How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
The post How To Be Financially Smart At Any Age appeared first on LRRCU.
Answers to 18 Payroll Questions You Are Dying to Ask
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 05 05:10:18 PST 2018
For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]
The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

How to Start an HR Peer Group
by Rachel Bolsu @ Namely: Blog
Thu Feb 15 12:15:43 PST 2018
Networking can be hard. Here are 5 simple tips for making meaningful industry connections.
The Problem with Overdraft Fees
by Paul Sisolak @ Chime Banking
Tue Mar 20 02:52:00 PDT 2018
“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]
The post The Problem with Overdraft Fees appeared first on Chime Banking.

10 HR Mantras to Inspire Your Practice
by Rachel Bolsu @ Namely: Blog
Thu Mar 15 06:36:29 PDT 2018
When times get tough, here are the words of wisdom that keep HR people resilient.

How to Build an Office Seating Plan That Scales
by Rachel Bolsu @ Namely: Blog
Thu Mar 22 09:00:42 PDT 2018
As your workforce grows, keep these office planning do’s and don’ts in mind.
This Is Why Research On Behavioral Finance Won the Nobel Prize
by Cat Alford @ Chime Banking
Mon Mar 12 15:50:20 PDT 2018
In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]
The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.
It’s time payment systems caught up with the demands of the gig economy
by rapid! PayCard @ rapid! PayCard
Tue Feb 13 16:10:28 PST 2018
Is your payment system ready for the gig economy or are you just a big wannabe? According to a Forbes article, 35 percent of the workforce have a gig, and collectively they earned $1 trillion from ad hoc work last year. But, freelance workers, who have come to expect payment as instantaneous as their work, are turning their noses up at outdated companies that can’t keep up. If you’re still mailing checks, might as well be using the Pony Express as far as tech-savvy gig workers are concerned. We are on the precipice of a major sea change, and the traditional employment model is quickly becoming as outdated as the... Read More
6th IVF Failure at 43 (PG/MC MENTS) LONG POST
by lydiadietz @ Fertile Thoughts
Sat Mar 24 12:53:45 PDT 2018
Hi everyone- This is a long story so I apologize in advance and I appreciate anyone who takes the time to read this. I would just like to present as much of my history as I can. I�ve been lurking on these boards since I started treatment over 18 months ago and have found it so comforting, but...

How to Use Employee Benchmarks
by Alexis Croswell @ Namely: Blog
Thu Mar 01 09:04:14 PST 2018
Engagement surveys are a great source of employee feedback, but collecting responses is only the first step.

PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
The growing gig economy, and what that means for electronic payment
by rapid! PayCard @ rapid! PayCard
Fri Aug 04 11:09:31 PDT 2017
Millions of Americans have jobs with little security, no benefits and irregular pay — and they love it. The gig economy is a booming business model that has changed the way employees make money. Gig work translates entrepreneurial spirit into earnings with no strings attached — whether that is to break into a new field, earn extra income for saving and investment, or make some weekend spending money. Nearly a third of the working population have a gig, according to Investopedia. Either as a primary means of income, or as a supplementary job, gigs allow flexibility in employment for a generation characterized by adaptability. This model is especially attractive to... Read More

When Does Direct Deposit Go Through? | Patriot Software
Payroll Tips, Training, and News
If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?
Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount
by Rachel Gray @ Payroll Tips, Training, and News
Wed Feb 28 05:10:52 PST 2018
It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]
The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

This Is How Chime Gets You Paid Early
Chime Banking
At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our
Stag party
by JohnMcCormick @ Fertile Thoughts
Mon Mar 26 05:05:40 PDT 2018
I often go for bachelor parties. And I like that for every bachelor party we invite beautiful girls. We always address this site https://escortlondon.city/. They have experienced, proven girls. Always deliver a lot of positive emotions and impressions
How to Prepare for an Interview When You’re Self-Employed
by Due.com @ Chime Banking
Tue Mar 27 13:03:23 PDT 2018
There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]
The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.
Cycles getting longer, surging LH six months after D&C...anyone?
by pachamama83 @ Fertile Thoughts
Mon Mar 05 16:39:52 PST 2018
This is quite a long story but I'll try to make it concise. I am going to a new RE this week but wanted to see if anyone is going through what I'm going through. Short story: cycles becoming alarmingly long. 38 days last month, 50 currently 7 months post d&c. High/ peak OPKs almost every day for...

