Social Security Disability Expedites Compassionate Allowances Conditions

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Wed Nov 01 15:59:33 PDT 2017

Released on Tuesday, September 5, 2017 As a result, Social Security Disability expedites Compassionate Allowances claims.  But you must have one of the Compassionate Allowances Conditions below.  More importantly, you must  have medical documents and test results to prove you one of the Compassionate Allowances Conditions. However, if you have an attorney, inform him or […]

The post Social Security Disability Expedites Compassionate Allowances Conditions appeared first on SOCIAL SECURITY DISABILITY AND YOU.

How to Wait for an Exciting Event

by @ How to of the Day

Mon Mar 26 01:00:00 PDT 2018

It’s always fun to have an event to look forward to, but it can be hard to stay patient when you have to wait for something you’re excited about. The more you focus on the future event, the more you want it to happen right away. Fortunately, if you keep a busy schedule, try new things, and focus on the present, time will go by before you know it.

The Hidden Free Federal Program: That Provides Free Job Placement Help

by Paula Vieillet @ Disability Advisor

Mon Feb 26 07:38:00 PST 2018

The voluntary, federal Social Security Ticket to Work Program has helped thousands of job seekers on SSDI or SSI find suitable employment in Work at Home or Onsite jobs since 2002. Authorized SSA agencies can help job seekers by offering free job placement and benefit counseling services.

Young people and Social Security

by Brendan Conley @ Law Office of Brendan Conley

Wed Nov 25 03:06:14 PST 2015

There is no shortage of articles claiming that young people do not believe Social Security will be there to pay them benefits when they need it. It is worth taking a look at whether young people actually hold these views, where these views come from, and whether they are accurate. Polls often find that a majority of Americans are not confident in the future of Social Security, and that young people are the least confident. However, this does not mean that people do not think Social Security is important. Other surveys show that strong majorities of every generation and all political persuasions think Social Security benefits are now more important than ever, do not mind paying Social Security taxes, and would like to see benefits increased. Some of the lack of confidence on the part of young people is attributable to the fact that retirement in general may seem like a far off and uncertain prospect. However, Social Security also benefits many young people now, because they are themselves disabled, or because they are the children of retired, disabled or deceased workers. To the degree that young people do not believe Social Security will be there for them, they may [...]

Who and What Is Coinhive?

by BrianKrebs @ Krebs on Security

Mon Mar 26 05:12:31 PDT 2018

Multiple security firms recently identified cryptocurrency mining service Coinhive as the top malicious threat to Web users, thanks to the tendency for Coinhive's computer code to be used on hacked Web sites to steal the processing power of its visitors' devices. This post looks at how Coinhive vaulted to the top of the threat list less than a year after its debut, and explores clues about the possible identities of the individuals behind the service.

Replace Social Security 1099 Using My Social Security Portal

by mickiedouglas @ Social Security: Information & Updates

Fri Mar 23 07:25:45 PDT 2018

Time is growing short to file your income taxes for 2017. Are you worried because you need your 1099 for Social Security benefits and you can’t find it? Worry no more. Social Security has made replacing a lost 1099 as easy as signing on to your my Social Security account. Don’t have a my Social…
Read More

IRS Launches New Withholding Calculator

by mickiedouglas @ Social Security: Information & Updates

Fri Mar 09 06:35:10 PST 2018

Because of the changes to tax rates in the Tax Cuts and Jobs Act recently passed by Congress, IRS has released a new withholding calculator so workers can determine if too little or too much is being withheld in taxes. You can find the calculator at this link: https://www.irs.gov/individuals/irs-withholding-calculator. IRS released the following press release:…
Read More

SSDI Work After Disability Approval Forms

by Kay Derochie @ Disability Advisor

Sun Feb 18 18:42:15 PST 2018

Quickly access work activity report forms for easy reporting of work after disability begins and for documenting special work accommodations or subsidized work.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

How to Become a Legal Permanent Resident of the United States

by @ How to of the Day

Wed Mar 21 17:00:00 PDT 2018

Becoming a legal permanent resident of the United States is a lengthy bureaucratic process. Once you determine your eligibility, you will need to find someone who can sponsor your application. Then, you and your sponsor will have to provide substantial evidence of your status, employment, or relationship. The process of becoming a legal permanent resident will generally take at least a year from the date you start filing, but successful applicants will finish the process with their Green Card, which grants permanent legal residence.

Judy Lawrence of MoneyTracker.com: Learning How to Manage Money and Taking Control of Your Personal Finances

by Green Dot @ Green Dot Blog

Thu Mar 15 06:16:12 PDT 2018

Judy Lawrence is the author of The Budget Kit (6th Ed.) and founder of MoneyTracker.com.  As a money coach, Judy’s goal is to empower people to master their budgets and shift to “thriving” instead of “surviving.” She recently sat down with us to dispense some valuable advice about budgeting, paying off (and staying out of) debt, and saving money […]

The post Judy Lawrence of MoneyTracker.com: Learning How to Manage Money and Taking Control of Your Personal Finances appeared first on Green Dot Blog.

Social Security Disability’s Rumor vs. Reality

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Fri Dec 01 14:53:06 PST 2017

Q:  In other words If I’m injured at work, can I collect disability and Worker’s Compensation benefits and make more money than working?(Social Security Disability’s Rumor vs. Reality) A: No.  As a result, if you are drawing the two Social Security Disability (SSD) and Workers’ Compensation, you should not receive more than 80 percent of […]

The post Social Security Disability’s Rumor vs. Reality appeared first on SOCIAL SECURITY DISABILITY AND YOU.

Tune in to MTV, MTV2, VH1, and Comedy Central and catch our new ad!

by Green Dot @ Green Dot Blog

Tue Mar 06 10:24:19 PST 2018

We just unveiled a new 0:15 second ad on ComedyCentral, MTV, MTV2, and VH1! Check it out below, feel free to share, and be sure to tune in to catch it on-air!

The post Tune in to MTV, MTV2, VH1, and Comedy Central and catch our new ad! appeared first on Green Dot Blog.

How to Cope with Nicotine Withdrawal

by @ How to of the Day

Fri Mar 23 01:00:00 PDT 2018

If you have been a smoker for a while, you may experience nicotine withdrawal symptoms—intense cravings, headaches, anger, trouble sleeping, and even anxiety or depression—when you attempt to quit. These undesirable side effects of quitting may tempt you to pick the habit back up. But, if you seek support, come up with a plan to deal with triggers, and practice good self-care, the symptoms will eventually subside. Hold out and give it time— you'll get through withdrawal and be smoke-free sooner than you think!

Social Security Disability Appeals Forms

by Kay Derochie @ Disability Advisor

Sun Feb 18 18:16:18 PST 2018

When your Social Security or SSI claim has been denied, access here the necessary forms for filing reconsideration, hearing, and Appeals Council appeals.

Should I Invest in the Stock Market Now?

by Matt Miller @ Optimize Your Retirement

Mon Feb 19 04:00:09 PST 2018

Stock market volatility has potential investors questioning whether they should invest in the stock market now. After all, no one wants to put their money to work the day before the Dow drops over 1,000. In fact, many current investors are wondering if they should get out of stocks now. Current Bull Market The current [...]

The post Should I Invest in the Stock Market Now? appeared first on Optimize Your Retirement.

When and how do I select an attorney to help with my Social Security or SSI Disability claim?

by Kay Derochie @ Disability Advisor

Sun Feb 18 17:15:01 PST 2018

Get helpful tips on when to hire a Social Security attorney, what to consider when picking an attorney, and how to work successfully with the lawyer you hire.

