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Lender Calls – Q4 Roundup

by Steve Huebl @ Mortgage Rates & Mortgage Broker News in Canada

Fourth-quarter earnings for the country’s largest broker channel lenders wrapped up a tumultuous year that delivered a mixed bag of results. Just as Home Capital is recovering from its liquidity crises of early 2017, Street Capital now finds itself “middle of a multi-year transition,” according to CEO Duncan Hannay, as it adapts to the new […]

CIBC's New Mortgage App Raises Stakes - Part II - Mortgage Rates & Mortgage Broker News in Canada

CIBC's New Mortgage App Raises Stakes - Part II - Mortgage Rates & Mortgage Broker News in Canada


Mortgage Rates & Mortgage Broker News in Canada

Tweet Share 0 LinkedIn 0 Yesterday we looked at Hello Home, CIBC’s new mobile mortgage app. That story touched on how and why CIBC built it. Today we’ll examine what this technology means for the bank and for others in the mortgage business. Once again, we spoke with CIBC’s in-house tech sage, Aayaz Pira, VP of Digital Channels. …

Flexible. Convenient. Smart. Hello CIBC Smart™ Account - CAC

Flexible. Convenient. Smart. Hello CIBC Smart™ Account - CAC


CAC

I still remember the first time I opened my own personal chequing account at the ripe and ambitious age of 15, all on my own.  I finally landed my first “real” part-time job (outside of my dads assistance and work) and started to see a more independent and steady cash flow. At that age, money … Read more...

Discover L’Occitane’s First Gourmand Fragrance, Terre de Lumière

by Carol @CarolAuCourant @ CAC

Have you ever experienced a moment or a place in your life that you wanted to capture in a bottle to savour over and over again?  The essence of Provence during the ever so beautiful and serene Golden Hour has been encompassed in a bottle to radiate and delight your senses with L’Occitane’s first Gourmand […] Read more...

The post Discover L’Occitane’s First Gourmand Fragrance, Terre de Lumière appeared first on CAC.

The time when Tom Jones spent a weekend partying and playing snooker at a B.C. ranch in 1981

The time when Tom Jones spent a weekend partying and playing snooker at a B.C. ranch in 1981

by Jon Azpiri @

On a day when the former home of Umberto Menghi's Il Giardino was being relocated, the restaurateur reminisces about a wild weekend with singer Tom Jones.

Slow Cooker Easy Lasagna

by Tammi @ My Organized Chaos

Making a homemade comfort food that the whole family loves just got easier with this Slow Cooker Easy Lasagna! This Italian dish often served on special occasions can now be enjoyed on any day thanks to delicious and traditional lasagna ingredients cooked in the crockpot.   Slow Cooker Easy Lasagna   Lasagna is one of those […]

The post Slow Cooker Easy Lasagna appeared first on My Organized Chaos.

Workday and Slack announce partnership; Google, Microsoft and Facebook on the horizon

by Alex Coop @ ITBusiness.caITBusiness.ca

Workday is partnering with Slack and “actively partnering” with Google, Microsoft and Facebook, the company announced last week. The partnership with Slack, announced March 21, will let customers access Workday from within the Slack interface to access co-worker information, give employees feedback or request time off without having to leave Slack. “While work is becoming…

Canadian Dollar Update March 20, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.3073-1.3074      Overnight Range:     1.3052-1.3088 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $63.18 and gold is at $1,311.  US futures are higher. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.3115.  […]

The post Canadian Dollar Update March 20, 2018 appeared first on Knightsbridge FX.

How to read a cheque for direct deposit set up

How to read a cheque for direct deposit set up


Everest Support

Many employees will provide a voided cheque for direct deposit payment. In order to set up an employee with direct deposit payment, we will need three numbers: the Route (financial institution), Tr...

Four Signs Spring has Almost Arrived

by Tammi @ My Organized Chaos

This post is sponsored by Bayer. To make sure these products are right for you, always read and follow the label. This time of year is always back and forth, the transition from winter to spring seems to be two steps ahead and one step back. There’s always the chance {more like, probability} of more […]

The post Four Signs Spring has Almost Arrived appeared first on My Organized Chaos.

FBI raid home of NXIVM co-founder following arrest of Keith Raniere, Hollywood sex cult leader

FBI raid home of NXIVM co-founder following arrest of Keith Raniere, Hollywood sex cult leader

by @

The raid of the home of NXIVM president Nancy Salzman came on the day the group's longtime leader, Keith Raniere, appeared in federal court in Texas.

7 Foods that Boost Energy Levels

by Tammi @ My Organized Chaos

Do you wake up every morning feeling sluggish and tired, no matter how long you sleep? Do you struggle to get done with your day to day activities? Fatigue and weakness can hit you a lot harder than you’d like, and has the potential to last throughout the entire day. While most of us turn […]

The post 7 Foods that Boost Energy Levels appeared first on My Organized Chaos.

Should I Become an Uber Driver-Partner in Canada? Pay, Requirements + Sign Up Guide

by Kyle @ Young And Thrifty

If you’re looking to become an Uber driver and get paid by working on your own schedule – then you’re in the right place!  We’re constantly updating this article to reflect the latest Uber hiring practices, requirements to become an Uber driver, and how much Uber drivers get paid.   With so many people these…

Should I Become an Uber Driver-Partner in Canada? Pay, Requirements + Sign Up Guide first appeared on Young And Thrifty

Connect Through Play with Telus #Giveaway #TeamTelus

by Carol @CarolAuCourant @ CAC

With the help of technology, we are now, more than ever, able to stay connected to the people and the things that matter most in our lives.  Either through our phones, computers and even our accessories!   As parents, one way we like to stay connected with our children is through play.  We also want […] Read more...

The post Connect Through Play with Telus #Giveaway #TeamTelus appeared first on CAC.

Holiday Road Trip Packing Essentials #StreamTeam

by Carol @CarolAuCourant @ CAC

It’s that time of the year where many are packing their bags and vehicles and prepping for long drives or plane rides to spend time with loved ones this holiday season. My nearest family is hours away so simple road trips for special occasions and holiday parties always require some prepping which mostly includes small […] Read more...

The post Holiday Road Trip Packing Essentials #StreamTeam appeared first on CAC.

Hashtag Trending – Facebook saga continues; Uber gives up Southeast Asia; Walmart expands robot fleet

by Alex Coop @ ITBusiness.caITBusiness.ca

The Facebook saga continues, Uber gives up on Southeast Asia, and Walmart expands its robot fleet.   The Federal Trade Commision has confirmed that it’s investigating Facebook’s data practices on the heels of the Cambridge Analytica leak of 50 million Facebook users’ information. In a statement, the FTC says it takes the recent reports about…

Hashtag Trending – Huawei’s woes; Chrome update mutes autoplay ads; LinkedIn’s top companies to work for

by Brian Jackson @ ITBusiness.caITBusiness.ca

Huawei’s plans for U.S. expansion hit another road bump, Chrome’s next update will put a stop to autoplay video ads with sound, and a LinkedIn list of top companies to work for is dominated by technology giants.

Tim Hortons promotes new Dark Roast blend by offering coupons and free stuff

by Ian Hardy @ Inside Timmies

Tim Hortons unveiled a new Dark Roast blend this week and the world shifted. The masters at Timmies noted this change was due to “guest feedback” and it inspired “Tims to deliver a darker, richer Dark Roast Coffee.” Looks like the best place on Earth is looking to promote this goodness as it has sent […]

This one link is the only way to truly delete your Facebook profile

by Brian Jackson @ ITBusiness.caITBusiness.ca

Nine years after the Privacy Commissioner of Canada requested that Facebook make its account deletion option more accessible, the link to do so remains as hidden and hard to find as ever. Meanwhile, the legal organization that issued the complaint triggering that report is still not satisfied that Facebook addressed its concerns. When we last…

Seth Godin Is Right - Bank Of Montreal Does Not Care

Seth Godin Is Right - Bank Of Montreal Does Not Care


Six Pixels of Separation - The Mirum Blog & Podcast

I recently read Seth Godin's Blog postings, We Don't Have To Care, Part I and We Don't Have To Care, Part II. Seth Godin is always right. I hate that about him ;) He thankfully never had to deal with...

Carol’s List List: Oh Baby! A Mom’s Self-Care Guide for the First Year

by Carol @CarolAuCourant @ CAC

When I brought home my firstborn, I remember feeling a stew of emotions ranging from euphoria to anxiousness.  Being a new mother was (and still is) one of the most beautiful yet terrifying experiences one can ever encounter.   You have this little human that relies heavily on you and only you (and your partner, […] Read more...

The post Carol’s List List: Oh Baby! A Mom’s Self-Care Guide for the First Year appeared first on CAC.

Savers Roundup April 2017: credit cards get worse, Motive Financial, and concern for Oaken Financial

by Peter @ Canadian High Interest Savings Bank Accounts

Amazon Visa discontinued Some people who make a lot of purchases across the border have found great value in the Amazon Visa. Although it only provides a mediocre 1% cash back rewards system, it does not charge foreign currency exchange fees that usually amount to 2.5%. However, as of early April 2017, you can no…

Canadian Dollar FX Update March 26, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.2890-1.2891      Overnight Range:     1.2840-1.2922 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $66.04 and gold is at $1,355.  US futures are lower. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.2941.  […]

The post Canadian Dollar FX Update March 26, 2018 appeared first on Knightsbridge FX.

Trade List FT: lots of popular coupons * Facebook albums just updated

by elayjosh @ SmartCanucks.ca Flyers, Deals Canada

_*These are just a few of my coupons For Trade:*_(see links to my face book albums at the end of this post for lots of my coupons) ...

Compare All Crossborder Banking Plans For Canadians | Knightsbridge FX

Compare All Crossborder Banking Plans For Canadians | Knightsbridge FX


Knightsbridge FX

We review all cross border banking plans for Canadians.  See how RBC, TD, BMO, Scotia, and CIBC cross border USA banking plans compare. Which is the best?

How Much Does a Retirement Residence Cost near Oakville or Mississauga? Part Two

by BetCrooks @ Financial Crooks

Here are the costs at one new Retirement Residence in Mississauga.

Savers Roundup January 2018: rising interest rates, TFSA season, and Tangerine switches up its promo

by Peter @ Canadian High Interest Savings Bank Accounts

Rising interest rates: how are savers affected? The Bank of Canada raised its key interest rate on January 17, 2018 by 0.25%. It now sits at 1.25%. 10 years ago, the key interest rate was being lowered from 4.25% to 4.00%, down from its latest peak a few months earlier at 4.75%. The rate bottomed…

Disgusting things Tim Hortons did to you this week

by Ian Hardy @ Inside Timmies

Tim Hortons is working hard to improve its customer service by implementing new tech to speed up lineup and consistency. However, there still seems to be a ton of work to do. Below are a few frustrations we found on social media that causes customers to wonder why they part with their hard earned money. […]

Slow Cooker Brown Sugar Pineapple Ham

by Tammi @ My Organized Chaos

Slow Cooker Ham is a classic and iconic meal, yet there’s so many variations on this recipe. Here is my go-to for the best Slow Cooker Brown Sugar Pineapple Ham ever, easy to make with just 5 ingredients – and so delicious!   Slow Cooker Brown Sugar Pineapple Ham   A great ham dinner is […]

The post Slow Cooker Brown Sugar Pineapple Ham appeared first on My Organized Chaos.

