Questions for Employees to Ask About Payroll Cards | Consumers Union
Consumers Union
A payroll card is a card that allows you to access the money from your paycheck using a card that looks like a bank debit card. The money is held in an account, and you withdraw it or spend it by using the card. Here are some questions to ask if your employer offers you a payroll card. Questions for Employees to Ask About Payroll Cards A payroll card is a card that allows you to access the money from your paycheck using a card that looks like a bank debit card. The money is held in an account, and you withdraw it or spend it by using the card. A payroll card can be more convenient than using a check casher, because you can make ATM withdrawals and use the card to buy things. Some payroll cards also are cheaper than a check casher, but others are not. You will usually have to pay a fee if you use the card at an ATM more than once per pay period. You may have to pay other fees. A payroll card is not the same as having your own bank account. The payroll card account usually is held as a
Seiko vs Citizen, Cartier vs Rolex, etc: Luxury Watch Brand Comparison
by Katie Spence @ First Quarter Finance
Fri Mar 23 16:00:06 PDT 2018
Luxury watch brands include: Cartier, Citizen, Hamilton, Invicta, OMEGA, and Rolex. All are known for producing high-quality watches, whether you’re looking for a dress watch or sport watch. To help compare, we have broken the companies out by country and classified their watches as affordable, selling most watches for under $250; mid-range, selling most watches for […]
The post Seiko vs Citizen, Cartier vs Rolex, etc: Luxury Watch Brand Comparison appeared first on First Quarter Finance.
How to Catch Up on Retirement Savings in Your 50s
by Lindsey Conway @ MagnifyMoney
Sun Mar 25 14:01:08 PDT 2018
Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s
The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.
Electric Vehicle Sales Continue to Accelerate
by Jason Kuruvilla @ Consumers Union
Thu Mar 15 13:21:28 PDT 2018
2017 was another year of growth for electric vehicles. Nearly 200,000 electric vehicles were sold in the U.S. last year, up 25% from the year before, even as sales of traditional gas powered vehicles declined. And for first time, global EV sales in 2017 crossed the 1 million mark. 2018 is already on track to […]
Netspend Review: Lots of Fees, But You May Get Your Paycheck Early
MagnifyMoney
We have already reviewed the RushCard. Today, we’ll look at NetSpend, another large prepaid debit card issuer in the U.S.
Ball is Now in FCC Chairman Pai’s Court to Protect Consumers from Robocalls
by Kara Kelber @ Consumers Union
Fri Mar 16 13:37:55 PDT 2018
MARCH 16, 2018 Long-awaited Court Decision Rolls Back Protections for Consumers from Invasive, Illegal Robocalls Washington– The D.C. Circuit Court of Appeals bounced back a 2015 Order from the Federal Communications Commission (FCC) interpreting the Telephone Consumer Protection Act’s (TCPA) consumer protections against unwanted robocalls. Disappointingly, the court order unwound key protections that the previous […]
Can I set up a direct deposit to my account?
Aspiration
Yes, Direct Deposit is our favorite feature, (hello payday!).Our Direct Deposit Form is attached here. To locate your routing and account number, please click: here.Please note: We suggest you wa...
The Problem with Overdraft Fees
by Paul Sisolak @ Chime Banking
Tue Mar 20 02:52:00 PDT 2018
“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay for the transaction […]
The post The Problem with Overdraft Fees appeared first on Chime Banking.
Where Does The Cheese Belong In A Cheeseburger?
by Mary Beth Quirk @ Consumerist
Mon Oct 30 09:46:35 PDT 2017
When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …
4 Reasons College Students Should Be Relieved By The New Spending Bill
by Shen Lu @ MagnifyMoney
Fri Mar 23 14:33:40 PDT 2018
Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill
The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.
