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CRA Acting Unusually, or Cabot Business To Be Charged With Tax Evasion

CRA Acting Unusually, or Cabot Business To Be Charged With Tax Evasion

by Warren Orlans @

In what is either a case of the CRA acting in an unusual manner, or a business has misplayed their hand  – and is being charged with tax evasion under the Income Tax Act (ITA) and the Excise Tax Act (ETA). Time will tell who is in the wrong. The CBC has reported that a … Continue reading "CRA Acting Unusually, or Cabot Business To Be Charged With Tax Evasion"

Elements Financial $200 Checking Account Bonus & 2% APY

by Tony Phan @ MoneysMyLife

Find updated offers and bonuses from Elements Financial here. Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction. Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review […]

Video: The Trailer for Cyber-Seniors Documentary

by Joe @ JerseySmarts.com

I saw this video on YouTube and I loved it, so I’m sharing it here. There’s something really interesting about trying to connect a senior population to modern technology. I’m going to look into this documentary to see if there is a way that I can watch it. I think it looks interesting!

5 Things Experts Say You Should Know About Obamacare Open Enrollment

5 Things Experts Say You Should Know About Obamacare Open Enrollment

by Kate Cox @ Consumerist

If anything is true of 2017, it is this: Confusion reigns. And nowhere do we see that more than in healthcare, where failed repeal attempts, executive orders, sudden, out-of-the-blue policy changes, and general unpredictable chaos have dominated the news. But the fact remains that Americans still need access to medical care, and for those who don’t have …

Automatic Rebalancing: Everything You Need to Know

by Roger Wohlner @ Investor Junkie

Even the most perfect asset allocation is not set-it-or-forget-it. On a periodic basis, you must rebalance your portfolio for the health of your retirement savings. Here's a way to do this automatically.

The post Automatic Rebalancing: Everything You Need to Know appeared first on Investor Junkie.

The Decline in Quality of Manufacturing Entrepreneurship in the US

by Yves Smith @ naked capitalism

Yes, Virginia, US manufacturing is going downhill at the bottom of the food chain as well as from the top.

How do I verify my TD Banking?

How do I verify my TD Banking?


Wealthsimple

Wealthsimple asks clients to verify bank accounts to make funds transfers to and from Wealthsimple. For clients with non-registered (taxable) investment accounts, banking verification is also requi...

Belgian Tax Authorities Going After Crypto-Currency Investors

Belgian Tax Authorities Going After Crypto-Currency Investors

by Warren Orlans @

It is no surprise, that the Tax authorities in Belgium, the Special Tax Inspectorate (STI) have begun to monitor investments involving Crypto-Currencies. The STI have started investigating cases where citizens of Belgium have traded in digital currencies on foreign exchanges, and similar to many other countries around the world, the Belgium tax authorities are checking … Continue reading "Belgian Tax Authorities Going After Crypto-Currency Investors"

Kindle Review: The Hidden Reality by Stephen Martino

by Joe @ JerseySmarts.com

Back in July 2013, I reviewed the first book in Stephen Martino’s Alex Pella trilogy. At the time, I was struck by the novel’s fast-paced action thriller approach to telling a captivating story that included very strong overtones to our then-current political environment. The Hidden Reality is the second installment in the Alex Pella trilogy […]

Small Business Entrepreneurship and Doctoral Studies

by Joe @ JerseySmarts.com

Last August, I started a doctoral program at the University of Southern California. Thus far, I have really enjoyed all aspects of the program from my fellow students to the incredibly talented professors to the online learning environment that our learning takes place in to everything in between. Even the textbooks that we are required […]

Spring has Sprung!!!

by Amanda @ My Financial Wingman

Spring is here… which always makes me want to redecorate or go shopping! Since I don’t always have the budget to pick up things I like, I have found a way to get new things without spending any money! The best part? My friends benefit too! It’s called a Swap Party, and anyone can do it. […]

Goldman Sachs Takes Its Homegrown Talk Show to a Wider Audience

Goldman Sachs Takes Its Homegrown Talk Show to a Wider Audience

by MICHAEL J. de la MERCED @ NYT > DealBook

The firm’s “Talks at GS” series, which features chieftains, athletes and artists alike, has started running on platforms like Hulu and Amazon Prime.

Elon Musk Joins #DeleteFacebook With a Barrage of Tweets

Elon Musk Joins #DeleteFacebook With a Barrage of Tweets

by NELLIE BOWLES @ NYT > DealBook

Mr. Musk deleted the Facebook pages of two of his companies, SpaceX and Tesla. He and the Facebook C.E.O., Mark Zuckerberg, have, er, not always gotten along.

Why Do Bank Transfers And Deposits Take So Long?

Why Do Bank Transfers And Deposits Take So Long?


Bible Money Matters

Have you ever wondered why you have to wait for 2-5 days when making a transfer of funds from bank to bank? Here's why.

