Discover Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Sun Feb 25 09:00:18 PST 2018

Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]

The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.

RESOLVED Card Processing Problem

by Kyle McDougal @ America's First Federal Credit Union

Thu Mar 01 19:31:24 PST 2018

America’s First Federal Credit Union would like to thank everyone for their patience. All cards are active now.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Fri Mar 23 12:46:42 PDT 2018

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

Online Savings Accounts: Better for Your Money

by banksadmin @ Banks.org

Wed Sep 20 08:21:54 PDT 2017

If you’re looking around to choose the best bank for your savings, or are thinking about switching banks to get a better interest rate, you should consider online savings accounts. They offer significant advantages to consumers in terms of higher … Continued

Negative Interest Rates: How They Could Impact Our Economy

by banksadmin @ Banks.org

Tue Aug 22 04:08:43 PDT 2017

Imagine rates so low that they’re actually in the negative. Instead of making money off your investment, you would have to pay the bank to house your cash. Although it may not even seem legal, negative interest rates are a real possibility. In … Continued

China Eastern Flight Dumps 30 Tons of Fuel to Make Emergency Landing

by Emily McNutt @ The Points Guy

Wed Mar 28 06:30:53 PDT 2018

The pilot of a China Eastern flight traveling from Shanghai (PVG) to New York (JFK) on Friday made the decision to dump 30 tons of fuel before diverting to Anchorage (ANC) after a medical emergency was declared on board. According to the Straits Times, a 60-year-old woman on China Eastern Flight 587 began to feel …

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Thu Mar 22 17:39:02 PDT 2018

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

Stay Safe in a Turbulent Market with Certificates of Deposit

by banksadmin @ Banks.org

Sun Feb 19 23:04:47 PST 2017

It is very scary out there for the average stock investor. Roughly half of all adults in the United States own stocks. Most of those people own them through retirement plans they have set up at work. Most also do … Continued

How to Train an Abused Dog

by @ How to of the Day

Tue Mar 27 01:00:00 PDT 2018

Dogs who’ve suffered abuse may be withdrawn, depressed, inactive, and distrustful. While not all fearful and shy dogs have been abused, abuse can make the dog hesitant and nervous around humans. While it takes time to help a pup overcome its past, abused dogs can become loving pets if the right person comes into their life. If you’ve rescued an abused dog, then you’ll likely want to train it. Before you can train your dog, you need to take care of the dog’s health and safety so that it can learn to trust you. Then you will be able to housebreak your dog, teach it basic commands, and help it overcome its past.

New Banking Ecosystems Will Use Data and Collaboration to Deliver Value

by Guest Contributor @ The Financial Brand

Wed Mar 21 21:03:04 PDT 2018

Open banking requires strong data and analytics skills, a digital culture and a willingness to share and collaborate with alternative providers.

The post New Banking Ecosystems Will Use Data and Collaboration to Deliver Value appeared first on The Financial Brand.

Online Bank Review: Bluebird by American Express

by banksadmin @ Banks.org

Wed Oct 11 10:27:10 PDT 2017

One of the many challenges people face when opening a checking account is their credit. This is partly because in some instances, banks may refuse to open checking or savings accounts for those who have had financial difficulties. It is … Continued

The Four Pillars of Digital Transformation in Banking

by Lisa Joyce @ The Financial Brand

Mon Mar 26 21:04:59 PDT 2018

Banks and credit unions know they need a digital strategy, but few actually have one. Use this outline as your strategic checklist and self-assessment tool.

The post The Four Pillars of Digital Transformation in Banking appeared first on The Financial Brand.

Is Ally Bank’s Raise Your Rate CD the Right Investment for You?

by banksadmin @ Banks.org

Wed Apr 26 23:52:09 PDT 2017

Ally Bank is an online-only bank that features live 24-hour customer service. Ally offers strong rates, innovative tools and superior customer service. Since Ally saves by eliminating the need for local branches, they’re able to offer extremely competitive rates on … Continued

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

Wed Mar 21 05:30:00 PDT 2018

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

Why Financial Institutions Are Betting on Multi-Sensory Branch Experiences

by Guest Contributor @ The Financial Brand

Mon Mar 19 21:01:53 PDT 2018

Here's how banks and credit unions are using all five senses to shape people's perceptions of their brands in branch environments.

The post Why Financial Institutions Are Betting on Multi-Sensory Branch Experiences appeared first on The Financial Brand.

How to Train an Australian Shepherd

by @ How to of the Day

Tue Mar 20 01:00:00 PDT 2018

Australian shepherds are herding dogs that are popular pets. They are very intelligent dogs that thrive when thoroughly trained. To train an Australian shepherd you should focus on rewarding good behavior and reinforcing training with repetition and consistency. With some time and effort, your Australian shepherd will be a wonderfully trained companion for years to come.

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 16 03:00:00 PST 2018

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

APR vs. APY: How One Letter Makes a Big Difference

by Stephanie Colestock @ Consumerism Commentary

Thu Feb 15 03:00:00 PST 2018

APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]

The post APR vs. APY: How One Letter Makes a Big Difference appeared first on Consumerism Commentary.

What is a Cash Out Refinance Plan?

by banksadmin @ Banks.org

Sat Sep 12 16:26:59 PDT 2015

A cash out refinance plan is a refinancing plan where you can refinance your home for an amount that is greater than the balance that you still owe on your existing mortgage. With your refinance loan you would pay off … Continued

Are Certificates of Deposit a Good Investment?

by banksadmin @ Banks.org

Thu Mar 24 11:31:39 PDT 2016

When most people hear about CDs, they start wondering why anyone would still buy them in a world where music has gone digital. However, the financially savvy can usually tell within a few words of the conversation if the term … Continued

How Banks and Credit Unions Can Survive Rising Interest Rates

by Lisa Joyce @ The Financial Brand

Sun Mar 11 21:02:40 PDT 2018

To make a significant difference in the amount of deposits you attract — and keep — the marketing strategy for your deposit products will have to shift.

The post How Banks and Credit Unions Can Survive Rising Interest Rates appeared first on The Financial Brand.

How Long Should It Take to Build a Digital Bank?

by Jim Marous @ The Financial Brand

Sun Mar 11 21:03:54 PDT 2018

To keep up with the market, the competition and the consumer, financial institutions that want to roll out a digital bank need to move quickly.

The post How Long Should It Take to Build a Digital Bank? appeared first on The Financial Brand.

New Medicare Cards Mean New Scams: Here’s What You Need to Know

by Jen Smith @ The Penny Hoarder

Tue Mar 27 13:45:00 PDT 2018

Five Big Strategic Shifts Bank and Credit Union CMOs Must Make

by Amber Sullivan @ The Financial Brand

Tue Mar 13 21:02:05 PDT 2018

Customer centricity, CX and digital transformation are among the dominant themes that preoccupy the most effective CMOs in the world today.

The post Five Big Strategic Shifts Bank and Credit Union CMOs Must Make appeared first on The Financial Brand.

Top Online Checking Accounts With High Interest Rates

by banksadmin @ Banks.org

Wed Jun 28 08:57:36 PDT 2017

These days, there is a lot of interest in interest. With the Federal Funds Rate (the interest rate that banks pay each other for overnight lending) at less than 0.5% and a typical savings account interest rate of less than … Continued

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

Thu Jan 11 06:00:00 PST 2018

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:52:10 PDT 2018

Compare this card with other business related cards here. The Chase Ink Business PreferredSM Card offering a sign-up bonus of 80,000 Bonus Points after you spend $5,000 on purchases within the first three months of account opening. When doing so, you will earn $1,000 towards travel when you redeem through Chase Ultimate Rewards®  and points will be... Read More →

The post Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories appeared first on Bank Deal Guy.

