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River City Bank welcomes finance expert Kerry Gordon to its board of directors

by Marketing Dept @ River City Bank

Veteran CPA will leverage strategic business planning expertise on the board Sacramento, CA – March 27, 2018 – River City Bank announces Kerry Gordon as the newest member appointed to its Board of Directors. Gordon brings more than 40 years of experience in public accounting, gaining his initial experience as a Certified Public Accountant with Coopers
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How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

5 Creative Habits That Will Keep Your Finances On Track

by Ben Luthi @ Chime Banking

Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]

The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.

Byline in Chicago announces first acquisition since July IPO

by Moira Dolehide @ Byline Bank

American Banker’s, Paul Davis has the story here.

The post Byline in Chicago announces first acquisition since July IPO appeared first on Byline Bank.

Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

Collateral Loans & Hard Money Loans for Bad Credit: List of Providers

by Ellen Seltz @ First Quarter Finance

Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]

The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.

How Long It Takes a Check to Clear at Top Banks 2018 | MyBankTracker

How Long It Takes a Check to Clear at Top Banks 2018 | MyBankTracker


MyBankTracker

Learn how long it takes a check to clear at the top 10 banks and when check deposit funds will be available for withdrawal. Find out when and why funds are held for clearance and what happens with post-dated checks, money orders, cashier's checks, and more. See tips on how to get your money on time.

Deposit Availability | Comerica

Deposit Availability | Comerica


Comerica

​Understanding Deposit Availability for Your Account

Frequently Asked Questions - Bank of Internet USA

Frequently Asked Questions - Bank of Internet USA


Bank of Internet USA

Bank of Internet USA invites you to read answers to some of the questions most frequently asked about our innovative online banking products and services.

What to Expect When You Deposit Money | Diamond CU

What to Expect When You Deposit Money | Diamond CU


Diamond CU

Find out what to expect when you deposit money and how you can avoid overdraft charges by understanding the fundamentals of your account.

How To Use FMB’s Mobile Deposit

by Lindsey Rickman @ Farmers & Merchants Bank

Bank Transfer Timeline

Bank Transfer Timeline


Venmo

When you initiate a transfer out of Venmo using your linked bank account, we'll show you the estimated arrival date. However, we review account and transaction activity at various times, including ...

My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care

My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care


Consumerist

Imagine that you do everything you can to avoid overdrafting your bank account, only to find that your bank has gone ahead and pushed you into the red — and that it doesn’t really care.

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

7 Habits That Will Help You Lead a More Successful and Productive Life

by Due.com @ Chime Banking

Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]

The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

This Is How Chime Gets You Paid Early

This Is How Chime Gets You Paid Early


Chime Banking

At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our

This Is Why Research On Behavioral Finance Won the Nobel Prize

by Cat Alford @ Chime Banking

In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]

The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

How to Save Money When You Get a Windfall of Cash

by Jackie Lam @ Chime Banking

Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]

The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

Kelly Foundation awards $100,000 grant to Sacramento Cottage Housing, Inc.

by Marketing Dept @ River City Bank

2017 Major Gift already aiding nonprofit agency’s evolution to become self-sustainable SACRAMENTO, CA —March 13, 2016 —The Kelly Foundation awarded its 2017 Major Gift of $100,000 to Sacramento Cottage Housing, Inc., a not-for-profit agency that provides long-term housing and a supportive living environment for formerly homeless individuals and families. The award constituted the Kelly Foundation’s largest single donation of
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How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

An important message from Consumer Reports

An important message from Consumer Reports

by petedirenzo @ Consumerist

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

The Fall of Summer

by AmandaC @ My Financial Wingman

You know those people that love fall? I am not one of those people. I’m a summer kind of gal. The fall upsets me because I know that after fall comes winter. All of this leaves-changing business sends me into a tailspin of seasonal depression. I don’t think it’s pretty and I don’t want to wear […]

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

How to Deposit Cash at an Online Bank - NerdWallet

How to Deposit Cash at an Online Bank - NerdWallet


NerdWallet

Got cash? Great. Or not so great if you want to deposit it in an online bank account. Online banks have high savings rates and low fees, which generally make…

When Does Direct Deposit Go Through? | Patriot Software

When Does Direct Deposit Go Through? | Patriot Software


Payroll Tips, Training, and News

If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?

