Check Your Piggy Bank for This $85,000 Penny

by banksadmin @ Banks.org

Thu Oct 26 17:06:13 PDT 2017

During World War II, the United States had to conserve copper for the war effort. Copper was in high demand as it was used in ammunition and other military equipment. Because of this, 1943 pennies made from copper are extraordinarily rare … Continued

American Expands in Latin America With New Flights From US Hubs

by Nick Ellis @ The Points Guy

Tue Mar 27 13:30:17 PDT 2018

American Airlines shared expansion details of its Latin American route map on Tuesday. The world’s largest carrier will be adding nonstop flights between its hubs in Dallas-Fort Worth (DFW), Los Angeles (LAX) and Miami (MIA) to destinations in Mexico and South America. The new additions further cement American’s place as the dominant US carrier in …

Personal Update: Some BIG Changes to my life

by Lauren @ Lauren Greutman

Wed Jun 14 17:17:41 PDT 2017

It has been a crazy past 4 months for me… I won't get into all the details but there have been things that I've been unhappy with in my life, causing my to make some drastic personal changes. I stopped taking care of myself; putting work and the kids above myself.  That left me empty, spiritually bankrupt, and disliking the

The post Personal Update: Some BIG Changes to my life appeared first on Lauren Greutman.

10 Ways ANYONE can Fail at Money

by Lauren @ Lauren Greutman

Tue May 30 09:48:20 PDT 2017

Whether you're making lots of money and would consider yourself ‘financially successful' or you are drowning in debt and have a spending deficit, you can be Failing at Money. Failing at Money has to do with what you do with what you have, NOT how much money you make. We've all seen celebrities who live lavish and luxurious lives and wished

The post 10 Ways ANYONE can Fail at Money appeared first on Lauren Greutman.

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

Wed Feb 21 05:10:38 PST 2018

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

How to Easily Sell Used Books Online {Electronics and Video Games Too!}

by Lauren @ Lauren Greutman

Wed Oct 11 16:30:38 PDT 2017

The other day I was cleaning out a bookshelf and there were so many books that I didn't need anymore. They were only there collecting dust. I wanted to see how I could easily sell used books online and after being contacted by this company called Decluttr, I knew exactly what to do. I write a lot about things to sell

The post How to Easily Sell Used Books Online {Electronics and Video Games Too!} appeared first on Lauren Greutman.

The Best Personal Finance Software for Taming Your Budget (In 2018)

by Emily Guy Birken @ PT Money

Tue Jan 23 21:30:26 PST 2018

Pluto LogoManaging your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old school methods of budgeting […]

The post The Best Personal Finance Software for Taming Your Budget (In 2018) appeared first on PT Money.

Request for Proposals for the Jobs Program

by Marouf Diallo @ Maryland Department of Human Resources

Wed Nov 22 07:46:03 PST 2017

AGENCY CONTROL NUMBER: HOW/FIA 18-001-S Issue Date: Tuesday, November 21, 2017 Pre-Proposal Conference: December 14, 2017, at 11:00 am (7121 Columbia Gateway Drive, Room 250 Columbia, MD 21046) Proposal Due Date: January 18, 2018 at 11:00 am

The post Request for Proposals for the Jobs Program appeared first on Maryland Department of Human Resources.

SmartyPig Review: What it is and How it works

by Lauren @ Lauren Greutman

Mon Aug 14 04:00:58 PDT 2017

Setting and achieving goals for ourselves is important. I would even say it's vital… especially when it comes to money. It is possible to get things you want without going into debt, and SmartyPig is proof of that. Let me share with you this SmartyPig Review, in hopes you realize just how amazing it is! SmartyPig is a type of ‘micro savings'

The post SmartyPig Review: What it is and How it works appeared first on Lauren Greutman.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

Tue Nov 14 05:00:21 PST 2017

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

Budget Travel Tips for Sandals Montego Bay Jamaica

by Lauren @ Lauren Greutman

Sun Feb 05 19:01:54 PST 2017

Mark and I have been married for almost 15 years. We were married at the young age of 21 and still in college. And when 2 broke college students get married, there isn't much money for a honeymoon. So our very budget-friendly honeymoon was at the Jersey Shore and we stayed in a beautiful bed and breakfast. Don't get me

The post Budget Travel Tips for Sandals Montego Bay Jamaica appeared first on Lauren Greutman.

Average 401(k) Retirement Savings – Why We Need to Save More. Way More!

by Jim Wang @ Wallet Hacks

Mon Mar 19 04:00:30 PDT 2018

How much do you have saved up in retirement? If you're like most Americans, the answer is not much. The average net worth of Americans is just $80,039. When you take out home equity, it's only $25,116. That's across the entire population of the United States – single, married, 65, 25, black, white, etc. Do […]

The post Average 401(k) Retirement Savings – Why We Need to Save More. Way More! appeared first on Wallet Hacks.

Overview of High Yield Online Savings Account Options for 2016

by banksadmin @ Banks.org

Mon Mar 07 12:40:53 PST 2016

Savings accounts: everyone should have at least one, but when your local bank is offering to pay you interest at dismal rates as low as 0.01%, saving can be downright discouraging. Thankfully, in the internet age we live in, savers … Continued

Solicitation Notice for OBF/CFU/18-001-S

by Vandana Desikan @ Maryland Department of Human Resources

Wed Nov 22 12:13:42 PST 2017

OBF.CFU.18-001.S Small Procurement Solicitation Courier Service

The post Solicitation Notice for OBF/CFU/18-001-S appeared first on Maryland Department of Human Resources.

Bank Holiday Schedule for 2016 and 2017

by banksadmin @ Banks.org

Wed Feb 24 10:01:49 PST 2016

Few things are more frustrating than wanting to deposit a check, make a withdrawal or make a same-day online bill payment and then finding out that the bank is closed for a holiday. The Federal Reserve bank observes 10 holidays … Continued

Chase Bank Holidays for 2017 & 2018

by banksadmin @ Banks.org

Thu Apr 13 11:46:23 PDT 2017

This article has been updated for 2018. Need to know if your local Chase branch is open on a specific holiday? All branches are closed on the below dates in 2018 and 2017. If a holiday is not listed below, … Continued

PNC Virtual Wallet Online Banking Review

by banksadmin @ Banks.org

Wed Jul 26 03:22:38 PDT 2017

PNC Bank features over 2,600 branch locations throughout the country. If you aren’t in one of the 19 states where PNC operates, you can still enjoy their fully online banking. The Virtual Wallet is a unique financial approach that makes saving … Continued

7 Ways Parents can Help Pay for College

by Lauren @ Lauren Greutman

Wed Apr 26 05:00:02 PDT 2017

It's no secret that college tuition costs have risen pretty drastically over the years. If you want to help finance your children's college career, it's never too early to start, and it's never too late either. Some parents are still on the fence on whether to help pay for their children's college at all. That is a good discussion to have.

The post 7 Ways Parents can Help Pay for College appeared first on Lauren Greutman.

How do you save on Meat and Produce at the Grocery Store?

by Lauren @ Lauren Greutman

Thu Apr 27 05:20:47 PDT 2017

One question I am asked on a regular basis is, “How do I save on meat and produce at the grocery store?” I understand! Meat and produce can be quite expensive and rack up your grocery bill every week. If you think about it, it is kind of unfortunate that the healthiest and most natural foods are the most expensive

The post How do you save on Meat and Produce at the Grocery Store? appeared first on Lauren Greutman.

A Waste of Money: 25+ Things I Won’t Buy Anymore

by Lauren @ Lauren Greutman

Mon Apr 17 08:07:03 PDT 2017

On my journey to being as financially responsible as possible, I've discovered things I've bought that are just not worth buying anymore. Either they are a complete waste of money, I can do it myself for much cheaper, or I can do it myself better. One thing is for sure, it might not be quite as convenient anymore. But think about

The post A Waste of Money: 25+ Things I Won’t Buy Anymore appeared first on Lauren Greutman.

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Fri Dec 15 06:30:47 PST 2017

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

Important Tax Law Changes You Need to Know [ Updated for 2018]

by Philip Taylor @ PT Money

Fri Feb 02 16:00:04 PST 2018

Getting psyched to do your taxes? I suppose if you're expecting a refund you might be. Or if you're kind of a tax nerd like me, you might take some pleasure in breaking down the tables and watching the software do its thing. Or you might be interested to see how the recent Tax Cuts […]

The post Important Tax Law Changes You Need to Know [ Updated for 2018] appeared first on PT Money.

Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Wed Mar 14 06:00:25 PDT 2018

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

The post Barclays Online Savings Review appeared first on Consumerism Commentary.

