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5 Ways HR Can Build a Culture of Employee Trust

5 Ways HR Can Build a Culture of Employee Trust

by Rachel Bolsu @ Namely: Blog

Do your employees feel comfortable coming to you with problems?

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

rapid! PayCard Green Dot Announcement

by rapid! PayCard @ rapid! PayCard

Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

At around what time do you get your direct deposit? - Off-Topic Discussion - GameSpot

At around what time do you get your direct deposit? - Off-Topic Discussion - GameSpot


GameSpot

I think many people nowadays get paid thru direct deposit to bank instead of cheque. So I am supossed to get paid today (Friday), I still didnt get the money. And I am kinda worried cause right now I dont have any money at all and I need it to take a

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

We LOVE Teachers!

by Jan @ Linn Area Credit Union

Yep, there’s a soft spot in our heart for teachers. (After all, we ARE the teacher’s credit union!) I have fond (but vague) memories of teachers. When I was a kid, we moved around a lot. My dad was in the Navy, and we moved every couple of years. My younger brother always struggled with […]

The post We LOVE Teachers! appeared first on Linn Area Credit Union.

Time needed to process a payroll

Time needed to process a payroll


Gusto

If you're paying your employees through direct deposit, you'll want to run your payroll 4 business days (excluding weekends and bank holidays) prior to your employee payday due to the standard Auto...

Why every business should consider switching to electronic payroll

by rapid! PayCard @ rapid! PayCard

Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound,  it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

New Branch in Pasadena is NOW OPEN!

by Brian Ellis @ Texas Bay Credit Union

Sept. 30, 2015 – We are excited to bring you a new branch in Pasadena. The original branch was replaced by a beautiful, full-service facility on the same property in Pasadena on Monday, August 10, 2015. The new branch includes an open-concept floor plan with natural light, a community room, and designed to be energy-efficient. […]

The post New Branch in Pasadena is NOW OPEN! appeared first on Texas Bay Credit Union.

Members Win One-of-a-Kind Motorcycle!

by Ruth @ Linn Area Credit Union

Linn Area Credit Union members Don and Tina Schminkey are enjoying two new motorcycles after they won a 2017 Harley-Davidson Road Glide in the 2017 Motor Madness raffle. When Don and Tina bought a new Suzuki Can-Am Side by Side 30 at Metro Harley-Davidson Suzuki Can-Am, they also picked up some $10 Motor Madness raffle […]

The post Members Win One-of-a-Kind Motorcycle! appeared first on Linn Area Credit Union.

Best Military Money Books – Recommended Books to Help You Achieve Financial Independence

by Ryan Guina @ The Military Wallet

Military members, veterans, and their family members face an assortment of financial challenges that are unique to our community. As military members and veterans, we may find ourselves frequently traveling, being exposed to deployments and special duty assignments, dealing with unique pay and benefits programs, and working through other financial challenges. We also have a [...]

National Teach Children to Save Day

by rapid! PayCard @ rapid! PayCard

Like any company that provides technology to make life easier, we examine the millennial demographic. They are the population sector interested in options – from ways to communicate, to ways to bank. In their April 2016, article, Pew Research Center cited estimates by the U.S. Census Bureau that millennials have now “surpassed Baby Boomers as the nation’s largest living generation”. A powerful consumer force, the members of this group are working “real jobs” and building careers. They are open to alternatives. They also need them as they don’t typically comply with traditional banking methods. Per rapid! PayCard’s October 2016 article about banking options for millennials and the flexibility of getting... Read More

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

5 Reasons to Make Your Employee Handbook Public

5 Reasons to Make Your Employee Handbook Public

by Rachel Bolsu @ Namely: Blog

How this company improved recruiting and retention by exposing their internal policies.

