Audible Promo: 12 Audiobooks + Echo Dot for $99.50

by Jonathan Ping @ My Money Blog

Mon Mar 19 14:16:54 PDT 2018

Do you enjoy audiobooks? Check out this Audible promotion. Membership usually costs $14.95 per month (1 audiobook per month), or $149.50 if you buy an annual membership upfront (12 audiobook credits). New members can get a 1-month free trial. With this promo, you can get the annual membership (12 audiobooks) for $99.50 total ($50 savings) […]

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Equifax Credit Report: Lock and Unlock Instantly for Free

by Jonathan Ping @ My Money Blog

Mon Mar 26 01:00:56 PDT 2018

In case you missed it (as I did), Equifax extended their credit freeze fee waivers through June 30th, 2018. A credit freeze is regulated by your state, and generally prevents access to your credit reports to open new credit accounts. To unfreeze, you must notify them directly by mail/phone/website and provide a 10-digit PIN. However, […]

Collateral Loans & Hard Money Loans for Bad Credit: List of Providers

by Ellen Seltz @ First Quarter Finance

Wed Mar 21 16:00:54 PDT 2018

Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]

The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

Tue Feb 20 03:00:00 PST 2018

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

Automatic Rebalancing: Everything You Need to Know

by Roger Wohlner @ Investor Junkie

Tue Feb 13 06:00:17 PST 2018

Even the most perfect asset allocation is not set-it-or-forget-it. On a periodic basis, you must rebalance your portfolio for the health of your retirement savings. Here's a way to do this automatically.

The post Automatic Rebalancing: Everything You Need to Know appeared first on Investor Junkie.

Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Wed Mar 14 06:00:25 PDT 2018

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

The post Barclays Online Savings Review appeared first on Consumerism Commentary.

Fast lane for ICN arrival and departure for CX pax?

by LuxuryLifestyle @ FlyerTalk Forums

Tue Mar 27 19:52:46 PDT 2018

Hello all, My first post here so please pardon me if I am in the wrong thread, question as title, does anyone know if there is any "fast lane pass" distributed to CX passengers traveling on business class to Incheon Airport (Seoul, Korea)? Thank...

17 Simple Ways to Make Extra Money Before Christmas

by Grayson Bell @ Debt RoundUp

Wed Nov 22 08:26:16 PST 2017

We are ending November and it’s time to get our holiday spending ready to go. If you haven’t already put together a list of gift ideas, then you might need to start working on that. Most people focus on what they are going to buy, but not so much on how they are going to […]

The post 17 Simple Ways to Make Extra Money Before Christmas appeared first on Debt RoundUp, the content owner.

A Family CEO Job Description

by Julie @ The Family CEO

Tue May 05 08:33:13 PDT 2015

This blog began over nine years ago when I hired myself to make over my family’s finances. My theory was that if I treated our finances like a job, I could make as big of an impact as the real-life, outside the home, part-time job I was considering at the time. My theory turned out to be true. Yet, […]

The post A Family CEO Job Description appeared first on The Family CEO.

The Pros and Cons of Trip Cancellation Insurance Programs

by Adam Luehrs @ Consumerism Commentary

Tue Mar 13 03:00:00 PDT 2018

Vacations and business travel can get expensive. One option is to purchase trip cancellation insurance. But is it worth the cost? We answer that question and provides ways to get vacation coverage for free. People who love to be prepared for every little thing when traveling usually gravitate toward trip-cancellation insurance. Others see it as […]

The post The Pros and Cons of Trip Cancellation Insurance Programs appeared first on Consumerism Commentary.

Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared

by Ashley Derrington @ First Quarter Finance

Sat Mar 24 16:00:34 PDT 2018

Lacoste vs. Polo Ralph Lauren has been an ongoing debate in fashion, especially when it comes to polo shirts. The “better” brand will depend largely on personal preference. Lacoste polos may be more expensive and elusive than Polo Ralph Lauren polos, but both brands come from higher-end clothing collections that offer a wide range of […]

The post Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared appeared first on First Quarter Finance.

What Is Socially Responsible Investing?

by Kevin Mercadante @ Investor Junkie

Wed Mar 14 06:00:00 PDT 2018

Socially responsible investing involves putting your money where your values lie. But is it a good strategy for your portfolio? Here are our thoughts.

The post What Is Socially Responsible Investing? appeared first on Investor Junkie.

What You Need to Know About Student Loans as a First-Generation College Student

by Dori Zinn @ Student Loan Hero

Tue Mar 27 16:08:31 PDT 2018

First in your family to go to college? You might need help to find loans and scholarships. Here's how to get money as a first-generation college student.

The post What You Need to Know About Student Loans as a First-Generation College Student appeared first on Student Loan Hero.

How Does the Cents App Work?

by Jeff Gitlen @ LendEDU

Mon Mar 26 06:13:46 PDT 2018

Cents is a relatively new app that just completed its Kickstarter campaign in Fall 2017. The idea behind Cents is that it rounds up your purchases to the nearest dollar and uses those extra cents to pay down your debt.If it sounds similar to Acorns, that’s because it is. The founder of Cents, Joel Ehorn, […]

The post How Does the Cents App Work? appeared first on LendEDU.

Achieve the Dream of a College Education with the Maryland 529 Save4College Program

by Jim Wang @ Wallet Hacks

Mon Mar 19 06:01:14 PDT 2018

College is expensive. I graduated with $35,000 in student loan debt. Some graduate with hundreds of thousands of dollars in debt. I never had access to a 529 plan. I started college in 1998 and they were created in 1996 as Section 529 of the Internal Revenue Code. Even if we knew about it, it […]

The post Achieve the Dream of a College Education with the Maryland 529 Save4College Program appeared first on Wallet Hacks.

The Best Personal Finance Software for Taming Your Budget (In 2018)

by Emily Guy Birken @ PT Money

Tue Jan 23 21:30:26 PST 2018

Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old school methods of budgeting can […]

The post The Best Personal Finance Software for Taming Your Budget (In 2018) appeared first on PT Money.

Updated “About Me” and “My Money” Pages

by Jonathan Ping @ My Money Blog

Tue Mar 20 16:57:43 PDT 2018

We’re in the midst of an extended Spring Break vacation, so posting will be light for the next two weeks. I have some pre-written content scheduled, but the comment moderation may be delayed. I also updated the “About Me” and “My Money” pages, as part of a greater overall plan to clean up the site […]

Discover it® – Cashback Match™ Review

by Joe Taylor Jr. @ Consumerism Commentary

Wed Nov 22 13:00:49 PST 2017

Learn More The Discover it® – Cashback Match™ makes a habit of saying no. No annual fee, no late fee on your first late payment, and no APR hike for paying late. Discover®’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. The […]

The post Discover it® – Cashback Match™ Review appeared first on Consumerism Commentary.

Quicken 2018 Review

by Jim Wang @ Wallet Hacks

Fri Mar 09 04:00:58 PST 2018

Quicken is one of the oldest personal finance software packages. Quicken's origins go all the way back into the 1980s, when Scott Cook and Tom Proulx founded Intuit in Palo Alto, CA. As Intuit's history tells it, they realized that personal computers would change the way people did personal accounting. Quicken was programmed in Microsoft […]

The post Quicken 2018 Review appeared first on Wallet Hacks.

Keep Your Hilton Honors Points From Expiring with a $1 Amazon Gift Code

by Jonathan Ping @ My Money Blog

Fri Mar 23 01:19:17 PDT 2018

My relative lack of travel these days means that I am constantly keeping miles and points from expiring. Here’s the official policy of Hilton Honors point expiration: Hilton Honors Points do not expire as long as Members remain active in the program. To keep an account active, Members can stay at one of Hilton’s hotels, […]

Annuities – What You Need To Know Before You Invest

by Neal Frankle, CFP ® @ Wealth Pilgrim

Thu May 25 04:22:44 PDT 2017

In order to become a great investor you have to understand how all investments work more or less – even the crappy ones like annuities. I apologize for being so opinionated.  Let’s first look at how these stink-balls work.  Then you can decide yourself. What Is An Annuity? An annuity is a deposit with an […]

The post Annuities – What You Need To Know Before You Invest appeared first on Wealth Pilgrim.

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Fri Dec 15 06:30:47 PST 2017

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help

by Emily Guy Birken @ PT Money

Mon Feb 05 12:51:12 PST 2018

This post is brought to you by TurboTax. While this is a sponsored post, all content and opinions expressed here are my own. I have a long history with TurboTax. They were the program I used back when I was filing taxes as a single graduate student in 2006, and they helped me throughout the […]

The post TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help appeared first on PT Money.

Involuntary downgrade; can I wait for next available premium seat?

by jonsail @ FlyerTalk Forums

Tue Mar 27 21:35:48 PDT 2018

The following actual fact pattern has given rise to this question: Fact Pattern: Seabourn booked me and Mrs. Jonsail far in advance in all premium cabins on a very low cruise fare for a route which included the following return: ARN-AMS-SLC. It...

An important message from Consumer Reports

by petedirenzo @ Consumerist

Mon Oct 30 11:18:07 PDT 2017

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

How Much Investment Risk To Take In Retirement: Various Portfolio Compositions To Consider

by Financial Samurai @ Financial Samurai

Mon Jan 29 10:58:16 PST 2018

Congratulations for being retired or having enough money to never work again! Don’t listen to the naysayers who tell you retirement life is boring. Be assured that only boring people get bored. One question you should consider thinking about, however, is exactly how much investment risk should you be taking. In 2012, I retired from the salt mines because I thought I had

The post How Much Investment Risk To Take In Retirement: Various Portfolio Compositions To Consider appeared first on Financial Samurai.

A Beginners Guide To Buying Individual Stocks

by Neal Frankle, CFP ® @ Wealth Pilgrim

Thu Jun 29 19:42:53 PDT 2017

If you are toying with the idea of buying individual stocks it’s important to understand the pros and cons.  The best way to master that knowledge is to compare individual stocks to the alternative – mutual funds. Let’s go through those differences now and then dive deeper into how to find the best stocks that fit […]

The post A Beginners Guide To Buying Individual Stocks appeared first on Wealth Pilgrim.

How to Track Your Net Worth [+ My Net Worth]

by Philip Taylor @ PT Money

Fri Jan 19 22:40:00 PST 2018

You're probably reading this site because you want to see your financial life improve? Maybe move toward financial independence? Good on you, my friend! A great way to get better at something is to start tracking it. Let's talk about measuring and tracking your net worth. Simply put, your personal net worth is equal to […]

The post How to Track Your Net Worth [+ My Net Worth] appeared first on PT Money.

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

Fri Dec 22 18:30:00 PST 2017

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

Tue Jan 09 14:00:00 PST 2018

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

Sun Mar 25 18:00:27 PDT 2018

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Mon Mar 26 08:00:11 PDT 2018

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Question: Could you please help check the routing for my 1st reward redemption?

by laxeash @ FlyerTalk Forums

Tue Mar 27 20:43:03 PDT 2018

Hello This is my first time trying to book award flights. Booking 3 business class tickets for travel in Jan/Feb 2019. YYZ-TPE (EVA) TPE-BKK (EVA) - stop 1 BKK-SIN (Singapore airlines) SIN-ADL (Singapore airlines) ADL-AKL (Economy) - stop...

Teaching High School Students About Money

by Julie @ The Family CEO

Sun May 10 10:10:48 PDT 2015

So this is cool. H&R Block, the tax services provider, believes that mastering financial matters is an important adult life skill, but that teenagers aren’t being prepared for the challenge. So the company developed a teen financial literacy program that takes the form of an online game. The game is played over nine weeks’ time […]

The post Teaching High School Students About Money appeared first on The Family CEO.

