
Direct Deposit & Payroll Deduction Services - Texas Bay Credit Union
Texas Bay Credit Union
Overview ACH Direct Payment Safe Deposit Boxes Same Day ACH ***EXPECTING A DIRECT DEPOSIT FOR YOUR IRS TAX REFUND? VISIT IRS.gov TO LEARN WHEN YOUR PAYMENT WILL POST.*** Direct Deposit and Payroll Deduction Direct deposit authorization of your paycheck, retirement, or Social Security check allows your money to be sent directly to the account you designate, with …
Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
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Identity Protection Tips for the Holidays
by Diamond Credit Union @ Diamond CU
Thu Dec 28 09:37:20 PST 2017
As consumers step up their online shopping leading up to the holidays, it’s a prime time of the year for identity theft. While you are busy snagging hot deals on Black Friday and Cyber Monday, thieves are phishing for your information. Don’t let an identity thief take the jingle out of your holiday. Follow these ... Continue Reading
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Keeping Mobile Banking & Apps Safe on Your Smartphone
by Diamond Credit Union @ Diamond CU
Tue Mar 13 09:23:26 PDT 2018
Being able to handle financial “to-dos” like paying bills, repaying a friend, checking account balances, or transferring funds, while on the go, can be a lifesaver. For all the conveniences that mobile banking websites or apps have brought us, they also can open you up to foul play, if your smartphone is ever lost or ... Continue Reading
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Discussing Money Matters Before You Say I Do
by gareyk @ Tinker Federal Credit Union
Tue Mar 06 06:47:40 PST 2018
Experts agree that managing finances is one of the most vital components of a marriage and is often cited as the number one stressor in a relationship. Don’t put off discussing these topics before you tie the knot.
Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
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Where is my direct deposit?
Chime Banking - Support and FAQs
Chime never holds direct deposits and will always post your funds as soon as we receive them from your employer or benefits provider. The timing of your deposit is dependent on when your employer (...
What Is an FEIN?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Feb 26 05:10:00 PST 2018
When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]
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Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.
5 Things You Should Do With Your Money in Your 20s
by Nicole Emmons @ Tinker Federal Credit Union
Tue Mar 06 06:36:42 PST 2018
When you are starting out, managing finances can be daunting, but by applying strong financial strategies and good habits, you can set the foundation for future financial success. Here are five things to do with your money in your 20s.
Diamond Credit Union Recognized as a Leader in Berks County
by Diamond Credit Union @ Diamond CU
Wed Nov 01 12:19:47 PDT 2017
Diamond Credit Union is honored to be selected as a 2018 award winner in the 2018 Peoples Choice Awards. Berks County Living magazine recently notified Diamond Credit Union that we are once again the recipient of the Berks County Peoples Choice Who’s Who in Business for Credit Unions in 2018. This is the 11th time ... Continue Reading
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3 Ways Mobile Deposits Can Burn You | Bankrate.com
Bankrate
Depositing checks on a mobile device can be convenient, but be aware of these issues.

Mobile Check Deposits with KeyBank
Key.com
Deposit checks by phone wherever you are, 24/7/. Learn how it works and get started with online and mobile banking.

Direct Deposit
Bank of the Sierra
Most commonly used for payroll, Direct Deposit lets your employer electronically transfer money directly into your account.

Electronic Deposits & Payments
First National Bank of Northfield
First National Bank of Northfield is a full-service bank offering personal and business banking, mobile banking, and home loans in Northfield and in Minnesota.

