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A Guide to Legit No ChexSystems Banks (2017 Edition) - Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org

A Guide to Legit No ChexSystems Banks (2017 Edition) - Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org


Personal Finance Made Easy - Banking, Loans, Credit Card Advice | echeck.org

Find out for REAL what various legit banks do not use ChexSystems, Telechex, or EWS or credit history checks. This list is updated for 2017

Start the Weekend Right Link Series – Volume #4, Edition #1

by Joe @ JerseySmarts.com

For the first Start the Weekend Right Link Series of 2016 – and nearly one year since the last edition of this series – I decided to post some of the oldest articles that I have saved in my Feedly reader. The articles below are years old, but they are very good and I highly […]

Top factors keeping your credit score low

by Lisa Phillips @ RebuildCreditScores.com

https://rebuildcreditscores.com/

Have you ever received a denial of credit letter with reason codes you did not quite understand? If so, you are not alone. FICO, the most widely used credit scoring formula, does not offer a comprehensive insight into exactly what affects your credit score. You may have to decode the reason codes given by credit...

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

Maryland To Try Sending Recall Notices With Car Registration Renewals

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

How to Get Out of Debt, Fast! A Step-by-Step Guide

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

If you know the basics of personal finance, you may already know the most powerful force in the financial universe is compound interest. With compound interest, it’s easier to grow wealthier over time as the interest you earn compounds on itself over and over again. Unfortunately, compound interest can just as easily work against you as ... Read More about How to Get Out of Debt, Fast! A Step-by-Step Guide

The post How to Get Out of Debt, Fast! A Step-by-Step Guide appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Capital One 360 Review: $100 To $1,000 In Bonuses & Promotions

by Tony Phan @ MoneysMyLife

Find new Capital One 360 promotions, bonuses and offers here. Capital One 360 is the online suite of accounts (i.e. Savings, Checking, Business,etc.) available from Capital One bank. Online checking and savings accounts are becoming more and more popular now, due to the convenience and lack of many fees familiar with the local banks. By cutting […]

How long does negative credit remain on credit reports

by Lisa Phillips @ RebuildCreditScores.com

https://rebuildcreditscores.com/

Having negative information on your credit reports can feel like a life sentence but there is a credit reporting time limit to most negative credit entries.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

MoviePass Review: Is it Really Unlimited Movies for One Price?

by Kevin Mercadante @ Consumerism Commentary

MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]

The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.

Can the Fed Engineer the Best Economy Since the 1960s? Chairman Powell Is Going to Try

Can the Fed Engineer the Best Economy Since the 1960s? Chairman Powell Is Going to Try

by NEIL IRWIN @ NYT > DealBook

Keeping a strong economy running hot, but not so hot as to risk inflation or a bubble, is the task facing the Fed’s new leader.

How Much Black Licorice Does It Take To Overdose?

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

Find your account number and routing number on a check to set up direct deposit.

Find your account number and routing number on a check to set up direct deposit.


Key.com

Take advantage of direct deposit with select KeyBank accounts. Set up your direct deposit using a check number and routing number here.

What You Need To Know About Vehicle Depreciation

by Ginger @ Girls Just Wanna Have Funds

No doubt you’ve heard the old adage before, “that car will start to lose its value as soon as you drive it off the lot.” To be more precise, its value drops about 10% right off the bat. Within that first year, it will probably lose another 10% of its value. In the years following, […]

2018 Wells Fargo Platinum Visa Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

Credit Unions vs Banks – How they Differ and What It Means to You

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Savvy consumers know they shouldn’t pay too much for banking services (after all, that is how banks make money). That’s why a record number of Americans are turning to credit unions for their banking needs. A lot of this has had to do with efforts to encourage consumers to move their money from big banks charging ... Read More about Credit Unions vs Banks – How they Differ and What It Means to You

The post Credit Unions vs Banks – How they Differ and What It Means to You appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Bank of America Platinum Visa Business Credit Card Review: $200 Bonus

by Hilary Tran @ Bank Checking Savings

Bank of America is currently offering their Bank of America Platinum Visa Business Credit Card for all eligible users. With this card, you can now earn a $200 cash bonus when you spend $500 or more in the first 60 days of account opening. Not only that, but you’ll also get 0% introductory APR and top rated benefits,... Keep Reading↠

The post Bank of America Platinum Visa Business Credit Card Review: $200 Bonus appeared first on Bank Checking Savings.

12 Clever Places to Donate Your Used Old Books

by Makenzi Wood @ Wallet Hacks

If you're like me, you know there's nothing quite like cracking open a book. For decades us bookworms have amassed impressive collections of books to expand our small slice of the world. However, it's easy to get overwhelmed with books. I used to have an entire room in my house just for my books. It […]

The post 12 Clever Places to Donate Your Used Old Books appeared first on Wallet Hacks.

Macatawa Bank Visa Bonus Rewards Card Review: 2,500 Bonus Rewards Points ($25 Cash Back)

by Hilary Tran @ Bank Checking Savings

Sign up today for the Macatawa Bank Visa Bonus Rewards Card to earn 2,500 bonus points, redeemable for $25 cash back, after your first purchase on your new card. With this card you get introductory 0.00% APR for the first 6 billing cycles on purchases and balance transfers with no annual fee. You also get a 25%... Keep Reading↠

The post Macatawa Bank Visa Bonus Rewards Card Review: 2,500 Bonus Rewards Points ($25 Cash Back) appeared first on Bank Checking Savings.

HSBC Bank Review: $100 – $1000 Checking Promotions

by Tony Phan @ MoneysMyLife

Get new HSBC Bank promotions, bonuses and offers here for new Checking and Savings accounts. Typical bonuses in the past have been for $100, $200 and up to $750 in cash. HSBC Bank has over 200 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. If you’re […]

Focus Credit Union Referral Bonus: $50 Promotion (Oklahoma only)

by John Catral @ Bank Checking Savings

Are you interested in putting more money in your pockets? Focus Credit Union is offering residents of Oklahoma a $50 bonus for you and a friend or family member when you refer them for a Checking Account with direct deposit. To get started, be sure to fill out the online referral coupon. After your friend has met... Keep Reading↠

The post Focus Credit Union Referral Bonus: $50 Promotion (Oklahoma only) appeared first on Bank Checking Savings.