Zuckerberg breaks silence, admits mistakes, outlines next steps for Facebook

by Alex Radu @ ITBusiness.caITBusiness.ca

Facebook CEO Mark Zuckerberg has finally broken his silence on the Cambridge Analytica scandal, with a public Facebook post admitting that the social media giant has made some mistakes while also outlining how the company plans to fix things. “We have a responsibility to protect your data, and if we can’t then we don’t deserve…

Canadian Dollar Update March 21, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.2964-1.2965      Overnight Range:     1.2964-1.3079 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $64.34 and gold is at $1,328.  US futures are mixed. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.3034.  […]

The post Canadian Dollar Update March 21, 2018 appeared first on Knightsbridge FX.

CanadianForex review: great foreign exchange rates and support

by Peter @ Canadian High Interest Savings Bank Accounts

I’ve been using XE Trade for a few years for personal currency exchange and international funds transfers for my small business. I started to try CanadianForex a few months ago and have been very pleased with its rates and support. The basic premise is relatively straightforward and the same as XE Trade: you submit currency…

Hashtag Trending – Slack makes big privacy changes, YouTube will annoy users with more ads, former Uber CEO Travis Kalanick has a new gig

by Mandy Kovacs @ ITBusiness.caITBusiness.ca

Slack’s new privacy rules let your boss download your private chats, YouTube is increasing the number of ads before music videos so you subscribe to its music service, and former Uber CEO Travis Kalanick is a CEO again. First up from Google Trends is a pretty untimely announcement from Slack saying that it’s changing its…

10 of tech’s biggest missed opportunities

by Dan Tynan @ ITBusiness.caITBusiness.ca

People say hindsight is 20-20. If so, our vision is acute. Here are our picks for the biggest missed opportunities in the history of technology.

Social Media & Your Recruitment Strategy

by admin @ Donaldson and James Employment Solutions

Communication is the human trait that has arguably allowed us to dominate a planet filled with animals that are much stronger, faster and naturally more deadly than we are. Communication is the gateway to collaboration, which is the pinnacle of our existence. Helen Keller said it best when she stated that alone we can do […]

Summer to Fall New Beauty Covets

by Carol @CarolAuCourant @ CAC

It won’t be long till we bid farewell to rompers, open-toed sandals and iced coffees and bonjour to layered knits and apple and pumpkin-spiced everything.  Is it just me or has this summer been whizzing by? Wardrobes and routines may change but good thing is that we need not worry about changing up our beauty […] Read more...

The post Summer to Fall New Beauty Covets appeared first on CAC.

13 ways to boost SEO with social media backlinks

by Wolston Lobo @ ITBusiness.caITBusiness.ca

Linking back to your site from social media sites drives traffic and benefits your website from an SEO standpoint. There are several opportunities to create backlinks on social networks and they are highly trusted in Google’s eyes. This is a long post, but realistically it should take you just about an hour if you are…

Play On, Girls! Announcing the Playtex® Play On™ Canada Grant Recipients

by Carol @CarolAuCourant @ CAC

  I grew up in a household where fitness was a fundamental part of our day-to-day — my father was a basketball coach (and former college athlete) and he prides himself on keeping fit.  Although I may not have been an all-star athlete like my dad or my sister growing up, I had a deep […] Read more...

The post Play On, Girls! Announcing the Playtex® Play On™ Canada Grant Recipients appeared first on CAC.

Easy Guide for International Money Transfers

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

Whether you require to send money abroad to a relative in Australia, pay for a house purchase in the U.S, or remit salary to your overseas employee in India, there’s a cheaper way to handle this than wiring the funds through your bank. Most Canadians aren’t quite aware of that, but there are companies which … Continue reading Easy Guide for International Money Transfers

Food Basics (ON, gta) Mar 29 - April 4

by cyn88canada @ SmartCanucks.ca Flyers, Deals Canada

Whoever gives me a chocolate covered zombie will suffer. cough cough. Next: Anyway, moving along, we have the usual grocery flyers: No...

History of voice recognition: from Audrey to Siri

by Melanie Pinola @ ITBusiness.caITBusiness.ca

The major milestones from talking dolls to Google's 230 billion-word voice search system.

The Yummiest Fruit Salad with Citrus Honey Dressing #Recipe

by Carol @CarolAuCourant @ CAC

Give me a big bowl of fresh fruit every day and I’ll be satisfied forever.  I am truly obsessed.  You’ll be even more captivated after you try this refreshingly tasty fruit salad with a citrus honey dressing. I think my love for fruits started when I was a toddler and would remember going apple-picking with […] Read more...

The post The Yummiest Fruit Salad with Citrus Honey Dressing #Recipe appeared first on CAC.

Apple unveils new iPad, software at education event

by Alex Coop @ ITBusiness.caITBusiness.ca

Apple Inc. is pushing further into the education sector, and at its education event in Chicago this morning, unveiled a new iPad and some complementing software. The new 9.7-inch iPad, with support for Apple Pencil, features a large Retina display, the A10 Fusion chip and advanced sensors for apps that use augmented reality. Apple Pencil…

Real Canadian Superstore (ON) Mar 29 - April 4

by cyn88canada @ SmartCanucks.ca Flyers, Deals Canada

Happy Holidays! Again, check your store hours and don't be caught without lots and lots and lots of...coffee! LOL. No, seriously, 2 days off...

Maxi flyer March 29 - April 4

by couponlady @ SmartCanucks.ca Flyers, Deals Canada

Image: https://flyers.smartcanucks.ca/uploads/pages/100770/maxi-flyer-march-29-to-april-41.jpg ...

Up to $60 (Or More!) FREE From PayTM – BUT HURRY!

Up to $60 (Or More!) FREE From PayTM – BUT HURRY!

by DCTA @ Don't Call the Airline!

PayTM is currently offering several promotions, and you can earn more than $60 FREE! But hurry, you only have a few more days!

The post Up to $60 (Or More!) FREE From PayTM – BUT HURRY! appeared first on Don't Call the Airline!.

Sun, Sand & Smiles: #SummerON with Shoppers Drug Mart #Giveaway

by Carol @CarolAuCourant @ CAC

If there’s one aroma that always brings me the most pleasure and ignites a sea of memories from childhood onwards it’s the scent of burning wood.  It reminds me of family and friends around the bonfire roasting marshmallows for s’mores, laughing and telling scary stories; pitching tents with my dad or prepping the fish we caught; […] Read more...

The post Sun, Sand & Smiles: #SummerON with Shoppers Drug Mart #Giveaway appeared first on CAC.

Go Paperless with Toronto Hydro + Chance to WIN an Energy Star® Dishwasher

by Carol @CarolAuCourant @ CAC

I do everything on line – from connecting with family and friends near and far to paying my bills and ordering food.  It’s fast, convenient and not to mention eco-friendly!   How about your bill statements?  Do you still receive them via snail mail?  I admittedly still do for one of my accounts but realized it’s […] Read more...

The post Go Paperless with Toronto Hydro + Chance to WIN an Energy Star® Dishwasher appeared first on CAC.

Savers Roundup October 2017: Rate increases and surprise decreases, Wealth One, and cross-border friendly credit cards

by Peter @ Canadian High Interest Savings Bank Accounts

Rate movements: Some increases, some surprising drops It has been interesting to see the impact of the Bank of Canada’s key interest rate hikes (amounting to a total of 0.50%) from July and September. Outlook Financial, Implicity Financial, AcceleRate Financial, Hubert Financial, MAXA Financial, and Achieva Financial have all increased their regular savings and TFSA…

Join Telus’ #MillionHours Movement & Give an Hour to Give Back #TeamTelus

by Carol @CarolAuCourant @ CAC

As we approach Canada’s 150th birthday, I can’t help but think about how very fortuitous we are as Canadian’s.  Our country provides us with a surfeit of opportunities to help us grow — as individuals, as business owners, as newcomers, and especially for our children and youth.  This made me reflect on more ways that […] Read more...

The post Join Telus’ #MillionHours Movement & Give an Hour to Give Back #TeamTelus appeared first on CAC.

10 Ways Brokers Can Build a Reputation on Social Media

by Javed S. Khan @ Mortgage Rates & Mortgage Broker News in Canada

In the modern age where social networking and other online tools are so prevalent, mortgage professionals need to be conscious of their reputation online. It is important to manage your mortgage business’ online reputation to give you a competitive advantage against others in your industry, build your reputation as a thought leader and expert in […]

Musicians take centre stage as annual Kiwanis Music Festival returns

Musicians take centre stage as annual Kiwanis Music Festival returns

by Sarah Deeth @

The Peterborough Kiwanis Music Festival is in full swing, with performances taking place across the city.

Hashtag Trending – Facebook privacy backlash, Adobe Summit, Dropbox IPO

by Brian Jackson @ ITBusiness.caITBusiness.ca

Even Elon Musk is jumping on the anti-Facebook bandwagon, Adobe prepares to host some A-listers for its Digital Marketing Summit, and a successful Dropbox IPO could inspire more startups to go public.

Hey, Ms/Mr Engagement Pictures: A $31,000 Wedding Probably Isn’t Worth It

by Amanda Holden @ Young And Thrifty

I don’t think I’ll ever have an elaborate wedding. This is partly due to the fact that I haven’t met the right guy, but also because I’m suspicious of weddings. So take my opinion with a coarse grain of bespoke Himalayan sea salt; maybe this’ll change when the man of my dreams proposes and I…

Hey, Ms/Mr Engagement Pictures: A $31,000 Wedding Probably Isn’t Worth It first appeared on Young And Thrifty

Hiring Hacks to Up Your 2016 Recruitment Game

by admin @ Donaldson and James Employment Solutions

Did your 2015 talent recruitment goals measure up to reality? Now is the perfect time to take a look back and analyze your strategies to see how 2016 can be your best year yet! We looked into the way the management team at Glassdoor stay on their toes and ahead of the competition. What did […]

Social skills – and hygiene – can help lovelorn techies

by Carolyn Duffy Marsan @ ITBusiness.caITBusiness.ca

"Can't buy me love," the Beatles sang. And while that may be true, IT folk can help cupid along by looking (and smelling) more presentable, experts say.

Opinion: S&P Overstates Broker Fraud Driver

by Robert McLister @ Mortgage Rates & Mortgage Broker News in Canada

A few weeks ago, S&P said Canadian bank risk was rising, and it blamed mortgage brokers in the process. The rating agency wrote: “…The growing share of residential mortgages originated via brokers, compound the risks of high household debt and house prices…As brokers do not bear credit risk for the residential mortgages they initiate, and […]

Shoppers Drug Mart (ON) Mar 31 - April 6

by cyn88canada @ SmartCanucks.ca Flyers, Deals Canada

I'm back! And, running late...oh, well... ...gift card deals for App Store & iTunes: 10% off of $50 and $100, (bottom of page 4) ...also, %10...

Slow Cooker Mississippi Chicken and Potatoes

by Tammi @ My Organized Chaos

The star ingredients of this Slow Cooker Mississippi Chicken and Potatoes recipe is butter, ranch dressing mix and au jus – such a tasty flavour combination. I love it because it’s a true delicious slow cooker meal.   Slow Cooker Mississippi Chicken and Potatoes   One of the most common roast recipes I make is […]

The post Slow Cooker Mississippi Chicken and Potatoes appeared first on My Organized Chaos.

Canadian Dollar FX Update March 16, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.3081-1.3082      Overnight Range:     1.3045-1.3095 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $61.23 and gold is at $1,316.  US futures are higher. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.3124.  […]

The post Canadian Dollar FX Update March 16, 2018 appeared first on Knightsbridge FX.

