Important Tax Law Changes You Need to Know [ Updated for 2018]

by Philip Taylor @ PT Money

Fri Feb 02 16:00:04 PST 2018

Getting psyched to do your taxes? I suppose if you're expecting a refund you might be. Or if you're kind of a tax nerd like me, you might take some pleasure in breaking down the tables and watching the software do its thing. Or you might be interested to see how the recent Tax Cuts […]

The post Important Tax Law Changes You Need to Know [ Updated for 2018] appeared first on PT Money.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

Mon Dec 04 06:00:55 PST 2017

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Five Key Things Financial Marketers Need to Know About Gen Z Now

by Guest Contributor @ The Financial Brand

Tue Mar 20 21:02:32 PDT 2018

Here are the relevant characteristics that define Gen Z — what financial marketers need to know so they can get ahead of this massive demographic trend.

The post Five Key Things Financial Marketers Need to Know About Gen Z Now appeared first on The Financial Brand.

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

Mon Oct 30 10:15:47 PDT 2017

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

Mon Mar 12 06:30:50 PDT 2018

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

Tech firms, government officials put the brakes on testing self-driving vehicles after fatal Uber crash

by Faiz Siddiqui @ The Denver Post

Tue Mar 27 19:40:55 PDT 2018

More than a week after one of Uber's self-driving cars struck and killed a pedestrian in Arizona, government officials and technology firms had begun reconsidering their rapid deployment of some autonomous technology amid fears it was not ready for public testing.

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Mon Oct 30 07:59:13 PDT 2017

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

How to Track Your Net Worth [+ My Net Worth]

by Philip Taylor @ PT Money

Fri Jan 19 22:40:00 PST 2018

You're probably reading this site because you want to see your financial life improve? Maybe move toward financial independence? Good on you, my friend! A great way to get better at something is to start tracking it. Let's talk about measuring and tracking your net worth. Simply put, your personal net worth is equal to […]

The post How to Track Your Net Worth [+ My Net Worth] appeared first on PT Money.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

Tue Nov 14 05:00:21 PST 2017

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

Why Accounting Will Continue To Be The Most Profitable Industry In The US

by Lenny DeFranco @ Abacus

Tue Jan 16 11:42:05 PST 2018

Year after year, accounting firms are the most profitable industries for small businesses in the US. Here’s what that will remain the case for years more.

The post Why Accounting Will Continue To Be The Most Profitable Industry In The US appeared first on Abacus.

need 30k quick PQMs

by gcm4795 @ FlyerTalk Forums

Tue Mar 27 19:14:03 PDT 2018

Hey flyer talk community. Can you help? I was graciously granted a status match by UA (from AA) and I need to score 35K PQMs over the next few months. I don't believe my work travels won't get me all the way there, does the community have any ideas...

Don’t Let Bad Data Kill Your Financial Institution’s Brand

by Guest Contributor @ The Financial Brand

Wed Mar 07 21:02:37 PST 2018

When you try to personalize your marketing communications and fail, you lose people's trust and undermine your brand. Here's three ways to make sure that doesn't happen.

The post Don’t Let Bad Data Kill Your Financial Institution’s Brand appeared first on The Financial Brand.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Mar 26 05:10:00 PDT 2018

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

Tue Feb 20 03:00:00 PST 2018

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 23 03:00:00 PST 2018

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

How I Got a Round-Trip Ticket From Atlanta to Chicago for $11.20

by Beverly Harzog @ Beverly Harzog

Wed Jul 19 13:39:43 PDT 2017

My daughter, Ashley, lives in Illinois and I hadn’t seen her since Christmas. I couldn’t take it any longer, so a few weeks ago, I picked a date to go visit her. I knew I had more than enough reward miles to get a “free” ticket. Okay, it’s not totally free because I had to pay […]

The post How I Got a Round-Trip Ticket From Atlanta to Chicago for $11.20 appeared first on Beverly Harzog.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

LitePay folds after Litecoin Foundation refuses to contribute more funds

by Peter Terlato @ finder US

Tue Mar 27 10:18:48 PDT 2018

Litecoin approached LitePay regarding transparency issues. Soon after, the payments company shut down.