Mother’s Day Gift Ideas

by Jodi @ My Financial Wingman

Mother’s day is just around the corner! May 12th in fact! If you’re like me and tend to wait until the last minute to figure out what your gift will be, I have good news! Not only do you not have to spend any money, but I have it under good authority that Mom’s Love […]

How Calls for Privacy May Upend Business for Facebook and Google

How Calls for Privacy May Upend Business for Facebook and Google

by DAVID STREITFELD, NATASHA SINGER and STEVEN ERLANGER @ NYT > DealBook

Internet companies were built on a model in which people gave up their information for free services. Now, that idea is under siege.

My First Car

by Jodi @ My Financial Wingman

The summer season brings back great memories of earlier days when I was young and carefree… and fond memories of my 1st car. It was a bright orange, 1971 Ford Mustang. All those summer nights cruising down Main Street… Boy I loved that car!! I knew the moment I saw it I had to have […]

What Is Socially Responsible Investing?

by Kevin Mercadante @ Investor Junkie

Socially responsible investing involves putting your money where your values lie. But is it a good strategy for your portfolio? Here are our thoughts.

The post What Is Socially Responsible Investing? appeared first on Investor Junkie.

2018 Federal Budget Highlights: 12 Changes Related to Taxation, the CRA, and you, the Canadian Taxpayer

2018 Federal Budget Highlights: 12 Changes Related to Taxation, the CRA, and you, the Canadian Taxpayer

by Warren Orlans @

The Federal Liberal government has just unveiled their 3rd budget, and in doing so will be increasing spending by roughly $20 billion dollars, bringing the federal deficit to roughly $670 billion dollars. Looking at the tax issues, here are the main items which come from the budget this afternoon; 5-Week “Take-it-or-leave-it” Paternity Leave. The government … Continue reading "2018 Federal Budget Highlights: 12 Changes Related to Taxation, the CRA, and you, the Canadian Taxpayer"

Why I Volunteer My Time to My Local Chapter of Sigma Pi Fraternity

by Joe @ JerseySmarts.com

Since August 2003, I have proudly volunteered as the local advisor to the Delta-Beta Chapter of Sigma Pi Fraternity at Monmouth University. The role that I fill is called the Chapter Director and I officially held this position for the better part of the last 14 years. There was a two and a half year […]

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

Touchy Subject!

by Amanda @ My Financial Wingman

I read an interesting article today regarding awkward money situations. It was a fairly long, but the key point I took away from it was this; awkward money situations with friends or family can often be avoided if you use discretion and honesty. Tips Talk things out and don’t let annoyances bother you endlessly. This […]

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

The post Capital One Quicksilver Review – Get a $150 Bonus appeared first on Consumerism Commentary.

The Brexit Transition Deal

by Yves Smith @ naked capitalism

Economists do not have much nice to say about the UK's Brexit transition deal.

How long can bank hold my deposit?

How long can bank hold my deposit?


Bankrate

Federal rules prevent a bank from taking a deposit and holding the funds for an indefinite period.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

Pros and Cons of Interest-Only Mortgage Payments

by Luke Landes @ Consumerism Commentary

Interest only mortgage payments appeal to many because of the low monthly payment. But are they a good way to go? We list the pros and cons. A while back, a Consumerism Commentary reader named Ryan suggested I write about interest-only mortgages. I thought this was an interesting request. So I definitely wanted to address […]

The post Pros and Cons of Interest-Only Mortgage Payments appeared first on Consumerism Commentary.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

ACH Transfer: How Much Does It Cost to Send Money Between Banks? - The Simple Dollar

ACH Transfer: How Much Does It Cost to Send Money Between Banks? - The Simple Dollar


The Simple Dollar

When you move money from one bank account to another, you’re doing what’s known as an automatic clearing house transfer, or ACH. If you receive a direct de

Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

3 Money Lessons We Can Learn From ‘Roseanne’

by Courtney Jespersen @ NerdWallet

On March 27, the Conner family is coming back to prime time, thanks to the revival of ABC’s “Roseanne.” The popular sitcom starring Roseanne Barr and John Goodman as husband…

The Best Savings Account for 2018 – Get High Yield Savings Online

by Larry Ludwig @ Investor Junkie

Savings and money market accounts are great for stashing your short-term money.
All of the online banks mentioned are offering high-yield savings accounts. Since they are available only online, they don’t have to worry about maintaining branches like a traditional bank. […]

The post The Best Savings Account for 2018 – Get High Yield Savings Online appeared first on Investor Junkie.