Cost Allocation Services

by Vandana Desikan @ Maryland Department of Human Resources

Fri Feb 16 07:32:34 PST 2018

SOLICITATION NO: N00B8400326 Issue Date: February 14, 2018 Pre-Proposal Conference: 02/26/2018 at 2:00 PM Local Time. 311 West Saratoga Street, Rm.508A Baltimore, Maryland, 21201. See Attachment E for Response Form Proposal Due Date: 03/30/2018 at 02:00 PM Local Time

The post Cost Allocation Services appeared first on Maryland Department of Human Resources.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

14 Freezer Cooking Tips you Never Knew About

by Lauren @ Lauren Greutman

Mon May 15 12:05:41 PDT 2017

Freezer meals are the best thing since the invention of the freezer. They make meal time prep shorter and easier, not to mention the money you'll save just by making crockpot freezer meals. If you're a beginner or a freezer cooking veteran, implementing these Freezer Cooking Tips have saved me time, frustration, mess, and money. I have been freezer cooking and developing entire crockpot

The post 14 Freezer Cooking Tips you Never Knew About appeared first on Lauren Greutman.

2018 Wells Fargo Platinum Visa Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Fri Mar 23 01:00:41 PDT 2018

Posted by: John S Kiernan

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:30 PDT 2017

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

Tue Feb 20 03:00:00 PST 2018

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

Online Bank Review: Bluebird by American Express

by banksadmin @ Banks.org

Wed Oct 11 10:27:10 PDT 2017

One of the many challenges people face when opening a checking account is their credit. This is partly because in some instances, banks may refuse to open checking or savings accounts for those who have had financial difficulties. It is … Continued

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Sun Mar 25 14:01:08 PDT 2018

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

Chime Bank: What it is and How it works

by Lauren @ Lauren Greutman

Wed Apr 05 06:00:04 PDT 2017

Banks without physical branches are on the rise. This might make some of you a little uncomfortable, but it actually makes complete sense for many Americans. Because there are no brick-and-mortar locations to acquire, staff, and manage; online banks like Chime Bank can pass along those savings to you by offering some pretty impressive rewards. “What if I ever need to physically go to the

The post Chime Bank: What it is and How it works appeared first on Lauren Greutman.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Fri Nov 10 04:51:08 PST 2017

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

Making Savings a “Dream”: A Review of Barclays Online Bank

by banksadmin @ Banks.org

Fri Jul 07 04:09:28 PDT 2017

Barclays Bank has its roots in 17th century London and its legacy includes financing the world’s first industrial steam railway and introducing the world’s first automated teller machine. While Barclays is still headquartered in London, it has operations in more than … Continued

How to Track Your Net Worth [+ My Net Worth]

by Philip Taylor @ PT Money

Fri Jan 19 22:40:00 PST 2018

You're probably reading this site because you want to see your financial life improve? Maybe move toward financial independence? Good on you, my friend! A great way to get better at something is to start tracking it. Let's talk about measuring and tracking your net worth. Simply put, your personal net worth is equal to […]

The post How to Track Your Net Worth [+ My Net Worth] appeared first on PT Money.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip

by Makenzi Wood @ Wallet Hacks

Thu Mar 15 04:00:56 PDT 2018

Ahh, the dollar store. In an age where prices are soaring, it’s the beacon of thrifty shopping options for people looking to save a buck. While you can easily score cheap party decorations and glass bowls at the dollar store, it can be tough to know what is and isn’t a good deal when it […]

The post Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip appeared first on Wallet Hacks.

Perfectly Creamy Slow Cooker Buffalo Chicken Wing Dip

by Mark @ Lauren Greutman

Wed Feb 01 10:42:59 PST 2017

This Slow Cooker Buffalo Chicken Wing Dip will be the most sought after food item at your Super Bowl party for sure! Sure, there might be other Buffalo Chicken Dip Crock Pot recipes out there, but there are a couple things that make this one absolutely perfectly creamy, spicy, and tangy. Do you want to know the secret? Well, it's

The post Perfectly Creamy Slow Cooker Buffalo Chicken Wing Dip appeared first on Lauren Greutman.

Premier America Credit Union $100 Retirement Account Bonus [CA, TX Residents]

by Tony Phan @ MoneysMyLife

Sat Mar 24 22:00:26 PDT 2018

Premier America Credit Union promotions and sign-up bonus offers will be updated at this page. Typical offers in the past have been for $100 to $200 in bonus cash. Headquartered in Chatsworth, California and established in 1957, Premier America Credit Union has around 20 locations in California and Texas. If you’re not a resident of either […]

2018 United TravelBank Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Fri Mar 23 01:00:46 PDT 2018

Posted by: John S Kiernan

MoviePass Review: Is it Really Unlimited Movies for One Price?

by Kevin Mercadante @ Consumerism Commentary

Thu Jan 04 13:52:00 PST 2018

MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]

The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.

12 Clever Places to Donate Your Used Old Books

by Makenzi Wood @ Wallet Hacks

Wed Mar 21 04:00:34 PDT 2018

If you're like me, you know there's nothing quite like cracking open a book. For decades us bookworms have amassed impressive collections of books to expand our small slice of the world. However, it's easy to get overwhelmed with books. I used to have an entire room in my house just for my books. It […]

The post 12 Clever Places to Donate Your Used Old Books appeared first on Wallet Hacks.

Earn More MQMs and Bonus Delta Miles Through Credit Card Spend (Targeted)

by Emily McNutt @ The Points Guy

Tue Mar 27 15:30:01 PDT 2018

Delta and American Express are targeting some holders of their co-branded cards with an opportunity to earn additional MQMs toward status. Traditionally, cardholders of the Platinum Delta SkyMiles Credit Card from American Express and the Delta Reserve Credit Card from American Express can earn bonus Medallion Qualifying Miles (MQMs) after meeting thresholds up to $50,000 …

Preparing to Buy Your First Home

by banksadmin @ Banks.org

Sat Sep 12 15:51:57 PDT 2015

Are you planning on buying a home in the near future? Making a big move is exciting, but it can be a little intimidating if you are buying your first place. Understanding the process will help you make the right … Continued

Small Procurement Solicitation for Trauma Transition Services

by Marouf Diallo @ Maryland Department of Human Resources

Wed Feb 14 10:16:45 PST 2018

AGENCY CONTROL NUMBER: AADSS/SSA-18-016S Bid Due Date: Thursday February 22, 2017 @ 12:00 PM

The post Small Procurement Solicitation for Trauma Transition Services appeared first on Maryland Department of Human Resources.

Small Procurement Solicitation for Moving Services – Frederick County

by Marouf Diallo @ Maryland Department of Human Resources

Mon Jun 12 06:47:59 PDT 2017

AGENCY CONTROL NUMBER: DHR-DAO-17-005-S Bid Due Date: Friday June 16, 2017 @ 2:00 PM Walk-through to be held: Tuesday June 6, 2017 at 11:00 AM Location : 100 E. All Saints Street, Frederick, Maryland and end at 1888 N. Market Street.

The post Small Procurement Solicitation for Moving Services – Frederick County appeared first on Maryland Department of Human Resources.

5 of the Best Things to Sell to Make Money

by Lauren @ Lauren Greutman

Fri Jan 13 09:26:03 PST 2017

The phrase, “There's a market for everything (anything), ” is really true. This is great news for many of us that are looking for things to sell to make money. We aren't going to head down a path of ‘questionable' items or ideas. We're G-Rated here, folks. Besides, there are so many legitimate (albeit creative or uncommon) things you can sell

The post 5 of the Best Things to Sell to Make Money appeared first on Lauren Greutman.

Air New Zealand to Launch Nonstop Service Between Auckland and Chicago

by Emily McNutt @ The Points Guy

Tue Mar 27 13:00:21 PDT 2018

Chicago is getting a new nonstop option to New Zealand. Air New Zealand announced on Tuesday that it’s set to begin nonstop service between Chicago (ORD) and Auckland (AKL), beginning November 30, 2018. Air New Zealand will operate the 8,184-mile journey between ORD and AKL with one of its Boeing 787-9 Dreamliners. The route will …

My FAVORITE Pork Loin Recipes

by Lauren @ Lauren Greutman

Thu Apr 20 09:49:54 PDT 2017

The Pork loin is an awesome cut of meat! It can be cooked so many different ways and works amazingly in the Crockpot or Instant Pot! With these recipes, there's a little something for everyone. We've got sweet, savory, smokey, creamy, and Cuban recipes. With all those, something will definitely hit that craving! 6 of my all-time favorite Pork Loin Recipes 1.