The Beer & Booze Company Behind Corona, Svedka & Mondavi Is Now Investing In Marijuana
by Mary Beth Quirk @ Consumerist
Mon Oct 30 08:32:27 PDT 2017
Instead of shrinking in fear from the rising green tide of legal marijuana, the parent company behind booze brands like Corona, Svedka, and Robert Mondavi is jumping right in with a big investment in the legal marijuana business. Constellation Brands Inc. is shelling out $191 million for a 9.9% stake in Canopy Growth Corp, a Canadian company — known as …
How To Be Financially Smart At Any Age
by Kara Vincent @ LRRCU
Thu Aug 31 08:18:27 PDT 2017
As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]
The post How To Be Financially Smart At Any Age appeared first on LRRCU.
Report by the FTC and CFPB shows debt collection abuses remain a top consumer complaint
by Michael McCauley @ Consumers Union
Wed Mar 21 09:34:34 PDT 2018
Consumers Union calls for reforms to protect consumers from unfair practices Wednesday, March 21, 2018 WASHINGTON, D.C. – Consumers Union, the advocacy division of Consumer Reports, called on state and federal regulators today to protect vulnerable consumers from abusive debt collection practices. The consumer group renewed its call for reform as a new report […]
Direct Deposit Into Your Savings To Trick Yourself Into Spending Less
Two Cents
You’ve probably heard the phrase pay yourself first. It’s a common method to ensure you meet your savings goals: when you get paid, save part of your paycheck before doing anything else with it. You can take this a step further by direct depositing your paycheck into your savings account.
This Is Why Research On Behavioral Finance Won the Nobel Prize
by Cat Alford @ Chime Banking
Mon Mar 12 15:50:20 PDT 2018
In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the Nobel Prize for his work in behavioral finance meant that his […]
The post This Is Why Research On Behavioral Finance Won the Nobel Prize appeared first on Chime Banking.
Direct Deposit Paycheck into Savings or Checking?
money-rates.com
Savings accounts and checking accounts each have their own advantages as a destination for direct deposits or paychecks. Read which bank account is best.
Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision
by Liz Oliver @ LRRCU
Fri Oct 13 08:55:31 PDT 2017
Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer. You might choose to delay payments on a big ticket item […]
The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.
An important message from Consumer Reports
by petedirenzo @ Consumerist
Mon Oct 30 11:18:07 PDT 2017
This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …
Consumers Union criticizes Education Department for undermining state efforts to ensure student loan servicers treat borrowers fairly
by Michael McCauley @ Consumers Union
Fri Mar 09 10:18:49 PST 2018
Education Department issues notice challenging state oversight of student loan servicers WASHINGTON, D.C. – Consumers Union, the advocacy division of Consumer Reports, criticized the Department of Education today for taking steps to undercut the ability of states to ensure student loan borrowers are treated fairly. In a “notice of interpretation” memo by the Department, the agency maintains […]
Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 19 05:10:23 PDT 2018
Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]
The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.
The Equifax Hack Was Worse Than Expected. What to Do Next
by Jeanine Skowronski @ Chime Banking
Thu Mar 15 15:59:14 PDT 2018
Looks like that worst-ever Equifax data breach was … actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses, dispute documents, as well as some credit card account and driver’s license numbers. But the hackers also obtained […]
The post The Equifax Hack Was Worse Than Expected. What to Do Next appeared first on Chime Banking.
Pottery Barn Furniture Quality: Where It’s Made, Who Makes It, & More
by Kathrina Bognot @ First Quarter Finance
Tue Mar 20 16:00:49 PDT 2018
Pottery Barn produces high-quality furniture, which is all made in the U.S. by experienced professionals. Pottery Barn is a wholly owned subsidy of Williams Sonoma, a company known for quality (and pricey) kitchen appliances. Williams Sonoma has an A+ rating from the Better Business Bureau and has been in business for over 60 years. When you’re […]
The post Pottery Barn Furniture Quality: Where It’s Made, Who Makes It, & More appeared first on First Quarter Finance.
