
Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

Top 10 US Banks' Fund Availability Policy | MyBankTracker
MyBankTracker
Compare the fund availability policy at the top 10 banks in the United States.

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds
by Ashlee Kieler @ Consumerist
Mon Oct 30 09:56:12 PDT 2017
In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …
Best Bank Deals, Bonuses, & Promotions In Michigan
by Danny Nguyen @ Bank Deal Guy
Tue Mar 27 16:06:24 PDT 2018
Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. As a state surrounded by the Five Great Lakes, Michigan is also surrounded by great bank deals!... Read More →
The post Best Bank Deals, Bonuses, & Promotions In Michigan appeared first on Bank Deal Guy.
Consult This Employee Termination Checklist to Keep Things Running Smoothly
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 07 05:10:00 PST 2018
Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]
The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Everything You Need To Know To Get Started With Obamacare Open Enrollment
by Kate Cox @ Consumerist
Mon Oct 30 07:30:45 PDT 2017
Despite repeated Congressional and Executive branch efforts, the full Affordable Care Act is still in place. That means insurance-shopping season is nearly upon us: Open Enrollment begins Nov. 1 (and ends Dec. 15). But there’s less money being spent on advertising and outreach this year, which means even the basics can be hard to get solid information about. …
Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus
by Hilary Tran @ Bank Deal Guy
Tue Mar 27 15:29:03 PDT 2018
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. Sign up for the Business Green Rewards Card from American Express designed for business owners seeking a low cost and flexible... Read More →
The post Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus appeared first on Bank Deal Guy.
How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Bank of America Platinum Visa Business Credit Card $200 Bonus
by Hilary Tran @ Bank Deal Guy
Tue Mar 27 14:54:27 PDT 2018
Bank of America is offering the Bank of America Platinum Visa Business Credit Card. Starting now, you can earn a $200 bonus when you spend $500 within the first 60 days of opening your account. With this card you’ll also get features such as 0% introductory APR and top rated benefits, all for no annual fee. Keep on reading if... Read More →
The post Bank of America Platinum Visa Business Credit Card $200 Bonus appeared first on Bank Deal Guy.
Top 2-Year CD Rates – April 2018
by Danny Nguyen @ Bank Deal Guy
Tue Mar 27 08:57:05 PDT 2018
Below is our guide to help you, our readers, find the best or top 2-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →
The post Top 2-Year CD Rates – April 2018 appeared first on Bank Deal Guy.
Debit Card Upgrade
by Lindsey Rickman @ Farmers & Merchants Bank
Sat Apr 15 01:30:38 PDT 2017
Debit Card Upgrade A New Farmers & Merchants Bank Debit Card! Farmers & Merchants Bank has partnered with Fiserv to give you a debit card with enhanced security features, additional payment options and exceptional benefits. Why are you replacing my card? Farmers & Merchants Bank is dedicated to providing you with the highest level of […]

When Does Direct Deposit Go Through? | Patriot Software
Payroll Tips, Training, and News
If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?

5 Things Experts Say You Should Know About Obamacare Open Enrollment
by Kate Cox @ Consumerist
Mon Oct 30 07:30:30 PDT 2017
If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …
![U.S. Bank $300 Checking Bonus [DC, & Limited Areas in VA, MD, WV, PA]](http://www.bankdealguy.com/wp-content/uploads/2017/02/U.S.-Bank.png)
U.S. Bank $300 Checking Bonus [DC, & Limited Areas in VA, MD, WV, PA]
Bank Deal Guy
U.S. Bank if offering residents D.C. and limited areas in VA, MD, WV, PA a chance to earn a $300 checking bonus with a new consumer checking account using promo code DCGOLD3 or DC300 and meeting certain requirement.

What time will my direct deposit post to my account? - First Internet Bank
First Internet Bank
Direct Deposit (and other ACH transactions) will typically post by 9:00 AM Eastern time, Monday through Friday. ACH items do not post on Saturdays, Sundays, or banking holidays: New Year’s … Read More

What Time Does My Money Transfer Into My USA Bank Account?
ToughNickel
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.
Important Information About Banking Changes at FMB
by Lindsey Rickman @ Farmers & Merchants Bank
Mon Mar 06 06:02:41 PST 2017