Bank Smart and Get Rewarded—Like Our Sweepstakes Winners!

by Green Dot @ Green Dot Blog

Fri Mar 09 16:14:45 PST 2018

Since the start of our $5,000 Payday Bonus Sweepstakes in 2016, we’ve awarded 75 winners with a total of $375,000 in prize money! And we haven’t stopped there—we’re STILL adding new winners every week because we love our cardholders! But this isn’t just about money for us; we really want to get to know our […]

The post Bank Smart and Get Rewarded—Like Our Sweepstakes Winners! appeared first on Green Dot Blog.

New Medicare Card Mailing Schedule

by mickiedouglas @ Social Security: Information & Updates

Fri Feb 23 07:17:11 PST 2018

Medicare is removing the Social Security numbers from Medicare cards. Everyone who already has a Medicare card will receive a new one in the mail starting in April 2018. The mailings will be staggered. You can use the schedule below to find out when your Medicare card will be mailed. New Medicare Card Mailing Strategy…
Read More

San Diego Sues Experian Over ID Theft Service

by BrianKrebs @ Krebs on Security

Fri Mar 23 09:31:26 PDT 2018

The City of San Diego, Calif. is suing big three consumer credit bureau Experian, alleging that a data breach first reported by KrebsOnSecurity in 2013 affected more than a quarter-million people in San Diego but that Experian never alerted affected consumers as required under California law. The lawsuit, filed by San Diego city attorney Mara Elliott, concerns a data breach at an Experian subsidiary that lasted for nine months ending in 2013. As first reported here in October 2013, a Vietnamese man named Hieu Minh Ngo ran an identity theft service online and gained access to sensitive consumer data held by Experian's subsidiary by posing as a licensed private investigator.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Mon Mar 12 07:40:38 PDT 2018

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

How to Develop Film in a Darkroom

by @ How to of the Day

Mon Mar 26 09:00:00 PDT 2018

Film photography is a great way to capture personal, unique, and long-lasting photographs. The first step in turning the captured exposures on your film camera into physical prints is developing the film. Taking the time to develop your film correctly is critical if you want your prints to turn out beautifully. To develop your film, you'll need some basic photography tools and chemicals, as well as access to a dark room.

A Guide to Tax Extensions: What Are They and Who Benefits from Them?

by Green Dot @ Green Dot Blog

Mon Mar 19 09:50:32 PDT 2018

The deadline to submit your taxes this year is April 17th. Or is it? You can request an extension on your taxes if you are unable to submit them by the April deadline. If you receive an extension, you’ll have until October 15th to file your returns. While an extension on your taxes might seem like a good idea, if […]

The post A Guide to Tax Extensions: What Are They and Who Benefits from Them? appeared first on Green Dot Blog.

A Total and Permanent Disability (TPD) Relieves You from Repaying Federal Student Loans and/or TEACH Grant Service Obligation

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Tue Nov 21 20:32:34 PST 2017

A Total and Permanent Disability (TPD) relieves you from repaying a Federal Student Loans, William D. Ford Federal Direct Loan, Federal Family Education Loan (FFEL) Program, Federal Perkins Loan Program, completed Teacher Education Assistance for College, or Higher Education (TEACH) Grant service-obligation.  You must have medical documents stating you will never work again due to […]

The post A Total and Permanent Disability (TPD) Relieves You from Repaying Federal Student Loans and/or TEACH Grant Service Obligation appeared first on SOCIAL SECURITY DISABILITY AND YOU.

People with disabilities are leading the fight to save healthcare

by Brendan Conley @ Law Office of Brendan Conley

Wed Aug 02 13:43:37 PDT 2017

Citizen activists with disabilities are on the front lines to save healthcare for all of us. This year, Republicans in Congress launched an assault on the American healthcare system. The various proposals to repeal the Affordable Care Act would have made deep cuts to Medicaid and caused up to 32 million people to lose health insurance, all while giving rich people huge tax cuts. Americans were overwhelmingly against the change. The Republican effort polled as low as 12 percent approval, and the proposals were the most unpopular legislation in three decades, even less popular than the 2008 bank bailout. Activists responded by taking to the streets, protesting at town halls nationwide, and occupying government offices. People with disabilities led the way. Dawn Russell being loaded onto police bus for processing with her fist raised in POWER! #ADAPTandRESIST #SaveMedicaid #FreeOurPeople pic.twitter.com/HY7TTMLrhd — DC Metro ADAPT (@DCAdapt) June 22, 2017 When Donald Trump was a Presidential candidate, he promised many times that he would not cut Medicare, Medicaid or Social Security. But as President, he has pushed Congress to pass an ACA repeal bill that contained massive cuts to Medicaid. For many people with disabilities, this is a fight for their lives. [...]

Applying for disability when you suffer from lupus

by Shannon Sorensen @ Shifrin Newman Smith

Fri Mar 23 07:22:12 PDT 2018

What is lupus? Lupus is an autoimmune disease where the immune system attacks its own tissues and body systems. Lupus can cause a number of serious health problems, including joint pain, anemia, chest pain, skin issues, and even death. Certainly those suffering from lupus can find themselves unable to meet the demands of a full-time […]

The post Applying for disability when you suffer from lupus appeared first on Shifrin Newman Smith.

Work Incentive Planning and Assistance Project Program (WIPA)

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Thu Dec 28 18:45:42 PST 2017

The Work Incentive Planning and Assistance Project Program (WIPA) that work to allow beneficiaries with disabilities to educate in making choices about work and to support working beneficiaries.  In order to make a successful transition to financial independence.  So that each WIPA project has a Community Work Incentives Coordinator who work with you one on […]

The post Work Incentive Planning and Assistance Project Program (WIPA) appeared first on SOCIAL SECURITY DISABILITY AND YOU.

Adrian Lamo, ‘Homeless Hacker’ Who Turned in Chelsea Manning, Dead at 37

by BrianKrebs @ Krebs on Security

Sun Mar 18 20:53:12 PDT 2018

Adrian Lamo, the hacker probably best known for breaking into The New York Times's network and for reporting Chelsea Manning's theft of classified documents to the FBI, was found dead in a Kansas apartment on Wednesday. Lamo was widely reviled and criticized for turning in Manning, but that chapter of his life eclipsed the profile of a complex individual who taught me quite a bit about security over the years. Adrian Lamo, in 2006. Source: Wikipedia. I first met Lamo in 2001 when I was a correspondent for Newsbytes.com, a now-defunct tech publication that was owned by The Washington Post at the time. A mutual friend introduced us over AOL Instant Messenger, explaining that Lamo had worked out a simple method allowing him to waltz into the networks of some of the world's largest media companies using nothing more than a Web browser.

Hold Harmless Study

by shannon @ The Senior Citizens League

Tue Mar 20 17:19:15 PDT 2018

STUDY - Hold Harmless

The post Hold Harmless Study appeared first on The Senior Citizens League.

What You Need to Know About the New Tax Laws

by Green Dot @ Green Dot Blog

Wed Mar 14 11:50:03 PDT 2018

If you’ve been wondering how the new tax laws will affect you going forward, we’ve got you covered. A number of changes have been put into place, most of which will affect you during the following 2018 tax year, although there are some changes that will apply to the current 2017 tax season. Because each […]

The post What You Need to Know About the New Tax Laws appeared first on Green Dot Blog.