How Investment Diversification Will Make You Rich

by Jon Dulin @ MoneySmartGuides.com

Wed Jan 24 04:20:42 PST 2018

What is your investment strategy? Do you even have one? Or do you just invest in whatever is hot at the moment, hoping you will crush it and be able to retire in a few weeks? Sadly, this investing strategy is ripe for failure. The only true way to “crush it” in the market is […]

The post How Investment Diversification Will Make You Rich appeared first on MoneySmartGuides.com.

The Best Savings Account for 2018 – Get High Yield Savings Online

by Larry Ludwig @ Investor Junkie

Sun Feb 25 15:47:55 PST 2018

Savings and money market accounts are great for stashing your short-term money.
All of the online banks mentioned are offering high-yield savings accounts. Since they are available only online, they don’t have to worry about maintaining branches like a traditional bank. […]

The post The Best Savings Account for 2018 – Get High Yield Savings Online appeared first on Investor Junkie.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

Mon Dec 04 06:00:55 PST 2017

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Different kinds of QR J

by Expatbear @ FlyerTalk Forums

Tue Mar 27 19:55:24 PDT 2018

I'm not a regular QR flyer, but have now done six legs over the last two months. I'm struck by how different the service is on different flights, and how the service standards seem to be different depending on aircraft/route. Had my first experience...

CIT Bank Review: New Money Market 1.75% APY, 11-Month No Penalty CD 1.85% APY

by Jonathan Ping @ My Money Blog

Wed Mar 14 12:40:07 PDT 2018

Update: New Money Market 1.75% APY, 11-Month No Penalty CD 1.85% APY, recommended actions for existing customers! CIT Bank (not to be confused with Citi Bank) has become one of the larger online-only banks with a multi-year history of competitive rates. They don’t offer a checking account, so their products are mostly designed to be […]

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Mon Feb 19 12:45:40 PST 2018

Do you have an Investment Policy Statement (IPS)? If not, then you are missing out on one of the key ingredients of a successful investing career. An Investment Policy Statement is a written policy of your investment goals and objectives, helping you stay on track regardless of what the markets are doing. And every investor ... Read More about How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track

The post How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track appeared first on Cash Money Life | Personal Finance, Investing, & Career.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them

by Jim Wang @ Wallet Hacks

Fri Mar 23 04:00:40 PDT 2018

Over 15 years ago, I graduated college with $35,000 of student loan debt. It was a mixture of different types of loans but I was able to consolidate them into a single fixed rate, somewhere in the 3% range, and serviced by ACS Education Services. ACS, short for Affiliated Computer Services, recently changed their name […]

The post ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them appeared first on Wallet Hacks.

$7689 in Found Money: April 2015 – February 2017

by Julie @ The Family CEO

Mon Mar 06 04:00:18 PST 2017

When I made the decision to start blogging here at The Family CEO again, I knew that found money would be a big focus. It’s such a little thing to do – capturing any amount of money that isn’t part of your main income stream(s) and giving it a job to do – but it’s […]

The post $7689 in Found Money: April 2015 – February 2017 appeared first on The Family CEO.

NYT Financial Tuneup Day 4: Retirement

by Jonathan Ping @ My Money Blog

Tue Feb 27 21:00:29 PST 2018

Day 4 of the NY Times 7-Day Financial Tuneup is about retirement. (Sign up for your own personalized tune-up here.) This assumes you are eligible for a 401(k) or similar retirement plan. The key action point is bumping up your retirement contribution rate by 1% and perhaps adjusting your asset allocation if necessary. Here’s a […]

6 Ways to Spend a Tax Refund that You Will Thank Yourself for Later

by Julie @ The Family CEO

Tue Mar 31 14:37:27 PDT 2015

“Do something today that your future self will thank you for.” Are you getting a tax refund this year? It’s very unusual for us to get one because we’re self-employed; any refunds get applied to next year’s taxes. But this year, through a very specific set of events, we got a $2000 refund from the state. We […]

The post 6 Ways to Spend a Tax Refund that You Will Thank Yourself for Later appeared first on The Family CEO.

Can You Use a Personal Loan to Go to a Music Festival?

by Jeff Gitlen @ LendEDU

Fri Mar 23 05:46:49 PDT 2018

Do you keep seeing amazing Instagram photos from people attending music festivals like Firefly, Coachella, or Bonnaroo? Do you desperately wish you, too, could be there swaying to all that great music?If you’re considering putting tickets or a trip to a music festival on your credit card, you might have worried about the high interest […]

The post Can You Use a Personal Loan to Go to a Music Festival? appeared first on LendEDU.

new airline flying USA west coast to Australia starting December 2018

by southpac @ FlyerTalk Forums

Tue Mar 27 20:32:09 PDT 2018

just heard about a new airline that will be flying USA west coast to Australia starting in December 2018. No details, just that flights will operate 2-3 times a week, with 1 or 2 likely to be nonstop & other(s) with 1 brief stop somewhere in the...

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

Tue Nov 14 05:00:21 PST 2017

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

Rent to Own – A Win-Win for My Problem Property

by Ruth Lyons @ Investor Junkie

Fri Jan 26 06:00:41 PST 2018

Do you have a problem property that you just can't seem to sell? Here's how I did it with a Rent to Own solution.

The post Rent to Own – A Win-Win for My Problem Property appeared first on Investor Junkie.

Different kinds of QR J

by Expatbear @ FlyerTalk Forums

Tue Mar 27 19:55:24 PDT 2018

I'm not a regular QR flyer, but have now done six legs over the last two months. I'm struck by how different the service is on different flights, and how the service standards seem to be different depending on aircraft/route. Had my first experience...

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

What Is Short Selling Stocks? Should I Do It?

by Kara Perez @ Investor Junkie

Thu Mar 22 06:00:36 PDT 2018

We've all heard people talk about shorting stocks in the media. But what exactly is this trading trick, and how does it work? Most importantly, is it a good idea for your portfolio?

The post What Is Short Selling Stocks? Should I Do It? appeared first on Investor Junkie.

Capital One 360 Review: $100 To $1,000 In Bonuses & Promotions

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:45 PDT 2018

Find new Capital One 360 promotions, bonuses and offers here. Capital One 360 is the online suite of accounts (i.e. Savings, Checking, Business,etc.) available from Capital One bank. Online checking and savings accounts are becoming more and more popular now, due to the convenience and lack of many fees familiar with the local banks. By cutting […]

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

Thu Mar 22 03:00:00 PDT 2018

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

Best Credit Card Signup Bonuses (Up to $625)

by Michael Pruser @ Consumerism Commentary

Tue Mar 06 03:00:00 PST 2018

Credit cards now offer cash promotions for new card members. We’ve assembled the best credit card signup bonuses for 2018. One pays up to $625! Credit card signup bonuses. There’s no greater allure to owning a credit card than the free things you can get right away. When I signed up for my first credit […]

The post Best Credit Card Signup Bonuses (Up to $625) appeared first on Consumerism Commentary.

The Ultimate Money Guide To Plan Your Own Retirement

by Neal Frankle, CFP ® @ Wealth Pilgrim

Tue Apr 04 02:44:24 PDT 2017

By the time you finish reading this and going through the exercises, you’ll have a very good idea of whether or not you are on track to reach your retirement goals and what you can do to improve your situation. Who Should Plan Out Their Retirement and When? You and everybody you know. I don’t […]

The post The Ultimate Money Guide To Plan Your Own Retirement appeared first on Wealth Pilgrim.

5 Ways Robo Advisors Reduce the Cost of Investing

by Kara Perez @ Investor Junkie

Tue Feb 20 06:00:00 PST 2018

Did you know that robo advisors can help you save money when it comes to investing? Here are the five ways these platforms are shaking up the financial industry and saving you big time.

The post 5 Ways Robo Advisors Reduce the Cost of Investing appeared first on Investor Junkie.

Capital One Secured MasterCard Review

by Beverly Harzog @ Beverly Harzog

Mon Oct 23 09:07:49 PDT 2017

Here’s a freshly updated review of the Capital One Secured MasterCard. About a year ago, there were changes regarding the security deposit and credit limits. Rest easy, I got your back. It’s all good and I’ll explain it in the “Rates & Fees” section below. And just so you know, as I redo reviews, I leave the […]

The post Capital One Secured MasterCard Review appeared first on Beverly Harzog.

10 Ways to Invest $10,000 | What Investment Opportunities Interest Each Generation?

by Mike Brown @ LendEDU

Mon Mar 26 15:30:25 PDT 2018

In the United States, investing your money is a tradition that is nearly as old as the laws that govern the country. Trading at the New York Stock Exchange began in 1792, while the U.S. Constitution was effective in 1789. In the centuries since, investing strategies have adapted, and new investment vehicles have arose (J.P. Morgan Sr. might experience […]

The post 10 Ways to Invest $10,000 | What Investment Opportunities Interest Each Generation? appeared first on LendEDU.

Hello Again

by Julie @ The Family CEO

Sat Mar 04 13:10:24 PST 2017

Tap, tap, tap…is this thing on? Is anyone still out there? It’s been nearly two years since I’ve written at The Family CEO, but recently I’ve felt compelled to check back in. When we last spoke, I told you that our family’s finances were on autopilot in the very best possible way. We had paid off […]

The post Hello Again appeared first on The Family CEO.

Amazon Dash Wand With Alexa: $20 w/ $20 Amazon Credit After Purchase w/ Prime

by Jonathan Ping @ My Money Blog

Sun Mar 11 23:07:16 PDT 2018

The Amazon Dash Wand With Alexa lets you talk to the Alexa voice assistant and do Alexa-type things like ask the weather or order stuff (though it doesn’t play music), or you can scan physical barcodes with it. It costs $20 but comes with a $20 promotional credit after you make your first purchase with […]

Green Tag gate check bag left on runway @LAX

by Lani1 @ FlyerTalk Forums

Tue Mar 27 21:00:35 PDT 2018

18 year 1K never experienced this before - flying today LAX- ASE on RJ700 half full flight, on time left bag at door with ground crew, they scanned bag and forgot the most important part PUTTING BAG ON PLANE I JUSTCONTINUE TO BE AMAZED BY...

How Wealthfront Is Trying to Beat Indexing

by Larry Ludwig @ Investor Junkie

Mon Mar 12 06:00:03 PDT 2018

Since its inception, Wealthfront has offered passive investments, good asset allocation and low fees. Now, with its Risk Parity service, Wealthfront is trying to do better than just passive investing, but the question is: Will it work?

The post How Wealthfront Is Trying to Beat Indexing appeared first on Investor Junkie.

Schwab Target Index Funds: Hidden Gems For Your IRA, Solo 401k, or Brokerage Window

by Harry Sit @ The Finance Buff

Tue Jan 23 06:52:00 PST 2018

Schwab has two sets of target date funds. Look for the word Index in the name.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Schwab Target Index Funds: Hidden Gems For Your IRA, Solo 401k, or Brokerage Window is copyrighted material from The Finance Buff. All rights reserved.

