecting their scores and general information on credit scores. . The scores, which will be updated quarterly, are available through Service Credit Union’s secure […]

The threat of chemical & biological weapons

The threat of chemical & biological weapons

by @ FederalNewsRadio.com

Andrew Weber, former assistant secretary of Defense for Nuclear, Chemical & Biological Defense Programs, joins host Derrick Dortch to discuss increased threats from countries willing to use chemical and biological weapons. March 26, 2018

The post The threat of chemical & biological weapons appeared first on FederalNewsRadio.com.

2018: Key Changes to Social Security

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

Here are the most important Social Security changes for 2018. This is not all that’s changing, just what I think is most important. Maximum Taxable Earnings 6.2% of your paycheck goes to Social Security tax (unless you’re self employed and then it’s 12.4%). However, there is a maximum amount of income that you pay this […]

The post 2018: Key Changes to Social Security appeared first on Social Security Intelligence.

Video: 2018 Social Security Income Limits

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

  The 2018 Social Security income limits have been announced. It is important to understand these numbers and how your benefit may be affected if you are under full retirement age. WATCH THIS VIDEO TO FIND OUT MORE In this video we discuss: The new 2018 Social Security income limit The monthly income limit in […]

The post Video: 2018 Social Security Income Limits appeared first on Social Security Intelligence.

Social Security Income Limits 2018

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

  Note:  Social Security earnings limits change each year.  This article is written with 2018 numbers. Many people are surprised by the Social Security income limits. At one of my first speaking engagements, a lady came up to me and told me her story.  She was in a bridge club with several other women, and […]

The post Social Security Income Limits 2018 appeared first on Social Security Intelligence.

Important Information for Quicken and QuickBooks Users

by h1984#brad @ TrailWest Bank

Intuit has alerted financial institutions like ours of some changes that will affect Online Banking through Quicken or QuickBooks.  Below is important information if you use 2014 versions of Quicken or QuickBooks:   2014 Product Versions are Being Discontinued FY14 OFX-connected Products Are Losing Access to Online Banking Services Effective May 31, 2017, Quicken 2014 for... Read more »

The post Important Information for Quicken and QuickBooks Users appeared first on TrailWest Bank.

Important Information about the Social Security Administration Portal - TrailWest Bank

Important Information about the Social Security Administration Portal - TrailWest Bank


TrailWest Bank

Brian Krebs, Comment on SSA Portal, “Crooks Hijack Retirement.”  Sept. 18, 2013 Crooks Hijack Retirement Funds Via SSA Portal If you receive direct deposits from the Social Security Administration but haven’t yet registered at the agency’s new online account management portal, now would be a good time take care of that: The SSA and financial institutions say... Read more »

How to Keep Spiders Out of Your House

How to Keep Spiders Out of Your House

by @ How to of the Day

Finding 8-legged friends in your house can be unsettling, especially if you aren’t a fan of living around insects. You can keep spiders from burrowing and spinning webs in your home by applying natural remedies like vinegar and essential oils. Maintaining a clean, well sealed home can also prevent spiders from taking up residence in your space. With the right approach, you can keep spiders out of your home easily and effectively.

PNC

PNC


PNC

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

The Best Age to File for Social Security

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

“What’s the best age to file for Social Security?” This is the number-one question people ask me about Social Security. And it’s little wonder because the answer is anything but simple or straightforward. In fact, finding the right answer for you often requires a lot of complex thinking and calculating to determine exactly what you […]

The post The Best Age to File for Social Security appeared first on Social Security Intelligence.

See If You Won This Week’s Payday Bonus Sweepstakes

See If You Won This Week’s Payday Bonus Sweepstakes

by Green Dot @ Green Dot Blog

What would you do with an extra $5,000? Use your card to make a purchase weekly for a chance to win our $5,000 Payday Bonus Sweepstakes! Be sure to check back every Friday to see if you won. No purchase necessary to enter sweepstakes.

The post See If You Won This Week’s Payday Bonus Sweepstakes appeared first on Green Dot Blog.

Direct Deposit from NetBank

Direct Deposit from NetBank


NetBank

NetBank offers direct deposit, a safe, convenient way to transfer regular funds directly into a checking or savings account.