Two teens assault loyal Timmies customer in Fergus

by Ian Hardy @ Inside Timmies

The saying ‘you get what you get and you don’t get upset’ rings true today. According to a report by the CBC, two teenagers went cray cray on a person inside a Fergus Tim Hortons. Aged 16 and 17-year-old, the assault took place around 8:30 p.m. on March 21st and the two fled the scene. […]

Small But Mighty Protection with the New Playtex® Sport® Compact

by Carol @CarolAuCourant @ CAC

With school just around the corner, with it comes an array of emotions for all students. This is especially true for girls entering elementary school and especially high school.   I still have a memory of my first day of high school.  It was exciting and scary all at once but what made it a […] Read more...

The post Small But Mighty Protection with the New Playtex® Sport® Compact appeared first on CAC.

Eight strategies to build a strong tech support team

by Nestor Arellano @ ITBusiness.caITBusiness.ca

Here are vauable tips on how to pick the right tech support team members and how to help them do a bang up job.

Trying to Find the “Good” in Goodbye

by Carol @CarolAuCourant @ CAC

It’s the kind of heartache you can feel in your bones. Have you ever had to say goodbye to someone knowing you’d never see them again? Someone that you loved and loved you back and captured your heart like you couldn’t believe? How do you find the “good” in goodbye then? It hurts. It hurts […] Read more...

The post Trying to Find the “Good” in Goodbye appeared first on CAC.

Where will bitcoin go in the future?

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

Bitcoins recent price increase has many people excited and some others worried. With anything that goes up, it must come down a bit. A correction is needed although some people say that the correction happened when the price went from $11,600 to $9800 but it went right back. It is currently hovering around $11,944, giving … Continue reading Where will bitcoin go in the future?

Be Our Guest at Toys ‘R’ Us Play Day Event + Enter To Win a Beauty and the Beast Prize Pack

by Carol @CarolAuCourant @ CAC

A booksmart and bold beauty, a formidable yet benevolent Beast, an enchanted castle and a heinous force that will do anything to win the beauty’s hand in marriage, the beloved and classic Disney film that has won the hearts of many (including mine) is coming to theatres in only a few short weeks.  Along with […] Read more...

The post Be Our Guest at Toys ‘R’ Us Play Day Event + Enter To Win a Beauty and the Beast Prize Pack appeared first on CAC.

Tim Hortons unveils new Dark Roast blend that features subtle hints of ‘cocoa and earthy tones’

by Ian Hardy @ Inside Timmies

After much time and debate, mainly from Tim Hortons enthusiasts crying of the taste of the Dark Roast blend, executives have declared that “guest feedback inspires Tims to deliver a darker, richer Dark Roast Coffee.” Dark Roast originally launched in 2014 and was the first introduction of a new blend to Timmies in 50 years […]

IBM launches Watson Data Kits to help travel and food service businesses harness big data

by Eric Emin Wood @ ITBusiness.caITBusiness.ca

IBM Corp. wants to help businesses across the spectrum reap the benefits of digital transformation, and it’s supporting the transportation and food service industries with its latest release. Announced Tuesday, Watson Data Kits are designed to help business owners in the travel and food service industries make faster, more informed decisions by providing them with…

Your Realtor is not a Financial Advisor

by Barry Choi @ Money We Have

Despite the downward trend, real estate is still insane in Canada. To be honest, I haven’t been paying much attention to the headlines as of late, but it seems like everyone is a real expert these days. Talk to any homeowner, and they’ll tell you about how much their homes have gone up in value [...]

The post Your Realtor is not a Financial Advisor appeared first on Money We Have.

7 Windows tweaks to avoid PC headaches

by Rick Broida @ ITBusiness.caITBusiness.ca

These easy tips can help you with everything from troubleshooting problems to making desktop icons stay put.

Flooding prompts evacuation of southeast Calgary Walmart

Flooding prompts evacuation of southeast Calgary Walmart

by Phil Heidenreich @

A Walmart location in the southeast Calgary community of Shawnessy has closed its doors to customers until engineers can determine whether the roof is structurally sound after the store was flooded with water on Tuesday afternoon.

The New CIBC Smart Account

The New CIBC Smart Account


My Organized Chaos

CIBC Smart Account has a monthly fee at just $4.95 for up to 12 transactions, and caps at $14.95 for unlimited, which includes Interac e-Transfers.

Canadian Kidpreneur Launches The Nice Bench Co.

by Carol @CarolAuCourant @ CAC

When you put together the imagination and heart of a child, something big comes out of it.  Growing up, I was always taught that If you’ve got an idea, start today. There’s no better time than now to get going and that every small progress matters. This is precisely what happened when spirited 9-year-old Kidpreneur, Owen […] Read more...

The post Canadian Kidpreneur Launches The Nice Bench Co. appeared first on CAC.

Halifax councillors order report on external consultant to deal with complaints against them

Halifax councillors order report on external consultant to deal with complaints against them

by Steve Silva @

The move comes following several high-profile cases of councillors posting things online that have offended people.

The Latest in Mortgage News – After the Stress Test

by Steve Huebl @ Mortgage Rates & Mortgage Broker News in Canada

The fallout from OSFI’s new mortgage stress test continues to play out across the mortgage industry. Some mortgage brokers are reporting an increase in their clients’ applications being rejected by the big banks and monoline lenders as a result of the new qualification rules. In some cases, the rejection rate has jumped 20%. And in […]

No Frills (ON, gta) Mar 29 - April 4

by cyn88canada @ SmartCanucks.ca Flyers, Deals Canada

Woohoo! Chocolate Easter Bunny time! Happy Easter, all! :-) Or, just appreciate the extra days off, as I do. ;-) Next: RCSS, FreshCo

I’d Rather Be a Ninja Turtle #StreamTeam

by Carol @CarolAuCourant @ CAC

I grew up surrounded by iron-willed women — my mom, my grandmothers, my aunts and older cousins, all leading by example with their dedication to their careers, their education, their passions, their homes and family and each other. When I married my husband, I found out that he too was raised by a tenacious and […] Read more...

The post I’d Rather Be a Ninja Turtle #StreamTeam appeared first on CAC.

What the switch to Simplii means for President’s Choice Financial customers

What the switch to Simplii means for President’s Choice Financial customers


Financial Post

Which accounts will move, can I still use my debit card and what happens to my points? Your questions answered here

No Frills (ON, gta) Mar 29 - April 4

by cyn88canada @ SmartCanucks.ca Flyers, Deals Canada

Woohoo! Chocolate Easter Bunny time! Happy Easter, all! :-) Or, just appreciate the extra days off, as I do. ;-) Next: RCSS, FreshCo

Get CIBC Mobile Banking - Microsoft Store

Get CIBC Mobile Banking - Microsoft Store


Microsoft Store

Download this app from Microsoft Store for Windows 10 Mobile, Windows Phone 8.1. See screenshots, read the latest customer reviews, and compare ratings for CIBC Mobile Banking.

Investors not always impressed by all aspects of bustling incubator scene

by Christine Wong @ ITBusiness.caITBusiness.ca

With over 100 incubators and accelerators now in Canada, startups have to focus on building their businesses, not just getting accepted into those programs, a Toronto VC panel warned.

2017 CAC Gift List #CACGiftItGood

by Carol @CarolAuCourant @ CAC

Specially curated gift ideas for those as unique and special as the gifts you give them.  Helping you to Gift it Good this holiday season! ♥ PILGRIM StarSign Pendant Necklace Spoil yourself or someone special with their very own zodiac sign necklace.  The perfect and unique gift for those that are destined for the stars.  Available […] Read more...

The post 2017 CAC Gift List #CACGiftItGood appeared first on CAC.

CIBC Promo – Get $400 cash back with new VISA and new bank account

CIBC Promo – Get $400 cash back with new VISA and new bank account


Canadian Personal Finance

You should at least get $300 profit from this, depending on how long you keep the account. All the information for the promotion is here.The tim hortons double double visa card have the following w…

CIBC to launch Simplii direct banking brand, integrate PC Financial accounts - CityNews Toronto

CIBC to launch Simplii direct banking brand, integrate PC Financial accounts - CityNews Toronto


CityNews Toronto

CIBC is launching a new direct banking brand that will absorb some two million customer accounts currently with Loblaw-owned President's Choice Financial.

CIBC Smart Account Review: Fees with Flexibility - Money We Have

CIBC Smart Account Review: Fees with Flexibility - Money We Have


Money We Have

The new CIBC Smart Account comes with flexible fees. Find out why you'll pay less if you bank less, and how to get unlimited e-transfers for free.

Top Netflix Food Shows To Start the New Year… Hungry (and Inspired)

by Carol @CarolAuCourant @ CAC

It doesn’t take rocket science to figure out that we are mega food lovers around here. Food is life. And as one of our favourite new foodies, Phil Rosenthal on Netflix’s latest series Somebody Feed Phil says at one point in his New Orleans episode during a dinner party hosted by New Orleans chef Alon […] Read more...

The post Top Netflix Food Shows To Start the New Year… Hungry (and Inspired) appeared first on CAC.

SPG Amex Promo for Marriott Cardholders

by Barry Choi @ Money We Have

Chase has now officially closed all credit card accounts in Canada. This is huge news since their cards had no foreign transaction fees. In addition, they were the credit card partner for Marriott Rewards. If you’re loyal to the Marriott brand, you’re likely concerned about your ability to continue earning points, but don't worry, Amex [...]

The post SPG Amex Promo for Marriott Cardholders appeared first on Money We Have.

Canadian Dollar FX Update March 15, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.2988-1.2990      Overnight Range:     1.2945-1.2994 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $61.23 and gold is at $1,319.  US futures are mixed. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.3025.  […]

The post Canadian Dollar FX Update March 15, 2018 appeared first on Knightsbridge FX.

Soulfood: Cornbread Bibingka #Recipe

by Carol @CarolAuCourant @ CAC

What speaks to your soul? For me, it’s music, art, a good book, belly-aching laughter and conversation with a good friend, nature, and a satisfying bite out of something delicious and home-made. Growing up, food played such an elemental and significant part of our lives.  Many of my memories growing up revolved around the kitchen […] Read more...

The post Soulfood: Cornbread Bibingka #Recipe appeared first on CAC.

Tim Hortons brings back the Dutchie for a ‘limited time’

by Ian Hardy @ Inside Timmies

If anything in this wold is sacred it’s the iconic Tim Hortons Dutchie. This beast of a donut is a gift blessed from the baking gods of Canada. Announced today on Twitter, Tim Hortons declared “Guess what Canada? To celebrate #Canada150, we’ve brought back the Dutchie for a limited time. Get your hands on one […]

5 Ways to Protect Your Small Business in Canada

by Barry Choi @ Money We Have

**This is a sponsored post written by me on behalf of Fellowes Canada. All opinions are my own. Owning a small business is a thrilling experience. Many people become entrepreneurs because they want to be their own boss. But, as things start to scale up, you need to protect yourself if you want to succeed. [...]

The post 5 Ways to Protect Your Small Business in Canada appeared first on Money We Have.

Brokers See B.C. Housing Measures as Ineffective

by Steve Huebl @ Mortgage Rates & Mortgage Broker News in Canada

While the B.C. government may have been hoping appeal to a public exasperated by unaffordable housing with its housing plan announced last week, some brokers say the measures will do little to improve the situation. B.C. Finance Minister Carole James unveiled a 30-point Homes for B.C. plan as part of the province’s latest budget. Some […]

Maxi flyer March 29 - April 4

by couponlady @ SmartCanucks.ca Flyers, Deals Canada

Image: https://flyers.smartcanucks.ca/uploads/pages/100770/maxi-flyer-march-29-to-april-41.jpg ...

