Peoples Trust Company Picks Finastra for Commercial and Consumer Lending

by David Penn @ Finovate

Tue Mar 27 11:00:45 PDT 2018

Peoples Trust Company of Saint Albans, Vermont has picked Finastra’s Total Lending solution to better manage its commercial and consumer lending processes. The solution includes Finastra’s Fusion LaserPro, Fusion DecisionPro, and Fusion CreditQuest products, and will help Peoples Trust Company increase efficiency and improve the customer experience from origination through booking. Integrated into the bank’s Read more...

The post Peoples Trust Company Picks Finastra for Commercial and Consumer Lending appeared first on Finovate.

Urban Decay announces its fun summer collection, Beached

by Amanda Swan @ finder US

Wed Mar 28 08:12:06 PDT 2018

The Beached collection includes metallic liners, two bronzers, three long-wear lipsticks and shadow palette.

United Plane Makes Emergency Landing Due To Smoke In The Galley

by Laura Northrup @ Consumerist

Mon Oct 30 10:13:12 PDT 2017

Smoke in the cabin of a passenger airplane is a scary prospect. That’s why a plane heading from Munich, Germany to Washington Dulles International Airport made an emergency landing at Boston’s Logan Airport instead: There was smoke pouring from the plane’s galley… which may or may not have actually been caused by a fire. The plane was diverted to land …

River City Bank reports record net income of $16.7 million for 2017

by Marketing Dept @ River City Bank

Thu Jan 25 12:42:37 PST 2018

SACRAMENTO, CA — January 25, 2018 — River City Bank (the Bank) reported record net income of $16.7 million, or $11.52 per diluted share, for the year ending December 31, 2017, which was $1.8 million more than the $14.9 million, or $10.34 per diluted share, for the year ending December 31, 2016. The Bank’s earnings
Read more

Record-setting 2017 prompts $1,000 employee bonuses from River City Bank

by Marketing Dept @ River City Bank

Thu Feb 01 10:47:25 PST 2018

SACRAMENTO, CA — January 30, 2018 —  River City Bank, Sacramento’s premier business bank, is awarding each employee at the Vice President level and below a $1,000 bonus following a successful 2017 fiscal year. The bank recently reported a record-setting $2 billion in total assets and a net income of $16.7 million for 2017. In recognition
Read more

Meet Nick Capraro

by Marketing Dept @ River City Bank

Thu Jan 25 14:42:38 PST 2018

Nick Capraro is the Banking Center Manager for both the Davis and Downtown branches of River City Bank. Nick is responsible for ensuring both branches run smoothly and the needs of all its customers are met. We caught him during his busy work day to sit down with us to discuss baseball, endurance running, and
Read more

Are Student Loan Debt Problems Holding You Back?

by Meghan Alard @ Consolidated Credit

Mon Mar 05 08:04:50 PST 2018

Federal Reserve Chairman admits student loan debt problems may slow economic growth. If you have student loan debt to repay, then you probably already know how much of a burden... Read full article

The post Are Student Loan Debt Problems Holding You Back? appeared first on Consolidated Credit.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

SoFi Money Review: A No-Fee, High-Yield Checking Account

by Hannah Rounds @ MagnifyMoney

Mon Mar 26 12:37:02 PDT 2018

, the financial institution known for low rates and low fees on student loans and mortgages, is making a foray into consumer checking accounts. SoFi Money™, SoFi’s forthcoming checking account, will offer a high-yield checking account with no account fees. The new account isn’t yet available to the public, so you’ll have to if you … Continue reading SoFi Money Review: A No-Fee, High-Yield Checking Account

The post SoFi Money Review: A No-Fee, High-Yield Checking Account appeared first on MagnifyMoney.

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

Mon Oct 30 10:15:47 PDT 2017

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:30 PDT 2017

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

Don’t Let Technology Bully You Into Tipping

by Liz Weston @ NerdWallet

Wed Mar 28 09:07:35 PDT 2018

Tipping inflation is real, and it’s coming to a tablet near you. Merchants using Square and other mobile payment services can set “recommended” tip amounts or percentages for any transaction…

Endor Raises $45 Million in ICO

by David Penn @ Finovate

Mon Mar 26 10:56:17 PDT 2018

Predictive analytics specialist Endor has raised $45 million in an initial coin offering that was launched just last month. This fast funding is a reminder that ICOs as a funding source for startups will be one of the big fintech stories of 2018. “During the pre-sale we received a staggering amount of participation requests,” the Read more...

The post Endor Raises $45 Million in ICO appeared first on Finovate.