Identity Protection Tips for the Holidays

by Diamond Credit Union @ Diamond CU

As consumers step up their online shopping leading up to the holidays, it’s a prime time of the year for identity theft. While you are busy snagging hot deals on Black Friday and Cyber Monday, thieves are phishing for your information. Don’t let an identity thief take the jingle out of your holiday. Follow these ... Continue Reading

The post Identity Protection Tips for the Holidays appeared first on Diamond CU.

Couponing 101: Chapter 2

by AmandaC @ My Financial Wingman

I don’t think I’m cut out for extreme couponing. Anyone who knows me will testify that I love a good deal, but I really struggle to get into the couponing craze. Our former wingman, Cate, dove into the trend a few months back and documented a successful first trip. She also had a successful second […]

How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

Debit Card Upgrade

by Lindsey Rickman @ Farmers & Merchants Bank

Debit Card Upgrade A New Farmers & Merchants Bank Debit Card! Farmers & Merchants Bank has partnered with Fiserv to give you a debit card with enhanced security features, additional payment options and exceptional benefits. Why are you replacing my card? Farmers & Merchants Bank is dedicated to providing you with the highest level of […]

How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

Maryland To Try Sending Recall Notices With Car Registration Renewals

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

Get Ready! What To Do Before Buying a House

by Diamond Credit Union @ Diamond CU

Buying a new home is an exciting milestone but it can be full of uncertainty. To help first time home buyers through the process of buying their first home, Diamond Credit Union will be hosting a series of three Coffee House Talks. Join our area experts at the first event Preparing to Buy Your Home, for ... Continue Reading

The post Get Ready! What To Do Before Buying a House appeared first on Diamond CU.

Spring has Sprung!!!

by Amanda @ My Financial Wingman

Spring is here… which always makes me want to redecorate or go shopping! Since I don’t always have the budget to pick up things I like, I have found a way to get new things without spending any money! The best part? My friends benefit too! It’s called a Swap Party, and anyone can do it. […]

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Why more banks are launching IPOs

by Moira Dolehide @ Byline Bank

Read the American Banker story here.

The post Why more banks are launching IPOs appeared first on Byline Bank.

Wires: Tips to Protect Your Money

by Marketing Dept @ River City Bank

Wires are inherently risky. Once a wire is sent, including a fraudulent wire, the transfer CANNOT be reversed. When sending a wire, it is extremely important that you personally know who you are sending the funds to. If you do not know the person or company, the request may be fraudulent. Allow us to point
Read more

Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared

by Kathrina Bognot @ First Quarter Finance

Discount Tire may be the largest independent tire retailer but it’s certainly not the only one. We have the list of tire retailers, including: Big O Tires, Costco Tires, NTB, Pep Boys, Sears Auto Center, Tire Discounters, and Walmart Auto Care Center. We break down the brands and services offered as well as a general […]

The post Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared appeared first on First Quarter Finance.

Mobile Deposit has Arrived!

by Amanda @ My Financial Wingman

We’re very excited to announce the newest feature within our smart phone app… Mobile Deposit! That’s right, you can deposit checks simply by taking a picture of the check! Submit deposits to your account after hours, on the go, when you’re out of town… ANYWHERE! It’s so easy. Sign up today and see! For more […]

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

April is Community Banking Month

by Lindsey Rickman @ Farmers & Merchants Bank

Governor Nathan Deal Proclaims April as Community Banking Month April is Community Banking Month and the Community Bankers Association of Georgia and community banks across Georgia are recognizing the unique spirit that makes community banks the foundation of their communities in cities and towns throughout the state. Annually, community bankers across the country have come […]

Byline Sponsor Finance Group Tech Manufacturing

by Jessica Hall @ Byline Bank

NEWS RELEASE FOR IMMEDIATE RELEASE February 19, 2018 Byline Sponsor Finance Group announces it has increased existing senior credit facilities to support Onward Capital and Thompson Street Capital Partners’ add-on acquisition of Tech Manufacturing to current platform, Domaille Engineering. Byline Sponsor Finance Group (“BSFG”), the cash flow lending division of Chicago-based Byline Bank, announced that it […]

The post Byline Sponsor Finance Group Tech Manufacturing appeared first on Byline Bank.

Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

Transfers to Robinhood (Deposits)

Transfers to Robinhood (Deposits)


Robinhood Help Center

How to Initiate a DepositTo transfer funds into Robinhood:Go to your Account MenuTap on BankingTap Transfer to RobinhoodChoose the account you’d like to transfer from if you have more than 1 ...

Important Information About Banking Changes at FMB

by Lindsey Rickman @ Farmers & Merchants Bank

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

10 Smart Ways to use your Tax Refund

by Lindsey Rickman @ Farmers & Merchants Bank

10 Smart Ways to Use Your Tax Refund Few things brighten up a dull, cold winter like a tax refund. In 2013, the average tax refund was $2,744. While we’re only human and most of us want to splurge a little with our refund, careful money management for the majority of your refund is a […]

Fall Football Food

by Amanda @ My Financial Wingman

Getting together for the big game doesn’t have to stress you or your wallet out. Let’s face it, getting together is fun, but the dent it makes in your pocket book is not! So why not host a game party but ask everyone that will be attending to bring one ingredient from a dish you […]

Everything You Need To Know To Get Started With Obamacare Open Enrollment

Everything You Need To Know To Get Started With Obamacare Open Enrollment

by Kate Cox @ Consumerist

Despite repeated Congressional and Executive branch efforts, the full Affordable Care Act is still in place. That means insurance-shopping season is nearly upon us: Open Enrollment begins Nov. 1 (and ends Dec. 15). But there’s less money being spent on advertising and outreach this year, which means even the basics can be hard to get solid information about. …

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

Newly Formed Region Finance Announces City of Elk Grove as First Partner

by Marketing Dept @ River City Bank

New trade association aims to leverage $1 billion of local funds for economic growth Sacramento, Calif – November 9, 2017 – Region Finance, a newly formed trade association, is aiming to advance regional economic growth by encouraging Sacramento region municipalities to invest $1 billion of its funds into local community banks in the six-county Sacramento
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Byline Sponsor Finance Group supports Svoboda Capital Partners in its recapitalization of Quality Importers Trading Co. and acquisition of XIKAR, Inc.

by Jessica Hall @ Byline Bank

NEWS RELEASE FOR IMMEDIATE RELEASE February 28, 2018                                          Byline Sponsor Finance Group supports Svoboda Capital Partners in its recapitalization of Quality Importers Trading Co. and acquisition of XIKAR, Inc. Byline Bank’s Sponsor Finance Group (“BSFG”), the […]

The post Byline Sponsor Finance Group supports Svoboda Capital Partners in its recapitalization of Quality Importers Trading Co. and acquisition of XIKAR, Inc. appeared first on Byline Bank.

What Time Does My Money Transfer Into My USA Bank Account?

What Time Does My Money Transfer Into My USA Bank Account?


ToughNickel

Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.

September is Childhood Cancer Awareness Month

by Lindsey Rickman @ Farmers & Merchants Bank

Childhood Cancer is the #1 disease killer of children. More than asthma, cystic fibrosis, diabetes & pediatric AIDS – COMBINED! 46 children and adolescents are diagnosed every single week day 1 in every 330 children develop cancer before age 19 – it is NOT rare. 1 in every 5 children diagnosed with cancer dies. The […]

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Meet Nick Capraro

by Marketing Dept @ River City Bank

Nick Capraro is the Banking Center Manager for both the Davis and Downtown branches of River City Bank. Nick is responsible for ensuring both branches run smoothly and the needs of all its customers are met. We caught him during his busy work day to sit down with us to discuss baseball, endurance running, and
Read more

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

Cyber Security Tips

by Marketing Dept @ River City Bank

Cybersecurity best practices constitute an expansive list of things to do.  While in-depth security measures need to be implemented and managed by experts, you don’t need to be a cybersecurity pro to employ smart online safety habits that can go a long way in guarding against online crime. Small and simple steps, like the ones
Read more

Online & Mobile Banking | FAQs | KeyBank

Online & Mobile Banking | FAQs | KeyBank


Key.com

Learn more about KeyBank’s online and mobile banking solutions. Find out what online banking is, how to sign up, how to use online Bill Pay services and more.