Best Bank Deals, Bonuses, & Promotions In Minnesota

by Danny Nguyen @ Bank Deal Guy

Wed Mar 28 07:39:52 PDT 2018

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. “Explore Minnesota” and find the best bank deals here! Here is a list of Best Bank Deals, Bonuses,... Read More →

The post Best Bank Deals, Bonuses, & Promotions In Minnesota appeared first on Bank Deal Guy.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Best Bank Bonuses in Washington

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:33:33 PDT 2018

Editor’s Note: If this is not your state, you can click on the state(s) above to see the Best Bank Bonuses being offered in your selected state(s). If you’re going to Washington to visit the biggest building in the world, or the world famous Space Needle, take some time to also visit the Best Bank Bonuses in Washington.... Keep Reading↠

The post Best Bank Bonuses in Washington appeared first on Bank Checking Savings.

Banking Trends in 2016

by banksadmin @ Banks.org

Mon Mar 21 10:50:12 PDT 2016

The banking industry has always been in a state of change, especially over the past decade. With new technologies and ways to improve productivity surfacing every year, banks are engaging in these changes to increase customer loyalty and maintain competition. … Continued

Statement of Need / Request for Proposals for DETP and HIGH Residential Child Care Programs

by Vandana Desikan @ Maryland Department of Human Resources

Fri Nov 03 11:27:06 PDT 2017

Pre-Proposal Conference Date: Tuesday November 14, 2017 at 10:00 AM at the Department of Human Services; 311 W. Saratoga Street, Room 104 Proposal Due Date and Time: 3:00 PM Tuesday December 19, 2017 DHR AGENCY CONTROL NUMBER:SSA-SONGH-18-001-S  

The post Statement of Need / Request for Proposals for DETP and HIGH Residential Child Care Programs appeared first on Maryland Department of Human Resources.

Bank of America Platinum Visa Business Credit Card $200 Bonus

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 14:54:27 PDT 2018

Bank of America is offering the Bank of America Platinum Visa Business Credit Card. Starting now, you can earn a $200 bonus when you spend $500 within the first 60 days of opening your account. With this card you’ll also get features such as 0% introductory APR and top rated benefits, all for no annual fee. Keep on reading if... Read More →

The post Bank of America Platinum Visa Business Credit Card $200 Bonus appeared first on Bank Deal Guy.

Check Your Piggy Bank for This $85,000 Penny

by banksadmin @ Banks.org

Thu Oct 26 17:06:13 PDT 2017

During World War II, the United States had to conserve copper for the war effort. Copper was in high demand as it was used in ammunition and other military equipment. Because of this, 1943 pennies made from copper are extraordinarily rare … Continued

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

Sun Mar 25 18:00:27 PDT 2018

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Advantages and Disadvantages of an Online Savings Account

by banksadmin @ Banks.org

Wed Mar 02 11:05:43 PST 2016

It is important for everyone to have some sort of savings. Depending on your age and how much money you have to put into savings, there are many different options available. For some people, a traditional in bank savings account … Continued

Bank of America Business Advantage Relationship Rewards Bonus: Earn Up to 5.25% Cash Back On Gas Purchases

by Anthony Nguyen @ Bank Checking Savings

Wed Mar 28 07:38:32 PDT 2018

Bank of America recently announced a rewards program platform for business customers. The program correlates similarly to Bank of America’s consumer Preferred Rewards Program. There is three achievable status altitudes: “Gold, Platinum and Platinum Honors” with each higher tier, an incremental increase in benefits, bonuses, but also requirements. This program allows you to obtain a... Keep Reading↠

The post Bank of America Business Advantage Relationship Rewards Bonus: Earn Up to 5.25% Cash Back On Gas Purchases appeared first on Bank Checking Savings.

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

Wed Nov 29 04:00:00 PST 2017

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

12 Clever Places to Donate Your Used Old Books

by Makenzi Wood @ Wallet Hacks

Wed Mar 21 04:00:34 PDT 2018

If you're like me, you know there's nothing quite like cracking open a book. For decades us bookworms have amassed impressive collections of books to expand our small slice of the world. However, it's easy to get overwhelmed with books. I used to have an entire room in my house just for my books. It […]

The post 12 Clever Places to Donate Your Used Old Books appeared first on Wallet Hacks.

Five Key Things Financial Marketers Need to Know About Gen Z Now

by Guest Contributor @ The Financial Brand

Tue Mar 20 21:02:32 PDT 2018

Here are the relevant characteristics that define Gen Z — what financial marketers need to know so they can get ahead of this massive demographic trend.

The post Five Key Things Financial Marketers Need to Know About Gen Z Now appeared first on The Financial Brand.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

Mon Dec 04 06:00:55 PST 2017

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Banks Must Look Beyond Traditional Credit Scores

by Guest Contributor @ The Financial Brand

Mon Mar 26 21:03:21 PDT 2018

Increased data and advanced technology is is expanding the availability of credit to consumers with thin credit scores.

The post Banks Must Look Beyond Traditional Credit Scores appeared first on The Financial Brand.

An important message from Consumer Reports

by petedirenzo @ Consumerist

Mon Oct 30 11:18:07 PDT 2017

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

Achieve the Dream of a College Education with the Maryland 529 Save4College Program

by Jim Wang @ Wallet Hacks

Mon Mar 19 06:01:14 PDT 2018

College is expensive. I graduated with $35,000 in student loan debt. Some graduate with hundreds of thousands of dollars in debt. I never had access to a 529 plan. I started college in 1998 and they were created in 1996 as Section 529 of the Internal Revenue Code. Even if we knew about it, it […]

The post Achieve the Dream of a College Education with the Maryland 529 Save4College Program appeared first on Wallet Hacks.

First South Financial Direct Deposit Bonus: $50 Promotion (Tennessee only)

by Anthony Nguyen @ Bank Checking Savings

Wed Mar 28 08:44:56 PDT 2018

How would you like to earn a generous bonus just in time for the season? If so, then please do not hesitate! First South Financial is offering residents of Tennessee a $50 bonus when you sign up for a new Checking Account with direct deposit by March 31, 2018. To qualify for the stated bonus,... Keep Reading↠

The post First South Financial Direct Deposit Bonus: $50 Promotion (Tennessee only) appeared first on Bank Checking Savings.

North Shore Bank Checking Account Bonus: $300 Promotion (Illinois, Wisconsin)

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:15:18 PDT 2018

If you would like to start your weekend out strong with a generous bonus, then pay attention now! North Shore Bank is offering residents of Illinois and Wisconsin a chance to earn a $300 bonus when you open a new Checking Account online using promo code March Special by March 31, 2018. To receive the generous bonus, simply open a new checking account. A... Keep Reading↠

The post North Shore Bank Checking Account Bonus: $300 Promotion (Illinois, Wisconsin) appeared first on Bank Checking Savings.

Don’t Let Bad Data Kill Your Financial Institution’s Brand

by Guest Contributor @ The Financial Brand

Wed Mar 07 21:02:37 PST 2018

When you try to personalize your marketing communications and fail, you lose people's trust and undermine your brand. Here's three ways to make sure that doesn't happen.

The post Don’t Let Bad Data Kill Your Financial Institution’s Brand appeared first on The Financial Brand.

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 23 03:00:00 PST 2018

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

How to Use Miles to Fly Singapore’s Brand-New 787-10 Business Class

by Zach Honig @ The Points Guy

Wed Mar 28 06:00:02 PDT 2018

Singapore Airlines offers some of the world’s most appealing business-class products, but unless you’re able to transfer points to KrisFlyer — earned with cards like the Chase Sapphire Reserve or The Platinum Card from American Express — or book a seat with cash, they’re largely out of reach. The reason? While the carrier’s angle-flat products are available to all Star …

How to Cope with Nicotine Withdrawal

by @ How to of the Day

Fri Mar 23 01:00:00 PDT 2018

If you have been a smoker for a while, you may experience nicotine withdrawal symptoms—intense cravings, headaches, anger, trouble sleeping, and even anxiety or depression—when you attempt to quit. These undesirable side effects of quitting may tempt you to pick the habit back up. But, if you seek support, come up with a plan to deal with triggers, and practice good self-care, the symptoms will eventually subside. Hold out and give it time— you'll get through withdrawal and be smoke-free sooner than you think!