Join us for the Easy Expo!

by Jan @ Linn Area Credit Union

It seems like there’s always something new and exciting going on in Linn Area land! This year, we have a brand-spankin’-new format for our annual membership meeting on Monday, April 25. We’re calling it the Easy Expo and 2016 Annual Meeting, and here’s a quick snapshot of what it’s gonna look like! At 4:30 p.m., […]

The post Join us for the Easy Expo! appeared first on Linn Area Credit Union.

Why HR was the Perfect Way to Kick-Start My Career

Why HR was the Perfect Way to Kick-Start My Career

by Rachel Bolsu @ Namely: Blog

A former HR pro shares how the field honed in on her strengths and shaped her future.

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Keeping You in the Green

by Kathleen @ Linn Area Credit Union

The month of March is all about the green. You’ve got St. Patrick’s Day, the first day of spring, and it’s also National Credit Education Month. So it’s a great time to take a look at your credit report and see what you can do to improve it! You probably already know that your credit […]

The post Keeping You in the Green appeared first on Linn Area Credit Union.

Drum roll, please….

by Jan @ Linn Area Credit Union

We’re excited to announce that we are launching the new www.linnareacu.org on November 1! (That’s right, folks! Right here, right now… November 1, 2016!) In May 2016, we emailed you a survey asking for your opinion on the eServices we provide — from our Mobile Money app to our website. We were totally amped up […]

The post Drum roll, please…. appeared first on Linn Area Credit Union.

Trees for Troops – Free Christmas Trees for Eligible Military Families

by Lizann Lightfoot @ The Military Wallet

When my husband was deployed to Afghanistan, he often mentioned how depressingly sandy and brown it was there. He dreamed of seeing anything green and alive that would remind him of home. Imagine the impact on his unit when they received a live Christmas tree from America at their forward operating base. With a live [...]

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

10 HR Mantras to Inspire Your Practice

10 HR Mantras to Inspire Your Practice

by Rachel Bolsu @ Namely: Blog

When times get tough, here are the words of wisdom that keep HR people resilient.

10 Reasons to Build Your Career In...Atlanta

10 Reasons to Build Your Career In...Atlanta

by Rachel Bolsu @ Namely: Blog

Here’s why this Southeast hub is the perfect balance of big city dreams and comfortable living.

It’s time payment systems caught up with the demands of the gig economy

by rapid! PayCard @ rapid! PayCard

Is your payment system ready for the gig economy or are you just a big wannabe? According to a Forbes article, 35 percent of the workforce have a gig, and collectively they earned $1 trillion from ad hoc work last year. But, freelance workers, who have come to expect payment as instantaneous as their work, are turning their noses up at outdated companies that can’t keep up. If you’re still mailing checks, might as well be using the Pony Express as far as tech-savvy gig workers are concerned. We are on the precipice of a major sea change, and the traditional employment model is quickly becoming as outdated as the... Read More

Direct Deposit

Direct Deposit


Investopedia

Direct deposit is the deposit of electronic funds directly into a bank account rather than through a physical paper check.

This Is Why Research On Behavioral Finance Won the Nobel Prize

by Cat Alford @ Chime Banking

In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]

The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.

What is ATM Skimming?

by BFeldpausch @ Zeal Credit Union

ATM card skimming is on the rise, which occurs when a credit/debit card skimmer is attached to an ATM machine or other card swiping terminal. Card skimming devices continue to be identified all over the United States. ATMs and gas pumps are popular targets for card skimming devices. Since August 2015, over 70 skimming devices have been located at gas stations... Read more »

Service Credit Union to offer assistance for those affected by a Government Shutdown

by Lori Holmes @ Service Credit Union

Service Credit Union is committed to helping its members in the event of a government shutdown by covering the December mid-month payroll and offering a 0% loan. If the shutdown occurs and the Defense Finances and Accounting Services (DFAS) does not pay mid-month payrolls, Service Credit Union will post credits to members based on the […]

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

Direct Deposit 101

Direct Deposit 101


Namely: Blog

Getting paid on payday seems like magic. Here’s how our country’s preferred payment method really works.