Delta Themed Wedding

by zrs70 @ FlyerTalk Forums

Tue Mar 27 20:14:08 PDT 2018

my friends made the news with their DL themed wedding! what the article doesn�t state is that your truly was the officiating rabbi! https://news.delta.com/couple-achieves-diamond-status-delta-themed-wedding

Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K

by Ashley Chorpenning @ PT Money

Mon Feb 12 08:52:12 PST 2018

When you started your first job, were you offered a 401(k) account? And if you were, did you even know what that meant? PT's note: When I started my first big career job (nine months with KPMG out of Shreveport, LA) I never invested with the 401K! I didn't even get the match! It wasn't […]

The post Blooom: Finally, a Robo-Advisor to Help You Manage Your 401K appeared first on PT Money.

MoviePass Review: Is it Really Unlimited Movies for One Price?

by Kevin Mercadante @ Consumerism Commentary

Thu Jan 04 13:52:00 PST 2018

MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]

The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 19 05:10:23 PDT 2018

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

Message from CEO

by Rebecca Smith @ America's First Federal Credit Union

Fri Mar 02 14:14:30 PST 2018

To our Valued Members: You may be aware that America’s First experienced a failure in our debit card processing systems between approximately 5:00 pm on Thursday, March 1st and 9:00 am on Friday, March 2nd. Perhaps you were one of a number of members whose card was declined at a merchant or ATM during this time [...]

Digital Lending Must Go Beyond Eliminating Paper

by Guest Contributor @ The Financial Brand

Mon Mar 12 21:03:54 PDT 2018

To get the optimal benefits of digital lending, back office processes, front office solutions and marketing communication all must be digitally-based.

The post Digital Lending Must Go Beyond Eliminating Paper appeared first on The Financial Brand.

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

Thu Mar 08 04:00:37 PST 2018

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.

Different kinds of QR J

by Expatbear @ FlyerTalk Forums

Tue Mar 27 19:55:24 PDT 2018

I'm not a regular QR flyer, but have now done six legs over the last two months. I'm struck by how different the service is on different flights, and how the service standards seem to be different depending on aircraft/route. Had my first experience...

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Thu Mar 22 14:14:34 PDT 2018

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

undo/cancel online check-in

by BOStonTravels @ FlyerTalk Forums

Tue Mar 27 19:26:40 PDT 2018

Does the swiss website or app allow passenger to undo/cancel online check-in? I believe LH website used to allow this but I wasnt sure if that would work for swiss flights? Thanks!

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Tue Mar 20 07:00:35 PDT 2018

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

Credit One Credit Cards Review

by Beverly Harzog @ Beverly Harzog

Thu Dec 07 00:56:42 PST 2017

If you have bad credit, it’s tough to find an unsecured credit card that doesn’t try to pick your pocket with fees and high APRs. For example, the Credit One credit cards look good on the surface, but not when you look under the hood. And, as you know, I love to look under the hood. The […]

The post Credit One Credit Cards Review appeared first on Beverly Harzog.

APR vs. APY: How One Letter Makes a Big Difference

by Stephanie Colestock @ Consumerism Commentary

Thu Feb 15 03:00:00 PST 2018

APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]

The post APR vs. APY: How One Letter Makes a Big Difference appeared first on Consumerism Commentary.

Singapore Airlines to Enable Blockchain-Based Redemptions With Retailers – Should You Care?

by Nick Ewen @ The Points Guy

Tue Mar 27 14:00:46 PDT 2018

When airlines integrate technology, it’s generally a good thing for consumers. Be it complimentary in-flight entertainment or faster and more reliable Wi-Fi in the air, technology has made (and will continue to make) a positive impact on the travel experience. Now one airline is applying this technology to its redemption scheme, and while details are …

Does Viator tour purchase code as travel on CSP?

by budumpst @ FlyerTalk Forums

Tue Mar 27 19:24:31 PDT 2018

I've tried the search function, but can't pull up anything. Does tour packages on Viator website code as travel (2X) for Sapphire Preferred card? Thank you :')

SDFCU Savings Secured Visa Platinum Card Review

by Beverly Harzog @ Beverly Harzog

Sat Feb 10 09:28:29 PST 2018

I really like credit unions. Like regular banks, there are some duds, of course. But in general, credit unions have some excellent consumer-friendly credit cards. Let’s take a look at the  SDFCU Savings Secured Visa Platinum Card and see how it compares to other secured credit cards. The State Department Federal Credit Union (SDFCU) does report […]

The post SDFCU Savings Secured Visa Platinum Card Review appeared first on Beverly Harzog.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 04:00:00 PST 2017

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

need 30k quick PQMs

by gcm4795 @ FlyerTalk Forums

Tue Mar 27 19:14:03 PDT 2018

Hey flyer talk community. Can you help? I was graciously granted a status match by UA (from AA) and I need to score 35K PQMs over the next few months. I don't believe my work travels won't get me all the way there, does the community have any ideas...

Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Thu Mar 22 16:09:10 PDT 2018

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

Fri Mar 23 06:53:52 PDT 2018

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

Air New Zealand to Launch Nonstop Service Between Auckland and Chicago

by Emily McNutt @ The Points Guy

Tue Mar 27 13:00:21 PDT 2018

Chicago is getting a new nonstop option to New Zealand. Air New Zealand announced on Tuesday that it’s set to begin nonstop service between Chicago (ORD) and Auckland (AKL), beginning November 30, 2018. Air New Zealand will operate the 8,184-mile journey between ORD and AKL with one of its Boeing 787-9 Dreamliners. The route will …

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

Tue Jan 09 14:00:00 PST 2018

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.

Different kinds of QR J

by Expatbear @ FlyerTalk Forums

Tue Mar 27 19:55:24 PDT 2018

I'm not a regular QR flyer, but have now done six legs over the last two months. I'm struck by how different the service is on different flights, and how the service standards seem to be different depending on aircraft/route. Had my first experience...

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 06:01:04 PST 2017

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

Wed Mar 21 05:30:00 PDT 2018

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway)

by Philip Taylor @ PT Money

Sat Mar 10 21:11:13 PST 2018

TLDR: buying a house isn’t the best way to build wealth – the stock market is better – but buying a home is still a great idea if you do it right. Buying a House is Still Part of Our “American Dream” Despite the buzz about renting being the new hottie, buying a home is […]

The post Buying a House will Slow Down Your Path to Financial Independence (But You Should Do it Anyway) appeared first on PT Money.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Mon Mar 26 07:00:54 PDT 2018

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

Is the 3,000 AS bonus miles for Rocketmiles long-term?

by hightide @ FlyerTalk Forums

Tue Mar 27 19:12:24 PDT 2018

I found this: https://www.rocketmiles.com/mileage-plan-bonus?utm_campaign=alaska-direct-q12018-mileage-plan-bonus&utm_medium=partner-direct&utm_source=alaska It states that March 31, 2018 is the deadline to take advantage of the bonus. I'm...

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

new airline flying USA west coast to Australia starting December 2018

by southpac @ FlyerTalk Forums

Tue Mar 27 20:32:09 PDT 2018

just heard about a new airline that will be flying USA west coast to Australia starting in December 2018. No details, just that flights will operate 2-3 times a week, with 1 or 2 likely to be nonstop & other(s) with 1 brief stop somewhere in the...

VS PE Fast Track at Heathrow?

by krogers34 @ FlyerTalk Forums

Tue Mar 27 19:06:15 PDT 2018

Hi All, I'm booked through Delta on a VS operated flight in PE from JFK to LHR. Has anyone been able to use Fast Track at LHR when in PE as a US Citizen? If so, how did you?

Big fourth quarter propels Toronto Raptors to victory over Denver Nuggets

by Gina Mizell @ The Denver Post

Tue Mar 27 19:05:08 PDT 2018

Jakob Poeltl got the ball on the baseline and cocked it far behind his head before a thunderous slam, sending the home crowd at the Air Canada Centre into a frenzy.

TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help

by Emily Guy Birken @ PT Money

Mon Feb 05 12:51:12 PST 2018

This post is brought to you by TurboTax. While this is a sponsored post, all content and opinions expressed here are my own. I have a long history with TurboTax. They were the program I used back when I was filing taxes as a single graduate student in 2006, and they helped me throughout the […]

The post TurboTax Live Review: File Your 2017 Taxes at Home with Expert Help appeared first on PT Money.

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Thu Mar 22 17:39:02 PDT 2018

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop

by Emily Guy Birken @ PT Money

Mon Mar 26 09:09:37 PDT 2018

This post is brought to you by FreedomPop. While this is a sponsored post, all content and opinions expressed here are my own. I’ve long been impressed by the offerings of FreedomPop, the no-really-we’re-not-kidding FREE mobile and Internet service provider that has been disrupting the mobile service model since 2011. While their 100% free plans […]

The post Get 100% Free Talk, Text & 4GB Data for One Penny with FreedomPop appeared first on PT Money.

