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Trailer Financing for Bad Credit (or No Credit) Borrowers

by Katie Spence @ First Quarter Finance

Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]

The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.

Royal Flush

by valanddon @ Cardschat Poker Forums

What are the odds of getting a royal flush per 1000 hands. I have had only one in my time of playing poker (5 years), and that was on line at poker stars.

APR vs. APY: How One Letter Makes a Big Difference

by Stephanie Colestock @ Consumerism Commentary

APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]

The post APR vs. APY: How One Letter Makes a Big Difference appeared first on Consumerism Commentary.

Retail Apocalypse: How To Shop a Going-Out-of-Business Sale

by David Robson @ Saving Advice

Toys R Us’ bankruptcy and liquidation means, among many other things, yet another huge going-out-of-business sale for those willing to brave the crowds. In a year with a record-number of these sales happening, it’s fair to ask, “how do I shop at a going-out-of-business sale?” Don’t bother. Just stay home. Seriously. Sure, the lure of […]

The post Retail Apocalypse: How To Shop a Going-Out-of-Business Sale appeared first on Saving Advice.

Consumers Union Criticizes USDA for withdrawing animal welfare standards for food labeled organic

by Michael McCauley @ Consumers Union

Rule requiring outdoor space was set to go into effect on May 14    WASHINGTON, D.C. – Consumers Union, the advocacy division of Consumer Reports, criticized the U.S. Department of Agriculture for being out of step with food consumers by  withdrawing its rule today requiring organic producers to abide by strong animal welfare standards.  The implementation […]

Bankroll management: When is time to withdraw?

by elizeuof @ Cardschat Poker Forums

Hi everyone, I'm trying to build my bankroll, i has made one withdraw with bank transfer, later i unfortunately loss the rest. What is the best to do? transfer part of money to one ewallet, in case of get breack, or I need to keep my money in the poker room for more time? What is the...

The New Visa Clear Prepaid Program Simplifies Prepaid Card Fees

The New Visa Clear Prepaid Program Simplifies Prepaid Card Fees


The Dough Roller

Visa has launched the Visa Clear Program, which recognizes prepaid debit cards with low fees that are easy to understand.

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

types of tilt

by luiaguila @ Cardschat Poker Forums

The first thing they told me when I met Poker was, "you're going to want to hit your head against the keyboard several times"; After several moments of hours of play I noticed that every time I grabbed a tilt I noticed that it was true, but when reading several forums I noticed that there are...

BECU Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The BECU direct deposit authorization form is a document that allows an individual to receive the immediate transfer of their regular paychecks or government checks into a checking or savings account. The benefits of this are numerous; account holders no longer need to take a trip to the bank to deposit nor do they have to wait for it to clear before the funds are...

Differences Between Amazon Tap & Echo

by Pinckney @ PinckneyGriffin.com

The Amazon Tap is one of the newest introductions into Amazon’s arsenal of voice controlled tech gadgets. I recently wrote about the Amazon Echo and how it is an underestimated GIANT. Related: Don’t Underestimate the Amazon Echo Well now Amazon has raised the bar in...

The post Differences Between Amazon Tap & Echo appeared first on PinckneyGriffin.com.

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

A-10 off on the button hand analysis

by Castlehill650 @ Cardschat Poker Forums

Hey guys, so I'm playing a cash game on the lowest stakes ACR has to offer which is .01-.02 short buys ($1 buy in). I will post the video along side of a small breakdown in text. I see Ad-10c on the button and decide to bet 3x the blinds once it folds around to me. Small Blind folds and the Big...

PNC Debit Card Review (SmartAccess Prepaid Visa)

by Curtis Arnold @ Best Prepaid Debit Cards

The PNC debit card (SmartAccess Prepaid Card) is a prepaid Visa is one of the least expensive cards in the market. Activation on this card is free and the minimum deposit to open an account is only $25. Funds on the card are FDIC-insured, and the fee structure is clear and easy to understand. The […]

How long can bank hold my deposit?

How long can bank hold my deposit?


Bankrate

Federal rules prevent a bank from taking a deposit and holding the funds for an indefinite period.