How to Set Up Direct Deposit to Your Banking Account

How to Set Up Direct Deposit to Your Banking Account


Linn Area Credit Union

Direct deposit is instant and convenient for businesses and employees. Your paychecks will consistently get to the bank on time. Fill out the forms.

Why Retraining Is The New Recruiting

Why Retraining Is The New Recruiting

by Jingcong Zhao @ Namely: Blog

7 tips to start future-proofing your workplace via employee retention.

PNC

PNC


PNC

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

2018 IRS Tax Refund Schedule - Direct Deposit Dates - 2017 Tax Year

2018 IRS Tax Refund Schedule - Direct Deposit Dates - 2017 Tax Year


The Military Wallet

Updated 2018. This IRS tax refund schedule shows when you will receive your federal tax refund for direct deposits or checks. Covers 2017 tax year. Use this table to check your IRS refund status. Additional resources & Frequently Asked Questions about the tax refund calendar.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Direct Deposit & Payroll Deduction Services - Texas Bay Credit Union

Direct Deposit & Payroll Deduction Services - Texas Bay Credit Union


Texas Bay Credit Union

Overview ACH Direct Payment Safe Deposit Boxes Same Day ACH ***EXPECTING A DIRECT DEPOSIT FOR YOUR IRS TAX REFUND?  VISIT IRS.gov TO LEARN WHEN YOUR PAYMENT WILL POST.*** Direct Deposit and Payroll Deduction Direct deposit authorization of your paycheck, retirement, or Social Security check allows your money to be sent directly to the account you designate, with …

HRreads: Namely’s New HR Book Club

HRreads: Namely’s New HR Book Club

by Rachel Bolsu @ Namely: Blog

Join fellow HR practitioners in reading books that inspire, teach, and motivate.

2017 Veterans Day Free Meals and Discounts – Over 100 Free Meals!

by Ryan Guina @ The Military Wallet

Updated: Nov 11, 2017. Happy Veterans Day! There are many restaurants and companies who want to thank our veterans by providing them with discounts or a free meal. To those companies offering veterans a free meal or discount, the military community gives a collective thanks! Download a PDF of these Veterans Day free meals and [...]

How P2P Payment is Changing Personal Finance

by rapid! PayCard @ rapid! PayCard

Emerging Peer-to-peer payment technology is growing in popularity, and will soon make back-of-napkin IOUs obsolete. Peer-to-peer payment, also known as P2P payment, is online technology that allows users to transfer funds from a bank account or credit card via the internet or mobile phone. One study found that nearly a quarter of mobile users sent money to another person from an app in 2016 — this statistic nearly triples when it comes to the millennial generation. The growing trend of P2P payment is just another chapter in 21st century technological augmentation of traditional services. Whether it’s ridesharing, online shopping, or P2P payment, consumers are foregoing tradition, and choosing digital alternatives... Read More

Where's my direct deposit?

Where's my direct deposit?


Chime Banking - Support and FAQs

We want you to get paid ASAP! That's why Chime never holds direct deposits as pending; our automated system will always post your funds as soon as we receive them from your employer or benefits pro...

Ways to prevent identity theft so you can enjoy the holiday season

by Dave Dwyer @ Service Credit Union

As the holiday season gears up with a mad rush of excitement, fraudsters are also gearing up with excitement to steal your identity. Take the necessary precautions to protect yourself whether you are shopping online or at a brick and mortar store. Enjoy the holidays as they are meant to be, with peace, joy, and […]

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

Learn How Direct Deposit Automates Payments and Saves Everybody Money

Learn How Direct Deposit Automates Payments and Saves Everybody Money


The Balance

Direct deposit automates payments and saves everybody money. See why it's popular and how you can use electronic payments.