Will and Trust Through Employer Legal Plan

by Harry Sit @ The Finance Buff

Tue Mar 27 06:52:00 PDT 2018

Using the legal plan through an employer works for simple estate planning.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Will and Trust Through Employer Legal Plan is copyrighted material from The Finance Buff. All rights reserved.

Capital One Secured MasterCard Review

by Beverly Harzog @ Beverly Harzog

Mon Oct 23 09:07:49 PDT 2017

Here’s a freshly updated review of the Capital One Secured MasterCard. About a year ago, there were changes regarding the security deposit and credit limits. Rest easy, I got your back. It’s all good and I’ll explain it in the “Rates & Fees” section below. And just so you know, as I redo reviews, I leave the […]

The post Capital One Secured MasterCard Review appeared first on Beverly Harzog.

SunTrust Secured Card with Cash Rewards Review

by Beverly Harzog @ Beverly Harzog

Thu Jul 27 07:36:25 PDT 2017

SunTrust is based in my hometown, Atlanta, Georgia, so I see branches all the time. When I saw one yesterday, it reminded me that I need to update my review for the SunTrust Secured Credit Card. So here ya go! And I’m so glad I reviewed it again because a lot of happy changes have occurred. The SunTrust secured […]

The post SunTrust Secured Card with Cash Rewards Review appeared first on Beverly Harzog.

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

Mon Oct 30 07:30:30 PDT 2017

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

Delta Themed Wedding

by zrs70 @ FlyerTalk Forums

Tue Mar 27 20:14:08 PDT 2018

my friends made the news with their DL themed wedding! what the article doesn�t state is that your truly was the officiating rabbi! https://news.delta.com/couple-achieves-diamond-status-delta-themed-wedding

Pros and Cons of Interest-Only Mortgage Payments

by Luke Landes @ Consumerism Commentary

Wed Nov 08 04:00:54 PST 2017

Interest only mortgage payments appeal to many because of the low monthly payment. But are they a good way to go? We list the pros and cons. A while back, a Consumerism Commentary reader named Ryan suggested I write about interest-only mortgages. I thought this was an interesting request. So I definitely wanted to address […]

The post Pros and Cons of Interest-Only Mortgage Payments appeared first on Consumerism Commentary.

First Time in First: Flying Korean Air’s First Class (777-300ER) From Seoul to San Francisco

by Nick Ellis @ The Points Guy

Tue Mar 27 14:55:08 PDT 2018

Korean Air's retrofitted 777-300ER is a fantastic way to cross the Pacific — especially in first class. Pros: Fully enclosed suites and delicious food. Cons: The ground experience at the airline's former terminal at ICN left a lot to be desired.

Fast lane for ICN arrival and departure for CX pax?

by LuxuryLifestyle @ FlyerTalk Forums

Tue Mar 27 19:52:46 PDT 2018

Hello all, My first post here so please pardon me if I am in the wrong thread, question as title, does anyone know if there is any "fast lane pass" distributed to CX passengers traveling on business class to Incheon Airport (Seoul, Korea)? Thank...

The Best Personal Finance Software for Taming Your Budget (In 2018)

by Emily Guy Birken @ PT Money

Tue Jan 23 21:30:26 PST 2018

Pluto LogoManaging your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget. But the old school methods of budgeting […]

The post The Best Personal Finance Software for Taming Your Budget (In 2018) appeared first on PT Money.

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

Mon Oct 30 09:56:12 PDT 2017

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

American Expands in Latin America With New Flights From US Hubs

by Nick Ellis @ The Points Guy

Tue Mar 27 13:30:17 PDT 2018

American Airlines shared expansion details of its Latin American route map on Tuesday. The world’s largest carrier will be adding nonstop flights between its hubs in Dallas-Fort Worth (DFW), Los Angeles (LAX) and Miami (MIA) to destinations in Mexico and South America. The new additions further cement American’s place as the dominant US carrier in …

BankAmericard Secured Credit Card Review

by Beverly Harzog @ Beverly Harzog

Thu Sep 21 06:52:10 PDT 2017

Note to my subscribers: If you’ve gotten this post twice, my apologies. When it went out two days ago, I had not published an updated review for it. In fact, I have no idea why that went out since the pub date was January 17, 2017. Anyway, this is now updated! Sorry for the confusion. […]

The post BankAmericard Secured Credit Card Review appeared first on Beverly Harzog.