Finovate Alumni News

by Julie Muhn (@julieschicktanz) @ Finovate

Tue Mar 27 06:56:30 PDT 2018

On Finovate.com ActivePath Acquired by Broadridge. Peoples Trust Company Picks Finastra for Commercial and Consumer Lending. Gro Solutions to Streamline Onboarding for Congressional FCU. Braintree’s New Tool Facilitates Integrated Payments. Around the web Nabil Bank chooses Compass Plus Processing Centre. Thomson Reuters collaborates with Salesforce to help fight financial crime. World Finance Magazine awards Temenos Read more...

The post Finovate Alumni News appeared first on Finovate.

Newly Formed Region Finance Announces City of Elk Grove as First Partner

by Marketing Dept @ River City Bank

Thu Nov 09 09:13:54 PST 2017

New trade association aims to leverage $1 billion of local funds for economic growth Sacramento, Calif – November 9, 2017 – Region Finance, a newly formed trade association, is aiming to advance regional economic growth by encouraging Sacramento region municipalities to invest $1 billion of its funds into local community banks in the six-county Sacramento
Read more

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Super Bowl winners Gruden, Carroll wish this part of the NFL experience would go away

by Gary Peterson @ The Mercury News

Wed Mar 28 08:42:52 PDT 2018

Replay as an officiating tool came under fire from Seattle coach Pete Carroll ("I don't like replay") and Oakland coach Jon Gruden ("Let the officials call the game").

TESOBE’s Open Bank Project Powers API for Forty Seven Bank

by Julie Muhn (@julieschicktanz) @ Finovate

Mon Mar 26 10:57:44 PDT 2018

The Open Bank Project, an open source API solution, announced this week it will power an API for Forty Seven Bank, a London-based banking startup. This week, Forty Seven Bank released the first version of its API to give developers access to its infrastructure. This allows developers to take advantage of Forty Seven Bank’s compliance, risk Read more...

The post TESOBE’s Open Bank Project Powers API for Forty Seven Bank appeared first on Finovate.

7 Habits That Will Help You Lead a More Successful and Productive Life

by Due.com @ Chime Banking

Tue Mar 13 15:54:24 PDT 2018

Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]

The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.

River City Bank reports an increase to the quarterly cash dividend on common shares

by Marketing Dept @ River City Bank

Tue Jan 30 09:04:27 PST 2018

SACRAMENTO, CA — January 29, 2018 — Steve Fleming, president and chief executive officer of River City Bank (the Bank), announced that the Bank’s board of directors has approved, in connection with the Bank’s recently reported net income of $1.4 million and $16.7 million, or $0.98 and $11.52 diluted earnings per share, for the quarter
Read more

Past Due Debt Payments at an All-Time High

by Meghan Alard @ Consolidated Credit

Fri Mar 02 10:36:01 PST 2018

But only for consumers, as commercial businesses are managing to keep up. Each week, Consolidated Credit searches for financial research that can help you deal with your debt and budget.... Read full article

The post Past Due Debt Payments at an All-Time High appeared first on Consolidated Credit.

How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

Tue Mar 27 13:03:23 PDT 2018

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Thu Mar 08 14:44:08 PST 2018

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

Mon Oct 30 09:56:12 PDT 2017

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

5 Good Reasons to Call Your Credit Card Company

by Meghan Alard @ Consolidated Credit

Mon Mar 12 09:43:56 PDT 2018

Customer loyalty can be turned into cost-savings when the time is right. Financial expert Matt Schulz shared an interesting story with Business Insider last week. He explains how a call... Read full article

The post 5 Good Reasons to Call Your Credit Card Company appeared first on Consolidated Credit.

Kelly Foundation awards $100,000 grant to Sacramento Cottage Housing, Inc.

by Marketing Dept @ River City Bank

Tue Mar 13 15:09:30 PDT 2018

2017 Major Gift already aiding nonprofit agency’s evolution to become self-sustainable SACRAMENTO, CA —March 13, 2016 —The Kelly Foundation awarded its 2017 Major Gift of $100,000 to Sacramento Cottage Housing, Inc., a not-for-profit agency that provides long-term housing and a supportive living environment for formerly homeless individuals and families. The award constituted the Kelly Foundation’s largest single donation of
Read more

Meet Glover Quin

by JLP @ AllFinancialMatters

Wed Oct 26 13:06:29 PDT 2016

This is a great piece about financial savvy of Detroit Lions safety, Glover Quin. Doesn’t happen often enough. He saved 70% of his income the first three years of his NFL career and lived on the other 30%. Too many young players get the big money and go on wild spending sprees. Not Mr. Quin. … Continue reading Meet Glover Quin

This Is Why Research On Behavioral Finance Won the Nobel Prize

by Cat Alford @ Chime Banking

Mon Mar 12 15:50:20 PDT 2018

In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]

The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.

