Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

Mon Oct 30 09:56:12 PDT 2017

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

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Protecting IHSS and our loved ones in 2018

by Communications Department @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Wed Mar 14 05:10:44 PDT 2018

­­UDW caregivers are strong advocates for our IHSS clients – seniors and people with disabilities. That’s why every year we sponsor and support legislation that will protect and improve the IHSS program as well as the quality of life for IHSS providers and our clients. We also support legislation that promotes social justice and improves the lives of working families in our communities. BILLS WE ARE SPONSORING BILLS WE ARE SUPPORTING OPPOSE BILLS

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United Plane Makes Emergency Landing Due To Smoke In The Galley

by Laura Northrup @ Consumerist

Mon Oct 30 10:13:12 PDT 2017

Smoke in the cabin of a passenger airplane is a scary prospect. That’s why a plane heading from Munich, Germany to Washington Dulles International Airport made an emergency landing at Boston’s Logan Airport instead: There was smoke pouring from the plane’s galley… which may or may not have actually been caused by a fire. The plane was diverted to land …

TD Bank to Deploy nCino’s Bank Operating System

by David Penn @ Finovate

Mon Mar 26 09:36:20 PDT 2018

Chalk up another big win for nCino. The Wilmington, North Carolina-based fintech has signed a deal with TD Bank that will put nCino’s Bank Operating System to work for the bank’s corporate and commercial lending divisions. The technology, demonstrated at FinovateEurope 2017 last year, is already live with employees in TD Bank’s TD Equipment Finance Read more...

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Malauzai to Power Mobile Banking Tech for Axiom

by Julie Muhn (@julieschicktanz) @ Finovate

Mon Mar 26 16:50:56 PDT 2018

Community banking app provider Malauzai announced today it has been tapped by Florida’s second-largest community bank. Under the agreement, the Austin-based company will design and deploy a mobile app for Axiom Bank’s AxiomGo, a platform that serves the underbanked community. The digital, checkless checking account provides a bilingual alternative to prepaid cards and traditional checking. AxiomGo is a Read more...

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5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:30 PDT 2017

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

Chase Total Checking Account $200 Coupon Available Online Now

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:29 PDT 2018

Get updated Chase Total Checking® coupon bonuses and new promotions here. Typical bonus amounts that have been available for this Checking account include $150, $200 and $300 offers. Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware and is one of the nation’s largest banks as measured by total assets. Chase offers a […]

HSBC Bank Review: $100 – $1000 Checking Promotions

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:12 PDT 2018

Get new HSBC Bank promotions, bonuses and offers here for new Checking and Savings accounts. Typical bonuses in the past have been for $100, $200 and up to $750 in cash. HSBC Bank has over 200 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. If you’re […]

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

ActivePath Acquired by Broadridge

by Julie Muhn (@julieschicktanz) @ Finovate

Tue Mar 27 09:40:03 PDT 2018

Email engagement company ActivePath will soon broaden the scope of how it transforms customer engagement. That’s because the New York-based company has been acquired by Broadridge Financial Solutions, a communications, technology, and data analytics firm. The terms of the deal were not disclosed. Founded in 2007, ActivePath originally offered its flagship ActiveMail solution but created a Read more...

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FinovateEurope Demo Videos Live

by Julie Muhn (@julieschicktanz) @ Finovate

Tue Mar 27 10:55:02 PDT 2018

Did you miss out on all of the fun at FinovateEurope earlier this month? Don’t worry, we’ve got your back. We’ve just released all of the videos from the 68 companies that demoed their fintech on stage. All of the 7-minute demos are available to stream and download for free at Finovate.com. And if you Read more...

