Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared
by Kathrina Bognot @ First Quarter Finance
Tue Mar 27 16:00:56 PDT 2018
Discount Tire may be the largest independent tire retailer but it’s certainly not the only one. We have the list of tire retailers, including: Big O Tires, Costco Tires, NTB, Pep Boys, Sears Auto Center, Tire Discounters, and Walmart Auto Care Center. We break down the brands and services offered as well as a general […]
The post Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared appeared first on First Quarter Finance.
Here’s How to Improve Your Credit Score Faster
by Paul Sisolak @ Chime Banking
Thu Mar 08 14:44:08 PST 2018
Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]
The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.
Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.
USAA's Timing of Military Direct Deposits
Military.com
I’m not a banker at USAA, but I know a few. So, when Kate asked me to write a short post on how and why USAA Bank handles military paydays like we do, I reached out and talked USAA Bank product management Director Matt Doddato for some help and here’s what I learned:
This Is Why Research On Behavioral Finance Won the Nobel Prize
by Cat Alford @ Chime Banking
Mon Mar 12 15:50:20 PDT 2018
In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]
The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.
Seiko vs Citizen, Cartier vs Rolex, etc: Luxury Watch Brand Comparison
by Katie Spence @ First Quarter Finance
Fri Mar 23 16:00:06 PDT 2018
Luxury watch brands include: Cartier, Citizen, Hamilton, Invicta, OMEGA, and Rolex. All are known for producing high-quality watches, whether you’re looking for a dress watch or sport watch. To help compare, we have broken the companies out by country and classified their watches as affordable, selling most watches for under $250; mid-range, selling most watches for […]
The post Seiko vs Citizen, Cartier vs Rolex, etc: Luxury Watch Brand Comparison appeared first on First Quarter Finance.
The Equifax Hack Was Worse Than Expected. What to Do Next
by Jeanine Skowronski @ Chime Banking
Thu Mar 15 15:59:14 PDT 2018
Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]
The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.
Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.
TOMORROW’S MILLIONAIRES — Working It Out
by ABC7 @ TVA Community Credit Union
Thu Mar 15 10:59:22 PDT 2018
One of the most fundamental financial lessons your kids are going to have to learn is about how you work for your money. Do your kids […]
The post TOMORROW’S MILLIONAIRES — Working It Out appeared first on TVA Community Credit Union.
Loans for Veterans with Bad Credit: Personal, Guaranteed, & More
by Katie Spence @ First Quarter Finance
Thu Mar 22 16:00:00 PDT 2018
If you’re currently in the military or previously served and have bad or no credit, there are still a number of lenders that will work with you. We have the list of lenders, including Navy Federal Credit Union, Omni Financial, Military-Loans.com, VA Home Loan Centers, Pioneer Services, and Kabbage, that will help you build or rebuild your […]
The post Loans for Veterans with Bad Credit: Personal, Guaranteed, & More appeared first on First Quarter Finance.
TAXES — Dos and Don’ts for Tax Prep
by ABC7 @ TVA Community Credit Union
Wed Feb 07 09:55:54 PST 2018
Not everybody can afford to hire a professional to do their taxes. In fact, most people are now doing it themselves for a fraction of the […]
The post TAXES — Dos and Don’ts for Tax Prep appeared first on TVA Community Credit Union.
VALENTINE’S DAY — Romance On A Budget
by ABC7 @ TVA Community Credit Union
Mon Feb 12 09:51:11 PST 2018
Spring may be far away, but love is still in the air. It’s almost Valentine’s Day, and that means it’s time to start planning something special […]
The post VALENTINE’S DAY — Romance On A Budget appeared first on TVA Community Credit Union.
Trailer Financing for Bad Credit (or No Credit) Borrowers
by Katie Spence @ First Quarter Finance
Mon Mar 26 16:00:15 PDT 2018
Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]
The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.
Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)
First Quarter Finance
These are the direct deposit times for Wells Fargo, Bank of America, Chase, ADP, SunTrust, PNC, Huntington, TD Bank, BB&T, Fifth Third Bank, Citizens,
FINANCES — Dealing With A Financial Setback
by ABC7 @ TVA Community Credit Union
Wed Feb 21 09:55:46 PST 2018
Financial setbacks come in all shapes and sizes. It can be an expensive household repair or major car trouble. It may be increases in your insurance […]
The post FINANCES — Dealing With A Financial Setback appeared first on TVA Community Credit Union.
Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s
by Kara Vincent @ LRRCU
Tue Aug 22 03:05:44 PDT 2017
While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]
The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.
Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision
by Liz Oliver @ LRRCU
Fri Oct 13 08:55:31 PDT 2017
Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer. You might choose to delay payments on a big ticket item […]
The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.
PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.
How to Prepare for an Interview When You’re Self-Employed
by Due.com @ Chime Banking
Tue Mar 27 13:03:23 PDT 2018
There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]
The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
The post Safe Online Banking: For You & Your Money appeared first on LRRCU.
What time will my direct deposit post to my account? - First Internet Bank
First Internet Bank
Direct Deposit (and other ACH transactions) will typically post by 9:00 AM Eastern time, Monday through Friday. ACH items do not post on Saturdays, Sundays, or banking holidays: New Year’s … Read More
INSURANCE — 7 Common Life Insurance Myths Debunked
by ABC7 @ TVA Community Credit Union
Wed Jan 24 02:49:52 PST 2018
7 Common Life Insurance Myths Debunked Having sufficient life insurance is important. And yet, so many of us buy into popular misconceptions, convincing ourselves we don’t […]
The post INSURANCE — 7 Common Life Insurance Myths Debunked appeared first on TVA Community Credit Union.
Where is my direct deposit?
Chime Banking - Support and FAQs
Chime never holds direct deposits and will always post your funds as soon as we receive them from your employer or benefits provider. The timing of your deposit is dependent on when your employer (...
Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared
by Ashley Derrington @ First Quarter Finance
Sat Mar 24 16:00:34 PDT 2018
Lacoste vs. Polo Ralph Lauren has been an ongoing debate in fashion, especially when it comes to polo shirts. The “better” brand will depend largely on personal preference. Lacoste polos may be more expensive and elusive than Polo Ralph Lauren polos, but both brands come from higher-end clothing collections that offer a wide range of […]
The post Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared appeared first on First Quarter Finance.
How to Save Money on Your Utility Bills
by Melanie Lockert @ Chime Banking
Mon Mar 26 11:21:00 PDT 2018
Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]
The post How to Save Money on Your Utility Bills appeared first on Chime Banking.
Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.
5 Creative Habits That Will Keep Your Finances On Track
by Ben Luthi @ Chime Banking
Tue Mar 27 13:29:00 PDT 2018
Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]
The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.
Collateral Loans & Hard Money Loans for Bad Credit: List of Providers
by Ellen Seltz @ First Quarter Finance
Wed Mar 21 16:00:54 PDT 2018
Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]
The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.
Hotels with Sleep Number Beds & Other Adjustable Beds: 5 Hotels
by Kait Scirri @ First Quarter Finance
Sun Mar 18 16:00:32 PDT 2018
Some hotels offer Sleep Number beds, including some Radisson hotels. A Sleep Number bed allows the firmness of each side of the bed to be adjusted; so if you like a softer bed but your partner prefers a firmer bed, you can each adjust your side to your level of comfort. In this article, we will […]
The post Hotels with Sleep Number Beds & Other Adjustable Beds: 5 Hotels appeared first on First Quarter Finance.
How to Save Money When You Get a Windfall of Cash
by Jackie Lam @ Chime Banking
Mon Mar 19 16:02:11 PDT 2018
Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]
The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.
Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.
2018 IRS Tax Refund Schedule - Direct Deposit Dates - 2017 Tax Year
The Military Wallet
Updated 2018. This IRS tax refund schedule shows when you will receive your federal tax refund for direct deposits or checks. Covers 2017 tax year. Use this table to check your IRS refund status. Additional resources & Frequently Asked Questions about the tax refund calendar.