Holiday Shopping Tips for Your Spending Personality
by Kara Vincent @ LRRCU
Mon Nov 20 10:19:45 PST 2017
Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]
The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.
Here’s How to Improve Your Credit Score Faster
by Paul Sisolak @ Chime Banking
Thu Mar 08 14:44:08 PST 2018
Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a credit-building secured credit card, but it could […]
The post Here’s How to Improve Your Credit Score Faster appeared first on Chime Banking.
What Does Pay Frequency Mean?
by Michele Bossart @ Payroll Tips, Training, and News
Wed Feb 21 05:10:38 PST 2018
When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]
The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.
Why it still takes so long for checks to clear — and what you can do about it
MarketWatch
Sometimes a good old-fashioned paper check can feel like it takes an eternity to clear.
Trailer Financing for Bad Credit (or No Credit) Borrowers
by Katie Spence @ First Quarter Finance
Mon Mar 26 16:00:15 PDT 2018
Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]
The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.
Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]
by Kara Vincent @ LRRCU
Wed Nov 15 04:02:02 PST 2017
‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]
The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.
This Is How Chime Gets You Paid Early
Chime Banking
At Chime, we love hearing from our Members. Your feedback motivates us every day to design a bank account that helps you take better control of your finances and get ahead. We often hear that one of our
PNC
PNC
We can help you gain the confidence you need to make important financial decisions for you, your family or your business.
Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared
by Kathrina Bognot @ First Quarter Finance
Tue Mar 27 16:00:56 PDT 2018
Discount Tire may be the largest independent tire retailer but it’s certainly not the only one. We have the list of tire retailers, including: Big O Tires, Costco Tires, NTB, Pep Boys, Sears Auto Center, Tire Discounters, and Walmart Auto Care Center. We break down the brands and services offered as well as a general […]
The post Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared appeared first on First Quarter Finance.
Maryland To Try Sending Recall Notices With Car Registration Renewals
by Laura Northrup @ Consumerist
Mon Oct 30 07:59:13 PDT 2017
Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …
Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount
by Rachel Gray @ Payroll Tips, Training, and News
Wed Feb 28 05:10:52 PST 2018
It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]
The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.
Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s
by Kara Vincent @ LRRCU
Tue Aug 22 03:05:44 PDT 2017
While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]
The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.
Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds
by Ashlee Kieler @ Consumerist
Mon Oct 30 09:56:12 PDT 2017
In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …
Safe Online Banking: For You & Your Money
by Kara Vincent @ LRRCU
Mon Mar 26 13:44:22 PDT 2018
From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]
The post Safe Online Banking: For You & Your Money appeared first on LRRCU.
Loans for Veterans with Bad Credit: Personal, Guaranteed, & More
by Katie Spence @ First Quarter Finance
Thu Mar 22 16:00:00 PDT 2018
If you’re currently in the military or previously served and have bad or no credit, there are still a number of lenders that will work with you. We have the list of lenders, including Navy Federal Credit Union, Omni Financial, Military-Loans.com, VA Home Loan Centers, Pioneer Services, and Kabbage, that will help you build or rebuild your […]
The post Loans for Veterans with Bad Credit: Personal, Guaranteed, & More appeared first on First Quarter Finance.
What Is an FEIN?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Feb 26 05:10:00 PST 2018
When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]
The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.
What You Need to Know About a Qualifying Life Event
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 12 05:10:40 PDT 2018
Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]
The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.
Watch Resizing near Me: Watch Adjustment, Link Removal, & More
by Ellen Seltz @ First Quarter Finance
Mon Mar 19 16:00:01 PDT 2018
Watch resizing is a courtesy service many jewelers and department stores provide, including Belk, Dillard’s, Fossil, J.C. Penney, Kohl’s, Macy’s, Micheal Kors, Nordstrom, Sears, and Walmart. You’re also likely to find resizing services as small, local jewelers that are interested in developing a relationship with the community. Excellent customer service is often their best competition […]
The post Watch Resizing near Me: Watch Adjustment, Link Removal, & More appeared first on First Quarter Finance.