How to get a copy of the data Facebook has on you

How to get a copy of the data Facebook has on you

by Bobby Martinez @ FOX 61

With every like, share and search, Facebook users have been creating a social network version of themselves, and the tech giant has been recording every detail. For those interested in finding out just what personal data Facebook has been storing, there’s an easy way to find out: First, you must be on the desktop version of Facebook. Click on the “gear” in the upper-right hand corner of the screen. This opens a drop-down menu. At the bottom of the menu, click […]

How to Stay on Budget During the Holidays

by Ginger @ Girls Just Wanna Have Funds

Staying on budget throughout the holidays is always a challenge. Those extra gifts and that extra food can seriously blow a hole in your budget. You can argue that it’s all about self-control, but for those of us without control need a little extra help. That’s why we’ve compiled these great tips to ensure that you […]

‘Like a riot’: Woman says her home was ransacked after estate sale mix-up

‘Like a riot’: Woman says her home was ransacked after estate sale mix-up

by Bobby Martinez @ FOX 61

LONGMONT, Colo. — Dozens of people descended upon the wrong Colorado home looking for the ultimate estate sale deal: free. It all started Friday morning with an actual real estate sale down the street at 8 Texas Lane in Longmont, according to KDVR.  Mary Andrews, the unfortunate owner of 14 Texas Lane, believes somebody migrated over to her house, three doors down, and thought, “Hey, another sale!” Andrews’ house was unlocked, and that’s apparently all it took. “They were coming […]

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

The 8 Best Services for Checking Your Credit Score

by Kevin Mercadante @ Investor Junkie

Do you know your current credit score? There are many sites that promise to help you check and monitor your score, but which is the best? Here, we take a look at the eight top sites.

The post The 8 Best Services for Checking Your Credit Score appeared first on Investor Junkie.

First South Financial Referral Bonus: $25 Promotion (Tennessee only)

by Anthony Nguyen @ Bank Checking Savings

If you are a resident of Tennessee, listen up! First South Financial is offering qualified customers a $25 bonus whenever they refer a friend or family member to open a new account by March 31, 2018! There are very few requirements to be eligible for the referral bonus. After the requirements has been met, you will get... Keep Reading↠

The post First South Financial Referral Bonus: $25 Promotion (Tennessee only) appeared first on Bank Checking Savings.

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

Chime Review 2018 | Mobile Banking With a Microsavings Bonus

Chime Review 2018 | Mobile Banking With a Microsavings Bonus


Investor Junkie

Billed as a bank for Millennials, Chime offers mobile convenience to anyone looking for an online bank. Here's our review.

Chase Business Checking Account Review – and $200 Sign Up Bonus!

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Chase Bank is one of the largest banks in the US, with the second highest number of physical branches. This makes them well-positioned to offer a Business Checking product that can meet the needs of just about any size business. In this Chase Business Checking review, we take a deep look at what Chase Bank ... Read More about Chase Business Checking Account Review – and $200 Sign Up Bonus!

The post Chase Business Checking Account Review – and $200 Sign Up Bonus! appeared first on Cash Money Life | Personal Finance, Investing, & Career.

What Is Socially Responsible Investing?

by Kevin Mercadante @ Investor Junkie

Socially responsible investing involves putting your money where your values lie. But is it a good strategy for your portfolio? Here are our thoughts.

The post What Is Socially Responsible Investing? appeared first on Investor Junkie.

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.

Where Does The Cheese Belong In A Cheeseburger?

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

Book Review: The Return of the Shadow by J. R. R. Tolkien

by Joe @ JerseySmarts.com

Have you ever picked up a book, read it for a few days, put it down for a few weeks, then picked it up again and read it for a few more days before repeating this cycle? Well, that’s the history of my attempts at reading J. R. R. Tolkien’s The Return of the Shadow, […]

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

Mark Zuckerberg’s Reckoning: ‘This Is a Major Trust Issue’

Mark Zuckerberg’s Reckoning: ‘This Is a Major Trust Issue’

by KEVIN ROOSE and SHEERA FRENKEL @ NYT > DealBook

Facebook’s chief executive spoke with The New York Times about data privacy of users, Cambridge Analytica and the company’s next steps.

How long can bank hold my deposit?

How long can bank hold my deposit?


Bankrate

Federal rules prevent a bank from taking a deposit and holding the funds for an indefinite period.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

Mint.com Alternatives 2018 – What Replacements Are Available?

by Kara Perez @ Investor Junkie

Many of the alternatives have developed features that make Mint.com seem like a toy. We run down the list of eight other options.

The post Mint.com Alternatives 2018 – What Replacements Are Available? appeared first on Investor Junkie.

Holocaust survivor killed inside Paris apartment in suspected anti-Semitic attack

Holocaust survivor killed inside Paris apartment in suspected anti-Semitic attack

by Bobby Martinez @ FOX 61

PARIS – Two people have been arrested over the murder of an 85-year-old Holocaust survivor in Paris that is being investigated as a suspected anti-Semitic attack, a French judicial source told CNN on Tuesday. Mireille Knoll was stabbed 11 times in her apartment in the 11th arrondissement of Paris before her home was set on fire, according to government spokesman Benjamin Griveaux, who recounted the attack on Twitter. Her body was discovered in her apartment on Friday. Two men are […]

It’s High Time to Roll Out the Alt-Retirement Movement

by Kevin Mercadante @ Investor Junkie

Let's face it: Most Americans won't have enough money saved up to live the cushy "Palm Beach" lifestyle they'd expected. Here's why it's time to rethink retirement for a brighter, better and more active future.

The post It’s High Time to Roll Out the Alt-Retirement Movement appeared first on Investor Junkie.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Trailer Financing for Bad Credit (or No Credit) Borrowers

by Katie Spence @ First Quarter Finance

Do you need a trailer but have bad credit and no cash? Here are six lenders who can help, regardless of your credit history: Capital Solutions, RockSolid Funding, RV Financing USA, Trailer Solutions Financial, BecksTrailerStore.com, and Worldwide Equipment Sales. Be sure to ask about associated fees and consider trailer insurance if you will be using […]

The post Trailer Financing for Bad Credit (or No Credit) Borrowers appeared first on First Quarter Finance.