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

How Does Square's Instant Deposit Work? | Merchant Maverick

How Does Square's Instant Deposit Work? | Merchant Maverick


Merchant Maverick

Honestly, every time I turn around Square has introduced something new. (As I’m the person who maintains our Square review, you can see why I might find this just a tad frustrating.) On the one hand, it is absolutely amazing that Square is so committed to rolling out new features for merchants. On the other, just …

Americas cardroom is the worst

by Gavinlily @ Cardschat Poker Forums

Americas cardroom is the worst poker site .They have the worst customer service i have ever experienced in my life and thats bot limited to poker sites. I made a mg deposit via moneygram at 1pm sunday the 25th . At 5pm that day i contacted live chat and after being on there for an hour and them...

Pure Poker offline since a few days

by Verdue167 @ Cardschat Poker Forums

Hello, does anyone play at Pure poker? It's a cake/revolution skin.I can't connect through their client since a few days. I don't know the exact details, but there was a scam considering Lock poker a few years ago, the site went down and the players lost their money. Some say Pure poker took over...

ICOs in Hong Kong

by Justin Weinger @ Advantages of a Humanized Approach to Online Beauty Product Sales

The last fiscal has seen an explosion in cryptocurrency values and had been major headlines across the globe. You also must have come across a newly coined acronym – ICO. So let’s try and get answers to some of the most common questions arising in your mind, like, what is an ICO? What is the […]

The post ICOs in Hong Kong appeared first on So Over This.

Finding Your Virtual Wallet Routing Number

by Pinckney @ PinckneyGriffin.com

I thought I should write a quick post on how to find your PNC Virtual Wallet routing number because it took me a ridiculous amount of time to find this number when it should be pretty easy to obtain. With Virtual Wallet being focused on...

The post Finding Your Virtual Wallet Routing Number appeared first on PinckneyGriffin.com.

Collateral Loans & Hard Money Loans for Bad Credit: List of Providers

by Ellen Seltz @ First Quarter Finance

Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]

The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.

Life’s Road Blocks

by Pinckney @ PinckneyGriffin.com

I thought it would be fitting for me to write this one today… mainly because I’ve hit road blocks MANY times. Usually I plan these post out and research some things before it goes live on the site. But, after spending the weekend trying to...

The post Life’s Road Blocks appeared first on PinckneyGriffin.com.

Need to leave a game on short notice.

by Polytarp @ Cardschat Poker Forums

It has happened to me a few times where I would be in a tournament and then I would need to leave due to some unforeseen circumstance. Usually I am in a position where if I sit out then I may just squeak into the money. However, I usually start attacking the bigger stacks a couple of times to try...

$2 NLHE 6-max: $2 NLHE 6-max: What could I have done differently?

by Tyler Hite @ Cardschat Poker Forums

Winning Poker Network (Yatahay) - $0.02 NL (6 max) - Holdem - 6 players Hand converted by PokerTracker 4: http://www.pokertracker.com BTN: 111 BB (VPIP: 31.72, PFR: 30.34, 3Bet Preflop: 15.79, Hands: 146) Hero (SB): 246 BB BB: 100 BB (VPIP: 23.37, PFR: 16.85, 3Bet Preflop: 8.47, Hands: 194)...

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

[Expired] PNC Up To $400 Checking Bonus - Available Nationwide - Doctor Of Credit

[Expired] PNC Up To $400 Checking Bonus - Available Nationwide - Doctor Of Credit


Doctor Of Credit

Offer at a glance Maximum bonus amount: $400  Availability: Previously this deal has been restricted to: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and District of Columbia. But this no longer seems to be the case. Direct deposit required: $2,000-$5,000 depending on bonus Additional [&hellip

How to Strive for Perfect Credit

by Drew Allen @ Advantages of a Humanized Approach to Online Beauty Product Sales

While sure, you can spend your time taking in any penny stocks to watch, but what you really should be doing is making sure your credit is in good shape so you can get the best interest rates on the market and save the most per month on your mortgage, loans, credit cards, insurance, and […]

The post How to Strive for Perfect Credit appeared first on So Over This.

Dealing with constant c-betters

by JonathanAReth @ Cardschat Poker Forums

There are players who constantly continuation bet regardless of what they have or who they are in the hand with. I have a few suggestions on how you can handle them, or at least mentalities you need to take when dealing with them First, you can avoid them like the plague. When they are in the...