Direct Deposit 101
Namely: Blog
Getting paid on payday seems like magic. Here’s how our country’s preferred payment method really works.
Great Money Resolutions for the New Year
by Carolyn Pittman @ Service Credit Union
Wed Dec 27 08:00:39 PST 2017
It’s that time of year again, recovering from the indulgences of the holidays, looking over the past year, breaking out the new calendar, and planning to do better in all aspects of life in the coming year. One of the most popular resolutions is to be better with money. The challenge, of course, is sticking […]
5 Facts About Women and Money for International Women’s Day
by Chelsea Brennan @ Chime Banking
Thu Mar 08 14:46:51 PST 2018
Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]
The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.
What Is an FEIN?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Feb 26 05:10:00 PST 2018
When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]
The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.
SCU to offer assistance for those affected by a government shutdown
by Lori Holmes @ Service Credit Union
Sat Jan 20 05:00:06 PST 2018
Service Credit Union is committed to helping its members who are affected during the government shutdown. For those with direct deposit, Service Credit Union will post credits to members based on the postings nearest to January 1, 2018. The credit of that amount will take place on or before February 1, 2018. This will apply […]

How to Get Started with People Analytics
by George LaRocque @ Namely: Blog
Thu Mar 08 09:18:34 PST 2018
Incorporating data into your HR practice can be overwhelming. Here’s where to dive in.
Service Credit Union offers free access to FICO® Scores
by Lori Holmes @ Service Credit Union
Mon Feb 05 13:55:02 PST 2018
In its continuing efforts to enhance member experience and provide innovative banking tools, Service Credit Union is now providing its members free access to their FICO® Scores. This includes key factors affecting their scores and general information on credit scores. . The scores, which will be updated quarterly, are available through Service Credit Union’s secure […]
Fluid in uterine lining
by Maet @ Fertile Thoughts
Tue Mar 06 18:35:24 PST 2018
Hi everyone - I've been lurking on the site on and off for a while and want to thank everyone for all that they've shared. It's been very helpful. I've been TTC for over two years. I've had one failed FET and two myomectomies to remove fibroids that were thought to have impeded conception (and...
Fluid in uterine lining
by Maet @ Fertile Thoughts
Tue Mar 06 18:35:24 PST 2018
Hi everyone - I've been lurking on the site on and off for a while and want to thank everyone for all that they've shared. It's been very helpful. I've been TTC for over two years. I've had one failed FET and two myomectomies to remove fibroids that were thought to have impeded conception (and...
SCU AVP Donnelly receives Young Professional Award
by Lori Holmes @ Service Credit Union
Wed Nov 01 14:03:44 PDT 2017
Portsmouth, NH – The Cooperative Credit Union Association (CCUA) recently presented Service Credit Union Assistant Vice President of the Contact Center Dennis Donnelly with the Young Professionals Award of Excellence. The award signifies a young professional who best demonstrates a commitment to the values and principles defining the credit union’s mission. Donnelly was one of […]
Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s
by Kara Vincent @ LRRCU
Tue Aug 22 03:05:44 PDT 2017
While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]
The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.
A Look at Federal, State, and Local Minimum Wages
by Mike Kappel @ Payroll Tips, Training, and News
Wed Mar 21 05:30:00 PDT 2018
You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]
The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.
Attraktive M�dchen
by JohnMcCormick @ Fertile Thoughts
Tue Mar 27 03:22:53 PDT 2018
Wer zieht sich gerne mit attraktiven M�dchen zur�ck? Ich habe keine Frau, die ich liebe, und ich lade oft M�dchen aus dieser https://escortinberlin.info/-Gesellschaft ein. Sie wissen, wie man sich entspannt, und wir haben eine gute Zeit. M�dchen sind erfahren und erfahren.
Service Credit Union named top CU Direct auto lender
by Lori Holmes @ Service Credit Union
Fri Feb 23 08:19:49 PST 2018
Service Credit Union (SCU) was named the top auto lender in the New England/New York region and 10th nationally for 2017 by CU Direct. CU Direct works with auto dealers and credit unions throughout the U.S. to streamline the auto buying process. Last year, the credit union funded more than 21,000 auto loans at approximately […]
Tell Your Children or Not??
by NurPractitioner @ Fertile Thoughts
Sat Mar 17 22:07:19 PDT 2018
Those of you who used/using an egg donor, have you or do you plan to tell your children that they are not biologically yours? I have always said that I was going to tell them from the beginning but now I am questioning what I will do. The more I think about all the complications with telling future...
How to Save Money When You Get a Windfall of Cash
by Jackie Lam @ Chime Banking
Mon Mar 19 16:02:11 PDT 2018
Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]
The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