Small Business Entrepreneurship and Doctoral Studies

by Joe @ JerseySmarts.com

Last August, I started a doctoral program at the University of Southern California. Thus far, I have really enjoyed all aspects of the program from my fellow students to the incredibly talented professors to the online learning environment that our learning takes place in to everything in between. Even the textbooks that we are required […]

Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

The post Barclays Online Savings Review appeared first on Consumerism Commentary.

The Decline in Quality of Manufacturing Entrepreneurship in the US

by Yves Smith @ naked capitalism

Yes, Virginia, US manufacturing is going downhill at the bottom of the food chain as well as from the top.

Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)

Direct Deposit Times for All Majors Banks (Chase, Wells Fargo, BofA...)


First Quarter Finance

These are the direct deposit times for Wells Fargo, Bank of America, Chase, ADP, SunTrust, PNC, Huntington, TD Bank, BB&T, Fifth Third Bank, Citizens,

How do I verify my TD Banking?

How do I verify my TD Banking?


Wealthsimple

Wealthsimple asks clients to verify bank accounts to make funds transfers to and from Wealthsimple. For clients with non-registered (taxable) investment accounts, banking verification is also requi...

How Wealthfront Is Trying to Beat Indexing

by Larry Ludwig @ Investor Junkie

Since its inception, Wealthfront has offered passive investments, good asset allocation and low fees. Now, with its Risk Parity service, Wealthfront is trying to do better than just passive investing, but the question is: Will it work?

The post How Wealthfront Is Trying to Beat Indexing appeared first on Investor Junkie.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

3 Interesting Ways Other People’s Money Can be Good for Your Finances

by Ginger @ Girls Just Wanna Have Funds

Many personal finance experts preach a message of fear that encourages a debt aversion. You’ve probably heard or read stories about folks who ended in a financial rut because they took on more debt than they could manage. However, debt in itself is not inherently bad – debt becomes an issue when not properly managed. […]

Achieve the Dream of a College Education with the Maryland 529 Save4College Program

by Jim Wang @ Wallet Hacks

College is expensive. I graduated with $35,000 in student loan debt. Some graduate with hundreds of thousands of dollars in debt. I never had access to a 529 plan. I started college in 1998 and they were created in 1996 as Section 529 of the Internal Revenue Code. Even if we knew about it, it […]

The post Achieve the Dream of a College Education with the Maryland 529 Save4College Program appeared first on Wallet Hacks.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

Best Bank Account Promotions And Bonuses March 2018

by Tony Phan @ MoneysMyLife

Find the best bank promotions, bonuses, offers and deals for 2018 here. Account bonuses are categorized into Personal, Savings and Business accounts and split into pages, so be sure to look through all the pages to view all the best current offers. Listed below are the best promotions from the biggest banks in the nation, such as Wells […]

5 Signs That You’re A Financially Responsible Adult

by Ginger @ Girls Just Wanna Have Funds

  The transition between youth and adulthood is pretty fuzzy for most of us. But then we have experiences that remind us that our days of being a kid are long gone. Maybe it’s the first time you have to change a diaper, or when you decide to call it a day at 9:30 PM […]

Georgia mom praised for teaching ‘entitled’ son lesson with Goodwill shopping trip

Georgia mom praised for teaching ‘entitled’ son lesson with Goodwill shopping trip

by Bobby Martinez @ FOX 61

HOG MOUNTAIN, Ga. – People are praising a Georgia mother for her tough love toward her teenage son, who she says was acting “entitled.” Cierra Forney said she wasn’t pleased with her 13-year-old son’s behavior at school, so she decided to teach him some humility. “Acting like he’s too good to shop at Wal-Mart or making snarky comments about kids at school who shop at the goodwill and quite a few other things,” she wrote. “I don’t tolerate that.” Forney took her son to […]

Quicken Alternatives – What Replacements Are Available?

by Eric Rosenberg @ Investor Junkie

Quicken is the grandaddy of personal finance software. But some people just don't like it. If you're one of them, here are some other options you should explore.

The post Quicken Alternatives – What Replacements Are Available? appeared first on Investor Junkie.

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

5 Ways To Successfully Negotiate A Lowball Job Offer

by Ginger @ Girls Just Wanna Have Funds

Being offered the perfect job is a dream come true, but what happens when the salary doesn’t match?  It’s not ideal, but it’s not the end of the world – all you need to do is negotiate.  Sometimes job seekers don’t counter a job offer because they’re afraid to ruin the deal, but the truth […]

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

The post How to Improve Your Credit Score appeared first on Consumerism Commentary.

5 Things Experts Say You Should Know About Obamacare Open Enrollment

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

Rent to Own – A Win-Win for My Problem Property

by Ruth Lyons @ Investor Junkie

Do you have a problem property that you just can't seem to sell? Here's how I did it with a Rent to Own solution.

The post Rent to Own – A Win-Win for My Problem Property appeared first on Investor Junkie.

Ellevest Promotion – Get Up to $750 Cash Bonus

by Elizabeth Shutty @ Investor Junkie

Ellevest is a robo-investing platform designed by women for women. It was founded in 2016 by Sallie Krawcheck, a former Wall Street executive who felt investment firms don’t customize their services enough for women. […]

The post Ellevest Promotion – Get Up to $750 Cash Bonus appeared first on Investor Junkie.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Do you have an Investment Policy Statement (IPS)? If not, then you are missing out on one of the key ingredients of a successful investing career. An Investment Policy Statement is a written policy of your investment goals and objectives, helping you stay on track regardless of what the markets are doing. And every investor ... Read More about How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track

The post How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

Robo Advisors vs. Financial Advisors – Which One Should You Use?

by Kevin Mercadante @ Investor Junkie

There are certain times when a robo advisor is the best choice for investing, while on other occasions a traditional advisor makes more sense. Here's how to tell when a robo advisor or traditional investment advisor is the better choice.