Google Express: 25% Off Costco Orders (Both New and Existing Customers)

by Jonathan Ping @ My Money Blog

Sun Mar 18 16:13:30 PDT 2018

Yet another new code, $15 off Target. Google Express has a couple of coupon codes that may be of interest: 5RTC4Q545 – $10 credit towards your first order (i.e. $10 off $10). This is my referral code and I will get a $10 credit. After joining, you can also refer friends for $10 credits. $15 […]

Average 401(k) Retirement Savings – Why We Need to Save More. Way More!

by Jim Wang @ Wallet Hacks

Mon Mar 19 04:00:30 PDT 2018

How much do you have saved up in retirement? If you're like most Americans, the answer is not much. The average net worth of Americans is just $80,039. When you take out home equity, it's only $25,116. That's across the entire population of the United States – single, married, 65, 25, black, white, etc. Do […]

The post Average 401(k) Retirement Savings – Why We Need to Save More. Way More! appeared first on Wallet Hacks.

Elements Financial $200 Checking Account Bonus & 2% APY

by Tony Phan @ MoneysMyLife

Mon Mar 26 04:00:35 PDT 2018

Find updated offers and bonuses from Elements Financial here. Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction. Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review […]

Rumor of change in IHG credit card

by rove312 @ FlyerTalk Forums

Tue Mar 27 20:21:02 PDT 2018

Have I missed a discussion of this? https://awardwallet.com/blog/ihg-rewards-card-going-away/ ---Quote--- It looks like the life of the *IHG� Rewards Club Select Credit Card (https://awardwallet.com/blog/link/IHGRewardsClubSelectCreditCard)* may...

How to Get Out of a Cell Phone Contract without Paying a Fee

by Kevin Mercadante @ Consumerism Commentary

Wed Dec 27 04:00:00 PST 2017

Being locked into a cell phone contract is no fun. Here’s how to get out of a cell phone contract without paying an early termination fee. We recently received a question that probably every reader can relate to. The writer is asking how to get out of a cell phone contract without paying a fee: […]

The post How to Get Out of a Cell Phone Contract without Paying a Fee appeared first on Consumerism Commentary.

Green Tag gate check bag left on runway @LAX

by Lani1 @ FlyerTalk Forums

Tue Mar 27 21:00:35 PDT 2018

18 year 1K never experienced this before - flying today LAX- ASE on RJ700 half full flight, on time left bag at door with ground crew, they scanned bag and forgot the most important part PUTTING BAG ON PLANE I JUSTCONTINUE TO BE AMAZED BY...

NYT Financial Tuneup Day 5: Your Credit Reports

by Jonathan Ping @ My Money Blog

Tue Mar 06 22:40:14 PST 2018

Day 5 of the NY Times 7-Day Financial Tuneup is about your credit reports. (Yes, I’ve been taking this at my own pace. Sign up for your own personalized tune-up here.) This one felt a bit basic, so I also recommended a bunch of additional sites that are hopefully also helpful. Let’s start with a […]

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

Mon Oct 30 10:15:47 PDT 2017

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

How Does Elastic.com Work? Know the Facts Before You Borrow

by Jeff Gitlen @ LendEDU

Mon Mar 26 05:08:49 PDT 2018

Elastic, offered by Republic Bank, promotes itself as being a “responsible” credit option for non-prime borrowers. It’s touted as a useful solution for consumers who might not be able to borrow money from other sources if they encounter an unexpected or emergency expense. The company also highlights what it describes as flexibility in how customers […]

The post How Does Elastic.com Work? Know the Facts Before You Borrow appeared first on LendEDU.

TD Ameritrade Promotions: $2500 Cash Bonus And Free Trades!

by Tony Phan @ MoneysMyLife

Fri Mar 23 22:02:01 PDT 2018

Current TD Ameritrade promotions will earn you $100, $200, $300, $500, $600 and on up to $2,500 in bonus cash, along with free trades. You can trade everything from Stocks, Options, ETFs, Futures and Forex with TD Ameritrade and it is by far one of the best online brokerages around – in fact, it ranks […]

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:30 PDT 2017

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

The 4 Big Reasons Why We’re Fixing Our Finances and Pursuing Financial Independence

by Philip Taylor @ PT Money

Mon Feb 26 13:38:03 PST 2018

In the marketing industry people often talk about selling the benefits (“hey, look how this thing can change your life”) vs the features (“hey, look at this thing with all the bells and whistles – here’s how to use it”). I’ve always been more of a features guy myself. I want to know the steps […]

The post The 4 Big Reasons Why We’re Fixing Our Finances and Pursuing Financial Independence appeared first on PT Money.

Found Money Update: Jan – Mar 2015

by Julie @ The Family CEO

Fri Apr 03 07:55:57 PDT 2015

It’s time for another Found Money Update, and I’m making a change in the way I’m reporting things. Specifically, I’ll no longer be including my income from bookkeeping and blogging. Here’s why: I’ve had a couple of readers tell me that they don’t view those things as found money, and I can see their point. I’ve […]

The post Found Money Update: Jan – Mar 2015 appeared first on The Family CEO.

Contingency Plans For A Digital Bank Run

by Financial Samurai @ Financial Samurai

Thu Feb 08 02:28:21 PST 2018

When the S&P 500 futures were pointing to another -5% opening on February 6, 2018 I got excited. After all, the S&P 500 closed down 4.5% on February 5. I get aggressive whenever the stock market corrects by 10% or more because history has shown positive returns in subsequent days and months. The initial down

The post Contingency Plans For A Digital Bank Run appeared first on Financial Samurai.

Should You Drive For Uber? These Real Numbers Help You Decide

by Neal Frankle, CFP ® @ Wealth Pilgrim

Thu Apr 20 11:41:47 PDT 2017

If you are interested in earning extra cash, you might consider driving for Uber. A lot of people are doing just that. In fact, according to a recent study by Princeton, 40,000 new drivers are signing on every month. They are attracted by the flexible hours, the opportunity to be their own boss and the […]

The post Should You Drive For Uber? These Real Numbers Help You Decide appeared first on Wealth Pilgrim.

8 Ways to Get Free Amazon Gift Cards

by Stephanie Colestock @ Consumerism Commentary

Tue Nov 21 14:44:00 PST 2017

The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]

The post 8 Ways to Get Free Amazon Gift Cards appeared first on Consumerism Commentary.

24 Quick and Easy Tips to Save More Money on Amazon

by Grayson Bell @ Debt RoundUp

Tue Nov 21 11:36:42 PST 2017

No matter if you’re shopping for back to school supplies, birthday presents, Christmas gifts, or just for you, Amazon can be an awesome place to find good deals and fast shipping! I’m a huge proponent of shopping on Amazon. I’m a Prime member and I don’t mind showing my support. They make shopping online so […]

The post 24 Quick and Easy Tips to Save More Money on Amazon appeared first on Debt RoundUp, the content owner.

Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared

by Kathrina Bognot @ First Quarter Finance

Tue Mar 27 16:00:56 PDT 2018

Discount Tire may be the largest independent tire retailer but it’s certainly not the only one. We have the list of tire retailers, including: Big O Tires, Costco Tires, NTB, Pep Boys, Sears Auto Center, Tire Discounters, and Walmart Auto Care Center. We break down the brands and services offered as well as a general […]

The post Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared appeared first on First Quarter Finance.

Target Date Funds Are Underrated

by Harry Sit @ The Finance Buff

Tue Feb 20 06:35:00 PST 2018

The one unique advantage of a target date fund can overcome all its flaws.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Target Date Funds Are Underrated is copyrighted material from The Finance Buff. All rights reserved.

12 Free Checking Accounts to Save You Money in 2018

by Josh Patoka @ Debt RoundUp

Tue Mar 27 18:57:52 PDT 2018

Many people think of a bank as a safe place to hold their extra savings that gradually grows with a monthly interest payment. What many people do not realize is that their bank might actually be costing them money instead of earning money through fees. When that happens you are almost better off storing your […]

The post 12 Free Checking Accounts to Save You Money in 2018 appeared first on Debt RoundUp, the content owner.

It’s Time To Start Worrying About The Housing Market Again

by Financial Samurai @ Financial Samurai

Mon Feb 05 02:18:33 PST 2018

Despite publishing cautionary posts about investing in stocks, bonds, and alternatives at current levels, the biggest caution I should be writing about is taking out massive debt to buy property at record highs. If you lose 50% on your stock and bond portfolio, you’ll be upset, but fine. If your property loses 20% of its

The post It’s Time To Start Worrying About The Housing Market Again appeared first on Financial Samurai.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Mon Dec 18 04:00:00 PST 2017

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Thu Nov 23 14:54:00 PST 2017

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Fri Mar 23 12:34:45 PDT 2018

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

Here’s When You’ll Become A 401(k) Millionaire

by Financial Samurai @ Financial Samurai

Thu Feb 01 02:28:58 PST 2018

Thanks to the unrelenting rise in the stock market since 2009, there’s now a trend on social media to share your 401(k) balance, especially if it’s over a million bucks. Despite the distastefulness of bragging, just the fact that more people are talking about saving for retirement via their 401(k) is a good thing. Make

The post Here’s When You’ll Become A 401(k) Millionaire appeared first on Financial Samurai.

Chase Premier Plus Checking℠ Review: $300 Coupon Bonus

by Tony Phan @ MoneysMyLife

Fri Mar 23 22:02:02 PDT 2018

Find the latest promotions and bonus offers for the Chase Premier Plus Checking℠ Account here. Coupon offers are refreshed throughout the year, so check back often for the best deals. All Chase Bank related offers are kept up-to-date on our Chase Bank Promotions page. Established in 1982 and headquartered in Newark, Delaware, Chase Bank is the second […]

Why Households Need To Earn $300,000 A Year To Live A Middle Class Lifestyle Today

by Financial Samurai @ Financial Samurai

Mon Mar 19 02:28:44 PDT 2018

Let me tell you a sad story. In order to comfortably raise a family in an expensive coastal city like San Francisco or New York, you’ve got to make at least $300,000 a year. You can certainly raise a family earning less as many do, but it won’t be easy if your goal is to

The post Why Households Need To Earn $300,000 A Year To Live A Middle Class Lifestyle Today appeared first on Financial Samurai.

From Retired Couple Next Door to Lottery-Hacking Millionaires

by Jonathan Ping @ My Money Blog

Mon Mar 05 21:22:05 PST 2018

Back in 2011, a Boston Globe article came out about how a few folks repeatedly won tens of thousands of dollars on a Massachusetts lottery ticket game due to how the jackpot rolled over if it went unclaimed long enough. Essentially, at certain times the odds showed a expected positive return for everyone, but you’d […]

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

Thu Mar 01 04:00:28 PST 2018

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Fri Jan 05 12:51:54 PST 2018

The first day to file your 2017 taxes is January 29, 2018. The IRS reports that 9 out of 10 taxpayers who filed electronically in 2017 received their tax refunds within 21 days. Some taxpayers receive their refund in as little as 8 days, and most receive it within 10-14 days. The IRS no longer ... Read More about When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)

The post When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season) appeared first on Cash Money Life | Personal Finance, Investing, & Career.

10 Little Known Secrets To Pay Off Your Mortgage Fast

by Jon Dulin @ MoneySmartGuides.com

Wed Feb 21 04:10:53 PST 2018

Making payments on a mortgage for 30 years can seem like forever, especially when you look at your monthly statement. Not only do you have to make 360 payments and have a huge outstanding balance, but you also see how your $1,000 monthly payment only knocked $125 off of your balance! Frustrating times for sure. […]

The post 10 Little Known Secrets To Pay Off Your Mortgage Fast appeared first on MoneySmartGuides.com.

