131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 04:00:00 PST 2017

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

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TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help

by Emily Guy Birken @ PT Money

Mon Feb 05 12:51:12 PST 2018

This post is brought to you by TurboTax. While this is a sponsored post, all content and opinions expressed here are my own. I have a long history with TurboTax. They were the program I used back when I was filing taxes as a single graduate student in 2006, and they helped me throughout the […]

The post TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help appeared first on PT Money.

Indiana Members Credit Union Checking Bonus: $150 Promotion (Indiana only) *Carmel Branch offer*

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 14:30:47 PDT 2018

Are you interested in putting some extra cash in your wallet? Indiana Members Credit Union is currently offering residents of Indiana a generous $150 bonus when you sign up and open a new Checking Account with direct deposit. To get the first $50, you must apply and open a new checking account and keep the account... Keep Reading↠

The post Indiana Members Credit Union Checking Bonus: $150 Promotion (Indiana only) *Carmel Branch offer* appeared first on Bank Checking Savings.

Focus Credit Union Referral Bonus: $50 Promotion (Oklahoma only)

by John Catral @ Bank Checking Savings

Tue Mar 27 14:00:27 PDT 2018

Are you interested in putting more money in your pockets? Focus Credit Union is offering residents of Oklahoma a $50 bonus for you and a friend or family member when you refer them for a Checking Account with direct deposit. To get started, be sure to fill out the online referral coupon. After your friend has met... Keep Reading↠

The post Focus Credit Union Referral Bonus: $50 Promotion (Oklahoma only) appeared first on Bank Checking Savings.

U.S. Supreme Court says state courts may continue to hear securities class actions

by Steve Larson @ Class Actions Blog

Thu Mar 22 14:05:46 PDT 2018

In an important decision for investors, the U.S. Supreme Court ruled on March 20, 2018, that state courts can continue to hear certain securities class actions brought under federal law. In the unanimous decision, the court said that amendments to the federal Securities Act of 1933 do not give the federal courts exclusive jurisdiction over […]

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 15:48:55 PDT 2018

Compare this card with other cash back related cards here. With the Chase Freedom Unlimited® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of account opening! In addition, you can enjoy an unlimited 1.5% cashback on all purchases in which you can redeem at any time and for... Read More →

The post Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back appeared first on Bank Deal Guy.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 06 05:00:27 PST 2017

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

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Protected: Tune in to Human Rights Radio with Dr. Laura Finley this Monday February 21st

by Matthew Frederick @

Sat Feb 19 06:30:12 PST 2011

There is no excerpt because this is a protected post.

Electric Vehicle Sales Continue to Accelerate

by Jason Kuruvilla @ Consumers Union

Thu Mar 15 13:21:28 PDT 2018

2017 was another year of growth for electric vehicles. Nearly 200,000 electric vehicles were sold in the U.S. last year, up 25% from the year before, even as sales of traditional gas powered vehicles declined.  And for first time, global EV sales in 2017 crossed the 1 million mark. 2018 is already on track to […]

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 13 04:00:00 PST 2017

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

First South Financial Referral Bonus: $25 Promotion (Tennessee only)

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:30:43 PDT 2018

If you are a resident of Tennessee, listen up! First South Financial is offering qualified customers a $25 bonus whenever they refer a friend or family member to open a new account by March 31, 2018! There are very few requirements to be eligible for the referral bonus. After the requirements has been met, you will get... Keep Reading↠

The post First South Financial Referral Bonus: $25 Promotion (Tennessee only) appeared first on Bank Checking Savings.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

Tue Feb 20 03:00:00 PST 2018

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Fri Nov 10 04:51:08 PST 2017

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

Student Loan Consolidation: Everything You Need to Know

by Ben Luthi @ Student Loan Hero

Fri Mar 23 14:34:38 PDT 2018

Student loan consolidation can help you simplify your education debt or pay it down faster. Understand your options and whether they're right for you.

The post Student Loan Consolidation: Everything You Need to Know appeared first on Student Loan Hero.

Elements Financial $200 Checking Account Bonus & 2% APY

by Tony Phan @ MoneysMyLife

Mon Mar 26 04:00:35 PDT 2018

Find updated offers and bonuses from Elements Financial here. Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction. Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review […]

United’s New Partnership: Earn United MileagePlus Miles at the Pump

by Bethany Walsh @ Miles to Memories

Tue Mar 27 13:18:23 PDT 2018

United MileagePlus and BP Driver Rewards have a new partnership that could be pretty useful to you if you spend a lot of money on gas and can make use of United Miles. Earlier this week we covered a new partnership between Marriott and United. This program allows you to earn up to 3 miles […]

The post United’s New Partnership: Earn United MileagePlus Miles at the Pump appeared first on Miles to Memories.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Mon Mar 26 07:00:54 PDT 2018

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

More SRO’s set to be in Lauderdale County School’s next week

by Carter Watkins @ WHNT.com

Tue Mar 27 14:16:54 PDT 2018

LAUDERDALE COUNTY, Ala. – Due to the climate of potential violence in schools nationwide, a Shoals board of education is expanding their school resource officer program. A year-and-a-half ago, the Lauderdale County Sheriff’s Office began a School Resource Officer program. Teaming with Lauderdale County Schools, they started with seven SRO’s covering ten campuses. Three of the deputies would cover multiple schools, not ideal for safety. “The long-term goal was to have an SRO on every campus,” explained Sheriff Rick Singleton. […]

Top 5 Debt Consolidation Loan Companies for 2018

by Elyssa Kirkham @ Student Loan Hero

Tue Mar 27 18:54:44 PDT 2018

If you're shopping for the best debt consolidation loan rates, you need this guide. See five debt consolidation loan companies with low rates and fees.

The post Top 5 Debt Consolidation Loan Companies for 2018 appeared first on Student Loan Hero.

SoFi Money Review: A No-Fee, High-Yield Checking Account

by Hannah Rounds @ MagnifyMoney

Mon Mar 26 12:37:02 PDT 2018

, the financial institution known for low rates and low fees on student loans and mortgages, is making a foray into consumer checking accounts. SoFi Money™, SoFi’s forthcoming checking account, will offer a high-yield checking account with no account fees. The new account isn’t yet available to the public, so you’ll have to if you … Continue reading SoFi Money Review: A No-Fee, High-Yield Checking Account

The post SoFi Money Review: A No-Fee, High-Yield Checking Account appeared first on MagnifyMoney.

Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 15:29:03 PDT 2018

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. Sign up for the Business Green Rewards Card from American Express designed for business owners seeking a low cost and flexible... Read More →

The post Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus appeared first on Bank Deal Guy.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

Mon Dec 04 06:00:55 PST 2017

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Join us for the Steel String Brewery Fundraiser Jan. 31

by compassctr @ Compass Center

Tue Jan 30 08:13:27 PST 2018

Enjoy beer, live music and pizza from Napoli Wood-Fired pizza on Jan. 31 at Steel String Brewery in Carrboro. A portion of the proceeds benefit Compass Center!

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Tue Jan 30 05:00:49 PST 2018

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

Fri Mar 23 06:53:52 PDT 2018

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

The Dust Daddy is a disappointment

by Christine Mitchell @ WHNT.com

Tue Mar 27 05:24:35 PDT 2018

“My detailing takes a little time, takes a little bit more elbow grease,” said Antonio White, owner of White’s Detailing in Huntsville. Washing and detailing cars is his game—doing it well is how he keeps up a good name. He was curious as to whether the Dust Daddy could help his cleaning process be more productive in less time. The Dust Daddy claims to combine the best cleaning qualities of both a duster and a vacuum. It has powerful suction […]

Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:52:10 PDT 2018

Compare this card with other business related cards here. The Chase Ink Business PreferredSM Card offering a sign-up bonus of 80,000 Bonus Points after you spend $5,000 on purchases within the first three months of account opening. When doing so, you will earn $1,000 towards travel when you redeem through Chase Ultimate Rewards®  and points will be... Read More →

The post Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories appeared first on Bank Deal Guy.

Capital One 360 Review: $100 To $1,000 In Bonuses & Promotions

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:45 PDT 2018

Find new Capital One 360 promotions, bonuses and offers here. Capital One 360 is the online suite of accounts (i.e. Savings, Checking, Business,etc.) available from Capital One bank. Online checking and savings accounts are becoming more and more popular now, due to the convenience and lack of many fees familiar with the local banks. By cutting […]

Ball is Now in FCC Chairman Pai’s Court to Protect Consumers from Robocalls

by Kara Kelber @ Consumers Union

Fri Mar 16 13:37:55 PDT 2018

MARCH 16, 2018 Long-awaited Court Decision Rolls Back Protections for Consumers from Invasive, Illegal Robocalls Washington– The D.C. Circuit Court of Appeals bounced back a 2015 Order from the Federal Communications Commission (FCC) interpreting the Telephone Consumer Protection Act’s (TCPA) consumer protections against unwanted robocalls. Disappointingly, the court order unwound key protections that the previous […]

Important Tax Law Changes You Need to Know [ Updated for 2018]

by Philip Taylor @ PT Money

Fri Feb 02 16:00:04 PST 2018

Getting psyched to do your taxes? I suppose if you're expecting a refund you might be. Or if you're kind of a tax nerd like me, you might take some pleasure in breaking down the tables and watching the software do its thing. Or you might be interested to see how the recent Tax Cuts […]

The post Important Tax Law Changes You Need to Know [ Updated for 2018] appeared first on PT Money.