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

Best Free Checking Account for 2018 - The Simple Dollar

Best Free Checking Account for 2018 - The Simple Dollar


The Simple Dollar

Free checking accounts used to be commonplace, but as banking has grown more sophisticated it's also gotten more expensive. The Internet, though, has made

So… the Post Office Is Not Open on Easter?

by Amanda Stewart @ Saving Advice

Many people have been spoiled by Sunday deliveries — like what you can get from the partnership between Amazon and United Parcel Service. However, if you want a package to arrive in time for this holiday weekend, you should make other arrangement — like shoot for a Saturday or Monday. None of the large delivery […]

The post So… the Post Office Is Not Open on Easter? appeared first on Saving Advice.

RushCard Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The RushCard direct deposit authorization is used to enable an individual to receive direct deposits onto their RushCard Prepaid Visa. This automatic payment system enables the payee to avoid waiting for a check to clear; direct electronic deposits arrive on average two (2) days sooner. This form can be used to set up the installment payments of paychecks, government benefits, and tax refunds. We’ve provided...

Why You Don't Get Your Direct Deposit On Weekend | LRRCU

Why You Don't Get Your Direct Deposit On Weekend | LRRCU


LRRCU

Frustrated because you don't receive your direct deposit on holidays and weekends? We're telling you the reasons why.

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

Networking Is Important In Online Business

by Pinckney @ PinckneyGriffin.com

Business owners have known for a long time that networking is important when building the contacts and relationships that are so vital in growing their sales and profits. You may have assumed that networking was just for offline businesses and consisted mainly of attending events and conferences...

The post Networking Is Important In Online Business appeared first on PinckneyGriffin.com.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

PNC Virtual Wallet: Love of My Life

PNC Virtual Wallet: Love of My Life


So Over This

PNC's Virtual Wallet is one of the biggest contributors to my financial turnaround. I don't work for PNC, and they don't pay me to tell people about Virtual Wallet (though they should!), but I talk about it all the time. Gushing to follow.When I decided I needed to get my money straightened out, I knew I needed ...

The Reason Behind That Checking Account Hold

The Reason Behind That Checking Account Hold


The Balance

If you have been told that the bank is placing a hold on a deposit you made to your account, you may wonder why and what it actually means.

Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil)

by Bryan Cockfield @ First Quarter Finance

Automotive undercoating is important to help prevent rust and corrosion, especially in colder climates. Oil-based products like Krown Rust Control, NH Oil Undercoating, and Fluid Film are three popular and effective undercoating brands. “Traditional” undercoating offered by dealerships on new cars isn’t necessarily the same thing and does not prevent rust in the long term. […]

The post Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil) appeared first on First Quarter Finance.

How to Save Money Doing a Balance Transfer Online

by Shane Tripcony @ Best Prepaid Debit Cards

It has been said that all good things must come to an end. This has happened in a number of things on the Internet and the latest one that you may have heard of about concerns net neutrality. So, with that thought in mind, what do net neutrality, free state taxes on Amazon purchases and long-term […]

Ally Bank Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The Ally Bank direct deposit authorization form is one which allows an individual to ask a company or agency to credit their checking or savings account directly as opposed to payment via company issued checks. More often than not, an employer will have a direct deposit form at the ready for such demands. However, if this is not the case and you’re a client of...

10 Banks That Do Not Use ChexSystems (2017 Edition) - Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org

10 Banks That Do Not Use ChexSystems (2017 Edition) - Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org


Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org

ChexSystems, a company you’ve probably never heard about until you find your name in it. Then a nightmare begins where you are ousted from the banking system. Existing bank accounts are suddenly closed by your bank. Attempts at opening a new bank account at various national and local banks result in flat out rejections. Welcome …

M&T Bank Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The M&T direct deposit authorization form enables an individual to have funds placed into their account automatically and electronically. This is advantageous as it results in a much quicker access to the payment, in fewer trips to the nearest branch, and in opportunities to deposit directly into a savings account thus instigating a savings plan. The form is simple, it requires only a few minutes and...