2017 Veterans Day Freebies, Retail Discounts, and Special Offers
by Ryan Guina @ The Military Wallet
Mon Nov 06 13:09:36 PST 2017
Veterans Day is a time to celebrate the service of those who have sacrificed so much to keep us safe. While military members don’t serve for recognition, it’s nice to know that many companies and organizations set aside a day to honor their service. This page lists a variety of Veterans Day offers for our [...]
7 Habits That Will Help You Lead a More Successful and Productive Life
by Due.com @ Chime Banking
Tue Mar 13 15:54:24 PDT 2018
Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]
The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.
Pottery Barn Furniture Quality: Where It’s Made, Who Makes It, & More
by Kathrina Bognot @ First Quarter Finance
Tue Mar 20 16:00:49 PDT 2018
Pottery Barn produces high-quality furniture, which is all made in the U.S. by experienced professionals. Pottery Barn is a wholly owned subsidy of Williams Sonoma, a company known for quality (and pricey) kitchen appliances. Williams Sonoma has an A+ rating from the Better Business Bureau and has been in business for over 60 years. When you’re […]
The post Pottery Barn Furniture Quality: Where It’s Made, Who Makes It, & More appeared first on First Quarter Finance.
HEALTH — Staying Healthy During Flu Season
by ABC7 @ TVA Community Credit Union
Wed Feb 28 09:58:56 PST 2018
This time of year, everyone’s got a sniffle, cough, or worse-the dreaded flu bug! These viruses have evolved to be highly resistant to our efforts to […]
The post HEALTH — Staying Healthy During Flu Season appeared first on TVA Community Credit Union.
How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
The post How To Be Financially Smart At Any Age appeared first on LRRCU.
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.
Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil)
by Bryan Cockfield @ First Quarter Finance
Sun Mar 25 16:00:23 PDT 2018
Automotive undercoating is important to help prevent rust and corrosion, especially in colder climates. Oil-based products like Krown Rust Control, NH Oil Undercoating, and Fluid Film are three popular and effective undercoating brands. “Traditional” undercoating offered by dealerships on new cars isn’t necessarily the same thing and does not prevent rust in the long term. […]
The post Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil) appeared first on First Quarter Finance.
LOANS — Auto Loans – Credit Unions vs. Banks
by ABC7 @ TVA Community Credit Union
Wed Jan 31 09:57:37 PST 2018
Need a car but can’t pay cash? You have three choices: Borrow from the dealer or manufacturer’s financing company, borrow from a bank or borrow from a […]
The post LOANS — Auto Loans – Credit Unions vs. Banks appeared first on TVA Community Credit Union.
The Problem with Overdraft Fees
by Paul Sisolak @ Chime Banking
Tue Mar 20 02:52:00 PDT 2018
“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]
The post The Problem with Overdraft Fees appeared first on Chime Banking.
How to Prepare Your Taxes & File Your Tax Return – (Possibly for Free!)
by Ryan Guina @ The Military Wallet
Tue Feb 13 09:14:10 PST 2018
Thank you H&R Block for sponsoring this post. While this was a sponsored opportunity from H&R Block, all content and opinions expressed here are my own. Filing your taxes isn’t always fun. But it doesn’t have to be a complicated process or take a long time. If your situation is fairly basic, you can file [...]
2017 Veterans Day Free Meals and Discounts – Over 100 Free Meals!
by Ryan Guina @ The Military Wallet
Fri Nov 10 06:53:31 PST 2017
Updated: Nov 11, 2017. Happy Veterans Day! There are many restaurants and companies who want to thank our veterans by providing them with discounts or a free meal. To those companies offering veterans a free meal or discount, the military community gives a collective thanks! Download a PDF of these Veterans Day free meals and [...]
What Time Does My Money Transfer Into My USA Bank Account?
ToughNickel
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.