The post My FAVORITE Pork Loin Recipes appeared first on Lauren Greutman.

What Exactly is a Certificate of Deposit?

by banksadmin @ Banks.org

Fri Mar 18 10:00:25 PDT 2016

It’s never too early to begin building your nest egg. Safe and effective investments can help you slowly and steadily grow your savings. You may have heard the term “CD” commonly used in banking. If you’ve asked yourself, “What is … Continued

Beefy Mac and Cheese Recipe

by Lauren @ Lauren Greutman

Tue Feb 28 08:39:16 PST 2017

It was hard convincing my family to stray away from boxed macaroni and cheese.  I grew up with it.  My husband grew up with it.  It was basically what some of my kids survived on in their picky years. The tide turned for us when I saw Rachael Ray make homemade cheese sauce only one time, and I knew that

The post Beefy Mac and Cheese Recipe appeared first on Lauren Greutman.

6 Steps to Getting Out of Debt with One Income Quickly

by Lauren @ Lauren Greutman

Sat Feb 25 15:34:31 PST 2017

If you are living on one income, paying off debt may seem impossible. But, don't lose hope! If you've been wondering how to get out of debt on one income, here's some great steps to get you going! 6 Steps to show you How to get out of debt on one income 1. Evaluate your Unconscious Spending Habits  The first place to

The post 6 Steps to Getting Out of Debt with One Income Quickly appeared first on Lauren Greutman.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

Synchrony Bank High Yield Savings Account Review

by banksadmin @ Banks.org

Fri Jun 09 01:14:04 PDT 2017

The Synchrony High Yield Savings Account is a low-risk investment option you’ll want to explore if you’re looking for a solid interest rate with a trusted online bank. About Synchrony Bank Synchrony Bank is a well-known credit card issuer for many retail … Continued

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

2018 HSBC Gold Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Fri Mar 23 01:16:03 PDT 2018

Posted by: John S Kiernan

MemoryBank $100 Checking Account Bonus & 1.60% APY

by Tony Phan @ MoneysMyLife

Tue Mar 27 09:27:10 PDT 2018

Find the latest bonuses and promotions from MemoryBank udpated here. Launched in 2016, MemoryBank is a newer online banking institution offering Checking accounts available nationwide. Operating online, you are going to have much better interest rates compared to traditional banks. MemoryBank customers will also have access to a network of over 85,000 ATMs. Similar to […]

Filing a Complaint About a Bank: When and How?

by banksadmin @ Banks.org

Tue Sep 26 10:27:09 PDT 2017

Most adults feel comfortable complaining when they feel that their needs have not been appropriately met. If their steaks have not been cooked properly, they will send them back to the kitchen. If their new set of clothes shrinks in the wash, they will return … Continued

How much Money is Social Media Stealing from You?

by Mark @ Lauren Greutman

Fri May 19 03:52:20 PDT 2017

Almost all of us have succumbed to it. It didn't even exist 15 years ago, but it's now part of our daily lives. We love it and hate it at the same time. It helps us keep in touch with friends we wouldn't otherwise, but it has also become a compulsion that steals our time. There are a few recent

The post How much Money is Social Media Stealing from You? appeared first on Lauren Greutman.

Ally Bank Review: One of the Largest and Most Well-Known Online Banks

by banksadmin @ Banks.org

Mon Sep 04 01:21:10 PDT 2017

Although Ally began as an insurance agency, they are now one of the largest and most well-known online banks. Since 2006, Ally has received hundreds of awards from various companies for their banking and insurance operations. Here is a look into … Continued

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop

by Emily Guy Birken @ PT Money

Mon Mar 26 09:09:37 PDT 2018

This post is brought to you by FreedomPop. While this is a sponsored post, all content and opinions expressed here are my own. I’ve long been impressed by the offerings of FreedomPop, the no-really-we’re-not-kidding FREE mobile and Internet service provider that has been disrupting the mobile service model since 2011. While their 100% free plans […]

The post Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop appeared first on PT Money.

Six Secrets From a Pro Photographer for Snapping Adorable Pix of Your Kids

by Nicole Dow @ The Penny Hoarder

Tue Mar 27 05:00:05 PDT 2018

Why is a Budget Necessary?

by Mark @ Lauren Greutman

Tue Feb 28 06:00:02 PST 2017

This may surprise some of you, but I have a love/hate relationship with budgeting.  I find myself asking the question, why is a budget necessary? It's been mostly hate over the past few years.  I recognize how important it is, and when I'm going strong, it can almost be enjoyable.  But if you fall off the wagon – gosh, it

The post Why is a Budget Necessary? appeared first on Lauren Greutman.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

Fri Dec 01 05:00:46 PST 2017

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

First Time in First: Flying Korean Air’s First Class (777-300ER) From Seoul to San Francisco

by Nick Ellis @ The Points Guy

Tue Mar 27 14:55:08 PDT 2018

Korean Air's retrofitted 777-300ER is a fantastic way to cross the Pacific — especially in first class. Pros: Fully enclosed suites and delicious food. Cons: The ground experience at the airline's former terminal at ICN left a lot to be desired.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 19 05:10:23 PDT 2018

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

FDIC Insurance: Protection Against Bank Failure

by banksadmin @ Banks.org

Thu Mar 10 12:29:01 PST 2016

With financial market uncertainty, it is comforting to know that there is a base level of protection for bank accounts held at financial institutions that are insured by the Federal Deposit Insurance Corporation (FDIC). FDIC insurance, which offers coverage for bank … Continued

5 Easy ways to make an extra $500

by Lauren @ Lauren Greutman

Thu Apr 20 06:21:05 PDT 2017

I think everyone is wondering how to make extra money on the side. I mean, who couldn't use some extra dough? If you have a little free time and some drive to build that emergency fund, pay off more debt, or save up for a vacation, here are 5 ways you can make an extra $500 on the side. 5

The post 5 Easy ways to make an extra $500 appeared first on Lauren Greutman.

13 Lies Making You Broke

by Mark @ Lauren Greutman

Mon Mar 13 05:48:36 PDT 2017

If you've ever asked yourself, “Why am I broke all the time?” or “Why do I feel broke?” or “How come I never have money?” Sometimes it's perception, and sometimes it's reality. But in any case, we all know that our culture lies to us daily. We've gotten used to it. Just watch any advertisement. “Take this pill, you'll lose

The post 13 Lies Making You Broke appeared first on Lauren Greutman.

What Every Homeowner Should Know About Tax Deductions

by banksadmin @ Banks.org

Sat Sep 12 16:24:11 PDT 2015

Whenever April approaches, people start to think of two things: spring and taxes. While most people welcome the arrival of spring, very few cheer at the impending tax deadline. Paying taxes, however, is something we all have to do. When … Continued

Food Supplement Employment and Training Services (FSET) Program Creative Services Project

by Ela @ Maryland Department of Human Resources

Mon Aug 14 05:11:18 PDT 2017

AGENCY CONTROL NUMBER: FIA/BCP-18-001-S Issue Date: Friday, August 11, 2017 Pre-Proposal Conference: August 22, 2017 @ 10:00 AM Proposal Due Date: September 5, 2017 @ 10:00 AM

The post Food Supplement Employment and Training Services (FSET) Program Creative Services Project appeared first on Maryland Department of Human Resources.

ATM Fees and the Supreme Court

by banksadmin @ Banks.org

Mon Oct 31 19:25:51 PDT 2016

The ongoing battle between independent ATM operators and the major credit card companies continues as the Supreme Court has agreed to hear in their next term, an appeal made by MasterCard Inc., VISA Inc. and several other leading banks.  The … Continued

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

5 Ways to get your Spouse on Board with Money – and avoid Marital Disaster.

by Mark @ Lauren Greutman

Wed Mar 15 11:48:51 PDT 2017

I gotta be honest. Writing this article wasn't very fun. Getting your spouse on board with finances can be excruciatingly difficult. I get lots of emails daily, and some of the most powerless and helpless-feeling readers who reach out to me are those who feel stuck because of their spouse's reluctance to come together with money. Why? Because money and relationships

The post 5 Ways to get your Spouse on Board with Money – and avoid Marital Disaster. appeared first on Lauren Greutman.