LitePay folds after Litecoin Foundation refuses to contribute more funds

by Peter Terlato @ finder US

Tue Mar 27 10:18:48 PDT 2018

Litecoin approached LitePay regarding transparency issues. Soon after, the payments company shut down.

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Fri Mar 23 12:34:45 PDT 2018

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

More Americans Right Size Emergency Savings

by April Lewis-Parks @ Consolidated Credit

Fri Mar 09 07:16:15 PST 2018

Almost 60% of Americans have more emergency savings than credit card debt. Each week, Consolidated Credit searches for financial research that can help you deal with your debt and budget.... Read full article

The post More Americans Right Size Emergency Savings appeared first on Consolidated Credit.

12% of Americans Had a Credit Card Declined Last Year

by April Lewis-Parks @ Consolidated Credit

Thu Mar 15 23:00:30 PDT 2018

As Americans hit record-high credit card debt levels, declined transactions may only get worse. Each week, Consolidated Credit searches for financial research that can help you deal with your debt... Read full article

The post 12% of Americans Had a Credit Card Declined Last Year appeared first on Consolidated Credit.

4 Things That Could Make You a Target for a Tax Audit

by Tina Orem @ NerdWallet

Wed Mar 28 08:28:11 PDT 2018

People understandably fear tax audits, but audits actually aren’t that common: Of all the tax returns filed in 2015, the IRS examined just 0.7% the following fiscal year. Nonetheless, we’ve all…

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

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The 10 Most Significant Obstacles Preventing Debt Elimination

by Due.com @ Chime Banking

Tue Mar 06 14:42:00 PST 2018

Debt continues to be a problem among Americans of all ages and walks of life. In 2017, the total consumer debt among Americans rose 8.8 percent, to $3.827 trillion, setting a new record. The average household has a credit card balance of $15,654, and with total debts (including mortgages) of $131,431. With numbers consistently growing year over […]

The post The 10 Most Significant Obstacles Preventing Debt Elimination appeared first on Chime Banking.

Finovate Alumni News

by David Penn @ Finovate

Wed Mar 28 07:51:45 PDT 2018

Around the web Jack Henry’s banking division announces that seven banks will implement its Core Director core processing platform. FlexTrade to integrate Kensho into its FlexTRADER EMS real-time event feed. Finastra hires new Chief Product and Technology Officer, Eli Rosner. iSignthis subsidiary, iSignthis eMoney, forges payment aggregation agreement with American Express Australia. Best of Show winner Read more...

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Cyber Security Tips

by Marketing Dept @ River City Bank

Fri Jan 19 09:10:56 PST 2018

Cybersecurity best practices constitute an expansive list of things to do.  While in-depth security measures need to be implemented and managed by experts, you don’t need to be a cybersecurity pro to employ smart online safety habits that can go a long way in guarding against online crime. Small and simple steps, like the ones
Read more

Braintree’s New Tool Facilitates Integrated Payments

by Julie Muhn (@julieschicktanz) @ Finovate

Tue Mar 27 12:50:39 PDT 2018

PayPal-owned Braintree is stepping up its game this week. The company has launched Braintree Extend, a solution that allows merchants to offer a more integrated payment experience across multiple partners. This means that merchants who want to partner with transaction services firms, rewards and loyalty providers, and contextual commerce companies can do so while maintaining a seamless user Read more...

The post Braintree’s New Tool Facilitates Integrated Payments appeared first on Finovate.

Is Mobile Banking Better?

by Meghan Alard @ Consolidated Credit

Fri Mar 23 06:44:24 PDT 2018

Millennials are the most likely to use mobile banking technology, but they’re also the first to drop it. Each week, Consolidated Credit searches for financial research that can help you... Read full article

The post Is Mobile Banking Better? appeared first on Consolidated Credit.

Kelly Foundation awards $100,000 to American Red Cross for Wildfire Relief

by Marketing Dept @ River City Bank

Tue Dec 05 10:53:09 PST 2017

Major Gift earmarked exclusively for communities devastated and recovering SACRAMENTO, CA – December 5, 2017 – The Kelly Foundation, of which River City Bank is a major contributor, has awarded its 2018 Major Gift of $100,000 to the American Red Cross Gold Country Region. The money is to be used exclusively to help those devastated
Read more