New Branch in Pasadena is NOW OPEN!
by Brian Ellis @ Texas Bay Credit Union
Wed Sep 30 15:15:13 PDT 2015
Sept. 30, 2015 – We are excited to bring you a new branch in Pasadena. The original branch was replaced by a beautiful, full-service facility on the same property in Pasadena on Monday, August 10, 2015. The new branch includes an open-concept floor plan with natural light, a community room, and designed to be energy-efficient. […]
The post New Branch in Pasadena is NOW OPEN! appeared first on Texas Bay Credit Union.
RELATIONSHIPS & MONEY — How to Talk Money with Your Partner
by ABC7 @ TVA Community Credit Union
Tue Mar 06 09:57:37 PST 2018
What happens when you and your partner have different approaches toward money? How do you bring up this loaded topic without it spiraling into a heated argument? […]
The post RELATIONSHIPS & MONEY — How to Talk Money with Your Partner appeared first on TVA Community Credit Union.
Direct Deposit
Investopedia
Direct deposit is the deposit of electronic funds directly into a bank account rather than through a physical paper check.
HOME BUYING — Mistakes First-Time Homeowners Make
by ABC7 @ TVA Community Credit Union
Wed Jan 24 09:58:40 PST 2018
Q&A with TVACCU on Mistakes First-Time Homeowners Make Q: My husband and I have been renting an apartment since we got married. We recently decided to […]
The post HOME BUYING — Mistakes First-Time Homeowners Make appeared first on TVA Community Credit Union.
Watch Resizing near Me: Watch Adjustment, Link Removal, & More
by Ellen Seltz @ First Quarter Finance
Mon Mar 19 16:00:01 PDT 2018
Watch resizing is a courtesy service many jewelers and department stores provide, including Belk, Dillard’s, Fossil, J.C. Penney, Kohl’s, Macy’s, Micheal Kors, Nordstrom, Sears, and Walmart. You’re also likely to find resizing services as small, local jewelers that are interested in developing a relationship with the community. Excellent customer service is often their best competition […]
The post Watch Resizing near Me: Watch Adjustment, Link Removal, & More appeared first on First Quarter Finance.
Direct Deposit & Payroll Deduction Services - Texas Bay Credit Union
Texas Bay Credit Union
Overview ACH Direct Payment Safe Deposit Boxes Same Day ACH ***EXPECTING A DIRECT DEPOSIT FOR YOUR IRS TAX REFUND? VISIT IRS.gov TO LEARN WHEN YOUR PAYMENT WILL POST.*** Direct Deposit and Payroll Deduction Direct deposit authorization of your paycheck, retirement, or Social Security check allows your money to be sent directly to the account you designate, with …
SAVINGS — How Meal Planning Can Save You Hundreds
by ABC7 @ TVA Community Credit Union
Wed Mar 21 10:50:37 PDT 2018
Meal planning is a simple and effective way to save a lot of money each month, not to mention cut down on pricey (and unhealthy) dining […]
The post SAVINGS — How Meal Planning Can Save You Hundreds appeared first on TVA Community Credit Union.
At around what time do you get your direct deposit? - Off-Topic Discussion - GameSpot
GameSpot
I think many people nowadays get paid thru direct deposit to bank instead of cheque. So I am supossed to get paid today (Friday), I still didnt get the money. And I am kinda worried cause right now I dont have any money at all and I need it to take a
Direct Deposit - When does it happen?
Welcome to the Homesteading Today Forum and Community!
Because of some (OK maybe a lot) procrastination we have 3 different accounts in 3 different banks with direct deposits going into them on a monthly...
5 Facts About Women and Money for International Women’s Day
by Chelsea Brennan @ Chime Banking
Thu Mar 08 14:46:51 PST 2018
Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]
The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.
Time needed to process a payroll
Gusto
If you're paying your employees through direct deposit, you'll want to run your payroll 4 business days (excluding weekends and bank holidays) prior to your employee payday due to the standard Auto...
Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.