External Email Currently Down

by h1984#brad @ TrailWest Bank

TrailWest Bank’s external email is currently down.  This means we are unable to email out to our customers or receive external emails at this time.  TrailWest continues to work diligently to resolve the cause of this issue.  Thank you for your understanding and patience.

The post External Email Currently Down appeared first on TrailWest Bank.

The benefits of unified communications

The benefits of unified communications

by @ FederalNewsRadio.com

What are unified communications and how can they help your agency save money? Find out when Steven Boberski, vice president of Business Development at collab9 joins host John Gilroy on this week's Federal Tech Talk. March 20, 2018

The post The benefits of unified communications appeared first on FederalNewsRadio.com.

How to Wash Jeans by Hand

How to Wash Jeans by Hand

by @ How to of the Day

Hand washing is a great way to extend the life of your favorite pair of jeans. It is a gentler process than machine washing and prevents, or at least slows, the fading and break down of fibers. Choose between hand washing your jeans in cool water or spot cleaning.

15-Year-old Finds Flaw in Ledger Crypto Wallet

by BrianKrebs @ Krebs on Security

A 15-year-old security researcher has discovered a serious flaw in cryptocurrency hardware wallets made by Ledger, a French company whose popular products are designed to physically safeguard public and private keys used to receive or spend the user’s cryptocurrencies. Hardware wallets like those sold by Ledger are designed to protect the user's private keys from malicious software that might try to harvest those credentials from the user's computer.  The devices enable transactions via a connection to a USB port on the user's computer, but they don't reveal the private key to the PC. Yet Saleem Rashid, a 15-year-old security researcher from the United Kingdom, discovered a way to acquire the private keys from the Ledger devices. Rashid's method requires an attacker to have physical access to the device, and normally such attacks would fall under the #1 rule of security -- namely, if an attacker has physical access to your device it is not your device anymore.

FAQs: Questions about Direct Deposit

FAQs: Questions about Direct Deposit


Bank of America

Find answers to your frequently asked questions about direct deposit with Bank of America FAQs.

Sign Up for Direct Deposit - Social Security Recipient

Sign Up for Direct Deposit - Social Security Recipient


Farmers Insurance Federal Credit Union

Your Social Security checks can be directly deposited into your Credit Union account. Not only is it safe and easy, but you'll have immediate access to your funds. To sign up: Visit the&nbsp

How to Plant in Poor Soils

How to Plant in Poor Soils

by @ How to of the Day

Whether you want to grow flowers, trees, or vegetables, plants can add natural beauty to your yard. However, planting and growing plants may not seem so simple if your yard doesn’t have rich soil. Fortunately, there are several things you can do throughout the planting process to ensure that your plants thrive, including amending the soil with compost, planting the root ball properly, and/or choosing to plant specific plants that thrive in your particular soil type.

Social Security Change of Address

by Devin Carroll @ Social Security IntelligenceSocial Security Change of Address – Social Security Intelligence

How-To Guide .

If you’re receiving Social Security benefits or Medicare and have recently moved, your Social Security change of address needs to be high on your priority list. The Social Security Administration makes it clear how important this is in their publication What You Need to Know When You Get Retirement or Survivors Benefits. “Even if you receive […]

The post Social Security Change of Address appeared first on Social Security Intelligence.

How to Develop Film in a Darkroom

How to Develop Film in a Darkroom

by @ How to of the Day

Film photography is a great way to capture personal, unique, and long-lasting photographs. The first step in turning the captured exposures on your film camera into physical prints is developing the film. Taking the time to develop your film correctly is critical if you want your prints to turn out beautifully. To develop your film, you'll need some basic photography tools and chemicals, as well as access to a dark room.

SCU AVP Donnelly receives Young Professional Award

by Lori Holmes @ Service Credit Union

Portsmouth, NH – The Cooperative Credit Union Association (CCUA) recently presented Service Credit Union Assistant Vice President of the Contact Center Dennis Donnelly with the Young Professionals Award of Excellence. The award signifies a young professional who best demonstrates a commitment to the values and principles defining the credit union’s mission. Donnelly was one of […]

New VA appeals transparency tool part of focus on veterans’ experience to build trust

New VA appeals transparency tool part of focus on veterans’ experience to build trust

by @ FederalNewsRadio.com

The VA just launched a new online tool called the appeals status tracker that will allow veterans with a disability compensation appeal to track what stage of the process their appeal is in.