The post Robo Advisors vs. Financial Advisors – Which One Should You Use? appeared first on Investor Junkie.

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

Collateral Loans & Hard Money Loans for Bad Credit: List of Providers

by Ellen Seltz @ First Quarter Finance

Finding a hard money lender for an investment property or home takes care. Included in this article is a safe borrowing checklist to help you think through the process and vet potential lenders. We also have the list of nationwide hard money lenders that will work with poor credit, including Allrise Financial Group, Do Hard […]

The post Collateral Loans & Hard Money Loans for Bad Credit: List of Providers appeared first on First Quarter Finance.

Winners and Losers as PE Firm Cerberus’s Remington “Rollup” Collapses into Bankruptcy

by Yves Smith @ naked capitalism

Who are the bagholders in the Remington bankruptcy?

Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip

by Makenzi Wood @ Wallet Hacks

Ahh, the dollar store. In an age where prices are soaring, it’s the beacon of thrifty shopping options for people looking to save a buck. While you can easily score cheap party decorations and glass bowls at the dollar store, it can be tough to know what is and isn’t a good deal when it […]

The post Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip appeared first on Wallet Hacks.

Average 401(k) Retirement Savings – Why We Need to Save More. Way More!

by Jim Wang @ Wallet Hacks

How much do you have saved up in retirement? If you're like most Americans, the answer is not much. The average net worth of Americans is just $80,039. When you take out home equity, it's only $25,116. That's across the entire population of the United States – single, married, 65, 25, black, white, etc. Do […]

The post Average 401(k) Retirement Savings – Why We Need to Save More. Way More! appeared first on Wallet Hacks.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

Can Transunion re-insert an item that was deleted after a dispute

by Lisa Phillips @ RebuildCreditScores.com

https://rebuildcreditscores.com/

Don't be surprised if a credit bureau re-inserts an item that was deleted due to a dispute. They must however, notify in writing if the disputed item has been put back on your reports.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Why Are Schools Teaching Our Kids These Investing Myths?

by Kat Peach @ Investor Junkie

Are our kids learning the right lessons in school when it comes to investing? Here's why we don't think so.

The post Why Are Schools Teaching Our Kids These Investing Myths? appeared first on Investor Junkie.

7 Reasons To Go Into Business For Yourself

by Ginger @ Girls Just Wanna Have Funds

Successful businesses don’t happen overnight.  So often we only see the finished product or hear the story of a successful entrepreneur, we don’t hear about the blood, sweat and tears it took to get them were they are today.  It takes a lot of planning to get an idea off the ground and actually turn […]

Uber Visa Review

by Abby Hayes @ Consumerism Commentary

Uber has moved from transportation to credit cards with the introduction of the Uber Visa. But is it a good rewards card? We have all the details in our Uber Visa review. The popular ride-sharing service Uber has recently entered the credit card game with its Uber Visa Card. This slick-looking black card comes with […]

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3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

Police: Woman in ‘romantic’ relationship with brother charged after giving birth

Police: Woman in ‘romantic’ relationship with brother charged after giving birth

by Bobby Martinez @ FOX 61

FLORIDA —  A Florida woman who police said was in a romantic sexual relationship with her brother, was charged after giving birth to a baby boy, according to the Orlando Sentinel. Pauline Elizabeth Martin, 33, told investigators she and her brother were living together when she became pregnant with his child. Police said they began investigating after the baby was born with severe medical problems. According to the Orlando Sentinel, the newborn was immediately transferred to get specialized care in […]

The Perfect Recipe To Start A New Business

by Ginger @ Girls Just Wanna Have Funds

If you want to start a new business, what’s holding you back?  Maybe you’re waiting for the perfect time, maybe you’re not sure if you can afford it or maybe you have a ton of ideas and just don’t know how to get started.  All of that is very normal. Starting a new business is […]

Indiana Members Credit Union Checking Bonus: $150 Promotion (Indiana only) *Carmel Branch offer*

by Anthony Nguyen @ Bank Checking Savings

Are you interested in putting some extra cash in your wallet? Indiana Members Credit Union is currently offering residents of Indiana a generous $150 bonus when you sign up and open a new Checking Account with direct deposit. To get the first $50, you must apply and open a new checking account and keep the account... Keep Reading↠

The post Indiana Members Credit Union Checking Bonus: $150 Promotion (Indiana only) *Carmel Branch offer* appeared first on Bank Checking Savings.

N.J. customer sues TD Bank over overdraft fees

N.J. customer sues TD Bank over overdraft fees


NJ.com

TARIQ ZEHAWI/THE RECORDA TD Bank on Union Avenue in East Rutherford. Toronto-Dominion Bank’s U.S. retail unit was accused of gouging debit card holders by charging “abusive” loan fees on overdrawn accounts, according to a lawsuit by a New Jersey customer....

The Brexit Transition Deal

by Yves Smith @ naked capitalism

Economists do not have much nice to say about the UK's Brexit transition deal.

Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared

by Kathrina Bognot @ First Quarter Finance

Discount Tire may be the largest independent tire retailer but it’s certainly not the only one. We have the list of tire retailers, including: Big O Tires, Costco Tires, NTB, Pep Boys, Sears Auto Center, Tire Discounters, and Walmart Auto Care Center. We break down the brands and services offered as well as a general […]

The post Discount Tire vs Costco, Tire Rack, NBT, etc: Competitors Compared appeared first on First Quarter Finance.

What Time Does My Money Transfer Into My USA Bank Account?

What Time Does My Money Transfer Into My USA Bank Account?


ToughNickel

Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.

TD Bank Convenience Checking

TD Bank Convenience Checking


WalletHub

Reviews, rates, fees and customer service info for the TD Bank Convenience Checking. Compare to other cards and apply online in seconds.

Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Thank you H&R Block for sponsoring this post. While this was a sponsored opportunity from H&R Block, all content and opinions expressed here are my own. Note: all tax information refers to the 2017 tax season and is accurate at the time of publication. The American Tax system is complicated. But sometimes the aspects that ... Read More about Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions

The post Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Carolina Panthers Headed Toward Record Sale Price

Carolina Panthers Headed Toward Record Sale Price

by KEN BELSON @ NYT > DealBook

Jerry Richardson is expected to fetch close to $2.5 billion for the team he founded in 1993, nearly doubling the previous N.F.L. record of $1.4 billion.