Cost Allocation Services

by Vandana Desikan @ Maryland Department of Human Resources

Fri Feb 16 07:32:34 PST 2018

SOLICITATION NO: N00B8400326 Issue Date: February 14, 2018 Pre-Proposal Conference: 02/26/2018 at 2:00 PM Local Time. 311 West Saratoga Street, Rm.508A Baltimore, Maryland, 21201. See Attachment E for Response Form Proposal Due Date: 03/30/2018 at 02:00 PM Local Time

The post Cost Allocation Services appeared first on Maryland Department of Human Resources.

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

Mon Oct 30 09:56:12 PDT 2017

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

Geotargeted Marketing Strategies: Using Location Data to Engage Banking Consumers

by Lisa Joyce @ The Financial Brand

Mon Mar 12 21:02:31 PDT 2018

Banks and credit unions can drive greater marketing ROI by leveraging location-based data from consumers' mobile devices.

The post Geotargeted Marketing Strategies: Using Location Data to Engage Banking Consumers appeared first on The Financial Brand.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:23:22 PDT 2018

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. At a glance, The Plum Card® from American Express is great for those who need that extra time to pay off debt... Read More →

The post The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year appeared first on Bank Deal Guy.

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

Wed Feb 28 05:10:52 PST 2018

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

Mon Oct 30 09:46:35 PDT 2017

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Mon Oct 30 07:59:13 PDT 2017

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

5 Ways Banks & Credit Unions Can Apply Machine Learning Today

by Guest Contributor @ The Financial Brand

Thu Mar 22 21:02:01 PDT 2018

Fueled by the large volumes of data available in today's digital world, machine learning has the power to completely transform the experience financial institutions deliver.

The post 5 Ways Banks & Credit Unions Can Apply Machine Learning Today appeared first on The Financial Brand.

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Mon Nov 13 04:50:10 PST 2017

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Mon Mar 26 07:00:54 PDT 2018

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 04:00:00 PST 2017

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

What Exactly is a Certificate of Deposit?

by banksadmin @ Banks.org

Fri Mar 18 10:00:25 PDT 2016

It’s never too early to begin building your nest egg. Safe and effective investments can help you slowly and steadily grow your savings. You may have heard the term “CD” commonly used in banking. If you’ve asked yourself, “What is … Continued

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

Mon Mar 12 06:30:50 PDT 2018

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Mon Dec 18 04:00:00 PST 2017

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

Message from CEO

by Rebecca Smith @ America's First Federal Credit Union

Fri Mar 02 14:14:30 PST 2018

To our Valued Members: You may be aware that America’s First experienced a failure in our debit card processing systems between approximately 5:00 pm on Thursday, March 1st and 9:00 am on Friday, March 2nd. Perhaps you were one of a number of members whose card was declined at a merchant or ATM during this time [...]

First South Financial Referral Bonus: $25 Promotion (Tennessee only)

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:30:43 PDT 2018

If you are a resident of Tennessee, listen up! First South Financial is offering qualified customers a $25 bonus whenever they refer a friend or family member to open a new account by March 31, 2018! There are very few requirements to be eligible for the referral bonus. After the requirements has been met, you will get... Keep Reading↠

The post First South Financial Referral Bonus: $25 Promotion (Tennessee only) appeared first on Bank Checking Savings.

Bank of America Holidays for 2018 and 2017

by banksadmin @ Banks.org

Sun Jun 18 00:18:58 PDT 2017

* Updated for 2018 * Need to know if your local Bank of America branch is open on a specific holiday? All BofA branches are closed on the below dates in 2017 and 2018. If a holiday such as Christmas Eve, … Continued

How to Break Boards with Your Bare Hands

by @ How to of the Day

Thu Mar 22 17:00:00 PDT 2018

Learning how to break boards with your bare hands can be done right at home. Start by conditioning your hands to get them ready for striking, and make sure your board is set up properly and safely. By having confidence in your ability to break the board and following some simple strategies, you'll soon master the martial arts stunt of board-breaking.

How to Wash Jeans by Hand

by @ How to of the Day

Thu Mar 22 09:00:00 PDT 2018

Hand washing is a great way to extend the life of your favorite pair of jeans. It is a gentler process than machine washing and prevents, or at least slows, the fading and break down of fibers. Choose between hand washing your jeans in cool water or spot cleaning.

Top 2-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 08:57:05 PDT 2018

Below is our guide to help you, our readers, find the best or top 2-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 2-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

What Happens If Your Bank Account Is Hacked?

by Luke Landes @ Consumerism Commentary

Wed Mar 28 04:00:23 PDT 2018

What happens if your bank account is hacked? Are you liable or is your bank? We have the answer, along with some tips how to keep your money safe online. As society’s reliance on technology grows, especially for things like banking, we will continue to see more and more issues with account hacking. Whether on […]

The post What Happens If Your Bank Account Is Hacked? appeared first on Consumerism Commentary.

Chase College Checking Account Review: Earn $50 Bonus

by Liz Pham @ Bank Checking Savings

Tue Mar 27 19:00:36 PDT 2018

Attention all incoming freshman and returning college students! Chase is offering you a chance to open a new Chase College CheckingSM account where you can earn a $50 bonus once you enroll in paperless statements and complete 10 qualifying transactions. You will also be happy knowing there is no monthly service fee from the the time you open... Keep Reading↠

The post Chase College Checking Account Review: Earn $50 Bonus appeared first on Bank Checking Savings.

Regions Bank Holidays for 2018 and 2019

by banksadmin @ Banks.org

Tue Feb 27 00:34:02 PST 2018

Need to know if your local Regions Bank branch is open or closed on a certain holiday? All Regions Bank locations in the United States will be closed on the below dates in 2018 and in 2019. When a fixed-date … Continued

North Shore Bank $300 Checking Bonus [IL, WI]

by Danny Nguyen @ Bank Deal Guy

Wed Mar 28 08:47:31 PDT 2018

Available to Wisconsin and Illinois residents, North Shore Bank is offering you a $300 checking bonus when you open a new checking account (using promo code March Special) and complete simple requirements. Below is all the information and details you need to earn your North Shore Bank $300 Checking Bonus! North Shore Bank $300 Checking Bonus Summary To earn your... Read More →

The post North Shore Bank $300 Checking Bonus [IL, WI] appeared first on Bank Deal Guy.

How Employment Affects Qualifying for a Mortgage

by banksadmin @ Banks.org

Sat Sep 12 16:18:02 PDT 2015

Perhaps you’ve read articles and books on how to qualify for a mortgage. Information buried in these pages might include tips on how to raise your credit score, how to save for a down payment, and tips on how to … Continued

Navy Federal Credit Union Credit Card Promotions – April 2018

by Anthony Nguyen @ Bank Checking Savings

Wed Mar 28 06:06:57 PDT 2018

Navy Federal Credit Union is the largest credit union in the U.S. both in members with 5.7 million and in assets with over $72 billion.  Members consist of those affiliated with the Armed Forces, Department of Defense, Coast Guard, National Guard, contract employees, and family members.  Navy Federal Credit Union has comprehensive individual and business financial services... Keep Reading↠

The post Navy Federal Credit Union Credit Card Promotions – April 2018 appeared first on Bank Checking Savings.

Online Money Market Accounts

by banksadmin @ Banks.org

Mon Mar 28 09:25:52 PDT 2016

As the financial industry moves into the internet age, more and more options are becoming available for consumers. In the old days, banking required you to go to branch and speak with a teller or a manager to get anything … Continued

How to Lose Fat With Weights

by @ How to of the Day

Sat Mar 24 09:00:00 PDT 2018

If you want to get rid of stubborn body fat, adding strength training to your exercise regimen can help. To start losing fat, create a consistent weekly routine to build muscle and burn calories. One effective way to lose fat is doing compound exercises, which will work out multiple muscle groups at once. Keep in mind that to lose fat, you must ultimately burn more calories than you eat. Thus, you should also incorporate other healthy weight loss practices into your life.