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

Mon Oct 30 09:46:35 PDT 2017

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

The Ideal House Size And Layout To Raise A Family

by Financial Samurai @ Financial Samurai

Tue Mar 27 02:28:20 PDT 2018

The only time I want a mega mansion is when my in-laws or parents come to visit. I fantasize how it’d be nice to put my guests in a separate wing with their own kitchen, bathroom, and living area. This way, we can all keep our independence while also sharing family time every day. Alas,

The post The Ideal House Size And Layout To Raise A Family appeared first on Financial Samurai.

Investing As an Expat – What You Need to Know

by Eric Rosenberg @ Investor Junkie

Tue Mar 27 06:00:43 PDT 2018

If you're one of the millions of Americans who have chosen to live abroad, you might face some challenges when it comes to investing. Here's our guide.

The post Investing As an Expat – What You Need to Know appeared first on Investor Junkie.

How to Sidestep 3 Unethical Financial Advisor Tactics

by James Royal, Ph.D. @ NerdWallet

Mon Mar 26 08:00:32 PDT 2018

“There’s plenty of opportunity out there for someone who’s unethical,” warns Harold Evensky, chairman of wealth manager Evensky & Katz. That’s especially true when that someone is a financial advisor,…

Longest you've ever waited at the Admirals Club bar?

by davie355 @ FlyerTalk Forums

Tue Mar 27 21:39:01 PDT 2018

I would not kvetch about this anywhere but FlyerTalk. I walked up to the SFO AC bar (some patrons sitting with a drink, but no queue) and found one bartender slowly preparing three very complicated drinks - each made with apple slices, syrup, and...

PSA: Spend Your Toys R Us & Babies R Us Gift Cards and Rewards Dollars

by Jonathan Ping @ My Money Blog

Thu Mar 15 18:08:48 PDT 2018

Well, it’s official, Toys R Us (and Babies R Us) has announced that it will close all of its 700+ US stores by the end of the year, while other reports have the business running out of cash by May. They stated that they “expect” to accept gift cards and rewards dollars for another 30 […]

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

Fri Mar 23 06:18:31 PDT 2018

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

E*Trade Review and Current Promotions

by Kevin Mercadante @ Consumerism Commentary

Thu Nov 09 04:02:00 PST 2017

E*TRADE set the bar as one of the first online discount brokers. But is it the broker you should be using? We help you answer that question in our E*TRADE review. It’s curious that the editorial team here at Consumerism Commentary has never reviewed E*TRADE before today. I say that because we have written about […]

The post E*Trade Review and Current Promotions appeared first on Consumerism Commentary.

Best Jumbo CD Rates for 2018 – Where Can You Find the Best Rates?

by Kat Peach @ Investor Junkie

Fri Mar 23 10:59:46 PDT 2018

If you've got $100,000 or more to invest, a jumbo CD might be a good option for you. Here are the best rates for certificates of deposit that we've found.

The post Best Jumbo CD Rates for 2018 – Where Can You Find the Best Rates? appeared first on Investor Junkie.

Chase Total Checking Account $200 Coupon Available Online Now

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:29 PDT 2018

Get updated Chase Total Checking® coupon bonuses and new promotions here. Typical bonus amounts that have been available for this Checking account include $150, $200 and $300 offers. Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware and is one of the nation’s largest banks as measured by total assets. Chase offers a […]

new airline flying USA west coast to Australia starting December 2018

by southpac @ FlyerTalk Forums

Tue Mar 27 20:32:09 PDT 2018

just heard about a new airline that will be flying USA west coast to Australia starting in December 2018. No details, just that flights will operate 2-3 times a week, with 1 or 2 likely to be nonstop & other(s) with 1 brief stop somewhere in the...

MoviePass Review: Is it Really Unlimited Movies for One Price?

by Kevin Mercadante @ Consumerism Commentary

Thu Jan 04 13:52:00 PST 2018

MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]

The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.

Can The Proofread Anywhere General Proofreading Theory and Practice Course by Caitlin Pyle Really Help You Find Work

by Neal Frankle, CFP ® @ Wealth Pilgrim

Sat Dec 16 09:31:19 PST 2017

You have probably heard about the Proofread Anywhere course, General Proofreading Theory and Practice, and maybe you’re wondering now if investing in that course is worth it or not. It’s a good question – and by the time you finish reading this extensive deep-dive Proofread Anywhere review, you’ll know your answer. And most important; you’ll know […]

The post Can The Proofread Anywhere General Proofreading Theory and Practice Course by Caitlin Pyle Really Help You Find Work appeared first on Wealth Pilgrim.

NH: WAS/NYC-HKG $603+ Select dates on May

by JMBResona @ FlyerTalk Forums

Tue Mar 27 20:46:09 PDT 2018

EDIT: might not be bookable--seems to contradict fare rules. Tends to, but not always, involve a long layover in Tokyo. I haven't had any luck getting it to appear on the NH/UA website or google flights, but is available through Kayak...

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

Wed Nov 29 04:00:00 PST 2017

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

3 Best Retirement Calculators To Achieve Your Dreams

by Jon Dulin @ MoneySmartGuides.com

Tue Mar 27 04:34:26 PDT 2018

Read any article about retirement planning and they will give you a number that you should use as your savings goal. While on the surface this is great to have, the reality is that it has nothing to do with your personal situation. What would be more beneficial to you is an easy retirement calculator […]

The post 3 Best Retirement Calculators To Achieve Your Dreams appeared first on MoneySmartGuides.com.

Let’s Talk About Equifax and Credit Freezes

by Beverly Harzog @ Beverly Harzog

Fri Sep 15 13:53:09 PDT 2017

Okay, I know you’re busy, so let’s get right to the facts about Equifax and credit freezes. The breach affected 143 million U.S. consumers. Could you be one of them? Yes, maybe, possibly. I used this link to see if my information was impacted. You key in your last name and the last six digits of your […]

The post Let’s Talk About Equifax and Credit Freezes appeared first on Beverly Harzog.

Everything You Need To Know To Get Started With Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:45 PDT 2017

Despite repeated Congressional and Executive branch efforts, the full Affordable Care Act is still in place. That means insurance-shopping season is nearly upon us: Open Enrollment begins Nov. 1 (and ends Dec. 15). But there’s less money being spent on advertising and outreach this year, which means even the basics can be hard to get solid information about. …

Silver Linings Of A Stock Market Correction

by Financial Samurai @ Financial Samurai

Sat Feb 10 02:08:02 PST 2018

With the S&P 500 down over 10% from its high in 2018, we’ve officially entered correction territory. If the S&P 500 closes down over 20% from its high, then we will be officially in a bear market. Whenever the stock market goes through a rapid retrenchment after long periods of stable growth, it always feels

The post Silver Linings Of A Stock Market Correction appeared first on Financial Samurai.

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

Fri Mar 23 06:53:52 PDT 2018

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil)

by Bryan Cockfield @ First Quarter Finance

Sun Mar 25 16:00:23 PDT 2018

Automotive undercoating is important to help prevent rust and corrosion, especially in colder climates. Oil-based products like Krown Rust Control, NH Oil Undercoating, and Fluid Film are three popular and effective undercoating brands. “Traditional” undercoating offered by dealerships on new cars isn’t necessarily the same thing and does not prevent rust in the long term. […]

The post Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil) appeared first on First Quarter Finance.

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Mon Nov 13 04:50:10 PST 2017

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

How Much Money Can You Make As An Airbnb Host And Is It Worth It?

by Neal Frankle, CFP ® @ Wealth Pilgrim

Thu Jun 01 07:51:22 PDT 2017

You may have heard about people earning big bucks sharing their home with travelers through Airbnb practically being an Airbnb host. You might even be part of the Airbnb community already. You are if you ever used the service to find a place to stay for yourself in the past. Should you take it to […]

The post How Much Money Can You Make As An Airbnb Host And Is It Worth It? appeared first on Wealth Pilgrim.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

Don’t Get Scammed When Seeking Out Student Loan Forgiveness

by Mike Brown @ LendEDU

Mon Mar 26 10:50:30 PDT 2018

Student loan borrowers should be wary of phone calls or text messages that promise student loan forgiveness. As the average student debt per borrower grows year after year, so does their desperation to pay them off. On that note, student loan forgiveness seems to be the Holy Grail of repayment options – as well as a […]

The post Don’t Get Scammed When Seeking Out Student Loan Forgiveness appeared first on LendEDU.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Sat Nov 25 05:00:00 PST 2017

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

NH: WAS/NYC-HKG $603+ Select dates on May

by JMBResona @ FlyerTalk Forums

Tue Mar 27 20:46:09 PDT 2018

EDIT: might not be bookable--seems to contradict fare rules. Tends to, but not always, involve a long layover in Tokyo. I haven't had any luck getting it to appear on the NH/UA website or google flights, but is available through Kayak...

5 Best Places to Retire in the US

by Jordi Lippe-McGraw @ Student Loan Hero

Tue Mar 27 13:25:55 PDT 2018

Where should you set up shop to live out your golden years? Check out our list of the best places to retire around the country.

The post 5 Best Places to Retire in the US appeared first on Student Loan Hero.

How I Learned to Stop Worrying and Love Corrections

by Larry Ludwig @ Investor Junkie

Tue Feb 06 17:06:26 PST 2018

Now is not the time to freak out about the stock market. Here's why... and what you should be doing instead.

The post How I Learned to Stop Worrying and Love Corrections appeared first on Investor Junkie.

Rumor of change in IHG credit card

by rove312 @ FlyerTalk Forums

Tue Mar 27 20:21:02 PDT 2018

Have I missed a discussion of this? https://awardwallet.com/blog/ihg-rewards-card-going-away/ ---Quote--- It looks like the life of the *IHG� Rewards Club Select Credit Card (https://awardwallet.com/blog/link/IHGRewardsClubSelectCreditCard)* may...

Sharonview Federal Credit Union: 64-Month CD at 4% APY

by Jonathan Ping @ My Money Blog

Sun Mar 04 22:27:08 PST 2018

(Update: As of 3/10/18, this offer is expired. If you opened a Sharonview membership by the end of business (5pm ET) on Friday 3/9, you should be able to fund your certificate if done soon. I would contact them for details, they have been quite professional and reasonable based on my own interactions with them.) […]

A Guide to the Best Home Security Systems

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 29 18:42:00 PST 2017

The security of your home and family have never been more important. In this detailed guide, we rate the best home security systems and companies. No matter how safe your neighborhood — or even your city — is, you’ve likely considered a security system for your home. But choosing the right one (that won’t cost […]

The post A Guide to the Best Home Security Systems appeared first on Consumerism Commentary.

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Tue Mar 20 07:00:35 PDT 2018

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

How to Get Started With Personal Capital

by Carrie Smith @ Investor Junkie

Thu Feb 01 06:00:00 PST 2018

Want to get started with budgeting and investing app Personal Capital? Here's our quick-start guide to get you on your way.

The post How to Get Started With Personal Capital appeared first on Investor Junkie.

Can You Really Turn $0.01 into $10 Million?

by Grayson Bell @ Debt RoundUp

Wed Feb 07 11:57:07 PST 2018

Have you heard about the magic penny before? What about turning one little penny into over $10 million? No? Well, before we go on to talk about this magical penny, let me ask you a simple question and I want you to answer it honestly. Would you rather have $1 million or one penny doubled […]

The post Can You Really Turn $0.01 into $10 Million? appeared first on Debt RoundUp, the content owner.