Paying your employees on time
Help Center
This article applies to Payroll by Wave in Canada.As an employer, you want to make sure your employees get paid on time, every time! If you are writing your own cheques, you can do this on payday ...
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.
What Does Pay Frequency Mean?
by Michele Bossart @ Payroll Tips, Training, and News
Wed Feb 21 05:10:38 PST 2018
When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]
The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.
Sign up for the Latest News!
by Jon Cooper @ Harvester Financial Credit Union
Mon Nov 07 09:19:22 PST 2016
Sign up for our emails to learn about our special promotions, current events, and financial education. Email Address First Name Last Name Sign me up!
The post Sign up for the Latest News! appeared first on Harvester Financial Credit Union.
National Teach Children to Save Day
by rapid! PayCard @ rapid! PayCard
Mon Apr 24 07:00:35 PDT 2017
Like any company that provides technology to make life easier, we examine the millennial demographic. They are the population sector interested in options – from ways to communicate, to ways to bank. In their April 2016, article, Pew Research Center cited estimates by the U.S. Census Bureau that millennials have now “surpassed Baby Boomers as the nation’s largest living generation”. A powerful consumer force, the members of this group are working “real jobs” and building careers. They are open to alternatives. They also need them as they don’t typically comply with traditional banking methods. Per rapid! PayCard’s October 2016 article about banking options for millennials and the flexibility of getting... Read More
Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 19 05:10:23 PDT 2018
Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]
The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.
March Angels
by SC-Sherb @ Fertile Thoughts
Tue Mar 27 08:09:53 PDT 2018
Again, as I stated in the other thread, we moved and things are just getting back to normal. I missed posting the March Angel threads and I sincerely apologize to everyone for that. I am posting all the March Angels in this thread. Patty (CJD), mommy to only child Russell(Russ), b. Nov. 29...

Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.
How P2P Payment is Changing Personal Finance
by rapid! PayCard @ rapid! PayCard
Wed Sep 13 13:18:58 PDT 2017
Emerging Peer-to-peer payment technology is growing in popularity, and will soon make back-of-napkin IOUs obsolete. Peer-to-peer payment, also known as P2P payment, is online technology that allows users to transfer funds from a bank account or credit card via the internet or mobile phone. One study found that nearly a quarter of mobile users sent money to another person from an app in 2016 — this statistic nearly triples when it comes to the millennial generation. The growing trend of P2P payment is just another chapter in 21st century technological augmentation of traditional services. Whether it’s ridesharing, online shopping, or P2P payment, consumers are foregoing tradition, and choosing digital alternatives... Read More
Tell Your Children or Not??
by NurPractitioner @ Fertile Thoughts
Sat Mar 17 22:07:19 PDT 2018
Those of you who used/using an egg donor, have you or do you plan to tell your children that they are not biologically yours? I have always said that I was going to tell them from the beginning but now I am questioning what I will do. The more I think about all the complications with telling future...
POI and thin lining for IVF
by madeline85 @ Fertile Thoughts
Tue Mar 20 13:55:13 PDT 2018
Hi all, I am new on here and wanted to see if anyone had been through or is going through what I am. I was diagnosed with Premature Ovarian Insufficiency years ago and am currently trying to do IVF with donor eggs. I started my meds (Lupron shots, estrogen patches, pills and estradiol shots) 11...

IMHRO: Open Office Floor Plans Create a Collaborative Culture
by Namely Team @ Namely: Blog
Thu Feb 22 08:49:52 PST 2018
This HR professional shares how working in an open office has benefitted her team.
Should You Offer a Nonqualified Deferred Compensation Plan?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Mar 26 05:10:00 PDT 2018
You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]
The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.
February Angels
by SC-Sherb @ Fertile Thoughts
Tue Mar 27 08:06:47 PDT 2018
I apologize for not posting the February Angels. We moved and things have been extremely chaotic. Again, my sincerest apologies and your Angels have not been forgotten. I am posting this February Angel thread and listing all the Angels. Blessed (Taunja), mommy to Joshua David, b February 2,...
5 Creative Habits That Will Keep Your Finances On Track
by Ben Luthi @ Chime Banking
Tue Mar 27 13:29:00 PDT 2018
Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]
The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.