United Plane Makes Emergency Landing Due To Smoke In The Galley
by Laura Northrup @ Consumerist
Mon Oct 30 10:13:12 PDT 2017
Smoke in the cabin of a passenger airplane is a scary prospect. That’s why a plane heading from Munich, Germany to Washington Dulles International Airport made an emergency landing at Boston’s Logan Airport instead: There was smoke pouring from the plane’s galley… which may or may not have actually been caused by a fire. The plane was diverted to land …
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4 Reasons Your Bank Balance is Less Than You Thought
The Balance
When you make a deposit, you may expect to be able to access your money at the bank right away. Learn why your money may not be available right away.
Direct Deposit - When does it happen?
Welcome to the Homesteading Today Forum and Community!
Because of some (OK maybe a lot) procrastination we have 3 different accounts in 3 different banks with direct deposits going into them on a monthly...
Financing A New Home: Answering Homebuyer Questions
by Kara Vincent @ LRRCU
Mon Mar 12 07:40:38 PDT 2018
Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]
The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.
Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil)
by Bryan Cockfield @ First Quarter Finance
Sun Mar 25 16:00:23 PDT 2018
Automotive undercoating is important to help prevent rust and corrosion, especially in colder climates. Oil-based products like Krown Rust Control, NH Oil Undercoating, and Fluid Film are three popular and effective undercoating brands. “Traditional” undercoating offered by dealerships on new cars isn’t necessarily the same thing and does not prevent rust in the long term. […]
The post Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil) appeared first on First Quarter Finance.
4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]
by Kara Vincent @ LRRCU
Thu Dec 28 00:09:30 PST 2017
Who says resolutions have to start on New Year’s Day? Get yourself started whatever day you feel inspired. Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]
The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.
7 Habits That Will Help You Lead a More Successful and Productive Life
by Due.com @ Chime Banking
Tue Mar 13 15:54:24 PDT 2018
Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad ones. In this article we’ll cover […]
The post 7 Habits That Will Help You Lead a More Successful and Productive Life appeared first on Chime Banking.
A Look at Federal, State, and Local Minimum Wages
by Mike Kappel @ Payroll Tips, Training, and News
Wed Mar 21 05:30:00 PDT 2018
You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]
The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.
How Long It Takes Check Funds Become Available | MyBankTracker
MyBankTracker
Learn how long it takes for funds to clear on a check deposit and when you can withdraw those funds.
The Best Business Savings Account Rates in 2018
by Gabby Hyman @ MagnifyMoney
Fri Mar 23 05:00:40 PDT 2018
In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018
The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.
Consumers Union statement on reports of self-driving Uber car, pedestrian fatality
by David Butler @ Consumers Union
Mon Mar 19 13:34:01 PDT 2018
Monday, March 19, 2018 WASHINGTON, D.C. — Consumers Union, the advocacy division of Consumer Reports, made the following statement today following the news reports of a pedestrian fatality involving a self-driving Uber vehicle in Arizona: David Friedman, Director of Cars and Product Policy and Analysis, Consumers Union, said, “All of our thoughts and sympathies […]
Getting Out of Debt: You Can Do It and Here’s How to Get Started
by Liz Oliver @ LRRCU
Thu Jan 18 03:41:02 PST 2018
Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]
The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.
3 Ways Mobile Deposits Can Burn You | Bankrate.com
Bankrate
Depositing checks on a mobile device can be convenient, but be aware of these issues.
Collateral Loans & Hard Money Loans for Bad Credit: List of Providers
by Ellen Seltz @ First Quarter Finance
Wed Mar 21 16:00:54 PDT 2018
Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]
The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.