Will and Trust Through Employer Legal Plan

by Harry Sit @ The Finance Buff

Tue Mar 27 06:52:00 PDT 2018

Using the legal plan through an employer works for simple estate planning.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Will and Trust Through Employer Legal Plan is copyrighted material from The Finance Buff. All rights reserved.

The Five Most Corrosive Kinds Of Debt You Can Have – And What To Do About Them

by Neal Frankle, CFP ® @ Wealth Pilgrim

Sat May 13 05:30:48 PDT 2017

Nobody likes owing money. And most of us who do owe money fall into debt without realizing what a threat those debts are to the security of our financial future. To make things worse, many times we find ourselves in hock without fully understand how this situation came to pass or what to do about […]

The post The Five Most Corrosive Kinds Of Debt You Can Have – And What To Do About Them appeared first on Wealth Pilgrim.

Who Can Read Your Credit Report? The Answer May Surprise You

by Neal Frankle, CFP ® @ Wealth Pilgrim

Mon Feb 05 10:40:03 PST 2018

You may not be happy to hear this, but more companies, institutions, government agencies and people review your credit score and history file than you imagine. While this is frightening, I don’t want you to worry.  There are remedies and I’ll get to that shortly. First, let’s review who can and can’t see your credit […]

The post Who Can Read Your Credit Report? The Answer May Surprise You appeared first on Wealth Pilgrim.

Your Investment Mistake May Actually Be An Investment Win

by Financial Samurai @ Financial Samurai

Sat Mar 10 02:28:05 PST 2018

In my post discussing how managing your family’s money can be a full-time job, I reveal how I didn’t realize my wife’s SEP-IRA account was sitting on 25% cash for who knows how long. With so many accounts to manage, this mistake ended up costing us several thousand dollars in opportunity cost. As a result,

The post Your Investment Mistake May Actually Be An Investment Win appeared first on Financial Samurai.

My Investing To-Do List

by Julie @ The Family CEO

Fri Mar 31 10:18:52 PDT 2017

One of the benefits of writing a personal finance blog is that it keeps you focused. Since I returned to The Family CEO earlier this month I’ve had personal finance on the brain in a way I haven’t for a while, and one of the things that has come from it is this to-do list. These […]

The post My Investing To-Do List appeared first on The Family CEO.

Important Tax Law Changes You Need to Know [ Updated for 2018]

by Philip Taylor @ PT Money

Fri Feb 02 16:00:04 PST 2018

Getting psyched to do your taxes? I suppose if you're expecting a refund you might be. Or if you're kind of a tax nerd like me, you might take some pleasure in breaking down the tables and watching the software do its thing. Or you might be interested to see how the recent Tax Cuts […]

The post Important Tax Law Changes You Need to Know [ Updated for 2018] appeared first on PT Money.

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

Mon Mar 12 06:30:50 PDT 2018

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

What’s In A Home Insurance Policy: Know The Details Before Your House Burns Down

by Financial Samurai @ Financial Samurai

Sat Feb 24 02:18:51 PST 2018

Sam asked me to write this post after we lost our home overnight to the Tubb’s Fire in Northern California. We were living a good doctor’s life. A $1.2 million dollar home with a killer sunset view. Life was good, but with my mortgage and student debt I was still quite stressed. The kind that

The post What’s In A Home Insurance Policy: Know The Details Before Your House Burns Down appeared first on Financial Samurai.

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Thu Mar 22 14:14:34 PDT 2018

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip

by Makenzi Wood @ Wallet Hacks

Thu Mar 15 04:00:56 PDT 2018

Ahh, the dollar store. In an age where prices are soaring, it’s the beacon of thrifty shopping options for people looking to save a buck. While you can easily score cheap party decorations and glass bowls at the dollar store, it can be tough to know what is and isn’t a good deal when it […]

The post Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip appeared first on Wallet Hacks.

The Best Finance Books for Investors and Entrepreneurs

by Larry Ludwig @ Investor Junkie

Tue Mar 20 06:00:00 PDT 2018

With so many finance books to pick from, which ones should you read? Here's our list of the quintessential books for investor, entrepreneurs and anyone interested in finance and economics.

The post The Best Finance Books for Investors and Entrepreneurs appeared first on Investor Junkie.

Delta Themed Wedding

by zrs70 @ FlyerTalk Forums

Tue Mar 27 20:14:08 PDT 2018

my friends made the news with their DL themed wedding! what the article doesn�t state is that your truly was the officiating rabbi! https://news.delta.com/couple-achieves-diamond-status-delta-themed-wedding

Why Are Schools Teaching Our Kids These Investing Myths?

by Kat Peach @ Investor Junkie

Tue Mar 06 06:00:50 PST 2018

Are our kids learning the right lessons in school when it comes to investing? Here's why we don't think so.

The post Why Are Schools Teaching Our Kids These Investing Myths? appeared first on Investor Junkie.

Need Recs: Long Weekend in Virginia w/ luxury hotel or inn featuring gluten-free fare

by umbrella007 @ FlyerTalk Forums

Tue Mar 27 20:06:20 PDT 2018

Have a weekend gap between work in Richmond and D.C., so looking to spend a long weekend somewhere in the commonwealth (or a short one-way flight away)... but need a luxury hotel or inn with dedicated gluten-free options. Any known destinations or...

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Thu Mar 22 17:39:02 PDT 2018

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

SunTrust Secured Card with Cash Rewards Review

by Beverly Harzog @ Beverly Harzog

Thu Jul 27 07:36:25 PDT 2017

SunTrust is based in my hometown, Atlanta, Georgia, so I see branches all the time. When I saw one yesterday, it reminded me that I need to update my review for the SunTrust Secured Credit Card. So here ya go! And I’m so glad I reviewed it again because a lot of happy changes have occurred. The SunTrust secured […]

The post SunTrust Secured Card with Cash Rewards Review appeared first on Beverly Harzog.

Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop

by Emily Guy Birken @ PT Money

Mon Mar 26 09:09:37 PDT 2018

This post is brought to you by FreedomPop. While this is a sponsored post, all content and opinions expressed here are my own. I’ve long been impressed by the offerings of FreedomPop, the no-really-we’re-not-kidding FREE mobile and Internet service provider that has been disrupting the mobile service model since 2011. While their 100% free plans […]

The post Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop appeared first on PT Money.

Delta Themed Wedding

by zrs70 @ FlyerTalk Forums

Tue Mar 27 20:14:08 PDT 2018

my friends made the news with their DL themed wedding! what the article doesn�t state is that your truly was the officiating rabbi! https://news.delta.com/couple-achieves-diamond-status-delta-themed-wedding

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

When Is It Time To Hire A Money Manager? Wealth Management Can Be A Full-Time Job

by Financial Samurai @ Financial Samurai

Fri Mar 02 02:28:11 PST 2018

When I sold my rental house, I thought my stress would go down at least 80%. After all, my tenants and the maintenance issues were really bumming me out. But what I didn’t anticipate was the rise in stress from having to reinvest a sum 4X greater than I had ever invested before. The last

The post When Is It Time To Hire A Money Manager? Wealth Management Can Be A Full-Time Job appeared first on Financial Samurai.

2018 Review of Prosper Lending and Borrowing

by Guest Author @ Consumerism Commentary

Tue Feb 13 03:00:00 PST 2018

Prosper claims to offer great rates for both borrowers and investors. In this Prosper review, we put these claims to the test. Prosper offers a different way to look at lending. The Prosper platform is a peer-to-peer marketplace where people can borrow money for all aspects of life. It’s an interesting platform for people who […]

The post 2018 Review of Prosper Lending and Borrowing appeared first on Consumerism Commentary.

Pros and Cons of Interest-Only Mortgage Payments

by Luke Landes @ Consumerism Commentary

Wed Nov 08 04:00:54 PST 2017

Interest only mortgage payments appeal to many because of the low monthly payment. But are they a good way to go? We list the pros and cons. A while back, a Consumerism Commentary reader named Ryan suggested I write about interest-only mortgages. I thought this was an interesting request. So I definitely wanted to address […]

The post Pros and Cons of Interest-Only Mortgage Payments appeared first on Consumerism Commentary.

Prepaying Mortgage Does Not Make You Invest More In Real Estate

by Harry Sit @ The Finance Buff

Wed Jan 17 06:42:00 PST 2018

Your home does not know you have a mortgage.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Prepaying Mortgage Does Not Make You Invest More In Real Estate is copyrighted material from The Finance Buff. All rights reserved.

Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Thu Mar 22 16:09:10 PDT 2018

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

It’s High Time to Roll Out the Alt-Retirement Movement

by Kevin Mercadante @ Investor Junkie

Thu Feb 22 06:00:41 PST 2018

Let's face it: Most Americans won't have enough money saved up to live the cushy "Palm Beach" lifestyle they'd expected. Here's why it's time to rethink retirement for a brighter, better and more active future.

The post It’s High Time to Roll Out the Alt-Retirement Movement appeared first on Investor Junkie.

TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs

by Kevin Mercadante @ Cash Money Life | Personal Finance, Investing, & Career

Mon Jan 15 09:25:10 PST 2018

TaxAct is one of the leading tax preparation software packages available. The service was founded in 1998, and it enables you to prepare all types of returns, regardless of the degree of difficulty. Small and medium-size business tax returns are a niche of this product, but they even have a professional edition available for career ... Read More about TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs

The post TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Create A Pool Of Great Mutual Funds and ETFs To Pick From To Secure Your Retirement

by Neal Frankle, CFP ® @ Wealth Pilgrim

Tue May 30 03:44:51 PDT 2017

This guide will change your life if any of the following conditions describe you: a. You want to understand how mutual funds really work so you don’t make a bonehead mistake. b. It’s important that you avoid stinky funds and identify good candidates from which to select your investments so your money works and secures […]

The post Create A Pool Of Great Mutual Funds and ETFs To Pick From To Secure Your Retirement appeared first on Wealth Pilgrim.

What Does Early Retirement Feel Like? The Positives And Negatives Of Not Working For A Living

by Financial Samurai @ Financial Samurai

Mon Mar 12 02:25:57 PDT 2018

Financial independence and retirement are used interchangeably, but there are some subtle differences. Financial independence is usually applicable to people across their entire lifespan. Those who cashed out $5 million dollars worth of Facebook stock at the age of 30 are financially independent just like those who saved $5 million in their retirement funds by the age

The post What Does Early Retirement Feel Like? The Positives And Negatives Of Not Working For A Living appeared first on Financial Samurai.

Debx Review – Using Credit Card Like A Debit Card

by Josh Patoka @ Debt RoundUp

Wed Mar 21 09:34:53 PDT 2018

This article is sponsored by Debx, but the opinions are our own. Do you strictly use a debit card because you’re not sure if you can use a credit card responsibly? While debit cards are convenient, you’re not enjoying the benefits that come from owning a credit card including the opportunity to develop a responsible […]

The post Debx Review – Using Credit Card Like A Debit Card appeared first on Debt RoundUp, the content owner.

Getting Rich Is About Willpower: Why Give Up When You Can Keep On Going

by Financial Samurai @ Financial Samurai

Wed Feb 21 02:18:34 PST 2018

In the 1960s, Columbia University psychologist Walter Mischel conducted an experiment on children that is now often referred to as The Marshmallow Test. Walter invited various aged children into a room individually and asked them to sit down in front of a table with one marshmallow. He told the preschooler that he could eat the

The post Getting Rich Is About Willpower: Why Give Up When You Can Keep On Going appeared first on Financial Samurai.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

Fri Dec 01 05:00:46 PST 2017

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

The Marriage Penalty Tax Has Been Abolished, Hooray!

by Financial Samurai @ Financial Samurai

Fri Feb 16 02:28:09 PST 2018

In the past, I used to wonder why two individuals with high incomes or two individuals with a large income differences would ever want to get married. Paying thousands of dollars in marriage penalty taxes didn’t make sense. It seemed obvious that the government wanted one spouse to give up his or her career to stay at home, even

The post The Marriage Penalty Tax Has Been Abolished, Hooray! appeared first on Financial Samurai.