Foxwoods vs. Mohegan

by JDCT12 @ Cardschat Poker Forums

Where do you play and why? I am pretty loyal to Foxwoods and there are almost always more tables running than Mohegan. I only get comped rooms there but I like the atmosphere at both although they are different. I think the average player at Mohegan is worse however but not sure.

How Long Does it Take for a Check to Clear? - Saving Advice

How Long Does it Take for a Check to Clear? - Saving Advice


Saving Advice

It would be nice it there was a standard answer to the questions, “How long does it take a check to clear?” which would be applicable to all banks, but unfortunately, this isn’t the case. Each bank sets the time that a check clears depending on the policies that they have implemented in order to …

Depositing Money Into Your Account

Depositing Money Into Your Account


Chime Banking - Support and FAQs

DIRECT DEPOSITThe easiest way to deposit funds to your Spending Account is by direct deposit from your employer. Simply provide your Chime routing number and Spending Account number to your emplo...

PNC

PNC


PNC

We can help you gain the confidence you need to make important financial decisions for you, your family or your business.

Fifth Third (5/3) Bank Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The Fifth Third (5/3) Bank direct deposit form is a document which allows a patron of Fifth Third Bank to request the direct deposit of their paychecks from their employer or company. As stated on the form, the employee should complete a form for each applicable company under which they’re currently employed. Along with the completed form, one will need to attach a voided check...

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

How Phone Deposits Work | DailyWorth

How Phone Deposits Work | DailyWorth


DailyWorth

Your phone doesn’t look like a bank, but it’s increasingly able to help you with banking tasks. Now, many banks now offer apps that use your phone’s camera to deposit checks. How does it work? Just like a traditional deposit, you’ll … Continued

KeyBank Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The KeyBank direct deposit authorization form is used specifically to request the instant deposit of funds into a checking or savings account. This could be income from a company’s payroll department, Social Security, dividends, or any other applicable source. The form linked below is relatively simple and requires not much more than the standard personal information (address, SSN, contact info). The individual seeking direct deposit will...

One million dollar for a living. Is it enough?

by Amdrius @ Cardschat Poker Forums

Imagine that you won one million dollars in a poker tournament. Weigh all your decisions and answer - will you have enough of this amount of money for the rest of your life, provided that you will also be engaged in that work in real life that will bring you pleasure. P.S. I would very much like...

Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)

Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)


First Quarter Finance

These are the direct deposit times for Wells Fargo, Bank of America, Chase, ADP, SunTrust, PNC, Huntington, TD Bank, BB&T, Fifth Third Bank, Citizens,

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Cash Game Max Buy-in Breakers

by JonathanAReth @ Cardschat Poker Forums

Whatever you're sitting down with, if your cash game has a max buy-in then pay special attention to people who are breaking their max buy-in by quite a bit. This means they've taken that extra money from other players because they weren't allowed to deposit it. So whether they are just good or just...

Without first deposit, withdraw winnings then redeposit for first deposit?

by Polytarp @ Cardschat Poker Forums

If I have earned a few hundred bucks without making an initial deposit, can I withdraw these funds from the site I won them at and then use the same funds to make a first deposit at the same site?

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

Visa & Viewpost to Accelerate Electronic Bill Payments for U.S. Businesses

by Viewpost @ Viewpost

  Viewpost’s SMB customers will be able to benefit from Viewpost electronic payment capabilities and the use of a secure, one-time Visa virtual account number. When a virtual card payment is made through Viewpost, the supplier will receive a one-time virtual account number for posting funds to its merchant account. Viewpost will then deliver data-rich … Read more

The post Visa & Viewpost to Accelerate Electronic Bill Payments for U.S. Businesses appeared first on Viewpost.

Consumers Union statement on reports of self-driving Uber car, pedestrian fatality

by David Butler @ Consumers Union

  Monday, March 19, 2018 WASHINGTON, D.C. — Consumers Union, the advocacy division of Consumer Reports, made the following statement today following the news reports of a pedestrian fatality involving a self-driving Uber vehicle in Arizona: David Friedman, Director of Cars and Product Policy and Analysis, Consumers Union, said, “All of our thoughts and sympathies […]

0,02$ MTT Hyper Turbo at Pokerstars

by ms_attack @ Cardschat Poker Forums

Hallo,what do you think about the 0,02$ MTT Hyper Turbo at Pokerstars. I played something in this month (more than 30) but i finished only one time in the money at place 11. The blinds are rising so fast, that a normal game is not possible. With every hand i play i am all in. So i believe...