Best Credit Card Signup Bonuses (Up to $625)

by Michael Pruser @ Consumerism Commentary

Tue Mar 06 03:00:00 PST 2018

Credit cards now offer cash promotions for new card members. We’ve assembled the best credit card signup bonuses for 2018. One pays up to $625! Credit card signup bonuses. There’s no greater allure to owning a credit card than the free things you can get right away. When I signed up for my first credit […]

The post Best Credit Card Signup Bonuses (Up to $625) appeared first on Consumerism Commentary.

Pros and Cons of Interest-Only Mortgage Payments

by Luke Landes @ Consumerism Commentary

Wed Nov 08 04:00:54 PST 2017

Interest only mortgage payments appeal to many because of the low monthly payment. But are they a good way to go? We list the pros and cons. A while back, a Consumerism Commentary reader named Ryan suggested I write about interest-only mortgages. I thought this was an interesting request. So I definitely wanted to address […]

The post Pros and Cons of Interest-Only Mortgage Payments appeared first on Consumerism Commentary.

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Sun Mar 25 14:01:08 PDT 2018

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

How to Get Your Credit Score for Free

by Abby Hayes @ Consumerism Commentary

Fri Nov 17 05:03:00 PST 2017

You can get your credit score for free if you know where to look. Here are eight ways to check your FICO score without paying a dime. Many consumers know that they can get a free annual credit report from each of the three credit reporting bureaus: Equifax, Experian, and TransUnion. But this report only […]

The post How to Get Your Credit Score for Free appeared first on Consumerism Commentary.

Financial Check-In: Strategizing Your Savings

by Hannah Milem @ Client Blog - Compass Working Capital

Mon May 22 10:20:00 PDT 2017

How do my savings stack up?

Your savings are an important part of your financial snapshot. But if you wish you had more money in the bank, you’re not alone. An estimated 38 million households in the US live paycheck-to-paycheck, and nearly half of American households have no retirement savings at all. Use the calculator below to learn where your savings fall, and keep reading to find some tips on how to save more effectively.

Experts recommend having at least three months’ worth of expenses set aside for emergency savings. How many months’ worth of savings do you have?

You can also visit Bankrate.com’s retirement calculator to estimate how much you can expect to need for a comfortable retirement.

Emergency savings goals

Building up an emergency fund equal to three months of expenses might seem like an impossible goal, but the good news is that you can start small. Even small amounts of savings can help create a cushion for times of financial hardship.

Take it one step at a time.

You won’t save three months (or one month) of expenses overnight, so set manageable goals. You can build up your emergency fund in stages. These stages can look different for different families, but they should aim to increase the amount you have saved over time. Maybe Step 1 is saving $100, Step 2 is saving enough to cover your car insurance deductible, and Step 3 is saving one month’s worth of expenses. Set goals that make sense to you.

Direct deposit.

It’s much easier to save when you don’t have to think about it. The old adage “out of sight, out of mind” is especially true when it comes to saving money. Consider setting up a direct deposit into a savings account so that part of your paycheck automatically goes toward your goals—before you even see it in your bank account. This method saves you time and makes it more likely that cash will find its way into your savings account.

Don’t be discouraged if you have to break into your savings.

More often than not, emergencies come up before we reach our “ideal” savings goals. It’s easy to get discouraged when an unexpected expense chips away at the savings we’ve worked so hard to build. But remember: if you used your emergency savings, it means you did not have to go into debt to cover that expense. And also, if you saved that money once you can do it again.

Building retirement savings isn’t easy, and planning for what feels like the distant future can be hard when there are so many expenses to cover now. But the earlier you start saving for retirement, the more time your money has to work for you. The sooner you start, the more you can watch your money grow.

Don't forget retirement!

Make a plan for retirement.

Don’t wait to start planning. It’s important to think about what your finances will look like and what your expenses will be. You can access https://www.ssa.gov/retire/ to find out what your social security benefits will be when you retire. If you have retirement accounts but don’t know how much is in them, request a statement to find out. Your coach would be happy to help.

Find out what your employer offers.

If you don’t already know, find out if your employer offers a 401k, and if they do, if they offer any kind of savings match. An employer match is basically free money, so it’s definitely something to take advantage of if at all possible.

Find the right product for you.

Talk to your coach about the right retirement product for you. If it’s your first time saving for retirement or if you’re worried about investing your money, ask your coach about opening a myRA, a great retirement product for beginners.

Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 12:43:10 PDT 2018

Available nationwide, you can earn 0.75% up to 2.50% APY CD Rates when you open up a new Synchrony Bank Certificate of Deposit Account! Below is all the information and details you need to open your Synchrony Bank CD Account to earn 0.75% up to 2.50% APY CD Rates! Synchrony Bank Certificate of Deposit Account... Read More →

The post Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide] appeared first on Bank Deal Guy.

Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Thu Mar 22 16:09:10 PDT 2018

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

Christine O’Donnell’s Constitutional Comprehension

by Matthew Frederick @

Wed Oct 20 07:05:13 PDT 2010

The other night, as Christine O’Donnell was arguing for the scientific/educational merits of creationism, she suggested that “the separation of church and state” is not anywhere in the United States Constitution. Below are two very different media reactions to the incident. Media Interpretation #1: Rachel Maddow From Rachel Maddow transcript: Democrat Chris Coons and Republican […]

Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?)

by Danny Nguyen @ Bank Deal Guy

Mon Mar 26 14:14:13 PDT 2018

When you sign up for a Chase IHG Rewards Club Select Credit Card, you will earn 80,000 bonus points after you spend $2,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make your first purchase within the same three month frame.... Read More →

The post Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?) appeared first on Bank Deal Guy.

Protected: Latest Mutation of a SLAPP Lawsuit: Cops Suspected of Police Brutality Suing Police Chief for Investigating

by Matthew Frederick @

Thu Nov 04 07:03:02 PDT 2010

There is no excerpt because this is a protected post.

Discover Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Sun Feb 25 09:00:18 PST 2018

Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]

The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.

Stop & Shop, Giant & Martin’s: Save $15 on Groceries When You Buy $250+ Visa Gift Card

by DDG @ Miles to Memories

Mon Mar 26 15:07:09 PDT 2018

Save $15 on your grocery purchase when you buy $250 or more in Visa Gift Cards ($15 minimum grocery spend required).

The post Stop & Shop, Giant & Martin’s: Save $15 on Groceries When You Buy $250+ Visa Gift Card appeared first on Miles to Memories.

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

Mon Oct 30 10:15:47 PDT 2017

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

Difference Between MediaTek and Snapdragon

by Emilija Angelovska @ Difference Between

Tue Mar 27 13:27:09 PDT 2018

Without a doubt, one of the most complex smartphone themes are their processors. To begin with, it’s completely wrong to call them “processors” because they are much more than that. That’s why commonly used name by manufacturers is SoC (system on a chip) as it explains their purpose more clearly.   What is MediaTek? MediaTek […]

MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide]

by Andy Truong @ Bank Deal Guy

Tue Mar 27 08:30:20 PDT 2018

Available Nationwide, MutualOne Bank is offering you 1.71% APY on your funds when you fund a Online Savings Account with at least $10. Below is all the information you need to earn a 1.71% APY Rate when you open a MutualOne Online Savings Account. Editor’s Note: If you’re interested in getting a credit card, look at our full... Read More →

The post MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide] appeared first on Bank Deal Guy.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Sat Nov 25 05:00:00 PST 2017

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Mon Dec 18 04:00:00 PST 2017

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

Tue Nov 14 05:00:21 PST 2017

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Thu Nov 23 14:54:00 PST 2017

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

Free Business Checking Accounts: April 2018

by Howard Young @ Bank Checking Savings

Tue Mar 27 14:25:39 PDT 2018

We get the frustration and countless hours you spent on trying to find the best business checking accounts on the market. It can be quite a hassle and often the best rates aren’t easy to find. To relieve the stress, here is a list of the best free checking accounts for 2018. Features are often... Keep Reading↠

The post Free Business Checking Accounts: April 2018 appeared first on Bank Checking Savings.

eBay Sitewide Sale, Save 15% on Purchases of $25+ Today (Starts at 4PM ET)

by DDG @ Danny the Deal Guru

Tue Mar 27 08:48:50 PDT 2018

You can get a 15% discount off a minimum purchase of $25 when you use coupon code PREPSPRING. Maximum savings of $50. Valid from 1:00 PM PST March 27, 2018 until 8:00 PM PST on March 27, 2018.

The post eBay Sitewide Sale, Save 15% on Purchases of $25+ Today (Starts at 4PM ET) appeared first on Danny the Deal Guru.

We Asked, You Answered: Budgeting Tips

by Hannah Milem @ Client Blog - Compass Working Capital

Mon May 15 09:32:00 PDT 2017

In February, we asked Compass clients to share some of their favorite budgeting tips and money-saving strategies. Thank you so much to everyone who responded! Here's what you said:

“Pay yourself first and put it where you can’t touch it.”

-Luz

“Waiting a day or two before making a large purchase to see if its really what I want.”

-Kate

“I don’t carry cash. Instead of driving [I take] Uber. [It] saves on insurance and gas.”

-Myetia

“Credit Union savings accounts”

-Anonymous

“Not carrying cash with me"

-Gloribel

“Automatic deductions to a savings account!”

-Juana R.

“Write down everything in a notebook (all expenses).”

-Mariana P.

“Use different folders for different types of expenses.”

-Anonymous

Top 18-Month CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Mon Mar 26 13:59:00 PDT 2018

Below is our guide to help you, our readers, find the best or top 18-month CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 18-Month CD Rates – April 2018 appeared first on Bank Deal Guy.