Need to File Your Taxes? Here are the 3 Best DIY Tax Programs

by Josh Patoka @ Debt RoundUp

Mon Feb 12 17:23:40 PST 2018

What are you waiting for to get started with filing your taxes? Do you wait until the deadline to file your taxes because your not sure you’re getting it right? It doesn’t have to be that way (well, paying taxes is always going to be there) if you just take a few moments to pick […]

The post Need to File Your Taxes? Here are the 3 Best DIY Tax Programs appeared first on Debt RoundUp, the content owner.

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 23 03:00:00 PST 2018

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Thu Mar 22 20:00:39 PDT 2018

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

Rent to Own – A Home Buying Option With No Down Payment Required

by Ruth Lyons @ Investor Junkie

Wed Jan 24 06:00:11 PST 2018

Sick of renting and want to own your own home but don't have the credit score, job history or money for a down payment? Here's how you can still make your ownership dreams come true with Rent to Own.

The post Rent to Own – A Home Buying Option With No Down Payment Required appeared first on Investor Junkie.

SoFi Money Review: A No-Fee, High-Yield Checking Account

by Hannah Rounds @ MagnifyMoney

Mon Mar 26 12:37:02 PDT 2018

, the financial institution known for low rates and low fees on student loans and mortgages, is making a foray into consumer checking accounts. SoFi Money™, SoFi’s forthcoming checking account, will offer a high-yield checking account with no account fees. The new account isn’t yet available to the public, so you’ll have to if you … Continue reading SoFi Money Review: A No-Fee, High-Yield Checking Account

The post SoFi Money Review: A No-Fee, High-Yield Checking Account appeared first on MagnifyMoney.

How To Save Money: The Complete Guide | 115 Simple Ways To Save Money

by Jon Dulin @ MoneySmartGuides.com

Tue Feb 06 13:00:15 PST 2018

Are you living paycheck to paycheck and want to break the cycle? Are you making a good income but just can’t seem to save any money? If you want to learn how to save money you’ve come to the right place. Some people think that saving money is easy to do. For some, it is. […]

The post How To Save Money: The Complete Guide | 115 Simple Ways To Save Money appeared first on MoneySmartGuides.com.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Fri Mar 23 12:46:42 PDT 2018

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

Best Bank Account Promotions And Bonuses March 2018

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:01:13 PDT 2018

Find the best bank promotions, bonuses, offers and deals for 2018 here. Account bonuses are categorized into Personal, Savings and Business accounts and split into pages, so be sure to look through all the pages to view all the best current offers. Listed below are the best promotions from the biggest banks in the nation, such as Wells […]

Why Real Estate Will Always Be More Desirable Than Stocks

by Financial Samurai @ Financial Samurai

Thu Mar 15 02:28:45 PDT 2018

For most of my post college life, I’ve had a drastically larger exposure to real estate over stocks. I needed a place to live so I figured it was better to pay down a mortgage than to pay someone rent. When it was time to buy another property, I simply rented out my old place

The post Why Real Estate Will Always Be More Desirable Than Stocks appeared first on Financial Samurai.

Robo Advisors vs. Financial Advisors – Which One Should You Use?

by Kevin Mercadante @ Investor Junkie

Thu Feb 08 06:00:00 PST 2018

There are certain times when a robo advisor is the best choice for investing, while on other occasions a traditional advisor makes more sense. Here's how to tell when a robo advisor or traditional investment advisor is the better choice.

The post Robo Advisors vs. Financial Advisors – Which One Should You Use? appeared first on Investor Junkie.

TopCashBack: Free Glad Food Containers for Existing Members (+$10 Bonus For New Members)

by Jonathan Ping @ My Money Blog

Thu Mar 08 09:45:30 PST 2018

TopCashBack.com is a cashback shopping portal that rebates you back a percentage of your purchases made through retail sites like Macys.com or Walmart.com. In addition to competitive payout rates – they promise to rebate you 100% of all commissions earned – every so often TopCashBack runs “free stuff” promos for existing members, I suppose as […]

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

SDFCU Savings Secured Visa Platinum Card Review

by Beverly Harzog @ Beverly Harzog

Sat Feb 10 09:28:29 PST 2018

I really like credit unions. Like regular banks, there are some duds, of course. But in general, credit unions have some excellent consumer-friendly credit cards. Let’s take a look at the  SDFCU Savings Secured Visa Platinum Card and see how it compares to other secured credit cards. The State Department Federal Credit Union (SDFCU) does report […]

The post SDFCU Savings Secured Visa Platinum Card Review appeared first on Beverly Harzog.

The New Emergency Fund: Seven Components of an Emergency Plan

by Abby Hayes @ Consumerism Commentary

Tue Jan 02 07:00:49 PST 2018

It’s important to save for a rainy day. In this guide, we give you ideas on where to put an emergency fund and how much you should save. The world of personal finance is rife with oversimplified platitudes and one-size-fits-all advice. No where is this more evidenced than in the often-repeated advice about emergency funds. […]

The post The New Emergency Fund: Seven Components of an Emergency Plan appeared first on Consumerism Commentary.

The Ultimate Guide To Finding The Best Online Broker

by Jon Dulin @ MoneySmartGuides.com

Wed Mar 14 04:42:48 PDT 2018

When it comes to investing, there is no one size fits all approach. This is a problem when you are trying to find the best online broker. Unfortunately no one can claim to be the best online broker for every investor. Some investors are young and only have a little money to invest. Others are […]

The post The Ultimate Guide To Finding The Best Online Broker appeared first on MoneySmartGuides.com.

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Tue Feb 06 07:00:57 PST 2018

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.

13 Incredibly Easy Ways To Make $1,000 Fast

by Jon Dulin @ MoneySmartGuides.com

Tue Mar 06 10:24:22 PST 2018

Are you in need of some fast cash? Are you looking to make $1,000 fast? Maybe make $500 quickly? Regardless if you need the money to pay your rent, to buy the latest gadget, or just to build up your emergency fund, you can make $1,000 fast. You just have to think outside the box. […]

The post 13 Incredibly Easy Ways To Make $1,000 Fast appeared first on MoneySmartGuides.com.

Student Loan Forgiveness Program Receives New Life With $350 Million Concession

by Andrew Rombach @ LendEDU

Tue Mar 27 14:52:29 PDT 2018

The recent $3.1 trillion federal spending bill includes $350 million for student loan forgiveness. U.S. student loan borrowers who labor in public service jobs may receive assistance from a one-time $350 million federal program expansion. With this expansion, teachers, nurses, and other public service employees might see some forgiveness of their student loan debt.The expansion was […]

The post Student Loan Forgiveness Program Receives New Life With $350 Million Concession appeared first on LendEDU.

Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway)

by Philip Taylor @ PT Money

Sat Mar 10 21:11:13 PST 2018

TLDR: buying a house isn’t the best way to build wealth – the stock market is better – but buying a home is still a great idea if you do it right. Buying a House is Still Part of Our “American Dream” Despite the buzz about renting being the new hottie, buying a home is […]

The post Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway) appeared first on PT Money.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Mon Mar 26 07:00:54 PDT 2018

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

12 Clever Places to Donate Your Used Old Books

by Makenzi Wood @ Wallet Hacks

Wed Mar 21 04:00:34 PDT 2018

If you're like me, you know there's nothing quite like cracking open a book. For decades us bookworms have amassed impressive collections of books to expand our small slice of the world. However, it's easy to get overwhelmed with books. I used to have an entire room in my house just for my books. It […]

The post 12 Clever Places to Donate Your Used Old Books appeared first on Wallet Hacks.

The Surprising Average 401k Plan Balance By Age

by Jon Dulin @ MoneySmartGuides.com

Wed Jan 17 04:26:44 PST 2018

I’m a competitive person. I like to challenge myself to be the best I can be. And in many regards, I compare my progress with others. A few years ago, I compared myself to others in terms of how much I had saved for retirement. While it is natural to want to a benchmark for […]

The post The Surprising Average 401k Plan Balance By Age appeared first on MoneySmartGuides.com.

That’s a Wrap

by Julie @ The Family CEO

Wed May 20 14:17:30 PDT 2015

Last week I started a conversation with Tom this way: “I need to talk to you about something, and it’s going to sound familiar.” If you’ve read this blog for any length of time, it’s going to sound familiar to you too. The something I needed to talk about was, of course, what to do […]

The post That’s a Wrap appeared first on The Family CEO.

How to Watch Live Sports Online for Free

by Jim Wang @ Wallet Hacks

Tue Mar 13 04:00:27 PDT 2018

I have a secret. I live in Maryland but I love my New York teams (I'm that weird Mets, Jets, Knicks combo). I'm not a die-hard fan in that I rearrange my schedule because I must watch every game (good luck — that's 260 games combined), but I like catching a game when I can. […]

The post How to Watch Live Sports Online for Free appeared first on Wallet Hacks.

Treasury Bills vs CD vs Money Market

by Harry Sit @ The Finance Buff

Tue Feb 27 06:51:00 PST 2018

Treasury bills have become more competitive and more convenient than CDs.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Treasury Bills vs CD vs Money Market is copyrighted material from The Finance Buff. All rights reserved.

The 8 Best Services for Checking Your Credit Score

by Kevin Mercadante @ Investor Junkie

Tue Jan 30 06:00:58 PST 2018

Do you know your current credit score? There are many sites that promise to help you check and monitor your score, but which is the best? Here, we take a look at the eight top sites.

The post The 8 Best Services for Checking Your Credit Score appeared first on Investor Junkie.

interlining baggage with UA, how to pay?

by saaveraward @ FlyerTalk Forums

Tue Mar 27 21:34:11 PDT 2018

I'm flying 2 separate tickets: ICN-IAD on KE and then onward on UA. KE will check my baggage through to my final destination. I will retrieve my bag at IAD midfield and then hand it off at the transfer desk and go to the UA gate. Here's the...

How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Sun Mar 25 14:01:08 PDT 2018

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

Uber Visa Review

by Abby Hayes @ Consumerism Commentary

Tue Feb 27 03:00:00 PST 2018

Uber has moved from transportation to credit cards with the introduction of the Uber Visa. But is it a good rewards card? We have all the details in our Uber Visa review. The popular ride-sharing service Uber has recently entered the credit card game with its Uber Visa Card. This slick-looking black card comes with […]

The post Uber Visa Review appeared first on Consumerism Commentary.

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 06:01:04 PST 2017

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

How I Got a Round-Trip Ticket From Atlanta to Chicago for $11.20

by Beverly Harzog @ Beverly Harzog

Wed Jul 19 13:39:43 PDT 2017

My daughter, Ashley, lives in Illinois and I hadn’t seen her since Christmas. I couldn’t take it any longer, so a few weeks ago, I picked a date to go visit her. I knew I had more than enough reward miles to get a “free” ticket. Okay, it’s not totally free because I had to pay […]

The post How I Got a Round-Trip Ticket From Atlanta to Chicago for $11.20 appeared first on Beverly Harzog.