Should You Pay Employees by Check or Direct Deposit?
Service Business Blog with Resources, News, and Tips | Jobber Academy
Planning on hiring? Welcome to the world of payroll decisions. We’re going over the pros and cons of paying employees by check or direct deposit.
6th IVF Failure at 43 (PG/MC MENTS) LONG POST
by lydiadietz @ Fertile Thoughts
Sat Mar 24 12:53:45 PDT 2018
Hi everyone- This is a long story so I apologize in advance and I appreciate anyone who takes the time to read this. I would just like to present as much of my history as I can. I�ve been lurking on these boards since I started treatment over 18 months ago and have found it so comforting, but...
We Don’t Want You to Wait – Ways to Avoid Being On Hold
by Carolyn Pittman @ Service Credit Union
Tue Nov 28 10:55:02 PST 2017
(And Our 10 Favorite Hold On Songs) Sitting and waiting on the phone for support probably tops most people’s lists of things they would rather not do. Thankfully, the Contact Center at Service Credit Union has invested in a wide variety of options that not only in many cases allow you to avoid picking up […]
How to Calculate a Raise
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 14 05:10:09 PDT 2018
Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]
The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.
POI and thin lining for IVF
by madeline85 @ Fertile Thoughts
Tue Mar 20 13:55:13 PDT 2018
Hi all, I am new on here and wanted to see if anyone had been through or is going through what I am. I was diagnosed with Premature Ovarian Insufficiency years ago and am currently trying to do IVF with donor eggs. I started my meds (Lupron shots, estrogen patches, pills and estradiol shots) 11...
Bizzarre results
by sussexmale @ Fertile Thoughts
Sun Mar 04 16:09:42 PST 2018
I am a 35 year old male. I Was trying for a baby and after 6 months with nothing happening i went to do a sperm test. Result come back as azoospermia. I was shocked and couldnt believe it as i have got a girl pregnant before. So i immediately do another test a few days later and was positive...
Service Credit Union donates to the N.H. Food Bank
by Lori Holmes @ Service Credit Union
Fri Dec 22 08:49:58 PST 2017
Service Credit Union donated $10,000 and 1,326 pounds of food to the New Hampshire Food Bank, a program of Catholic Charites NH, in order to help the citizens of New Hampshire. Service Credit Union President/CEO David Van Rossum recently presented the check to New Hampshire Food Bank Executive Director Eileen Groll Liponis to help keep […]
Should Businesses Stop Accepting Cash?
by rapid! PayCard @ rapid! PayCard
Fri Aug 18 12:08:23 PDT 2017
Visa is paying out a jackpot to vendors willing to bet against old money, and roll the dice on cashless transactions. Visa will give $10,000 to 50 restaurants that pledge to go cashless. The new initiative, what Visa executive Jack Forestall calls “a journey to go cashless,” will incentivize vendors to rip off the bandaid of paper transactions and progress to a cashless system. The money can be used for marketing and updating point of sale technology to focus payment exclusively on credit and debit cards and electronic payment. Visa will select participating merchants in August. Cash remains the predominate method of payment, according to the Federal Reserve. A report... Read More
Schedule a Check-up for Your Financial Life
by rapid! PayCard @ rapid! PayCard
Fri May 05 09:13:33 PDT 2017
Most of us are diligent about maintaining the various aspects of our life. We swap out the batteries on our smoke detectors with regularity; we schedule annual physicals, and get our car’s oil changed based on the manufacturer’s mileage recommendation. Still, many of us tend to take better care of our cars than we do our financial life. The irony being, an un-tended financial life can break down just as assuredly as an under-serviced automobile. It can run out of gas, but it can also seize up and need a roadside tow. In short, a well-examined financial life is worth exploring. 1. Schedule. Set a recurring point in time for... Read More
PGS-abnormal embryos yielding healthy babies
by weary @ Fertile Thoughts
Sun Mar 04 15:19:38 PST 2018
I read this article recently and it was really shocking. Anyone put in PGS-abnormal embryos and had success? https://www.thecut.com/2017/09/ivf-abnormal-embryos-new-last-chance.html "...Indeed, researchers have begun to report preliminary but stunning evidence that mammalian embryos with...
Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