SunTrust Bank Holidays for 2017 and 2018

by banksadmin @ Banks.org

Fri Dec 22 19:30:33 PST 2017

Wondering if your local SunTrust bank is open for a specific holiday? Check out the list of 2017 and 2018 dates below that all SunTrust branches are closed on. If a holiday is not listed below, such as Christmas Eve, New Year’s … Continued

How to Activate Night Shift on an iPhone

by @ How to of the Day

Tue Mar 27 17:00:00 PDT 2018

This wikiHow teaches you how to turn on Night Shift on your iPhone, as well as how to schedule Night Shift to automatically come on during certain hours of the day. Night Shift is a blue-light filter that helps prevent interruptions to your circadian rhythm at night, which can improve your sleep.

5 Ways Fintech Firms Help Banks and Credit Unions

by Guest Contributor @ The Financial Brand

Wed Mar 14 18:03:14 PDT 2018

Combining benefits of traditional banking organizations and new fintech start-ups can improve the development of digital solutions and enhance the consumer experience.

The post 5 Ways Fintech Firms Help Banks and Credit Unions appeared first on The Financial Brand.

How to Keep a Dress Shirt from Riding Up

by @ How to of the Day

Thu Mar 22 01:00:00 PDT 2018

If you tend to have trouble keeping your shirt tucked in throughout the day, it may be time to try out a new method of holding it in place. First thing’s first—make sure that you’re wearing a dress shirt that’s been sized and cut specifically for your frame. You can then create a neat, trim profile by folding the excess fabric on the sides of the shirt before you tuck it in. If all else fails, invest in a pair of handy shirt stays or make the switch to a more casual untucked style.

Overnight Sibling Summer Camp

by Vandana Desikan @ Maryland Department of Human Resources

Tue Dec 12 10:49:43 PST 2017

AGENCY CONTROL NUMBER: BCODSS/CS-18-006-S Issue Date: Friday, December 08, 2017 Pre-Proposal Conference: December 27, 2017, at 10 am-12:00 pm Local Time Proposal Due Date: January 31, 2018 at 4:30 pm Local Time

The post Overnight Sibling Summer Camp appeared first on Maryland Department of Human Resources.

What Every Homeowner Should Know About Tax Deductions

by banksadmin @ Banks.org

Sat Sep 12 16:24:11 PDT 2015

Whenever April approaches, people start to think of two things: spring and taxes. While most people welcome the arrival of spring, very few cheer at the impending tax deadline. Paying taxes, however, is something we all have to do. When … Continued

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

TD Bank Holidays for 2018 and 2019

by banksadmin @ Banks.org

Thu Mar 22 01:36:53 PDT 2018

Need to know if your local TD Bank branch is open or closed on a certain holiday? All TD Bank locations in the United States will be closed on the below dates in 2018 and in 2019. When a fixed-date … Continued

How to Save $1,000 in Less Than a Year

by banksadmin @ Banks.org

Fri Jan 29 14:57:23 PST 2016

How would you like to save $1,000 by setting aside less than $50 a week? As a bonus, it doesn’t even take a year, just 44 weeks. You can start on any week, at any time. All you need is … Continued

How to Change Your Name in Skype

by @ How to of the Day

Wed Mar 21 01:00:00 PDT 2018

This wikiHow teaches you how to change your Skype display name, which is the name people see when you appear in their contacts. You can change your Skype display name on the Skype website and on the mobile version of Skype, but you cannot change your Skype display name in the Skype program for Windows and Mac computers. You also can't change your Skype username without creating a new account.

Six Secrets From a Pro Photographer for Snapping Adorable Pix of Your Kids

by Nicole Dow @ The Penny Hoarder

Tue Mar 27 05:00:05 PDT 2018

Bank Holiday Schedule for 2017 and 2018

by banksadmin @ Banks.org

Sat Oct 21 21:11:40 PDT 2017

Few things are more frustrating than wanting to deposit a check, make a withdrawal or make a same-day online bill payment and then finding out that the bank is closed for a holiday. The Federal Reserve bank observes 10 holidays … Continued

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Digital CX Now The Ultimate Factor In The Fate of Banking Brands

by Lisa Joyce @ The Financial Brand

Sun Mar 18 21:02:24 PDT 2018

Is there a future for traditional banks and credit unions? Yes, but everything now hinges entirely on the digital experience they deliver.

The post Digital CX Now The Ultimate Factor In The Fate of Banking Brands appeared first on The Financial Brand.

Best Bank Deals, Bonuses, & Promotions In Michigan

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 16:06:24 PDT 2018

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. As a state surrounded by the Five Great Lakes, Michigan is also surrounded by great bank deals!... Read More →

The post Best Bank Deals, Bonuses, & Promotions In Michigan appeared first on Bank Deal Guy.

Bank Holiday Schedule for 2016 and 2017

by banksadmin @ Banks.org

Wed Feb 24 10:01:49 PST 2016

Few things are more frustrating than wanting to deposit a check, make a withdrawal or make a same-day online bill payment and then finding out that the bank is closed for a holiday. The Federal Reserve bank observes 10 holidays … Continued

How the Opioid Crisis Is Hurting the U.S. Economy

by Bob Sullivan @ MagnifyMoney

Tue Mar 27 04:46:21 PDT 2018

On March 6, the CDC released data showing incredible spikes in opioid-related emergency room visits since July 2016: in Wisconsin, they were up 109 percent; in Illinois, up 66 percent; Delaware, 105 percent, Pennsylvania, 81 percent. These are just some of the devastating numbers behind the growing health crisis. The CDC says 64,000 people died … Continue reading How the Opioid Crisis Is Hurting the U.S. Economy

The post How the Opioid Crisis Is Hurting the U.S. Economy appeared first on MagnifyMoney.

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

Fri Mar 23 06:53:52 PDT 2018

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

Making Savings a “Dream”: A Review of Barclays Online Bank

by banksadmin @ Banks.org

Fri Jul 07 04:09:28 PDT 2017

Barclays Bank has its roots in 17th century London and its legacy includes financing the world’s first industrial steam railway and introducing the world’s first automated teller machine. While Barclays is still headquartered in London, it has operations in more than … Continued

MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide]

by Andy Truong @ Bank Deal Guy

Tue Mar 27 08:30:20 PDT 2018

Available Nationwide, MutualOne Bank is offering you 1.71% APY on your funds when you fund a Online Savings Account with at least $10. Below is all the information you need to earn a 1.71% APY Rate when you open a MutualOne Online Savings Account. Editor’s Note: If you’re interested in getting a credit card, look at our full... Read More →

The post MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide] appeared first on Bank Deal Guy.

Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Wed Mar 14 06:00:25 PDT 2018

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

The post Barclays Online Savings Review appeared first on Consumerism Commentary.

Meet 11 of the Most Interesting Chatbots in Banking

by Jim Marous @ The Financial Brand

Tue Mar 13 21:03:23 PDT 2018

The use of chatbots in the banking industry is exploding, with a variety of ways to apply the technology and improve the digital experience.

The post Meet 11 of the Most Interesting Chatbots in Banking appeared first on The Financial Brand.

Bringing Simplicity to Banking

by Michelle Brown @ The Financial Brand

Sun Mar 25 21:02:21 PDT 2018

With banking, people don’t want to have to think too hard or put forth a lot of effort. Today's consumer demands the banking experience be simple across every touchpoint.

The post Bringing Simplicity to Banking appeared first on The Financial Brand.

ConnectOne Bank CD Account Review: 2.17% APY 10-Month CD Rate Special (Nationwide)

by Anthony Nguyen @ Bank Checking Savings

Wed Mar 28 07:50:26 PDT 2018

Are you currently looking for great CD rates and earn a nice return? Well look no further. Available nationwide, ConnectOne Bank has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. Whether you... Keep Reading↠

The post ConnectOne Bank CD Account Review: 2.17% APY 10-Month CD Rate Special (Nationwide) appeared first on Bank Checking Savings.

Card PIN transaction issue with some cards.

by Kyle McDougal @ America's First Federal Credit Union

Sun Mar 04 10:55:19 PST 2018

Sunday March 4, 2018 We understand that some members are unable to successfully use their debit card as a PIN transaction, either at a merchant or an ATM. This appears to be related to the outage we experienced last Thursday evening. We continue to work closely with VISA and our processor to identify the cause of [...]