Consumers Union statement on reports of self-driving Uber car, pedestrian fatality

by David Butler @ Consumers Union

Mon Mar 19 13:34:01 PDT 2018

  Monday, March 19, 2018 WASHINGTON, D.C. — Consumers Union, the advocacy division of Consumer Reports, made the following statement today following the news reports of a pedestrian fatality involving a self-driving Uber vehicle in Arizona: David Friedman, Director of Cars and Product Policy and Analysis, Consumers Union, said, “All of our thoughts and sympathies […]

How to get a copy of the data Facebook has on you

by Jessica Grotjahn @ WHNT.com

Tue Mar 27 16:04:34 PDT 2018

With every like, share and search, Facebook users have been creating a social network version of themselves, and the tech giant has been recording every detail. For those interested in finding out just what personal data Facebook has been storing, there’s an easy way to find out: First, you must be on the desktop version of Facebook. Click on the “gear” in the upper-right hand corner of the screen. This opens a drop-down menu. At the bottom of the menu, click […]

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

The New Emergency Fund: Seven Components of an Emergency Plan

by Abby Hayes @ Consumerism Commentary

Tue Jan 02 07:00:49 PST 2018

It’s important to save for a rainy day. In this guide, we give you ideas on where to put an emergency fund and how much you should save. The world of personal finance is rife with oversimplified platitudes and one-size-fits-all advice. No where is this more evidenced than in the often-repeated advice about emergency funds. […]

The post The New Emergency Fund: Seven Components of an Emergency Plan appeared first on Consumerism Commentary.

Bank of America Platinum Visa Business Credit Card Review: $200 Bonus

by Hilary Tran @ Bank Checking Savings

Tue Mar 27 14:24:22 PDT 2018

Bank of America is currently offering their Bank of America Platinum Visa Business Credit Card for all eligible users. With this card, you can now earn a $200 cash bonus when you spend $500 or more in the first 60 days of account opening. Not only that, but you’ll also get 0% introductory APR and top rated benefits,... Keep Reading↠

The post Bank of America Platinum Visa Business Credit Card Review: $200 Bonus appeared first on Bank Checking Savings.

The 4 Big Reasons Why We’re Fixing Our Finances and Pursuing Financial Independence

by Philip Taylor @ PT Money

Mon Feb 26 13:38:03 PST 2018

In the marketing industry people often talk about selling the benefits (“hey, look how this thing can change your life”) vs the features (“hey, look at this thing with all the bells and whistles – here’s how to use it”). I’ve always been more of a features guy myself. I want to know the steps […]

The post The 4 Big Reasons Why We’re Fixing Our Finances and Pursuing Financial Independence appeared first on PT Money.

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

Tue Jan 09 14:00:00 PST 2018

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.

A Year-End Message from Compass

by Kathrina St. Flavin @ Client Blog - Compass Working Capital

Thu Dec 22 07:11:46 PST 2016

In this video, the Compass staff shares memories from 2016. Congratulations to all of our clients who joined the Compass family or continued to move towards their financial goals. We look forward to working with you in 2017!

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

Fri Dec 22 18:30:00 PST 2017

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.

Scient Federal Credit Union $150 Checking Bonus [CT]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:41:29 PDT 2018

Scient Federal Credit Union is offering Massachusetts residents the opportunity to earn a $150 checking bonus with a new checking account and meeting certain requirements. Below is all the information and details you need to earn your Scient Federal Credit Union $150 Checking Bonus! Membership: If you are an employee or retiree of one of their select employer groups (SEG), you can enjoy... Read More →

The post Scient Federal Credit Union $150 Checking Bonus [CT] appeared first on Bank Deal Guy.

Dow drops 450 points as tech stocks get crushed

by Jessica Grotjahn @ WHNT.com

Tue Mar 27 13:05:11 PDT 2018

(CNN Money) — Fasten your seatbelts. Wall Street is on another wild ride. The Dow dropped about 450 points, or 1.5%, on Tuesday afternoon, completely reversing a 244-point gain from early in the day. The selloff followed Monday’s 690-point spike. The Nasdaq plunged 3% — wiping out all of Monday’s huge gains for the tech sector. Facebook, Twitter, Tesla and Nvidia all fell sharply. Netflix was on track for its worst day in two years. “We started bleeding when large […]

2018 HSBC Gold Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Fri Mar 23 01:16:03 PDT 2018

Posted by: John S Kiernan

Save 15% Sitewide at eBay Today, Starts at 1PM PT

by DDG @ Miles to Memories

Tue Mar 27 09:04:43 PDT 2018

Get 15% discount (maximum savings of $50) off a minimum purchase of $25 when you use coupon code PREPSPRING today.

The post Save 15% Sitewide at eBay Today, Starts at 1PM PT appeared first on Miles to Memories.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

TD Ameritrade Promotions: $2500 Cash Bonus And Free Trades!

by Tony Phan @ MoneysMyLife

Fri Mar 23 22:02:01 PDT 2018

Current TD Ameritrade promotions will earn you $100, $200, $300, $500, $600 and on up to $2,500 in bonus cash, along with free trades. You can trade everything from Stocks, Options, ETFs, Futures and Forex with TD Ameritrade and it is by far one of the best online brokerages around – in fact, it ranks […]

Top 3-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 16:07:09 PDT 2018

Below is our guide to help you, our readers, find the best or top 3-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 3-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

$50 Off Two Night Stay!!! Stack With 4th Night Free & Pay with TYP

by DDG @ Miles to Memories

Tue Mar 27 12:18:53 PDT 2018

ThankYou Members can get $50 off hotel bookings of 2 or more consecutive nights when they book by 4/30/18 and use promo code CITI50.

The post $50 Off Two Night Stay!!! Stack With 4th Night Free & Pay with TYP appeared first on Miles to Memories.

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Tue Mar 20 07:00:35 PDT 2018

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

Earn 250 Plenti Points When You Spend $5 at Exxon/Mobil

by DDG @ Danny the Deal Guru

Tue Mar 27 11:48:00 PDT 2018

Earn 250 Plenti points on your next purchase of $5 or more on qualifying convenience store items and/or car wash.

The post Earn 250 Plenti Points When You Spend $5 at Exxon/Mobil appeared first on Danny the Deal Guru.

Incredible Bank Online Savings And CD Accounts Promotions, Offers

by Tony Phan @ MoneysMyLife

Sat Mar 24 22:00:47 PDT 2018

Find the latest promotions and offers from Incredible Bank here. Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers. By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions. Be sure to compare […]

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

Thu Mar 01 04:00:28 PST 2018

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

Protected: World Press Freedom Day 2011

by Matthew Frederick @

Tue May 03 06:16:22 PDT 2011

There is no excerpt because this is a protected post.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Mon Mar 26 08:00:11 PDT 2018

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Difference Between Galvanic Cells and Electrolytic Cells

by Emilija Angelovska @ Difference Between

Tue Mar 27 10:27:09 PDT 2018

There are two types of electrochemical cells: galvanic cells – with spontaneous redox processes that allow continuous flow of electrons through the conductor, whereby the chemical energy is transformed into an electrical one; and electrolytic, where the redox reactions are influenced by an external source of current, where the electricity is converted in chemical energy. […]

MoviePass Review: Is it Really Unlimited Movies for One Price?

by Kevin Mercadante @ Consumerism Commentary

Thu Jan 04 13:52:00 PST 2018

MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]

The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.

Another settlement in auto parts price fixing multidistrict litigation

by Steve Larson @ Class Actions Blog

Tue Feb 20 09:17:41 PST 2018

Continental Automotive Electronics LLC has agreed to pay nearly $4 million to car buyers to settle antitrust claims related to multidistrict litigation over an alleged auto parts price-fixing scheme. The settlement relates to instrument panel clusters that the company sold for use in cars sold in the U.S. We earlier posted that a group of nine […]

Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 12:06:24 PDT 2018

Wells Fargo offers its customers the best with their Wells Fargo Platinum Visa® Card. This card offers a 0% APR balance transfer and purchase rate for 18 months. In comparison to other credit cards, Wells Fargo has greatly increased this 0% APR period, adding to its merit as a credit card. If this sparks an interest, keep reading... Read More →

The post Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee appeared first on Bank Deal Guy.

How the Opioid Crisis Is Hurting the U.S. Economy

by Bob Sullivan @ MagnifyMoney

Tue Mar 27 04:46:21 PDT 2018

On March 6, the CDC released data showing incredible spikes in opioid-related emergency room visits since July 2016: in Wisconsin, they were up 109 percent; in Illinois, up 66 percent; Delaware, 105 percent, Pennsylvania, 81 percent. These are just some of the devastating numbers behind the growing health crisis. The CDC says 64,000 people died … Continue reading How the Opioid Crisis Is Hurting the U.S. Economy

The post How the Opioid Crisis Is Hurting the U.S. Economy appeared first on MagnifyMoney.