Mango Money Review: Earn up to a 6.00% APY on Savings

by banksadmin @ Banks.org

Wed May 10 02:02:51 PDT 2017

Many people are so discouraged with the abysmal interest rates offered for saving and checking accounts today, it seems impossible to think there could be a glimmer of hope on the horizon.  Gone are the days when a person might … Continued

How to Get The Best Mortgage Rates

by banksadmin @ Banks.org

Thu Sep 15 23:33:15 PDT 2016

Now is an excellent time to buy a home because values are continuing to rise, which makes owning a house an excellent investment. Although slowly rising as well, mortgage rates are still near their historic lows. A small difference in … Continued

Simple.com Bank Review

by banksadmin @ Banks.org

Mon Aug 14 02:48:24 PDT 2017

Online banks are becoming more and more popular for a number of reasons. As we move closer to a cashless society in 2017, physical locations and taking out cash is becoming less and less important to consumers. Individuals can perform … Continued

Regions Bank Holidays for 2018 and 2019

by banksadmin @ Banks.org

Tue Feb 27 00:34:02 PST 2018

Need to know if your local Regions Bank branch is open or closed on a certain holiday? All Regions Bank locations in the United States will be closed on the below dates in 2018 and in 2019. When a fixed-date … Continued

Pay off Debt or Invest? The Best Guaranteed Return on your Money!

by Mark @ Lauren Greutman

Tue Mar 28 07:54:10 PDT 2017

Let's face it, being in debt is not fun. And unfortunately, most Americans have this in common. Did you know that the average American household credit card debt is over $16,000? And that doesn't even take into account auto loans, college loans, or mortgages. If you've been wondering if you should pay off debt or invest in retirement, I'd like to propose

The post Pay off Debt or Invest? The Best Guaranteed Return on your Money! appeared first on Lauren Greutman.

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Mon Nov 13 04:50:10 PST 2017

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

The 5 BEST ways to use your Income Tax Refund

by Lauren @ Lauren Greutman

Fri Feb 10 06:30:47 PST 2017

Tax season is here which means that you may get an Income Tax Refund! If you're one of the 100.3 million Americans that received a tax refund in 2015, you probably expect to get that extra bit this year as well. This is exciting! Who doesn't love extra cash? The average tax refund in 2015 was a little over $3,000, with

The post The 5 BEST ways to use your Income Tax Refund appeared first on Lauren Greutman.

HSBC Bank Review: $100 – $1000 Checking Promotions

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:12 PDT 2018

Get new HSBC Bank promotions, bonuses and offers here for new Checking and Savings accounts. Typical bonuses in the past have been for $100, $200 and up to $750 in cash. HSBC Bank has over 200 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. If you’re […]

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

Wed Nov 29 04:00:00 PST 2017

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

Mon Oct 30 10:15:47 PDT 2017

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

Request for Proposal for Summer Youth Employment Program

by borimoloye @ Maryland Department of Human Resources

Wed Dec 06 07:45:17 PST 2017

AGENCY CONTROL NUMBER: CARLN/FIA 18-010-S Issue Date: Tuesday, November 21, 2017 Pre-Proposal Conference: December 14, 2017, at 2:00 pm Local Time (Caroline County DSS; Multi-Service Center; Room 133; 207 S. Third Street; Denton, MD 21629) Proposal Due Date: January 8, 2018 at 3:00 pm Local Time

The post Request for Proposal for Summer Youth Employment Program appeared first on Maryland Department of Human Resources.

How to Save $1,000 in Less Than a Year

by banksadmin @ Banks.org

Fri Jan 29 14:57:23 PST 2016

How would you like to save $1,000 by setting aside less than $50 a week? As a bonus, it doesn’t even take a year, just 44 weeks. You can start on any week, at any time. All you need is … Continued

PNC Bank Holidays for 2017 and 2018

by banksadmin @ Banks.org

Mon Jan 02 18:38:09 PST 2017

Need to know if your local PNC Bank branch is open on a specific holiday? All branches are closed on the below dates. If a holiday is not listed below, such as Christmas Eve, New Year’s Eve, Halloween, or St. … Continued

How to Trade Bitcoin Futures in 2018

by banksadmin @ Banks.org

Tue Dec 19 11:44:14 PST 2017

Probably the biggest news lately in the world of investments is the announcement that financial exchanges have decided to offer bitcoin futures.  Since the beginning of 2017, bitcoin prices have soared 1,500%, which has garnered significant interest from those who … Continued

CIT Bank Review and Bonuses

by Stephanie Colestock @ Consumerism Commentary

Mon Nov 06 04:00:58 PST 2017

CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]

The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.

The Risks Associated With CDs

by banksadmin @ Banks.org

Mon Jul 17 01:12:57 PDT 2017

Certificates of Deposit have been around for a while. If you save or invest your money, you’ve probably at least considered making use of a CD. Certificates of Deposits are one of the safest methods of saving money. In many ways, … Continued

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Mon Oct 30 07:59:13 PDT 2017

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

Bank of America Holidays for 2018 and 2017

by banksadmin @ Banks.org

Sun Jun 18 00:18:58 PDT 2017

* Updated for 2018 * Need to know if your local Bank of America branch is open on a specific holiday? All BofA branches are closed on the below dates in 2017 and 2018. If a holiday such as Christmas Eve, … Continued

Chase Total Checking Account $200 Coupon Available Online Now

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:29 PDT 2018

Get updated Chase Total Checking® coupon bonuses and new promotions here. Typical bonus amounts that have been available for this Checking account include $150, $200 and $300 offers. Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware and is one of the nation’s largest banks as measured by total assets. Chase offers a […]

Wells Fargo Bank Holidays for 2018 and 2019

by banksadmin @ Banks.org

Tue Jan 09 04:05:48 PST 2018

Need to know if your local Wells Fargo bank branch is open or closed on a certain holiday? All Wells Fargo banks in the United States will be closed on the below dates in 2018 and in 2019. When a … Continued

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

Mon Mar 12 06:30:50 PDT 2018

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

Stay Safe in a Turbulent Market with Certificates of Deposit

by banksadmin @ Banks.org

Sun Feb 19 23:04:47 PST 2017

It is very scary out there for the average stock investor. Roughly half of all adults in the United States own stocks. Most of those people own them through retirement plans they have set up at work. Most also do … Continued

5 Awesome Pot Roast CrockPot Recipes

by Lauren @ Lauren Greutman

Tue Apr 04 11:36:08 PDT 2017

If you've been following this website for any length of time, you might know my love affair with the Pot Roast. And Pot Roast in a Crockpot? It's a match made in heaven! There are several reasons why the pot roast is so amazing: It's cheap. Regular price, it's around $5 per pound. But you can often find it on

The post 5 Awesome Pot Roast CrockPot Recipes appeared first on Lauren Greutman.

Banks vs Credit Unions: Is One Better Than The Other?

by banksadmin @ Banks.org

Mon Feb 29 11:30:48 PST 2016

When we are young, we learn that everything has its place.  You buy food at the grocery store, books live at the library, and money goes into banks. As we get older and experience the complexity of the world, we … Continued

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

Thu Jan 11 06:00:00 PST 2018

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

31 Ways to Enjoy the Summer for FREE (or really cheap)

by Lauren @ Lauren Greutman

Tue May 23 07:42:08 PDT 2017

The excitement of Summer vacation is upon us! If your schools haven't let out for the summer yet, they will very soon, and that means your kids will need things to do. Finding cheap, free, and easy Summer activities for your kids can make all the difference in your sanity, and their enjoyment. I love Summer vacation. I love getting to

The post 31 Ways to Enjoy the Summer for FREE (or really cheap) appeared first on Lauren Greutman.

BillFixers Review: Why You Should Let Them Negotiate Your Bills

by Emily Guy Birken @ PT Money

Mon Mar 19 11:43:06 PDT 2018

Editor's note: PT here. I'm happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below… Bills, bills, bills! They can seem never-ending. From […]

The post BillFixers Review: Why You Should Let Them Negotiate Your Bills appeared first on PT Money.

Negative Interest Rates: How They Could Impact Our Economy

by banksadmin @ Banks.org

Tue Aug 22 04:08:43 PDT 2017

Imagine rates so low that they’re actually in the negative. Instead of making money off your investment, you would have to pay the bank to house your cash. Although it may not even seem legal, negative interest rates are a real possibility. In … Continued

SunTrust Bank Holidays for 2017 and 2018

by banksadmin @ Banks.org

Fri Dec 22 19:30:33 PST 2017

Wondering if your local SunTrust bank is open for a specific holiday? Check out the list of 2017 and 2018 dates below that all SunTrust branches are closed on. If a holiday is not listed below, such as Christmas Eve, New Year’s … Continued

How to Throw an Rocking Wedding on a Budget

by Lauren @ Lauren Greutman

Fri Mar 03 06:00:53 PST 2017

My husband and I have been happily married for 15 years now! Our wedding was wonderful! It was so much fun… and it cost my parents a small fortune! I've been a bride's maid half a dozen times and been to about 20 other weddings. While each one is magical and special, I've discovered a few areas where it's easy to spend

The post How to Throw an Rocking Wedding on a Budget appeared first on Lauren Greutman.