Fast lane for ICN arrival and departure for CX pax?

by LuxuryLifestyle @ FlyerTalk Forums

Tue Mar 27 19:52:46 PDT 2018

Hello all, My first post here so please pardon me if I am in the wrong thread, question as title, does anyone know if there is any "fast lane pass" distributed to CX passengers traveling on business class to Incheon Airport (Seoul, Korea)? Thank...

Yucky ducky? Study reveals bath-time toy’s dirty secret

by Frank Jordans, Jamey Keaten @ The Denver Post

Tue Mar 27 20:28:34 PDT 2018

Scientists have the dirt on the rubber ducky: Those cute yellow bath-time toys are — as some parents have long suspected — a haven for nasty bugs.

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

Mon Oct 30 09:46:35 PDT 2017

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 06 05:00:27 PST 2017

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

The post How to Improve Your Credit Score appeared first on Consumerism Commentary.

Dawn of the Data Controller: What Finance Needs To Know About GDPR

by Lenny DeFranco @ Abacus

Tue Jan 09 13:07:33 PST 2018

In May 2018 the EU’s sweeping new privacy law will go in effect, bringing with it implications for companies around the world. Here’s what you need to know.

The post Dawn of the Data Controller: What Finance Needs To Know About GDPR appeared first on Abacus.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

Wed Feb 28 05:10:52 PST 2018

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

undo/cancel online check-in

by BOStonTravels @ FlyerTalk Forums

Tue Mar 27 19:26:40 PDT 2018

Does the swiss website or app allow passenger to undo/cancel online check-in? I believe LH website used to allow this but I wasnt sure if that would work for swiss flights? Thanks!

Five Big Strategic Shifts Bank and Credit Union CMOs Must Make

by Amber Sullivan @ The Financial Brand

Tue Mar 13 21:02:05 PDT 2018

Customer centricity, CX and digital transformation are among the dominant themes that preoccupy the most effective CMOs in the world today.

The post Five Big Strategic Shifts Bank and Credit Union CMOs Must Make appeared first on The Financial Brand.

Bringing Simplicity to Banking

by Michelle Brown @ The Financial Brand

Sun Mar 25 21:02:21 PDT 2018

With banking, people don’t want to have to think too hard or put forth a lot of effort. Today's consumer demands the banking experience be simple across every touchpoint.

The post Bringing Simplicity to Banking appeared first on The Financial Brand.

What I Learned From My Mom About Credit

by Beverly Harzog @ Beverly Harzog

Sat May 13 07:00:43 PDT 2017

I posted this last year. Okay, I admit I’ve posted this every year since 2012. I get a lot of heartfelt emails each year I post this, so I decided to make it a tradition since a lot of you seem to identify with it. So once again, in honor of my mom, I’m dusting it off […]

The post What I Learned From My Mom About Credit appeared first on Beverly Harzog.

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Tue Feb 06 07:00:57 PST 2018

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.

Aeroplan reward tips

by calpaugh @ FlyerTalk Forums

Tue Mar 27 19:16:36 PDT 2018

Here are a few more Aeroplan rules that are clever: 1) you cannot convert a two-way reward into 2 one-way rewards; if you do, first you pay cancellation charges, then they return your seats to inventory and they might or might not be available to...

Why some Americans are risking it and skipping health insurance

by Bloomberg @ The Denver Post

Tue Mar 27 20:04:51 PDT 2018

In tiny Marion, North Carolina, the Buchanans decided that $1,800 a month was too much to pay for health insurance, and are going without it for the first time in their lives.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Experian IdentityWorksSM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting

by Philip Taylor @ PT Money

Tue Jan 30 11:23:15 PST 2018

**This article contains sponsored advertising content. About IdentityWorksSM In 2016 alone, more than 15.4 million consumers in the United States were victims of identity theft with more than 16 billion dollars stolen. With online shopping and credit card usage skyrocketing, it is not surprising that identity theft hit an all time high in 2016. Recognizing […]

The post Experian IdentityWorks^SM Review: [FREE TRIAL] ID Theft Protection Plus Credit Reporting appeared first on PT Money.