The post New VA appeals transparency tool part of focus on veterans’ experience to build trust appeared first on FederalNewsRadio.com.

Flash, Windows Users: It’s Time to Patch

by BrianKrebs @ Krebs on Security

Adobe and Microsoft each pushed critical security updates to their products today. Adobe's got a new version of Flash Player available, and Microsoft released 14 updates covering more than 75 vulnerabilities, two of which were publicly disclosed prior to today's patch release. The Microsoft updates affect all supported Windows operating systems, as well as all supported versions of Internet Explorer/Edge, Office, Sharepoint and Exchange Server. All of the critical vulnerabilities from Microsoft are in browsers and browser-related technologies, according to a post from security firm Qualys.

Why the workforce must drive the success of shared services

Why the workforce must drive the success of shared services

by @ FederalNewsRadio.com

Beth Angerman, the director of the Shared Solutions Performance Improvement (SSPI) Office at GSA, said engaging all stakeholders is an important part any large transformational effort.

The post Why the workforce must drive the success of shared services appeared first on FederalNewsRadio.com.

Over the River and Through the Woods

by Jon Cooper @ Security Credit Union

Tips to Help you Get to Grandmother’s House Safely on Winter Roads Just last weekend, I packed up the family in our trusty Chevrolet for a quick trip out of state to visit family that we weren’t able to see over the Christmas holidays. It was great to be able to spend the weekend with…

The post Over the River and Through the Woods appeared first on Security Credit Union.

Who Is Afraid of More Spams and Scams?

by BrianKrebs @ Krebs on Security

Security researchers who rely on data included in Web site domain name records to combat spammers and scammers will likely lose access to that information for at least six months starting at the end of May 2018, under a new proposal that seeks to bring the system in line with new European privacy laws. The result, some experts warn, will likely mean more spams and scams landing in your inbox.

How to Fix Yellow Tap Water

How to Fix Yellow Tap Water

by @ How to of the Day

If you notice yellow discoloration in your tap water, you may worry about whether it is safe to drink and how to fix the problem. In most cases, however, yellow water is both harmless and easy to treat. Deciding whether your water provider or your internal plumbing has turned the water yellow is the first step to take. Then, once you've found the cause, hire a professional to help you decide on the best treatment option.

The future of integrated air & missile defense

The future of integrated air & missile defense

by @ FederalNewsRadio.com

Members of Booz Allen's Integrated Air and Missile Defense (IAMD) team join host Roger Waldron on this week's Off the Shelf to discuss new technologies and capabilities for defense and how DoD can leverage those capabilities. March 20, 2018

The post The future of integrated air & missile defense appeared first on FederalNewsRadio.com.

What Is Your Bank’s Security Banking On?

by BrianKrebs @ Krebs on Security

A large number of banks, credit unions and other financial institutions just pushed customers onto new e-banking platforms that asked them to reset their account passwords by entering a username plus some other static identifier -- such as the first six digits of their Social Security number, or a mix of partial SSN, date of birth or surname. Here's a closer look at what may be going on (spoiler: small, regional banks and credit unions have grown far too reliant on the whims of just a few major online banking platform providers). You might think it odd that any self-respecting financial institution would seek to authenticate customers via static data like partial SSN for passwords, and you'd be justified for thinking that, too. Nobody has any business using these static identifiers for authentication because it's all for sale on most Americans quite easily and cheaply in the cybercrime underground. The Equifax breach might have "refreshed" some of those data stores for identity thieves, but most U.S. adults have had their static details on sale for years now. On Feb. 16, KrebsOnSecurity reader Brent Hoeft shared a copy of an email he'd just received from his financial institution Associated Bank, which at $30+ billion in assets happens to be Wisconsin's largest by asset size.

Social Security Q&A: How to change direct deposit on benefits

Social Security Q&A: How to change direct deposit on benefits


NewsOK.com

APR 12, 2009 - Q: For years, I’ve enjoyed the convenience of having my Social Security benefit directly deposited into my bank account. I’ve recently changed banks. How do I change my direct deposit from one bank to another?A: You can sign up or change your direct deposit account by:• Contacting your bank, credit union, or savings and loan association, or financial institution.• Filling out a Direct Deposit Sign Up Form and taking it to your financial institution or Social Security office. The form is available at www.socialsecurity.gov/deposit/1199a.pdf.• Calling Social Security toll-free at the numbers listed below.• Obtaining a password at secure.ssa.gov/acu/IPS—INTR/main.jsp.