Apple Pay Cash is Now Live — How Does it Work?

by rapid! PayCard @ rapid! PayCard

Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More

How to Start an HR Peer Group

How to Start an HR Peer Group

by Rachel Bolsu @ Namely: Blog

Networking can be hard. Here are 5 simple tips for making meaningful industry connections.

New Federal Veterans ID Card Now Available – How to Apply for the New VIC

by Ryan Guina @ The Military Wallet

Update – January, 2018: VA Again Accepting ID Card Applications. The VA began accepting applications for the Veterans Identification Cards at the end of November 2017. Shortly afterward, the VA announced they were unable to process ID card requests due to the overwhelming response. Veterans were instructed to submit their email address on a waining [...]

How to Save Money When You Get a Windfall of Cash

by Jackie Lam @ Chime Banking

Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]

The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

Should Businesses Stop Accepting Cash?

by rapid! PayCard @ rapid! PayCard

Visa is paying out a jackpot to vendors willing to bet against old money, and roll the dice on cashless transactions. Visa will give $10,000 to 50 restaurants that pledge to go cashless. The new initiative, what Visa executive Jack Forestall calls “a journey to go cashless,” will incentivize vendors to rip off the bandaid of paper transactions and progress to a cashless system. The money can be used for marketing and updating point of sale technology to focus payment exclusively on credit and debit cards and electronic payment. Visa will select participating merchants in August. Cash remains the predominate method of payment, according to the Federal Reserve. A report... Read More

Should You Pay Employees by Check or Direct Deposit?

Should You Pay Employees by Check or Direct Deposit?


Service Business Blog with Resources, News, and Tips | Jobber Academy

Planning on hiring? Welcome to the world of payroll decisions. We’re going over the pros and cons of paying employees by check or direct deposit.

IMHRO: Open Office Floor Plans Create a Collaborative Culture

IMHRO: Open Office Floor Plans Create a Collaborative Culture

by Namely Team @ Namely: Blog

This HR professional shares how working in an open office has benefitted her team.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

5 Important Lessons Adam Grant Can Teach HR

5 Important Lessons Adam Grant Can Teach HR

by Rachel Bolsu @ Namely: Blog

Here’s what we can learn from one of the most influential management thinkers and HR Redefined’s keynote speaker.

Explor-a-Mortgage, Part 1

by Jan @ Linn Area Credit Union

When was the last time you refinanced your home? Were interest rates lower or higher? If you don’t know, then you should take a look at your mortgage paperwork. It might be totally worth your while! My interest (pun intended!) in this is very personal. My husband and I refinanced about four years ago, and […]

The post Explor-a-Mortgage, Part 1 appeared first on Linn Area Credit Union.

2017 Veterans Day Freebies, Retail Discounts, and Special Offers

by Ryan Guina @ The Military Wallet

Veterans Day is a time to celebrate the service of those who have sacrificed so much to keep us safe. While military members don’t serve for recognition, it’s nice to know that many companies and organizations set aside a day to honor their service. This page lists a variety of Veterans Day offers for our [...]

Your Guide to Direct Deposit During the Holidays

by rapid! PayCard @ rapid! PayCard

The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More

Service Credit Union Names VP of Marketing

by Lori Holmes @ Service Credit Union

Service Credit Union is pleased to announce today the appointment of Wendy Bryant-Beswick to Vice President of Marketing. A seasoned executive with more than 20 years of marketing management experience, Beswick will oversee the planning and execution of Service Credit Union’s marketing initiatives including positioning, brand oversight, acquisition, communications, public relations, and business development. She […]

Equifax Data Breach

by Matt @ Linn Area Credit Union

Equifax data breach: 143 million people could be affected UPDATE 9/11/17: The Equifax data breach situation is continually evolving. According to Equifax, the company has adjusted the TrustedID Premier product Terms of Use. For more information and other updates, visit https://www.equifaxsecurity2017.com. Please note: Linn Area Credit Union cannot give legal advice. Now that’s a scary […]

The post Equifax Data Breach appeared first on Linn Area Credit Union.