Show Your Heart For Maternal Health

by Carol @CarolAuCourant @ CAC

When we finally got the positive pregnancy tests (plural because I literally took 6 of them to be 100% sure!), my husband and I were over the moon!   Getting to this special moment was no easy feat as I went through almost a year of fertility treatments and appointments before finally getting pregnant so […] Read more...

The post Show Your Heart For Maternal Health appeared first on CAC.

How Much Does it Cost to go to Amsterdam?

by Barry Choi @ Money We Have

Amsterdam is a top European destination for travellers of all ages. But just how much does it cost to go to Amsterdam? Well, that depends on a few different factors including your travel style, what time of year you visit, and where you are flying from. Amsterdam is a big city, so it’s easy to [...]

The post How Much Does it Cost to go to Amsterdam? appeared first on Money We Have.

Enter to Win Two Passes to Taste the Season with Wineries of Niagara-on-the-Lake

by Carol @CarolAuCourant @ CAC

Taste the Season is Niagara-on-the-Lake’s must-do event in November! Tour over 20 distinctive wineries sampling holiday-inspired foods paired with fine VQA wines. Your touring passport provides access to each of Wineries of Niagara-on-the-Lake’s member wineries – Fridays, Saturdays and Sundays in November. Celebrate the season’s bounty! The cost for each touring pass is $45 (taxes […] Read more...

The post Enter to Win Two Passes to Taste the Season with Wineries of Niagara-on-the-Lake appeared first on CAC.

Mr. Burberry Eau de Parfum + Fragrance Application Tips

by Carol @CarolAuCourant @ CAC

I’ve smelled some of the best fragrances out there; however, there’s nothing that smells better than confidence.  The latest fragrance from Burberry is the perfect complement to every smart and stylish man’s wardrobe. Introducing Mr. Burberry Eau de Parfum Introducing the latest chapter in Burberry’s Mr. Burberry fragrance story, inspired by the anticipation of London at […] Read more...

The post Mr. Burberry Eau de Parfum + Fragrance Application Tips appeared first on CAC.

How tech plays a role in concussion prevention, diagnosis, & treatment – Tech in Sports Ep. 36

by Mandy Kovacs @ ITBusiness.caITBusiness.ca

The Tech in Sports crew explores all the latest sports tech news from the last week, including video replay at the FIFA World Cup, an amazing basketball-playing robot, March Madness social media trends, and more! Plus, we chat with concussion expert Dr. Michael Collins of UPMC, the official medical provider of the Pittsburgh Penguins. Stories…

11 Step Guide for Financial Freedom

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

Most people dream of attaining financial freedom but only a few turn it into reality. If you want to become financially successful, there are few actions that must be on your to-do list for sure: prioritize your debts, Seek options for additional income and part ways of friendship & business. A famous quote on financial … Continue reading 11 Step Guide for Financial Freedom

This Lego Tim Hortons is on point

by Ian Hardy @ Inside Timmies

The love for Tim Hortons goes beyond the beverage and into the realm of Lego. Yes, everyone’s favourite toy has transcended into a Tim Hortons memorial. Instagram poster “Canada Bricks” has created this masterpiece and outfitted this Timmies with a counter, sign, coffee and lights. A replica for the ages. My #legomoc of a Canadian […]

Bitcoin-based tax fraud ramping up in Canada, expert says

by Alex Coop @ ITBusiness.caITBusiness.ca

Fraud campaigns during tax season are nothing new, but according to the VP and country manager for Symantec Canada, it’s at an “all-time peak” in Canada, and fraudsters have fallen in love with a new tool: Bitcoin. “We’re seeing dollar amounts between $1,000 to $10,000 being stolen in each case,” says Ajay Sood. “Bitcoin machine…

4 Simple & Inexpensive Ways to Create a Beautiful Christmas Tree

by Carol @CarolAuCourant @ CAC

The pumpkins sitting on my front porch have started to succumb to the frost.  While the first snowfall’s last remains slowly vanishes on my window pane, the soothing sounds of Christmas music ricochets off my walls coalescing with the sounds of the crackling fireplace.  Christmas has certainly come early in my home (as always)!  We […] Read more...

The post 4 Simple & Inexpensive Ways to Create a Beautiful Christmas Tree appeared first on CAC.

loreal private sale

by rida @ SmartCanucks.ca Flyers, Deals Canada

Hi there can any member who has been to this years sale post pictures of products available. I am looking for Lancome Genefique but not sure of...

Mama Cheers for Netflix’s Newest Original Animated Series, Llama Llama

by Carol @CarolAuCourant @ CAC

This mama couldn’t be more thrilled for Netflix’s newest Original series, Llama Llama. Based on a beloved children’s book character (and also happens to be a favourite of my son), the series springs to life this heartwarming animated series about family, friendship and new adventures. With a five year old, life is certainly always interesting. […] Read more...

The post Mama Cheers for Netflix’s Newest Original Animated Series, Llama Llama appeared first on CAC.

Tips To Unplug & Stay Connected While On Family Vacation #TeamTelus

by Carol @CarolAuCourant @ CAC

It’s summer and nothing is more enticing while sitting at your office desk surrounded by folders, sticky-notes (yes, I still use sticky notes!) and a hundred open tabs on your computer than the thought of you sitting on the cottage dock at sunset with a glass of wine or beach-side with a margarita. We all know […] Read more...

The post Tips To Unplug & Stay Connected While On Family Vacation #TeamTelus appeared first on CAC.

How to choose the best ISP for your small business

by Eric Geier @ ITBusiness.caITBusiness.ca

Discover which connection type and features are best for your business, and learn what to look for when comparing services.

Simplii Financial Review – The New Kid on The Financial Block

Simplii Financial Review – The New Kid on The Financial Block


Young And Thrifty

Canada's online bank went from from President's Choice Financial to Simplii Financial. See our Ultimate Simplii Financial Review for savings rate and more!

Saje 25 x Canada 150: Saje 25 Limited Edition Pocket Farmacy Remedy Kit

by Carol @CarolAuCourant @ CAC

With summer travels and road trips on the horizon, there is always one item I never forget to have handy in my travel bag and it’s the Saje Pocket Farmacy (previously called Pocket Pharmacy).   I tend to get horrible motion sickness and my husband is prone to headaches, so having this little kit of […] Read more...

The post Saje 25 x Canada 150: Saje 25 Limited Edition Pocket Farmacy Remedy Kit appeared first on CAC.

Banff on a Shoestring

by Mark Corcoran @ WorkingHolidayinCanada.com

Top tips for enjoying a working holiday in Banff without breaking the bank Ah Beautiful Banff! The perfect place to ski, sip, scoff, and...

The post Banff on a Shoestring appeared first on WorkingHolidayinCanada.com.

30 Simple Ways to Lead a More Sustainable Life

by Carol @CarolAuCourant @ CAC

Following Earth Week, my children and I enjoyed doing plenty of fun activities that enabled hands-on learning about ways to be more green and the effects it will have on our planet. Recently, we sat together on a wobbly tree log in the middle of a local conservation trail where we have our daily walks, […] Read more...

The post 30 Simple Ways to Lead a More Sustainable Life appeared first on CAC.

Canadian Slang You Should Know

by JFrench @ WorkingHolidayinCanada.com

”He’s a keener for sure!”   Feeling Confused? You’re not alone… When you go to Canada, there may be some words spoken that leave...

The post Canadian Slang You Should Know appeared first on WorkingHolidayinCanada.com.

5 Ways to Save Money on Your Summer Vacation

by Barry Choi @ Money We Have

The warm weather hasn’t even arrived yet, but it’s time to start thinking about your summer vacation plans. Where should you go, what should you see, and how much you’re going to spend takes a lot of time and consideration which is why you want to prepare yourself as best you can. For many people, [...]

The post 5 Ways to Save Money on Your Summer Vacation appeared first on Money We Have.

Originoption: Technical Analysis and Binary Options

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

Want to make money trading binary options? The first step is to find a reputable and regulated binary options broker like Originoption. Originoption is based in Australia, regulated by the Australian Securities and Exchange Commission (ASIC) and even offers all clients free demo accounts so you can practice and refine your binary options trading strategy. … Continue reading Originoption: Technical Analysis and Binary Options

Working Remotely: Is It The Right Option For You?

by admin @ Donaldson and James Employment Solutions

Anyone who cannot admit that the workplace has changed drastically in the last 30 years would be lying or in denial. Some of the fundamental cornerstones of how we approach work have shifted—and continuously shift with innovation. This in turn affects everything we do, from how we measure our productivity to how we interact with […]

‘Okay Google’ are the first two words to unlocking AI business advantage: IDC analyst

by Alex Radu @ ITBusiness.caITBusiness.ca

While the science-fiction version of artificial intelligence may be decades away, businesses right now in 2018 can still get excited about AI algorithms that can be used to make their practice more efficient and productive. The type of AI that exists today can impact any business from an enterprise with tens of thousands of employees,…

Back-to-School Favourites

by Carol @CarolAuCourant @ CAC

If you’ve still got a few items left on your back-to-school shopping list or all done and ready, you may just want to add in a little extra space for these essential favourites!  Whether your child is starting pre-school or college, here are a few wonderful back-to-school items that we just love and think would […] Read more...

The post Back-to-School Favourites appeared first on CAC.

What is a Stock?

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

A stock represents ownership in the assets and earnings of a company. A company issues stock through equity financing, which is the process of selling an ownership interest, or a “stock”, to raise funds for business purposes. This is what differentiates a stock from a bond: bonds are raised through debt financing, in which a … Continue reading What is a Stock?

Canadian Dollar Update March 27, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.2859-1.2860      Overnight Range:     1.2814-1.2903 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $65.86 and gold is at $1,347.  US futures are mixed. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.2930.  […]

The post Canadian Dollar Update March 27, 2018 appeared first on Knightsbridge FX.

Judges: CIBC bank supports clients who break China’s cash-export laws, to buy Vancouver homes

Judges: CIBC bank supports clients who break China’s cash-export laws, to buy Vancouver homes


South China Morning Post

Canadian banks are not obliged to follow China’s rules, and nor are they obliged to report clients whom they know to have broken them – so long as they are not breaking any Canadian rules in the process....

Ellison: This is what PeopleSoft looks like now

by Howard Solomon @ ITBusiness.caITBusiness.ca

Oracle execs outline products, upgrades, support paths and the people in charge. One Canadian partner laments lost opportunities while an analyst says the firm is finally serious about its apps. Also: Project Fusion

Super C flyer March 29 - April 4

by couponlady @ SmartCanucks.ca Flyers, Deals Canada

Image: https://flyers.smartcanucks.ca/uploads/pages/100763/super-c-flyer-march-29-to-april-41.jpg ...

loreal private sale

by rida @ SmartCanucks.ca Flyers, Deals Canada

Hi there can any member who has been to this years sale post pictures of products available. I am looking for Lancome Genefique but not sure of...

Break in NAFTA significantly worse for loonie than U.S. dollar

by KBFX @ Knightsbridge FX

   Rahim Madhavji, President and currency strategist at Knightsbridge FX, joins BNN to speak about the effects of recent NAFTA discussions on the Canadian Dollar. Source: BNN: Break in NAFTA significantly worse for loonie than U.S. dollar: Madhavji

The post Break in NAFTA significantly worse for loonie than U.S. dollar appeared first on Knightsbridge FX.