Maintain Your Peace of Mind with Safe and Secure Savings Options
by Nicole Emmons @ Tinker Federal Credit Union
Wed Mar 07 12:29:29 PST 2018
At TFCU, we advocate a good balance of where you keep your money. By all means, enjoy the potential earnings investing some of your money in the market can bring. But, make sure you also have funds drawing steady dividends in sources you can tap as you need them.
Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision
by Liz Oliver @ LRRCU
Fri Oct 13 08:55:31 PDT 2017
Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer. You might choose to delay payments on a big ticket item […]
The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.
Avoid These Financial Traps — They May Be Hazardous to Your Wealth
by Diamond Credit Union @ Diamond CU
Fri Mar 09 14:43:20 PST 2018
Money. It’s hard to get and easy to lose. It doesn’t take long for the wealth you’ve accumulated to disappear if you don’t manage your money well or have a plan to protect your assets from sudden calamity. Snares like the ones mentioned below could easily threaten your financial security. Planning ahead can protect you ... Continue Reading
The post Avoid These Financial Traps — They May Be Hazardous to Your Wealth appeared first on Diamond CU.
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4 Reasons Your Bank Balance is Less Than You Thought
The Balance
When you make a deposit, you may expect to be able to access your money at the bank right away. Learn why your money may not be available right away.

Home Branch Mobile Check Deposit FAQs | Oklahoma | Tinker Federal Credit Union
Tinker Federal Credit Union
What is Home Branch Mobile Check Deposit? Home Branch Mobile Check Deposit allows you to electronically deposit checks into your TFCU account from anywhere using the Home Branch Mobile app on your iPad, iPhone or Android device. Funds are deposited using pictures of the endorsed check taken with your device. How does Home Branch Mobile Check Deposit work? Home Branch Mobile Check Deposit allows you to deposit a check quickly and easily directly to your TFCU savings or checking accounts using your mobile device. Who is able to use Home Branch Mobile Check Deposit? TFCU members who have set up Home Branch accounts and have iPads, iPhones or Android devices are able to use Home Branch Mobile Check Deposit. Do I have to accept the Home Branch Mobile App Terms and Conditions? Yes, you must first agree to the Home Branch Mobile App Terms and Conditions in order to use Home Branch Mobile. I only have a savings account, can I use Home Branch Mobile Check Deposit? All TFCU checking and savings
When to Pay Employees for FLSA Hours Worked
by Kaylee Riley @ Payroll Tips, Training, and News
Wed Mar 28 05:15:18 PDT 2018
When nonexempt employees are doing their primary job duties, it’s easy to tell that they are working. Their working time should be compensated. But, when nonexempt employees are not doing their main job duties, it can be more difficult to tell if they are working and if they should be compensated. The Fair Labor Standards […]
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Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

Electronic Deposit Services | Diamond CU
Diamond CU
Imagine depositing checks into your account from the comfort of your home or anywhere you have access to the internet! The ultimate convenience!