Kindle Review: The Hidden Reality by Stephen Martino

by Joe @ JerseySmarts.com

Back in July 2013, I reviewed the first book in Stephen Martino’s Alex Pella trilogy. At the time, I was struck by the novel’s fast-paced action thriller approach to telling a captivating story that included very strong overtones to our then-current political environment. The Hidden Reality is the second installment in the Alex Pella trilogy […]

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

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ACH Transfer: How Much Does It Cost to Send Money Between Banks? - The Simple Dollar

ACH Transfer: How Much Does It Cost to Send Money Between Banks? - The Simple Dollar


The Simple Dollar

When you move money from one bank account to another, you’re doing what’s known as an automatic clearing house transfer, or ACH. If you receive a direct de

How Calls for Privacy May Upend Business for Facebook and Google

How Calls for Privacy May Upend Business for Facebook and Google

by DAVID STREITFELD, NATASHA SINGER and STEVEN ERLANGER @ NYT > DealBook

Internet companies were built on a model in which people gave up their information for free services. Now, that idea is under siege.

TD Bank Premier Checking Review: $300 Bonus (CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA & VT)

TD Bank Premier Checking Review: $300 Bonus (CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA & VT)


Bank Checking Savings

Looking for a new checking account? TD Bank is now offering a chance for  Connecticut, Delaware, Washington D.C., Florida, Massachusetts, Maryland, Maine,  North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, South Carolina, Virginia and Vermont residents to earn a cash bonus of $300. To get started on this bank, you must first open a TD Bank Premier Checking account, then you must establish a Direct Deposit totaling in $2,500 or more.

TD Bank Review of Banking Products and Rates | MagnifyMoney

TD Bank Review of Banking Products and Rates | MagnifyMoney


MagnifyMoney

In this TD Bank review, we uncover the intricacies behind each of their banking products. Discover how their rates stack up against other institutions.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

Dow and S.&P. 500 Have Their Best Day in Nearly Three Years: DealBook Briefing

Dow and S.&P. 500 Have Their Best Day in Nearly Three Years: DealBook Briefing

by @ NYT > DealBook

Stocks on Wall Street surged on signs of easing trade tensions.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

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Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

Frustrated TD Bank customers have trouble accessing their accounts

Frustrated TD Bank customers have trouble accessing their accounts


FOX 61

HARTFORD -- Frustrated TD Bank customers are saying they can't access their accounts Friday morning.They have taken to social media because they say they can't get through to customer service.A FOX61 viewer said customers aren't getting their direct deposits, which is alarming because today is payday for lots of people. It is also the end of the month, when many have a mortgage or other loan payment to make. And, of course, it is the start of a holiday weekend.

5 Ways Robo Advisors Reduce the Cost of Investing

by Kara Perez @ Investor Junkie

Did you know that robo advisors can help you save money when it comes to investing? Here are the five ways these platforms are shaking up the financial industry and saving you big time.

The post 5 Ways Robo Advisors Reduce the Cost of Investing appeared first on Investor Junkie.

NACA can make homeownership possible with credit problems

by Lisa Phillips @ RebuildCreditScores.com

https://rebuildcreditscores.com/

NACA makes homeownership possible for people with credit problems. No downpayment is required plus you get an "A" credit loan interest rate.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared

by Ashley Derrington @ First Quarter Finance

Lacoste vs. Polo Ralph Lauren has been an ongoing debate in fashion, especially when it comes to polo shirts. The “better” brand will depend largely on personal preference. Lacoste polos may be more expensive and elusive than Polo Ralph Lauren polos, but both brands come from higher-end clothing collections that offer a wide range of […]

The post Lacoste vs Polo Ralph Lauren: Products, Prices, Quality, etc, Compared appeared first on First Quarter Finance.

Merrill Edge Promotion 2018 – Get up to $600 in Cash

by Larry Ludwig @ Investor Junkie

Bank of America's Merrill Edge currently has three promotions. It's possible you can get up to 30 free trades every month.

The post Merrill Edge Promotion 2018 – Get up to $600 in Cash appeared first on Investor Junkie.

Why Do Bank Transfers And Deposits Take So Long?

Why Do Bank Transfers And Deposits Take So Long?


Bible Money Matters

Have you ever wondered why you have to wait for 2-5 days when making a transfer of funds from bank to bank? Here's why.

North Shore Bank Checking Account Bonus: $300 Promotion (Illinois, Wisconsin)

by Anthony Nguyen @ Bank Checking Savings

If you would like to start your weekend out strong with a generous bonus, then pay attention now! North Shore Bank is offering residents of Illinois and Wisconsin a chance to earn a $300 bonus when you open a new Checking Account online using promo code March Special by March 31, 2018. To receive the generous bonus, simply open a new checking account. A... Keep Reading↠

The post North Shore Bank Checking Account Bonus: $300 Promotion (Illinois, Wisconsin) appeared first on Bank Checking Savings.

2018 HSBC Gold Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

CIT Bank Review and Bonuses

by Stephanie Colestock @ Consumerism Commentary

CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]

The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.

Automatic Rebalancing: Everything You Need to Know

by Roger Wohlner @ Investor Junkie

Even the most perfect asset allocation is not set-it-or-forget-it. On a periodic basis, you must rebalance your portfolio for the health of your retirement savings. Here's a way to do this automatically.

The post Automatic Rebalancing: Everything You Need to Know appeared first on Investor Junkie.