Bank Failures Cost the FDIC Deposit Insurance Fund $894 Million in 2015

by banksadmin @ Banks.org

Thu Apr 21 10:53:44 PDT 2016

The financial crisis of 2007-2008 resulted in hundreds of bank failures. In the year after the crisis, bank closures cost the FDIC‘s Deposit Insurance Fund more than $38 billion. As the U.S. economy slowly recovered, fewer banks have been closed and sold by … Continued

Booking a Mixed-Cabin Award Flight — Reader Mistake Story

by The Points Guy @ The Points Guy

Wed Mar 28 04:00:26 PDT 2018

Today, I want to share a story from TPG reader Jeff, who unexpectedly found himself in economy on an international flight. Here’s what he had to say: I have been a Delta Diamond Medallion for the last six years. I thought I knew all the tricks of the booking system and that mistakes were a …

How to Develop Film in a Darkroom

by @ How to of the Day

Mon Mar 26 09:00:00 PDT 2018

Film photography is a great way to capture personal, unique, and long-lasting photographs. The first step in turning the captured exposures on your film camera into physical prints is developing the film. Taking the time to develop your film correctly is critical if you want your prints to turn out beautifully. To develop your film, you'll need some basic photography tools and chemicals, as well as access to a dark room.

Top 5 States Where Income is Growing Fastest

by banksadmin @ Banks.org

Thu May 25 06:37:24 PDT 2017

The US census data is out and the information on the fastest and slowest growing states has finally arrived.  This gives state governments a chance to compare records and mark their progress.  Continue reading below to find out which 5 … Continued

Scient Federal Credit Union $150 Checking Bonus [CT]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:41:29 PDT 2018

Scient Federal Credit Union is offering Massachusetts residents the opportunity to earn a $150 checking bonus with a new checking account and meeting certain requirements. Below is all the information and details you need to earn your Scient Federal Credit Union $150 Checking Bonus! Membership: If you are an employee or retiree of one of their select employer groups (SEG), you can enjoy... Read More →

The post Scient Federal Credit Union $150 Checking Bonus [CT] appeared first on Bank Deal Guy.

The Risks Associated With CDs

by banksadmin @ Banks.org

Mon Jul 17 01:12:57 PDT 2017

Certificates of Deposit have been around for a while. If you save or invest your money, you’ve probably at least considered making use of a CD. Certificates of Deposits are one of the safest methods of saving money. In many ways, … Continued

What You Need to Open a Bank Account?

by banksadmin @ Banks.org

Fri Jan 19 10:35:58 PST 2018

What do you need to open a bank account? Whether you are opening your first bank account, or you are creating a new account in addition to other bank accounts you own, there is some basic information that is required … Continued

How to Wash High Windows

by @ How to of the Day

Sat Mar 24 01:00:00 PDT 2018

Cleaning high windows can be tricky, especially if they are above a sloped area or in a hard to reach spot. High windows also tend to get very dirty, especially if they have not been wiped or washed in awhile. Though you can hire a professional to wash high windows, doing them yourself can save you money and give you the satisfaction of maintaining them on your own. By using an extendable pole on a day that is not too sunny or hot, you can have clean, streak-free windows in no time.

Outside the Box: Escaping the Confines of Obsolete Consumer Banking Strategies

by Guest Contributor @ The Financial Brand

Tue Mar 20 21:01:29 PDT 2018

Financial execs must ditch the tired paradigms that served as the bedrock of 20th century banking models, and break free from the mental roadblocks holding the industry back.

The post Outside the Box: Escaping the Confines of Obsolete Consumer Banking Strategies appeared first on The Financial Brand.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Discover it® – Cashback Match™ Review

by Joe Taylor Jr. @ Consumerism Commentary

Wed Nov 22 13:00:49 PST 2017

Learn More The Discover it® – Cashback Match™ makes a habit of saying no. No annual fee, no late fee on your first late payment, and no APR hike for paying late. Discover®’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. The […]

The post Discover it® – Cashback Match™ Review appeared first on Consumerism Commentary.

Ally Bank Review: One of the Largest and Most Well-Known Online Banks

by banksadmin @ Banks.org

Mon Sep 04 01:21:10 PDT 2017

Although Ally began as an insurance agency, they are now one of the largest and most well-known online banks. Since 2006, Ally has received hundreds of awards from various companies for their banking and insurance operations. Here is a look into … Continued

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Thu Nov 23 14:54:00 PST 2017

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

Prince Harry & Meghan Markle’s Whirlwind Visit to Belfast

by Kara Cutruzzula @ The Points Guy

Wed Mar 28 08:15:03 PDT 2018

So you think you can travel like the royals? Here’s what you have to do: Meet-and-greet the public, inspire the peacekeeping youth of tomorrow, drink at the oldest pub in the city, drop in on the Silicon Valley of Northern Ireland, and tour the Titanic. All in one day. Sounds exhausting? Well, clearly you’re not …

How to Transfer an Image Onto Glass

by @ How to of the Day

Tue Mar 20 17:00:00 PDT 2018

Putting an image onto a glass object—such as a glass, mason jar, mirror, or window—is a way to personalize and decorate your living space. You can transfer any type of image that has been printed from a laser printer, or that you find in a book or magazine. To transfer an image onto glass, fix adhesive packing tape to the image you’d like to transfer. Soak the image and tape in warm water, then remove the paper and stick the image onto a glass object. Alternately, you can use a gel transfer medium to move the image directly on to a glass surface.

Top 4-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Wed Mar 28 08:52:13 PDT 2018

Below is our guide to help you, our readers, find the best or top 4-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 4-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

Financial Institutions Aren’t Prepared for the Digital Revolution

by Jim Marous @ The Financial Brand

Tue Mar 20 21:03:28 PDT 2018

As interview with Chris Skinner on his newest book, Digital Human, where he discusses the Digital Revolution and its impact on financial services.

The post Financial Institutions Aren’t Prepared for the Digital Revolution appeared first on The Financial Brand.

Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 15:48:55 PDT 2018

Compare this card with other cash back related cards here. With the Chase Freedom Unlimited® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of account opening! In addition, you can enjoy an unlimited 1.5% cashback on all purchases in which you can redeem at any time and for... Read More →

The post Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back appeared first on Bank Deal Guy.

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Sun Mar 25 14:01:08 PDT 2018

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

FDIC Insurance: Protection Against Bank Failure

by banksadmin @ Banks.org

Thu Mar 10 12:29:01 PST 2016

With financial market uncertainty, it is comforting to know that there is a base level of protection for bank accounts held at financial institutions that are insured by the Federal Deposit Insurance Corporation (FDIC). FDIC insurance, which offers coverage for bank … Continued

Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:56:45 PDT 2018

Available nationwide, you can earn CD Rates from 0.60% up to 2.80% APY when you open up a new Marcus by Goldman Sachs CD Account! Below is all the information and details you need to open your Marcus by Goldman Sachs CD Account to earn 0.60% up to 2.80% APY! Marcus by Goldman Sachs CD... Read More →

The post Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide] appeared first on Bank Deal Guy.

Banks vs Credit Unions: Is One Better Than The Other?

by banksadmin @ Banks.org

Mon Feb 29 11:30:48 PST 2016

When we are young, we learn that everything has its place.  You buy food at the grocery store, books live at the library, and money goes into banks. As we get older and experience the complexity of the world, we … Continued

15 Applications of AI and Machine Learning in Financial Marketing

by Jim Marous @ The Financial Brand

Sun Mar 18 21:04:59 PDT 2018

Artificial Intelligence (AI) and machine learning are very powerful marketing tools that must be used by banks and credit unions to meet consumer expectations.

The post 15 Applications of AI and Machine Learning in Financial Marketing appeared first on The Financial Brand.

Phone Call Scam

by Rebecca Smith @ America's First Federal Credit Union

Thu Feb 15 12:34:05 PST 2018

We have been made aware from some members, that someone posing as an America’s First employee is calling and offering a special loan rate and asking for sensitive information. This is a scam! Please remember that America’s First will never call you and ask for sensitive information over the phone.

Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 12:06:24 PDT 2018

Wells Fargo offers its customers the best with their Wells Fargo Platinum Visa® Card. This card offers a 0% APR balance transfer and purchase rate for 18 months. In comparison to other credit cards, Wells Fargo has greatly increased this 0% APR period, adding to its merit as a credit card. If this sparks an interest, keep reading... Read More →

The post Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee appeared first on Bank Deal Guy.

When to Pay Employees for FLSA Hours Worked

by Kaylee Riley @ Payroll Tips, Training, and News

Wed Mar 28 05:15:18 PDT 2018

When nonexempt employees are doing their primary job duties, it’s easy to tell that they are working. Their working time should be compensated. But, when nonexempt employees are not doing their main job duties, it can be more difficult to tell if they are working and if they should be compensated. The Fair Labor Standards […]

The post When to Pay Employees for FLSA Hours Worked appeared first on Payroll Tips, Training, and News.

How to Wait for an Exciting Event

by @ How to of the Day

Mon Mar 26 01:00:00 PDT 2018

It’s always fun to have an event to look forward to, but it can be hard to stay patient when you have to wait for something you’re excited about. The more you focus on the future event, the more you want it to happen right away. Fortunately, if you keep a busy schedule, try new things, and focus on the present, time will go by before you know it.

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Fri Mar 23 12:34:45 PDT 2018

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

How to Trade Bitcoin Futures in 2018

by banksadmin @ Banks.org

Tue Dec 19 11:44:14 PST 2017

Probably the biggest news lately in the world of investments is the announcement that financial exchanges have decided to offer bitcoin futures.  Since the beginning of 2017, bitcoin prices have soared 1,500%, which has garnered significant interest from those who … Continued

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Tue Jan 30 05:00:49 PST 2018

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 13 04:00:00 PST 2017

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Sat Nov 25 05:00:00 PST 2017

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

Capital One Online Bank Review

by banksadmin @ Banks.org

Mon Jul 11 01:12:58 PDT 2016

The online bank which began as ING Direct, then became Capital One 360, and is now simply Capital One, has gone through a trial by fire with this customer.  As a member of the military, then married to it for many years, … Continued

After Bank Kicks Agitated Elderly Man Out, Cop Brings Him Back to Get the Job Done

by banksadmin @ Banks.org

Thu Oct 19 11:56:59 PDT 2017

A bank branch recently contacted the Montebello Police Department, near Los Angeles, to assist them with a banking customer who was being disruptive. Evidently, an elderly gentleman was being unruly and causing a scene. Montebello Police dispatched Officer Robert Josett to … Continued

Overview of High Yield Online Savings Account Options for 2016

by banksadmin @ Banks.org

Mon Mar 07 12:40:53 PST 2016

Savings accounts: everyone should have at least one, but when your local bank is offering to pay you interest at dismal rates as low as 0.01%, saving can be downright discouraging. Thankfully, in the internet age we live in, savers … Continued

How to Get Out of a Cell Phone Contract without Paying a Fee

by Kevin Mercadante @ Consumerism Commentary

Wed Dec 27 04:00:00 PST 2017

Being locked into a cell phone contract is no fun. Here’s how to get out of a cell phone contract without paying an early termination fee. We recently received a question that probably every reader can relate to. The writer is asking how to get out of a cell phone contract without paying a fee: […]

The post How to Get Out of a Cell Phone Contract without Paying a Fee appeared first on Consumerism Commentary.

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Fri Dec 15 06:30:47 PST 2017

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

How to Search Military Records

by @ How to of the Day

Sun Mar 25 17:00:00 PDT 2018

If you want to find military records, there are several ways in which you can do so. Keep in mind that limited military records are available to the public, so specific veteran records will only be released to the veteran or their next of kin.

How to Track Mileage Without an Odometer

by @ How to of the Day

Mon Mar 26 17:00:00 PDT 2018

Whether you’ve got a busted odometer or you’d just rather not have to do a lot of mental gymnastics to calculate your annual mileage for work-related tax deductions, there are a couple simple ways to find out how many miles you’re averaging. Downloading a mileage tracker app for your smartphone can take all the guesswork out of adding up your drive time by automatically ticking off the miles while you’re on the road. If you only make the occasional business trip, consider simply plotting out your route and recording the estimated distance in advance.

Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip

by Makenzi Wood @ Wallet Hacks

Thu Mar 15 04:00:56 PDT 2018

Ahh, the dollar store. In an age where prices are soaring, it’s the beacon of thrifty shopping options for people looking to save a buck. While you can easily score cheap party decorations and glass bowls at the dollar store, it can be tough to know what is and isn’t a good deal when it […]

The post Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip appeared first on Wallet Hacks.

How to Plant in Poor Soils

by @ How to of the Day

Wed Mar 21 09:00:00 PDT 2018

Whether you want to grow flowers, trees, or vegetables, plants can add natural beauty to your yard. However, planting and growing plants may not seem so simple if your yard doesn’t have rich soil. Fortunately, there are several things you can do throughout the planting process to ensure that your plants thrive, including amending the soil with compost, planting the root ball properly, and/or choosing to plant specific plants that thrive in your particular soil type.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

Thu Mar 22 03:00:00 PDT 2018

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

Fri Mar 23 06:18:31 PDT 2018

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

8 Ways to Get Free Amazon Gift Cards

by Stephanie Colestock @ Consumerism Commentary

Tue Nov 21 14:44:00 PST 2017

The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]

The post 8 Ways to Get Free Amazon Gift Cards appeared first on Consumerism Commentary.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 06 05:00:27 PST 2017

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

The post How to Improve Your Credit Score appeared first on Consumerism Commentary.

How to Do Coachella on Points and Miles: Experiences and Transportation

by Eric Rosen @ The Points Guy

Wed Mar 28 05:00:09 PDT 2018

Among the many music festivals that take place around the globe each year, one stands out for variety, verve and sheer star power: Coachella. The festival is held at the Empire Polo Club in Indio, California, over two weekends and draws headliners who regularly pack major stadiums, not to mention celebrities, chefs and international visitors …

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Fund a Bank Account with Your Credit Card – April 2018

by Anthony Nguyen @ Bank Checking Savings

Wed Mar 28 08:16:54 PDT 2018

Are you struggling to meet the minimum spending requirements to get sign-up bonuses on your credit cards? Well, look no further. If you didn’t know, you are able to fund your bank account through credit card transactions. You’ll be able to earn cash back deals and meet credit card spending requirements by learning which banks allow... Keep Reading↠

The post Fund a Bank Account with Your Credit Card – April 2018 appeared first on Bank Checking Savings.

ATM Fees and the Supreme Court

by banksadmin @ Banks.org

Mon Oct 31 19:25:51 PDT 2016

The ongoing battle between independent ATM operators and the major credit card companies continues as the Supreme Court has agreed to hear in their next term, an appeal made by MasterCard Inc., VISA Inc. and several other leading banks.  The … Continued

Compare Online Savings Accounts

by banksadmin @ Banks.org

Tue Feb 09 10:33:02 PST 2016

A savings account is essential to any successful budget and will help you afford larger purchases in the future. Choosing the perfect savings account is critical, and will depend on a number of factors that include your monthly budget and … Continued

Mygiftcardsite.com How to Check My Gift Card Site Balance

by banksadmin @ Banks.org

Wed Mar 21 12:10:36 PDT 2018

Prepaid Visa and MasterCard gift cards have so many benefits. They make a great gift because they are easy to send to someone through the mail without the same risk of loss you might face if you sent cash. They … Continued

Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Thu Mar 22 16:09:10 PDT 2018

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

The Massive Millennial Shake Up in Traditional Wealth Management

by Jim Marous @ The Financial Brand

Mon Mar 19 21:03:50 PDT 2018

As baby boomers change their financial objectives, the millennial investor provides wealth management opportunities that can't be ignored.