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Watch a Few Credit Card Mistakes You Could Be Making

by Drew Allen @ Advantages of a Humanized Approach to Online Beauty Product Sales

There may be a bad reputation when it comes to credit cards, giving the perception that using one means that you don’t actually have the sufficient funds to make the purchase, and kicking the can down the road, for example.  While sure that may be true for some, leading down a path of credit card […]

The post Watch a Few Credit Card Mistakes You Could Be Making appeared first on So Over This.

Betty Lin-Fisher: Bank deposit rules can be confusing

Betty Lin-Fisher: Bank deposit rules can be confusing


www.ohio.com

A colleague told me about a frustrating experience at his local bank. He deposited an $800 check at his bank’s ATM on a Saturday. Knowing it was the weekend, he wasn’t expecting to get the money credited to his account until Monday or perhaps Tuesday (this was not a holiday week). But for reasons still unknown to him, the check didn’t post to his account until Thursday. That caused him to bounce two outstanding checks worth about $150 and get hit by two $36 overdraft fees. A longtime customer of the bank, my colleague understandably was upset. It didn’t help that bank employees were not helpful and basically said it was his fault for not waiting for the check to post. Disgusted, he has since closed his account and moved to another bank. Certainly, the best scenario is to always have a cushion in your bank account to cover outstanding

What’s the Real Estate Value of the Vatican?

by Jackie Cohen @ Saving Advice

Just in time for Easter, let’s take a look at the real estate value of the Vatican. Realtors have given us ballpark estimates like $15 billion. However, that figure barely scratches the surface when you consider how much of the interior architecture is actual gold and priceless Renaissance paintings. Add in sculptures, historical archives and […]

The post What’s the Real Estate Value of the Vatican? appeared first on Saving Advice.

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

PNC $300 Checking Bonus [AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV] - Tur-Prestige

PNC $300 Checking Bonus [AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV] - Tur-Prestige


Tur-Prestige

Maximum bonus amount: Up to $300  Availability: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV Direct deposit required: $500-$5,000 depending on bonus Additional requirements: 10 debit card transactions Hard/soft pull: Soft  Credit card funding: Up to $2,000 with Visa or Mastercard Monthly [&hellip

Should I withdraw or carry on?

by Brandlad @ Cardschat Poker Forums

Hi pals I got 3rd place in Twitter freerolls on 888 yesterday and won $40 and I used that amount to move up to $100 currently. I had $0 in my account before this win. Now I have $100 in just 12 hours. So should I withdraw at least half of it or just carry on?

How long does it take a check to clear?

How long does it take a check to clear?


Investopedia

It usually takes two days for a check to clear, but in some cases it may take longer. Discover how banks treat large deposits and why your check may be on hold.

netSpend Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The netSpend direct deposit authorization form is available for those who wish to receive regular installments from their employer or benefits provider directly into their NetSpend Card Accounts. This payment type is not uncommon and is beneficial to those who wish to save the time of depositing a paper check and waiting for it to clear. Set up your direct deposit by completing the below form...

What is the best poker book?

by SeriousBizzness @ Cardschat Poker Forums

so anybody know whats the best poker book to read?

Why Are the Markets Closed on Good Friday (and not Just Easter)?

by Amanda Stewart @ Saving Advice

Regular traders know that the stock market isn’t open on weekends, and since Easter always falls on a Sunday. But what about the last business day preceding the holiday? Why are the markets closed on Good Friday — and not just in the U.S. but in Asia too? First of all, it’s understandable to be […]

The post Why Are the Markets Closed on Good Friday (and not Just Easter)? appeared first on Saving Advice.