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

Wed Nov 29 04:00:00 PST 2017

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 23 03:00:00 PST 2018

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

Army works toward faster deployment of weapons; long war in Afghanistan allowed other countries to study, adjust

by Brian Lawson @ WHNT.com

Tue Mar 27 16:19:06 PDT 2018

HUNTSVILLE, Ala.  — Under Secretary of the Army Ryan McCarthy said during a visit to Huntsville Tuesday that changes in the world mean the U.S. Army has to change as well. McCarthy addressed the media during the Association of the U.S. Army Global Force Symposium at the Von Braun Center. McCarthy said the Army has 243 years of tradition, but as “near-peer” competition has studied U.S. forces and made adjustments, the Army needs to adapt. “The Army has to get faster, […]

Discounted Gift Cards on eBay: Southwest, Cabela’s, Meijer, Gas and More

by DDG @ Danny the Deal Guru

Tue Mar 27 11:23:58 PDT 2018

There’s some new discounted gift cards on eBay that were released in the last couple of days. Some decent deals in there, but not really profitable for resale I think. Sadly, there’s been some changes recently and you can no longer earn 5X for gift card purchases from PayPal Digital Gifts (PPDG). Discounted Gift Cards Get a…

The post Discounted Gift Cards on eBay: Southwest, Cabela’s, Meijer, Gas and More appeared first on Danny the Deal Guru.

iTunes Gift Card Deals: 17.5% Off at Costco Plus Stacking Options

by DDG @ Miles to Memories

Mon Mar 26 12:11:11 PDT 2018

Costco is selling discounted iTunes gift cards with email delivery in different denominations. You can save up to 17.5%. Offer can be stacked with this Visa Checkout promotion, or Discover’s 5% cash back bonus category this quarter.

The post iTunes Gift Card Deals: 17.5% Off at Costco Plus Stacking Options appeared first on Miles to Memories.

Consumers Union Criticizes USDA for withdrawing animal welfare standards for food labeled organic

by Michael McCauley @ Consumers Union

Mon Mar 12 15:54:41 PDT 2018

Rule requiring outdoor space was set to go into effect on May 14    WASHINGTON, D.C. – Consumers Union, the advocacy division of Consumer Reports, criticized the U.S. Department of Agriculture for being out of step with food consumers by  withdrawing its rule today requiring organic producers to abide by strong animal welfare standards.  The implementation […]

SEC considering allowing class action bans in IPO’s

by Steve Larson @ Class Actions Blog

Thu Mar 08 15:23:00 PST 2018

According to an article in the publication called The Hill, President Trump’s appointee to the SEC suggested that the SEC may consider removing a ban that has been in place for years that has prohibited securities issuers from putting class action bans in their disclosures relating to IPO’s. This would no doubt lead to widespread […]

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Thu Mar 22 14:14:34 PDT 2018

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

What You Need to Know About Student Loans as a First-Generation College Student

by Dori Zinn @ Student Loan Hero

Tue Mar 27 16:08:31 PDT 2018

First in your family to go to college? You might need help to find loans and scholarships. Here's how to get money as a first-generation college student.

The post What You Need to Know About Student Loans as a First-Generation College Student appeared first on Student Loan Hero.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Class action filed on behalf of babies born with opioid addiction

by Steve Larson @ Class Actions Blog

Wed Mar 14 09:07:21 PDT 2018

On February 26, 2018, a class action lawsuit was filed in Louisiana against several pharmaceutical manufacturers and distributors on behalf of babies born in Louisiana with opioid addictions. The suit seeks money to cover long-term treatment for the plaintiff and other infants who are born suffering opioid withdrawals. Defendants named in the lawsuit include Johnson & Johnson, Purdue […]

HSBC Bank Review: $100 – $1000 Checking Promotions

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:12 PDT 2018

Get new HSBC Bank promotions, bonuses and offers here for new Checking and Savings accounts. Typical bonuses in the past have been for $100, $200 and up to $750 in cash. HSBC Bank has over 200 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. If you’re […]

Raise Gift Card Sale, Extra 5% Off Beauty Brands Today

by DDG @ Miles to Memories

Tue Mar 27 10:07:00 PDT 2018

Raise is offering an extra 5% off on select beauty brands gift cards when you use promo code DUNK. One-time use. Offer expires 03/27/18 11:59 PM CST. Maximum savings of $15.

The post Raise Gift Card Sale, Extra 5% Off Beauty Brands Today appeared first on Miles to Memories.

8 Ways to Get Free Amazon Gift Cards

by Stephanie Colestock @ Consumerism Commentary

Tue Nov 21 14:44:00 PST 2017

The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]

The post 8 Ways to Get Free Amazon Gift Cards appeared first on Consumerism Commentary.

Financial Check-In: Diagnose Your Deficit

by Kathrina St. Flavin @ Client Blog - Compass Working Capital

Wed Apr 19 07:28:13 PDT 2017

Oftentimes, people think that a budget deficit automatically means that they are overspending. You must correctly identify the source of the budget deficit in order to implement the correct solution. A budget deficit can signify that there is not enough income entering the household or that the household is spending too much. Sometimes, the deficit indicates both of these facts.

The basic budget activity can help you diagnose your budget.

Step 1: Use this calculator to subtract your basic monthly expenses from your net (after tax) income. Enter the amount for each expense by using the slider on the left side or entering the number in the right column.

Step 2: Evaluate the results. How much money is left over for saving and to cover nonessential monthly expense? If you have a low or negative number left, then this may mean that there is not enough income coming into your household. You can set goals to increase income.

If you find that your balance is enough to cover your nonessential expenses, then ask yourself a few questions:

• Is this number accurate to my reality?
• Am I able to pay the rest of my expenses comfortably or do I have deficit at the end of the month?

If your balance indicates that you have enough to pay your monthly expenses but you still experience a monthly budget deficit, then you may need to work on reducing your expenses.

Regardless of your findings, you can take a step to make your desired changes a reality. Set goals that areS.M.A.R.T--specific, measurable, achievable, realistic, and timely.

Feel free to share your findings with your Compass coach.

Chase College Checking Account Review: Earn $50 Bonus

by Liz Pham @ Bank Checking Savings

Tue Mar 27 19:00:36 PDT 2018

Attention all incoming freshman and returning college students! Chase is offering you a chance to open a new Chase College CheckingSM account where you can earn a $50 bonus once you enroll in paperless statements and complete 10 qualifying transactions. You will also be happy knowing there is no monthly service fee from the the time you open... Keep Reading↠

The post Chase College Checking Account Review: Earn $50 Bonus appeared first on Bank Checking Savings.

‘Like a riot’: Colorado woman says her home was ransacked after estate sale mix-up

by Jessica Grotjahn @ WHNT.com

Tue Mar 27 18:11:19 PDT 2018

LONGMONT, Colo. — Dozens of people descended upon the wrong Colorado home looking for the ultimate estate sale deal: free. It all started Friday morning with an actual real estate sale down the street at 8 Texas Lane in Longmont, according to KDVR.  Mary Andrews, the unfortunate owner of 14 Texas Lane, believes somebody migrated over to her house, three doors down, and thought, “Hey, another sale!” Andrews’ house was unlocked, and that’s apparently all it took. “They were coming […]

Product Review: Microsoft Wireless Laser Desktop 6000

by Matthew Frederick @

Tue Feb 22 15:56:06 PST 2011

I’ve never before posted a product review on my blog.  But this one is so crappy that I’ve no choice but to make an exception.  People need to be warned about what not to waste their hard-earned money on. PRODUCT: Microsoft Wireless Laser Desktop 6000 v3 I ordered this product on Amazon less than a […]

Can Transunion re-insert an item that was deleted after a dispute

by Lisa Phillips @ RebuildCreditScores.com

Sat Mar 17 19:42:57 PDT 2018

https://rebuildcreditscores.com/

Don't be surprised if a credit bureau re-inserts an item that was deleted due to a dispute. They must however, notify in writing if the disputed item has been put back on your reports.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Raise, Save Extra 5% on Select Beauty & Apparel Brands Today

by DDG @ Danny the Deal Guru

Tue Mar 27 13:18:19 PDT 2018

Use code DUNK to get an extra 5% off select Beauty & Apparel brands (maximum savings $15). Offer expires 03/27/18 11:59 PM CST.

The post Raise, Save Extra 5% on Select Beauty & Apparel Brands Today appeared first on Danny the Deal Guru.

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

Mon Oct 30 09:46:35 PDT 2017

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

Join us for the Steel String Brewery Fundraiser Jan. 31

by compassctr @ Posts – Compass Center

Tue Jan 30 08:13:27 PST 2018

Enjoy beer, live music and pizza from Napoli Wood-Fired pizza on Jan. 31 at Steel String Brewery in Carrboro. A portion of the proceeds benefit Compass Center!

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Fri Dec 15 06:30:47 PST 2017

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K

by Ashley Chorpenning @ PT Money

Mon Feb 12 08:52:12 PST 2018

When you started your first job, were you offered a 401(k) account? And if you were, did you even know what that meant? PT's note: When I started my first big career job (nine months with KPMG out of Shreveport, LA) I never invested with the 401K! I didn't even get the match! It wasn't […]

The post Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K appeared first on PT Money.

Macatawa Bank Visa Bonus Rewards Card Review: 2,500 Bonus Rewards Points ($25 Cash Back)

by Hilary Tran @ Bank Checking Savings

Tue Mar 27 13:27:02 PDT 2018

Sign up today for the Macatawa Bank Visa Bonus Rewards Card to earn 2,500 bonus points, redeemable for $25 cash back, after your first purchase on your new card. With this card you get introductory 0.00% APR for the first 6 billing cycles on purchases and balance transfers with no annual fee. You also get a 25%... Keep Reading↠

The post Macatawa Bank Visa Bonus Rewards Card Review: 2,500 Bonus Rewards Points ($25 Cash Back) appeared first on Bank Checking Savings.

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 16 03:00:00 PST 2018

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

Best Bank Bonuses in Washington

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:33:33 PDT 2018

Editor’s Note: If this is not your state, you can click on the state(s) above to see the Best Bank Bonuses being offered in your selected state(s). If you’re going to Washington to visit the biggest building in the world, or the world famous Space Needle, take some time to also visit the Best Bank Bonuses in Washington.... Keep Reading↠

The post Best Bank Bonuses in Washington appeared first on Bank Checking Savings.