Yucky ducky? Study reveals bath-time toy’s dirty secret

Yucky ducky? Study reveals bath-time toy’s dirty secret

by Bobby Martinez @ FOX 61

BERN, Switzerland  — Scientists now have the dirt on the rubber ducky: Those cute yellow bath-time toys are — as some parents have long suspected — a haven for nasty bugs. Swiss and American researchers counted the microbes swimming inside the toys and say the murky liquid released when ducks were squeezed contained “potentially pathogenic bacteria” in four out of the five toys studied. The bacteria found included Legionella and Pseudomonas aeruginosa, a bacterium that is “often implicated in hospital-acquired […]

Free Business Checking Accounts: April 2018

by Howard Young @ Bank Checking Savings

We get the frustration and countless hours you spent on trying to find the best business checking accounts on the market. It can be quite a hassle and often the best rates aren’t easy to find. To relieve the stress, here is a list of the best free checking accounts for 2018. Features are often... Keep Reading↠

The post Free Business Checking Accounts: April 2018 appeared first on Bank Checking Savings.

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

Wells Fargo Banking Promotions: $200 Checking Bonus

by Jim Wang @ Wallet Hacks

Banks need accounts. You need more cash. How about $200 to open a Wells Fargo Everyday Checking account and making it your main bank account? That's what Wells Fargo is willing to do if you're willing to open an account and set up a direct deposit of at least $500. After you've had three deposits […]

The post Wells Fargo Banking Promotions: $200 Checking Bonus appeared first on Wallet Hacks.

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

Don’t Bicker with Handymen: Use Home Warranties

by Ginger @ Girls Just Wanna Have Funds

Girlfriends! We’ve all faced the same frustration, aggravation, and expense when our appliances go on the blink. There is nothing more infuriating than a washing machine that suddenly stops spinning, or a dryer that blows cold air. Perhaps you’ve encountered a faulty dishwasher that coated your kitchen floor with a pool of slippery water? I […]

Quicken 2018 Review

by Jim Wang @ Wallet Hacks

Quicken is one of the oldest personal finance software packages. Quicken's origins go all the way back into the 1980s, when Scott Cook and Tom Proulx founded Intuit in Palo Alto, CA. As Intuit's history tells it, they realized that personal computers would change the way people did personal accounting. Quicken was programmed in Microsoft […]

The post Quicken 2018 Review appeared first on Wallet Hacks.

2018 United TravelBank Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

Chase College Checking Account Review: Earn $50 Bonus

by Liz Pham @ Bank Checking Savings

Attention all incoming freshman and returning college students! Chase is offering you a chance to open a new Chase College CheckingSM account where you can earn a $50 bonus once you enroll in paperless statements and complete 10 qualifying transactions. You will also be happy knowing there is no monthly service fee from the the time you open... Keep Reading↠

The post Chase College Checking Account Review: Earn $50 Bonus appeared first on Bank Checking Savings.

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil)

by Bryan Cockfield @ First Quarter Finance

Automotive undercoating is important to help prevent rust and corrosion, especially in colder climates. Oil-based products like Krown Rust Control, NH Oil Undercoating, and Fluid Film are three popular and effective undercoating brands. “Traditional” undercoating offered by dealerships on new cars isn’t necessarily the same thing and does not prevent rust in the long term. […]

The post Fluid Film Review & Auto Undercoating Comparison (Krown, NH Oil) appeared first on First Quarter Finance.

Chase Total Checking Account $200 Coupon Available Online Now

by Tony Phan @ MoneysMyLife

Get updated Chase Total Checking® coupon bonuses and new promotions here. Typical bonus amounts that have been available for this Checking account include $150, $200 and $300 offers. Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware and is one of the nation’s largest banks as measured by total assets. Chase offers a […]

Pros and Cons of Interest-Only Mortgage Payments

by Luke Landes @ Consumerism Commentary

Interest only mortgage payments appeal to many because of the low monthly payment. But are they a good way to go? We list the pros and cons. A while back, a Consumerism Commentary reader named Ryan suggested I write about interest-only mortgages. I thought this was an interesting request. So I definitely wanted to address […]

The post Pros and Cons of Interest-Only Mortgage Payments appeared first on Consumerism Commentary.

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

Chase Premier Plus Checking℠ Review: $300 Coupon Bonus

by Tony Phan @ MoneysMyLife

Find the latest promotions and bonus offers for the Chase Premier Plus Checking℠ Account here. Coupon offers are refreshed throughout the year, so check back often for the best deals. All Chase Bank related offers are kept up-to-date on our Chase Bank Promotions page. Established in 1982 and headquartered in Newark, Delaware, Chase Bank is the second […]

My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care

My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care


Consumerist

Imagine that you do everything you can to avoid overdrafting your bank account, only to find that your bank has gone ahead and pushed you into the red — and that it doesn’t really care.

Pay and Transfer Money | SunTrust Personal Banking

Pay and Transfer Money | SunTrust Personal Banking


SunTrust

After hours or on the run, SunTrust Online Banking makes it easy to send money with several fast, convenient, and safe online money transfer options.

TD Bank Review: Who Is It Good For?

TD Bank Review: Who Is It Good For?


ValuePenguin

We went over TD Bank's fees, interest rates and how it compares with other major banks like Wells Fargo. Find out whether a checking or savings account at TD Bank is the right option for you.

‘Miracles do happen’: Utah trooper grateful to be alive after driver sends him flying into air

‘Miracles do happen’: Utah trooper grateful to be alive after driver sends him flying into air

by Bobby Martinez @ FOX 61

Warning: Some may find this video disturbing LOGAN, Utah – Shocking dashcam video shows Utah Highway Patrol Sergeant, Cade Brenchley, being hit by a car while responding to a crash in Sardine Canyon over the weekend. “I’m truly grateful to be sitting here talking to you,” said Brenchley, two days after the hard-to-watch incident was recorded by his dash camera. “It was not my favorite day.” Sitting with his wife and four children at the Logan Regional Medical Center, Brenchley […]

What Is Short Selling Stocks? Should I Do It?

by Kara Perez @ Investor Junkie

We've all heard people talk about shorting stocks in the media. But what exactly is this trading trick, and how does it work? Most importantly, is it a good idea for your portfolio?

The post What Is Short Selling Stocks? Should I Do It? appeared first on Investor Junkie.

Rent to Own – A Home Buying Option With No Down Payment Required

by Ruth Lyons @ Investor Junkie

Sick of renting and want to own your own home but don't have the credit score, job history or money for a down payment? Here's how you can still make your ownership dreams come true with Rent to Own.