Do You Know How Social Security Is Funded?

by mickiedouglas @ Social Security: Information & Updates

Do you know how Social Security is funded? During your working years, you have a deduction from your wages called FICA (Federal Insurance Contribution Act). It is withheld to fund the Social Security and Medicare programs. The current rate of withholding is 7.6 %. Your employer pays an additional 7.65%. The deduction goes toward funding…
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Subject to the WEP? Your Social Security Statement Is Probably Wrong!

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

Here's How To Calculate Your REAL Social Security Benefit.

Social Security retirement benefits often make up a large portion of an individual’s retirement income. Throughout your lifetime, you can keep an eye on your projected retirement benefits on your annual Social Security statement or by looking at your online mySocialSecurity account (mySSA). It’s a great tool for making educated retirement planning decisions. But what […]

The post Subject to the WEP? Your Social Security Statement Is Probably Wrong! appeared first on Social Security Intelligence.

Service Credit Union to offer assistance for those affected by a Government Shutdown

by Lori Holmes @ Service Credit Union

Service Credit Union is committed to helping its members in the event of a government shutdown by covering the December mid-month payroll and offering a 0% loan. If the shutdown occurs and the Defense Finances and Accounting Services (DFAS) does not pay mid-month payrolls, Service Credit Union will post credits to members based on the […]

How Your Filing Age Changes the Effective WEP Penalty

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

The effective reduction to your Social Security benefits from the Windfall Elimination Provision changes based on your filing age. This is despite the well publicized ‘Maximum WEP penalty of $448 (for 2018).’ Check out this video where we walk step by step through the calculation process. Summary of video: In this video we discuss how […]

The post How Your Filing Age Changes the Effective WEP Penalty appeared first on Social Security Intelligence.

Look-Alike Domains and Visual Confusion

by BrianKrebs @ Krebs on Security

How good are you at telling the difference between domain names you know and trust and imposter or look-alike domains? The answer may depend on how familiar you are with the nuances of internationalized domain names (IDNs), as well as which browser or Web application you're using. For example, how does your browser interpret the following domain? I'll give you a hint: Despite appearances, it is most certainly not the actual domain for software firm CA Technologies (formerly Computer Associates Intl Inc.), which owns the original ca.com domain name: https://www.са.com/ Go ahead and click on the link above or cut-and-paste it into a browser address bar. If you're using Google Chrome, Apple's Safari, or some recent version of Microsoft's Internet Explorer or Edge browsers, you should notice that the address converts to "xn--80a7a.com." This is called "punycode," and it allows browsers to render domains with non-Latin alphabets like Cyrillic and Ukrainian. Below is what it looks like in Edge on Windows 10; Google Chrome renders it much the same way. Notice what's in the address bar (ignore the "fake site" and "Welcome to..." text, which was added as a courtesy by the person who registered this domain):

How to Transfer an Image Onto Glass

How to Transfer an Image Onto Glass

by @ How to of the Day

Putting an image onto a glass object—such as a glass, mason jar, mirror, or window—is a way to personalize and decorate your living space. You can transfer any type of image that has been printed from a laser printer, or that you find in a book or magazine. To transfer an image onto glass, fix adhesive packing tape to the image you’d like to transfer. Soak the image and tape in warm water, then remove the paper and stick the image onto a glass object. Alternately, you can use a gel transfer medium to move the image directly on to a glass surface.

Do Married Couples Receive Their Social Security Checks On The Same Day?

by mickiedouglas @ Social Security: Information & Updates

People are always interested to know when Social Security checks are issued each month. See our payment schedule for 2018 for dates of payment: https://www.ssa.gov/pubs/EN-05-10031-2018.pdf. We pay Social Security benefits monthly. The benefits are paid in the month following the month for which they are due. For example, you would receive your July benefit in…
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Replace Social Security 1099 Using My Social Security Portal

by mickiedouglas @ Social Security: Information & Updates

Time is growing short to file your income taxes for 2017. Are you worried because you need your 1099 for Social Security benefits and you can’t find it? Worry no more. Social Security has made replacing a lost 1099 as easy as signing on to your my Social Security account. Don’t have a my Social…
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When counterfeit can kill

When counterfeit can kill

by @ FederalNewsRadio.com

Kyle Burgess of Consumers’ Research discusses how counterfeit products and drugs endanger the lives of millions of consumers.