How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Thu Mar 22 20:00:39 PDT 2018

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

Fri Mar 23 06:18:31 PDT 2018

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

Rumor of change in IHG credit card

by rove312 @ FlyerTalk Forums

Tue Mar 27 20:21:02 PDT 2018

Have I missed a discussion of this? https://awardwallet.com/blog/ihg-rewards-card-going-away/ ---Quote--- It looks like the life of the *IHG� Rewards Club Select Credit Card (https://awardwallet.com/blog/link/IHGRewardsClubSelectCreditCard)* may...

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Fri Mar 23 12:34:45 PDT 2018

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Fri Nov 10 04:51:08 PST 2017

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

How Banks and Credit Unions Can Survive Rising Interest Rates

by Lisa Joyce @ The Financial Brand

Sun Mar 11 21:02:40 PDT 2018

To make a significant difference in the amount of deposits you attract — and keep — the marketing strategy for your deposit products will have to shift.

The post How Banks and Credit Unions Can Survive Rising Interest Rates appeared first on The Financial Brand.

What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay?

by Guest Contributor @ The Financial Brand

Mon Mar 19 21:02:04 PDT 2018

Mobile payments are table stakes for banking providers looking to remain relevant with today's digital consumers. Which one should you offer?

The post What’s The Best Mobile Payment Platform: Zelle, Venmo, Square or Apple Pay? appeared first on The Financial Brand.

An important message from Consumer Reports

by petedirenzo @ Consumerist

Mon Oct 30 11:18:07 PDT 2017

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Thu Nov 23 14:54:00 PST 2017

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

Is the 3,000 AS bonus miles for Rocketmiles long-term?

by hightide @ FlyerTalk Forums

Tue Mar 27 19:12:24 PDT 2018

I found this: https://www.rocketmiles.com/mileage-plan-bonus?utm_campaign=alaska-direct-q12018-mileage-plan-bonus&utm_medium=partner-direct&utm_source=alaska It states that March 31, 2018 is the deadline to take advantage of the bonus. I'm...

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

Wed Feb 21 05:10:38 PST 2018

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

Rumor of change in IHG credit card

by rove312 @ FlyerTalk Forums

Tue Mar 27 20:21:02 PDT 2018

Have I missed a discussion of this? https://awardwallet.com/blog/ihg-rewards-card-going-away/ ---Quote--- It looks like the life of the *IHG� Rewards Club Select Credit Card (https://awardwallet.com/blog/link/IHGRewardsClubSelectCreditCard)* may...

Aeroplan reward tips

by calpaugh @ FlyerTalk Forums

Tue Mar 27 19:16:36 PDT 2018

Here are a few more Aeroplan rules that are clever: 1) you cannot convert a two-way reward into 2 one-way rewards; if you do, first you pay cancellation charges, then they return your seats to inventory and they might or might not be available to...

new airline flying USA west coast to Australia starting December 2018

by southpac @ FlyerTalk Forums

Tue Mar 27 20:32:09 PDT 2018

just heard about a new airline that will be flying USA west coast to Australia starting in December 2018. No details, just that flights will operate 2-3 times a week, with 1 or 2 likely to be nonstop & other(s) with 1 brief stop somewhere in the...

Rihanna unveils Fenty Beauty body glitter

by Amanda Swan @ finder US

Tue Mar 27 10:57:12 PDT 2018

All that glitters may not be gold, but everything Rihanna touches seems to turn to it.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Fri Mar 23 12:46:42 PDT 2018

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Mon Mar 26 08:00:11 PDT 2018

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Prepaying Mortgage Does Not Make You Invest More In Real Estate

by Harry Sit @ The Finance Buff

Wed Jan 17 06:42:00 PST 2018

Your home does not know you have a mortgage.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Prepaying Mortgage Does Not Make You Invest More In Real Estate is copyrighted material from The Finance Buff. All rights reserved.

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

Sun Mar 25 18:00:27 PDT 2018

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Tue Jan 30 05:00:49 PST 2018

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Sat Nov 25 05:00:00 PST 2017

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 13 04:00:00 PST 2017

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Mon Dec 18 04:00:00 PST 2017

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

Schwab Target Index Funds: Hidden Gems For Your IRA, Solo 401k, or Brokerage Window

by Harry Sit @ The Finance Buff

Tue Jan 23 06:52:00 PST 2018

Schwab has two sets of target date funds. Look for the word Index in the name.

Say No To Management Fees

If an advisor is charging you a percentage of your assets, you are paying 5-10x too much. Learn how to find an independent advisor, pay for advice, and only the advice: Find Advice-Only.

Schwab Target Index Funds: Hidden Gems For Your IRA, Solo 401k, or Brokerage Window is copyrighted material from The Finance Buff. All rights reserved.

Green Dot Bank primor Secured Visa Classic Card Review

by Beverly Harzog @ Beverly Harzog

Fri Jan 19 09:12:10 PST 2018

How does a fixed rate and a limited credit check sound to you? Well, if you’re in a situation where this sounds pretty awesome, then the primor Secured Visa Classic Card has your back. And while we’re at it, there’s another card in this portfolio that has a fixed rate: It’s called the Secured primor Gold credit card.   I’m […]

The post Green Dot Bank primor Secured Visa Classic Card Review appeared first on Beverly Harzog.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

Thu Mar 22 03:00:00 PDT 2018

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

5 Reasons Your Business Should Be Using Cloud Accounting Software

by Lenny DeFranco @ Abacus

Mon Jan 29 11:47:10 PST 2018

Accounting software solutions save you the time you’d spend doing it yourself while giving you confidence that your business is running in tip-top shape.

The post 5 Reasons Your Business Should Be Using Cloud Accounting Software appeared first on Abacus.

Is this itinerary even possible?

by eastonguitarist @ FlyerTalk Forums

Tue Mar 27 19:44:48 PDT 2018

Delta sold this itinerary to me for $400, which is a great deal unless I am going to miss these connections. Note the short layovers in both Detroit and Seattle. I have 24 hours to cancel so need to figure out what to do. If I call Delta will...

Is this itinerary even possible?

by eastonguitarist @ FlyerTalk Forums

Tue Mar 27 19:44:48 PDT 2018

Delta sold this itinerary to me for $400, which is a great deal unless I am going to miss these connections. Note the short layovers in both Detroit and Seattle. I have 24 hours to cancel so need to figure out what to do. If I call Delta will...

BillFixers Review: Why You Should Let Them Negotiate Your Bills

by Emily Guy Birken @ PT Money

Mon Mar 19 11:43:06 PDT 2018

Editor's note: PT here. I'm happily paying BillFixers $27 a month ($324 in total) for the next year. Why? Because they saved me a total of $648 on my Internet service with AT&T! To see how BillFixers could work for you, check out our full review below… Bills, bills, bills! They can seem never-ending. From […]

The post BillFixers Review: Why You Should Let Them Negotiate Your Bills appeared first on PT Money.

VS PE Fast Track at Heathrow?

by krogers34 @ FlyerTalk Forums

Tue Mar 27 19:06:15 PDT 2018

Hi All, I'm booked through Delta on a VS operated flight in PE from JFK to LHR. Has anyone been able to use Fast Track at LHR when in PE as a US Citizen? If so, how did you?

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Mon Nov 13 04:50:10 PST 2017

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

Fri Dec 22 18:30:00 PST 2017

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

Fri Dec 01 05:00:46 PST 2017

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

Earn More MQMs and Bonus Delta Miles Through Credit Card Spend (Targeted)

by Emily McNutt @ The Points Guy

Tue Mar 27 15:30:01 PDT 2018

Delta and American Express are targeting some holders of their co-branded cards with an opportunity to earn additional MQMs toward status. Traditionally, cardholders of the Platinum Delta SkyMiles Credit Card from American Express and the Delta Reserve Credit Card from American Express can earn bonus Medallion Qualifying Miles (MQMs) after meeting thresholds up to $50,000 …

Does Viator tour purchase code as travel on CSP?

by budumpst @ FlyerTalk Forums

Tue Mar 27 19:24:31 PDT 2018

I've tried the search function, but can't pull up anything. Does tour packages on Viator website code as travel (2X) for Sapphire Preferred card? Thank you :')

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

Thu Jan 11 06:00:00 PST 2018

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

Wed Nov 29 04:00:00 PST 2017

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

Uber Visa Review

by Abby Hayes @ Consumerism Commentary

Tue Feb 27 03:00:00 PST 2018

Uber has moved from transportation to credit cards with the introduction of the Uber Visa. But is it a good rewards card? We have all the details in our Uber Visa review. The popular ride-sharing service Uber has recently entered the credit card game with its Uber Visa Card. This slick-looking black card comes with […]

The post Uber Visa Review appeared first on Consumerism Commentary.