Electric Vehicle Sales Continue to Accelerate

by Jason Kuruvilla @ Consumers Union

2017 was another year of growth for electric vehicles. Nearly 200,000 electric vehicles were sold in the U.S. last year, up 25% from the year before, even as sales of traditional gas powered vehicles declined.  And for first time, global EV sales in 2017 crossed the 1 million mark. 2018 is already on track to […]

2018 Costco Easter Shopping Roundup

by Jackie Cohen @ Saving Advice

What are some of the best Costco Easter shopping deals? A fresh floral bouquet like the one pictured here for just $34.99. While you can pay extra for next-day delivery in most of the U.S., Costco can’t deliver these flowers on Saturday, Sunday or Monday — March 30 through April 2. Similar limitations on delivery […]

The post 2018 Costco Easter Shopping Roundup appeared first on Saving Advice.

PNC Debit Card Review (SmartAccess Prepaid Visa)

PNC Debit Card Review (SmartAccess Prepaid Visa)


Best Prepaid Debit Cards

The PNC debit card (SmartAccess Prepaid Card) is a prepaid Visa is one of the least expensive cards in the market. Activation on this card is free and the minimum deposit to open an account is only $25. Funds on the card are FDIC-insured, and the fee structure is clear and easy to understand. The…

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

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The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

How Long Does a Check Take to Clear? - NerdWallet

How Long Does a Check Take to Clear? - NerdWallet


NerdWallet

When it comes to how long it takes a check you’ve deposited to clear, the faster, the better. Unlike with direct deposit, paper checks aren’t credited to an account instantly.…

How Much Can You Really Save on Costco Cialis, Viagra, Levitra and Stendra?

by Jackie Cohen @ Saving Advice

You can save about 5% on the price of erectile dysfunction medications at Costco: Cialis, Viagra, Levitra and Stendra. Even when you account for the fact that erectile dysfunction pills are sold in sizes that may have two doses or more in them, this isn’t the area where Costco’s pharmacies have the biggest discounts. Apparently, […]

The post How Much Can You Really Save on Costco Cialis, Viagra, Levitra and Stendra? appeared first on Saving Advice.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

The post How to Improve Your Credit Score appeared first on Consumerism Commentary.

CitiBank Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The CitiBank direct deposit authorization form allows a Citibank customer to request from their employer the direct and regular installment of payments into their bank account. The benefits of using direct deposit are numerous; no more losing checks, no more trips to the bank, no more waiting on the check to clear to access the received funds. Simply fill out the below form in its entirety,...

Alzheimer’s Disease and Dementia May Cost $1 Trillion by 2050

by Amanda Stewart @ Saving Advice

Alzheimer’s disease and the broader category of dementia may cost over $1 trillion in 2050 — nearly quadruple what is today. Today, about two-thirds of the cost to treat the disease sis borne by taxpayers — amounting to nearly $185 billion this yr. The number of Americans with Alzheimer’s disease increased by 3.6% in just […]

The post Alzheimer’s Disease and Dementia May Cost $1 Trillion by 2050 appeared first on Saving Advice.

Working From Home

by Justin Weinger @ Advantages of a Humanized Approach to Online Beauty Product Sales

For many, extra time working from home is a dream come true – if you can make it come true! Whether it helps you avoid a difficult commute, or balance your working life with childcare, it adds some much needed flexibility and for many it’s something to aim for! Today we’re looking at a few […]

The post Working From Home appeared first on So Over This.

Former Michigan State dean charged in Larry Nassar scandal

Former Michigan State dean charged in Larry Nassar scandal

by Associated Press @ Ohio.com

EAST LANSING, Mich.: The sexual abuse scandal at Michigan State University widened Tuesday when authorities charged a former dean with failing to protect patients from sports doctor Larry Nassar, along with sexually harassing female students and pressuring them for nude selfies.

The post Former Michigan State dean charged in Larry Nassar scandal appeared first on Ohio.com.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

Regions Bank Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The Regions Bank direct deposit authorization form is used to initiate the electronic transfer of payroll checks from an employer, a retirement plan, or a government agency. This modern alternative to physical checks comes chock full of benefits, the most obvious of which being the immediate availability of the funds transferred into the checking and/or savings account. The payee can choose to cancel the payments...

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

The game without HUD and without any statistical programs.

by BigGrayWolf @ Cardschat Poker Forums

I want to say that I'm new to poker for about a year. I'm wondering if there are more experienced players who play like me. How they analyze their game and much more that I do not know but would like to learn from you. For this I will give examples here and I will hope for your help and I hope that...