Byline Sponsor Finance Group supports Spell Capital Partners in its acquisition of Viking Engineering & Development, Inc.

by Jessica Hall @ Byline Bank

NEWS RELEASE FOR IMMEDIATE RELEASE January 23, 2018 Byline Sponsor Finance Group supports Spell Capital Partners in its acquisition of Viking Engineering & Development, Inc. Byline Bank’s Sponsor Finance Group (“BSFG”), the cash flow lending division of Chicago-based Byline Bank, announced that it provided revolving and term credit facilities to finance Spell Capital Partners investment in […]

The post Byline Sponsor Finance Group supports Spell Capital Partners in its acquisition of Viking Engineering & Development, Inc. appeared first on Byline Bank.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

5 Facts About Women and Money for International Women’s Day

by Chelsea Brennan @ Chime Banking

Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]

The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.

3 Ways Mobile Deposits Can Burn You | Bankrate.com

3 Ways Mobile Deposits Can Burn You | Bankrate.com


Bankrate

Depositing checks on a mobile device can be convenient, but be aware of these issues.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Why You Don't Get Your Direct Deposit On Weekend | LRRCU

Why You Don't Get Your Direct Deposit On Weekend | LRRCU


LRRCU

Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

When are my funds available after deposit?

When are my funds available after deposit?


First Hawaiian Bank

Hawaii's oldest and largest bank offering personal, private, & business banking services. First Hawaiian Bank is consistently ranked in the top tier of all U.S. banks.

River City Bank reports record net income of $16.7 million for 2017

by Marketing Dept @ River City Bank

SACRAMENTO, CA — January 25, 2018 — River City Bank (the Bank) reported record net income of $16.7 million, or $11.52 per diluted share, for the year ending December 31, 2017, which was $1.8 million more than the $14.9 million, or $10.34 per diluted share, for the year ending December 31, 2016. The Bank’s earnings
Read more

How long does it take a check to clear?

How long does it take a check to clear?


Investopedia

It usually takes two days for a check to clear, but in some cases it may take longer. Discover how banks treat large deposits and why your check may be on hold.

The 10 Most Significant Obstacles Preventing Debt Elimination

by Due.com @ Chime Banking

Debt continues to be a problem among Americans of all ages and walks of life. In 2017, the total consumer debt among Americans rose 8.8 percent, to $3.827 trillion, setting a new record. The average household has a credit card balance of $15,654, and with total debts (including mortgages) of $131,431. With numbers consistently growing year over […]

The post The 10 Most Significant Obstacles Preventing Debt Elimination appeared first on Chime Banking.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil)

by Bryan Cockfield @ First Quarter Finance

Automotive undercoating is important to help prevent rust and corrosion, especially in colder climates. Oil-based products like Krown Rust Control, NH Oil Undercoating, and Fluid Film are three popular and effective undercoating brands. “Traditional” undercoating offered by dealerships on new cars isn’t necessarily the same thing and does not prevent rust in the long term. […]

The post Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil) appeared first on First Quarter Finance.

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

Trailer Financing for Bad Credit (or No Credit) Borrowers

by Katie Spence @ First Quarter Finance

Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]

The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

How Grads Can Get Another Shot at Student Loan Forgiveness

by Anna Helhoski @ NerdWallet

The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…

Mother’s Day Gift Ideas

by Jodi @ My Financial Wingman

Mother’s day is just around the corner! May 12th in fact! If you’re like me and tend to wait until the last minute to figure out what your gift will be, I have good news! Not only do you not have to spend any money, but I have it under good authority that Mom’s Love […]

Where is my direct deposit?

Where is my direct deposit?


Chime Banking - Support and FAQs

Chime never holds direct deposits and will always post your funds as soon as we receive them from your employer or benefits provider. The timing of your deposit is dependent on when your employer (...