Ellevest Promotion – Get Up to $750 Cash Bonus

by Elizabeth Shutty @ Investor Junkie

Thu Feb 15 14:29:21 PST 2018

Ellevest is a robo-investing platform designed by women for women. It was founded in 2016 by Sallie Krawcheck, a former Wall Street executive who felt investment firms don’t customize their services enough for women. […]

The post Ellevest Promotion – Get Up to $750 Cash Bonus appeared first on Investor Junkie.

Found Money Report for March 2017: $1998

by Julie @ The Family CEO

Mon Apr 03 05:00:08 PDT 2017

One of the most powerful strategies I’ve run across as a Family CEO is using found money to pay of debt and build savings. You can read about it here. I write these reports to let you know where we’ve found money, hopefully to inspire you to do the same. Here’s where we found money […]

The post Found Money Report for March 2017: $1998 appeared first on The Family CEO.

Question: Could you please help check the routing for my 1st reward redemption?

by laxeash @ FlyerTalk Forums

Tue Mar 27 20:43:03 PDT 2018

Hello This is my first time trying to book award flights. Booking 3 business class tickets for travel in Jan/Feb 2019. YYZ-TPE (EVA) TPE-BKK (EVA) - stop 1 BKK-SIN (Singapore airlines) SIN-ADL (Singapore airlines) ADL-AKL (Economy) - stop...

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Mon Oct 30 07:59:13 PDT 2017

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

How to Get Out of Debt, Fast! A Step-by-Step Guide

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Wed Jan 03 09:00:05 PST 2018

If you know the basics of personal finance, you may already know the most powerful force in the financial universe is compound interest. With compound interest, it’s easier to grow wealthier over time as the interest you earn compounds on itself over and over again. Unfortunately, compound interest can just as easily work against you as ... Read More about How to Get Out of Debt, Fast! A Step-by-Step Guide

The post How to Get Out of Debt, Fast! A Step-by-Step Guide appeared first on Cash Money Life | Personal Finance, Investing, & Career.

BankAmericard Secured Credit Card Review

by Beverly Harzog @ Beverly Harzog

Thu Sep 21 06:52:10 PDT 2017

Note to my subscribers: If you’ve gotten this post twice, my apologies. When it went out two days ago, I had not published an updated review for it. In fact, I have no idea why that went out since the pub date was January 17, 2017. Anyway, this is now updated! Sorry for the confusion. […]

The post BankAmericard Secured Credit Card Review appeared first on Beverly Harzog.

Waiver of Premium Rider

by Paul Moyer @ Cash Money Life | Personal Finance, Investing, & Career

Wed Dec 27 11:35:42 PST 2017

Life insurance can provide peace of mind in knowing that loved ones and survivors will have the funds that they need in case of the unexpected. But, not all life insurance policies are exactly alike, so in many cases, adding various riders can help to better “customize” the coverage to fit specific anticipated needs. A ... Read More about Waiver of Premium Rider

The post Waiver of Premium Rider appeared first on Cash Money Life | Personal Finance, Investing, & Career.

The Key To Living Longer: Fear Being Alone Far More Than Going Broke

by Financial Samurai @ Financial Samurai

Tue Feb 13 02:18:38 PST 2018

I’ve always told my wife that if all goes to hell, at least we’ll still have each other. After all, we met during college when neither of us had any money. We were happy just spending time together between classes in the Sunken Gardens at The College of William & Mary. Having to start over

The post The Key To Living Longer: Fear Being Alone Far More Than Going Broke appeared first on Financial Samurai.

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

Mon Oct 30 09:56:12 PDT 2017

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

4 Creative Benefits Employers Use to Entice New Talent

by Jolene Latimer @ Student Loan Hero

Mon Mar 26 14:59:09 PDT 2018

Unique employee benefits can be an important tool for your personal financial goals.

The post 4 Creative Benefits Employers Use to Entice New Talent appeared first on Student Loan Hero.

Student Loan Consolidation: Everything You Need to Know

by Ben Luthi @ Student Loan Hero

Fri Mar 23 14:34:38 PDT 2018

Student loan consolidation can help you simplify your education debt or pay it down faster. Understand your options and whether they're right for you.

The post Student Loan Consolidation: Everything You Need to Know appeared first on Student Loan Hero.

MemoryBank $100 Checking Account Bonus & 1.60% APY

by Tony Phan @ MoneysMyLife

Tue Mar 27 09:27:10 PDT 2018

Find the latest bonuses and promotions from MemoryBank udpated here. Launched in 2016, MemoryBank is a newer online banking institution offering Checking accounts available nationwide. Operating online, you are going to have much better interest rates compared to traditional banks. MemoryBank customers will also have access to a network of over 85,000 ATMs. Similar to […]

Credit Unions vs Banks – How they Differ and What It Means to You

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Wed Feb 14 13:58:24 PST 2018

Savvy consumers know they shouldn’t pay too much for banking services (after all, that is how banks make money). That’s why a record number of Americans are turning to credit unions for their banking needs. A lot of this has had to do with efforts to encourage consumers to move their money from big banks charging ... Read More about Credit Unions vs Banks – How they Differ and What It Means to You

The post Credit Unions vs Banks – How they Differ and What It Means to You appeared first on Cash Money Life | Personal Finance, Investing, & Career.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 04:00:00 PST 2017

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

Involuntary downgrade; can I wait for next available premium seat?

by jonsail @ FlyerTalk Forums

Tue Mar 27 21:35:48 PDT 2018

The following actual fact pattern has given rise to this question: Fact Pattern: Seabourn booked me and Mrs. Jonsail far in advance in all premium cabins on a very low cruise fare for a route which included the following return: ARN-AMS-SLC. It...

8 Major Ways You’re Busting Your Budget When You Travel

by Rebecca Safier @ Student Loan Hero

Fri Mar 23 15:42:21 PDT 2018

Is travel draining your bank account? Here are eight money mistakes people make on vacation — and how to avoid them on your next trip.

The post 8 Major Ways You’re Busting Your Budget When You Travel appeared first on Student Loan Hero.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Betterment vs. Vanguard – Which Robo Advisor Is Better?

by Ruth Lyons @ Investor Junkie

Tue Mar 20 11:10:17 PDT 2018

Betterment and Vanguard Personal Advisor Services are two popular robo-investing platforms. But which one is better? We put them head-to-head to find out.

The post Betterment vs. Vanguard – Which Robo Advisor Is Better? appeared first on Investor Junkie.

Found Money Report for April

by Julie @ The Family CEO

Sat May 27 08:33:52 PDT 2017

Happy Memorial Day weekend! I hope this post finds you relaxing with family and friends. This is one of my regular Found Money Reports, this time covering the month of April, 2017. You can find more info on what Found Money is and how I use it here. The job we’ve given our Found Money […]

The post Found Money Report for April appeared first on The Family CEO.

Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Tue Feb 20 04:07:16 PST 2018

Thank you H&R Block for sponsoring this post. While this was a sponsored opportunity from H&R Block, all content and opinions expressed here are my own. Note: all tax information refers to the 2017 tax season and is accurate at the time of publication. The American Tax system is complicated. But sometimes the aspects that ... Read More about Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions

The post Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Fast lane for ICN arrival and departure for CX pax?

by LuxuryLifestyle @ FlyerTalk Forums

Tue Mar 27 19:52:46 PDT 2018

Hello all, My first post here so please pardon me if I am in the wrong thread, question as title, does anyone know if there is any "fast lane pass" distributed to CX passengers traveling on business class to Incheon Airport (Seoul, Korea)? Thank...

NYT Financial Tuneup Day 6: Property Insurance

by Jonathan Ping @ My Money Blog

Wed Mar 07 21:00:24 PST 2018

Day 6 of the NY Times 7-Day Financial Tuneup is about insurance. Specifically, either homeowner’s or renter’s insurance to protect yourself against a large financial hit. (Sign up for your own personalized tune-up here.) Do a home inventory. Basically, take a video of everything you’d want an insurance company to replace if your home was […]

Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K

by Ashley Chorpenning @ PT Money

Mon Feb 12 08:52:12 PST 2018

When you started your first job, were you offered a 401(k) account? And if you were, did you even know what that meant? PT's note: When I started my first big career job (nine months with KPMG out of Shreveport, LA) I never invested with the 401K! I didn't even get the match! It wasn't […]

The post Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K appeared first on PT Money.

Never Worth It? Overdraft Protection, Student Loan Assistance, and Payment Accelerators

by Jonathan Ping @ My Money Blog

Sun Mar 11 22:46:48 PDT 2018

A lot of financial articles are all about optimizing or finding the “best”. The best bank account, best credit card, best mutual fund, etc. However, this CurrentAffairs.org article Nothing For Money takes a different perspective. They outline three “Bullsh– Financial Products” (BFPs) that are never, ever worth the money. There is no “best” to recommend. […]

What Student Loan Borrowers Can Expect from the Fed’s Rate Hike

by Mike Brown @ LendEDU

Fri Mar 23 13:53:06 PDT 2018

The Federal Reserve, under Jerome Powell's leadership, recently raised interest rates that will impact some student borrowers.With the Federal Reserve’s announcement to increase the federal funds rate, many consumers are worried about how this will affect terms for borrowing money and accessing credit, including the impact on student loans.The short answer: Some student loan borrowers […]

The post What Student Loan Borrowers Can Expect from the Fed’s Rate Hike appeared first on LendEDU.

Five Steps To Improving Productivity: A Quora Case Study

by Financial Samurai @ Financial Samurai

Mon Feb 19 02:28:52 PST 2018

Since making money from our investments might be getting more difficult, it’s good if everybody figures out how to improve productivity. During a downturn, corporations try to squeeze employees to do more after letting go of a bunch of people. But working more is not my definition of being more productive. Working the the same

The post Five Steps To Improving Productivity: A Quora Case Study appeared first on Financial Samurai.

interlining baggage with UA, how to pay?

by saaveraward @ FlyerTalk Forums

Tue Mar 27 21:34:11 PDT 2018

I'm flying 2 separate tickets: ICN-IAD on KE and then onward on UA. KE will check my baggage through to my final destination. I will retrieve my bag at IAD midfield and then hand it off at the transfer desk and go to the UA gate. Here's the...

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Tue Jan 30 05:00:49 PST 2018

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

7 Free Ways to Monitor Your Money

by Josh Patoka @ Debt RoundUp

Mon Nov 13 07:15:30 PST 2017

If you are even halfway serious about trying to get out of debt or simply want to spend $100 less a month, one of the first steps you need to take is monitoring your monthly spending. Before you think that the only way to track how much you spend is to pay for a monthly […]

The post 7 Free Ways to Monitor Your Money appeared first on Debt RoundUp, the content owner.

APR vs. APY: How One Letter Makes a Big Difference

by Stephanie Colestock @ Consumerism Commentary

Thu Feb 15 03:00:00 PST 2018

APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]

The post APR vs. APY: How One Letter Makes a Big Difference appeared first on Consumerism Commentary.

How the Opioid Crisis Is Hurting the U.S. Economy

by Bob Sullivan @ MagnifyMoney

Tue Mar 27 04:46:21 PDT 2018

On March 6, the CDC released data showing incredible spikes in opioid-related emergency room visits since July 2016: in Wisconsin, they were up 109 percent; in Illinois, up 66 percent; Delaware, 105 percent, Pennsylvania, 81 percent. These are just some of the devastating numbers behind the growing health crisis. The CDC says 64,000 people died … Continue reading How the Opioid Crisis Is Hurting the U.S. Economy

The post How the Opioid Crisis Is Hurting the U.S. Economy appeared first on MagnifyMoney.