The post When counterfeit can kill appeared first on FederalNewsRadio.com.

Extreme Cold Forces Temporary Closure of Hamilton Super One Office

by h1984#brad @ TrailWest Bank

TrailWest Bank is closing the Hamilton Super One Office at 5 pm on Thursday, January 5th, and it will remain closed on Friday, January 6th, because of the extreme cold.  The office will resume regular hours of operation on Saturday, January 7.  The Hamilton offices located at 224 Pinckney Street and 1131 N. First Street will... Read more »

The post Extreme Cold Forces Temporary Closure of Hamilton Super One Office appeared first on TrailWest Bank.

Changing Direct Deposit

Changing Direct Deposit


Social Security: Information & Updates

Q: How long will it take Social Security to change my direct deposit account? A: This depends on computer processing dates during the month, your payment date and when you contact Social Security t…

How to Train an Abused Dog

How to Train an Abused Dog

by @ How to of the Day

Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.

How to Keep a Dress Shirt from Riding Up

How to Keep a Dress Shirt from Riding Up

by @ How to of the Day

If you tend to have trouble keeping your shirt tucked in throughout the day, it may be time to try out a new method of holding it in place. First thing’s first—make sure that you’re wearing a dress shirt that’s been sized and cut specifically for your frame. You can then create a neat, trim profile by folding the excess fabric on the sides of the shirt before you tuck it in. If all else fails, invest in a pair of handy shirt stays or make the switch to a more casual untucked style.

Service Credit Union named top CU Direct auto lender

by Lori Holmes @ Service Credit Union

Service Credit Union (SCU) was named the top auto lender in the New England/New York region and 10th nationally for 2017 by CU Direct. CU Direct works with auto dealers and credit unions throughout the U.S. to streamline the auto buying process. Last year, the credit union funded more than 21,000 auto loans at approximately […]

Welcome to our blog!

by Bill Herron @ Security Credit Union

Do you guys remember that old Robin Williams movie where he was the radio DJ for the Armed Forced Radio Service? Well, “Good morning Security Credit Union!” (hopefully somebody gets that joke). We wanted to welcome you to a new space on our website, yes, we have our own blog and we’ve got some big…

The post Welcome to our blog! appeared first on Security Credit Union.

Social Security online accounts: safe from identity theft?

Social Security online accounts: safe from identity theft?


U.S.

More than 34 million Americans now conduct business with the Social Security Administration (SSA) online - and with that shift comes an increased risk of identity theft.

4 Simple Steps to Calculating Your Social Security Benefit: Educator Edition

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

If you have a pension from work where you did not pay Social Security taxes, but qualified for SS benefits from other work, your SS benefits formula is NOT THE SAME AS IT IS FOR EVERYONE ELSE! Here’s how it is different… Transcript Follows: Hey everyone this is Devin Carroll with Social Security Intelligence.com. If […]

The post 4 Simple Steps to Calculating Your Social Security Benefit: Educator Edition appeared first on Social Security Intelligence.

Service Credit Union donates to the N.H. Food Bank

by Lori Holmes @ Service Credit Union

Service Credit Union donated $10,000 and 1,326 pounds of food to the New Hampshire Food Bank, a program of Catholic Charites NH, in order to help the citizens of New Hampshire. Service Credit Union President/CEO David Van Rossum recently presented the check to New Hampshire Food Bank Executive Director Eileen Groll Liponis to help keep […]

San Diego Sues Experian Over ID Theft Service

by BrianKrebs @ Krebs on Security

The City of San Diego, Calif. is suing big three consumer credit bureau Experian, alleging that a data breach first reported by KrebsOnSecurity in 2013 affected more than a quarter-million people in San Diego but that Experian never alerted affected consumers as required under California law. The lawsuit, filed by San Diego city attorney Mara Elliott, concerns a data breach at an Experian subsidiary that lasted for nine months ending in 2013. As first reported here in October 2013, a Vietnamese man named Hieu Minh Ngo ran an identity theft service online and gained access to sensitive consumer data held by Experian's subsidiary by posing as a licensed private investigator.