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Best Bank Account Promotions And Bonuses March 2018

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:01:13 PDT 2018

Find the best bank promotions, bonuses, offers and deals for 2018 here. Account bonuses are categorized into Personal, Savings and Business accounts and split into pages, so be sure to look through all the pages to view all the best current offers. Listed below are the best promotions from the biggest banks in the nation, such as Wells […]

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 05 05:10:18 PST 2018

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

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UDW caregivers endorse Gavin Newsom for California Governor

by Communications Department @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Thu Mar 08 09:22:58 PST 2018

Union of 100,000 in-home care workers makes choice after surveying candidates on long-term care policy and positions For Immediate Release March 8, 2018 Contact: Cherie Parker 619-806-4677   San Diego – United Domestic Workers of America (UDW/AFSCME Local 3930), one of the largest local unions in the state, announced today that California Lieutenant Governor Gavin Newsom has received the union’s endorsement for California Governor. UDW’s Executive Board, made up of In-Home Supportive Service (IHSS) providers throughout the state, met with the candidates in February and surveyed their positions on the issues that matter most to caregivers and the seniors and people […]

The post UDW caregivers endorse Gavin Newsom for California Governor appeared first on UDW – The Homecare Providers Union - AFSCME Local 3930 / AFL-CIO.

More Than A Job: Home Care For A Mom With Alzheimer’s Disease

by Communications Department @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Mon Mar 19 11:43:38 PDT 2018

Franziska Monahan, heard on All Things Considered, March 18 2018 Celina Raddatz quit her job at a nursing home in 2014 when she realized she would have to take care of her mother full-time. Raddatz’s mother, Guadalupe Pena Villegas, 83, suffers from Alzheimer’s and bipolar disorder, a combination that sometimes makes her a danger to herself and others, and thus requires her to be supervised 24 hours a day. Raddatz and one of her sisters, Rosalia Lizarraga, 61, had been caring for their mother together. But as the Alzheimer’s progressed, the task became too stressful for Lizarraga. The full responsibility fell […]

The post More Than A Job: Home Care For A Mom With Alzheimer’s Disease appeared first on UDW – The Homecare Providers Union - AFSCME Local 3930 / AFL-CIO.

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

Wed Feb 21 05:10:38 PST 2018

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

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MemoryBank $100 Checking Account Bonus & 1.60% APY

by Tony Phan @ MoneysMyLife

Tue Mar 27 09:27:10 PDT 2018

Find the latest bonuses and promotions from MemoryBank udpated here. Launched in 2016, MemoryBank is a newer online banking institution offering Checking accounts available nationwide. Operating online, you are going to have much better interest rates compared to traditional banks. MemoryBank customers will also have access to a network of over 85,000 ATMs. Similar to […]

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Braintree’s New Tool Facilitates Integrated Payments

by Julie Muhn (@julieschicktanz) @ Finovate

Tue Mar 27 12:50:39 PDT 2018

PayPal-owned Braintree is stepping up its game this week. The company has launched Braintree Extend, a solution that allows merchants to offer a more integrated payment experience across multiple partners. This means that merchants who want to partner with transaction services firms, rewards and loyalty providers, and contextual commerce companies can do so while maintaining a seamless user Read more...

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Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 19 05:10:23 PDT 2018

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

An important message from Consumer Reports

by petedirenzo @ Consumerist

Mon Oct 30 11:18:07 PDT 2017

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

Chase Premier Plus Checking℠ Review: $300 Coupon Bonus

by Tony Phan @ MoneysMyLife

Fri Mar 23 22:02:02 PDT 2018

Find the latest promotions and bonus offers for the Chase Premier Plus Checking℠ Account here. Coupon offers are refreshed throughout the year, so check back often for the best deals. All Chase Bank related offers are kept up-to-date on our Chase Bank Promotions page. Established in 1982 and headquartered in Newark, Delaware, Chase Bank is the second […]

TD Ameritrade Promotions: $2500 Cash Bonus And Free Trades!

