What is a Refund Anticipation Loan (RAL) and is it Worth It?

by Glen Craig @ Free From Broke

Mon Feb 27 03:02:41 PST 2017

It’s tax season again, and if you’re expecting a tax refund you’ll probably want to get your hands on it as soon as possible. In the past, taxpayers had to wait weeks upon weeks to receive a paper refund check from the IRS, but people sought a faster alternative. The answer for millions has been […]

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What is a Refund Anticipation Loan (RAL) and is it Worth It?

Find Out 9 Reasons Why Your Debit Card Was Declined

by Eric @ White Rose Credit Union

Wed Jan 17 06:30:19 PST 2018

Why is my debit card declined? It can be frustrating and unnerving to try and use your debit...

The post Find Out 9 Reasons Why Your Debit Card Was Declined appeared first on White Rose Credit Union.

Did Planned Parenthood Say There Should Be a Disney Princess Who Had an Abortion?

by Kim LaCapria @ Snopes.com

Tue Mar 27 12:49:45 PDT 2018

Screenshots of a purported Planned Parenthood tweet circulated that appear to suggest a controversial idea for a Disney heroine.

How to Become a Legal Permanent Resident of the United States

by @ How to of the Day

Wed Mar 21 17:00:00 PDT 2018

Becoming a legal permanent resident of the United States is a lengthy bureaucratic process. Once you determine your eligibility, you will need to find someone who can sponsor your application. Then, you and your sponsor will have to provide substantial evidence of your status, employment, or relationship. The process of becoming a legal permanent resident will generally take at least a year from the date you start filing, but successful applicants will finish the process with their Green Card, which grants permanent legal residence.

A Note of Appreciation to Law Enforcement and the Barley House

by Diana Johnson @ Merrimack County Savings Bank

Fri Mar 23 14:13:49 PDT 2018

We would like to thank law enforcement for the incredible job they’ve done evaluating the details of today’s suspicious incident at our Main Office on 89 North Main Street in Concord. Though our employees are well-trained on how to respond to unusual and possibly threatening events, it was reassuring to see how quickly and thoroughly [...]

The post A Note of Appreciation to Law Enforcement and the Barley House appeared first on Merrimack County Savings Bank.

Linda Brown, Central Figure in School Segregation Case, Dies

by Associated Press @ Snopes.com

Tue Mar 27 07:03:48 PDT 2018

Brown, the Kansas girl at the center of the 1954 U.S. Supreme Court ruling that struck down racial segregation in schools, has died at age 75.

2018 Annual Meeting

by Jordan Ottaway @ Neighborhood Credit Union

Tue Jan 30 07:38:38 PST 2018

Save the Date 88th Annual Meeting! Review of 2017 business and financial results, election of Board of Directors and door prizes. March 29, 2018 at 3:00pm North Dallas Branch Members make the difference and we are looking forward to seeing you this year. Annual Meeting Nominating Committee Any Neighborhood Credit Union member interested in being […]

How Facebook Was Able to Siphon Off Phone Call and Text Logs

by Associated Press @ Snopes.com

Tue Mar 27 07:14:16 PDT 2018

But just why was Facebook able to siphon off records of who its users were contacting — and when — in the first place?

Tyler Wright – 40 Under 40

by April Marasco @ Howard Bank

Thu Sep 14 06:53:11 PDT 2017

Making the BBJ’s 40 under 40 List is an honor. For Tyler Wright, interacting with past and current members of this group feels like an extension of the community-focused and relationship-driven team spirit that is inherent in the Howard Bank DNA. Tyler describes the Howard Bank culture and work ethic this way: “Relationship banking and …
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Discover the Right Way to Fill Out a Check

by Eric @ White Rose Credit Union

Wed Dec 06 09:00:13 PST 2017

Writing a check may fall under the list of things they didn’t teach in school. But no worries, learning how to write a check is easy. Follow this guide if you’ve never written a check or just need a refresher.

The post Discover the Right Way to Fill Out a Check appeared first on White Rose Credit Union.

Auto loans: credit unions vs. banks

by Nicole Diehl @ TruMark Financial Credit Union

Wed Feb 28 05:31:28 PST 2018

Need a car but can’t pay cash? You have three choices: Borrow from the dealer or manufacturer’s financing company, borrow from a bank, or borrow...

The post Auto loans: credit unions vs. banks appeared first on TruMark Financial Credit Union.

Neighborhood Credit Union Presents Children’s Health with $56,000

by Jordan Ottaway @ Neighborhood Credit Union

Tue Jan 30 13:36:09 PST 2018

  DALLAS, Texas—A small donation can go a long way. Neighborhood Credit Union leaders saw that first hand when they presented Children’s Health with a check for $56,850 as a result of its Skip-A-Payment program. Neighborhood CU allows its members to skip a loan payment during the holidays in return for a small donation. The […]

Building Baltimore’s Best Business Bank

by April Marasco @ Howard Bank

Tue Aug 22 05:45:39 PDT 2017

We are committed to building Baltimore’s Best Business Bank. Howard Bank and 1st Mariner Bank jointly announced the signing of an agreement where Howard Bank will acquire 1st Mariner. The combination of Howard Bank and 1st Mariner Bank enables us to achieve the vision of becoming the region’s leading business bank in a relentless way. Together, we become …
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End of Year Checklist for Your Small Business

by April Marasco @ Howard Bank

Mon Nov 20 14:50:54 PST 2017

The end of the year is a good time to take stock of your business – review your accomplishments from this year and plan for next year. In this infographic, we’ll give you some ideas on getting started and what you might want to include in your checklist. Take a look, and build on this …
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Where to Find White Rose’s Routing Number on Your Check

by Eric @ White Rose Credit Union

Thu Dec 07 08:08:16 PST 2017

Where is the routing number located on a check? Whether you need to set up direct deposit or transfer money to pay bills – you may be asked for your financial institution’s routing number. You can find that number on the bottom left portion of the checks provided when you open a checking account.