The post Rent to Own – A Home Buying Option With No Down Payment Required appeared first on Investor Junkie.

Incredible Bank Online Savings And CD Accounts Promotions, Offers

by Tony Phan @ MoneysMyLife

Find the latest promotions and offers from Incredible Bank here. Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers. By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions. Be sure to compare […]

TD Ameritrade Promotions: $2500 Cash Bonus And Free Trades!

by Tony Phan @ MoneysMyLife

Current TD Ameritrade promotions will earn you $100, $200, $300, $500, $600 and on up to $2,500 in bonus cash, along with free trades. You can trade everything from Stocks, Options, ETFs, Futures and Forex with TD Ameritrade and it is by far one of the best online brokerages around – in fact, it ranks […]

Discover Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]

The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.

8 Ways to Get Free Amazon Gift Cards

by Stephanie Colestock @ Consumerism Commentary

The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]

The post 8 Ways to Get Free Amazon Gift Cards appeared first on Consumerism Commentary.

Raise credit scores by using less of your available credit limit

by Lisa Phillips @ RebuildCreditScores.com

https://rebuildcreditscores.com/

One way of raising credit scores is by using less of your available credit. FICO credit scoring system rewards consumers who do not utilize their entire available credit limit.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Best Free Checking Account – April 2018

by Liz Pham @ Bank Checking Savings

Look no further than below for Best Free Checking Accounts! You will find the best publicly available bank signup bonus, offers, deals, and promotions. You’ll find this exclusive free checking account promotions list to be the absolute best to earn thousands of dollars in free cash! Don’t forget to check our full list of Free Business... Keep Reading↠

The post Best Free Checking Account – April 2018 appeared first on Bank Checking Savings.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them

by Jim Wang @ Wallet Hacks

Over 15 years ago, I graduated college with $35,000 of student loan debt. It was a mixture of different types of loans but I was able to consolidate them into a single fixed rate, somewhere in the 3% range, and serviced by ACS Education Services. ACS, short for Affiliated Computer Services, recently changed their name […]

The post ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them appeared first on Wallet Hacks.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

Video: The Trailer for Cyber-Seniors Documentary

by Joe @ JerseySmarts.com

I saw this video on YouTube and I loved it, so I’m sharing it here. There’s something really interesting about trying to connect a senior population to modern technology. I’m going to look into this documentary to see if there is a way that I can watch it. I think it looks interesting!

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

10 Bank Promotions That Pay You To Open An Account

10 Bank Promotions That Pay You To Open An Account


Investopedia

Find out which banks are running cash promotions this summer.

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

Best Bank Bonuses in Washington

by Anthony Nguyen @ Bank Checking Savings

Editor’s Note: If this is not your state, you can click on the state(s) above to see the Best Bank Bonuses being offered in your selected state(s). If you’re going to Washington to visit the biggest building in the world, or the world famous Space Needle, take some time to also visit the Best Bank Bonuses in Washington.... Keep Reading↠

The post Best Bank Bonuses in Washington appeared first on Bank Checking Savings.

Depositing Money Into Your Account

Depositing Money Into Your Account


Chime Banking - Support and FAQs

DIRECT DEPOSITThe easiest way to deposit funds to your Spending Account is by direct deposit from your employer. Simply provide your Chime routing number and Spending Account number to your emplo...

Goldman Sachs Takes Its Homegrown Talk Show to a Wider Audience

Goldman Sachs Takes Its Homegrown Talk Show to a Wider Audience

by MICHAEL J. de la MERCED @ NYT > DealBook

The firm’s “Talks at GS” series, which features chieftains, athletes and artists alike, has started running on platforms like Hulu and Amazon Prime.

Dropbox’s First-Day Pop Should Give Investors Pause: DealBook Briefing

Dropbox’s First-Day Pop Should Give Investors Pause: DealBook Briefing

by @ NYT > DealBook

Dropbox faces fierce competition, doesn’t make a profit and its user growth has slowed. Yet investors think the company has an amazing future.

Why I Volunteer My Time to My Local Chapter of Sigma Pi Fraternity

by Joe @ JerseySmarts.com

Since August 2003, I have proudly volunteered as the local advisor to the Delta-Beta Chapter of Sigma Pi Fraternity at Monmouth University. The role that I fill is called the Chapter Director and I officially held this position for the better part of the last 14 years. There was a two and a half year […]

25+ Best Bank Promotions & Bonus Offers ($100 Minimum!)

25+ Best Bank Promotions & Bonus Offers ($100 Minimum!)


Wallet Hacks

See the best nationally available bank promotions and signup bonuses available ($100 minimum!) - we keep this list of 20+ bank offers updated weekly. No expired promotions or tiny banks listed, just nationally available, easy to get promos.

The Best Savings Account for 2018 – Get High Yield Savings Online

by Larry Ludwig @ Investor Junkie

Savings and money market accounts are great for stashing your short-term money.
All of the online banks mentioned are offering high-yield savings accounts. Since they are available only online, they don’t have to worry about maintaining branches like a traditional bank. […]

The post The Best Savings Account for 2018 – Get High Yield Savings Online appeared first on Investor Junkie.

Best Jumbo CD Rates for 2018 – Where Can You Find the Best Rates?

by Kat Peach @ Investor Junkie

If you've got $100,000 or more to invest, a jumbo CD might be a good option for you. Here are the best rates for certificates of deposit that we've found.

The post Best Jumbo CD Rates for 2018 – Where Can You Find the Best Rates? appeared first on Investor Junkie.

How Long Does a Check Take to Clear? - NerdWallet

How Long Does a Check Take to Clear? - NerdWallet


NerdWallet

When it comes to how long it takes a check you’ve deposited to clear, the faster, the better. Unlike with direct deposit, paper checks aren’t credited to an account instantly.…

Can Deutsche Bank Be Fixed?: DealBook Briefing

Can Deutsche Bank Be Fixed?: DealBook Briefing

by @ NYT > DealBook

Imagine you are applying to be the C.E.O. of Deutsche Bank now that it’s reportedly seeking a successor to John Cryan. What would you do first?