Bullies Suck

by Matthew Frederick @

Sun Mar 20 10:31:40 PDT 2011

Everyone should face down their demons at least once in life. Have I ever mentioned that I despise bullies?  If not, you must have inferred. Bullying can come in all forms–corporate corruption, abuse of power by wealthy elites,  or just your garden variety punks in the schoolyard.  I think the thing that bugs me most […]

Prerequisites for Meaningful Participation

by Matthew Frederick @

Thu Jun 21 16:43:42 PDT 2012

Political scientists Sidney Verba, Kay Lehman Schlozman, and Henry E. Brady were recently honored in Orlando for their book Voice and Equality. The book and its authors won the 2012 American Association for Public Opinion Research Book Award, recognizing influential scholarly works that inspire critical thinking on the topic of public opinion. Their extensive survey […]

Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Wed Mar 14 06:00:25 PDT 2018

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

The post Barclays Online Savings Review appeared first on Consumerism Commentary.

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 06:01:04 PST 2017

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

Buy $100 Foot Locker Gift Card, Get $15 Visa Simon Giftcard

by DDG @ Danny the Deal Guru

Tue Mar 27 08:18:57 PDT 2018

Buy at least $100 worth of Foot Locker Gift Cards at Simon Guest Services March 26 – April 8, while supplies last, and get a bonus $15 Visa Giftcard.

The post Buy $100 Foot Locker Gift Card, Get $15 Visa Simon Giftcard appeared first on Danny the Deal Guru.

Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:56:45 PDT 2018

Available nationwide, you can earn CD Rates from 0.60% up to 2.80% APY when you open up a new Marcus by Goldman Sachs CD Account! Below is all the information and details you need to open your Marcus by Goldman Sachs CD Account to earn 0.60% up to 2.80% APY! Marcus by Goldman Sachs CD... Read More →

The post Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide] appeared first on Bank Deal Guy.

5 Best Places to Find Scholarships for Asian Students

by Elyssa Kirkham @ Student Loan Hero

Fri Mar 23 14:53:27 PDT 2018

Asian scholarships can help students of Pacific Islander and Asian descent pay for college in the U.S. Here's how to find the best scholarships.

The post 5 Best Places to Find Scholarships for Asian Students appeared first on Student Loan Hero.

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:30 PDT 2017

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop

by Emily Guy Birken @ PT Money

Mon Mar 26 09:09:37 PDT 2018

This post is brought to you by FreedomPop. While this is a sponsored post, all content and opinions expressed here are my own. I’ve long been impressed by the offerings of FreedomPop, the no-really-we’re-not-kidding FREE mobile and Internet service provider that has been disrupting the mobile service model since 2011. While their 100% free plans […]

The post Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop appeared first on PT Money.

The Best Personal Finance Software for Taming Your Budget (In 2018)

by Emily Guy Birken @ PT Money

Tue Jan 23 21:30:26 PST 2018

Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old school methods of budgeting can […]

The post The Best Personal Finance Software for Taming Your Budget (In 2018) appeared first on PT Money.

Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 10:53:39 PDT 2018

With the Wells Fargo Cash Wise Visa Card, you can earn you $200 cash rewards bonus if you spend $1,000 in purchases within the first 3 months from account opening. If you want to find out more about this card offer, please continue to read below. 0% APR Balance Transfer Categories For this card, you are given a... Read More →

The post Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee appeared first on Bank Deal Guy.

How to Track Your Net Worth [+ My Net Worth]

by Philip Taylor @ PT Money

Fri Jan 19 22:40:00 PST 2018

You're probably reading this site because you want to see your financial life improve? Maybe move toward financial independence? Good on you, my friend! A great way to get better at something is to start tracking it. Let's talk about measuring and tracking your net worth. Simply put, your personal net worth is equal to […]

The post How to Track Your Net Worth [+ My Net Worth] appeared first on PT Money.

Raise credit scores by using less of your available credit limit

by Lisa Phillips @ RebuildCreditScores.com

Fri Mar 16 01:10:43 PDT 2018

https://rebuildcreditscores.com/

One way of raising credit scores is by using less of your available credit. FICO credit scoring system rewards consumers who do not utilize their entire available credit limit.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

ThankYou Members, $50 Off Two Night Stay

by DDG @ Danny the Deal Guru

Tue Mar 27 12:27:24 PDT 2018

Citi has a new promotion for savings on your next hotel stay. ThankYou Members can get $50 off hotel bookings of 2 or more consecutive nights when they book by 4/30/18 and use promo code CITI50.

The post ThankYou Members, $50 Off Two Night Stay appeared first on Danny the Deal Guru.

Bank of America Platinum Visa Business Credit Card $200 Bonus

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 14:54:27 PDT 2018

Bank of America is offering the Bank of America Platinum Visa Business Credit Card. Starting now, you can earn a $200 bonus when you spend $500 within the first 60 days of opening your account. With this card you’ll also get features such as 0% introductory APR and top rated benefits, all for no annual fee. Keep on reading if... Read More →

The post Bank of America Platinum Visa Business Credit Card $200 Bonus appeared first on Bank Deal Guy.

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

Mon Oct 30 09:56:12 PDT 2017

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

Protected: Scientific Corruptibility –> Misinformation –> Mass Internalization –> Ignorance

by Matthew Frederick @

Tue May 31 05:08:02 PDT 2011

There is no excerpt because this is a protected post.

Top 2-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 08:57:05 PDT 2018

Below is our guide to help you, our readers, find the best or top 2-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 2-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

Discover it® – Cashback Match™ Review

by Joe Taylor Jr. @ Consumerism Commentary

Wed Nov 22 13:00:49 PST 2017

Learn More The Discover it® – Cashback Match™ makes a habit of saying no. No annual fee, no late fee on your first late payment, and no APR hike for paying late. Discover®’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. The […]

The post Discover it® – Cashback Match™ Review appeared first on Consumerism Commentary.

Author of Pedophilia Book Released After Months Behind Bars

by Matthew Frederick @

Thu Apr 07 03:40:16 PDT 2011

Phillip R. Greaves, author of a self-published book on pedophilia, was released yesterday after spending more than three months in jail. From BBC News: Phillip Greaves pleaded no contest on Wednesday in Florida to a charge of distributing obscene material depicting minors engaged in harmful conduct… He was arrested in December after he sold a […]

2018 AAA Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Wed Mar 21 01:53:44 PDT 2018

Posted by: John S Kiernan

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

Mon Mar 12 06:30:50 PDT 2018

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

CIT Bank Review and Bonuses

by Stephanie Colestock @ Consumerism Commentary

Mon Nov 06 04:00:58 PST 2017

CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]

The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

Sun Mar 25 18:00:27 PDT 2018

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

Simon Mall Running a Profitable Gift Card Deal

by DDG @ Miles to Memories

Tue Mar 27 08:05:19 PDT 2018

Buy at least $100 worth of Foot Locker Gift Cards at Simon Guest Services March 26 - April 8, while supplies last, and get a bonus $15 Visa Giftcard.

The post Simon Mall Running a Profitable Gift Card Deal appeared first on Miles to Memories.

Rick Scott’s Fiscal Policy: Take from the Kids, Give to the Rich

by Matthew Frederick @

Sat Mar 12 14:48:04 PST 2011

Governor Rick Scott recently announced his new budget for the state of Florida. Don’t worry, socialism-haters, it does not “take from the rich and give to the poor.” Instead, it takes from the kids and gives to the rich! No, seriously.  The new budgets cuts over $1.7 Billion in education, and gives $1.6 billion of […]

2018 United TravelBank Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Fri Mar 23 01:00:46 PDT 2018

Posted by: John S Kiernan

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

Best Bank Deals, Bonuses, & Promotions In Michigan

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 16:06:24 PDT 2018

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. As a state surrounded by the Five Great Lakes, Michigan is also surrounded by great bank deals!... Read More →

The post Best Bank Deals, Bonuses, & Promotions In Michigan appeared first on Bank Deal Guy.

IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?)

by Anthony Nguyen @ Bank Deal Guy

Mon Mar 26 14:13:22 PDT 2018

Compare this card with other hotel related cards here. When you sign up for a IHG® Rewards Club Select Credit Card, you will earn 60,000 bonus points after you spend $1,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make... Read More →

The post IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?) appeared first on Bank Deal Guy.

How long does negative credit remain on credit reports

by Lisa Phillips @ RebuildCreditScores.com

Thu Mar 22 00:00:04 PDT 2018

https://rebuildcreditscores.com/

Having negative information on your credit reports can feel like a life sentence but there is a credit reporting time limit to most negative credit entries.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

Fri Mar 23 06:18:31 PDT 2018

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

Best Bank Account Promotions And Bonuses March 2018

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:01:13 PDT 2018

Find the best bank promotions, bonuses, offers and deals for 2018 here. Account bonuses are categorized into Personal, Savings and Business accounts and split into pages, so be sure to look through all the pages to view all the best current offers. Listed below are the best promotions from the biggest banks in the nation, such as Wells […]

Bank & Trust $200 Checking Account Bonus (IL, IA, WI)

by DDG @ Danny the Deal Guru

Tue Mar 27 13:51:59 PDT 2018

Bank & Trust has a new $200 bonus offer for new checking account opened by 04/30/2018 in IL, IA, WI.

The post Bank & Trust $200 Checking Account Bonus (IL, IA, WI) appeared first on Danny the Deal Guru.