How to Transfer Money From One Bank to Another: Between Bank Accounts | MintLife Blog

How to Transfer Money From One Bank to Another: Between Bank Accounts | MintLife Blog


MintLife Blog

As a personal finance writer, I’m often answering questions from friends and family about basic financial principles. When someone is setting up a savings account for the first time, they’ll often ask, “How do I actually move the money from my checking to my savings?” It seems like such a simple concept, but transferring substantial capital almost always involves jumping through some hoops. You can’t just call up your bank and ask them to move the funds, and actively withdrawing and then depositing the money is an unnecessary hassle. If you want to transfer money between bank accounts, here’s the best way. How Banks Transfer Money Every bank uses the the Automated Clearing House (ACH) system to transfer money. When your employer sends your paycheck via direct deposit, they’re using the ACH. The ACH was created in the 1970s as a faster alternative to checks and a cheaper solution than wire transfers. It’s an electronic system that transfers money in large batches overnight. In

Montreal doctor’s invention integrated to Philips portable ultrasound system

by Brian Jackson @ ITBusiness.caITBusiness.ca

A Canadian doctor is behind a new technology that allows ultrasound images to be shared in realtime via smartphones and tablets. Montreal-based Dr. Yanick Beaulieu is the entrepreneur and cardiologist behind Reacts, a collaborative platform that is being integrated into Philips Lumify portable ultrasound system. The solution will allow doctors and clinicians around the world…

New HP printer positions latex as a new option for commercial signage

by Brian Jackson @ ITBusiness.caITBusiness.ca

HP Inc. released its first latex ink that is capable of being printed on flexible and rigid materials today, with HP Latex Ink. The HP Latex R Series is the first example of HP using its flexible printing capabilities onto rigid materials that include foamboards, foam PVC, cardboard, fluted polypropylene, solid plastics, aluminum, and of course,…

Canada has strong showing during IBM Think 2018 keynotes

by Alex Coop @ ITBusiness.caITBusiness.ca

LAS VEGAS – Canadian companies were in the spotlight this week as IBM touted its various AI, cloud and blockchain platforms at Think 2018. The week-long event is combining IBM’s two separate business and technology events – InterConnect and Amplify – for the first time, and the main stage was graced by Canadian partners throughout…

Open your online store to international customers with Stripe’s new offering

by Eric Emin Wood @ ITBusiness.caITBusiness.ca

Online businesses in Canada can now accept payments in more than 130 currencies from anywhere in the world, thanks to San Francisco-based fintech startup Stripe. Last week the company launched a multicurrency service that allows allows clients to display prices in local currencies such as Euros, pounds, pesos, or yen while receiving their funds in…

Q1 2018 Bank Earnings – Mortgage Morsels

by Steve Huebl @ Mortgage Rates & Mortgage Broker News in Canada

The first quarter bank earnings season has come and gone with little fanfare, at least on the mortgage front. Earnings reports showed generally subdued mortgage activity at BMO and TD, although TD’s HELOC portfolio grew a full 16% from last year. Meanwhile CIBC reported a 9% annual increase in its mortgage portfolio. Executives touched on […]

Setting up the Perfect Home Office – As Told Through Apps

by admin @ Donaldson and James Employment Solutions

Congratulations! You have decided to work from home, giving yourself more flexibility in your work day and personal life. But wait – is that really true? Some people find working from home quite a bit more distracting and find themselves to be less productive. That’s where we come in. Just like finding balance in other […]

Just follow these three simple steps to get your Canadian tax refund

by Mark Corcoran @ WorkingHolidayinCanada.com

You could end up with $904 in your pocket! If you’ve been on a working holiday in Canada in 2017, it’s pretty likely you’ve...

The post Just follow these three simple steps to get your Canadian tax refund appeared first on WorkingHolidayinCanada.com.

Home Trust Preferred Visa Review

by Barry Choi @ Money We Have

Ever since Chase closed all their accounts in Canada, there has been much debate about which is the best credit card with no foreign transaction fees. Although there are quite a few cards to choose from, there’s no clear winner since every card has different features which appeal to some, but not all. In my [...]

The post Home Trust Preferred Visa Review appeared first on Money We Have.

Real Canadian Superstore (ON) Mar 29 - April 4

by cyn88canada @ SmartCanucks.ca Flyers, Deals Canada

Happy Holidays! Again, check your store hours and don't be caught without lots and lots and lots of...coffee! LOL. No, seriously, 2 days off...

What another Conservative minority government means for IT

by Brian Jackson @ ITBusiness.caITBusiness.ca

Industry experts don't expect that IT will receive much attention from a minority government that must deal with an economic crisis. But some are cautiously optimistic about the Conservative approach.

EQ Bank, Zag Bank, and the relevance of high interest savings accounts

by Peter @ Canadian High Interest Savings Bank Accounts

Today we saw the official launch of EQ Bank, whose headline feature is a 3% savings account. Regardless of whether even 3% can be called “high interest”, that is still 71% higher than the top rate (1.75%, shared by 6 institutions) on our chart and almost 4 times higher than Tangerine and PC Financial’s standard…

AI can be as as fallible as the humans that make it, Microsoft panel concludes

by Eric Emin Wood @ ITBusiness.caITBusiness.ca

TORONTO – Artificial intelligence (AI) might be a boon for businesses, collecting, analyzing, and making recommendations based on greater quantities of data than humans could ever hope to sift through, but it’s still subject to the same biases, a Microsoft-moderated panel at a Microsoft-sponsored AI conference agreed. Among the experts invited to Microsoft’s Future Now…

Easy Taiwanese-Style Popcorn Chicken #Recipe #WeekdayWin

by Carol @CarolAuCourant @ CAC

Yesterday was a PA Day and during these days, I like to make sure I think of ways to keep my kids happily entertained in advance.  This day, in particular, because: Kids have a lot of energy to burn It was raining all day… … and kids need to keep their brains and bodies working […] Read more...

The post Easy Taiwanese-Style Popcorn Chicken #Recipe #WeekdayWin appeared first on CAC.

Retirement Planning Through Dividend Growth Investing

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

Dividends are returns you get on stock purchased of a company. When a person buys stocks, he basically becomes a partial owner of the company. Thus, when the company earns profits, the partial owner gets paid part of those profits. The way stock-holding companies work is one of these two: Re-investing the profits back into … Continue reading Retirement Planning Through Dividend Growth Investing

Kung Pao Crunchy Cauliflower Bites #HelloFlavour

by Carol @CarolAuCourant @ CAC

Today is a Monday and it was officially a “today is cancelled” kind of day.  Or so I wish it was.  I kept the kids home from school today as they were recovering from a cold virus and now I’m infected with the bug. While chugging down cold meds in questionable attire and even more […] Read more...

The post Kung Pao Crunchy Cauliflower Bites #HelloFlavour appeared first on CAC.

Retention and new deposit promos, Alterna’s launch, and the bloom is off the EQ rose?

by Peter @ Canadian High Interest Savings Bank Accounts

In January 2016, EQ Bank launched to great fanfare. After years of seeing continuously dropping high interest savings account rates, were things turning around for Canadian savers? EQ Bank made a splash with a 3% interest rate, and quieted some skeptics when it boldly stated that it “is not a promotional rate; it is our…

Out with the Old, In with the New with Playtex Sport #PlayOnWinGear Giveaway

by Carol @CarolAuCourant @ CAC

If you played sports growing up, you remember the notability, sentimentality and magnitude behind your uniform. It exemplified community, solidarity and strength.  With every hole, scrape and stain, it represented your dedication and hard work. As precious and important these old uniforms mean to our young athletes, playing in tattered outfits or with scraggy gear […] Read more...

The post Out with the Old, In with the New with Playtex Sport #PlayOnWinGear Giveaway appeared first on CAC.

How the Second-Hand Economy Can Help You Save Big!

by Barry Choi @ Money We Have

**This is a sponsored post written by me on behalf of Kijiji. All opinions are my own. Last year I took part in a #KijijiFind challenge and I managed to save just over $500 in three months. This was pretty impressive not to mention how easy it was for me to source baby accessories on [...]

The post How the Second-Hand Economy Can Help You Save Big! appeared first on Money We Have.

Whistler on a shoestring

by Mark Corcoran @ WorkingHolidayinCanada.com

Planning a working holiday in beautiful Whistler? Here’s how to survive if your suitcase isn’t stuffed with cash!   When you hear the word...

The post Whistler on a shoestring appeared first on WorkingHolidayinCanada.com.

Back to S-Cool Style with Sears Canada

by Carol @CarolAuCourant @ CAC

Countdown is on!  School will officially be back in session in only a few short weeks.  Are your  kids excited or are you more excited?     This year is will be a monumental one for me as I will be sending off both my children to school, including my youngest who will be off […] Read more...

The post Back to S-Cool Style with Sears Canada appeared first on CAC.

Printable: $1 off Wonder Bread coupon

by couponlady @ SmartCanucks.ca Flyers, Deals Canada

Here is the link http://www.smartsource.ca/smartsource2/static_content/app/#/index.html?Link=OMON3FPXSSJKU

Provigo flyer March 29 - April 4

by couponlady @ SmartCanucks.ca Flyers, Deals Canada

Image: https://flyers.smartcanucks.ca/uploads/pages/100765/provigo-flyer-march-29-to-april-41.jpg ...

Rifle Paper Co. for L’OCCITANE Shea Butter Collection + Valentine’s Day Giveaway

by Carol @CarolAuCourant @ CAC

Nothing says “I love you” or “I care for you” more than the gift of pampering.  Whether it’s a gift for that special someone in your life or a gift just for yourself, the dainty and lovely Rifle Paper Co. x Loccitane collection is the perfect present.  Featuring Shea Butter hand creams, extra-gentle milk soaps […] Read more...

The post Rifle Paper Co. for L’OCCITANE Shea Butter Collection + Valentine’s Day Giveaway appeared first on CAC.

Recruiter Spotlight: Gilles Lavoie

by admin @ Donaldson and James Employment Solutions

Gilles Lavoie was one of the first recruiters to join Donaldson & James back in 2012. After owning his own recruitment company for over a year, he decided that there was a better way to run his business. But there is a lot more to Gilles than his entrepreneurial spirit and expertise in recruitment. Gilles […]

Rogers targets small biz with new online marketing suite

by Nestor Arellano @ ITBusiness.caITBusiness.ca

Rogers' new service Outrank promises to help small businesses boost their bottom line by generating more inbound calls and emails on a search optimized custom Web site.

Never A Better Time To Open A Tangerine Bank Account

Never A Better Time To Open A Tangerine Bank Account


HowToSaveMoney.ca

Why it's time to switch to no-fee banking. As a Simplii Financial (formerly PC Financial) customer for 17 years, here's why I opened a Tangerine account.

Is My Money In Savings Accounts and GICs At Simplii Financial Protected by CDIC Insurance?

by BetCrooks @ Financial Crooks

For those of you with huge savings, watch those CDIC rules to keep your money safe!

Disgusting things Tim Hortons did to you this week

by Ian Hardy @ Inside Timmies

Tim Hortons is working hard to improve its customer service by implementing new tech to speed up lineup and consistency. However, there still seems to be a ton of work to do. Below are a few frustrations we found on social media that causes customers to wonder why they part with their hard earned money. […]

5 Reasons Why Mortgage Insurance Is a Rip Off (and What To Do Instead)

by Justin @ Young And Thrifty

Buying a home is one of, if not the largest investments you will make. It makes sense that you want to protect your mortgage with with life insurance but what is the right type? Most Canadians are never given the proper information about their protection options. Bankers and lenders, just as you are about to…

5 Reasons Why Mortgage Insurance Is a Rip Off (and What To Do Instead) first appeared on Young And Thrifty

Savers Roundup March 2018: GIC rate comparison table, EQ Bank GICs, and Brim Financial and Scotiabank launch no-forex fee credit cards

by Peter @ Canadian High Interest Savings Bank Accounts

New GIC rate comparison table Over the last month, none of the financial institutions that we track have changed their regular savings account interest rates. However, GICs are dominating the discussions in our forum. As a result, we’ve launched a GIC rate comparison table that tracks all of the financial institutions that are on our…

What Is the Dax 30 Index?