Stop Getting Gouged: All the Extra Banking Fees You Can Avoid

Stop Getting Gouged: All the Extra Banking Fees You Can Avoid


Lifehacker

If there’s one things banks love, it’s charging you extra for stupid things and hoping you won’t notice. Don’t let greedy banks upcharge you into oblivion. Here are some extremely common fees that are easy to avoid.

MemoryBank $100 Checking Account Bonus & 1.60% APY

by Tony Phan @ MoneysMyLife

Find the latest bonuses and promotions from MemoryBank udpated here. Launched in 2016, MemoryBank is a newer online banking institution offering Checking accounts available nationwide. Operating online, you are going to have much better interest rates compared to traditional banks. MemoryBank customers will also have access to a network of over 85,000 ATMs. Similar to […]

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

The post 10 Tips for Avoiding Overdraft Fees appeared first on Consumerism Commentary.

Thinking About Starting Your Own Business? Here’s How to Make it Work

by Ginger @ Girls Just Wanna Have Funds

Do you have an idea that fuels your passion? Have you always dreamed of being your own boss? Is starting a successful business one of your life goals? The good news is that many startup businesses go on to be extremely successful. With the right idea and a smart business plan, you can fulfill that […]

Over One Fifth of Student Borrowers Used Loans to Gamble on Cryptocurrencies

by Yves Smith @ naked capitalism

A new category of cryptocurrency sucker, and even worse, leveraged traders to boot.

How to Watch Live Sports Online for Free

by Jim Wang @ Wallet Hacks

I have a secret. I live in Maryland but I love my New York teams (I'm that weird Mets, Jets, Knicks combo). I'm not a die-hard fan in that I rearrange my schedule because I must watch every game (good luck — that's 260 games combined), but I like catching a game when I can. […]

The post How to Watch Live Sports Online for Free appeared first on Wallet Hacks.

Elon Musk Joins #DeleteFacebook With a Barrage of Tweets

Elon Musk Joins #DeleteFacebook With a Barrage of Tweets

by NELLIE BOWLES @ NYT > DealBook

Mr. Musk deleted the Facebook pages of two of his companies, SpaceX and Tesla. He and the Facebook C.E.O., Mark Zuckerberg, have, er, not always gotten along.

What does it mean if I receive a hold on my account after I have made a deposit?

What does it mean if I receive a hold on my account after I have made a deposit?


First Hawaiian Bank

Hawaii's oldest and largest bank offering personal, private, & business banking services. First Hawaiian Bank is consistently ranked in the top tier of all U.S. banks.

Banks That Don't Use ChexSystems | Second Chance Banks List

Banks That Don't Use ChexSystems | Second Chance Banks List


RebuildCreditScores.com

Open a real bank account from our up-to-date list of No ChexSystems Banks and Second Chance Banks List. Check out our top picks for checking and savings.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

DealBook: Citigroup Acted. Now, Two New Ideas on How Banks Can Limit Gun Sales.

DealBook: Citigroup Acted. Now, Two New Ideas on How Banks Can Limit Gun Sales.

by ANDREW ROSS SORKIN @ NYT > DealBook

Merchant codes could be adapted to distinguish retailers that sell guns under a “best practices” policy. And GPS could be used to pinpoint gun shows and restrict transactions at those locations.

An important message from Consumer Reports

An important message from Consumer Reports

by petedirenzo @ Consumerist

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

Building a healthy savings account is the foundation to good credit

by Lisa Phillips @ RebuildCreditScores.com

https://rebuildcreditscores.com/

Most damaged credit could have been saved by having a healthy savings account. Start building a savings account today with a high interest savings account that earns 25x the national average.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

How I Learned to Stop Worrying and Love Corrections

by Larry Ludwig @ Investor Junkie

Now is not the time to freak out about the stock market. Here's why... and what you should be doing instead.

The post How I Learned to Stop Worrying and Love Corrections appeared first on Investor Junkie.

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

How to Transfer Money From One Bank to Another: Between Bank Accounts | MintLife Blog

How to Transfer Money From One Bank to Another: Between Bank Accounts | MintLife Blog


MintLife Blog

As a personal finance writer, I’m often answering questions from friends and family about basic financial principles. When someone is setting up a savings account for the first time, they’ll often ask, “How do I actually move the money from my checking to my savings?” It seems like such a simple concept, but transferring substantial capital almost always involves jumping through some hoops. You can’t just call up your bank and ask them to move the funds, and actively withdrawing and then depositing the money is an unnecessary hassle. If you want to transfer money between bank accounts, here’s the best way. How Banks Transfer Money Every bank uses the the Automated Clearing House (ACH) system to transfer money. When your employer sends your paycheck via direct deposit, they’re using the ACH. The ACH was created in the 1970s as a faster alternative to checks and a cheaper solution than wire transfers. It’s an electronic system that transfers money in large batches overnight. In

Elements Financial $200 Checking Account Bonus & 2% APY

by Tony Phan @ MoneysMyLife

Find updated offers and bonuses from Elements Financial here. Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction. Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review […]

Dropbox Priced at $21 a Share in I.P.O., Valuing Company at $9.2 Billion

Dropbox Priced at $21 a Share in I.P.O., Valuing Company at $9.2 Billion

by MATT PHILLIPS @ NYT > DealBook

The offering could prompt other so-called unicorns to go public, letting investors and founders reap large gains that currently only exist on paper.

Infrequently Asked Questions: Why do banks close so early?

Infrequently Asked Questions: Why do banks close so early?


PhillyVoice

Need to deposit a check after work? Tough luck

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

5 Incredibly Simple Actions to Raise Credit Scores

by Lisa Phillips @ RebuildCreditScores.com

https://rebuildcreditscores.com/

Taking action is the only way you can raise credit scores and sometimes the actions are really simple. Consumers with credit scores ranging from 720 to 850 are prime candidates to qualify for the lowest interest rates.

RebuildCreditScores.com - Strategies to Rebuild Credit History & Improve Credit Scores

Top 10 US Banks' Fund Availability Policy | MyBankTracker

Top 10 US Banks' Fund Availability Policy | MyBankTracker


MyBankTracker

Compare the fund availability policy at the top 10 banks in the United States.

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