by Tony Phan @ MoneysMyLife

Fri Mar 23 22:02:01 PDT 2018

Current TD Ameritrade promotions will earn you $100, $200, $300, $500, $600 and on up to $2,500 in bonus cash, along with free trades. You can trade everything from Stocks, Options, ETFs, Futures and Forex with TD Ameritrade and it is by far one of the best online brokerages around – in fact, it ranks […]

Premier America Credit Union $100 Retirement Account Bonus [CA, TX Residents]

by Tony Phan @ MoneysMyLife

Sat Mar 24 22:00:26 PDT 2018

Premier America Credit Union promotions and sign-up bonus offers will be updated at this page. Typical offers in the past have been for $100 to $200 in bonus cash. Headquartered in Chatsworth, California and established in 1957, Premier America Credit Union has around 20 locations in California and Texas. If you’re not a resident of either […]

Tesla Ends $1,000 Referral Credit Program

by Ashlee Kieler @ Consumerist

Mon Oct 30 08:53:28 PDT 2017

Sure, saving $1,000 on a car that may cost you far in excess of $70,000 might seem like a minor victory, but it’s still better than nothing. But now that Tesla is becoming more of a household name and hoping to reach a more mass-market car-buying audience, it’s getting rid of even this relatively small savings program. Tesla recently announced…

AFSCME Convention 2018 – Delegate Election Results

by Nicole Langton @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Wed Mar 21 17:25:41 PDT 2018

 The 43rd International AFSCME Convention will take place July 16-20, 2018 in Boston, Massachusetts. Elected delegates from across the nation will come together to exchange ideas and re-energize our movement. The nomination for the AFSCME Convention Delegates are now open. UDW delegates will be elected to represent UDW, Local 3930 at the AFSCME International Convention.   ELECTION OF AFSCME CONVENTION 2018 DELEGATES UNITED DOMESTIC WORKERS AFSCME LOCAL 3930 Name Slate Total Votes 1 Rosa Beltran Home Care Workers United Slate 1679 2 Editha Adams Home Care Workers United Slate 1589 3 Rosa Ramirez Home Care Workers United Slate 1471 4 […]

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TESOBE’s Open Bank Project Powers API for Forty Seven Bank

by Julie Muhn (@julieschicktanz) @ Finovate

Mon Mar 26 10:57:44 PDT 2018

The Open Bank Project, an open source API solution, announced this week it will power an API for Forty Seven Bank, a London-based banking startup. This week, Forty Seven Bank released the first version of its API to give developers access to its infrastructure. This allows developers to take advantage of Forty Seven Bank’s compliance, risk Read more...

The post TESOBE’s Open Bank Project Powers API for Forty Seven Bank appeared first on Finovate.

Endor Raises $45 Million in ICO

by David Penn @ Finovate

Mon Mar 26 10:56:17 PDT 2018

Predictive analytics specialist Endor has raised $45 million in an initial coin offering that was launched just last month. This fast funding is a reminder that ICOs as a funding source for startups will be one of the big fintech stories of 2018. “During the pre-sale we received a staggering amount of participation requests,” the Read more...

The post Endor Raises $45 Million in ICO appeared first on Finovate.

Incredible Bank Online Savings And CD Accounts Promotions, Offers

by Tony Phan @ MoneysMyLife

Sat Mar 24 22:00:47 PDT 2018

Find the latest promotions and offers from Incredible Bank here. Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers. By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions. Be sure to compare […]

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Capital One 360 Review: $100 To $1,000 In Bonuses & Promotions

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:45 PDT 2018

Find new Capital One 360 promotions, bonuses and offers here. Capital One 360 is the online suite of accounts (i.e. Savings, Checking, Business,etc.) available from Capital One bank. Online checking and savings accounts are becoming more and more popular now, due to the convenience and lack of many fees familiar with the local banks. By cutting […]

UDW Convention 2018 — Delegate Election Results

by Nicole Langton @ UDW – The Homecare Providers Union – AFSCME Local 3930 / AFL-CIO