Frequently Asked Questions - Bank of Internet USA
Bank of Internet USA
Bank of Internet USA invites you to read answers to some of the questions most frequently asked about our innovative online banking products and services.
Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.
Scient Federal Credit Union $150 Checking Bonus [CT]
by Danny Nguyen @ Bank Deal Guy
Tue Mar 27 13:41:29 PDT 2018
Scient Federal Credit Union is offering Massachusetts residents the opportunity to earn a $150 checking bonus with a new checking account and meeting certain requirements. Below is all the information and details you need to earn your Scient Federal Credit Union $150 Checking Bonus! Membership: If you are an employee or retiree of one of their select employer groups (SEG), you can enjoy... Read More →
The post Scient Federal Credit Union $150 Checking Bonus [CT] appeared first on Bank Deal Guy.
The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year
by Anthony Nguyen @ Bank Deal Guy
Tue Mar 27 15:23:22 PDT 2018
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. At a glance, The Plum Card® from American Express is great for those who need that extra time to pay off debt... Read More →
The post The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year appeared first on Bank Deal Guy.
April is Community Banking Month
by Lindsey Rickman @ Farmers & Merchants Bank
Sat Mar 24 02:00:48 PDT 2018
Governor Nathan Deal Proclaims April as Community Banking Month April is Community Banking Month and the Community Bankers Association of Georgia and community banks across Georgia are recognizing the unique spirit that makes community banks the foundation of their communities in cities and towns throughout the state. Annually, community bankers across the country have come […]
Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 19 05:10:23 PDT 2018
Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]
The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.
Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Direct deposits go missing at Citizens Bank; company working on problem
cleveland.com
An unknown number of Citizens Bank customers today are dealing with missing paychecks and other direct deposits that didn't get processed as expected this morning.
Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?)
by Danny Nguyen @ Bank Deal Guy
Mon Mar 26 14:14:13 PDT 2018
When you sign up for a Chase IHG Rewards Club Select Credit Card, you will earn 80,000 bonus points after you spend $2,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make your first purchase within the same three month frame.... Read More →
The post Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?) appeared first on Bank Deal Guy.

Direct to US Bank (ACH) Fees & Timing
Upwork Help Center
TimingACH funds will arrive in your bank account in two to five business days. Processing and clearing times vary widely from bank to bank. Bank holidays can also delay your funds.FeesDirect to...
Answers to 18 Payroll Questions You Are Dying to Ask
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 05 05:10:18 PST 2018
For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]
The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.
10 Smart Ways to use your Tax Refund
by Lindsey Rickman @ Farmers & Merchants Bank
Thu Feb 08 06:18:32 PST 2018
10 Smart Ways to Use Your Tax Refund Few things brighten up a dull, cold winter like a tax refund. In 2013, the average tax refund was $2,744. While we’re only human and most of us want to splurge a little with our refund, careful money management for the majority of your refund is a […]
What Does Pay Frequency Mean?
by Michele Bossart @ Payroll Tips, Training, and News
Wed Feb 21 05:10:38 PST 2018
When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]
The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

Tesla Ends $1,000 Referral Credit Program
by Ashlee Kieler @ Consumerist
Mon Oct 30 08:53:28 PDT 2017
Sure, saving $1,000 on a car that may cost you far in excess of $70,000 might seem like a minor victory, but it’s still better than nothing. But now that Tesla is becoming more of a household name and hoping to reach a more mass-market car-buying audience, it’s getting rid of even this relatively small savings program. Tesla recently announced…

How long can bank hold my deposit?
Bankrate
Federal rules prevent a bank from taking a deposit and holding the funds for an indefinite period.
Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s
by Kara Vincent @ LRRCU
Tue Aug 22 03:05:44 PDT 2017
While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]
The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

