Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

Fri Mar 23 06:53:52 PDT 2018

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

How to Save Money When You Get a Windfall of Cash

by Jackie Lam @ Chime Banking

Mon Mar 19 16:02:11 PDT 2018

Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]

The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.

What to Buy (and Skip) in April

by Courtney Jespersen @ NerdWallet

Wed Mar 28 06:00:53 PDT 2018

April is tax month, so it might not be your favorite page on the calendar. But there are plenty of reasons to enjoy the 30 days between March and May,…

TFCU’s Tulsa Downtown Branch is Closing

by Nicole Emmons @ Tinker Federal Credit Union

Tue Mar 20 15:07:34 PDT 2018

At the end of business on Friday, March 30, 2018, TFCU’s Tulsa Downtown branch will no longer be in service. The decision to close this office permanently was not easy, but after much consideration, we have determined it is in the best interest of the overall membership of Tinker Federal Credit Union.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

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Commercial: Be Your Financial Best!

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Wed Mar 07 06:52:28 PST 2018

Do you know the location of this commercial? (Hint: It’s in Maryland) Let us know what you think in the comments below!  

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7 Habits That Will Help You Lead a More Successful and Productive Life

by Due.com @ Chime Banking

Tue Mar 13 15:54:24 PDT 2018

Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]

The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.

Four great ways to support a charity without donating money

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Tue Jan 09 12:47:18 PST 2018

Some of you may want to support your favorite charity, but lack the funds to make a meaningful impact. However, while monetary donations are always appreciated, many organizations need more than cash to make a difference. So if you want to give to a good cause but don’t have room in your budget, here’s how you can contribute: 1. Volunteer … Continue reading →

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How Grads Can Get Another Shot at Student Loan Forgiveness

by Anna Helhoski @ NerdWallet

Tue Mar 27 09:20:39 PDT 2018

The Trump administration is giving student loan borrowers who missed out on public service loan forgiveness a second chance, and they should move now to prepare. The recently passed $1.3 trillion federal…

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Don’t Let Technology Bully You Into Tipping

by Liz Weston @ NerdWallet

Wed Mar 28 09:07:35 PDT 2018

Tipping inflation is real, and it’s coming to a tablet near you. Merchants using Square and other mobile payment services can set “recommended” tip amounts or percentages for any transaction…

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

Sun Mar 25 18:00:27 PDT 2018

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

Buying a Home? Consider a VA Loan.

by Nicole Emmons @ Tinker Federal Credit Union

Mon Mar 19 09:37:08 PDT 2018

There are many important aspects to consider, one of which is financing. Before applying for a new mortgage to finance a home purchase, veterans should consider some of the advantages of VA home loans.

Three powerful steps to paying down holiday debt

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Fri Jan 26 11:16:58 PST 2018

Did you go a little crazy with holiday shopping last year? You’re not alone. Reportedly, retail sales were expected to top $680 billion dollars during the 2017 holiday season. It’s hard to resist the temptation to over-spend when buying gifts for your family and friends, especially when so many retailers offer their deepest discounts of the year. So if you … Continue reading →

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Free Successful Retirement & Social Security Seminar

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Fri Jan 12 13:43:49 PST 2018

Join us for a FREE seminar and gain a better understanding of:   Social Security Eligibility Filing For Benefits Benefits For Spouses Working After You Begin Collecting   WHEN:           February 6, 2018 TIME:               6 P.M. – 7 P.M. WHERE:         Money One’s Largo Branch , 9800 Technology Way   … Continue reading →

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Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

Wed Feb 28 05:10:52 PST 2018

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Thu Mar 22 20:00:39 PDT 2018

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

Free Webinar: Are You Financially Healthy?

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Wed Mar 07 09:31:45 PST 2018

Financial health is about so much more than your credit score. True financial health is based on four key components: Spend, Save, Borrow, and Plan. In this engaging webinar, you’ll also get a chance to confidentially determine your own Financial Health Score, and the steps you can take to improve that score. Session 1: Tuesday, March 13, 2018 Time: 1:30 … Continue reading →

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What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

How to Prepare for an Interview When You’re Self-Employed

by Due.com @ Chime Banking

Tue Mar 27 13:03:23 PDT 2018

There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]

The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.

Don’t Blow It. Decide How You Will Use Your Tax Refund This Year

by Nicole Emmons @ Tinker Federal Credit Union

Fri Mar 09 12:31:58 PST 2018

If you anticipate a refund this year, make sure you are using the funds to your advantage and decide now what to do with the money.

5 Facts About Women and Money for International Women’s Day

by Chelsea Brennan @ Chime Banking

Thu Mar 08 14:46:51 PST 2018

Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]

The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.

5 Things You Should Do With Your Money in Your 20s

by Nicole Emmons @ Tinker Federal Credit Union

Tue Mar 06 06:36:42 PST 2018

When you are starting out, managing finances can be daunting, but by applying strong financial strategies and good habits, you can set the foundation for future financial success. Here are five things to do with your money in your 20s.