The wait over, Beau’s Kitchen opens in Huntsville

by Kelly Vaughen @ WHNT.com

Tue Mar 27 16:00:23 PDT 2018

HUNTSVILLE Ala. — After months of anticipation the new Beau’s Kitchen is finally open. “We’ve had a joke about it at the office actually for a while, that it’s been taking so long, but we’re glad it’s finally opened up so we can come here,” said Jacob Sullivan,  a patron of the restaurant. Initially planned to open February of last year, Beau’s Kitchen on Winchester Road opened Monday night to lines out the door. “It took a lot longer than we […]

Attorney: Alabama won’t try again after execution attempt failed

by Jessica Grotjahn @ WHNT.com

Tue Mar 27 15:00:21 PDT 2018

MONTGOMERY, Ala. (AP) — Alabama will not make a second attempt to put to death an ailing inmate who had his lethal injection halted last month when the execution team could not find a usable vein, his attorney said Tuesday. Doyle Lee Hamm will not face a second trip to the state’s death chamber under a settlement reached to end Hamm’s lawsuit against the state, attorney Bernard Harcourt wrote in an email. The filing noted that Hamm’s request for compensation […]

The Best Smoke Detectors for Your Money

by Stephanie Colestock @ Consumerism Commentary

Tue Mar 27 03:00:00 PDT 2018

Nothing is more important for your safety than a reliable smoke detector. To help you make a wise choice, here are the best smoke detectors for your money. Having adequate and working smoke alarms in your home isn’t just a personal preference. These gadgets are easy to take for granted. But they can mean the […]

The post The Best Smoke Detectors for Your Money appeared first on Consumerism Commentary.

The Best Prepaid Debit Cards of 2018

by Luke Landes @ Consumerism Commentary

Mon Nov 20 05:00:13 PST 2017

Find the best prepaid debit cards of 2018, including low fee cards and those you can use for free. We compare features, fees, and bonuses. Prepaid debit cards have always been a controversial topic. Some cards carry insanely high fees just for making everyday purchases. Suze Orman’s entry into the prepaid card business, the Approved […]

The post The Best Prepaid Debit Cards of 2018 appeared first on Consumerism Commentary.

Retired justice urges repeal of Second Amendment

by Maxie Gardner @ WHNT.com

Tue Mar 27 08:22:07 PDT 2018

WASHINGTON (AP) — Retired Supreme Court Justice John Paul Stevens is calling for the repeal of the Second Amendment to allow for significant gun control legislation. The 97-year-old Stevens says in an essay on The New York Times website that repeal would weaken the National Rifle Association’s ability to “block constructive gun control legislation.” Stevens was on the losing end of a 2008 ruling in which the high court held that the Second Amendment gives individuals the right to own […]

5 Best Places to Retire in the US

by Jordi Lippe-McGraw @ Student Loan Hero

Tue Mar 27 13:25:55 PDT 2018

Where should you set up shop to live out your golden years? Check out our list of the best places to retire around the country.

The post 5 Best Places to Retire in the US appeared first on Student Loan Hero.

Louisiana family uses an alligator for baby’s ‘gender reveal’

by Alex Stokes @ WHNT.com

Tue Mar 27 11:49:56 PDT 2018

Ponchatoula, La. –  Most couples who host “gender reveal” parties use a cake. Mike Kliebert announced the news with an alligator. In a video posted on Facebook, Kliebert opens the jaws of an alligator and waits to be handed something about the size of a  bowling ball. As friends and family cheer him on, Kliebert puts the ball into the gator’s mouth and lets the beast chomp down. In a split second, the gator’s jaws burst through the “ball” – […]

Top factors keeping your credit score low

by Lisa Phillips @ RebuildCreditScores.com

Fri Mar 16 00:00:25 PDT 2018

https://rebuildcreditscores.com/

Have you ever received a denial of credit letter with reason codes you did not quite understand? If so, you are not alone. FICO, the most widely used credit scoring formula, does not offer a comprehensive insight into exactly what affects your credit score. You may have to decode the reason codes given by credit...

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Experian IdentityWorksSM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting

by Philip Taylor @ PT Money

Tue Jan 30 11:23:15 PST 2018

**This article contains sponsored advertising content. About IdentityWorksSM In 2016 alone, more than 15.4 million consumers in the United States were victims of identity theft with more than 16 billion dollars stolen. With online shopping and credit card usage skyrocketing, it is not surprising that identity theft hit an all time high in 2016. Recognizing […]

The post Experian IdentityWorks^SM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting appeared first on PT Money.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

Nineteen Countries Outrank US in Press Freedom

by Matthew Frederick @

Sun Dec 12 08:50:56 PST 2010

For the second year in a row, the United States barely cracked the top twenty in press freedom. Reporters Without Borders compiles the World Press Freedom Index annually. According to the organization’s website, the index measures the state of press freedom in the world. It reflects the degree of freedom that journalists and news organisations […]

Best Free Checking Account – April 2018

by Liz Pham @ Bank Checking Savings

Tue Mar 27 14:07:05 PDT 2018

Look no further than below for Best Free Checking Accounts! You will find the best publicly available bank signup bonus, offers, deals, and promotions. You’ll find this exclusive free checking account promotions list to be the absolute best to earn thousands of dollars in free cash! Don’t forget to check our full list of Free Business... Keep Reading↠

The post Best Free Checking Account – April 2018 appeared first on Bank Checking Savings.

8 Major Ways You’re Busting Your Budget When You Travel

by Rebecca Safier @ Student Loan Hero

Fri Mar 23 15:42:21 PDT 2018

Is travel draining your bank account? Here are eight money mistakes people make on vacation — and how to avoid them on your next trip.

The post 8 Major Ways You’re Busting Your Budget When You Travel appeared first on Student Loan Hero.

Protected: Charmed Spectators and Charming Corruption

by Matthew Frederick @

Fri Feb 04 13:55:02 PST 2011

There is no excerpt because this is a protected post.

Uber Visa Review

by Abby Hayes @ Consumerism Commentary

Tue Feb 27 03:00:00 PST 2018

Uber has moved from transportation to credit cards with the introduction of the Uber Visa. But is it a good rewards card? We have all the details in our Uber Visa review. The popular ride-sharing service Uber has recently entered the credit card game with its Uber Visa Card. This slick-looking black card comes with […]

The post Uber Visa Review appeared first on Consumerism Commentary.

Schwab Target Index Funds: Hidden Gems For Your IRA, Solo 401k, or Brokerage Window

by Harry Sit @ The Finance Buff

Tue Jan 23 06:52:00 PST 2018

Schwab has two sets of target date funds. Look for the word Index in the name.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Schwab Target Index Funds: Hidden Gems For Your IRA, Solo 401k, or Brokerage Window is copyrighted material from The Finance Buff. All rights reserved.

Dale Schultz: Wisconsin Republican with a Soul

by Matthew Frederick @

Thu Mar 10 21:43:23 PST 2011

Any politician who votes against the party line deserves credit.  Even if we don’t agree with their actual vote, we should least appreciate that by defying their own party they’ve taken a political risk, usually because their principles manage to survive their selfish interests. Former Rhode Island Republican US Senator Lincoln Chafee’s opposition to the […]

5 Incredibly Simple Actions to Raise Credit Scores

by Lisa Phillips @ RebuildCreditScores.com

Tue Mar 27 00:00:00 PDT 2018

https://rebuildcreditscores.com/

Taking action is the only way you can raise credit scores and sometimes the actions are really simple. Consumers with credit scores ranging from 720 to 850 are prime candidates to qualify for the lowest interest rates.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide]

by Andy Truong @ Bank Deal Guy

Tue Mar 27 08:00:16 PDT 2018

Available nationwide, you can earn CD rates of 1.46% up to 2.53% APY when you open a new TAB Bank CD Account with a minimum $1,000 opening balance. Below is all the information and details you need to open your TAB Bank CD Account to earn CD rates of 1.46% up to 2.53% APY! Editor’s Note: If you’re interested... Read More →

The post TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide] appeared first on Bank Deal Guy.

Prepaying Mortgage Does Not Make You Invest More In Real Estate

by Harry Sit @ The Finance Buff

Wed Jan 17 06:42:00 PST 2018

Your home does not know you have a mortgage.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Prepaying Mortgage Does Not Make You Invest More In Real Estate is copyrighted material from The Finance Buff. All rights reserved.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

Thu Mar 22 03:00:00 PDT 2018

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

MemoryBank $100 Checking Account Bonus & 1.60% APY

by Tony Phan @ MoneysMyLife

Tue Mar 27 09:27:10 PDT 2018

Find the latest bonuses and promotions from MemoryBank udpated here. Launched in 2016, MemoryBank is a newer online banking institution offering Checking accounts available nationwide. Operating online, you are going to have much better interest rates compared to traditional banks. MemoryBank customers will also have access to a network of over 85,000 ATMs. Similar to […]

Financial Check-In: Determining Your Debt

by Hannah Milem @ Client Blog - Compass Working Capital

Mon May 08 10:41:00 PDT 2017

What’s my debt-to-income ratio?

Thinking about your debt-to-income ratio can be a big part of thinking about your financial goals, as well as your overall financial health. Carrying too much debt can lower your credit score, make it difficult to save (or even cover your day-to-day expenses), and hold you back from reaching your goals. Many experts recommend a debt-to-income ratio of below 36%, and at Compass, we want to help our clients manage their debt. Calculating your debt-to-income ratio is simple: it’s just the amount of debt you have compared to your overall income. You can use this calculator to find out what that number looks like for you.

Is your debt-to-income ratio in a healthy range (below 36%)?

Here are some tips for keeping it down:

Avoid adding to your debt.

This might sound obvious, but it can be easy to add to your debt without realizing how it will affect your financial goals. For some people, credit card debt might creep up around the holidays, or for others, it might be tempting to cosign on a loan for a friend of family member. Remember that any time you take on new debt (for yourself or someone else) is a major financial decision.