Hotels with Sleep Number Beds & Other Adjustable Beds: 5 Hotels
by Kait Scirri @ First Quarter Finance
Sun Mar 18 16:00:32 PDT 2018
Some hotels offer Sleep Number beds, including some Radisson hotels. A Sleep Number bed allows the firmness of each side of the bed to be adjusted; so if you like a softer bed but your partner prefers a firmer bed, you can each adjust your side to your level of comfort. In this article, we will […]
The post Hotels with Sleep Number Beds & Other Adjustable Beds: 5 Hotels appeared first on First Quarter Finance.
Why You Don't Get Your Direct Deposit On Weekend | LRRCU
LRRCU
Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.
Illinois Senate OKs bill to make security freeze protection free for consumers
by Michael McCauley @ Consumers Union
Wed Mar 14 11:30:22 PDT 2018
Consumers Union calls on Governor Rauner to sign identity theft bill into law SPRINGFIELD, IL – The Illinois Senate approved legislation today that enables Illinois residents to use security freeze protection for free to prevent identity thieves from opening new accounts or lines of credit using stolen information. The bill has already been passed in […]
How to Save Money When You Get a Windfall of Cash
by Jackie Lam @ Chime Banking
Mon Mar 19 16:02:11 PDT 2018
Ah, there’s nothing quite like receiving a windfall of money. It may come by way of an unexpected inheritance, a work bonus or a job promotion. And depending on how you spend it, that sweet bit of extra cash may leave you feeling either relaxed or stressed out. While it’s tempting to spend it immediately, […]
The post How to Save Money When You Get a Windfall of Cash appeared first on Chime Banking.
Time needed to process a payroll
Gusto
If you're paying your employees through direct deposit, you'll want to run your payroll 4 business days (excluding weekends and bank holidays) prior to your employee payday due to the standard Auto...
Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates
by Lindsay VanSomeren @ MagnifyMoney
Tue Mar 27 05:00:46 PDT 2018
Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates
The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.
5 Creative Habits That Will Keep Your Finances On Track
by Ben Luthi @ Chime Banking
Tue Mar 27 13:29:00 PDT 2018
Improving your financial situation may seem as easy as saving more money and decreasing your expenses. But here’s the thing: if you want to see long-term improvements, you’ve got to first establish some good financial habits. This will help you both get on the right track and achieve your money goals. Financial habits are really […]
The post 5 Creative Habits That Will Keep Your Finances On Track appeared first on Chime Banking.
Where is my direct deposit?
Chime Banking - Support and FAQs
Chime never holds direct deposits and will always post your funds as soon as we receive them from your employer or benefits provider. The timing of your deposit is dependent on when your employer (...
The Best CD Rates – March 2018
by Nick Clements @ MagnifyMoney
Tue Mar 27 05:00:21 PDT 2018
Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018
The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.
5 Things Experts Say You Should Know About Obamacare Open Enrollment
by Kate Cox @ Consumerist
Mon Oct 30 07:30:30 PDT 2017
If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …
Everything You Need To Know To Get Started With Obamacare Open Enrollment
by Kate Cox @ Consumerist
Mon Oct 30 07:30:45 PDT 2017
Despite repeated Congressional and Executive branch efforts, the full Affordable Care Act is still in place. That means insurance-shopping season is nearly upon us: Open Enrollment begins Nov. 1 (and ends Dec. 15). But there’s less money being spent on advertising and outreach this year, which means even the basics can be hard to get solid information about. …
Should You Offer a Nonqualified Deferred Compensation Plan?
by Mike Kappel @ Payroll Tips, Training, and News
Mon Mar 26 05:10:00 PDT 2018
You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]
The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.
The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel
by Brittney Laryea @ MagnifyMoney
Fri Mar 23 12:46:42 PDT 2018
Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel
The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.
5 Facts About Women and Money for International Women’s Day
by Chelsea Brennan @ Chime Banking
Thu Mar 08 14:46:51 PST 2018
Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is still glaring. But, in order to even begin bridging this gap, it’s important to understand that […]
The post 5 Facts About Women and Money for International Women’s Day appeared first on Chime Banking.