‘Ready Player One’ author Ernest Cline on Steven Spielberg, making movies and the joys of ’80s pop culture

‘Ready Player One’ author Ernest Cline on Steven Spielberg, making movies and the joys of ’80s pop culture

by Beacon Journal/Ohio.com @ Ohio.com

Even 1980s pop-culture references creep into the most rote of questions directed at author-screenwriter Ernest Cline.

The post ‘Ready Player One’ author Ernest Cline on Steven Spielberg, making movies and the joys of ’80s pop culture appeared first on Ohio.com.

Getting Help To Get Through Tax Season

by Justin Weinger @ Advantages of a Humanized Approach to Online Beauty Product Sales

This post is sponsored by H&R Block   DIY taxes are all the rage these days. But going at it alone can be a daunting proposition if you are doing your own taxes for the first time. It is understandable: going to a professional can be a bit expensive, so you want to keep a […]

The post Getting Help To Get Through Tax Season appeared first on So Over This.

New "Direct Express" card for Social Security payments | Consumers Union

New "Direct Express" card for Social Security payments | Consumers Union


Consumers Union

The U.S. Treasury Department announced today the "Direct Express" card. This card could set a new standard for prepaid cards, with real consumer protections and no nasty overdraft fees. The Treasury describes its new card at: Starting this Spring and Summer, the card will be available to people receiving Social Security payments. The new cardt will be most useful to people who don't have a bank account but still want the speed and security of direct deposit, and the convenience of a debit card. People who have direct deposit of Social Security payments to their bank accounts won't see any change. The Treasury Department has done some things right with this new card. According to the details reported today by the Wall Street Journal, the card won't include an overdraft fee, something that has been a hidden escalator in the true cost of holding many of the prepaid cards now on the market. Unlike with most prepaid cards, consumers will

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

Yard Sale Gems: Don’t Miss Out

by Pinckney @ PinckneyGriffin.com

Why a Yard Sale! As spring approaches… so does the itch to get rid of some of that old stuff. Time to get rid of all the things taking up your extra space but did it cross your mind you could make money now with a...

The post Yard Sale Gems: Don’t Miss Out appeared first on PinckneyGriffin.com.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

What Time Does My Money Transfer Into My USA Bank Account?

What Time Does My Money Transfer Into My USA Bank Account?


ToughNickel

Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.

PNC Reviews - Real Customer Reviews

PNC Reviews - Real Customer Reviews


Best Company

PNC is an American financial services organization headquartered in Pennsylvania. The bank has assets of $398 billion and has been in business since 1852. PNC has more than 2,700 branches in 19 states including the District of Columbia and has approximately 8,600 ATMs. PNC offers services for dif...

PNC Standard Checking

PNC Standard Checking


WalletHub

Reviews, rates, fees and customer service info for the PNC Standard Checking. Compare to other cards and apply online in seconds.

Kohl’s is Partnering With Aldi to Add Grocery Departments to Stores

by Amanda Stewart @ Saving Advice

Many brick-and-mortar retailers have struggled in recent years as the popularity of internet-based business has increased. Kohl’s is now partnering with other stores to bring in more customers, which has led to the creation of a Kohl’s Aldi grocery store. What Will Kohl’s Aldi Grocery Stores Look Like? There have been rumors about Kohl’s partnering with […]

The post Kohl’s is Partnering With Aldi to Add Grocery Departments to Stores appeared first on Saving Advice.

Receive Payments Online, E-Invoice - Viewpost

Receive Payments Online, E-Invoice - Viewpost


Viewpost

Eliminate the middleman in your cash flow equation and receive payments online in a fraction of the time, with Viewpost's online invoicing network.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

Advantages of a Humanized Approach to Online Beauty Product Sales

by Justin Weinger @ Advantages of a Humanized Approach to Online Beauty Product Sales

In ecommerce, it’s important to understand exactly what you’re selling and why. Only then can you effectively market your wares and design a website that converts. It’s crucial to truly comprehend people’s underlying motivations for buying your goods. That way, you can make sure your branding stays appealing and relevant over time. For example, what […]

The post Advantages of a Humanized Approach to Online Beauty Product Sales appeared first on So Over This.