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

The DAX 30 Index is one of the most significant indices in Germany. Also known as the Deutscher Aktienindex, it consists of stocks in 30 leading German blue-chip companies traded on the Frankfurt Stock Exchange. The CFD broker UFX allows you to trade a variety of asset classes, including currencies, ETFs, stocks, and commodities, as … Continue reading What Is the Dax 30 Index?

Savers Roundup November 2017: Meet Simplii Financial, Motive Financial’s GIC rates, and new promos and rate increases

by Peter @ Canadian High Interest Savings Bank Accounts

Simplii Financial, formerly known as PC Financial On November 1, 2017, PC Financial officially re-launched as Simplii Financial. The Simplii Financial rebrand was a result of CIBC and PC Financial officially ending their banking partnership, with CIBC taking over PC Financial’s banking customers. Customers were assured that day-to-day banking would be largely the same, at…

Top Free Tools for Recruiters in 2016

by admin @ Donaldson and James Employment Solutions

At the best of times, recruitment is an exhilarating hunt – at the worst of times an exhaustive tail-chase. We understand the ups and downs and are therefore always on the hunt for the best ways to give you – the recruiter – the support you need to turn every lead into an exhilarating journey. […]

Do Your Kids Focus on the Facts? #Contest

by Carol @CarolAuCourant @ CAC

We are a family of foodies — my children, me and my husband have all grown up in environments where the kitchen was the heart of the home.  Cooking and baking mixed with deep conversations and lots of laughter was a natural groove. As I entered my twenties, I became more self-conscious about the types […] Read more...

The post Do Your Kids Focus on the Facts? #Contest appeared first on CAC.

CIBC to launch Simplii direct banking brand, integrate PC Financial accounts

CIBC to launch Simplii direct banking brand, integrate PC Financial accounts


National Post

The Canadian Imperial Bank of Commerce is taking over President’s Choice Financial bank accounts with a new online brand as it responds to the continuing trend towards digital banking.The Tor…

Quo Cosmetics 2017 Mother’s Day Collection

by Carol @CarolAuCourant @ CAC

To this day I still remember 4 year old me, standing next to my mom as she so carefully and beautifully applied her makeup at her vanity, and the moment she first applied a little bit of rouge on my lips to try.  I felt like a legit princess the entire day.  It was a […] Read more...

The post Quo Cosmetics 2017 Mother’s Day Collection appeared first on CAC.

Printable: $1 off Wonder Bread coupon

by couponlady @ SmartCanucks.ca Flyers, Deals Canada

Here is the link http://www.smartsource.ca/smartsource2/static_content/app/#/index.html?Link=OMON3FPXSSJKU

Birthday Planning is a Piece of Cake with Netflix’s New Birthday Video’s On-Demand #NailedIt

by Carol @CarolAuCourant @ CAC

With the start of a new school year and a swift change in routine, the beginning of September  is always a blur for me. This September was a monumental time for our family as our youngest son headed off to full-day Kindergarten for the first time ever and in that same week, he turned 5! […] Read more...

The post Birthday Planning is a Piece of Cake with Netflix’s New Birthday Video’s On-Demand #NailedIt appeared first on CAC.

Gift Card Sales

by mrdeal,mrdeal @ SmartCanucks.ca Flyers, Deals Canada

Hi y'all. Just wanted everyone to know that there are some great giftcard promotions running right now: - 10% off Google cards at Loblaws, and...

Donald Trump’s approval rating jumps from historic lows

Donald Trump’s approval rating jumps from historic lows

by @

Nearly half of Americans surveyed - 47 per cent - say they approve of how Trump is handling the economy.

Snow Web Cams: The Slopes in Whistler

by JFrench @ WorkingHolidayinCanada.com

  Fancy taking to the slopes in Whistler? A great way to pick your favourite ski spots or check out the weather is to...

The post Snow Web Cams: The Slopes in Whistler appeared first on WorkingHolidayinCanada.com.

Toronto restaurant owner cuts animal leg at front window while vegan protest occurs outside: activists

Toronto restaurant owner cuts animal leg at front window while vegan protest occurs outside: activists

by Nick Westoll @

Marni Ugar and several other activists gathered in front of Antler Kitchen and Bar in the Dufferin Street and Dundas Street West area. They could be seen in photos holding large signs such as "Murder" and "Animals are not ours to use."

Eczema Causes and Symptom Relief Options

by Tammi @ My Organized Chaos

I think we can all agree that our Canadian winters are so very long and drawn out. It’s especially tough this time of year, since there isn’t much sunlight and we don’t spend enough time outdoors. It seems every January and February we experience drastic cold snaps here in Alberta, and so far, this year […]

The post Eczema Causes and Symptom Relief Options appeared first on My Organized Chaos.

Cauliflower Fried Rice

by Tammi @ My Organized Chaos

If you love Chinese fried rice, but don’t enjoy the carb count that comes with it, you’ll love this easy Cauliflower Fried Rice recipe. It takes few ingredients, can be ready in 15-20 minutes and is loaded with vegetables.   Healthy Cauliflower Fried Rice   On one grocery shopping trip, my daughter picked up a […]

The post Cauliflower Fried Rice appeared first on My Organized Chaos.

No immediate changes to CRTC’s wholesale wireless framework

by Mandy Kovacs @ ITBusiness.caITBusiness.ca

Those waiting for the Canadian Radio-television and Telecommunications Commission’s (CRTC) big decision on whether to allow the resale of wireless services will be disappointed. Canada’s telecommunications body has ruled that it will conduct a thorough review of its wholesale wireless framework “in the near term”, pushing the decision of whether to allow small players to…

Guide to Working Out when Sick

by Tammi @ My Organized Chaos

This post is sponsored by Bayer. To make sure these products are right for you, always read and follow the label. One of the worst parts about being sick is the interruption to your fitness routine, because we all know how hard it was to get into that steady routine. Being sick is a disruption […]

The post Guide to Working Out when Sick appeared first on My Organized Chaos.

Canadian Dollar Update March 13, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.2848-1.2849      Overnight Range:     1.2829-1.2877 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $61.24 and gold is at $1,325.  US futures are higher. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.2888.  […]

The post Canadian Dollar Update March 13, 2018 appeared first on Knightsbridge FX.

The Chaos of Travel Planning and What Not to Overlook

by Tammi @ My Organized Chaos

In a week my oldest daughter and I will be boarding a plane and spending a week in sunny Orlando. While excitement is there of course {especially today as it’s currently -37 in Alberta}, right now my mind is primarily swarming with chaos over the massive to-do’s involved in travel planning. Of course there’s our […]

The post The Chaos of Travel Planning and What Not to Overlook appeared first on My Organized Chaos.

$15 Off ANY Flight (Including One-Ways)

$15 Off ANY Flight (Including One-Ways)

by DCTA @ Don't Call the Airline!

Flight Network is offering a coupon for $CAD 15 off any flight, including one-way tickets.

The post $15 Off ANY Flight (Including One-Ways) appeared first on Don't Call the Airline!.

Gift Card Sales

by mrdeal,mrdeal @ SmartCanucks.ca Flyers, Deals Canada

Hi y'all. Just wanted everyone to know that there are some great giftcard promotions running right now: - 10% off Google cards at Loblaws, and...

How to Know if Your Child Needs an Eye Exam #KidsSeeFree

by Carol @CarolAuCourant @ CAC

When my son started exhibiting signs of eye problems at age 3, my concerns and what should have been a priority to have his eyes checked were unfortunately overshadowed by the chaos of school, birthdays, extra-curricular activities, work and everything else in between. It wasn’t so bad that it was affecting his day-to-day so I […] Read more...

The post How to Know if Your Child Needs an Eye Exam #KidsSeeFree appeared first on CAC.

Dear Mom Without a Village

by Carol @CarolAuCourant @ CAC

I remember my first few months of motherhood like it was yesterday.  Everything was new and it was a colossal foreign realm — a mix of frenzy, fear and elation.  Then and now, do I still hear the well-intentioned words from people around me : “You need a break!” or the ever so famous: “It takes […] Read more...

The post Dear Mom Without a Village appeared first on CAC.

Time to Spring Into It: Easy Spring Prep Tips

by Carol @CarolAuCourant @ CAC

It’s hard to believe that Spring is around the corner with snow-covered lawns and chilly minus degree weather but it’s true!  Spring is almost here! Before we throw all our winter gear into a box and bid adieu, the transition from Winter to Spring, especially during March, can be tricky.  Many may also feel unprepared […] Read more...

The post Time to Spring Into It: Easy Spring Prep Tips appeared first on CAC.

Banking in Canada » WorkingHolidayinCanada.com

Banking in Canada » WorkingHolidayinCanada.com


WorkingHolidayinCanada.com

Money, money, money must be funny… Unless you have a really big mattress inside a walled fortress you are going to need a bank...

New Netflix ‘Download Zones’ Available for Ontario Cottage Goers all Summer Long Weekends

by Carol @CarolAuCourant @ CAC

Heading to the cottage this summer but still need your Netflix-fix?  Long road trips or summer rainy days could use a good binge but most often the lack of wifi results in serious Netflix FOMO. If you’re worried no wifi will have you missing episodes of Love or Stranger Things or the kids from Paw Patrol […] Read more...

The post New Netflix ‘Download Zones’ Available for Ontario Cottage Goers all Summer Long Weekends appeared first on CAC.

You loved your working holiday. Now here’s how to become a Canadian permanent resident

by Mark Corcoran @ WorkingHolidayinCanada.com

Over 200,000 people become Canadian permanent residents every year So here’s the conundrum. You loved your working holiday in Canada and you want to...

The post You loved your working holiday. Now here’s how to become a Canadian permanent resident appeared first on WorkingHolidayinCanada.com.

North Korea leader Kim Jong Un travels to China on one-of-a-kind train

North Korea leader Kim Jong Un travels to China on one-of-a-kind train

by @

When North Korea's leaders need to travel, they've got a train that's unlike any other.

My Kids, Ugly Crying and a Movie called Wonder

by Tammi @ My Organized Chaos

A while back my twin daughters, age 9, came running towards the vehicle at full speed after school. I could tell by the looks on their faces as they sprinted with backpacks furiously bouncing that they had something very exciting to share with me. Truthfully, I had expected news of a coveted birthday invite or […]

The post My Kids, Ugly Crying and a Movie called Wonder appeared first on My Organized Chaos.

Banking question input greatly appreciated

Banking question input greatly appreciated


Canada Immigration Forum

Ok so my husband and I are both working and have received our first paychecks last week. Our bank CIBC has put a hold on our checks that are direct...

Montreal’s Biodome shutting down until 2019 for renovations

Montreal’s Biodome shutting down until 2019 for renovations

by Gloria Henriquez @

After 26 years in operation, the Biodome is shutting down for the next year-and-a-half to undergo renovations.