Reforms Needed To Fix Social Security Disability Insurance Backlog

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Sat Dec 30 13:53:26 PST 2017

The Social Security Disability Insurance program (SSDI) created 61 years ago with a worthy goal of reinforcement to help workers pay bills and make ends meet.  In case an illness or injury occurs and leaves them unable to work for a year or more.  However, reforms needed to fix Social Security Disability Insurance Backlog. Yet, […]

The post Reforms Needed To Fix Social Security Disability Insurance Backlog appeared first on SOCIAL SECURITY DISABILITY AND YOU.

4 Easy Ways to Simplify Money Management

by Green Dot @ Green Dot Blog

Thu Mar 08 11:01:12 PST 2018

Money management can seem like an impossible challenge, especially if you have a ton of bills or feel like you’re just not bringing home enough money. Luckily, anyone can regain control of their finances with just a few simple tools like direct deposit and reloadable prepaid debit cards.

The post 4 Easy Ways to Simplify Money Management appeared first on Green Dot Blog.

How to Wash Jeans by Hand

by @ How to of the Day

Thu Mar 22 09:00:00 PDT 2018

Hand washing is a great way to extend the life of your favorite pair of jeans. It is a gentler process than machine washing and prevents, or at least slows, the fading and break down of fibers. Choose between hand washing your jeans in cool water or spot cleaning.

How to Transfer an Image Onto Glass

by @ How to of the Day

Tue Mar 20 17:00:00 PDT 2018

Putting an image onto a glass object—such as a glass, mason jar, mirror, or window—is a way to personalize and decorate your living space. You can transfer any type of image that has been printed from a laser printer, or that you find in a book or magazine. To transfer an image onto glass, fix adhesive packing tape to the image you’d like to transfer. Soak the image and tape in warm water, then remove the paper and stick the image onto a glass object. Alternately, you can use a gel transfer medium to move the image directly on to a glass surface.

H.R. 5302, Benefit Adjustment of Social Security Income Compensation Act (BASIC) Act

by jessie @ The Senior Citizens League

Tue Mar 20 08:39:41 PDT 2018

If signed into law, H.R. 5302 would allow families of Social Security beneficiaries to keep the check from the month their loved one passed away and to increase the death payment. Representative Peter DeFazio (OR-4) introduced H.R. 5302 on March 15, 2018. It has been referred to the House Committee on Ways and Means. Learn […]

The post H.R. 5302, Benefit Adjustment of Social Security Income Compensation Act (BASIC) Act appeared first on The Senior Citizens League.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

How to Track Mileage Without an Odometer

by @ How to of the Day

Mon Mar 26 17:00:00 PDT 2018

Whether you’ve got a busted odometer or you’d just rather not have to do a lot of mental gymnastics to calculate your annual mileage for work-related tax deductions, there are a couple simple ways to find out how many miles you’re averaging. Downloading a mileage tracker app for your smartphone can take all the guesswork out of adding up your drive time by automatically ticking off the miles while you’re on the road. If you only make the occasional business trip, consider simply plotting out your route and recording the estimated distance in advance.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

How to Dress Up Jeans

by @ How to of the Day

Tue Mar 20 09:00:00 PDT 2018

While jeans are traditionally considered casual wear, the right pair can easily be dressed up for your next Casual Friday, romantic date, or night out with friends. As long as you start with the right jeans, you can create a dressy look with the right top, shoes, and accessories.

Not enough money to retire? It’s not your fault

by Brendan Conley @ Law Office of Brendan Conley

Mon Jan 11 20:52:09 PST 2016

America is facing a retirement crisis. According to the Center for Retirement Research, more than half of working households will not have enough income in retirement. Conservatives tend to deny the crisis exists at all, while mainstream commentators lay the blame on the individual. No retirement savings? They say it’s your fault for not investing more in your 401(k). No, it’s not your fault. The retirement crisis is the result of bad policies, not bad habits. First of all, it’s impossible to save enough for retirement when you’re not paid enough to get by even during your working life. Real (inflation-adjusted) wages have been falling or stagnating for the majority of workers since 1979, even though productivity has increased. Income inequality has reached crisis levels: 99 percent of new income goes to the top one percent of the population. It’s an insult to tell underpaid workers it’s their fault for not putting away 15 percent of their income for retirement. Second, workers have endured an ongoing attack against two important elements of retirement savings: Social Security and pensions. Cuts enacted in 1983 and 1993 are phasing in; by 2050 Social Security benefits will be 24 percent lower than they otherwise [...]

Five Reasons Judges Approve Social Security Disability Claims

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Wed Dec 06 13:26:25 PST 2017

There are five reasons Judges approve Social Security Disability Claims.  However, this article will explain all five reasons. Reason #1: The Judge finds you have a solid work record Specifically, credibility is the important part of your Social Security Disability (SSD) case. Yet Judge’s base credibility determination of medical records, physicians’ opinions concerning your work […]

The post Five Reasons Judges Approve Social Security Disability Claims appeared first on SOCIAL SECURITY DISABILITY AND YOU.

How to Treat Knee Inflammation

by @ How to of the Day

Mon Mar 19 17:00:00 PDT 2018

If your knee is red, swollen, sore, or warm to the touch, it is inflamed. Inflammation in the knee can be caused by a lot of different conditions, such as arthritis, tendinitis, bursitis, or an injury to the muscles or tendons around the knee. Once the knee is injured, inflammation begins as the knee starts to heal itself. Treating minor inflammation in the knee can usually be done at home with some general care and lifestyle changes. However, if you have ongoing or intense inflammation, you should seek out medical care.

Senate Democrats propose Social Security changes to help single women

by Brendan Conley @ Law Office of Brendan Conley

Sun Nov 22 19:11:34 PST 2015

Sen. Patty Murray There are more than twice as many women 65 years old and older living in poverty as there are men in those circumstances. Social Security treats men and women the same, but benefits are based on earnings, and women earn less than men on average. This results in female retirees receiving an average of $13,500 annually in Social Security benefits, while men receive $17,600 on average. Women are also more likely than men to rely on Social Security for a large portion, or even all, of their income. Unmarried women are even more likely to rely primarily on Social Security for income in retirement. Democrats in Congress want to change Social Security to address this disparity, while remaining gender-neutral. Sen. Patty Murray (D-Wash.) has introduced a bill that would increase benefits for unmarried, divorced and widowed Americans, as well as some children of retired, disabled or deceased workers. The Retirement and Income Security Enhancements (RAISE) Act would: Increase benefits for divorced spouses, permitting those who were married for between five and ten years to receive a phased-in percentage of benefits based on their spouse’s earnings. (Currently divorced spouses are entitled to benefits on a spouse’s earnings only [...]

Social Security Disability Application Forms

by Kay Derochie @ Disability Advisor

Sun Feb 18 18:36:32 PST 2018

Quickly access the forms to file a Social Security Disability or Supplemental Security Income claim for a disabled adult. Preview them even if you file online.