Kelly Foundation awards $100,000 to American Red Cross for Wildfire Relief

by Marketing Dept @ River City Bank

Major Gift earmarked exclusively for communities devastated and recovering SACRAMENTO, CA – December 5, 2017 – The Kelly Foundation, of which River City Bank is a major contributor, has awarded its 2018 Major Gift of $100,000 to the American Red Cross Gold Country Region. The money is to be used exclusively to help those devastated
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Record-setting 2017 prompts $1,000 employee bonuses from River City Bank

by Marketing Dept @ River City Bank

SACRAMENTO, CA — January 30, 2018 —  River City Bank, Sacramento’s premier business bank, is awarding each employee at the Vice President level and below a $1,000 bonus following a successful 2017 fiscal year. The bank recently reported a record-setting $2 billion in total assets and a net income of $16.7 million for 2017. In recognition
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4 Reasons Your Bank Balance is Less Than You Thought

4 Reasons Your Bank Balance is Less Than You Thought


The Balance

When you make a deposit, you may expect to be able to access your money at the bank right away. Learn why your money may not be available right away.

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

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Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)

Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)


First Quarter Finance

These are the direct deposit times for Wells Fargo, Bank of America, Chase, ADP, SunTrust, PNC, Huntington, TD Bank, BB&T, Fifth Third Bank, Citizens,

River City Bank reports an increase to the quarterly cash dividend on common shares

by Marketing Dept @ River City Bank

SACRAMENTO, CA — January 29, 2018 — Steve Fleming, president and chief executive officer of River City Bank (the Bank), announced that the Bank’s board of directors has approved, in connection with the Bank’s recently reported net income of $1.4 million and $16.7 million, or $0.98 and $11.52 diluted earnings per share, for the quarter
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Diamond Credit Union Recognized as a Leader in Berks County

by Diamond Credit Union @ Diamond CU

Diamond Credit Union is honored to be selected as a 2018 award winner in the 2018 Peoples Choice Awards. Berks County Living magazine recently notified Diamond Credit Union that we are once again the recipient of the Berks County Peoples Choice Who’s Who in Business for Credit Unions in 2018. This is the 11th time ... Continue Reading

The post Diamond Credit Union Recognized as a Leader in Berks County appeared first on Diamond CU.

Diamond Credit Union Helps Make the Reading Hospital Road Run a Success

by Diamond Credit Union @ Diamond CU

On Sunday, October 15, 2017, over 600 runners participated in the Reading Hospital Road Run Half Marathon, 5K, and 1-Mile races which resulted in a hugely successful event. The Reading Hospital Road Run benefits the ‘Friends of the Reading Hospital,’ which is a nonprofit organization that funds programs to improve healthcare throughout the community. The ... Continue Reading

The post Diamond Credit Union Helps Make the Reading Hospital Road Run a Success appeared first on Diamond CU.

Touchy Subject!

by Amanda @ My Financial Wingman

I read an interesting article today regarding awkward money situations. It was a fairly long, but the key point I took away from it was this; awkward money situations with friends or family can often be avoided if you use discretion and honesty. Tips Talk things out and don’t let annoyances bother you endlessly. This […]

Should I Purchase Commercial Real Estate For My Growing Business?

by Diamond Credit Union @ Diamond CU

As a small business owner, whether you build websites, design jewelry, do bookkeeping, or jar your own tomato sauce, you will eventually face an important decision about the future of your business. Are ready to move your business from an at-home operation to a specialized office, manufacturing, or retail space? And are you better off ... Continue Reading

The post Should I Purchase Commercial Real Estate For My Growing Business? appeared first on Diamond CU.

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

Understanding Funds Availability Policies at Your Bank

Understanding Funds Availability Policies at Your Bank


The Balance

Your bank's funds availability policy tells you how long your deposits will be held. Know what to expect so you don't miss payments.

My First Car

by Jodi @ My Financial Wingman

The summer season brings back great memories of earlier days when I was young and carefree… and fond memories of my 1st car. It was a bright orange, 1971 Ford Mustang. All those summer nights cruising down Main Street… Boy I loved that car!! I knew the moment I saw it I had to have […]

5 Things Experts Say You Should Know About Obamacare Open Enrollment

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

When Will My Money Be Deposited into My Bank Account?

When Will My Money Be Deposited into My Bank Account?


Invoice2go Support - Contact us, we're here to help

Once you receive a debit or credit card payment from your customer, Stripe will begin processing your funds and should post them to your bank account within 2 business days of the transaction — che...

How Much Black Licorice Does It Take To Overdose?

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

Where Does The Cheese Belong In A Cheeseburger?