Social Security hijackers

Social Security hijackers


FederalNewsRadio.com

Tips to ensure that no one robs the Social Security Administration piggy bank.

Mavericks beat Kings 103-97 to end 5-game skid amid protests

by master @ FederalNewsRadio.com

Harrison Barnes had 20 points, six assists and five rebounds, and the Dallas Mavericks beat the Sacramento Kings 103-97 while protesters forced a lockdown of Golden1 Center for the second time in six days

The post Mavericks beat Kings 103-97 to end 5-game skid amid protests appeared first on FederalNewsRadio.com.

The FDA’s gag rule on off-label treatments

The FDA’s gag rule on off-label treatments

by @ FederalNewsRadio.com

The restrictions on discussing legal uses of drugs for off-label purposes.

The post The FDA’s gag rule on off-label treatments appeared first on FederalNewsRadio.com.

New Medicare Card Mailing Schedule

by mickiedouglas @ Social Security: Information & Updates

Medicare is removing the Social Security numbers from Medicare cards. Everyone who already has a Medicare card will receive a new one in the mail starting in April 2018. The mailings will be staggered. You can use the schedule below to find out when your Medicare card will be mailed. New Medicare Card Mailing Strategy…
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How to Get a Job As a Mortuary Makeup Artist

How to Get a Job As a Mortuary Makeup Artist

by @ How to of the Day

Mortuary makeup artists apply makeup to the deceased for public viewings. This line of work is also known as “desairology.” To begin a career in mortuary makeup, you’ll need to attend Mortuary Science School or Cosmetology school. Since you must either be a licensed mortician or cosmetologist to work with dead bodies, you’ll then need to apply for and pass your state’s licensing exam. Start finding jobs by offering your services at local funeral homes and salons. At the end of the day, this job can be unusual and difficult, but it can also incredibly rewarding to bring some peace to a grieving family.

What is Bitcoin?

by Bill Herron @ Security Credit Union

If you’ve been paying any attention to the news over the last few weeks, you’ve no doubt heard about bitcoin. But what is it? How does it work? Is it safe? These are undoubtedly questions you’ve asked yourself while watching the news lately. But don’t worry, we’re here to help. Let’s consider this a beginner’s…

The post What is Bitcoin? appeared first on Security Credit Union.

Avoid Headaches When Traveling or Shopping During the Holidays

by h1984#brad @ TrailWest Bank

TrailWest Bank Debit Card Users: If you plan on using your TrailWest Bank debit card on Black Friday or while traveling over Thanksgiving Weekend, please remember there are card limits and state restrictions in place for your security. If you are unsure of your limit, need your limit changed, or want to verify your card... Read more »

The post Avoid Headaches When Traveling or Shopping During the Holidays appeared first on TrailWest Bank.

Agencies, health sector should employ modern IT as superpower

Agencies, health sector should employ modern IT as superpower

by @ FederalNewsRadio.com

On this episode of Women of Washington, Gigi Schumm welcomed Lisa Mitnick, managing director for Accenture Digital.

The post Agencies, health sector should employ modern IT as superpower appeared first on FederalNewsRadio.com.

SSI Social Security Benefits Payment Schedule: April 2018

SSI Social Security Benefits Payment Schedule: April 2018

by Green Dot @ Green Dot Blog

There are a variety of methods for receiving your Supplemental Security Income (SSI) monthly payments, but did you know that you can get those payments direct deposited onto your Green Dot card? Customers with Green Dot prepaid cards may get their direct deposits faster. Here’s the estimated Social Security SSI payment schedule calendar for Green Dot customers – April 2018: 1: […]

The post SSI Social Security Benefits Payment Schedule: April 2018 appeared first on Green Dot Blog.