Wed Mar 21 16:34:44 PDT 2018

March 21, 2018 Ballots were mailed out on February 12th – 15th. The votes were tallied on Tuesday, March 20th and the results are in. Note: Only those counties with more than the number of allotted delegates running had an election to select their delegate representatives. They were: San Diego, Riverside, San Luis Obispo and Orange counties. District 1 (San Diego County) – members were allowed to nominate up to 16 delegates. 1 Editha   Adams Home Care  Workers United 639 2 Maria   Espinoza Home Care Workers United 582 3 Susan   Tran Home Care Workers United 529 4 Monica  Y.  Zuniga Home […]

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Everything You Need To Know To Get Started With Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:45 PDT 2017

Despite repeated Congressional and Executive branch efforts, the full Affordable Care Act is still in place. That means insurance-shopping season is nearly upon us: Open Enrollment begins Nov. 1 (and ends Dec. 15). But there’s less money being spent on advertising and outreach this year, which means even the basics can be hard to get solid information about. …

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Mar 26 05:10:00 PDT 2018

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

2018 United TravelBank Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Fri Mar 23 01:00:46 PDT 2018

Posted by: John S Kiernan

EDITOR’S RATING

Gro Solutions to Streamline Onboarding for Congressional FCU

by David Penn @ Finovate

Tue Mar 27 15:31:49 PDT 2018

With more than $900 million in assets, Congressional FCU has selected Gro Solutions’ Gro Checkout to streamline its digital onboarding process. A feature of the company’s Digital Sales Platform, Gro Checkout helps banks and credit unions better meet the expectations of mobile-first banking customers with a simple, intuitive, and friction-free application experience. “Reducing friction in Read more...

The post Gro Solutions to Streamline Onboarding for Congressional FCU appeared first on Finovate.

Elements Financial $200 Checking Account Bonus & 2% APY

by Tony Phan @ MoneysMyLife

Mon Mar 26 04:00:35 PDT 2018

Find updated offers and bonuses from Elements Financial here. Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction. Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review […]

Finovate Alumni News

by Julie Muhn (@julieschicktanz) @ Finovate

Tue Mar 27 06:56:30 PDT 2018

On Finovate.com ActivePath Acquired by Broadridge. Peoples Trust Company Picks Finastra for Commercial and Consumer Lending. Gro Solutions to Streamline Onboarding for Congressional FCU. Braintree’s New Tool Facilitates Integrated Payments. Around the web Nabil Bank chooses Compass Plus Processing Centre. Thomson Reuters collaborates with Salesforce to help fight financial crime. World Finance Magazine awards Temenos Read more...

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How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 14 05:10:09 PDT 2018

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

The Beer & Booze Company Behind Corona, Svedka & Mondavi Is Now Investing In Marijuana

by Mary Beth Quirk @ Consumerist

Mon Oct 30 08:32:27 PDT 2017

Instead of shrinking in fear from the rising green tide of legal marijuana, the parent company behind booze brands like Corona, Svedka, and Robert Mondavi is jumping right in with a big investment in the legal marijuana business. Constellation Brands Inc. is shelling out $191 million for a 9.9% stake in Canopy Growth Corp, a Canadian company — known as …

Peoples Trust Company Picks Finastra for Commercial and Consumer Lending

by David Penn @ Finovate

Tue Mar 27 11:00:45 PDT 2018

Peoples Trust Company of Saint Albans, Vermont has picked Finastra’s Total Lending solution to better manage its commercial and consumer lending processes. The solution includes Finastra’s Fusion LaserPro, Fusion DecisionPro, and Fusion CreditQuest products, and will help Peoples Trust Company increase efficiency and improve the customer experience from origination through booking. Integrated into the bank’s Read more...

The post Peoples Trust Company Picks Finastra for Commercial and Consumer Lending appeared first on Finovate.

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

Wed Mar 21 05:30:00 PDT 2018

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.