Employers Are Looking for Employees with Soft Skills

by JLP @ AllFinancialMatters

Wed Aug 31 17:08:55 PDT 2016

This piece comes to us via a daily email I receive from Wells Fargo. Employers are struggling to find workers with soft skills, such as critical thinking, empathy, and the ability to get along with colleagues. The Wall Street Journal cites a recent LinkedIn study that revealed 58% of 291 hiring managers believe the dearth … Continue reading Employers Are Looking for Employees with Soft Skills

How to Save Money When You Get a Windfall of Cash

by Jackie Lam @ Chime Banking

Mon Mar 19 16:02:11 PDT 2018

Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]

The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

Fri Mar 23 06:18:31 PDT 2018

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

An important message from Consumer Reports

by petedirenzo @ Consumerist

Mon Oct 30 11:18:07 PDT 2017

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 14 05:10:09 PDT 2018

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

Malauzai to Power Mobile Banking Tech for Axiom

by Julie Muhn (@julieschicktanz) @ Finovate

Mon Mar 26 16:50:56 PDT 2018

Community banking app provider Malauzai announced today it has been tapped by Florida’s second-largest community bank. Under the agreement, the Austin-based company will design and deploy a mobile app for Axiom Bank’s AxiomGo, a platform that serves the underbanked community. The digital, checkless checking account provides a bilingual alternative to prepaid cards and traditional checking. AxiomGo is a Read more...

The post Malauzai to Power Mobile Banking Tech for Axiom appeared first on Finovate.

Why A’s Graveman brings a knife fighter’s mentality to the mound

by Martin Gallegos @ The Mercury News

Wed Mar 28 08:50:40 PDT 2018

Those who know his makeup compare the right-hander to Dave Stewart between the lines.

FinovateEurope Demo Videos Live

by Julie Muhn (@julieschicktanz) @ Finovate

Tue Mar 27 10:55:02 PDT 2018

Did you miss out on all of the fun at FinovateEurope earlier this month? Don’t worry, we’ve got your back. We’ve just released all of the videos from the 68 companies that demoed their fintech on stage. All of the 7-minute demos are available to stream and download for free at Finovate.com. And if you Read more...

The post FinovateEurope Demo Videos Live appeared first on Finovate.

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Mon Oct 30 07:59:13 PDT 2017

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

When to Pay Employees for FLSA Hours Worked

by Kaylee Riley @ Payroll Tips, Training, and News

Wed Mar 28 05:15:18 PDT 2018

When nonexempt employees are doing their primary job duties, it’s easy to tell that they are working. Their working time should be compensated. But, when nonexempt employees are not doing their main job duties, it can be more difficult to tell if they are working and if they should be compensated. The Fair Labor Standards […]

The post When to Pay Employees for FLSA Hours Worked appeared first on Payroll Tips, Training, and News.

More Relief for Permanent Disability Student Loan Forgiveness

by Meghan Alard @ Consolidated Credit

Sun Feb 25 22:00:29 PST 2018

Borrowers who qualify for discharge due to total and permanent disability will now enjoy even more financial relief. Tens of thousands of disabled student loan borrowers are now eligible for... Read full article

The post More Relief for Permanent Disability Student Loan Forgiveness appeared first on Consolidated Credit.

Direct Deposit Loans Can Put Cash In Your Pocket

by admin @ Direct Deposit Loans

Mon Nov 14 18:12:39 PST 2011

Don’t let life’s unexpected financial pitfalls convince you that you are out of options. People sometimes find themselves in circumstances that they cannot control. When a car needs a major emergency repair or major medical bills arise unexpectedly, you may … Continue reading →

8 Reasons Why I Loathe Social Security

by JLP @ AllFinancialMatters

Thu Oct 27 05:00:30 PDT 2016

I know lots of people love social security. I know lots of people consider social security a successful government program. I disagree. A comment left in my previous post about the 2017 changes coming to social security, inspired me to list out what I don’t like about the program. So, here they are: 1. I … Continue reading 8 Reasons Why I Loathe Social Security

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Thu Mar 15 15:59:14 PDT 2018

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Wires: Tips to Protect Your Money

by Marketing Dept @ River City Bank

Tue Feb 20 14:09:57 PST 2018

Wires are inherently risky. Once a wire is sent, including a fraudulent wire, the transfer CANNOT be reversed. When sending a wire, it is extremely important that you personally know who you are sending the funds to. If you do not know the person or company, the request may be fraudulent. Allow us to point
Read more

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

Fri Mar 23 06:53:52 PDT 2018

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

Six Secrets From a Pro Photographer for Snapping Adorable Pix of Your Kids

by Nicole Dow @ The Penny Hoarder

Tue Mar 27 05:00:05 PDT 2018

How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Mon Mar 26 11:21:00 PDT 2018

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

Will Congress Act to Deliver Student Loan Relief?

by Meghan Alard @ Consolidated Credit

Tue Mar 20 10:53:50 PDT 2018

Several options are up for debate on Capitol Hill, but will they be enough to help borrowers? Student loan debt is crippling millions of Americans. The average borrower graduates college... Read full article

The post Will Congress Act to Deliver Student Loan Relief? appeared first on Consolidated Credit.