The post Where to Find White Rose’s Routing Number on Your Check appeared first on White Rose Credit Union.

IRS Lowers 2018 Family Health Savings Account Contribution Limit to $6850

by Amy Mavris @ Merrimack County Savings Bank

Fri Mar 09 13:02:32 PST 2018

The Internal Revenue Service (IRS) has announced a reduced Health Savings Account (HSA) contribution rate for families with High Deductible Health Plans (HDHPs). The 2018 maximum family contribution rate will be $6850 instead of the $6900 limit that had previously been announced. The maximum self contribution for 2018 will remain $3450. The IRS has cited recent tax changes [...]

The post IRS Lowers 2018 Family Health Savings Account Contribution Limit to $6850 appeared first on Merrimack County Savings Bank.

Financial Planning for Your Business

by April Marasco @ Howard Bank

Mon Oct 02 04:04:15 PDT 2017

October is Financial Planning Month, and financial planning is as important for your business as it is for your personal finances. Are you thinking about starting a business or are you already a business owner? You will probably need money for your business at some time. So, what do you need to do to prepare …
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19 Words for a Healthy Financial Literacy Vocabulary

by Eric @ White Rose Credit Union

Wed Jan 03 06:00:21 PST 2018

How’s your financial literacy vocabulary? Do you know the difference between a credit score and a credit report?...

The post 19 Words for a Healthy Financial Literacy Vocabulary appeared first on White Rose Credit Union.

Expert Says Brexit Campaign Used Data Mined from Facebook

by Associated Press @ Snopes.com

Tue Mar 27 07:08:32 PDT 2018

Chris Wylie's claims center around the official Vote Leave campaign and its links to a group called BeLeave, which it helped fund.

Mobile banking – four ways to stay on top of your finances while on the go

by Nicole Diehl @ TruMark Financial Credit Union

Fri Mar 23 08:20:51 PDT 2018

Most people have a checklist they go through before they leave the house. Is the stove turned off? Are the doors locked? Do I have...

The post Mobile banking – four ways to stay on top of your finances while on the go appeared first on TruMark Financial Credit Union.

7 Steps to Creating a Business Plan

by April Marasco @ Howard Bank

Mon Oct 23 14:33:48 PDT 2017

To give your business the best possible chance of success, you need a business plan. Whether you’ve been in business for a while or you are in the planning stages for your new business, a business plan is key. A good business plan lets you measure your achievements, attract investors, secure financing, and serves as …
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9 Key Differences Between Banks & Credit Unions

by Eric @ White Rose Credit Union

Fri Jan 12 06:53:48 PST 2018

There’s a stark difference between banks and credit unions. While both are financial institutions, the way that they operate and treat their consumers are vastly different. Read on to discover the 9 main differences you’ll find at each financial institution.

The post 9 Key Differences Between Banks & Credit Unions appeared first on White Rose Credit Union.

Credit union rocks the day away in support of financial literacy

by Nicole Diehl @ TruMark Financial Credit Union

Tue Mar 13 11:42:21 PDT 2018

FORT WASHINGTON, Pa. ­– TruMark Financial® Credit Union will host a Lyrics & Literacy event on Sunday, April 15, 2018, at Glazier Hall, 2980 Southampton...

The post Credit union rocks the day away in support of financial literacy appeared first on TruMark Financial Credit Union.

Small Biz Talks – Advice for Building and Running Your Small Business

by April Marasco @ Howard Bank

Mon Dec 04 18:09:40 PST 2017

Our Small Biz Talks series offers advice and knowledge for your small business. The whole video series can be accessed on our small business web page. This infographic gives a quick look at some specific episodes.

Reflections of 2017

by April Marasco @ Howard Bank

Wed Dec 27 06:40:07 PST 2017

Late December is a time of year that encourages us to reflect – on our achievements, our left “to dos” and the excitement of  looking forward to a new year and new goals and challenges. These reflections of course take place in a larger context. It is the time of year  when some of us retell …
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How to Train an Abused Dog

by @ How to of the Day

Tue Mar 27 01:00:00 PDT 2018

Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.

Starting 2018 Off Right

by April Marasco @ Howard Bank

Mon Dec 18 16:27:16 PST 2017

As 2017 comes to an end and 2018 is imminent, here are a few ideas for getting a great start to the new year.   To recap: Examine the trends. Take stock of competitors. Eliminate things that are not working. Update your website, social media, marketing, and sales strategies. Set goals for 2018. And remember, we’re …
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Same Day ACH – Does it Impact Me?

by April Marasco @ Howard Bank

Wed Sep 06 06:33:40 PDT 2017

For those following the new rules towards the processing of ACH transactions, it’s no surprise to you that Same Day ACH will now apply to debit transactions in addition to credit transactions starting at the beginning of September.  For those who perhaps haven’t been following this as closely (it’s okay, we understand), let’s back up …
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