2017 CAC Gift List: For the Kids #CACGiftItGood

by Carol @CarolAuCourant @ CAC

“… Santa Clause is coming to town.”  And he’s bringing along all of these favourites with him (for the lucky kids on the good list this year!). ♥ Fantastic Gymnastics  Get into the swing of things with this compelling and unique Fantastic Gymnastics game. Players time their speed and rhythm to gain momentum to flip the gymnast […] Read more...

The post 2017 CAC Gift List: For the Kids #CACGiftItGood appeared first on CAC.

Scotiabank Passport Visa Infinite Card Review

by Barry Choi @ Money We Have

Finally, there’s a travel rewards credit card from a major bank in Canada that comes with no foreign transaction fees. The Scotiabank Passport Visa Infinite Card is now accepting applicants and is clearly aimed at travellers who are looking to earn travel rewards and don’t want to pay those foreign transaction fees that are associated [...]

The post Scotiabank Passport Visa Infinite Card Review appeared first on Money We Have.

What Are Your Soul-Solutions?

by Carol @CarolAuCourant @ CAC

We are well into January, holiday decorations are put away (well, for most of us), schedules are back into full force and thankfully we survived that cold deepfreeze that besieged our towns.   Now it leaves us with some time to look at our current situation and think: “What is my 2018 going to look […] Read more...

The post What Are Your Soul-Solutions? appeared first on CAC.

10 Uncharted Netflix Titles Perfect For The #MomSneak

by Carol @CarolAuCourant @ CAC

5pm and 10pm are my golden hours in the day:   5pm is when dinner is being prepped and the kids are typically playing, reading and enjoying some quiet time (and know that mommy is not to be bothered during this hour as I’m busy in the kitchen).  10pm is when the kids are well […] Read more...

The post 10 Uncharted Netflix Titles Perfect For The #MomSneak appeared first on CAC.

Online Banking Review 2018 – Is Scotiabank’s New “Tangerine” to Your Tastes?

by Kyle @ Young And Thrifty

Now that customers have had a chance to take a bite of out Tangerine for a few years, we thought we’d revisit our initial Tangerine review and see if they’ve lived up to their promise as Canada's premier online bank.  The best place to see how Tangerine stacks up against its current online-only competitors is…

Online Banking Review 2018 – Is Scotiabank’s New “Tangerine” to Your Tastes? first appeared on Young And Thrifty

The Royal Treatment at Medieval Times Toronto + VIP Tickets Giveaway

by Carol @CarolAuCourant @ CAC

How often is it that you can experience feasting with a king and princess like royalty while cheering on handsome and chivalrous knights?  Not often I’m sure.  If there’s one attraction in Toronto that is an absolute must-visit when in town, it’s Medieval Times Dinner & Tournament.  It’s truly an experience like no other!   […] Read more...

The post The Royal Treatment at Medieval Times Toronto + VIP Tickets Giveaway appeared first on CAC.

One Pan Maple Mustard Chicken and Vegetables

by Tammi @ My Organized Chaos

One Pan Maple Mustard Chicken and Vegetables is a marinated chicken breast recipe using two key ingredients: dry mustard and maple syrup. It’s a nice flavour combination! The mixed vegetables sides are roasted along with the chicken, making it a one-dish meal.   One Pan Maple Mustard Chicken and Vegetables   If there’s one meat […]

The post One Pan Maple Mustard Chicken and Vegetables appeared first on My Organized Chaos.

Interac adds money request, auto-deposit features to e-Transfer platform

Interac adds money request, auto-deposit features to e-Transfer platform


IT Business

The Interac Association has just given Canadian retailers and other small and medium-sized businesses (SMBs) two new ways to send and receive

Staying Up-To-Date in Recruitment – Conference Edition

by admin @ Donaldson and James Employment Solutions

No matter what industry you are in, learning never stops. The further you progress in your career, the more important it becomes to keep up-to-date with the current practices. Here at Donaldson & James, we believe that staying ahead in your field will guarantee you keep your competitive edge against fresh talent entering the industry. […]

Offences roll as Lightning knock off Titans in K-W

Offences roll as Lightning knock off Titans in K-W

by Mike Stubbs @

Garrett Williamson sparked the London Lightning as they entered the final week of the NBL Canada season with a win.

IBM and Apple announce new partnership to create smarter mobile apps

by Alex Coop @ ITBusiness.caITBusiness.ca

LAS VEGAS – IBM and Apple’s relationship went to another level when they announced yesterday that they were going to make business apps running on Apple devices more intelligent by combining IBM Watson machine learning with Apple Core ML. Ginni Rometty, IBM chairman, president and CEO, snuck in the announcement during her chairman’s address at…

Emptying the Nest: How Parents are Helping their Kids Buy Homes

by Dan Yurman @ Mortgage Rates & Mortgage Broker News in Canada

For parents who have the means to help their kids buy a home in today’s pricey environment, gifting money towards a down payment is one of the best way to do it. In February 2018, the Financial Post ran a story about adults still living with their parents. The figures are staggering. The number of […]

Canadian Dollar Morning Update March 19, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.3075-1.3076      Overnight Range:     1.3046-1.3125 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $62.13 and gold is at $1,312.  US futures are lower. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.3131.  […]

The post Canadian Dollar Morning Update March 19, 2018 appeared first on Knightsbridge FX.

Gallery of the first Tim Hortons in Philippines

by Ian Hardy @ Inside Timmies

Tim Hortons is expanding to the Philippines and the stunning location will officially open on February 28th at Uptown Place Mall in Bonifacio Global City. To celebrate the experience, Siera Bearchell, Miss Universe Canada, was on hand for an early look and to cut the ribbon. In addition, Department of Tourism Secretary Wanda Teo, the […]

Winter Blues is Snow Joke: 8 Simple Tips to Beat the Winter Blahs

by Carol @CarolAuCourant @ CAC

January, you sure can be a beauty but you definitely know how to get on our bad side too. You may know the scenarios: you’re feeling more tired or apathetic, possibly even a little extra flighty.  Getting up in the morning is absolutely hellish when it still looks like it’s night time.  You’d rather indulge […] Read more...

The post Winter Blues is Snow Joke: 8 Simple Tips to Beat the Winter Blahs appeared first on CAC.

Recruiter Spotlight: Dan Wheeler

by admin @ Donaldson and James Employment Solutions

For the last three years, Dan Wheeler has been a vital part of the Donaldson & James community. We are thrilled to have him as this month’s featured recruiter where we have the chance to share his story. As we all know, the journey to Donaldson & James sometimes doesn’t start with recruitment. We spoke […]

Chase Canada Closing All Amazon.ca Credit Cards March 15

Chase Canada Closing All Amazon.ca Credit Cards March 15

by DCTA @ Don't Call the Airline!

All J.P. Morgan Chase Canada Amazon.ca accounts will be closed on March 15, 2018.

The post Chase Canada Closing All Amazon.ca Credit Cards March 15 appeared first on Don't Call the Airline!.

Motorola redesigns its affordable smartphone line

by Alex Radu @ ITBusiness.caITBusiness.ca

At Mobile World Congress in Barcelona Lenovo unveiled its next two Motorola mid-range smartphones, the Moto G5 and G5 Plus with a new aluminum design. Other than the aluminum design change, the latest Moto devices don’t seem to be anything more than an upgrade to its predecessor. The Moto G5 uses a Snapdragon 430 processor,…

Analytics That All Business Owners Need To Take Into Consideration

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

As you likely already know, your business is your lifeline. If your business flatlines, there is a good chance that you’re going to be out of work and you’re going to struggle to stay afloat. This is why it is absolutely pertinent to go above and beyond to keep your business in good shape. Unfortunately, … Continue reading Analytics That All Business Owners Need To Take Into Consideration

Hiring a Real Estate Agent – How to Get More Bang for Your Buck

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

What is an estate agent? An Estate agent works independently or with an agency. They specialise in the sales and letting of a property. These may be residential or commercial properties and land. They negotiate on behalf of their clients. They study the property – its size, location, condition, etc., then compare it with the … Continue reading Hiring a Real Estate Agent – How to Get More Bang for Your Buck

Tech a minor component of Toronto’s new ‘smart neighbourhood,’ Sidewalk Labs exec says

by Eric Emin Wood @ ITBusiness.caITBusiness.ca

TORONTO – It’s easy for the layperson to interpret Sidewalk Labs’ newest project as “Google is building a high-tech neighbourhood in Toronto,” but the startup’s first roundtable presentation on Tuesday did its best to paint a picture that depicted anything but. Instead, Rit Aggarwala, head of urban systems for Sidewalk Labs (a division of Alphabet,…

Super C flyer March 29 - April 4

by couponlady @ SmartCanucks.ca Flyers, Deals Canada

Image: https://flyers.smartcanucks.ca/uploads/pages/100763/super-c-flyer-march-29-to-april-41.jpg ...

The TTC Journey with The Stork®

by Carol @CarolAuCourant @ CAC

“I’m not going to lie… this whole infertility thing is really dampening my spirits and making me a little sad. Not only is it physically draining (having to come in and out of the clinic for monitoring and all the meds I have to take) but also mentally and emotionally draining as well.  I’m not […] Read more...

The post The TTC Journey with The Stork® appeared first on CAC.

Help Keep Stars in the Sky

by Tammi @ My Organized Chaos

I was in the coffee shop drive thru lane when I heard a very distinctive “whop whop” sound. My eyes went to my rearview mirror and I watched waiting, knowing what I’d soon see. In a matter of seconds the helicopter landed in place at our city hospital, the signature logo visible as a team […]

The post Help Keep Stars in the Sky appeared first on My Organized Chaos.

What’s Driving Canadian Homebuyers?

by Steve Huebl @ Mortgage Rates & Mortgage Broker News in Canada

Mortgage rule changes and increasing interest rates—surprisingly—weren’t the top motivators for prospective homebuyers in 2017, according to a new survey from the Canada Mortgage and Housing Corporation (CMHC). Instead, the 2018 Prospective Home Buyers Survey found that improved accessibility (i.e., fewer physical obstacles and barriers) and investment opportunity were the main driving factors to purchase […]

13 Ways to Talk to a Suicidal Friend #StreamTeam

by Carol @CarolAuCourant @ CAC

If you haven’t heard already, there is a popular Netflix series that aired last month that talks about an extremely sensitive topic (amongst many) that our teens and tween’s have faced at some point in their life, whether themselves or a friend, and it’s something parents often do not want or think to discuss: Suicide. […] Read more...

The post 13 Ways to Talk to a Suicidal Friend #StreamTeam appeared first on CAC.

TAYLOR: Split between PC Financial partners, CIBC and Loblaw, takes effect Wednesday

TAYLOR: Split between PC Financial partners, CIBC and Loblaw, takes effect Wednesday


The Chronicle Herald

It isn’t every day that a popular financial institution splits itself into two separate organizations, but that’s what’s going to happen on Wednesday.

Tim Hortons franchisees not feeling fresh since Restaurant Brands implemented its cost-cutting strategies

by Ian Hardy @ Inside Timmies

According to a report in the Globe & Mail, Tim Hortons franchisees are not thrilled with the way parent-company Restaurant Brands International is running the business. Apparently, the franchisees have created an organization called the “Great White North Franchisee Association” which aims to help them express their concerns about the “aggressive cost-cutting strategies,” which have […]

Food Basics (ON, gta) Mar 29 - April 4

by cyn88canada @ SmartCanucks.ca Flyers, Deals Canada

Whoever gives me a chocolate covered zombie will suffer. cough cough. Next: Anyway, moving along, we have the usual grocery flyers: No...