If you do take on new debt, make sure it is sustainable.

Sometimes, taking on new debt can be necessary, or even helpful for reaching your long-term financial goals. Maybe it’s taking out a student loan to help get a degree that will increase your earning potential, or maybe it’s purchasing a car that’s necessary to get to and from work. Whatever the case, it’s important to make sure you are getting a good return on your investment. It’s also important to make sure that you are only taking on debt that you will be able to pay off comfortably. If you are wondering whether to take on new debt, your Compass coach would love to help.

Is your debt-to-income ratio higher than you’d like (above 36%)?

Making a plan to lower your debt is the first step. Here are some tips:

Use the “snowball technique.”

Sometimes it goes by different names, but the idea is the same: Use a strategy that will allow you to pay off your debt faster and more efficiently. The snowball technique is especially useful for credit card debt spread across multiple accounts. The idea is simple: make some extra room in your budget to put toward your credit card balances, rank your credit cards, and pay them off one at a time. Just remember: no matter what strategy you use, always make at least the minimum payments on all your cards.

If necessary, go back to the budget.

It’s difficult (if not impossible) to pay down debt if there’s no extra room in your budget. If your expenses are higher than your income, you may find yourself relying on credit cards or loans to make ends meet. If you are just breaking even, it might be hard to put anything extra toward your debt payments. If this is true for you, it might be helpful to go back to the budget and find out if there is any potential for lowering your expenses or increasing your income.

Talk to your Compass coach.

Your Compass coach would be happy to talk to you about any debt repayment strategies. Even if you feel like your debt is overwhelming, we can talk about options, products, and strategies that can help. So if you want to talk in more detail about how to make the snowball technique work for you, how to make room in your budget to pay down debt, or other options that might be right for you, don’t hesitate to contact your coach.

Former Auburn Coach Tommy Tubberville endorses Tommy Battle for Alabama Governor

by Maxie Gardner @ WHNT.com

Tue Mar 27 08:58:03 PDT 2018

HUNTSVILLE, Ala. – Tommy Battle picked up a major endorsement in his run for Governor: former Auburn University football coach Tommy Tuberville. Tuberville made the endorsement when a radio host asked if he had a favorite candidate in the race. “I think we need something different in Montgomery. I think we need something different for the state of Alabama,” said Coach Tuberville. “Tommy Battle, I’m on board with him. I think he can make the decisions to move us up. […]

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Mon Mar 12 07:40:38 PDT 2018

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

Hudson Alpha’s second Genomic Medicine Conference hopes to use the advance science along with traditional medicine

by Alex Stokes @ WHNT.com

Tue Mar 27 18:29:43 PDT 2018

HUNTSVILLE, Ala. — Genomics, or the study of our DNA, is a field that is continuing to make strides. The human body is complex and amazing, and while some things are still a mystery to us, we are constantly unpacking the genetic code that runs it. Researchers and doctors met at Hudson Alpha’s second genomic medicine conference, staying on the cutting edge of what that code continues to deliver. “What genomics does, is it allows us to match treatment interventions […]

4 Creative Benefits Employers Use to Entice New Talent

by Jolene Latimer @ Student Loan Hero

Mon Mar 26 14:59:09 PDT 2018

Unique employee benefits can be an important tool for your personal financial goals.

The post 4 Creative Benefits Employers Use to Entice New Talent appeared first on Student Loan Hero.

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Tue Feb 06 07:00:57 PST 2018

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Fri Mar 23 12:46:42 PDT 2018

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

Georgia mom praised for teaching ‘entitled’ son lesson with Goodwill shopping trip

by Jessica Grotjahn @ WHNT.com

Tue Mar 27 16:08:57 PDT 2018

HOG MOUNTAIN, Ga. – People are praising a Georgia mother for her tough love toward her teenage son, who she says was acting “entitled.” Cierra Forney said she wasn’t pleased with her 13-year-old son’s behavior at school, so she decided to teach him some humility. “Acting like he’s too good to shop at Wal-Mart or making snarky comments about kids at school who shop at the Goodwill and quite a few other things,” she wrote. “I don’t tolerate that.” Forney took her son to […]

The Voting Cheerleaders and Guessing Games

by Matthew Frederick @

Sun Sep 12 09:58:32 PDT 2010

Our high school civics teachers got it half-right.  They convinced us that it was our responsibility as citizens to vote. But the blind dictum that everyone must vote (no matter how ignorant or out-of-touch they are), somewhat misses the point.  Many of us never got that voting is as much a privilege as it is […]

New Amex Offer, Save $20 When You Spend $100 at J. Crew

by DDG @ Miles to Memories

Mon Mar 26 14:08:47 PDT 2018

Get a one-time $20 statement credit by using your enrolled Card to spend a minimum of $100+ in one or more transactions in-store at J. Crew or online at Jcrew.com by 6/18/2018.

The post New Amex Offer, Save $20 When You Spend $100 at J. Crew appeared first on Miles to Memories.

The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:23:22 PDT 2018

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. At a glance, The Plum Card® from American Express is great for those who need that extra time to pay off debt... Read More →

The post The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year appeared first on Bank Deal Guy.

The Pros and Cons of Trip Cancellation Insurance Programs

by Adam Luehrs @ Consumerism Commentary

Tue Mar 13 03:00:00 PDT 2018

Vacations and business travel can get expensive. One option is to purchase trip cancellation insurance. But is it worth the cost? We answer that question and provides ways to get vacation coverage for free. People who love to be prepared for every little thing when traveling usually gravitate toward trip-cancellation insurance. Others see it as […]

The post The Pros and Cons of Trip Cancellation Insurance Programs appeared first on Consumerism Commentary.

A Guide to the Best Home Security Systems

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 29 18:42:00 PST 2017

The security of your home and family have never been more important. In this detailed guide, we rate the best home security systems and companies. No matter how safe your neighborhood — or even your city — is, you’ve likely considered a security system for your home. But choosing the right one (that won’t cost […]

The post A Guide to the Best Home Security Systems appeared first on Consumerism Commentary.

Chase Total Checking Account $200 Coupon Available Online Now

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:29 PDT 2018

Get updated Chase Total Checking® coupon bonuses and new promotions here. Typical bonus amounts that have been available for this Checking account include $150, $200 and $300 offers. Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware and is one of the nation’s largest banks as measured by total assets. Chase offers a […]

Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer)

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:30:27 PDT 2018

Indiana residents can earn a $150 bonus by simply opening a new checking account with Indiana Members Credit Union and meeting certain requirements. Below is all the information and details you need to earn your Indiana Members Credit Union $150 Checking Bonus! Membership: Experience the credit union difference, and become a member of Indiana Members Credit Union. Joining is... Read More →

The post Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer) appeared first on Bank Deal Guy.

These 4 Types of Loans Can Help You Pay for Your Nursing Degree

by Miranda Marquit @ Student Loan Hero

Fri Mar 23 12:09:13 PDT 2018

Do you need student loans for nursing school? From federal student loans to private debt, here are your options to pay for your degree.

The post These 4 Types of Loans Can Help You Pay for Your Nursing Degree appeared first on Student Loan Hero.

Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway)

by Philip Taylor @ PT Money

Sat Mar 10 21:11:13 PST 2018

TLDR: buying a house isn’t the best way to build wealth – the stock market is better – but buying a home is still a great idea if you do it right. Buying a House is Still Part of Our “American Dream” Despite the buzz about renting being the new hottie, buying a home is […]

The post Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway) appeared first on PT Money.

Chase IHG Premier Credit Card Confirmed! 80K+5K Bonus Plus Benefits

by DDG @ Miles to Memories

Mon Mar 26 12:41:56 PDT 2018

Now there's confirmation that the two new cards are coming. The bonus for the Premier card is 80,000 IHG Rewards points when you spend $2,000 within three months plus 5,000 bonus points if you add an authorized user.

The post Chase IHG Premier Credit Card Confirmed! 80K+5K Bonus Plus Benefits appeared first on Miles to Memories.

Kroger Best Customers, $15 Off $100 Lowe’s Gift Cards Plus 4X Fuel Rewards (Targeted)

by DDG @ Danny the Deal Guru

Tue Mar 27 10:21:09 PDT 2018

Kroger Best Customers are getting an email with an offer of a digital download coupon for $15 off the purchase of two (2) $50 Lowe's gift cards.

The post Kroger Best Customers, $15 Off $100 Lowe’s Gift Cards Plus 4X Fuel Rewards (Targeted) appeared first on Danny the Deal Guru.

APR vs. APY: How One Letter Makes a Big Difference

by Stephanie Colestock @ Consumerism Commentary

Thu Feb 15 03:00:00 PST 2018

APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]

The post APR vs. APY: How One Letter Makes a Big Difference appeared first on Consumerism Commentary.

Protected: Animal Cruelty Laws By State

by Matthew Frederick @

Fri Oct 29 13:42:29 PDT 2010

There is no excerpt because this is a protected post.

401(k) Contribution Limits for 2018

by Luke Landes @ Consumerism Commentary

Mon Dec 11 07:00:20 PST 2017

The 401(k) contribution limits and maximums are increasing in 2015, and there are other tax changes to 401(k) to note.

The post 401(k) Contribution Limits for 2018 appeared first on Consumerism Commentary.

Lowe’s Rebate, Get 11% Back When You Shop Online And In-Store (3/29-4/4/18)

by DDG @ Danny the Deal Guru

Tue Mar 27 09:36:22 PDT 2018

Make a purchase at a participating Lowe’s or on Lowes.com in select areas between 3/29/18 and 4/4/187 to be eligible to receive an 11% reward in the form of a Lowe’s gift card.