When to Pay Employees for FLSA Hours Worked

by Kaylee Riley @ Payroll Tips, Training, and News

Wed Mar 28 05:15:18 PDT 2018

When nonexempt employees are doing their primary job duties, it’s easy to tell that they are working. Their working time should be compensated. But, when nonexempt employees are not doing their main job duties, it can be more difficult to tell if they are working and if they should be compensated. The Fair Labor Standards […]

The post When to Pay Employees for FLSA Hours Worked appeared first on Payroll Tips, Training, and News.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Mon Mar 26 08:00:11 PDT 2018

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

4 Things That Could Make You a Target for a Tax Audit

by Tina Orem @ NerdWallet

Wed Mar 28 08:28:11 PDT 2018

People understandably fear tax audits, but audits actually aren’t that common: Of all the tax returns filed in 2015, the IRS examined just 0.7% the following fiscal year. Nonetheless, we’ve all…

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Mar 26 05:10:00 PDT 2018

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

Make Your Home Improvement Dreams a Reality

by Lesley Clark @ Tinker Federal Credit Union

Tue Mar 13 14:42:08 PDT 2018

You have ideas for home improvements. You may envision a new, spacious kitchen – complete with quartz countertops,  custom cabinets and even WiFi-enabled appliances.  You might desire a serene, spa-inspired bathroom. Maybe you’ve been dreaming about an outdoor haven and...

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

How to Save Money on Your Utility Bills

by Melanie Lockert @ Chime Banking

Mon Mar 26 11:21:00 PDT 2018

Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]

The post How to Save Money on Your Utility Bills appeared first on Chime Banking.

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

Wed Mar 21 05:30:00 PDT 2018

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Mon Mar 12 07:40:38 PDT 2018

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

The Equifax Hack Was Worse Than Expected. What to Do Next

by Jeanine Skowronski @ Chime Banking

Thu Mar 15 15:59:14 PDT 2018

Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]

The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.

Inside the new tax bill: four changes that may affect what you owe

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Fri Feb 16 09:04:19 PST 2018

If you’re scrambling to keep up with changes enacted by the new tax bill before you file for 2017, you can relax (for now). The bill that was passed by Congress last December doesn’t affect last year’s taxes. However, you’ll need to catch up on the new rules for next year, which means you should start planning now. To bring … Continue reading →

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4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

Discussing Money Matters Before You Say I Do

by gareyk @ Tinker Federal Credit Union

Tue Mar 06 06:47:40 PST 2018

Experts agree that managing finances is one of the most vital components of a marriage and is often cited as the number one stressor in a relationship. Don’t put off discussing these topics before you tie the knot.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Money Saving Tips for Your Wedding Day

by Jeff @ Tinker Federal Credit Union

Tue Mar 06 07:00:06 PST 2018

As wedding costs continue to rise, couples are getting smarter about spending. With some creativity and planning, it is possible to have a beautiful event that doesn’t bust your budget. Here are some money-saving tips from financial and wedding experts.

FREE Home Buying Seminar!

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Wed Mar 07 07:27:02 PST 2018

Interested in buying a home or curious about the home buying process? This seminar is for you! Come learn what is takes to buy your perfect place, including: How to get pre-approved for a mortgage and search for a home The steps of financing – tips to save money How your credit score and history may affect you Light breakfast will … Continue reading →

The post FREE Home Buying Seminar! appeared first on Money One FCU | Largo - College Park - Upper Marlboro | Maryland - MD.

Fact-check: three costly misconceptions about paying down debt

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Wed Mar 14 10:00:17 PDT 2018

So you decided it’s time to pay down your credit card debt… Now what? Choosing the best and fastest course to financial freedom can be difficult. Different repayment options work better for different people. While we can’t tell you what works best for your particular financial situation, we can recommend what not to do. So when making your game plan, … Continue reading →

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Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 19 05:10:23 PDT 2018

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

The Keys to Finding Your Dream Home

by Laurice Medley @ Money One FCU | Largo – College Park – Upper Marlboro | Maryland – MD

Tue Mar 20 12:42:36 PDT 2018

Finding that special home where you will share time with family and friends, and create unforgettable memories, is very exciting. However, the search can be exhausting. Don’t worry, Money One has the keys to making your hunt for the perfect home a successful one! Determine your wish list Gourmet kitchen? Yard for gardening? Home office? Before starting your search for … Continue reading →

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Here’s How to Improve Your Credit Score Faster

by Paul Sisolak @ Chime Banking

Thu Mar 08 14:44:08 PST 2018

Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]

The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.

Ways to Handle Stock Market Swings

by Nicole Emmons @ Tinker Federal Credit Union

Mon Mar 05 15:23:23 PST 2018

It’s useful to have strategies in place that prepare you both financially and psychologically to handle market volatility. Here are a few ways to help keep yourself from making hasty decisions that could have a long-term impact on your ability to achieve your financial goals.

5 Creative Habits That Will Keep Your Finances On Track

by Ben Luthi @ Chime Banking

Tue Mar 27 13:29:00 PDT 2018

Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]

The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Fri Mar 23 12:34:45 PDT 2018

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…