Do Married Couples Receive Their Social Security Checks On The Same Day?

by mickiedouglas @ Social Security: Information & Updates

Fri Mar 02 07:48:59 PST 2018

People are always interested to know when Social Security checks are issued each month. See our payment schedule for 2018 for dates of payment: https://www.ssa.gov/pubs/EN-05-10031-2018.pdf. We pay Social Security benefits monthly. The benefits are paid in the month following the month for which they are due. For example, you would receive your July benefit in…
Read More

Flash, Windows Users: It’s Time to Patch

by BrianKrebs @ Krebs on Security

Tue Mar 13 12:36:28 PDT 2018

Adobe and Microsoft each pushed critical security updates to their products today. Adobe's got a new version of Flash Player available, and Microsoft released 14 updates covering more than 75 vulnerabilities, two of which were publicly disclosed prior to today's patch release. The Microsoft updates affect all supported Windows operating systems, as well as all supported versions of Internet Explorer/Edge, Office, Sharepoint and Exchange Server. All of the critical vulnerabilities from Microsoft are in browsers and browser-related technologies, according to a post from security firm Qualys.

The Emotional Cost of Disability. Why the Right Disability Attorney Makes a Difference

by Shannon Sorensen @ Shifrin Newman Smith

Mon Feb 05 12:28:22 PST 2018

The Emotional Cost of Disability. Why the Right Disability Attorney Makes a Difference It’s no fun to be sick. It makes everything we try to do in life that much harder. Many are tired, ache, and don’t feel like doing anything or being around anyone. Imagine if that feeling never goes away. That every day […]

The post The Emotional Cost of Disability. Why the Right Disability Attorney Makes a Difference appeared first on Shifrin Newman Smith.

Who Is Afraid of More Spams and Scams?

by BrianKrebs @ Krebs on Security

Fri Mar 16 06:55:45 PDT 2018

Security researchers who rely on data included in Web site domain name records to combat spammers and scammers will likely lose access to that information for at least six months starting at the end of May 2018, under a new proposal that seeks to bring the system in line with new European privacy laws. The result, some experts warn, will likely mean more spams and scams landing in your inbox.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

Is There a Difference Between SSI and DIB Disability Lawyers?

by Shannon Sorensen @ Shifrin Newman Smith

Thu Dec 14 05:57:40 PST 2017

A person may be eligible for two main types of Social Security Disability benefits. Disability insurance benefits, also called “DIB” or “SSD” benefits, are available to those who have paid enough into Social Security to qualify for benefits through payroll taxes. Supplemental Security Income, also called “SSI”, is a benefit available to those who have […]

The post Is There a Difference Between SSI and DIB Disability Lawyers? appeared first on Shifrin Newman Smith.

How to Lose Birth Control Weight

by @ How to of the Day

Fri Mar 23 09:00:00 PDT 2018

Gaining weight is a fairly common (and annoying) side effect of some methods of birth control. If you find yourself packing on the pounds after starting a new birth control routine, you might need to take some action. You can try exercising regularly and eating a balanced diet to help minimize the water weight your body may be retaining. You can also try talking to your doctor about your symptoms, or even switching to another form of birth control with fewer hormonal side effects.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

Connecting With Social Security

by mickiedouglas @ Social Security: Information & Updates

Fri Feb 16 07:06:49 PST 2018

Every day thousands use it to do business with Social Security. We strive to offer the kind of services that meet people’s needs. And sometimes you want fast and direct answers over the phone. We have that option. You can call us toll free at 1-800-772-1213. Social Security offers some automated services that allow people…
Read More

Legislative Update for Week Ending March 9, 2018

by jessie @ The Senior Citizens League

Thu Mar 08 12:24:03 PST 2018

This week, two congressional committees held hearings on issues affecting older Americans, and The Senior Citizens League (TSCL) saw support grow for four key bills in the House and Senate. Aging Committee Holds Hearing on Combatting Senior Scams On Wednesday, the Senate Special Committee on Aging convened to hold a hearing titled “Stopping Senior Scams.” […]

The post Legislative Update for Week Ending March 9, 2018 appeared first on The Senior Citizens League.

Survey: Americans Spent $1.4B on Credit Freeze Fees in Wake of Equifax Breach

by BrianKrebs @ Krebs on Security

Thu Mar 22 07:08:46 PDT 2018

Almost 20 percent of Americans froze their credit file with one or more of the big three credit bureaus in the wake of last year's data breach at Equifax, costing consumers an estimated $1.4 billion, according to a new study. The findings come as lawmakers in Congress are debating legislation that would make credit freezes free in every state. The figures, commissioned by small business loan provider Fundera and conducted by Wakefield Research, surveyed some 1,000 adults in the U.S. Respondents were asked to self-report how much they spent on the freezes; 32 percent said the freezes cost them $10 or less, but 38 percent said the total cost was $30 or more. The average cost to consumers who froze their credit after the Equifax breach was $23. A credit freeze blocks potential creditors from being able to view or "pull" your credit file, making it far more difficult for identity thieves to apply for new lines of credit in your name.

How to Organize a Small House

by @ How to of the Day

Mon Mar 19 09:00:00 PDT 2018

When you’re living in a tiny house, efficiency apartment, or other compact abode, you’ll need to make the most of each nook and cranny to ensure you have enough room for everything. Thankfully, there are plenty of tricks you can use to maximize your space without compromising on style.

Is Medicare Linked to Social Security? Understanding How Bureaucracies Work Together

by Matt Miller @ Optimize Your Retirement

Tue Mar 06 04:02:46 PST 2018

Medicare and Social Security are separate programs but work together. So while Medicare is not linked to Social Security, you'll notice that Medicare premiums will be deducted from your Social Security check. This post answers some common questions surrounding how Social Security works with other programs. You should know how government programs interact with each [...]

The post Is Medicare Linked to Social Security? Understanding How Bureaucracies Work Together appeared first on Optimize Your Retirement.

See If You Won This Week’s Payday Bonus Sweepstakes

by Green Dot @ Green Dot Blog

Fri Mar 16 04:05:52 PDT 2018

What would you do with an extra $5,000? Use your card to make a purchase weekly for a chance to win our $5,000 Payday Bonus Sweepstakes! Be sure to check back every Friday to see if you won. No purchase necessary to enter sweepstakes.

The post See If You Won This Week’s Payday Bonus Sweepstakes appeared first on Green Dot Blog.

How Social Security Decides Whether You Are Disabled

by Kay Derochie @ Disability Advisor

Sun Feb 18 10:00:55 PST 2018

Learn how Social Security decides if you are eligible for Social Security Disability benefits and find out where to get help with your disability claim.

How to Change Your Name in Skype

by @ How to of the Day

Wed Mar 21 01:00:00 PDT 2018

This wikiHow teaches you how to change your Skype display name, which is the name people see when you appear in their contacts. You can change your Skype display name on the Skype website and on the mobile version of Skype, but you cannot change your Skype display name in the Skype program for Windows and Mac computers. You also can't change your Skype username without creating a new account.

How to Get a Job As a Mortuary Makeup Artist

by @ How to of the Day

Sun Mar 25 01:00:00 PDT 2018

Mortuary makeup artists apply makeup to the deceased for public viewings. This line of work is also known as “desairology.” To begin a career in mortuary makeup, you’ll need to attend Mortuary Science School or Cosmetology school. Since you must either be a licensed mortician or cosmetologist to work with dead bodies, you’ll then need to apply for and pass your state’s licensing exam. Start finding jobs by offering your services at local funeral homes and salons. At the end of the day, this job can be unusual and difficult, but it can also incredibly rewarding to bring some peace to a grieving family.

26 Strategies to Boost Your Spring Break Savings

by Green Dot @ Green Dot Blog

Wed Mar 21 11:26:35 PDT 2018

Warmer weather is around the corner, which means it’s time for some fun! Whether your children are home from school during spring break or you’d like to do something special for yourself, saving up some extra cash now will help keep your budget on track. These 26 strategies will help boost your savings, allowing you to enjoy […]

The post 26 Strategies to Boost Your Spring Break Savings appeared first on Green Dot Blog.