Connecting With Social Security

by mickiedouglas @ Social Security: Information & Updates

Every day thousands use it to do business with Social Security. We strive to offer the kind of services that meet people’s needs. And sometimes you want fast and direct answers over the phone. We have that option. You can call us toll free at 1-800-772-1213. Social Security offers some automated services that allow people…
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Changing VA Direct Deposit Accounts

Changing VA Direct Deposit Accounts


Military.com

A common question in my email box is:  "how do I change the bank account into which my disability payments are direct deposited?"  That's a good question.  Changing VA direct deposit account information is quick and easy.There are three ways to change your direct deposit account information:  online, via telephone and via the mail.Before you start, you will need the new bank's routing number, your account number, and the type of account (checking, savings, or other.)Online

Supplemental Security Income For Children After Age 18

by mickiedouglas @ Social Security: Information & Updates

Supplemental Security Income (SSI) is a program that pays benefits to disabled people (including children) and aged who have low income and low resources. (Read this online publication for more details about the SSI program: https://www.ssa.gov/pubs/EN-05-11000.pdf). Once it has been determined that a child has a disabling condition and meets the low income and resource…
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Lost Social Security Card? Here’s What You Need to Know

by Devin Carroll @ Social Security IntelligenceSocial Security Intelligence

It’s just one little blue, fragile piece of paper — but a lost Social Security card can add up to a lot of trouble. If you your card is missing, you need to act now. Your card lists out both your full name and Social Security number, and with these two pieces of information a […]

The post Lost Social Security Card? Here’s What You Need to Know appeared first on Social Security Intelligence.

Security CU Wallet is Here!

by Jon Cooper @ Security Credit Union

Hello again everybody, we definitely don’t want to burden our new blog with a bunch of press releases. Now, we’re not pointing fingers at anyone who does do that in their blog (after all, it’s a great way to boost your number of blog posts), but that’s just not the way we want to do…

The post Security CU Wallet is Here! appeared first on Security Credit Union.

Survey: Americans Spent $1.4B on Credit Freeze Fees in Wake of Equifax Breach

by BrianKrebs @ Krebs on Security

Almost 20 percent of Americans froze their credit file with one or more of the big three credit bureaus in the wake of last year's data breach at Equifax, costing consumers an estimated $1.4 billion, according to a new study. The findings come as lawmakers in Congress are debating legislation that would make credit freezes free in every state. The figures, commissioned by small business loan provider Fundera and conducted by Wakefield Research, surveyed some 1,000 adults in the U.S. Respondents were asked to self-report how much they spent on the freezes; 32 percent said the freezes cost them $10 or less, but 38 percent said the total cost was $30 or more. The average cost to consumers who froze their credit after the Equifax breach was $23. A credit freeze blocks potential creditors from being able to view or "pull" your credit file, making it far more difficult for identity thieves to apply for new lines of credit in your name.

How to Dress Up Jeans

How to Dress Up Jeans

by @ How to of the Day

While jeans are traditionally considered casual wear, the right pair can easily be dressed up for your next Casual Friday, romantic date, or night out with friends. As long as you start with the right jeans, you can create a dressy look with the right top, shoes, and accessories.

Radulov’s OT goal helps Stars end skid, beat Flyers 3-2

by master @ FederalNewsRadio.com

Alexander Radulov scored 40 seconds into overtime as the Dallas Stars beat the Philadelphia Flyers 3-2 to end an eight-game winless streak

The post Radulov’s OT goal helps Stars end skid, beat Flyers 3-2 appeared first on FederalNewsRadio.com.

IRS Launches New Withholding Calculator

by mickiedouglas @ Social Security: Information & Updates

Because of the changes to tax rates in the Tax Cuts and Jobs Act recently passed by Congress, IRS has released a new withholding calculator so workers can determine if too little or too much is being withheld in taxes. You can find the calculator at this link: https://www.irs.gov/individuals/irs-withholding-calculator. IRS released the following press release:…
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5 Reasons Why I Love Apple Pay (& Samsung & Android Pay)

by Bill Herron @ Security Credit Union

In case you haven’t heard, earlier this month, we started offering Apple Pay, Samsung Pay and Android Pay for our member’s personal accounts. This is something we’ve wanted to do for a while and our system upgrade back in the spring gave us all of the technology we needed to make this happen. While we’re…

The post 5 Reasons Why I Love Apple Pay (& Samsung & Android Pay) appeared first on Security Credit Union.

Sutter has 2 goals, assist to lift Canucks over Ducks

by master @ FederalNewsRadio.com

Brandon Sutter had two goals and an assist to lift the Vancouver Canucks over the Anaheim Ducks 4-1

The post Sutter has 2 goals, assist to lift Canucks over Ducks appeared first on FederalNewsRadio.com.

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