The post The Massive Millennial Shake Up in Traditional Wealth Management appeared first on The Financial Brand.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

Fri Dec 01 05:00:46 PST 2017

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Mar 26 05:10:00 PDT 2018

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

Filing a Complaint About a Bank: When and How?

by banksadmin @ Banks.org

Tue Sep 26 10:27:09 PDT 2017

Most adults feel comfortable complaining when they feel that their needs have not been appropriately met. If their steaks have not been cooked properly, they will send them back to the kitchen. If their new set of clothes shrinks in the wash, they will return … Continued

5 Tips When Choosing an Online Savings Account

by banksadmin @ Banks.org

Tue Sep 12 12:41:49 PDT 2017

There are more and more online savings accounts popping up. These accounts are generally limited solely to the internet, which means that there are no brick and mortar locations for you to visit. They can provide a variety of benefits, … Continued

Call Center open Sunday 3/4/18

by Kyle McDougal @ America's First Federal Credit Union

Fri Mar 02 15:53:59 PST 2018

Our local call center will be open from 10am until 5pm tomorrow, 3/4/18. 205-320-4000 or toll-free 1-800-633-8431

Chase Bank Holidays for 2017 & 2018

by banksadmin @ Banks.org

Thu Apr 13 11:46:23 PDT 2017

This article has been updated for 2018. Need to know if your local Chase branch is open on a specific holiday? All branches are closed on the below dates in 2018 and 2017. If a holiday is not listed below, … Continued

New Bank Account Offers

by banksadmin @ Banks.org

Thu Oct 05 02:31:23 PDT 2017

You may have received the offers in the mail or heard about it online: banks are handling out cash bonuses to new customers that open a savings or checking account. These offers can range from $25 on up to $300. … Continued

Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:43:28 PDT 2018

Compare this card with other cash back related cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and... Read More →

The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

Tue Nov 14 05:00:21 PST 2017

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

Average 401(k) Retirement Savings – Why We Need to Save More. Way More!

by Jim Wang @ Wallet Hacks

Mon Mar 19 04:00:30 PDT 2018

How much do you have saved up in retirement? If you're like most Americans, the answer is not much. The average net worth of Americans is just $80,039. When you take out home equity, it's only $25,116. That's across the entire population of the United States – single, married, 65, 25, black, white, etc. Do […]

The post Average 401(k) Retirement Savings – Why We Need to Save More. Way More! appeared first on Wallet Hacks.

How Will The Smartphone of the Future Impact Banking?

by Jim Marous @ The Financial Brand

Sun Mar 25 21:03:08 PDT 2018

Advances in smartphone technology and user growth provide opportunities for innovation and differentiation for banking organizations.

The post How Will The Smartphone of the Future Impact Banking? appeared first on The Financial Brand.

Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 12:43:10 PDT 2018

Available nationwide, you can earn 0.75% up to 2.50% APY CD Rates when you open up a new Synchrony Bank Certificate of Deposit Account! Below is all the information and details you need to open your Synchrony Bank CD Account to earn 0.75% up to 2.50% APY CD Rates! Synchrony Bank Certificate of Deposit Account... Read More →

The post Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide] appeared first on Bank Deal Guy.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Mon Mar 26 08:00:11 PDT 2018

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Synchrony Bank High Yield Savings Account Review

by banksadmin @ Banks.org

Fri Jun 09 01:14:04 PDT 2017

The Synchrony High Yield Savings Account is a low-risk investment option you’ll want to explore if you’re looking for a solid interest rate with a trusted online bank. About Synchrony Bank Synchrony Bank is a well-known credit card issuer for many retail … Continued

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Tue Mar 20 07:00:35 PDT 2018

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

Trip-Spiration: Head to New Orleans, Louisiana in 2018

by Lori Zaino @ The Points Guy

Wed Mar 28 08:30:23 PDT 2018

New Orleans, Louisiana is celebrating its 300th year in 2018, which means that now is the perfect time for a visit. Although you may associate this Southern city with its wild Mardi Gras celebrations, the city is so much more than a crazy nightlife destination. New Orleans boasts more historic districts than any other city in …

Mango Money Review: Earn up to a 6.00% APY on Savings

by banksadmin @ Banks.org

Wed May 10 02:02:51 PDT 2017

Many people are so discouraged with the abysmal interest rates offered for saving and checking accounts today, it seems impossible to think there could be a glimmer of hope on the horizon.  Gone are the days when a person might … Continued

America’s Banks Made Over $11 Billion from Overdraft and NSF fees in 2015

by banksadmin @ Banks.org

Mon Apr 04 10:16:17 PDT 2016

How did America’s largest banks, including JPMorgan Chase (NYSE:JPM), Bank of America (NYSE:BAC), and Citigroup (NYSE:C) make over $11 billion from overdraft and NSF fees in 2015? For the first time, the Consumer Financial Bureau has made it easy to understand by … Continued

Digital Lending Must Go Beyond Eliminating Paper

by Guest Contributor @ The Financial Brand

Mon Mar 12 21:03:54 PDT 2018

To get the optimal benefits of digital lending, back office processes, front office solutions and marketing communication all must be digitally-based.

The post Digital Lending Must Go Beyond Eliminating Paper appeared first on The Financial Brand.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay?

by Guest Contributor @ The Financial Brand

Mon Mar 19 21:02:04 PDT 2018

Mobile payments are table stakes for banking providers looking to remain relevant with today's digital consumers. Which one should you offer?

The post What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay? appeared first on The Financial Brand.

Request for Proposal for Summer Youth Employment Program

by borimoloye @ Maryland Department of Human Resources

Wed Dec 06 07:45:17 PST 2017

AGENCY CONTROL NUMBER: CARLN/FIA 18-010-S Issue Date: Tuesday, November 21, 2017 Pre-Proposal Conference: December 14, 2017, at 2:00 pm Local Time (Caroline County DSS; Multi-Service Center; Room 133; 207 S. Third Street; Denton, MD 21629) Proposal Due Date: January 8, 2018 at 3:00 pm Local Time

The post Request for Proposal for Summer Youth Employment Program appeared first on Maryland Department of Human Resources.

Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer)

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:30:27 PDT 2018

Indiana residents can earn a $150 bonus by simply opening a new checking account with Indiana Members Credit Union and meeting certain requirements. Below is all the information and details you need to earn your Indiana Members Credit Union $150 Checking Bonus! Membership: Experience the credit union difference, and become a member of Indiana Members Credit Union. Joining is... Read More →

The post Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer) appeared first on Bank Deal Guy.

Switching Banks: A Strategic Move for Your Money?

by banksadmin @ Banks.org

Fri Aug 04 03:31:04 PDT 2017

Everyone is probably familiar with the unpleasant narratives of those who are lackadaisical about keeping track of their money.  For the apathetic who do finally risk evaluating their checking and savings accounts, discovering the fees charged to their account and … Continued

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

Thu Mar 01 04:00:28 PST 2018

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 19 05:10:23 PDT 2018

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Fri Nov 10 04:51:08 PST 2017

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

USAA Online Bank Review

by banksadmin @ Banks.org

Fri Feb 26 11:04:10 PST 2016

Online banking can some times be tricky to navigate but banks like USAA, make it easy. It is a one stop bank for all needs such as banking, insurance, and loans.   The Upsides: USAA offers more than just a debt … Continued

100+ Restaurants Where Kids Eat Free, Organized by Day of Week!

by Makenzi Wood @ Wallet Hacks

Wed Mar 28 04:00:22 PDT 2018

Everybody's trying to save a buck these days. But hey, sometimes you want to treat yourself to a decent meal at a restaurant. If you have kiddos, though, you know how easily the bill multiplies when you add mac ‘n' cheese and chicken strips into the picture. If you're a busy parent who wants to […]

The post 100+ Restaurants Where Kids Eat Free, Organized by Day of Week! appeared first on Wallet Hacks.

How to Compare Handwriting Samples

by @ How to of the Day

Sun Mar 25 09:00:00 PDT 2018

Handwriting analysis is both an art and a science. Whether you want to compare handwriting samples for fun or for legal or forensic purposes, you’ll need a sharp eye. The first step is to obtain samples, which typically include a sample in question and several documents you know someone actually wrote. Examine each document individually, and look for formal, formatting, and stylistic quirks. Determine if samples share any of these subtle characteristics, and form a conclusion about the documents’ authorship based on your findings.