For employees: How to check the status of your direct deposit funds transfer
Help Center
Are you an employee of a business owner who uses Payroll by Wave? If you're paid by direct deposit, follow these instructions if you'd like to check the status of the transfer of your pay.You can ...
Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.
What You Need to Know About a Qualifying Life Event
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 12 05:10:40 PDT 2018
Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]
The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.
Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories
by Anthony Nguyen @ Bank Deal Guy
Tue Mar 27 15:52:10 PDT 2018
Compare this card with other business related cards here. The Chase Ink Business PreferredSM Card offering a sign-up bonus of 80,000 Bonus Points after you spend $5,000 on purchases within the first three months of account opening. When doing so, you will earn $1,000 towards travel when you redeem through Chase Ultimate Rewards® and points will be... Read More →
The post Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories appeared first on Bank Deal Guy.
![[Targeted] U.S. Bank $200/$225 Checking Bonus - Doctor Of Credit](https://www.doctorofcredit.com/wp-content/uploads/2018/02/us-bank.png)
[Targeted] U.S. Bank $200/$225 Checking Bonus - Doctor Of Credit
Doctor Of Credit
U.S. Bank is offering some of their customers a sign up bonus of $200 when you open a new checking account and complete the following requirements
Top 18-Month CD Rates – April 2018
by Danny Nguyen @ Bank Deal Guy
Mon Mar 26 13:59:00 PDT 2018
Below is our guide to help you, our readers, find the best or top 18-month CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →
The post Top 18-Month CD Rates – April 2018 appeared first on Bank Deal Guy.
Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount
by Rachel Gray @ Payroll Tips, Training, and News
Wed Feb 28 05:10:52 PST 2018
It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]
The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.
What Is an FEIN?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Feb 26 05:10:00 PST 2018
When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]
The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Glossary of Banking Terms
Bank of America
The Bank of America banking glossary helps you find the definitions to common banking terms. Find the answers you want in the glossary of banking terms.
Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer)
by Danny Nguyen @ Bank Deal Guy
Tue Mar 27 13:30:27 PDT 2018
Indiana residents can earn a $150 bonus by simply opening a new checking account with Indiana Members Credit Union and meeting certain requirements. Below is all the information and details you need to earn your Indiana Members Credit Union $150 Checking Bonus! Membership: Experience the credit union difference, and become a member of Indiana Members Credit Union. Joining is... Read More →
The post Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer) appeared first on Bank Deal Guy.
Top 3-Year CD Rates – April 2018
by Danny Nguyen @ Bank Deal Guy
Tue Mar 27 16:07:09 PDT 2018
Below is our guide to help you, our readers, find the best or top 3-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →
The post Top 3-Year CD Rates – April 2018 appeared first on Bank Deal Guy.
Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

The 15 Best Banks in America
MONEY.com
Remember when your financial institution would pay you instead of the other way around? Those days are still alive at a few select places, MONEY's 2014 survey found.
MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide]
by Andy Truong @ Bank Deal Guy
Tue Mar 27 08:30:20 PDT 2018
Available Nationwide, MutualOne Bank is offering you 1.71% APY on your funds when you fund a Online Savings Account with at least $10. Below is all the information you need to earn a 1.71% APY Rate when you open a MutualOne Online Savings Account. Editor’s Note: If you’re interested in getting a credit card, look at our full... Read More →
The post MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide] appeared first on Bank Deal Guy.
3 Tips to get yourself fiscally fit in 2018
by Lindsey Rickman @ Farmers & Merchants Bank
Thu Dec 28 01:30:44 PST 2017
10 Tips to Get Fiscally Fit The Winter of 2018 is upon us, and for many of us that will mean more indulging and less physical activity. Maybe you are savoring the waning warm days of a Southern December, trying to tone up your body before the urge to hibernate sets in. It’s the same […]
Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee
by Anthony Nguyen @ Bank Deal Guy
Tue Mar 27 15:43:28 PDT 2018
Compare this card with other cash back related cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and... Read More →
The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.
Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide]
by Danny Nguyen @ Bank Deal Guy
Tue Mar 27 13:56:45 PDT 2018
Available nationwide, you can earn CD Rates from 0.60% up to 2.80% APY when you open up a new Marcus by Goldman Sachs CD Account! Below is all the information and details you need to open your Marcus by Goldman Sachs CD Account to earn 0.60% up to 2.80% APY! Marcus by Goldman Sachs CD... Read More →
The post Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide] appeared first on Bank Deal Guy.
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
The post Safe Online Banking: For You & Your Money appeared first on LRRCU.
A Look at Federal, State, and Local Minimum Wages
by Mike Kappel @ Payroll Tips, Training, and News
Wed Mar 21 05:30:00 PDT 2018
You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]
The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.
Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee
by Hilary Tran @ Bank Deal Guy
Tue Mar 27 12:06:24 PDT 2018
Wells Fargo offers its customers the best with their Wells Fargo Platinum Visa® Card. This card offers a 0% APR balance transfer and purchase rate for 18 months. In comparison to other credit cards, Wells Fargo has greatly increased this 0% APR period, adding to its merit as a credit card. If this sparks an interest, keep reading... Read More →
The post Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee appeared first on Bank Deal Guy.
How to Calculate a Raise
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 14 05:10:09 PDT 2018
Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]
The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