What Is Your Bank’s Security Banking On?

by BrianKrebs @ Krebs on Security

Tue Mar 06 13:24:17 PST 2018

A large number of banks, credit unions and other financial institutions just pushed customers onto new e-banking platforms that asked them to reset their account passwords by entering a username plus some other static identifier -- such as the first six digits of their Social Security number, or a mix of partial SSN, date of birth or surname. Here's a closer look at what may be going on (spoiler: small, regional banks and credit unions have grown far too reliant on the whims of just a few major online banking platform providers). You might think it odd that any self-respecting financial institution would seek to authenticate customers via static data like partial SSN for passwords, and you'd be justified for thinking that, too. Nobody has any business using these static identifiers for authentication because it's all for sale on most Americans quite easily and cheaply in the cybercrime underground. The Equifax breach might have "refreshed" some of those data stores for identity thieves, but most U.S. adults have had their static details on sale for years now. On Feb. 16, KrebsOnSecurity reader Brent Hoeft shared a copy of an email he'd just received from his financial institution Associated Bank, which at $30+ billion in assets happens to be Wisconsin's largest by asset size.

H.R. 5083, Expanding Access to Evidence-Based Opioid Treatment for Seniors Act of 2018

by jessie @ The Senior Citizens League

Fri Mar 23 08:15:43 PDT 2018

If signed into law, H.R. 5083 would permit Medicare to cover Opioid Treatment Programs (OTPs) that are proven to be the most effective for opioid use disorders. Rep. Richard Neal (MA-1) introduced H.R. 5083 on February 23,2018. It has been referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means. Learn more […]

The post H.R. 5083, Expanding Access to Evidence-Based Opioid Treatment for Seniors Act of 2018 appeared first on The Senior Citizens League.

Supplemental Security Income (SSI) Disability Forms

by Kay Derochie @ Disability Advisor

Sun Feb 18 18:37:37 PST 2018

Be prepared! Access and review the forms needed to file a Supplemental Security Income (SSI) disability claim for a disabled adult or disabled child.

How to Keep Spiders Out of Your House

by @ How to of the Day

Tue Mar 27 09:00:00 PDT 2018

Finding 8-legged friends in your house can be unsettling, especially if you aren’t a fan of living around insects. You can keep spiders from burrowing and spinning webs in your home by applying natural remedies like vinegar and essential oils. Maintaining a clean, well sealed home can also prevent spiders from taking up residence in your space. With the right approach, you can keep spiders out of your home easily and effectively.

How to Plant in Poor Soils

by @ How to of the Day

Wed Mar 21 09:00:00 PDT 2018

Whether you want to grow flowers, trees, or vegetables, plants can add natural beauty to your yard. However, planting and growing plants may not seem so simple if your yard doesn’t have rich soil. Fortunately, there are several things you can do throughout the planting process to ensure that your plants thrive, including amending the soil with compost, planting the root ball properly, and/or choosing to plant specific plants that thrive in your particular soil type.

2018 Medicare Parts A & B Premiums, Deductibles, and coinsurance amounts Announced November 17, 2017

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Fri Dec 08 09:09:57 PST 2017

The 2018 Medicare Parts A & B Premiums, Deductibles, coinsurance amounts for the Medicare Part A and Part B programs announced November 17, 2017. Medicare Part B Premiums/Deductibles For example, Medicare Part B only covers outpatient hospital services, some home health services, doctor services, durable medical equipment, and other items as well. However, the standard […]

The post 2018 Medicare Parts A & B Premiums, Deductibles, and coinsurance amounts Announced November 17, 2017 appeared first on SOCIAL SECURITY DISABILITY AND YOU.

Social Security beneficiaries to get tiny cost-of-living raise in 2017

by Brendan Conley @ Law Office of Brendan Conley

Sun Oct 23 20:35:47 PDT 2016

The Social Security Administration has announced that the annual cost-of-living adjustment (COLA) for 2017 will be 0.3 percent. The change will slightly increase monthly benefits for the nearly 66 million recipients of Social Security disability insurance (SSDI), Supplemental Security Income (SSI), and Social Security retirement and survivor benefits. According to Social Security (pdf factsheet), the estimated average monthly Social Security benefit for a retired worker in January 2017 will be $1,360, a $5 increase from 2016. For disabled workers, the average monthly benefit will be $1,171, a $4 increase from 2016. The monthly maximum federal SSI amounts for 2017 are $735 for an eligible individual, $1,103 for an eligible individual with an eligible spouse, and $368 for an essential person. The maximum Social Security benefit for a worker retiring at full retirement age will be $2,687 per month in 2017. The combined tax rate for Social Security and Medicare will remain the same: 7.65 percent for employees and 15.3 percent for self-employed people. However, the maximum taxable earnings limit will increase from $118,500 to $127,200 annually. The thresholds for substantial gainful activity (SGA) for Social Security disability will increase to $1,170 per month for non-blind people and $1,950 per month [...]

How to Lose Fat With Weights

by @ How to of the Day

Sat Mar 24 09:00:00 PDT 2018

If you want to get rid of stubborn body fat, adding strength training to your exercise regimen can help. To start losing fat, create a consistent weekly routine to build muscle and burn calories. One effective way to lose fat is doing compound exercises, which will work out multiple muscle groups at once. Keep in mind that to lose fat, you must ultimately burn more calories than you eat. Thus, you should also incorporate other healthy weight loss practices into your life.

Checked Your Credit Since the Equifax Hack?

by BrianKrebs @ Krebs on Security

Sun Mar 11 11:51:08 PDT 2018

A recent consumer survey suggests that half of all Americans still haven't checked their credit report since the Equifax breach last year exposed the Social Security numbers, dates of birth, addresses and other personal information on nearly 150 million people. If you're in that fifty percent, please make an effort to remedy that soon. Credit reports from the three major bureaus -- Equifax, Experian and Trans Union -- can be obtained online for free at annualcreditreport.com -- the only Web site mandated by Congress to serve each American a free credit report every year.

H.R. 3302, Protecting and Preserving Social Security Act

by jessie @ The Senior Citizens League

Thu Mar 08 11:23:04 PST 2018

If enacted into law, H.R. 3302 would base the Social Security cost of living adjustment (COLA) on the Consumer Price Index for the Elderly (CPI-E). The bill would also ensure that high income earners pay their fair share of taxes into Social Security. Representative Ted Deutch (FL-22) introduced H.R. 3302 on July 19,2017. The bill has […]

The post H.R. 3302, Protecting and Preserving Social Security Act appeared first on The Senior Citizens League.

How to Wash High Windows

by @ How to of the Day

Sat Mar 24 01:00:00 PDT 2018

Cleaning high windows can be tricky, especially if they are above a sloped area or in a hard to reach spot. High windows also tend to get very dirty, especially if they have not been wiped or washed in awhile. Though you can hire a professional to wash high windows, doing them yourself can save you money and give you the satisfaction of maintaining them on your own. By using an extendable pole on a day that is not too sunny or hot, you can have clean, streak-free windows in no time.

Why Do Social Security Disability Applications and Appeals Take So Long?

by Shannon Sorensen @ Shifrin Newman Smith

Wed Feb 21 11:31:38 PST 2018

Get In Line There are currently over one million people waiting for a decision on their Social Security Disability applications. As many already know firsthand, the Social Security Administration struggles to process all of these claims and render timely decisions. There are a lot of reasons for these delays. Some feel the SSA is understaffed, […]

The post Why Do Social Security Disability Applications and Appeals Take So Long? appeared first on Shifrin Newman Smith.

How to Get a Free Car if You Have a Disability

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Sun Dec 17 17:12:51 PST 2017

How to get a free car if you have a disability.  If you’re disabled and unable to work, a vehicle can be hard to get.  But you might still need a car to get to medical appointments, visit family, and run errands.  As a result, there are ways for you to get a free car.  […]

The post How to Get a Free Car if You Have a Disability appeared first on SOCIAL SECURITY DISABILITY AND YOU.

Do You Know How Social Security Is Funded?

by mickiedouglas @ Social Security: Information & Updates

Mon Mar 05 08:39:59 PST 2018

Do you know how Social Security is funded? During your working years, you have a deduction from your wages called FICA (Federal Insurance Contribution Act). It is withheld to fund the Social Security and Medicare programs. The current rate of withholding is 7.6 %. Your employer pays an additional 7.65%. The deduction goes toward funding…
Read More

How To Buy Bonds Directly from the Government

by Matt Miller @ Optimize Your Retirement

Mon Feb 12 17:22:33 PST 2018

This article will show you how to buy bonds directly from the US government. Interest rates are climbing. That means bonds may start to make more sense for your portfolio. A lot of folks put their money into the highest yielding savings account without thinking of buying US Treasuries. Some people don't even know that [...]

The post How To Buy Bonds Directly from the Government appeared first on Optimize Your Retirement.

Look-Alike Domains and Visual Confusion

by BrianKrebs @ Krebs on Security

Thu Mar 08 08:55:13 PST 2018

How good are you at telling the difference between domain names you know and trust and imposter or look-alike domains? The answer may depend on how familiar you are with the nuances of internationalized domain names (IDNs), as well as which browser or Web application you're using. For example, how does your browser interpret the following domain? I'll give you a hint: Despite appearances, it is most certainly not the actual domain for software firm CA Technologies (formerly Computer Associates Intl Inc.), which owns the original ca.com domain name: https://www.са.com/ Go ahead and click on the link above or cut-and-paste it into a browser address bar. If you're using Google Chrome, Apple's Safari, or some recent version of Microsoft's Internet Explorer or Edge browsers, you should notice that the address converts to "xn--80a7a.com." This is called "punycode," and it allows browsers to render domains with non-Latin alphabets like Cyrillic and Ukrainian. Below is what it looks like in Edge on Windows 10; Google Chrome renders it much the same way. Notice what's in the address bar (ignore the "fake site" and "Welcome to..." text, which was added as a courtesy by the person who registered this domain):

I was denied disability benefits. What can I do now?

by Shannon Sorensen @ Shifrin Newman Smith

Thu Jan 04 05:13:19 PST 2018

Receiving a Social Security Disability or Supplemental Security Income denial can be very discouraging. When you can’t work and the bills are piling up, being denied disability can leave you upset and confused. You feel your medical records show that you can’t work. Maybe your doctors are even saying you are. This should be enough […]

The post I was denied disability benefits. What can I do now? appeared first on Shifrin Newman Smith.

Understanding Social Security Disability—An Overview of the Basics

by Kay Derochie @ Disability Advisor

Fri Feb 16 12:06:21 PST 2018

Get understandable answers to the most frequently asked questions about Social Security Disability and Medicare. Find out where and how to get legal help with your Social Security disability or Supplemental Security Income (SSI) claim.

How to Fix Yellow Tap Water

by @ How to of the Day

Mon Mar 19 01:00:00 PDT 2018

If you notice yellow discoloration in your tap water, you may worry about whether it is safe to drink and how to fix the problem. In most cases, however, yellow water is both harmless and easy to treat. Deciding whether your water provider or your internal plumbing has turned the water yellow is the first step to take. Then, once you've found the cause, hire a professional to help you decide on the best treatment option.

How Veterans Can Receive Both SSDI and VA Benefits

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Sat Nov 11 09:50:03 PST 2017

The US veterans with disabilities are often stunned to learn they can qualify for Veteran’s Administration (VA) disability and Social Security Disability Insurance (SSDI) at the same time. Yet many Veterans believe they can only receive VA Disability and not eligible for SSDI.  However, the Veteran’s Administration and Social Security Administration (SSA) are separate but […]

The post How Veterans Can Receive Both SSDI and VA Benefits appeared first on SOCIAL SECURITY DISABILITY AND YOU.

How to Activate Night Shift on an iPhone

by @ How to of the Day

Tue Mar 27 17:00:00 PDT 2018

This wikiHow teaches you how to turn on Night Shift on your iPhone, as well as how to schedule Night Shift to automatically come on during certain hours of the day. Night Shift is a blue-light filter that helps prevent interruptions to your circadian rhythm at night, which can improve your sleep.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

The Importance of a Qualified Social Security Disability Attorney

by Shannon Sorensen @ Shifrin Newman Smith

Fri Jan 26 07:26:52 PST 2018

You are disabled. You need to file an application for Social Security Disability Benefits or SSI. Do you apply for disability benefits on your own? Do you use a disability attorney? You know how you feel. The doctors said that you are disabled and anyone can see this is true. What should you do? There […]

The post The Importance of a Qualified Social Security Disability Attorney appeared first on Shifrin Newman Smith.

Representative Payee, Earnings Record, Direct Deposit & Overpayment Forms

by Kay Derochie @ Disability Advisor

Sun Feb 18 18:45:01 PST 2018

Quickly access forms to establish or remove a representative payee, to contest the fact or collection of an overpayment, and to set up or change direct deposit.

Filing for Presumptive Social Security Supplemental Income (SSI) Disability Benefits

by Social Security Disability and You @ SOCIAL SECURITY DISABILITY AND YOU

Tue Feb 06 07:38:01 PST 2018

Supplemental Security Supplemental Income (SSI) is a monthly cash benefit paid to low income and low-asset individuals who disabled or blind.  If they have a medical condition causing them from working and supporting themselves financially.  The process of applying for SSI Disability can be a long wait time.  The Social Security Administration has made it […]

The post Filing for Presumptive Social Security Supplemental Income (SSI) Disability Benefits appeared first on SOCIAL SECURITY DISABILITY AND YOU.

Changes In Voluntary Tax Withholding Amounts For Social Security Benefits

by mickiedouglas @ Social Security: Information & Updates

Mon Feb 26 07:53:10 PST 2018

You can have federal income tax voluntarily withheld from your Social Security check.  Many beneficiaries find that helps them manage the taxes they pay on Social Security benefits.  Previously, the set tax rates were 7%, 10%, 15% or 25%.  Because of recent changes to tax laws, two of the withholding rates have been lowered.  Currently,…
Read More

Social Security grants SSI waivers for same-sex marriages

by Brendan Conley @ Law Office of Brendan Conley

Mon Mar 28 20:46:07 PDT 2016

The Social Security Administration has adopted a streamlined process for waivers to fix errors in its treatment of people in same-sex marriages who are receiving Supplemental Security Income (SSI) benefits. The change was made after U.S. Senator Elizabeth Warren (D-Mass.) and 120 other Members of Congress sent a letter to Carolyn W. Colvin, the Acting Commissioner of Social Security, and Loretta Lynch, the Attorney General of the United States, alerting them to the error. A lawsuit was also filed by GLBTQ Legal Advocates & Defenders (GLAD) on behalf of the beneficiaries. The letter from Members of Congress, sent in October 2015, noted that Social Security had continued to pay benefits to SSI recipients in same-sex marriages as if they were unmarried, which resulted in higher benefits than the married individuals were entitled to. Social Security then issued overpayment notices, though the individuals were not at fault. Social Security has now adopted a streamlined process for these individuals to avoid having to pay a penalty for the agency’s mistake. The new process assumes that each beneficiary has requested a waiver of recovery of the overpayment, and that the individual is without fault.