The post Lowe’s Rebate, Get 11% Back When You Shop Online And In-Store (3/29-4/4/18) appeared first on Danny the Deal Guru.

How to Get Out of a Cell Phone Contract without Paying a Fee

by Kevin Mercadante @ Consumerism Commentary

Wed Dec 27 04:00:00 PST 2017

Being locked into a cell phone contract is no fun. Here’s how to get out of a cell phone contract without paying an early termination fee. We recently received a question that probably every reader can relate to. The writer is asking how to get out of a cell phone contract without paying a fee: […]

The post How to Get Out of a Cell Phone Contract without Paying a Fee appeared first on Consumerism Commentary.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

2018 IRS Standard Deductions and Exemptions

by Luke Landes @ Consumerism Commentary

Thu Feb 22 07:00:18 PST 2018

There are some big changes in the standard deduction and exemptions for 2018. We have all the numbers here and how the change will affect tax payers. Most taxpayers can choose between itemizing tax deductions and taking the standard deduction. Itemizing, which requires accurate record-keeping, allows you to take deductions for specific expenditures from the […]

The post 2018 IRS Standard Deductions and Exemptions appeared first on Consumerism Commentary.

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Fri Mar 23 12:34:45 PDT 2018

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

Thu Mar 08 04:00:37 PST 2018

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.

Difference between Condo and Townhome 

by Jecinta Morgan @ Difference Between

Tue Mar 27 17:00:10 PDT 2018

A condominium and a townhouse are different types of housing structures that are considered by individuals who want to buy or rent a house.   What is a Condominium? A condo is a type of housing unit, specifically an apartment that is part of a large property, which is privately owned by an individual (homeowner) […]

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Mon Oct 30 07:59:13 PDT 2017

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

Don’t (Only) Vote

by Matthew Frederick @

Mon Mar 14 16:52:16 PDT 2011

Conventional wisdom teaches us that voting is supposed to be what makes democracy tick.  Textbooks would have us believe our greatest act of public participation comes from the single ballot we cast that contributes to the election of our political leaders.  But really, stop and ponder this: how many times has a single vote made […]

Chase Premier Plus Checking℠ Review: $300 Coupon Bonus

by Tony Phan @ MoneysMyLife

Fri Mar 23 22:02:02 PDT 2018

Find the latest promotions and bonus offers for the Chase Premier Plus Checking℠ Account here. Coupon offers are refreshed throughout the year, so check back often for the best deals. All Chase Bank related offers are kept up-to-date on our Chase Bank Promotions page. Established in 1982 and headquartered in Newark, Delaware, Chase Bank is the second […]

An important message from Consumer Reports

by petedirenzo @ Consumerist

Mon Oct 30 11:18:07 PDT 2017

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

Thu Jan 11 06:00:00 PST 2018

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

2018 Citi Secured Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Tue Mar 27 01:00:48 PDT 2018

Posted by: John S Kiernan

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Mon Nov 13 04:50:10 PST 2017

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

Kansas Chihuahua gives birth to 11 puppies on National Puppy Day

by Jessica Grotjahn @ WHNT.com

Tue Mar 27 18:28:13 PDT 2018

OLATHE, Kansas (KCTV) — A little dog may have won a spot in the record books by having a very big litter. A local chihuahua recently gave birth to 11 puppies. The Olathe dog gave birth to the puppies last week on National Puppy Day. “One came out, one more came out – two, three and four more came out,” said Josie Brown, who is fostering the puppies. “She was still round and obviously there were more puppies in there.” […]

2018 Wells Fargo Platinum Visa Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Fri Mar 23 01:00:41 PDT 2018

Posted by: John S Kiernan

E*Trade Review and Current Promotions

by Kevin Mercadante @ Consumerism Commentary

Thu Nov 09 04:02:00 PST 2017

E*TRADE set the bar as one of the first online discount brokers. But is it the broker you should be using? We help you answer that question in our E*TRADE review. It’s curious that the editorial team here at Consumerism Commentary has never reviewed E*TRADE before today. I say that because we have written about […]

The post E*Trade Review and Current Promotions appeared first on Consumerism Commentary.

North Shore Bank Checking Account Bonus: $300 Promotion (Illinois, Wisconsin)

by Anthony Nguyen @ Bank Checking Savings

Tue Mar 27 15:15:18 PDT 2018

If you would like to start your weekend out strong with a generous bonus, then pay attention now! North Shore Bank is offering residents of Illinois and Wisconsin a chance to earn a $300 bonus when you open a new Checking Account online using promo code March Special by March 31, 2018. To receive the generous bonus, simply open a new checking account. A... Keep Reading↠

The post North Shore Bank Checking Account Bonus: $300 Promotion (Illinois, Wisconsin) appeared first on Bank Checking Savings.

North Shore Bank, $300 Checking Bonus (IL, WI)

by DDG @ Danny the Deal Guru

Tue Mar 27 14:36:50 PDT 2018

North Shore Bank has a $300 bonus for new checking accounts. You need to complete a direct deposit or monthly transactions to get a $20 bonus each month.

The post North Shore Bank, $300 Checking Bonus (IL, WI) appeared first on Danny the Deal Guru.

A Survey of the Best HSA Accounts Available Today

by Abby Hayes @ Consumerism Commentary

Thu Nov 16 09:28:00 PST 2017

A Health Spending Account is a great way to pay for healthcare or save for retirement. To help, we’ve surveyed the very best HSA accounts available today. It used to be that consumers didn’t have much choice when it came to HSAs. Many of these accounts were little more than dedicated-use high-interest savings accounts. Now […]

The post A Survey of the Best HSA Accounts Available Today appeared first on Consumerism Commentary.

Which Specialized Workshops Do You Want At Compass?

by Kathrina St. Flavin @ Client Blog - Compass Working Capital

Mon Apr 24 09:00:00 PDT 2017

At Compass, we are always working to bring you opportunities to dig deeper into personal finance topics that are relevant to your life. Recently, we have begun offering specialized workshops--1-2 hour events that provide information on a specific finance topic.

In the coming months, look out for announcements about specialized workshops that cover the following topics: 

• homeownership
• paying for college
• purchasing a car

Now, it is your turn to tell us which specialized workshops you would like us to bring to you. Are there financial topics that you would like to learn more about? Send an email to your financial coach or leave your thoughts in our Suggestion Box and let us know.

BillFixers Review: Why You Should Let Them Negotiate Your Bills

by Emily Guy Birken @ PT Money

Mon Mar 19 11:43:06 PDT 2018

Editor's note: PT here. I'm happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below… Bills, bills, bills! They can seem never-ending. From […]

The post BillFixers Review: Why You Should Let Them Negotiate Your Bills appeared first on PT Money.

NACA can make homeownership possible with credit problems

by Lisa Phillips @ RebuildCreditScores.com

Wed Mar 14 00:30:08 PDT 2018

https://rebuildcreditscores.com/

NACA makes homeownership possible for people with credit problems. No downpayment is required plus you get an "A" credit loan interest rate.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:43:28 PDT 2018

Compare this card with other cash back related cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and... Read More →

The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

New Hampshire College Grants — Best Options and How to Apply

by Rebecca Safier @ Student Loan Hero

Fri Mar 23 09:34:08 PDT 2018

If you're a resident of the Granite State, check out this guide for a full list of New Hampshire grants and scholarships to help you pay for college.

The post New Hampshire College Grants — Best Options and How to Apply appeared first on Student Loan Hero.

Congress Gives $350 Million to Public Service Loan Forgiveness Program — Will It Help You?

by Miranda Marquit @ Student Loan Hero

Mon Mar 26 15:33:58 PDT 2018

Congress just passed a spending bill that includes an extra $350 million for Public Service Loan Forgiveness relief. Here's what you need to know.

The post Congress Gives $350 Million to Public Service Loan Forgiveness Program — Will It Help You? appeared first on Student Loan Hero.

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Thu Mar 22 17:39:02 PDT 2018

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

2018 Review of Prosper Lending and Borrowing

by Guest Author @ Consumerism Commentary

Tue Feb 13 03:00:00 PST 2018

Prosper claims to offer great rates for both borrowers and investors. In this Prosper review, we put these claims to the test. Prosper offers a different way to look at lending. The Prosper platform is a peer-to-peer marketplace where people can borrow money for all aspects of life. It’s an interesting platform for people who […]

The post 2018 Review of Prosper Lending and Borrowing appeared first on Consumerism Commentary.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

Fri Dec 01 05:00:46 PST 2017

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

Soaking Rain Moves In Wednesday

by Gabrielle Deabler @ WHNT.com

Tue Mar 27 10:22:07 PDT 2018

A rather slow moving storm system will approach from the west and push a cold front into the Valley on Wednesday. This front will stall out over, or just to the south, of North Alabama through Thursday. At the same time a strong wind flow from the southwest will cause moisture to surge into the Tennessee Valley. These two things will bring a prolonged period of cloudy, windy, and rainy weather from Wednesday afternoon through Thursday evening. Flooding Potential: As the […]

Raise Gift Card Sale, Extra 5% Off Home Brands Today

by DDG @ Miles to Memories

Mon Mar 26 11:07:02 PDT 2018

Raise is offering an extra 5% off on select home brands gift cards when you use promo code MASCOT. One-time use. Offer expires 03/26/18 11:59 PM CST. Maximum savings of $15.

The post Raise Gift Card Sale, Extra 5% Off Home Brands Today appeared first on Miles to Memories.