5 Creative Habits That Will Keep Your Finances On Track

by Ben Luthi @ Chime Banking

Tue Mar 27 13:29:00 PDT 2018

Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]

The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.

River City Bank welcomes finance expert Kerry Gordon to its board of directors

by Marketing Dept @ River City Bank

Tue Mar 27 11:16:08 PDT 2018

Veteran CPA will leverage strategic business planning expertise on the board Sacramento, CA – March 27, 2018 – River City Bank announces Kerry Gordon as the newest member appointed to its Board of Directors. Gordon brings more than 40 years of experience in public accounting, gaining his initial experience as a Certified Public Accountant with Coopers
Read more

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

Wed Feb 28 05:10:52 PST 2018

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

Gro Solutions to Streamline Onboarding for Congressional FCU

by David Penn @ Finovate

Tue Mar 27 15:31:49 PDT 2018

With more than $900 million in assets, Congressional FCU has selected Gro Solutions’ Gro Checkout to streamline its digital onboarding process. A feature of the company’s Digital Sales Platform, Gro Checkout helps banks and credit unions better meet the expectations of mobile-first banking customers with a simple, intuitive, and friction-free application experience. “Reducing friction in Read more...

The post Gro Solutions to Streamline Onboarding for Congressional FCU appeared first on Finovate.

Letter: President Donald Trump undermines teachers’ efforts to mold future leaders

by Letters From Our Readers @ The Mercury News

Wed Mar 28 09:06:20 PDT 2018

Students' most visible roll model is the president -- the poster child for bullying, lying, noncooperation, temper tantrums and neglect.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

Dealing with Medical Debt Collections and Accident Liens

by Meghan Alard @ Consolidated Credit

Sun Mar 25 23:00:54 PDT 2018

NBC6 Miami reveals some of the traps you can face with medical debt collections. Despite ongoing changes and adjustments to our healthcare system, medical debt collections continue to plague millions... Read full article

The post Dealing with Medical Debt Collections and Accident Liens appeared first on Consolidated Credit.

Which Cities are Home to the Highest Credit Card Debt?

by April Lewis-Parks @ Consolidated Credit

Thu Feb 22 22:00:35 PST 2018

A new study finds residents in the South may be struggling the most to pay off their credit cards. Each week, Consolidated Credit searches for financial research that can help... Read full article

The post Which Cities are Home to the Highest Credit Card Debt? appeared first on Consolidated Credit.

5 Facts About Women and Money for International Women’s Day

by Chelsea Brennan @ Chime Banking

Thu Mar 08 14:46:51 PST 2018

Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]

The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.

Why You Should Always Be Ready for a Market Sell-Off

by JLP @ AllFinancialMatters

Thu Feb 23 08:49:25 PST 2017

Interesting: Why You Should Always Be Ready for a Big, Scary Stock Market Sell-Off Here’s how I normally deal with sell-offs: 1) I don’t look at the 401(K) balance. It’s not going to do me any good to do so because it’s not going to change our strategy. 2) I think of all the additional … Continue reading Why You Should Always Be Ready for a Market Sell-Off

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

How Much is Your Social Media Account Worth?

by JLP @ AllFinancialMatters

Wed Aug 31 04:00:06 PDT 2016

Longtime readers of AFM know that I’m not a fan of misleading people. I don’t publish paid blog posts without a disclaimer stating that the post is an advertisement. Advertisers don’t care for that, but I think it is the right thing to do. That said… I read a short piece by Sapna Maheshwari in … Continue reading How Much is Your Social Media Account Worth?

New KKW Beauty x Mario makeup collection to drop next week

by Helen Champion @ finder US

Tue Mar 27 12:28:37 PDT 2018

The decade-long friendship between Kim Kardashian West and her makeup artist culminates in a killer collaboration coming out next week.

How Much Do You Pay for Financial Advice?

by JLP @ AllFinancialMatters

Thu Jul 27 07:09:44 PDT 2017

There was an interesting article in today’s WSJ about the impact of automation on the financial advice business. Quick summary: automation is forcing costs down from the traditional 1% annual fee. I expect we’ll see more advisors moving to the hourly structure from the asset-based fee structure. My question to you is: Do you use … Continue reading How Much Do You Pay for Financial Advice?

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

Mon Oct 30 09:46:35 PDT 2017

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …