
What Is a CD (Certificate of Deposit)? - NerdWallet
NerdWallet
What is a CD? A CD, or certificate of deposit, is a savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date.…

How Much Black Licorice Does It Take To Overdose?
by Kate Cox @ Consumerist
Mon Oct 30 10:15:47 PDT 2017
The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …
Deposit does not arrive
Binance
The exchange I am sending to Binance from shows that my transaction completed, why haven’t I received anything on Binance?A withdrawal marked as “completed” or “success” on an exchange does not me...
8 Budget Tips for the Holiday Season!
by Chelsea Lugiano @ cPort Credit Union
Thu Nov 16 10:48:50 PST 2017
It can be so easy to overspend during the holiday season. We’re here to offer 8 tips on how to spend responsibly this holiday season. Create a budget for each person. Know, before you start shopping, what...
The post 8 Budget Tips for the Holiday Season! appeared first on cPort Credit Union.

My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care
Consumerist
Imagine that you do everything you can to avoid overdrafting your bank account, only to find that your bank has gone ahead and pushed you into the red — and that it doesn’t really care.
Header Image for About Us page and child pages
by dalderman @ River Region Credit Union
Wed Sep 05 12:46:04 PDT 2012
This post doesn’t do anything except set the header image for the About Us page and child pages.

What is Direct Deposit? - Definition from Techopedia
Techopedia.com
Direct Deposit Definition - Direct deposit is the electronic payment transfer of paid sala

How a secured card deposit relates to your credit line | Credit Karma
Credit Karma
You can make a secured card deposit in exchange for a line of credit. Learn more about how a secured card can help you build or rebuild credit over time.

Maryland To Try Sending Recall Notices With Car Registration Renewals
by Laura Northrup @ Consumerist
Mon Oct 30 07:59:13 PDT 2017
Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

What happens when I deposit money with Betterment?
Betterment
When you deposit money with Betterment, your money is transferred to Betterment Securities, a FINRA member broker-dealer, with instructions to buy ETFs based on your desired asset allocation betwee...
Header Image for Tools Page and Child Pages
by dalderman @ River Region Credit Union
Wed Sep 05 12:48:25 PDT 2012
This post doesn’t do anything except set the header image for the Tools page and all child pages.

5 Things Experts Say You Should Know About Obamacare Open Enrollment
by Kate Cox @ Consumerist
Mon Oct 30 07:30:30 PDT 2017
If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …
6 Spring Home Projects you can do on a Budget!
by Chelsea Lugiano @ cPort Credit Union
Thu Mar 08 07:05:21 PST 2018
Warmer weather is right around the corner. Time to start planning some spring projects! Here are 6 ways to freshen up your home without breaking the bank: Raise your flower beds for a luxurious look. If you’re...
The post 6 Spring Home Projects you can do on a Budget! appeared first on cPort Credit Union.

Employee Payroll - Direct Deposit
Support Center
This topic describes how to set up an employee's payroll for direct deposit to his or her personal bank accounts. If you haven't already done so, add the employee into the system before continuing....

How does an ACH deposit work?
Fin
An ACH deposit is what’s also known as an ACH credit transaction, in which funds get “pushed” from the transaction originator’s bank account to the recipient’s. For an employee to get paid on the ACH network, the employer, who is the transaction originator, sends an electronic ACH file to the Originating Financial Depository Institution (ODFI), or the employer’s bank.
Header image for accounts page and sub pages
by dalderman @ River Region Credit Union
Wed Sep 05 12:46:56 PDT 2012
This post does nothing except set the featured image (header image) for the Accounts page and all sub/child pages of...

How a secured card's security deposit works
CreditCards.com
Your deposit acts as your credit line and is refunded once the card is closed and the balance paid off, minus any fees

Glossary of Banking Terms
Bank of America
The Bank of America banking glossary helps you find the definitions to common banking terms. Find the answers you want in the glossary of banking terms.

Adding Employee Direct Deposit Info in Patriot Software
Patriot Software
How to add direct deposit information in online payroll software from Patriot Software.

Getting Your Security Deposit Back
legalzoom.com
Planning to move out of your apartment? Who isn't anxious about getting back your full security deposit? Let's look at making sure the cash you shelled out comes back.
The value of electricity continues to shine
by Taylor Strunk @ Baldwin EMC
Thu Mar 08 13:34:42 PST 2018
From the Board of Trustees How many of us remember dropping into a Baldwin EMC office with our parents and grandparents to pay the light bill? Today, whether you do that in person, by mail or online, paying your monthly bill does a lot more than just keep the lights on. Electricity keeps us connected […]

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds
by Ashlee Kieler @ Consumerist
Mon Oct 30 09:56:12 PDT 2017
In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
How to Turn a Tax Refund Into a Fatter Paycheck
by Tina Orem @ NerdWallet
Fri Mar 23 12:34:45 PDT 2018
Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…
Did a Tax Pro Botch Your Return? Here’s What to Do
by Tina Orem @ NerdWallet
Fri Mar 23 06:53:52 PDT 2018
To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…
Does Life Insurance Cover Suicide?
by Barbara Marquand @ NerdWallet
Thu Mar 22 16:09:10 PDT 2018
Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…
Baldwin EMC Presents Power and Hope Awards
by Taylor Strunk @ Baldwin EMC
Thu Feb 01 14:20:39 PST 2018
Baldwin EMC recently recognized four of its employees for their respective heroic actions in 2017. Ray Bishop, Kevin Dorman, Louis Ruffin and Jody Taylor were honored with the Baldwin EMC/Touchstone Energy Power and Hope award, which recognizes co-op employees for exceptional actions that provide power and hope within the cooperative network or the communities in […]

How do CDs (certificates of deposit) work?
HowStuffWorks
Putting your money into a CD can yield higher interest returns than a standard savings account. Do you know the difference between a CD and a savings account? Find out how you can invest your money into a CD money account.

An important message from Consumer Reports
by petedirenzo @ Consumerist
Mon Oct 30 11:18:07 PDT 2017
This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

3 Ways Mobile Deposits Can Burn You | Bankrate.com
Bankrate
Depositing checks on a mobile device can be convenient, but be aware of these issues.
If You Insist on Paying Taxes With a Credit Card, Here’s How
by Tina Orem @ NerdWallet
Thu Mar 22 14:14:34 PDT 2018
Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

WESTconsin Credit Union
westconsincu.org
Answers to frequently asked questions offer mobile deposit help and support for WESTconsin Credit Union members.

Deposit
Investopedia
1. A transaction involving a transfer of funds to another party for safekeeping. 2. A portion of funds that is used as security or collateral for the delivery of a good.
You don’t have to be a lineman (but you can be)
by Taylor Strunk @ Baldwin EMC
Fri Feb 02 13:26:04 PST 2018
Baldwin EMC CEO Karen Moore When you think of an employee of Baldwin EMC what comes to mind? For most people, it’s probably the green pants, tan shirt and white hardhat of a lineman. You probably picture someone in a bucket truck or at the foot of a power pole working with high voltage electricity. […]
Header Image For Loans Pages and Child Pages
by dalderman @ River Region Credit Union
Wed Sep 05 12:47:47 PDT 2012
This post doesn’t do anything except set the header image for loans pages and all child pages.

What does it mean if I receive a hold on my account after I have made a deposit?
First Hawaiian Bank
Hawaii's oldest and largest bank offering personal, private, & business banking services. First Hawaiian Bank is consistently ranked in the top tier of all U.S. banks.

What does “deposit correction” mean?
Adyen
All merchants start with a pre-agreed deposit amount. A deposit correction is when your deposit amount increases or decreases depending on your exposure to risk.Risk exposure is primarily affected...
Baldwin EMC to Host Blood Drive on Two Dates, at Two Locations, this Spring
by Taylor Strunk @ Baldwin EMC
Thu Feb 22 11:09:35 PST 2018
Baldwin EMC is offering two options for the community to donate blood this spring. The co-op’s annual Spring Into Action will be hosted on March 15 at the South Baldwin office (21801 University Lane in Orange Beach), and April 26 at the North Baldwin office (47525 Hwy. 59 in Bay Minette). Both events will run […]
Heroes take to the water
by Taylor Strunk @ Baldwin EMC
Wed Feb 14 12:48:34 PST 2018
This time last year, Baldwin EMC Energy Marketing Specialist and U.S. Air Force veteran Brad Taylor was looking for a way to donate his time locally to help other military veterans, when a co-worker told Taylor about Heroes on the Water (HOW). A national organization with a mission “to help warriors relax, rehabilitate and reintegrate […]
How to protect yourself from tax refund fraud!
by Chelsea Lugiano @ cPort Credit Union
Mon Feb 12 05:02:45 PST 2018
It’s that time of year again, tax return season. Over the next few months, fraudsters will be looking to steal tax refunds from thousands of people– don’t let it happen to you! Fraudsters can acquire personally...
The post How to protect yourself from tax refund fraud! appeared first on cPort Credit Union.

Where Does The Cheese Belong In A Cheeseburger?
by Mary Beth Quirk @ Consumerist
Mon Oct 30 09:46:35 PDT 2017
When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …
Baldwin EMC Pays $3 Million in Taxes
by Taylor Strunk @ Baldwin EMC
Wed Feb 21 06:21:11 PST 2018
Baldwin EMC officials recently announced the cooperative has completed the payment of approximately $3 million in taxes to the cities, towns and police jurisdictions within its service area. The city license tax payments were delivered in January. Baldwin EMC carries a not-for-profit status, but according to Chief Executive Officer Karen Moore, that doesn’t mean the […]

What does the dollar amount threshold for daily and monthly deposit volumes mean?
RegionsBank
Looking for more information regarding mobile deposit limits? Visit our FAQs page for information regarding daily and monthly deposit limits.