Retirement Investing – 7 Reasons why you should be a Lazy Investor

by Mark @ Lauren Greutman

Sun Mar 12 18:26:05 PDT 2017

When you think of the word “investing”, do you get intimidated? Well, if you have shied from Retirement Investing for one reason or another, let me break it down a little for you. It doesn't have to be as intense and intimidating as it may have been. There are two main stereotypes we imagine when thinking about a person that is

The post Retirement Investing – 7 Reasons why you should be a Lazy Investor appeared first on Lauren Greutman.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Mon Dec 18 04:00:00 PST 2017

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Sat Nov 25 05:00:00 PST 2017

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

Slow Cooker Chili – 3 Ways – 3 Amazing Recipes

by Lauren @ Lauren Greutman

Tue May 02 09:17:54 PDT 2017

Slow Cooker Chili is quite possibly the best thing on the planet. Especially in the Fall and Winter, and Spring, and … well, I think I love chili anytime! I enjoy it so much because it is SO EASY to prepare, it is PACKED with flavor, and it's so hearty. These three Slow Cooker Chili recipes are very different from

The post Slow Cooker Chili – 3 Ways – 3 Amazing Recipes appeared first on Lauren Greutman.

Why We Give

by Mark @ Lauren Greutman

Fri Feb 10 06:00:24 PST 2017

It can seem hard to give, especially when your budget is out of control.  But – I have a question for you today…Is generosity part of your monthly budget?   There was a time when we were in a ton of debt and were running a deficit in our budget every month. At one point, we were in the red by

The post Why We Give appeared first on Lauren Greutman.

ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them

by Jim Wang @ Wallet Hacks

Fri Mar 23 04:00:40 PDT 2018

Over 15 years ago, I graduated college with $35,000 of student loan debt. It was a mixture of different types of loans but I was able to consolidate them into a single fixed rate, somewhere in the 3% range, and serviced by ACS Education Services. ACS, short for Affiliated Computer Services, recently changed their name […]

The post ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them appeared first on Wallet Hacks.

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

Tue Jan 09 14:00:00 PST 2018

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.

After Bank Kicks Agitated Elderly Man Out, Cop Brings Him Back to Get the Job Done

by banksadmin @ Banks.org

Thu Oct 19 11:56:59 PDT 2017

A bank branch recently contacted the Montebello Police Department, near Los Angeles, to assist them with a banking customer who was being disruptive. Evidently, an elderly gentleman was being unruly and causing a scene. Montebello Police dispatched Officer Robert Josett to … Continued

Small Procurement Solicitation for Armed Courier Services

by Marouf Diallo @ Maryland Department of Human Resources

Wed Jun 21 13:30:56 PDT 2017

AGENCY CONTROL NUMBER: BCOCSA/ARMED/18-001-S Issue Date: Wednesday, June 21, 2017 Proposals Due: Wednesday, June 28, 2017 by 3:00 PM

The post Small Procurement Solicitation for Armed Courier Services appeared first on Maryland Department of Human Resources.

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

Thu Mar 08 04:00:37 PST 2018

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.

How cooking with an ALDI Meal Plan will Save you Thousands per year!

by Lauren @ Lauren Greutman

Mon Oct 16 06:00:05 PDT 2017

The creation of the ALDI meal plan really started when my husband and I were in $40,000 of debt and we were running at a $1,000 deficit each month. Something needed to change . The fastest way to cut down our deficit and see immediate results was at the grocery store. I started shopping deals, clipping coupons, and taking advantage of stock-up

The post How cooking with an ALDI Meal Plan will Save you Thousands per year! appeared first on Lauren Greutman.

Stonegate Bank: The First U.S. Bank in Cuba

by banksadmin @ Banks.org

Mon May 09 12:22:03 PDT 2016

During President Obama’s landmark trip to Cuba in March 2016, great fanfare was made of US businesses including AirBnB and Starwood Hotels.  However, left unsaid was the progress of Stonegate Bank.  The firm made a historic announcement back in November 2015, becoming … Continued

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Thu Nov 23 14:54:00 PST 2017

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

Online Money Market Accounts

by banksadmin @ Banks.org

Mon Mar 28 09:25:52 PDT 2016

As the financial industry moves into the internet age, more and more options are becoming available for consumers. In the old days, banking required you to go to branch and speak with a teller or a manager to get anything … Continued

An important message from Consumer Reports

by petedirenzo @ Consumerist

Mon Oct 30 11:18:07 PDT 2017

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

America’s Banks Made Over $11 Billion from Overdraft and NSF fees in 2015

by banksadmin @ Banks.org

Mon Apr 04 10:16:17 PDT 2016

How did America’s largest banks, including JPMorgan Chase (NYSE:JPM), Bank of America (NYSE:BAC), and Citigroup (NYSE:C) make over $11 billion from overdraft and NSF fees in 2015? For the first time, the Consumer Financial Bureau has made it easy to understand by … Continued

Chase Premier Plus Checking℠ Review: $300 Coupon Bonus

by Tony Phan @ MoneysMyLife

Fri Mar 23 22:02:02 PDT 2018

Find the latest promotions and bonus offers for the Chase Premier Plus Checking℠ Account here. Coupon offers are refreshed throughout the year, so check back often for the best deals. All Chase Bank related offers are kept up-to-date on our Chase Bank Promotions page. Established in 1982 and headquartered in Newark, Delaware, Chase Bank is the second […]

Wells Fargo Banking Promotions: $200 Checking Bonus

by Jim Wang @ Wallet Hacks

Wed Mar 14 04:00:49 PDT 2018

Banks need accounts. You need more cash. How about $200 to open a Wells Fargo Everyday Checking account and making it your main bank account? That's what Wells Fargo is willing to do if you're willing to open an account and set up a direct deposit of at least $500. After you've had three deposits […]

The post Wells Fargo Banking Promotions: $200 Checking Bonus appeared first on Wallet Hacks.

What is a Cash Out Refinance Plan?

by banksadmin @ Banks.org

Sat Sep 12 16:26:59 PDT 2015

A cash out refinance plan is a refinancing plan where you can refinance your home for an amount that is greater than the balance that you still owe on your existing mortgage. With your refinance loan you would pay off … Continued

Experian IdentityWorksSM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting

by Philip Taylor @ PT Money

Tue Jan 30 11:23:15 PST 2018

**This article contains sponsored advertising content. About IdentityWorksSM In 2016 alone, more than 15.4 million consumers in the United States were victims of identity theft with more than 16 billion dollars stolen. With online shopping and credit card usage skyrocketing, it is not surprising that identity theft hit an all time high in 2016. Recognizing […]

The post Experian IdentityWorks^SM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting appeared first on PT Money.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

Health Sharing Programs: The Complete Guide to Medical Cost Sharing

by Lauren @ Lauren Greutman

Wed Mar 22 05:11:23 PDT 2017

Mark and I have been part of a medical cost sharing ministry for a few years now, and we LOVE it! When Mark quit his job to come work full time with me, he lost his healthcare insurance benefit package. So we started shopping around for health insurance products. Because of the Affordable Healthcare Act (ACA, or “Obamacare”), we knew that

The post Health Sharing Programs: The Complete Guide to Medical Cost Sharing appeared first on Lauren Greutman.

Is Ally Bank’s Raise Your Rate CD the Right Investment for You?

by banksadmin @ Banks.org

Wed Apr 26 23:52:09 PDT 2017

Ally Bank is an online-only bank that features live 24-hour customer service. Ally offers strong rates, innovative tools and superior customer service. Since Ally saves by eliminating the need for local branches, they’re able to offer extremely competitive rates on … Continued

Top Online Checking Accounts With High Interest Rates

by banksadmin @ Banks.org

Wed Jun 28 08:57:36 PDT 2017

These days, there is a lot of interest in interest. With the Federal Funds Rate (the interest rate that banks pay each other for overnight lending) at less than 0.5% and a typical savings account interest rate of less than … Continued

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

Fri Mar 23 06:18:31 PDT 2018

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

Citibank Holidays for 2017 and 2018

by banksadmin @ Banks.org

Thu Nov 09 18:23:04 PST 2017

Traveling for the holidays? Be sure to get your Citibank transactions completed before these bank holidays. All Citibank branches are closed on the below dates. If a holiday is not listed below, such as Christmas Eve, New Year’s Eve, Halloween, … Continued

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 04:00:00 PST 2017

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

Asian Pot Roast – Instant Pot & Slow Cooker

by Mark @ Lauren Greutman

Mon Mar 27 07:50:23 PDT 2017

If you love a good pot roast but are looking for a new twist on it, you've got to give this Asian Pot Roast a try! Pot Roast is just amazing. I swear, every time I create a recipe using a chuck roast, I must sing its praises. It's just got that rich, rib-sticking quality that leaves you so satisfied.