Google knows more about you “than your mother does”

by Robert L. Mitchell @ ITBusiness.caITBusiness.ca

At first blush, this statement (by a senior staff attorney at the Electronic Frontier Foundation) may sound far-fetched. After reading this article, though, see if you feel the same way.

Canada Remains A Top Destination for Capital Flows

by Steve @ Canadian Personal Finance @ Canadian Personal Finance

In 2018, Canada will assume the presidency of the G-7. This is a prestigious honor which is bestowed upon countries that are economic and political beacons of hope for the world. The Canadian economy is rapidly emerging from a 90s death spiral that saw sharp contractions taking place. Now, Canada is a symbol of prosperity, … Continue reading Canada Remains A Top Destination for Capital Flows

Savers Roundup February 2018: a 4.00% GIC, why Manitoba offers higher rates, and Hubert’s referral promo

by Peter @ Canadian High Interest Savings Bank Accounts

More rate increases and a 4.00% GIC Last month, we saw the Bank of Canada raise its key interest rate by 0.25%, and savers are slowly starting to see the benefits. Outlook Financial, Achieva Financial, and Implicity Financial have all increased their regular savings and TFSA interest rates from 1.85% to 2.00%. AcceleRate Financial’s main…

Savers Roundup December 2017: saving the TFSA transfer fee, GIC rates on the rise, and a short-lived 4.00% promo

by Peter @ Canadian High Interest Savings Bank Accounts

Advantages of TFSA withdrawals in December If you are planning to move your TFSA funds from one financial institution to another, withdrawing funds from your current TFSA in December and then depositing them in the new financial institution in January has some advantages. Most institutions charge a transfer fee for moving TFSA money elsewhere, and…

Trade List FT: lots of popular coupons * Facebook albums just updated

by elayjosh @ SmartCanucks.ca Flyers, Deals Canada

_*These are just a few of my coupons For Trade:*_(see links to my face book albums at the end of this post for lots of my coupons) ...

Women robbed and assaulted at a Tim Hortons in Cambridge

by Ian Hardy @ Inside Timmies

Whoa. Not cool. According to a report in the CBC, a woman was assaulted and robbed at a Tim Hortons at 6:45pm in Cambridge, specifically the location on Dundas Street North and Hespeler Road. “Police are searching for a male suspect after a woman says she was assaulted and robbed at a Cambridge Tim Hortons. […]

Tax season is here – 5 things every Canadian working holidaymaker should know

by Mark Corcoran @ WorkingHolidayinCanada.com

How to stay compliant with the Canadian tax authorities   Let’s face it. Tax can be a confusing subject at the best of times....

The post Tax season is here – 5 things every Canadian working holidaymaker should know appeared first on WorkingHolidayinCanada.com.

Father’s Day L’Occitane L’Homme Cedrat Collection #Giveaway

by Carol @CarolAuCourant @ CAC

Charismatic and caring.  These are the two words that best describe the special dad’s in my life.   Throughout the years in my life and my family’s life, moments of joy and sorrow, celebrations and mourning’s, my father has always exuded this immense fortitude and buoyancy that I could just never understand or explain.  Even […] Read more...

The post Father’s Day L’Occitane L’Homme Cedrat Collection #Giveaway appeared first on CAC.

The ‘Cicret’ is out – this futuristic bracelet doesn’t exist

by Brian Jackson @ ITBusiness.caITBusiness.ca

The latest viral video sensation sweeping social media depicts an incredible piece of wearable technology that you can use while biking, riding transit, or even in the bath. The Cicret bracelet is “like a tablet… but on your skin” the video proclaims. The users in the video are wearing a thin plastic wrist band and…

9 Helpful Tips for Kids with Glasses #KidsSeeFree

by Carol @CarolAuCourant @ CAC

When my son was diagnosed with strabismus and needed to wear glasses, I honestly had no clue how to choose them, and how to truly care for them. I didn’t realize that maintaining and caring for glasses, especially with a rambunctious 4-year-old, would be easier said than done. I never had to wear them, so […] Read more...

The post 9 Helpful Tips for Kids with Glasses #KidsSeeFree appeared first on CAC.

HURRY! AMEX Business Platinum Fee Increase to $499 and Minimum Spend to $50,000 Tomorrow!

HURRY! AMEX Business Platinum Fee Increase to $499 and Minimum Spend to $50,000 Tomorrow!

by DCTA @ Don't Call the Airline!

According to Reddit, the American Express Business Platinum card's annual fee will go up from $399 to $499 tomorrow. Further, the sign-up offer, which is currently 75,000 points for $5,000 of spend within three months, will go up to $50,000!

The post HURRY! AMEX Business Platinum Fee Increase to $499 and Minimum Spend to $50,000 Tomorrow! appeared first on Don't Call the Airline!.

Netflix & Google + Enter To Win a Netflix 3-Month Subscription for You & a Friend #StreamTeam

by Carol @CarolAuCourant @ CAC

After a long week, nothing sounds more righteous than a big bowl of buttery popcorn, a glass (or two) of wine (Batasiolo Bosc d’la Rei Moscato d’Asti Docg is my favourite right now), my comfy throw blanket, the fireplace on and Netflix.  Oh, and Dr. Google would be a good idea too. If you’re like […] Read more...

The post Netflix & Google + Enter To Win a Netflix 3-Month Subscription for You & a Friend #StreamTeam appeared first on CAC.

Why You Need to Keep Your Digital Information Safe

by Barry Choi @ Money We Have

**This is a sponsored post written by me on behalf of Capital One Canada. All opinions are my own. According to a recent study from Capital One Canada, 71% of Canadians are aware of the impact identity theft can have on their personal finances, yet just 53% are taking some steps to prevent their data [...]

The post Why You Need to Keep Your Digital Information Safe appeared first on Money We Have.

Tim Hortons raising pricing for hot beverage and breakfast items August 2nd

by Ian Hardy @ Inside Timmies

Canada, it’s time to pay the piper. According to a message to loyal patrons, Tim Hortons has declared an increase in some of its hot beverage and breakfast items. Yes, very vague but typically the price increase is about $0.05 to $0.10 per coffee/tea. No word on what breakfast items will see a price increase. […]

CIBC sees bumpy transition of PC Financial accounts to Simplii

CIBC sees bumpy transition of PC Financial accounts to Simplii


Global News

In announcing the deal in August, CIBC promised a smooth transition for existing PC Financial clients.

Shoppers Drug Mart (ON) Mar 31 - April 6

by cyn88canada @ SmartCanucks.ca Flyers, Deals Canada

I'm back! And, running late...oh, well... ...gift card deals for App Store & iTunes: 10% off of $50 and $100, (bottom of page 4) ...also, %10...

Canadian Dollar Update March 14, 2018

by KBFX @ Knightsbridge FX

USD/CAD Open: 1.2928-1.2929      Overnight Range:     1.2923-1.2966 The Canadian dollar was rangebound in overnight currency exchange markets.  Oil is at $61.15 and gold is at $1,324.  US futures are higher. There are no major domestic data releases scheduled for today. The short term Canadian dollar technicals are neutral.  For today, USD resistance is at 1.3021.  […]

The post Canadian Dollar Update March 14, 2018 appeared first on Knightsbridge FX.

Examining Canada’s Weak Q1 Home Sales

by Danielle Kubes @ Mortgage Rates & Mortgage Broker News in Canada

National  home sales and property prices both declined in February compared to a year earlier, the Canadian Real Estate Association’s (CREA) latest monthly data shows. Canadian home sales declined 16.9 per cent, while the average selling price dropped 5 per cent year-over-year to an average of $494,000. The hot Vancouver and Toronto markets, even though […]

Tim Hortons Roll Up The Rim Prank gets Canadian all riled up and ready to rumble

by Ian Hardy @ Inside Timmies

Pranks are awesome. Tim Hortons pranks are the best, especially when it involves Roll Up The Rim. Check out these geniuses that put this gem together.

Don’t Piss Off Your Future Self: The 10 Best Money Lessons From Retirees

by Amanda Holden @ Young And Thrifty

“Don’t piss off your Future Self, Amanda,” or “Your Future Granny will not approve of this,” I’ll sometimes whisper to myself as I’m about to do something that feels financially—well—stupid. I started doing this about a year ago as a reminder to think critically about decisions and to consider their long-term effects. It's a helpful…

Don’t Piss Off Your Future Self: The 10 Best Money Lessons From Retirees first appeared on Young And Thrifty

Snow Web Cams: The Slopes in Banff

by JFrench @ WorkingHolidayinCanada.com

Speeding down a mountain on skis or a snowboard is a kind of freedom like no other. Feeling the wind in your face while...

The post Snow Web Cams: The Slopes in Banff appeared first on WorkingHolidayinCanada.com.

Wallet Card creator on disrupting the payment sector without changing its infrastructure

by Eric Emin Wood @ ITBusiness.caITBusiness.ca

Here at ITBusiness.ca, we’re used to profiling startups founded by engineers, programmers, or serial entrepreneurs, but Dynamics Inc. CEO and Wallet Card creator Jeff Mullen was simply a patent attorney, a profession that saw him working late hours and often ordering goods online. “I kept looking at my credit card and started asking myself –…

Recruiter Spotlight: Brendan Conway

by admin @ Donaldson and James Employment Solutions

We are excited to welcome Brendan to the Donaldson & James team! Born and raised in Toronto, he started his career off in recruitment on April 18th 2005 specializing in construction, development and property management. For the last 10 years he has been working as a traditional recruiter before deciding it was time to take […]

Broker Lender Market Share – Q4 2017

by Robert McLister @ Mortgage Rates & Mortgage Broker News in Canada

Banks continued to eat up market share in the fourth quarter, growing their portion of the broker pie by 5.4 percentage points vs. Q4 2016. For the full year, banks seized a whopping 750 basis points of share, mainly from mortgage finance companies. Virtually no broker in Canada will be surprised by that. Among other […]

How Much Does it Cost to go to Ireland?

by Barry Choi @ Money We Have

With its rolling green hills, pubs, and rich history, Ireland is one of the most popular travel destinations in Europe. But, just how much does it cost to go to Ireland? Well, there are several factors to consider including your travel style, what you want to see, and where you are flying from. Ireland is [...]

The post How Much Does it Cost to go to Ireland? appeared first on Money We Have.

6 Ways to Find Your Calling in the New Year

by admin @ Donaldson and James Employment Solutions

The New Year is a time when individuals are creating personal and professional goals. Although this can sometimes seem like an arbitrary time of the year to make these decisions, when it comes to job hunting it is one of the most opportunistic periods. There are two things that make the January job hunt advantageous: […]

Direct Deposit Authorization Form | Donaldson and James Employment Solutions

Direct Deposit Authorization Form | Donaldson and James Employment Solutions


Donaldson and James Employment Solutions

Download A Direct Deposit Form From Your Bank

10 Thrilling South Korean Films to Watch on Netflix Canada #StreamTeam

by Carol @CarolAuCourant @ CAC

It’s proven that International films are some, if not, the best when it comes to uncultivated, nail-biting, eccentric and brilliant thrillers.  South Korean films are the paragon in international thrillers with favourites like Oldboy, The Lakehouse, Mirrors and The Uninvited that were remade in Hollywood.   Thankfully, Netflix has a great selection (and hopefully growing!) […] Read more...

The post 10 Thrilling South Korean Films to Watch on Netflix Canada #StreamTeam appeared first on CAC.

Provigo flyer March 29 - April 4

by couponlady @ SmartCanucks.ca Flyers, Deals Canada

Image: https://flyers.smartcanucks.ca/uploads/pages/100765/provigo-flyer-march-29-to-april-41.jpg ...

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