Social Security COLAs Need to Double and Medicare Part B Increases Cut in Half, to Ensure Benefit Adequacy

by shannon @ The Senior Citizens League

Tue Mar 20 21:00:10 PDT 2018

(Washington, DC) – Social Security cost-of-living adjustments (COLA) would need to double their rate of growth and Medicare Part B premium increases would need to slow by half their historic rate to provide greater Social Security benefit adequacy, says a new report  from The Senior Citizens League.  Using the federal government’s economic projections for the […]

The post Social Security COLAs Need to Double and Medicare Part B Increases Cut in Half, to Ensure Benefit Adequacy appeared first on The Senior Citizens League.

Valentine for millionaires: No Social Security tax after Feb. 14

by Brendan Conley @ Law Office of Brendan Conley

Tue Feb 23 20:16:15 PST 2016

Most workers pay the 6.2 percent Social Security tax all year long, but the very rich get a tax break. Wage income above $118,500 annually is not subject to Social Security tax. This means that someone earning $1 million per year only paid into Social Security for the first 44 days of the year, through February 13. Starting on Valentine’s Day, these super-rich earners paid no Social Security tax, meaning they have a lower effective tax rate. Senator and Presidential candidate Bernie Sanders has proposed scrapping the cap on taxable earnings. The Social Security system is currently in good financial health, with a $2.8 trillion surplus and the ability to pay every penny in benefits for the next 18 years. However, by removing the cap on taxable income, we can make Social Security solvent for the next 50 years, and expand benefits to help seniors and people with disabilities.

Why does it take so long to have my disability hearing scheduled?

by Debra Shifrin @ Shifrin Newman Smith

Mon Jan 15 11:13:44 PST 2018

People often ask why it takes so long to have a hearing to determine if they are disabled. You may have seen the article in the Cleveland Plain Dealer last month – http://www.cleveland.com/healthfit/index.ssf/2017/12/wait_for_a_social_security_dis.html which asked this question. The number of claims filed has decreased, yet the wait time for hearings has increased. Last year a […]

The post Why does it take so long to have my disability hearing scheduled? appeared first on Shifrin Newman Smith.

How to Keep a Dress Shirt from Riding Up

by @ How to of the Day

Thu Mar 22 01:00:00 PDT 2018

If you tend to have trouble keeping your shirt tucked in throughout the day, it may be time to try out a new method of holding it in place. First thing’s first—make sure that you’re wearing a dress shirt that’s been sized and cut specifically for your frame. You can then create a neat, trim profile by folding the excess fabric on the sides of the shirt before you tuck it in. If all else fails, invest in a pair of handy shirt stays or make the switch to a more casual untucked style.

S. 1739, Benefit Adjustment of Social Security Income Compensation Act (BASIC) Act

by jessie @ The Senior Citizens League

Tue Mar 20 08:44:44 PDT 2018

If signed into law, S.1739 would allow families of Social Security beneficiaries to keep the check from the month their loved one passed away and to increase the death payment. Senator Chris Murphy (CT) introduced S. 1739 August 3, 2017. It has been referred to the Committee on Finance. Learn more about S. 1739 here.

The post S. 1739, Benefit Adjustment of Social Security Income Compensation Act (BASIC) Act appeared first on The Senior Citizens League.

SSI Social Security Benefits Payment Schedule: April 2018

by Green Dot @ Green Dot Blog

Mon Mar 26 07:44:48 PDT 2018

There are a variety of methods for receiving your Supplemental Security Income (SSI) monthly payments, but did you know that you can get those payments direct deposited onto your Green Dot card? Customers with Green Dot prepaid cards may get their direct deposits faster. Here’s the estimated Social Security SSI payment schedule calendar for Green Dot customers – April 2018: 1: […]

The post SSI Social Security Benefits Payment Schedule: April 2018 appeared first on Green Dot Blog.

How to Train an Australian Shepherd

by @ How to of the Day

Tue Mar 20 01:00:00 PDT 2018

Australian shepherds are herding dogs that are popular pets. They are very intelligent dogs that thrive when thoroughly trained. To train an Australian shepherd you should focus on rewarding good behavior and reinforcing training with repetition and consistency. With some time and effort, your Australian shepherd will be a wonderfully trained companion for years to come.

How to Search Military Records

by @ How to of the Day

Sun Mar 25 17:00:00 PDT 2018

If you want to find military records, there are several ways in which you can do so. Keep in mind that limited military records are available to the public, so specific veteran records will only be released to the veteran or their next of kin.

How progressives changed the conversation on Social Security

by Brendan Conley @ Law Office of Brendan Conley

Mon Jun 20 22:35:41 PDT 2016

President Franklin Delano Roosevelt liked to point out that because American workers pay into Social Security with their payroll taxes, they could claim a “legal, moral and political right” to their benefits. “With those taxes in there, no damn politician can ever scrap my Social Security program,” Roosevelt said. So far, he’s been right. But the damn politicians keep trying. In 2005, President George W. Bush made a tremendous effort to privatize Social Security, but it was soundly rejected. It is no surprise that every 2016 Republican candidate — including Donald Trump — spoke of making cuts to the program. You would expect Democrats to embrace Social Security, one of their greatest success stories. But sometimes certain Democrats need a reminder of whose side they are supposed to be on. As recently as 2013, President Obama included cuts to Social Security in his proposed budget — in the form of “chained CPI,” a new cost-of-living measure that would have resulted in reduced benefits. Earlier in her Presidential campaign, Hillary Clinton refused to rule out cuts to Social Security. Now, both Obama and Clinton are firmly opposed to cuts, and are pledging to expand the program. The Democratic Party is likely [...]

Top Questions You Asked About Social Security In 2017

by mickiedouglas @ Social Security: Information & Updates

Mon Mar 19 08:08:06 PDT 2018

Many of you asked the same or similar questions about Social Security during 2017 (and continuing into 2018). I thought I would bring those topics together in one place. 1) The most frequently asked question was about the scheduling of Social Security and SSI payments. We have an easy-to-use Fact Sheet which shows for all…
Read More

Legislative Update for Week Ending March 23, 2018

by jessie @ The Senior Citizens League

Fri Mar 23 05:17:33 PDT 2018

This week, lawmakers reached a bipartisan deal to fund the federal government through the end of the fiscal year. In addition, The Senior Citizens League (TSCL) endorsed one new bill that would improve the Social Security program, and three key bills gained support. Lawmakers Reach Omnibus Deal On Wednesday evening, just two days before funding […]

The post Legislative Update for Week Ending March 23, 2018 appeared first on The Senior Citizens League.

SSA Retirement, Dependent & Survivors Forms

by Kay Derochie @ Disability Advisor

Sun Feb 18 20:02:32 PST 2018

Quickly access the forms to file an application for Social Security Disabled Widow(er)s, Disabled Surviving Divorced Spouses and Childhood Disability benefits.