Time first paycheck is Direct Deposited?
BrownCafe - UPSers talking about UPS
Hello my name is Ian. I was hired two weeks ago and I'm supposed to get direct deposit. What time does it usually go into the bank? Its Santander Bank...
Consumer Reports: Current Standards for Furniture Tip-Overs Leave Too Many Children at Risk
by David Butler @ Consumers Union
Thu Mar 22 04:27:44 PDT 2018
Thursday, March 22, 2018 – CR calls for strong, mandatory standards to prevent child injuries, deaths – CR petition calls on furniture industry to update standards for safer dressers WASHINGTON, D.C. — Every 17 minutes, someone in the United States is injured when furniture, a TV, or an appliance tips over. Many of those injured are […]
How long does it take a check to clear?
Investopedia
It usually takes two days for a check to clear, but in some cases it may take longer. Discover how banks treat large deposits and why your check may be on hold.
How to Calculate a Raise
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 14 05:10:09 PDT 2018
Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]
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How to Save Money on Your Utility Bills
by Melanie Lockert @ Chime Banking
Mon Mar 26 11:21:00 PDT 2018
Do you cringe each month when you get your utility bills? When you see a super high bill, do you wonder what happened? We’ve all been there, and high bills for gas, electricity and cable can certainly put a dent in your bank account. But all is not lost. If you want to keep your […]
The post How to Save Money on Your Utility Bills appeared first on Chime Banking.
When Does Direct Deposit Go Through? | Patriot Software
Payroll Tips, Training, and News
If you pay some employees via direct deposit, they might ask you when they will receive their wages. When does direct deposit go through?
What do I do if an employee didn't receive their direct deposit?
Dominion Payroll: Help Center
If there is an issue with an employee's receiving bank account, typically DP will receive a notification from their bank within three business days of the original check date. Three business days m...
Consult This Employee Termination Checklist to Keep Things Running Smoothly
by Rachel Gray @ Payroll Tips, Training, and News
Wed Mar 07 05:10:00 PST 2018
Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]
The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.
Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared
by Ashley Derrington @ First Quarter Finance
Sat Mar 24 16:00:34 PDT 2018
Lacoste vs. Polo Ralph Lauren has been an ongoing debate in fashion, especially when it comes to polo shirts. The “better” brand will depend largely on personal preference. Lacoste polos may be more expensive and elusive than Polo Ralph Lauren polos, but both brands come from higher-end clothing collections that offer a wide range of […]
The post Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared appeared first on First Quarter Finance.
How Much Black Licorice Does It Take To Overdose?
by Kate Cox @ Consumerist
Mon Oct 30 10:15:47 PDT 2017
The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …
Tesla Ends $1,000 Referral Credit Program
by Ashlee Kieler @ Consumerist
Mon Oct 30 08:53:28 PDT 2017
Sure, saving $1,000 on a car that may cost you far in excess of $70,000 might seem like a minor victory, but it’s still better than nothing. But now that Tesla is becoming more of a household name and hoping to reach a more mass-market car-buying audience, it’s getting rid of even this relatively small savings program. Tesla recently announced…
Consumers Union Criticizes USDA for withdrawing animal welfare standards for food labeled organic
by Michael McCauley @ Consumers Union
Mon Mar 12 15:54:41 PDT 2018
Rule requiring outdoor space was set to go into effect on May 14 WASHINGTON, D.C. – Consumers Union, the advocacy division of Consumer Reports, criticized the U.S. Department of Agriculture for being out of step with food consumers by withdrawing its rule today requiring organic producers to abide by strong animal welfare standards. The implementation […]
Consumers Union praises senator’s call for FTC investigation of airline “dynamic pricing”
by David Butler @ Consumers Union
Mon Mar 12 11:32:37 PDT 2018
Monday, March 12, 2018 WASHINGTON, D.C. — Consumers Union, the advocacy division of Consumer Reports, today applauded Sen. Chuck Schumer (NY)’s call for the Federal Trade Commission (FTC) to investigate the airline industry amid questions about the use of “dynamic pricing” and consumers’ personal online data to set the price of airfares, which Schumer termed […]
Do You Know About the 2017 Tax Filing Extension?
by Liz Oliver @ LRRCU
Thu Mar 15 02:14:14 PDT 2018
The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return. With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days. But […]
The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.
Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)
First Quarter Finance
These are the direct deposit times for Wells Fargo, Bank of America, Chase, ADP, SunTrust, PNC, Huntington, TD Bank, BB&T, Fifth Third Bank, Citizens,
SoFi Money Review: A No-Fee, High-Yield Checking Account
by Hannah Rounds @ MagnifyMoney
Mon Mar 26 12:37:02 PDT 2018
, the financial institution known for low rates and low fees on student loans and mortgages, is making a foray into consumer checking accounts. SoFi Money™, SoFi’s forthcoming checking account, will offer a high-yield checking account with no account fees. The new account isn’t yet available to the public, so you’ll have to if you … Continue reading SoFi Money Review: A No-Fee, High-Yield Checking Account
The post SoFi Money Review: A No-Fee, High-Yield Checking Account appeared first on MagnifyMoney.
How to Prepare for an Interview When You’re Self-Employed
by Due.com @ Chime Banking
Tue Mar 27 13:03:23 PDT 2018
There are many myths about self-employment that people may start to mistake for fact. Working for yourself can be a great thing, but it doesn’t always mean you’ll be 100% in control of your career and the day-to-day operations. Often times, you’ll still have to work with others and may even have to please clients if you’re […]
The post How to Prepare for an Interview When You’re Self-Employed appeared first on Chime Banking.
For employees: How to check the status of your direct deposit funds transfer
Help Center
Are you an employee of a business owner who uses Payroll by Wave? If you're paid by direct deposit, follow these instructions if you'd like to check the status of the transfer of your pay.You can ...
Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years
by Benét J. Wilson @ MagnifyMoney
Sun Mar 25 21:25:30 PDT 2018
Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years
The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.
Answers to 18 Payroll Questions You Are Dying to Ask
by Rachel Gray @ Payroll Tips, Training, and News
Mon Mar 05 05:10:18 PST 2018
For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]
The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.
My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care
Consumerist
Imagine that you do everything you can to avoid overdrafting your bank account, only to find that your bank has gone ahead and pushed you into the red — and that it doesn’t really care.
Consumer Reports to Facebook: Notify every person who had private data compromised
by David Butler @ Consumers Union
Wed Mar 21 08:12:43 PDT 2018
Wednesday, March 21, 2018 National petition calls on Facebook to inform all users impacted by Cambridge Analytica scandal so consumers can hold FB accountable WASHINGTON, D.C. — In the wake of the Facebook-Cambridge Analytica scandal, Consumer Reports is calling on Facebook to immediately notify all users who had their private data compromised. CR is circulating […]
Best Ways to Add Value to Your Home
by Janet Berry-Johnson @ MagnifyMoney
Fri Mar 23 06:18:31 PDT 2018
If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home
The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.
How the Opioid Crisis Is Hurting the U.S. Economy
by Bob Sullivan @ MagnifyMoney
Tue Mar 27 04:46:21 PDT 2018
On March 6, the CDC released data showing incredible spikes in opioid-related emergency room visits since July 2016: in Wisconsin, they were up 109 percent; in Illinois, up 66 percent; Delaware, 105 percent, Pennsylvania, 81 percent. These are just some of the devastating numbers behind the growing health crisis. The CDC says 64,000 people died … Continue reading How the Opioid Crisis Is Hurting the U.S. Economy
The post How the Opioid Crisis Is Hurting the U.S. Economy appeared first on MagnifyMoney.