SCU to offer assistance for those affected by a government shutdown

by Lori Holmes @ Service Credit Union

Service Credit Union is committed to helping its members who are affected during the government shutdown. For those with direct deposit, Service Credit Union will post credits to members based on the postings nearest to January 1, 2018. The credit of that amount will take place on or before February 1, 2018. This will apply […]

Service Credit Union donates to the N.H. Food Bank

by Lori Holmes @ Service Credit Union

Service Credit Union donated $10,000 and 1,326 pounds of food to the New Hampshire Food Bank, a program of Catholic Charites NH, in order to help the citizens of New Hampshire. Service Credit Union President/CEO David Van Rossum recently presented the check to New Hampshire Food Bank Executive Director Eileen Groll Liponis to help keep […]

This Is How Chime Gets You Paid Early

This Is How Chime Gets You Paid Early


Chime Banking

At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our

2018 IRS Tax Refund Schedule (2017 Tax Year) – When Will I Receive My Tax Refund?

by Ryan Guina @ The Military Wallet

When it comes to filing a federal tax return, there are a few questions that people care about more than any other – how much am I paying on taxes, how much will I get back in my tax refund, and when will I receive it? Everything else, the say, is just details. There is [...]

Service Credit Union named top CU Direct auto lender

by Lori Holmes @ Service Credit Union

Service Credit Union (SCU) was named the top auto lender in the New England/New York region and 10th nationally for 2017 by CU Direct. CU Direct works with auto dealers and credit unions throughout the U.S. to streamline the auto buying process. Last year, the credit union funded more than 21,000 auto loans at approximately […]

The Problem with Overdraft Fees

by Paul Sisolak @ Chime Banking

“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]

The post The Problem with Overdraft Fees appeared first on Chime Banking.

Terminal Leave: Take it or Sell it Back? – Pros and Cons of Both Options

by Forrest Baumhover @ The Military Wallet

There are any number of articles out in the web-space about whether you should take terminal leave upon retirement or separation, vice selling back your unused leave. Ryan Guina’s Cash Money Life article is a very good primer on why this should be considered on a case-by-case basis, and why each decision on whether to take terminal leave is a personal one.

Does Varo offer early direct deposit?

Does Varo offer early direct deposit?


Varo

Yes!  At Varo, we want you to have access to your money as soon as possible.   Varo won't hold your paycheck.  We post funds to your account as soon as we receive them from your employer or benefit...

Schedule a Check-up for Your Financial Life

by rapid! PayCard @ rapid! PayCard

Most of us are diligent about maintaining the various aspects of our life. We swap out the batteries on our smoke detectors with regularity; we schedule annual physicals, and get our car’s oil changed based on the manufacturer’s mileage recommendation. Still, many of us tend to take better care of our cars than we do our financial life. The irony being, an un-tended financial life can break down just as assuredly as an under-serviced automobile. It can run out of gas, but it can also seize up and need a roadside tow. In short, a well-examined financial life is worth exploring. 1. Schedule. Set a recurring point in time for... Read More

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

What Should HR Do When a Manager is Dating a Direct Report?

What Should HR Do When a Manager is Dating a Direct Report?

by Rachel Bolsu @ Namely: Blog

8 HR pros weigh in on how they would handle this case of love at work.

How to Build an Office Seating Plan That Scales

How to Build an Office Seating Plan That Scales

by Rachel Bolsu @ Namely: Blog

As your workforce grows, keep these office planning do’s and don’ts in mind.

Get FREE Checking, Get $50!

by Jan @ Linn Area Credit Union

We know, we know! No one really wants to move their checking account. It’s such a chore! But let’s weigh the short-term pain against the long-term gain. If you don’t have a Linn Area checking account, take a good hard look what you DO have. Are you paying a monthly maintenance fee? Are you paying […]

The post Get FREE Checking, Get $50! appeared first on Linn Area Credit Union.