What’s The Best Car to Save Money

by Matt Miller @ Optimize Your Retirement

Mon Feb 05 18:28:25 PST 2018

Cars are an interesting concept if you stop and think about it for a moment. You dump some "move juice" in a 3,000 pound metal box with a sofa inside and race around to your job and other errands. Almost everything we do in the U.S. is built around the car. Garages on newer houses [...]

The post What’s The Best Car to Save Money appeared first on Optimize Your Retirement.

15-Year-old Finds Flaw in Ledger Crypto Wallet

by BrianKrebs @ Krebs on Security

Tue Mar 20 10:19:11 PDT 2018

A 15-year-old security researcher has discovered a serious flaw in cryptocurrency hardware wallets made by Ledger, a French company whose popular products are designed to physically safeguard public and private keys used to receive or spend the user’s cryptocurrencies. Hardware wallets like those sold by Ledger are designed to protect the user's private keys from malicious software that might try to harvest those credentials from the user's computer.  The devices enable transactions via a connection to a USB port on the user's computer, but they don't reveal the private key to the PC. Yet Saleem Rashid, a 15-year-old security researcher from the United Kingdom, discovered a way to acquire the private keys from the Ledger devices. Rashid's method requires an attacker to have physical access to the device, and normally such attacks would fall under the #1 rule of security -- namely, if an attacker has physical access to your device it is not your device anymore.

2018 Retirement Maximum Benefit

by mickiedouglas @ Social Security: Information & Updates

Mon Mar 26 07:29:54 PDT 2018

As you plan to retire, one of the most important things to know is how much you’ll receive from Social Security each month. You can use your my Social Security account to get estimates for yourself. (If you don’t have an account and need one or need to visit your account, use this link: www.ssa.gov/myaccount/.)…
Read More

Supplemental Security Income For Children After Age 18

by mickiedouglas @ Social Security: Information & Updates

Mon Feb 12 08:03:33 PST 2018

Supplemental Security Income (SSI) is a program that pays benefits to disabled people (including children) and aged who have low income and low resources. (Read this online publication for more details about the SSI program: https://www.ssa.gov/pubs/EN-05-11000.pdf). Once it has been determined that a child has a disabling condition and meets the low income and resource…
Read More

Can I Get SSD/SSI for a Broken Pelvis, Leg, or Foot?

by Shannon Sorensen @ Shifrin Newman Smith

Thu Jan 25 10:13:01 PST 2018

Nonunion and Inability to Ambulate If you suffered a fracture that affects your lower extremities, you may be entitled to Social Security Disability benefits. If you suffered a fracture of the femur, tibia, pelvis, or one or more of the tarsal bones, Social Security may find that you are disabled if a solid union of […]

The post Can I Get SSD/SSI for a Broken Pelvis, Leg, or Foot? appeared first on Shifrin Newman Smith.

Social Security budget cuts cause long waits, poor service

by Brendan Conley @ Law Office of Brendan Conley

Thu Jan 26 00:10:22 PST 2017

President Trump has pledged not to cut Social Security benefits, but beneficiaries are already suffering due to cuts in the operating budget of the Social Security Administration (SSA). According to the Center on Budget and Policy Priorities, the core operating budget of the SSA has been reduced by 10 percent, adjusted for inflation, since 2010. These budget cuts affect beneficiaries, most dramatically in the long wait for disability hearings. In 2016, the number of people waiting for a hearing to determine their eligibility for Social Security disability insurance (SSDI) or Supplemental Security Income (SSI) benefits rose above 1 million, and the average wait time for a hearing increased from 360 days in 2011 to 540 days in 2016. The Office of the Inspector General of the SSA released a report last month that showed that the average wait time in local field offices increased from 19 minutes in fiscal year 2010 to 26 minutes in 2015. About 4.5 million people — more than 11 percent of visitors — waited one hour or more at a field office in 2015. That’s up from 2.3 million people waiting an hour or more in 2010. The wait times increased even as the number [...]

How to Train an Abused Dog

by @ How to of the Day

Tue Mar 27 01:00:00 PDT 2018

Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.

Legislative Update for Week Ending March 16, 2018

by jessie @ The Senior Citizens League

Thu Mar 15 09:50:17 PDT 2018

This week, The Senior Citizens League’s (TSCL’s) Board of Trustees visited Capitol Hill to build support for legislation that would strengthen and protect Social Security. In addition, two key bills gained support in the House and Senate. Board of Trustees Visits Washington This week, TSCL’s Board of Trustees traveled to Washington from across the United […]

The post Legislative Update for Week Ending March 16, 2018 appeared first on The Senior Citizens League.

Raise of 2 percent in Social Security benefits for 2018 is not enough

by Brendan Conley @ Law Office of Brendan Conley

Sun Oct 29 18:33:33 PDT 2017

The Social Security Administration has announced that the annual cost-of-living adjustment (COLA) for Social Security retirement and disability benefits will be a 2.0 percent increase. Experts say the raise is not enough to keep up with the actual increase in the cost of living for seniors and people with disabilities. The average retired worker will receive an estimated $1,404 per month in January 2018, compared to $1,377 before the raise. The average disabled worker will receive $1,197 per month in January 2018, compared to $1,173 before the increase. Supplemental Security Income (SSI) payments will rise from $735 per month for an individual in 2017 to $750 per month in 2018. For an eligible couple, the SSI monthly benefit will increase from $1,103 in 2017 to $1,125 in 2018. The SSI resource limit will stay the same, at $2,000 for an individual and $3,000 for a couple. The substantial gainful activity level, which marks the gross income amount at which a person is not considered disabled, will rise from $1,170 per month to $1,180. Jo Ann Jenkins, CEO of AARP, said that the increase does not reflect the fact that many costs, such as prescription drugs, utilities and housing, rise faster [...]

How to Compare Handwriting Samples

by @ How to of the Day

Sun Mar 25 09:00:00 PDT 2018

Handwriting analysis is both an art and a science. Whether you want to compare handwriting samples for fun or for legal or forensic purposes, you’ll need a sharp eye. The first step is to obtain samples, which typically include a sample in question and several documents you know someone actually wrote. Examine each document individually, and look for formal, formatting, and stylistic quirks. Determine if samples share any of these subtle characteristics, and form a conclusion about the documents’ authorship based on your findings.

How to Break Boards with Your Bare Hands

by @ How to of the Day

Thu Mar 22 17:00:00 PDT 2018

Learning how to break boards with your bare hands can be done right at home. Start by conditioning your hands to get them ready for striking, and make sure your board is set up properly and safely. By having confidence in your ability to break the board and following some simple strategies, you'll soon master the martial arts stunt of board-breaking.

A Roadmap to Repairing Your Credit

by Jason @ Green Dot Blog

Wed Feb 28 10:01:10 PST 2018

A good credit score isn’t required for survival, but it can make certain life events easier, whether you’re buying your first home, purchasing a car or renting an apartment. If your credit score has suffered over the years, you don’t have to resign yourself to living without credit or pay a hefty sum of money […]

The post A Roadmap to Repairing Your Credit appeared first on Green Dot Blog.

The Surprisingly Simple Math Behind Retirement

by Matt Miller @ Optimize Your Retirement

Sun Jan 28 03:00:37 PST 2018

For all the fancy spreadsheets, pretty charts, and insider jargon financial planners use, the math behind retirement is surprisingly simple. That, however, is not the way most professionals would like you to think of it. Most professionals (in any industry - not just financial) want you to think that they are the expert and that you won't [...]

The post The Surprisingly Simple Math Behind Retirement appeared first on Optimize Your Retirement.