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

Attention Online Banking Customers

by Lindsey Rickman @ Farmers & Merchants Bank

On May 1, 2017, Farmers and Merchants Bank will be rolling out an entirely new internet banking experience. We have rebuilt our internet services from the ground up and added several new features such as new and improved Bill Payment, eStatements, Mobile Banking, and Mobile Deposits.  As an existing internet banking user, you will be […]

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

Keeping Mobile Banking & Apps Safe on Your Smartphone

by Diamond Credit Union @ Diamond CU

Being able to handle financial “to-dos” like paying bills, repaying a friend, checking account balances, or transferring funds, while on the go, can be a lifesaver. For all the conveniences that mobile banking websites or apps have brought us, they also can open you up to foul play, if your smartphone is ever lost or ... Continue Reading

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What Happens When Your Bank Loses a Cash Deposit

What Happens When Your Bank Loses a Cash Deposit


Lifehacker

During my morning walk with my dog Friday we stopped by my local Chase for me to deposit some cash I had. I used the ATM outside, got a receipt confirming my deposit, and continued about my day. Around 4pm I went to look at my Chase account for an unrelated reason and noticed the money wasn’t there. A cash deposit disappearing from my account wasn’t anything I had even considered as a possibility. What now?

Funds Availability Disclosure

Funds Availability Disclosure


Farmers & Merchants Bank

Visit the post for more.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Byline Bank Receives 2017 Wisconsin SBA Lender Awards for Highest SBA 7(a) Dollars Loaned and Most Export 7(a) Loans Approved

by Jessica Hall @ Byline Bank

NEWS RELEASE FOR IMMEDIATE RELEASE March 27, 2018 Byline Bank Receives 2017 Wisconsin SBA Lender Awards for Highest SBA 7(a) Dollars Loaned and Most Export 7(a) Loans Approved Byline Small Business Capital President Bruce Lammers (left), along with members of Byline’s Small Business Administration (SBA) lending team, accepts the 2017 Wisconsin SBA Lender Award for most […]

The post Byline Bank Receives 2017 Wisconsin SBA Lender Awards for Highest SBA 7(a) Dollars Loaned and Most Export 7(a) Loans Approved appeared first on Byline Bank.

Avoid These Financial Traps — They May Be Hazardous to Your Wealth

by Diamond Credit Union @ Diamond CU

Money. It’s hard to get and easy to lose. It doesn’t take long for the wealth you’ve accumulated to disappear if you don’t manage your money well or have a plan to protect your assets from sudden calamity. Snares like the ones mentioned below could easily threaten your financial security. Planning ahead can protect you ... Continue Reading

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Byline Bank to acquire First Bank & Trust

by Moira Dolehide @ Byline Bank

Read Evanston Now’s full story by Bill Smith here.

The post Byline Bank to acquire First Bank & Trust appeared first on Byline Bank.

Chicago’s Byline Bank to buy First Evanston for $169 million

by Moira Dolehide @ Byline Bank

Chicago Tribune’s, Samantha Bomkamp reports on Byline’s upcoming acquisition. See the full story here.

The post Chicago’s Byline Bank to buy First Evanston for $169 million appeared first on Byline Bank.

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

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Byline Commercial Real Estate marks 200th deal with Brennan Investment Group

by Moira Dolehide @ Byline Bank

We’re thrilled to announce that our Commercial Real Estate (CRE) team has closed their 200th deal since the department’s recapitalization–that averages to nearly a loan a week. The closing of the Brennan Investment Group loan has brought Byline Bank’s CRE to $740 million in commitments. We’re so grateful to all our customers who provide us […]

The post Byline Commercial Real Estate marks 200th deal with Brennan Investment Group appeared first on Byline Bank.

Byline Sponsor Finance Group supports Onward Capital in its acquisition of Connecticut Electric, Inc.

by Jessica Hall @ Byline Bank

NEWS RELEASE FOR IMMEDIATE RELEASE March 26, 2018                                          Byline Sponsor Finance Group supports Onward Capital in its acquisition of Connecticut Electric, Inc. Byline Bank’s Sponsor Finance Group (“BSFG”), the cash flow lending division of Chicago-based Byline […]

The post Byline Sponsor Finance Group supports Onward Capital in its acquisition of Connecticut Electric, Inc. appeared first on Byline Bank.

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