New ‘Love @ Work’ Survey Sheds Light on Office Romance
by Andy Przystanski @ Namely: Blog
Thu Mar 08 01:30:00 PST 2018
Nearly half of the office is dating. Should HR step in?
February Angels
by SC-Sherb @ Fertile Thoughts
Tue Mar 27 08:06:47 PDT 2018
I apologize for not posting the February Angels. We moved and things have been extremely chaotic. Again, my sincerest apologies and your Angels have not been forgotten. I am posting this February Angel thread and listing all the Angels. Blessed (Taunja), mommy to Joshua David, b February 2,...
Cycles getting longer, surging LH six months after D&C...anyone?
by pachamama83 @ Fertile Thoughts
Mon Mar 05 16:39:52 PST 2018
This is quite a long story but I'll try to make it concise. I am going to a new RE this week but wanted to see if anyone is going through what I'm going through. Short story: cycles becoming alarmingly long. 38 days last month, 50 currently 7 months post d&c. High/ peak OPKs almost every day for...
Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.
The Equifax Hack Was Worse Than Expected. What to Do Next
by Jeanine Skowronski @ Chime Banking
Thu Mar 15 15:59:14 PDT 2018
Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]
The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.
Why every business should consider switching to electronic payroll
by rapid! PayCard @ rapid! PayCard
Thu Oct 05 05:37:57 PDT 2017
Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound, it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

5 Ways HR Can Build a Culture of Employee Trust
by Rachel Bolsu @ Namely: Blog
Thu Mar 08 01:30:00 PST 2018
Do your employees feel comfortable coming to you with problems?
Your Guide to Direct Deposit During the Holidays
by rapid! PayCard @ rapid! PayCard
Thu Nov 16 05:07:27 PST 2017
The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More
Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.
Service Credit Union Names VP of Marketing
by Lori Holmes @ Service Credit Union
Tue Jan 30 09:28:20 PST 2018
Service Credit Union is pleased to announce today the appointment of Wendy Bryant-Beswick to Vice President of Marketing. A seasoned executive with more than 20 years of marketing management experience, Beswick will oversee the planning and execution of Service Credit Union’s marketing initiatives including positioning, brand oversight, acquisition, communications, public relations, and business development. She […]
Direct Deposit - Harvester Financial Credit Union
Harvester Financial Credit Union
Direct Deposit Have your paycheck, Social Security check, pension checks or tax refund electronically deposited into your designated credit union account and avoid those extra trips, lost checks or waiting in line. The following types of check are common for direct deposit: Social Security or Supplemental Security income Military or recurring allotments State or federal…

Direct Deposit
Investopedia
Direct deposit is the deposit of electronic funds directly into a bank account rather than through a physical paper check.
Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.
Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision
by Liz Oliver @ LRRCU
Fri Oct 13 08:55:31 PDT 2017
Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer. You might choose to delay payments on a big ticket item […]
The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.
Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
The post Safe Online Banking: For You & Your Money appeared first on LRRCU.
New Branch in Pasadena is NOW OPEN!
by Brian Ellis @ Texas Bay Credit Union
Wed Sep 30 15:15:13 PDT 2015
Sept. 30, 2015 – We are excited to bring you a new branch in Pasadena. The original branch was replaced by a beautiful, full-service facility on the same property in Pasadena on Monday, August 10, 2015. The new branch includes an open-concept floor plan with natural light, a community room, and designed to be energy-efficient. […]
The post New Branch in Pasadena is NOW OPEN! appeared first on Texas Bay Credit Union.
Stag party
by JohnMcCormick @ Fertile Thoughts
Mon Mar 26 05:05:40 PDT 2018
I often go for bachelor parties. And I like that for every bachelor party we invite beautiful girls. We always address this site https://escortlondon.city/. They have experienced, proven girls. Always deliver a lot of positive emotions and impressions