Credit One Credit Cards Review

by Beverly Harzog @ Beverly Harzog

Thu Dec 07 00:56:42 PST 2017

If you have bad credit, it’s tough to find an unsecured credit card that doesn’t try to pick your pocket with fees and high APRs. For example, the Credit One credit cards look good on the surface, but not when you look under the hood. And, as you know, I love to look under the hood. The […]

The post Credit One Credit Cards Review appeared first on Beverly Harzog.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 06 05:00:27 PST 2017

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

The post How to Improve Your Credit Score appeared first on Consumerism Commentary.

Longest you've ever waited at the Admirals Club bar?

by davie355 @ FlyerTalk Forums

Tue Mar 27 21:39:01 PDT 2018

I would not kvetch about this anywhere but FlyerTalk. I walked up to the SFO AC bar (some patrons sitting with a drink, but no queue) and found one bartender slowly preparing three very complicated drinks - each made with apple slices, syrup, and...

These 4 Types of Loans Can Help You Pay for Your Nursing Degree

by Miranda Marquit @ Student Loan Hero

Fri Mar 23 12:09:13 PDT 2018

Do you need student loans for nursing school? From federal student loans to private debt, here are your options to pay for your degree.

The post These 4 Types of Loans Can Help You Pay for Your Nursing Degree appeared first on Student Loan Hero.

The Best Smoke Detectors for Your Money

by Stephanie Colestock @ Consumerism Commentary

Tue Mar 27 03:00:00 PDT 2018

Nothing is more important for your safety than a reliable smoke detector. To help you make a wise choice, here are the best smoke detectors for your money. Having adequate and working smoke alarms in your home isn’t just a personal preference. These gadgets are easy to take for granted. But they can mean the […]

The post The Best Smoke Detectors for Your Money appeared first on Consumerism Commentary.

Quicken Alternatives – What Replacements Are Available?

by Eric Rosenberg @ Investor Junkie

Sat Mar 10 06:00:23 PST 2018

Quicken is the grandaddy of personal finance software. But some people just don't like it. If you're one of them, here are some other options you should explore.

The post Quicken Alternatives – What Replacements Are Available? appeared first on Investor Junkie.

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

Thu Jan 11 06:00:00 PST 2018

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

Loans for Veterans with Bad Credit: Personal, Guaranteed, & More

by Katie Spence @ First Quarter Finance

Thu Mar 22 16:00:00 PDT 2018

If you’re currently in the military or previously served and have bad or no credit, there are still a number of lenders that will work with you. We have the list of lenders, including Navy Federal Credit Union, Omni Financial, Military-Loans.com, VA Home Loan Centers, Pioneer Services, and Kabbage, that will help you build or rebuild your […]

The post Loans for Veterans with Bad Credit: Personal, Guaranteed, & More appeared first on First Quarter Finance.

Green Dot Bank primor Secured Visa Classic Card Review

by Beverly Harzog @ Beverly Harzog

Fri Jan 19 09:12:10 PST 2018

How does a fixed rate and a limited credit check sound to you? Well, if you’re in a situation where this sounds pretty awesome, then the primor Secured Visa Classic Card has your back. And while we’re at it, there’s another card in this portfolio that has a fixed rate: It’s called the Secured primor Gold credit card.   I’m […]

The post Green Dot Bank primor Secured Visa Classic Card Review appeared first on Beverly Harzog.

Need Recs: Long Weekend in Virginia w/ luxury hotel or inn featuring gluten-free fare

by umbrella007 @ FlyerTalk Forums

Tue Mar 27 20:06:20 PDT 2018

Have a weekend gap between work in Richmond and D.C., so looking to spend a long weekend somewhere in the commonwealth (or a short one-way flight away)... but need a luxury hotel or inn with dedicated gluten-free options. Any known destinations or...

The Simple Steps To Earning A Raise Year After Year

by Jon Dulin @ MoneySmartGuides.com

Wed Feb 28 04:21:00 PST 2018

Are you tired of getting passed by for promotions and raises? Maybe you do get a raise but it is only a minuscule 2% cost-of-living adjustment every year. Do you want to know how to earn a raise? Maybe you want to get bigger raises, have a fatter paycheck, and swim in a vault of […]

The post The Simple Steps To Earning A Raise Year After Year appeared first on MoneySmartGuides.com.

Chase Total Checking $300 + Savings $200 Bonus ($500 Total)

by Jonathan Ping @ My Money Blog

Tue Mar 13 20:30:31 PDT 2018

Here’s a Chase Bank Total Checking + Savings account promotion offering up to $500 total for new customers. The major catches are that you must switch over a “real” direct deposit to get the $300 checking bonus, and you’ll need a $15,000 deposit for 90 days to get the $200 savings bonus. Some of the […]

How To Survive On $1,000 A Month. The Tricks To Help You Succeed Are Here.

by Jon Dulin @ MoneySmartGuides.com

Wed Jan 31 07:10:53 PST 2018

What is your financial situation right now? Are you making ends meet or are you struggling? Maybe you are somewhere in between. The choices we make every day with our money seem insignificant at the time. What’s $5 for some snacks at the convenience store? What’s $12 for that cool new case for our phone? In the […]

The post How To Survive On $1,000 A Month. The Tricks To Help You Succeed Are Here. appeared first on MoneySmartGuides.com.

39 of the Best Financial Tips to Start the New Year

by Grayson Bell @ Debt RoundUp

Mon Jan 01 10:43:54 PST 2018

The new year is here and I’m sure you’re ready to get started on your resolutions. Typically people are focusing on their weight, especially after two holidays of eating good food. I know I could lose a few pounds after this holiday break. More importantly, some are focusing their goals on their finances and I […]

The post 39 of the Best Financial Tips to Start the New Year appeared first on Debt RoundUp, the content owner.

Wells Fargo Banking Promotions: $200 Checking Bonus

by Jim Wang @ Wallet Hacks

Wed Mar 14 04:00:49 PDT 2018

Banks need accounts. You need more cash. How about $200 to open a Wells Fargo Everyday Checking account and making it your main bank account? That's what Wells Fargo is willing to do if you're willing to open an account and set up a direct deposit of at least $500. After you've had three deposits […]

The post Wells Fargo Banking Promotions: $200 Checking Bonus appeared first on Wallet Hacks.

Five Lessons From Doing My Taxes For Over 10 Years

by Financial Samurai @ Financial Samurai

Mon Mar 05 02:18:33 PST 2018

This post is sponsored by H&R Block. In 2000, I paid a CPA $500 to file my incredibly simple tax return because I had no idea what I was doing. Granted, I had a lot of trades in 1999 to calculate since it was the dotcom mania back then. After realizing $500 was expensive, I

The post Five Lessons From Doing My Taxes For Over 10 Years appeared first on Financial Samurai.

Are the Warehouse Club Benefits Actually Worth the Money?

by Josh Patoka @ Debt RoundUp

Tue Oct 31 08:35:44 PDT 2017

You might think that warehouse clubs like Costco and Sam’s Club are only useful for buying food and household items for less than you could buy the same items at your local supermarket or department store. To add even more value to your annual membership fee, warehouse clubs have also rolled out additional services like […]

The post Are the Warehouse Club Benefits Actually Worth the Money? appeared first on Debt RoundUp, the content owner.

Experian IdentityWorksSM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting

by Philip Taylor @ PT Money

Tue Jan 30 11:23:15 PST 2018

**This article contains sponsored advertising content. About IdentityWorksSM In 2016 alone, more than 15.4 million consumers in the United States were victims of identity theft with more than 16 billion dollars stolen. With online shopping and credit card usage skyrocketing, it is not surprising that identity theft hit an all time high in 2016. Recognizing […]

The post Experian IdentityWorks^SM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting appeared first on PT Money.

HSBC Bank Review: $100 – $1000 Checking Promotions

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:12 PDT 2018

Get new HSBC Bank promotions, bonuses and offers here for new Checking and Savings accounts. Typical bonuses in the past have been for $100, $200 and up to $750 in cash. HSBC Bank has over 200 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. If you’re […]

BillFixers Review: Why You Should Let Them Negotiate Your Bills

by Emily Guy Birken @ PT Money

Mon Mar 19 11:43:06 PDT 2018

Editor's note: PT here. I'm happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below… Bills, bills, bills! They can seem never-ending. From […]

The post BillFixers Review: Why You Should Let Them Negotiate Your Bills appeared first on PT Money.

Chase Business Checking Account Review – and $200 Sign Up Bonus!

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Thu Mar 15 14:57:44 PDT 2018

Chase Bank is one of the largest banks in the US, with the second highest number of physical branches. This makes them well-positioned to offer a Business Checking product that can meet the needs of just about any size business. In this Chase Business Checking review, we take a deep look at what Chase Bank ... Read More about Chase Business Checking Account Review – and $200 Sign Up Bonus!

The post Chase Business Checking Account Review – and $200 Sign Up Bonus! appeared first on Cash Money Life | Personal Finance, Investing, & Career.

How to Pay Off Debt with a Low Income and Start Saving for the Future.

by Josh Patoka @ Debt RoundUp

Mon Mar 12 07:15:50 PDT 2018

Paying off debt is hard for anyone. It’s always on your mind until it’s gone and wiped clean. Debt hovers over you like a dark cloud just waiting to storm. Those clouds seem to be even darker when you have a low income. Without the necessary funds to pay down debt quickly, it can feel […]

The post How to Pay Off Debt with a Low Income and Start Saving for the Future. appeared first on Debt RoundUp, the content owner.

Modern Newspaper Delivery Boy = Kid’s YouTube Channel?

by Jonathan Ping @ My Money Blog

Sat Mar 17 01:35:44 PDT 2018

While reading the intriguing autobiography of successful investor and mathematician Edward Thorp, it was mentioned that he was a newspaper delivery boy. Warren Buffett was famously a newspaper delivery boy, and still conducts a newspaper-throwing contest at annual Berkshire shareholder meetings. Coincidence? Newspaper delivery boys and girls had to develop responsibility, dependability, self-motivated, and people […]

Trailer Financing for Bad Credit (or No Credit) Borrowers

by Katie Spence @ First Quarter Finance

Mon Mar 26 16:00:15 PDT 2018

Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]

The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Fri Nov 10 04:51:08 PST 2017

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

15 Inspirational Life Lessons To Remember Every Day

by Jon Dulin @ MoneySmartGuides.com

Wed Feb 14 04:07:37 PST 2018

The great thing about life is that every morning is another chance to be the best you that you can possibly be. As we go through this journey of life, we pick up little nuggets of inspiration along the way. In my 39 years, I’ve come across many of these nuggets. I take these life […]

The post 15 Inspirational Life Lessons To Remember Every Day appeared first on MoneySmartGuides.com.

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 13 04:00:00 PST 2017

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

Incredible Bank Online Savings And CD Accounts Promotions, Offers

by Tony Phan @ MoneysMyLife

Sat Mar 24 22:00:47 PDT 2018

Find the latest promotions and offers from Incredible Bank here. Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers. By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions. Be sure to compare […]

Mint.com Alternatives 2018 – What Replacements Are Available?

by Kara Perez @ Investor Junkie

Sat Mar 10 06:00:25 PST 2018

Many of the alternatives have developed features that make Mint.com seem like a toy. We run down the list of eight other options.

The post Mint.com Alternatives 2018 – What Replacements Are Available? appeared first on Investor Junkie.