The Beer & Booze Company Behind Corona, Svedka & Mondavi Is Now Investing In Marijuana
by Mary Beth Quirk @ Consumerist
Mon Oct 30 08:32:27 PDT 2017
Instead of shrinking in fear from the rising green tide of legal marijuana, the parent company behind booze brands like Corona, Svedka, and Robert Mondavi is jumping right in with a big investment in the legal marijuana business. Constellation Brands Inc. is shelling out $191 million for a 9.9% stake in Canopy Growth Corp, a Canadian company — known as …
TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide]
by Andy Truong @ Bank Deal Guy
Tue Mar 27 08:00:16 PDT 2018
Available nationwide, you can earn CD rates of 1.46% up to 2.53% APY when you open a new TAB Bank CD Account with a minimum $1,000 opening balance. Below is all the information and details you need to open your TAB Bank CD Account to earn CD rates of 1.46% up to 2.53% APY! Editor’s Note: If you’re interested... Read More →
The post TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide] appeared first on Bank Deal Guy.
Attention Online Banking Customers
by Lindsey Rickman @ Farmers & Merchants Bank
Tue Apr 11 13:42:33 PDT 2017
On May 1, 2017, Farmers and Merchants Bank will be rolling out an entirely new internet banking experience. We have rebuilt our internet services from the ground up and added several new features such as new and improved Bill Payment, eStatements, Mobile Banking, and Mobile Deposits. As an existing internet banking user, you will be […]
Should You Offer a Nonqualified Deferred Compensation Plan?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Mar 26 05:10:00 PDT 2018
You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]
The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.
Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back
by Danny Nguyen @ Bank Deal Guy
Tue Mar 27 15:48:55 PDT 2018
Compare this card with other cash back related cards here. With the Chase Freedom Unlimited® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of account opening! In addition, you can enjoy an unlimited 1.5% cashback on all purchases in which you can redeem at any time and for... Read More →
The post Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back appeared first on Bank Deal Guy.
How To Use FMB’s Mobile Deposit
by Lindsey Rickman @ Farmers & Merchants Bank
Thu Feb 01 01:00:43 PST 2018
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Understanding Funds Availability Policies at Your Bank
The Balance
Your bank's funds availability policy tells you how long your deposits will be held. Know what to expect so you don't miss payments.
Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

US bank has some wierd transaction posting times.
AnandTech Forums: Technology, Hardware, Software, and Deals
Hehe. When I was younger, I used to write checks on thursday or friday, if I knew I would get paid on a monday. I guess things move faster now. I wrote...
Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide]
by Danny Nguyen @ Bank Deal Guy
Tue Mar 27 12:43:10 PDT 2018
Available nationwide, you can earn 0.75% up to 2.50% APY CD Rates when you open up a new Synchrony Bank Certificate of Deposit Account! Below is all the information and details you need to open your Synchrony Bank CD Account to earn 0.75% up to 2.50% APY CD Rates! Synchrony Bank Certificate of Deposit Account... Read More →
The post Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide] appeared first on Bank Deal Guy.

An important message from Consumer Reports
by petedirenzo @ Consumerist
Mon Oct 30 11:18:07 PDT 2017
This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

Direct Deposit
Investopedia
Direct deposit is the deposit of electronic funds directly into a bank account rather than through a physical paper check.
Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision
by Liz Oliver @ LRRCU
Fri Oct 13 08:55:31 PDT 2017
Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer. You might choose to delay payments on a big ticket item […]
The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

12 Confessions Of A U.S. Bank CSR
Consumerist
A customer service rep (CSR) for U.S. Bank’s 24-hour banking hotline has stepped forward from the shadows to reveal 12 tips that can save customers money and time. Insider tips on how to get …
Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee
by Anthony Nguyen @ Bank Deal Guy
Tue Mar 27 10:53:39 PDT 2018
With the Wells Fargo Cash Wise Visa Card, you can earn you $200 cash rewards bonus if you spend $1,000 in purchases within the first 3 months from account opening. If you want to find out more about this card offer, please continue to read below. 0% APR Balance Transfer Categories For this card, you are given a... Read More →
The post Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee appeared first on Bank Deal Guy.

United Plane Makes Emergency Landing Due To Smoke In The Galley
by Laura Northrup @ Consumerist
Mon Oct 30 10:13:12 PDT 2017
Smoke in the cabin of a passenger airplane is a scary prospect. That’s why a plane heading from Munich, Germany to Washington Dulles International Airport made an emergency landing at Boston’s Logan Airport instead: There was smoke pouring from the plane’s galley… which may or may not have actually been caused by a fire. The plane was diverted to land …
Where is my direct deposit?
Chime Banking - Support and FAQs
Chime never holds direct deposits and will always post your funds as soon as we receive them from your employer or benefits provider. The timing of your deposit is dependent on when your employer (...
IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?)
by Anthony Nguyen @ Bank Deal Guy
Mon Mar 26 14:13:22 PDT 2018
Compare this card with other hotel related cards here. When you sign up for a IHG® Rewards Club Select Credit Card, you will earn 60,000 bonus points after you spend $1,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make... Read More →
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Why Do Bank Transfers And Deposits Take So Long?
Bible Money Matters
Have you ever wondered why you have to wait for 2-5 days when making a transfer of funds from bank to bank? Here's why.