New ‘Love @ Work’ Survey Sheds Light on Office Romance

New ‘Love @ Work’ Survey Sheds Light on Office Romance

by Andy Przystanski @ Namely: Blog

Nearly half of the office is dating. Should HR step in?

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

The growing gig economy, and what that means for electronic payment

by rapid! PayCard @ rapid! PayCard

Millions of Americans have jobs with little security, no benefits and irregular pay — and they love it. The gig economy is a booming business model that has changed the way employees make money. Gig work translates entrepreneurial spirit into earnings with no strings attached — whether that is to break into a new field, earn extra income for saving and investment, or make some weekend spending money. Nearly a third of the working population have a gig, according to Investopedia. Either as a primary means of income, or as a supplementary job, gigs allow flexibility in employment for a generation characterized by adaptability. This model is especially attractive to... Read More

How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

IMHRO: Open Office Floor Plans are a Recipe for Distraction

IMHRO: Open Office Floor Plans are a Recipe for Distraction

by Namely Team @ Namely: Blog

This HR professional shares why a private office layout fuels focus and efficiency.

Our 5 Mile Rd. Branch has Moved!

by BFeldpausch @ Zeal Credit Union

Great news! Our new Livonia Middlebelt Rd. location is now open. It is located at 15950 Middlebelt Rd. just north of Bill and Rod’s Appliance. We’re excited about this new branch as it’s better suited for the needs of our members. The new branch will maintain the same branch and drive-thru hours as the 5 Mile Branch... Read more »

When Does Direct Deposit Go Through? | Patriot Software

When Does Direct Deposit Go Through? | Patriot Software


Payroll Tips, Training, and News

If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?

Service Credit Union offers free access to FICO® Scores

by Lori Holmes @ Service Credit Union

In its continuing efforts to enhance member experience and provide innovative banking tools, Service Credit Union is now providing its members free access to their FICO® Scores. This includes key factors affecting their scores and general information on credit scores. . The scores, which will be updated quarterly, are available through Service Credit Union’s secure […]

Explor-a-Mortgage, Part 2

by Jan @ Linn Area Credit Union

As you may or may not know, I’ve been exploring refinancing my home on and off for a couple of months. My latest meeting was with Larry, and we worked the numbers (OK, Larry worked the numbers…) and I came to the conclusion that, even though the interest rate was a smidge lower, the $250 […]

The post Explor-a-Mortgage, Part 2 appeared first on Linn Area Credit Union.

5 Creative Habits That Will Keep Your Finances On Track

by Ben Luthi @ Chime Banking

Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]

The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

How to Get Started with People Analytics

How to Get Started with People Analytics

by George LaRocque @ Namely: Blog

Incorporating data into your HR practice can be overwhelming. Here’s where to dive in.

SCU AVP Donnelly receives Young Professional Award

by Lori Holmes @ Service Credit Union

Portsmouth, NH – The Cooperative Credit Union Association (CCUA) recently presented Service Credit Union Assistant Vice President of the Contact Center Dennis Donnelly with the Young Professionals Award of Excellence. The award signifies a young professional who best demonstrates a commitment to the values and principles defining the credit union’s mission. Donnelly was one of […]

5 Facts About Women and Money for International Women’s Day

by Chelsea Brennan @ Chime Banking

Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]

The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.

Is Friday Really the Most Common Day for Terminations?

Is Friday Really the Most Common Day for Terminations?

by Andy Przystanski @ Namely: Blog

Saying goodbye is never easy—well, depending on what day it is.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

Great Money Resolutions for the New Year

by Carolyn Pittman @ Service Credit Union

It’s that time of year again, recovering from the indulgences of the holidays, looking over the past year, breaking out the new calendar, and planning to do better in all aspects of life in the coming year. One of the most popular resolutions is to be better with money. The challenge, of course, is sticking […]

How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

5 Ways Learning & Development Drives ROI

5 Ways Learning & Development Drives ROI

by Emily Smul @ Namely: Blog

Employee development matters. Here’s how to take your program to the next level.