The post Asian Pot Roast – Instant Pot & Slow Cooker appeared first on Lauren Greutman.

Switching Banks: A Strategic Move for Your Money?

by banksadmin @ Banks.org

Fri Aug 04 03:31:04 PDT 2017

Everyone is probably familiar with the unpleasant narratives of those who are lackadaisical about keeping track of their money.  For the apathetic who do finally risk evaluating their checking and savings accounts, discovering the fees charged to their account and … Continued

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Tue Jan 30 05:00:49 PST 2018

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

Pros and Cons of Online Checking Accounts

by banksadmin @ Banks.org

Mon Feb 22 11:00:30 PST 2016

The internet has changed the way we operate as a culture on many levels, specifically the way we communicate and interact with others.  Community is now a global term, and while we may be able to transfer information more easily, … Continued

Uber Visa Review

by Abby Hayes @ Consumerism Commentary

Tue Feb 27 03:00:00 PST 2018

Uber has moved from transportation to credit cards with the introduction of the Uber Visa. But is it a good rewards card? We have all the details in our Uber Visa review. The popular ride-sharing service Uber has recently entered the credit card game with its Uber Visa Card. This slick-looking black card comes with […]

The post Uber Visa Review appeared first on Consumerism Commentary.

TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help

by Emily Guy Birken @ PT Money

Mon Feb 05 12:51:12 PST 2018

This post is brought to you by TurboTax. While this is a sponsored post, all content and opinions expressed here are my own. I have a long history with TurboTax. They were the program I used back when I was filing taxes as a single graduate student in 2006, and they helped me throughout the […]

The post TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help appeared first on PT Money.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

Mon Dec 04 06:00:55 PST 2017

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

Thu Mar 22 03:00:00 PDT 2018

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

How to Find the Lowest Bank Mortgage Rates

by banksadmin @ Banks.org

Sat Sep 12 16:59:24 PDT 2015

If you believe every advertisement you see on television, the internet and even in print, then you would believe that every bank has the “lowest mortgage rate,” right? The truth is: some banks offer lower rate mortgages than others and … Continued

How to Save Money on Back to School Shopping

by Lauren @ Lauren Greutman

Fri Aug 04 11:43:26 PDT 2017

Being a mom with kids in school is hard work! Even when school’s out for the summer, the job doesn’t end. Before you know it, Fall is right around the corner and it’s time to shop for back to school. There are usually different school supply lists to work off of, clothing to be purchased, and it can get SO

The post How to Save Money on Back to School Shopping appeared first on Lauren Greutman.

How to Budget Your Bills in 6 Simple Steps

by Lauren @ Lauren Greutman

Mon Feb 20 03:00:04 PST 2017

One of the hardest things for many of us is coming up with a practical budget that is not overly complicated. Learning how to budget your bills is a very important first step. The theory is simple enough – “Don't spend more than you make”, but the execution take a little more work.  A commonly asked question I get is –

The post How to Budget Your Bills in 6 Simple Steps appeared first on Lauren Greutman.

Top 5 States Where Income is Growing Fastest

by banksadmin @ Banks.org

Thu May 25 06:37:24 PDT 2017

The US census data is out and the information on the fastest and slowest growing states has finally arrived.  This gives state governments a chance to compare records and mark their progress.  Continue reading below to find out which 5 … Continued

6 Ways You’re Wasting Money By Trying To Save Money

by Lauren @ Lauren Greutman

Wed Jan 18 07:58:43 PST 2017

Did you know that sometimes trying to find ways to learn how to save money can actually cause you to waste money? Yes, it's true! If you're not careful, what you think is saving you money may actually be costing you more money now or later down the road. And, I'm guilty of doing this as well. Don't worry, though,

The post 6 Ways You’re Wasting Money By Trying To Save Money appeared first on Lauren Greutman.

This Company Just Got Sued for Scamming People Who Wanted to Sell on Amazon

by Tiffany Wendeln Connors @ The Penny Hoarder

Tue Mar 27 11:30:00 PDT 2018

How to Watch Live Sports Online for Free

by Jim Wang @ Wallet Hacks

Tue Mar 13 04:00:27 PDT 2018

I have a secret. I live in Maryland but I love my New York teams (I'm that weird Mets, Jets, Knicks combo). I'm not a die-hard fan in that I rearrange my schedule because I must watch every game (good luck — that's 260 games combined), but I like catching a game when I can. […]

The post How to Watch Live Sports Online for Free appeared first on Wallet Hacks.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Mon Mar 26 07:00:54 PDT 2018

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

Compare Online Savings Accounts

by banksadmin @ Banks.org

Tue Feb 09 10:33:02 PST 2016

A savings account is essential to any successful budget and will help you afford larger purchases in the future. Choosing the perfect savings account is critical, and will depend on a number of factors that include your monthly budget and … Continued

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Quicken 2018 Review

by Jim Wang @ Wallet Hacks

Fri Mar 09 04:00:58 PST 2018

Quicken is one of the oldest personal finance software packages. Quicken's origins go all the way back into the 1980s, when Scott Cook and Tom Proulx founded Intuit in Palo Alto, CA. As Intuit's history tells it, they realized that personal computers would change the way people did personal accounting. Quicken was programmed in Microsoft […]

The post Quicken 2018 Review appeared first on Wallet Hacks.

Find & Cancel Subscriptions with a Simple Text Message

by Lauren @ Lauren Greutman

Fri Jun 30 09:08:23 PDT 2017

Subscription services are everywhere these days. You can find a subscription service for just about anything you want. Some of them can be really convenient and helpful, but some of these subscriptions are pretty useless… especially if you forgot you were paying for them. The creators of ‘Ask Trim‘ ran into this problem in their own finances and decided to do something abut

The post Find & Cancel Subscriptions with a Simple Text Message appeared first on Lauren Greutman.

Achieve the Dream of a College Education with the Maryland 529 Save4College Program

by Jim Wang @ Wallet Hacks

Mon Mar 19 06:01:14 PDT 2018

College is expensive. I graduated with $35,000 in student loan debt. Some graduate with hundreds of thousands of dollars in debt. I never had access to a 529 plan. I started college in 1998 and they were created in 1996 as Section 529 of the Internal Revenue Code. Even if we knew about it, it […]

The post Achieve the Dream of a College Education with the Maryland 529 Save4College Program appeared first on Wallet Hacks.

How to Overcome Financial Mistakes with Grace

by Lauren @ Lauren Greutman

Thu Jun 01 18:06:09 PDT 2017

Have you ever made a financial decision that you immediately regretted? I've made SO many of those, as I document in my book The Recovering Spender. I've learned a lot about bad financial mistakes over the years, the good and the bad.  As we go through life and realize that we have little control over the things happening around us,

The post How to Overcome Financial Mistakes with Grace appeared first on Lauren Greutman.

When Your Budget Doesn’t Work (and What You Can Do About It)

by Lauren @ Lauren Greutman

Fri Sep 29 08:04:05 PDT 2017

Ya know what's discouraging? When you're trying to get better at something, but it just isn't panning out. You've followed the steps: 1,2,3 and it just isn't working. You ask, “What am I missing?” Like when your budget doesn't work. What happens when you do your budget, you've cut all you can cut, and it still doesn't work!? To quote

The post When Your Budget Doesn’t Work (and What You Can Do About It) appeared first on Lauren Greutman.

The Best Internet Freebies on the Web

by Lauren @ Lauren Greutman

Fri Mar 24 05:42:36 PDT 2017

Who doesn't love free stuff? When it comes to Enjoying Life on a Budget, sometimes some free stuff can really help! I've compiled a list of some of the best internet freebies I could find. If you're just looking to give up your name and email address in exchange for a thimble-full of shampoo that's not what these freebies are.

The post The Best Internet Freebies on the Web appeared first on Lauren Greutman.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

How to Eat Out on a Budget

by Lauren @ Lauren Greutman

Tue Feb 14 06:46:30 PST 2017

Mark and I eat at home on a regular basis using my ALDI MEAL PLANS. Not only does it save money, but it's typically healthier, too. I usually do my meal planning and grocery shopping on Sunday afternoon and come home with some pretty amazing grocery bargains which keep us from eating out most weeks. But sometimes, it's nice to eat out.