Direct Deposit
Investopedia
Direct deposit is the deposit of electronic funds directly into a bank account rather than through a physical paper check.
Should You Offer a Nonqualified Deferred Compensation Plan?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Mar 26 05:10:00 PDT 2018
You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]
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Diamond Credit Union Gets All Fired Up – For a Very Good Reason
by Diamond Credit Union @ Diamond CU
Mon Dec 04 08:55:40 PST 2017
Diamond Credit Union has been named one of the Best Places to Work in PA for 2017. “All Fired Up” was the theme for this year’s awards banquet held at the Lancaster County Convention Center in Lancaster, PA, on November 30, 2017, where Diamond learned they ranked #15 in medium-sized companies throughout Pennsylvania. This is ... Continue Reading
The post Diamond Credit Union Gets All Fired Up – For a Very Good Reason appeared first on Diamond CU.
Diamond Credit Union Helps Make the Reading Hospital Road Run a Success
by Diamond Credit Union @ Diamond CU
Fri Nov 10 14:30:30 PST 2017
On Sunday, October 15, 2017, over 600 runners participated in the Reading Hospital Road Run Half Marathon, 5K, and 1-Mile races which resulted in a hugely successful event. The Reading Hospital Road Run benefits the ‘Friends of the Reading Hospital,’ which is a nonprofit organization that funds programs to improve healthcare throughout the community. The ... Continue Reading
The post Diamond Credit Union Helps Make the Reading Hospital Road Run a Success appeared first on Diamond CU.
A Look at Federal, State, and Local Minimum Wages
by Mike Kappel @ Payroll Tips, Training, and News
Wed Mar 21 05:30:00 PDT 2018
You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]
The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.
Don’t Blow It. Decide How You Will Use Your Tax Refund This Year
by Nicole Emmons @ Tinker Federal Credit Union
Fri Mar 09 12:31:58 PST 2018
If you anticipate a refund this year, make sure you are using the funds to your advantage and decide now what to do with the money.
Get Ready! What To Do Before Buying a House
by Diamond Credit Union @ Diamond CU
Fri Mar 02 13:54:05 PST 2018
Buying a new home is an exciting milestone but it can be full of uncertainty. To help first time home buyers through the process of buying their first home, Diamond Credit Union will be hosting a series of three Coffee House Talks. Join our area experts at the first event Preparing to Buy Your Home, for ... Continue Reading
The post Get Ready! What To Do Before Buying a House appeared first on Diamond CU.
What You Need to Know About a Qualifying Life Event
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 12 05:10:40 PDT 2018
Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]
The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.
Ways to Handle Stock Market Swings
by Nicole Emmons @ Tinker Federal Credit Union
Mon Mar 05 15:23:23 PST 2018
It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are a few ways to help keep yourself from making hasty decisions that could have a long-term impact on your ability to achieve your financial goals.
Should I Purchase Commercial Real Estate For My Growing Business?
by Diamond Credit Union @ Diamond CU
Thu Mar 22 14:58:05 PDT 2018
As a small business owner, whether you build websites, design jewelry, do bookkeeping, or jar your own tomato sauce, you will eventually face an important decision about the future of your business. Are ready to move your business from an at-home operation to a specialized office, manufacturing, or retail space? And are you better off ... Continue Reading
The post Should I Purchase Commercial Real Estate For My Growing Business? appeared first on Diamond CU.
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.
Make Your Home Improvement Dreams a Reality
by Lesley Clark @ Tinker Federal Credit Union
Tue Mar 13 14:42:08 PDT 2018
You have ideas for home improvements. You may envision a new, spacious kitchen – complete with quartz countertops, custom cabinets and even WiFi-enabled appliances. You might desire a serene, spa-inspired bathroom. Maybe you’ve been dreaming about an outdoor haven and...
Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 19 05:10:23 PDT 2018
Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]
The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.
Money Saving Tips for Your Wedding Day
by Jeff @ Tinker Federal Credit Union
Tue Mar 06 07:00:06 PST 2018
As wedding costs continue to rise, couples are getting smarter about spending. With some creativity and planning, it is possible to have a beautiful event that doesn’t bust your budget. Here are some money-saving tips from financial and wedding experts.
How to Calculate a Raise
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 14 05:10:09 PDT 2018
Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]
The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.
Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount
by Rachel Gray @ Payroll Tips, Training, and News
Wed Feb 28 05:10:52 PST 2018
It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]
The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.
How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
The post How To Be Financially Smart At Any Age appeared first on LRRCU.
Consult This Employee Termination Checklist to Keep Things Running Smoothly
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 07 05:10:00 PST 2018
Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]
The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.
Buying a Home? Consider a VA Loan.
by Nicole Emmons @ Tinker Federal Credit Union
Mon Mar 19 09:37:08 PDT 2018
There are many important aspects to consider, one of which is financing. Before applying for a new mortgage to finance a home purchase, veterans should consider some of the advantages of VA home loans.

When Does Direct Deposit Go Through? | Patriot Software
Payroll Tips, Training, and News
If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

What Time Does My Money Transfer Into My USA Bank Account?
ToughNickel
Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.

Mobile Check Deposit from Bank of America
Bank of America
Mobile check deposit allows you to deposit a check remotely, without going to the bank. Start mobile banking today to use mobile deposit.
TFCU’s Tulsa Downtown Branch is Closing
by Nicole Emmons @ Tinker Federal Credit Union
Tue Mar 20 15:07:34 PDT 2018
At the end of business on Friday, March 30, 2018, TFCU’s Tulsa Downtown branch will no longer be in service. The decision to close this office permanently was not easy, but after much consideration, we have determined it is in the best interest of the overall membership of Tinker Federal Credit Union.
Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Online & Mobile Banking
RegionsBank
Looking for helpful information about Regions Online Banking? Use our handy FAQs to find answers to your mobile banking questions.