How to Find the Best Credit Card for You in 2017 and Early 2018

by Shane Tripcony @ Best Prepaid Debit Cards

Even if you have lousy credit, getting a credit card does not usually require a lot of effort. You get card offers in the mail and see card offers all over the Internet. Choosing the best credit card for you, however, requires some thought. The credit card offers that likely fill your mailbox on a […]

Marla’s 36 shots from beyond the arc on loss of Love, Cavs sinking in the East and no bragging between friends

by Marla Ridenour @ Ohio.com

Notes, quotes and observations after the Cavaliers lost their 14th consecutive game in Miami, 98-79, to the Heat Tuesday at AmericanAirlines Arena.

The post Marla’s 36 shots from beyond the arc on loss of Love, Cavs sinking in the East and no bragging between friends appeared first on Ohio.com.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

U.S. Money Card Review and Rating

by Curtis Arnold @ Best Prepaid Debit Cards

Sometimes novelty alone just isn’t enough. Case in point: The U.S. Money Prepaid Debit MasterCard has a few features that, while unique, are accompanied by hefty fees. One such feature is personalized money checks. Pitched as an alternative to expensive money orders, U.S. Money Card holders can get three checks for $3.95, although keep in mind […]

Finding Your Virtual Wallet Routing Number - PinckneyGriffin.com

Finding Your Virtual Wallet Routing Number - PinckneyGriffin.com


PinckneyGriffin.com

Can't find your PNC Virtual Wallet routing number? Here are the simple steps to finding your virtual wallet routing number, inside your online account.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

hero to zero

by brianj404 @ Cardschat Poker Forums

Why does this is always seem to happen. When i have a break from poker and i start playing again I start of winning for about a week or two but then all of a sudden i can't seem to win as much. This happens every time i start playing again, Has anyone else had this happen to them or do i just start...

Tips for Short Term Savings

by Justin Weinger @ Advantages of a Humanized Approach to Online Beauty Product Sales

Do you have an item on your bucket list that is out of your financial reach? Whether you’re planning a trip or a large discretionary purchase, having the cash to complete the transaction in lieu of incurring credit card debt is a wise financial choice. There’s nothing like a debt hangover to kill the joy […]

The post Tips for Short Term Savings appeared first on So Over This.

Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared

by Kathrina Bognot @ First Quarter Finance

Discount Tire may be the largest independent tire retailer but it’s certainly not the only one. We have the list of tire retailers, including: Big O Tires, Costco Tires, NTB, Pep Boys, Sears Auto Center, Tire Discounters, and Walmart Auto Care Center. We break down the brands and services offered as well as a general […]

The post Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared appeared first on First Quarter Finance.

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

MUFG Union Bank Direct Deposit Authorization Form

by authorizationforms @ Direct Deposit Authorization Forms – Authorization Forms

The Union Bank direct deposit authorization form is a convenient tool that enables an account holder to receive direct deposits of funds into their checking, savings or money market account(s). The document should be completed in its entirety and sent into the employer, company payroll department, or agency from whom the account holder is receiving income. With this type of depositing in place, one can...

Inc. features CEO Max Eliscu — Innovation is a Combination of Curiosity & Persistence

by Viewpost @ Viewpost

Following is an excerpt from an article written by Molly Reynolds and published on Inc.com, June 19, 2017. View Full Article Innovation comes in many shapes and sizes. Sometimes, it’s about new, never-been-seen before developments that change people’s lives forever. On other occasions, it involves improving on what we already know, taking everyday items and … Read more

The post Inc. features CEO Max Eliscu — Innovation is a Combination of Curiosity & Persistence appeared first on Viewpost.

What’s Open on Easter — and Good Friday?

by Amanda Stewart @ Saving Advice

Easter spending is expected to reach $18.2 billion this year. Millions of Americans will be purchasing items this week to gear up for Sunday. What’s open on Easter — and Good Friday, for that matter? Since Easter always falls on a Sunday, government offices are already closed — and so are schools, banks, stock markets […]

The post What’s Open on Easter — and Good Friday? appeared first on Saving Advice.

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