The post How to Eat Out on a Budget appeared first on Lauren Greutman.

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

Mon Oct 30 09:46:35 PDT 2017

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 23 03:00:00 PST 2018

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

Thu Mar 01 04:00:28 PST 2018

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

Why is Being Poor More Expensive?

by Mark @ Lauren Greutman

Fri Mar 31 06:00:26 PDT 2017

Too many people believe that being poor is easy. After all, the poor get profound government benefits, right? It's not as easy for them as you may think. Being poor is more expensive than being in the upper or middle classes in more ways than one. If you're above the poverty line, this article is sure to show you that

The post Why is Being Poor More Expensive? appeared first on Lauren Greutman.

What is DIRECTV NOW, How Does it Work, and What Channels do they have?

by Lauren @ Lauren Greutman

Wed Mar 08 05:32:39 PST 2017

It sure seems like Cable TV is on the run with all of the cheaper and more flexible alternatives to cable there are. Well, one of the newer kids on the block is DIRECTV NOW. The number of DIRECTV NOW channels you can get is pretty impressive. Depending on the size of the package you have, you can have anywhere

The post What is DIRECTV NOW, How Does it Work, and What Channels do they have? appeared first on Lauren Greutman.

New Bank Account Offers

by banksadmin @ Banks.org

Thu Oct 05 02:31:23 PDT 2017

You may have received the offers in the mail or heard about it online: banks are handling out cash bonuses to new customers that open a savings or checking account. These offers can range from $25 on up to $300. … Continued

5 Methods to Consolidate Credit card debt

by Lauren @ Lauren Greutman

Fri Mar 10 04:00:49 PST 2017

Are you looking to consolidate credit card debt? I can certainly say from experience that I understand the discouragement you feel when you don't think you'll ever see the end of your debt. I think most people dealing with credit card debt have trouble knowing where to start. But, you can do something about it. Debt consolidation isn't for everyone, but it

The post 5 Methods to Consolidate Credit card debt appeared first on Lauren Greutman.

Advantages and Disadvantages of an Online Savings Account

by banksadmin @ Banks.org

Wed Mar 02 11:05:43 PST 2016

It is important for everyone to have some sort of savings. Depending on your age and how much money you have to put into savings, there are many different options available. For some people, a traditional in bank savings account … Continued

How Much Money Can You Deposit Before the Bank Reports It?

by banksadmin @ Banks.org

Fri Feb 02 16:47:37 PST 2018

To the average person, it would seem like making deposits into their savings or checking accounts would be viewed as a good thing.  After all, doesn’t a regular savings plan mean an individual handles their money responsibly and they have … Continued

Capital One Online Bank Review

by banksadmin @ Banks.org

Mon Jul 11 01:12:58 PDT 2016

The online bank which began as ING Direct, then became Capital One 360, and is now simply Capital One, has gone through a trial by fire with this customer.  As a member of the military, then married to it for many years, … Continued

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 06:01:04 PST 2017

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

Statement of Need / Request for Proposals for DETP and HIGH Residential Child Care Programs

by Vandana Desikan @ Maryland Department of Human Resources

Fri Nov 03 11:27:06 PDT 2017

Pre-Proposal Conference Date: Tuesday November 14, 2017 at 10:00 AM at the Department of Human Services; 311 W. Saratoga Street, Room 104 Proposal Due Date and Time: 3:00 PM Tuesday December 19, 2017 DHR AGENCY CONTROL NUMBER:SSA-SONGH-18-001-S  

The post Statement of Need / Request for Proposals for DETP and HIGH Residential Child Care Programs appeared first on Maryland Department of Human Resources.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

Banking Trends in 2016

by banksadmin @ Banks.org

Mon Mar 21 10:50:12 PDT 2016

The banking industry has always been in a state of change, especially over the past decade. With new technologies and ways to improve productivity surfacing every year, banks are engaging in these changes to increase customer loyalty and maintain competition. … Continued

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 13 04:00:00 PST 2017

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

Online Savings Accounts: Better for Your Money

by banksadmin @ Banks.org

Wed Sep 20 08:21:54 PDT 2017

If you’re looking around to choose the best bank for your savings, or are thinking about switching banks to get a better interest rate, you should consider online savings accounts. They offer significant advantages to consumers in terms of higher … Continued

Overdraft fees got you down? Here is How to Avoid Overdraft Fees for Good!

by Mark @ Lauren Greutman

Mon Feb 27 06:00:38 PST 2017

What's worse than getting dinged $35 multiple times for overdraft fees? Not much. Believe me, I've been there. Here's how to NEVER pay these pesky fees again!

The post Overdraft fees got you down? Here is How to Avoid Overdraft Fees for Good! appeared first on Lauren Greutman.

How to Budget when you don’t make enough money

by Lauren @ Lauren Greutman

Tue Mar 21 03:00:41 PDT 2017

Many people have been trying to answer the question of How to Budget when you don't make enough money. It's a difficult place to be in for sure. But just because you don't make enough money to cover your expenses right now doesn't mean you have to throw up your hands in defeat. you can get through this! Here's how to budget

The post How to Budget when you don’t make enough money appeared first on Lauren Greutman.

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

Fri Dec 22 18:30:00 PST 2017

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.

Bank Holiday Schedule for 2017 and 2018

by banksadmin @ Banks.org

Sat Oct 21 21:11:40 PDT 2017

Few things are more frustrating than wanting to deposit a check, make a withdrawal or make a same-day online bill payment and then finding out that the bank is closed for a holiday. The Federal Reserve bank observes 10 holidays … Continued

Pros and Cons of Interest-Only Mortgage Payments

by Luke Landes @ Consumerism Commentary

Wed Nov 08 04:00:54 PST 2017

Interest only mortgage payments appeal to many because of the low monthly payment. But are they a good way to go? We list the pros and cons. A while back, a Consumerism Commentary reader named Ryan suggested I write about interest-only mortgages. I thought this was an interesting request. So I definitely wanted to address […]

The post Pros and Cons of Interest-Only Mortgage Payments appeared first on Consumerism Commentary.

Instant Pot Bolognese Sauce

by Mark @ Lauren Greutman

Thu May 11 10:01:59 PDT 2017

What is better than a rib-sticking, hearty, complexly flavored bolognese? How about when it's an Instant Pot Bolognese Sauce Recipe that will take literally 45 minutes from start to finish? And most of that time is spend cooking in the Instant Pot, so you don't have to do anything. Too good to be true? Nope. You've got to give this

The post Instant Pot Bolognese Sauce appeared first on Lauren Greutman.

How to Budget your bills using a Budget Planner

by Lauren @ Lauren Greutman

Mon Oct 16 05:00:18 PDT 2017

Being debt-free, and living happily within your means is something everyone wants to accomplish! Since Mark and I began our journey of financial freedom a decade ago, one little thing (well, I guess it's actually a BIG thing when you think about it…) that has bugged me is the lack of practical tools for the everyday person trying to get their budget

The post How to Budget your bills using a Budget Planner appeared first on Lauren Greutman.

Best Bank Account Promotions And Bonuses March 2018

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:01:13 PDT 2018

Find the best bank promotions, bonuses, offers and deals for 2018 here. Account bonuses are categorized into Personal, Savings and Business accounts and split into pages, so be sure to look through all the pages to view all the best current offers. Listed below are the best promotions from the biggest banks in the nation, such as Wells […]

How Employment Affects Qualifying for a Mortgage

by banksadmin @ Banks.org

Sat Sep 12 16:18:02 PDT 2015

Perhaps you’ve read articles and books on how to qualify for a mortgage. Information buried in these pages might include tips on how to raise your credit score, how to save for a down payment, and tips on how to … Continued

How to Easily Budget with a Spreadsheet

by Mark @ Lauren Greutman

Mon May 08 05:13:23 PDT 2017

Budgeting is what saved my finances and what got me out of debt. And while learning how to budget generally isn't fun, I've got an awesome way to make it a lot easier. I've got the BEST budget spreadsheet for you. Even if you suck at spreadsheets – just give this a try. I personally use it, and the students

The post How to Easily Budget with a Spreadsheet appeared first on Lauren Greutman.