Stonegate Bank: The First U.S. Bank in Cuba

by banksadmin @ Banks.org

Mon May 09 12:22:03 PDT 2016

During President Obama’s landmark trip to Cuba in March 2016, great fanfare was made of US businesses including AirBnB and Starwood Hotels.  However, left unsaid was the progress of Stonegate Bank.  The firm made a historic announcement back in November 2015, becoming … Continued

PNC Bank Holidays for 2017 and 2018

by banksadmin @ Banks.org

Mon Jan 02 18:38:09 PST 2017

Need to know if your local PNC Bank branch is open on a specific holiday? All branches are closed on the below dates. If a holiday is not listed below, such as Christmas Eve, New Year’s Eve, Halloween, or St. … Continued

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:30 PDT 2017

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

How to Find the Lowest Bank Mortgage Rates

by banksadmin @ Banks.org

Sat Sep 12 16:59:24 PDT 2015

If you believe every advertisement you see on television, the internet and even in print, then you would believe that every bank has the “lowest mortgage rate,” right? The truth is: some banks offer lower rate mortgages than others and … Continued

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 06:01:04 PST 2017

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

How to Lose Birth Control Weight

by @ How to of the Day

Fri Mar 23 09:00:00 PDT 2018

Gaining weight is a fairly common (and annoying) side effect of some methods of birth control. If you find yourself packing on the pounds after starting a new birth control routine, you might need to take some action. You can try exercising regularly and eating a balanced diet to help minimize the water weight your body may be retaining. You can also try talking to your doctor about your symptoms, or even switching to another form of birth control with fewer hormonal side effects.

Simple.com Bank Review

by banksadmin @ Banks.org

Mon Aug 14 02:48:24 PDT 2017

Online banks are becoming more and more popular for a number of reasons. As we move closer to a cashless society in 2017, physical locations and taking out cash is becoming less and less important to consumers. Individuals can perform … Continued

How Financial Services CEOs Can Embrace Social and Lead By Example

by Guest Contributor @ The Financial Brand

Thu Mar 08 21:03:21 PST 2018

Social media is an important communications tool for bank and credit union CEOs, providing a 'voice' to customers, employees, partners and shareholders.

The post How Financial Services CEOs Can Embrace Social and Lead By Example appeared first on The Financial Brand.

Best Bank Bonuses in West Virginia

by Anthony Nguyen @ Bank Checking Savings

Wed Mar 28 07:03:11 PDT 2018

Editor’s Note: If this is not your state, you can click on the state(s) above to see the Best Bank Bonuses being offered in your selected state(s). Bank deals are so great it’s “Almost Heaven!” as the West Virginians say. Plenty of banks are “Open for Business” and many  come with some awesome bank promotions. Some promotions... Keep Reading↠

The post Best Bank Bonuses in West Virginia appeared first on Bank Checking Savings.

Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 10:53:39 PDT 2018

With the Wells Fargo Cash Wise Visa Card, you can earn you $200 cash rewards bonus if you spend $1,000 in purchases within the first 3 months from account opening. If you want to find out more about this card offer, please continue to read below. 0% APR Balance Transfer Categories For this card, you are given a... Read More →

The post Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee appeared first on Bank Deal Guy.

Use Data and Next-Gen Tools to Drive Digital Banking Transformation

by Guest Contributor @ The Financial Brand

Wed Mar 07 18:03:52 PST 2018

The need for extensive digital transformation in banking will require the combination of data insights, analytics and innovative technologies.

The post Use Data and Next-Gen Tools to Drive Digital Banking Transformation appeared first on The Financial Brand.

Top 3-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 16:07:09 PDT 2018

Below is our guide to help you, our readers, find the best or top 3-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 3-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 15:29:03 PDT 2018

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. Sign up for the Business Green Rewards Card from American Express designed for business owners seeking a low cost and flexible... Read More →

The post Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus appeared first on Bank Deal Guy.

PNC Virtual Wallet Online Banking Review

by banksadmin @ Banks.org

Wed Jul 26 03:22:38 PDT 2017

PNC Bank features over 2,600 branch locations throughout the country. If you aren’t in one of the 19 states where PNC operates, you can still enjoy their fully online banking. The Virtual Wallet is a unique financial approach that makes saving … Continued

Preparing to Buy Your First Home

by banksadmin @ Banks.org

Sat Sep 12 15:51:57 PDT 2015

Are you planning on buying a home in the near future? Making a big move is exciting, but it can be a little intimidating if you are buying your first place. Understanding the process will help you make the right … Continued

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

Tue Feb 20 03:00:00 PST 2018

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 14 05:10:09 PDT 2018

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

How Much Money Can You Deposit Before the Bank Reports It?

by banksadmin @ Banks.org

Fri Feb 02 16:47:37 PST 2018

To the average person, it would seem like making deposits into their savings or checking accounts would be viewed as a good thing.  After all, doesn’t a regular savings plan mean an individual handles their money responsibly and they have … Continued

Why In-Store Supermarket Branches Are a Bad Idea

by Guest Contributor @ The Financial Brand

Wed Mar 14 20:03:16 PDT 2018

In-store branch locations may seem appealing in theory, but compared to traditional branches, they are rarely successful.

The post Why In-Store Supermarket Branches Are a Bad Idea appeared first on The Financial Brand.

Pros and Cons of Online Checking Accounts

by banksadmin @ Banks.org

Mon Feb 22 11:00:30 PST 2016

The internet has changed the way we operate as a culture on many levels, specifically the way we communicate and interact with others.  Community is now a global term, and while we may be able to transfer information more easily, … Continued

Wells Fargo Banking Promotions: $200 Checking Bonus

by Jim Wang @ Wallet Hacks

Wed Mar 14 04:00:49 PDT 2018

Banks need accounts. You need more cash. How about $200 to open a Wells Fargo Everyday Checking account and making it your main bank account? That's what Wells Fargo is willing to do if you're willing to open an account, deposit $25+ make 10 posted purchases or payments each month for 3 consecutive months. It's […]

The post Wells Fargo Banking Promotions: $200 Checking Bonus appeared first on Wallet Hacks.

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

Thu Mar 08 04:00:37 PST 2018

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.

Wells Fargo Bank Holidays for 2018 and 2019

by banksadmin @ Banks.org

Tue Jan 09 04:05:48 PST 2018

Need to know if your local Wells Fargo bank branch is open or closed on a certain holiday? All Wells Fargo banks in the United States will be closed on the below dates in 2018 and in 2019. When a … Continued

TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide]

by Andy Truong @ Bank Deal Guy

Tue Mar 27 08:00:16 PDT 2018

Available nationwide, you can earn CD rates of 1.46% up to 2.53% APY when you open a new TAB Bank CD Account with a minimum $1,000 opening balance. Below is all the information and details you need to open your TAB Bank CD Account to earn CD rates of 1.46% up to 2.53% APY! Editor’s Note: If you’re interested... Read More →

The post TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide] appeared first on Bank Deal Guy.

American Introduces Chrome Extension to Earn Bonus Miles on Shopping

by Emily McNutt @ The Points Guy

Wed Mar 28 07:30:37 PDT 2018

American Airlines is making it easier to see when you can earn bonus AAdvantage miles via its shopping portal. The carrier has introduced a new AAdvantage Shopping Button extension for Google Chrome, which allows you to activate earning miles when doing your online shopping. Here’s how it works. Once the extension has been installed, a …

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

Citibank Holidays for 2017 and 2018

by banksadmin @ Banks.org

Thu Nov 09 18:23:04 PST 2017

Traveling for the holidays? Be sure to get your Citibank transactions completed before these bank holidays. All Citibank branches are closed on the below dates. If a holiday is not listed below, such as Christmas Eve, New Year’s Eve, Halloween, … Continued

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

Mon Oct 30 10:15:47 PDT 2017

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

How to Get The Best Mortgage Rates

by banksadmin @ Banks.org

Thu Sep 15 23:33:15 PDT 2016

Now is an excellent time to buy a home because values are continuing to rise, which makes owning a house an excellent investment. Although slowly rising as well, mortgage rates are still near their historic lows. A small difference in … Continued