7 Habits That Will Help You Lead a More Successful and Productive Life

by Due.com @ Chime Banking

Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]

The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.

RAPIDS Appointment Scheduler User Guide – Schedule Your Military ID Card Appointment Online

by Ryan Guina @ The Military Wallet

Getting a new military ID card can be a simple process if you’re on active duty. You can usually just go to your base personnel office or Pass & ID center during office hours, sign up on the waiting list, and get a new card issued within the hour. But you may need to schedule [...]

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

2018 VA Service-Connected Disability Compensation Rates

by Ryan Guina @ The Military Wallet

The 2018 Cost of Living Adjustment for VA disability compensation of 2.0% was the largest COLA increase in six years. This rate increase followed rate increase of 0.3% in 2017, and no rate increase in 2016. The following article explains VA Service Connected Disability Ratings, how VA disability compensation works, and shows the 2018 VA Disability [...]

Making the Leap

by Jan @ Linn Area Credit Union

I’m truly impressed with our Mobile Money app. Truly. Generally speaking, I’m not a person who leaps into action when the brand-spankin’-newest, high-tech gadget is introduced. Or software. Or anything, for that matter. It’s pretty easy for me to be that person who just goes along with what they’ve got, and that works for them. […]

The post Making the Leap appeared first on Linn Area Credit Union.

For employees: How to check the status of your direct deposit funds transfer

For employees: How to check the status of your direct deposit funds transfer


Help Center

Are you an employee of a business owner who uses Payroll by Wave? If you're paid by direct deposit, follow these instructions if you'd like to check the status of the transfer of your pay.You can ...

How to Use Employee Benchmarks

How to Use Employee Benchmarks

by Alexis Croswell @ Namely: Blog

Engagement surveys are a great source of employee feedback, but collecting responses is only the first step.

Meet Dan Murphy, Namely’s CFO

Meet Dan Murphy, Namely’s CFO

by Namely Team @ Namely: Blog

Our new exec shares why he's excited to help Namely keep growing at an amazing rate.

Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

Why You Don't Get Your Direct Deposit On Weekend | LRRCU

Why You Don't Get Your Direct Deposit On Weekend | LRRCU


LRRCU

Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

Direct Deposit

Direct Deposit


Bank of the Sierra

Most commonly used for payroll, Direct Deposit lets your employer electronically transfer money directly into your account.

How to Prepare Your Taxes & File Your Tax Return – (Possibly for Free!)

by Ryan Guina @ The Military Wallet

Thank you H&R Block for sponsoring this post. While this was a sponsored opportunity from H&R Block, all content and opinions expressed here are my own. Filing your taxes isn’t always fun. But it doesn’t have to be a complicated process or take a long time. If your situation is fairly basic, you can file [...]

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

We Don’t Want You to Wait – Ways to Avoid Being On Hold

by Carolyn Pittman @ Service Credit Union

(And Our 10 Favorite Hold On Songs) Sitting and waiting on the phone for support probably tops most people’s lists of things they would rather not do. Thankfully, the Contact Center at Service Credit Union has invested in a wide variety of options that not only in many cases allow you to avoid picking up […]

The Equifax Data Breach: What You Need to Know and What You Can Do

by BFeldpausch @ Zeal Credit Union

If you’re an adult living in the U.S., there’s a better than 50 percent chance your data was stolen. Along with TransUnion and Experian, Equifax is one of the three major credit reporting agencies. They track your entire financial history —bills, loans, credit cards and more. They use this info to build your credit report.... Read more »

Here’s What Gen Z Means for the Future of Work

Here’s What Gen Z Means for the Future of Work

by Emily Smul @ Namely: Blog

Now that you finally figured out millennials, a new generation is entering the workforce.

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

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