5 Tips When Choosing an Online Savings Account

by banksadmin @ Banks.org

Tue Sep 12 12:41:49 PDT 2017

There are more and more online savings accounts popping up. These accounts are generally limited solely to the internet, which means that there are no brick and mortar locations for you to visit. They can provide a variety of benefits, … Continued

How a Monthly Money Mindset Helped Us Grow Rich

by Holly Johnson @ Lauren Greutman

Tue Jan 10 06:57:57 PST 2017

Are you tired of struggling? Do you feel like you’re never making any progress? Changing your money mindset might be what you need to get ahead! Like you, we struggled with money. The cash flew out as quickly as it came in, leaving us penniless at the end of every month. Our incomes were fine; we simply didn’t use them

The post How a Monthly Money Mindset Helped Us Grow Rich appeared first on Lauren Greutman.

Incredible Bank Online Savings And CD Accounts Promotions, Offers

by Tony Phan @ MoneysMyLife

Sat Mar 24 22:00:47 PDT 2018

Find the latest promotions and offers from Incredible Bank here. Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers. By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions. Be sure to compare […]

Impulse Buying: 5 FUN Ways You Can Avoid Spontaneous Spending

by Mark @ Lauren Greutman

Tue Apr 11 06:00:56 PDT 2017

You may have read Lauren's article revealing she's a Recovering Spender. She's not alone. There are countless recovering spenders out there that struggle with impulse buying. I've even been known to spend too much from time to time. Let's face it: spending is fun. And sometimes, it can be even more fun to make spontaneous purchases. So how do you

The post Impulse Buying: 5 FUN Ways You Can Avoid Spontaneous Spending appeared first on Lauren Greutman.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Overnight Sibling Summer Camp

by Vandana Desikan @ Maryland Department of Human Resources

Tue Dec 12 10:49:43 PST 2017

AGENCY CONTROL NUMBER: BCODSS/CS-18-006-S Issue Date: Friday, December 08, 2017 Pre-Proposal Conference: December 27, 2017, at 10 am-12:00 pm Local Time Proposal Due Date: January 31, 2018 at 4:30 pm Local Time

The post Overnight Sibling Summer Camp appeared first on Maryland Department of Human Resources.

TD Bank Holidays for 2018 and 2019

by banksadmin @ Banks.org

Thu Mar 22 01:36:53 PDT 2018

Need to know if your local TD Bank branch is open or closed on a certain holiday? All TD Bank locations in the United States will be closed on the below dates in 2018 and in 2019. When a fixed-date … Continued

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Fri Mar 23 12:46:42 PDT 2018

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

Mygiftcardsite.com How to Check My Gift Card Site Balance

by banksadmin @ Banks.org

Wed Mar 21 12:10:36 PDT 2018

Prepaid Visa and MasterCard gift cards have so many benefits. They make a great gift because they are easy to send to someone through the mail without the same risk of loss you might face if you sent cash. They … Continued

Are Certificates of Deposit a Good Investment?

by banksadmin @ Banks.org

Thu Mar 24 11:31:39 PDT 2016

When most people hear about CDs, they start wondering why anyone would still buy them in a world where music has gone digital. However, the financially savvy can usually tell within a few words of the conversation if the term … Continued

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

Mon Oct 30 09:56:12 PDT 2017

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

How to Budget Money without Sacrificing your Life

by Lauren @ Lauren Greutman

Fri Jan 20 10:42:48 PST 2017

Whether you're in debt or not, learning how to budget money is essential for your future. You don't have to sacrifice your life to do it either! You might need to adjust your value system a little bit and learn what tools will work for you. But trust me, it will be worth it. You will be happier, feel more

The post How to Budget Money without Sacrificing your Life appeared first on Lauren Greutman.

Baked Orange Chicken Recipe

by Lauren @ Lauren Greutman

Wed Feb 08 05:55:12 PST 2017

Your family will go wild for this Baked Orange Chicken Recipe.  The flavors are bright and delicious and it's a tad bit healthier than takeout since there's no deep frying involved! The ingredients for this recipe are pretty basic.  You might need to pick up a few things at the market, but I promise that all of these elements are necessary

The post Baked Orange Chicken Recipe appeared first on Lauren Greutman.

Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway)

by Philip Taylor @ PT Money

Sat Mar 10 21:11:13 PST 2018

TLDR: buying a house isn’t the best way to build wealth – the stock market is better – but buying a home is still a great idea if you do it right. Buying a House is Still Part of Our “American Dream” Despite the buzz about renting being the new hottie, buying a home is […]

The post Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway) appeared first on PT Money.

20 Things to Cut from Your Budget That Will Save you $10,000

by Lauren @ Lauren Greutman

Mon Mar 20 07:37:21 PDT 2017

A new year is always a good time to reevaluate your budget. Are you spending too much? Are you saving too little? Do you have a vacation planned in the new year that needs a savings plan? Whatever your reason is, if you are looking for some ways to cut expenses this year, I've got 20! You could still be

The post 20 Things to Cut from Your Budget That Will Save you $10,000 appeared first on Lauren Greutman.

8 Ways to Get Free Amazon Gift Cards

by Stephanie Colestock @ Consumerism Commentary

Tue Nov 21 14:44:00 PST 2017

The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]

The post 8 Ways to Get Free Amazon Gift Cards appeared first on Consumerism Commentary.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 16 03:00:00 PST 2018

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

Elements Financial $200 Checking Account Bonus & 2% APY

by Tony Phan @ MoneysMyLife

Mon Mar 26 04:00:35 PDT 2018

Find updated offers and bonuses from Elements Financial here. Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction. Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review […]

This is How Waze Carpool is Helping People Cut Down on Commuting Costs

by Nicole Dow @ The Penny Hoarder

Mon Mar 26 13:15:00 PDT 2018

What You Need to Open a Bank Account?

by banksadmin @ Banks.org

Fri Jan 19 10:35:58 PST 2018

What do you need to open a bank account? Whether you are opening your first bank account, or you are creating a new account in addition to other bank accounts you own, there is some basic information that is required … Continued

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Tue Mar 20 07:00:35 PDT 2018

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

The Number 1 Way to get Everything you want in Life… Seriously

by Lauren @ Lauren Greutman

Mon Jun 12 05:16:11 PDT 2017

Well geez, with a title like that, there are probably some pretty high expectations for this post. Buckle up! If you are wondering how to get everything you want; my first question is this: Can you actually get EVERYTHING you want in life? So what do you want? A better job? A bigger house? A new car? You could work your butt

The post The Number 1 Way to get Everything you want in Life… Seriously appeared first on Lauren Greutman.

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Tue Feb 06 07:00:57 PST 2018

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 06 05:00:27 PST 2017

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

The post How to Improve Your Credit Score appeared first on Consumerism Commentary.

Discover Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Sun Feb 25 09:00:18 PST 2018

Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]

The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.

Singapore Airlines to Enable Blockchain-Based Redemptions With Retailers – Should You Care?

by Nick Ewen @ The Points Guy

Tue Mar 27 14:00:46 PDT 2018

When airlines integrate technology, it’s generally a good thing for consumers. Be it complimentary in-flight entertainment or faster and more reliable Wi-Fi in the air, technology has made (and will continue to make) a positive impact on the travel experience. Now one airline is applying this technology to its redemption scheme, and while details are …

Capital One 360 Review: $100 To $1,000 In Bonuses & Promotions

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:45 PDT 2018

Find new Capital One 360 promotions, bonuses and offers here. Capital One 360 is the online suite of accounts (i.e. Savings, Checking, Business,etc.) available from Capital One bank. Online checking and savings accounts are becoming more and more popular now, due to the convenience and lack of many fees familiar with the local banks. By cutting […]

Bank Failures Cost the FDIC Deposit Insurance Fund $894 Million in 2015

by banksadmin @ Banks.org

Thu Apr 21 10:53:44 PDT 2016

The financial crisis of 2007-2008 resulted in hundreds of bank failures. In the year after the crisis, bank closures cost the FDIC‘s Deposit Insurance Fund more than $38 billion. As the U.S. economy slowly recovered, fewer banks have been closed and sold by … Continued

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

Wed Feb 28 05:10:52 PST 2018

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

USAA Online Bank Review

by banksadmin @ Banks.org

Fri Feb 26 11:04:10 PST 2016

Online banking can some times be tricky to navigate but banks like USAA, make it easy. It is a one stop bank for all needs such as banking, insurance, and loans.   The Upsides: USAA offers more than just a debt … Continued

How to Budget when your Money is Running Out

by Lauren @ Lauren Greutman

Fri Feb 17 03:00:31 PST 2017

We've all been there, probably more than once. I know I had to learn how to handle money when my budget was running out in the school of hard-knocks. But, when your money is running out, it's easy to react emotionally. Some people freeze and do nothing, others by ignoring the issue, others by spending more as their form of therapy. My goal

The post How to Budget when your Money is Running Out appeared first on Lauren Greutman.