Direct Deposit
Bank of the Sierra
Most commonly used for payroll, Direct Deposit lets your employer electronically transfer money directly into your account.
rapid! PayCard Green Dot Announcement
by rapid! PayCard @ rapid! PayCard
Tue Jan 31 14:03:14 PST 2017
Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More
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Learn How Direct Deposit Automates Payments and Saves Everybody Money
The Balance
Direct deposit automates payments and saves everybody money. See why it's popular and how you can use electronic payments.
Attraktive M�dchen
by JohnMcCormick @ Fertile Thoughts
Tue Mar 27 03:22:53 PDT 2018
Wer zieht sich gerne mit attraktiven M�dchen zur�ck? Ich habe keine Frau, die ich liebe, und ich lade oft M�dchen aus dieser https://escortinberlin.info/-Gesellschaft ein. Sie wissen, wie man sich entspannt, und wir haben eine gute Zeit. M�dchen sind erfahren und erfahren.
How to Save Money on Your Utility Bills
by Melanie Lockert @ Chime Banking
Mon Mar 26 11:21:00 PDT 2018
Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]
The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

Direct Deposit & Payroll Deduction Services - Texas Bay Credit Union
Texas Bay Credit Union
Overview ACH Direct Payment Safe Deposit Boxes Same Day ACH ***EXPECTING A DIRECT DEPOSIT FOR YOUR IRS TAX REFUND? VISIT IRS.gov TO LEARN WHEN YOUR PAYMENT WILL POST.*** Direct Deposit and Payroll Deduction Direct deposit authorization of your paycheck, retirement, or Social Security check allows your money to be sent directly to the account you designate, with …
What You Need to Know About a Qualifying Life Event
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 12 05:10:40 PDT 2018
Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]
The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.
Where is my direct deposit?
Chime Banking - Support and FAQs
Chime never holds direct deposits and will always post your funds as soon as we receive them from your employer or benefits provider. The timing of your deposit is dependent on when your employer (...

What Should HR Do When a Manager is Dating a Direct Report?
by Rachel Bolsu @ Namely: Blog
Thu Mar 08 01:30:00 PST 2018
8 HR pros weigh in on how they would handle this case of love at work.
Here’s How to Improve Your Credit Score Faster
by Paul Sisolak @ Chime Banking
Thu Mar 08 14:44:08 PST 2018
Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]
The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.
Service Credit Union to offer assistance for those affected by a Government Shutdown
by Lori Holmes @ Service Credit Union
Wed Dec 06 08:39:27 PST 2017
Service Credit Union is committed to helping its members in the event of a government shutdown by covering the December mid-month payroll and offering a 0% loan. If the shutdown occurs and the Defense Finances and Accounting Services (DFAS) does not pay mid-month payrolls, Service Credit Union will post credits to members based on the […]
March Angels
by SC-Sherb @ Fertile Thoughts
Tue Mar 27 08:09:53 PDT 2018
Again, as I stated in the other thread, we moved and things are just getting back to normal. I missed posting the March Angel threads and I sincerely apologize to everyone for that. I am posting all the March Angels in this thread. Patty (CJD), mommy to only child Russell(Russ), b. Nov. 29...
Ways to prevent identity theft so you can enjoy the holiday season
by Dave Dwyer @ Service Credit Union
Fri Nov 10 09:21:46 PST 2017
As the holiday season gears up with a mad rush of excitement, fraudsters are also gearing up with excitement to steal your identity. Take the necessary precautions to protect yourself whether you are shopping online or at a brick and mortar store. Enjoy the holidays as they are meant to be, with peace, joy, and […]

Time needed to process a payroll
Gusto
If you're paying your employees through direct deposit, you'll want to run your payroll 4 business days (excluding weekends and bank holidays) prior to your employee payday due to the standard Auto...
PGS-abnormal embryos yielding healthy babies
by weary @ Fertile Thoughts
Sun Mar 04 15:19:38 PST 2018
I read this article recently and it was really shocking. Anyone put in PGS-abnormal embryos and had success? https://www.thecut.com/2017/09/ivf-abnormal-embryos-new-last-chance.html "...Indeed, researchers have begun to report preliminary but stunning evidence that mammalian embryos with...
Apple Pay Cash is Now Live — How Does it Work?
by rapid! PayCard @ rapid! PayCard
Tue Feb 13 15:11:25 PST 2018
Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More
Consult This Employee Termination Checklist to Keep Things Running Smoothly
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 07 05:10:00 PST 2018
Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]
The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.
Bizzarre results
by sussexmale @ Fertile Thoughts
Sun Mar 04 16:09:42 PST 2018
I am a 35 year old male. I Was trying for a baby and after 6 months with nothing happening i went to do a sperm test. Result come back as azoospermia. I was shocked and couldnt believe it as i have got a girl pregnant before. So i immediately do another test a few days later and was positive...