How to Transfer Money From One Bank to Another: Between Bank Accounts | MintLife Blog

How to Transfer Money From One Bank to Another: Between Bank Accounts | MintLife Blog


MintLife Blog

As a personal finance writer, I’m often answering questions from friends and family about basic financial principles. When someone is setting up a savings account for the first time, they’ll often ask, “How do I actually move the money from my checking to my savings?” It seems like such a simple concept, but transferring substantial capital almost always involves jumping through some hoops. You can’t just call up your bank and ask them to move the funds, and actively withdrawing and then depositing the money is an unnecessary hassle. If you want to transfer money between bank accounts, here’s the best way. How Banks Transfer Money Every bank uses the the Automated Clearing House (ACH) system to transfer money. When your employer sends your paycheck via direct deposit, they’re using the ACH. The ACH was created in the 1970s as a faster alternative to checks and a cheaper solution than wire transfers. It’s an electronic system that transfers money in large batches overnight. In

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

Mint.com Alternatives 2018 – What Replacements Are Available?

by Kara Perez @ Investor Junkie

Many of the alternatives have developed features that make Mint.com seem like a toy. We run down the list of eight other options.

The post Mint.com Alternatives 2018 – What Replacements Are Available? appeared first on Investor Junkie.

Fall Football Food

by Amanda @ My Financial Wingman

Getting together for the big game doesn’t have to stress you or your wallet out. Let’s face it, getting together is fun, but the dent it makes in your pocket book is not! So why not host a game party but ask everyone that will be attending to bring one ingredient from a dish you […]

Achieve the Dream of a College Education with the Maryland 529 Save4College Program

by Jim Wang @ Wallet Hacks

College is expensive. I graduated with $35,000 in student loan debt. Some graduate with hundreds of thousands of dollars in debt. I never had access to a 529 plan. I started college in 1998 and they were created in 1996 as Section 529 of the Internal Revenue Code. Even if we knew about it, it […]

The post Achieve the Dream of a College Education with the Maryland 529 Save4College Program appeared first on Wallet Hacks.

My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care

My Bank Overdrafted My Account By Putting Two Holds On One Deposit; Doesn’t Care


Consumerist

Imagine that you do everything you can to avoid overdrafting your bank account, only to find that your bank has gone ahead and pushed you into the red — and that it doesn’t really care.

Mark Zuckerberg’s Reckoning: ‘This Is a Major Trust Issue’

Mark Zuckerberg’s Reckoning: ‘This Is a Major Trust Issue’

by KEVIN ROOSE and SHEERA FRENKEL @ NYT > DealBook

Facebook’s chief executive spoke with The New York Times about data privacy of users, Cambridge Analytica and the company’s next steps.

Chase Premier Plus Checking℠ Review: $300 Coupon Bonus

by Tony Phan @ MoneysMyLife

Find the latest promotions and bonus offers for the Chase Premier Plus Checking℠ Account here. Coupon offers are refreshed throughout the year, so check back often for the best deals. All Chase Bank related offers are kept up-to-date on our Chase Bank Promotions page. Established in 1982 and headquartered in Newark, Delaware, Chase Bank is the second […]

The Single Parent’s Guide to Life Insurance

by Barbara Marquand @ NerdWallet

Even though it might be hard sometimes to picture your young children as independent adults, you hope to live long enough to see that day. Life insurance provides a financial…

How to Set Up Direct Deposit - NerdWallet

How to Set Up Direct Deposit - NerdWallet


NerdWallet

Direct deposit is a free service that electronically sends your paychecks or benefit checks to a bank account or prepaid debit card of your choosing. Electronic payments have a number…

Ellevest Promotion – Get Up to $750 Cash Bonus

by Elizabeth Shutty @ Investor Junkie

Ellevest is a robo-investing platform designed by women for women. It was founded in 2016 by Sallie Krawcheck, a former Wall Street executive who felt investment firms don’t customize their services enough for women. […]

The post Ellevest Promotion – Get Up to $750 Cash Bonus appeared first on Investor Junkie.

Depositing Money Into Your Account

Depositing Money Into Your Account


Chime Banking - Support and FAQs

DIRECT DEPOSITThe easiest way to deposit funds to your Spending Account is by direct deposit from your employer. Simply provide your Chime routing number and Spending Account number to your emplo...

ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them

by Jim Wang @ Wallet Hacks

Over 15 years ago, I graduated college with $35,000 of student loan debt. It was a mixture of different types of loans but I was able to consolidate them into a single fixed rate, somewhere in the 3% range, and serviced by ACS Education Services. ACS, short for Affiliated Computer Services, recently changed their name […]

The post ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them appeared first on Wallet Hacks.

What Is Short Selling Stocks? Should I Do It?

by Kara Perez @ Investor Junkie

We've all heard people talk about shorting stocks in the media. But what exactly is this trading trick, and how does it work? Most importantly, is it a good idea for your portfolio?

The post What Is Short Selling Stocks? Should I Do It? appeared first on Investor Junkie.

Quicken 2018 Review

by Jim Wang @ Wallet Hacks

Quicken is one of the oldest personal finance software packages. Quicken's origins go all the way back into the 1980s, when Scott Cook and Tom Proulx founded Intuit in Palo Alto, CA. As Intuit's history tells it, they realized that personal computers would change the way people did personal accounting. Quicken was programmed in Microsoft […]

The post Quicken 2018 Review appeared first on Wallet Hacks.

How to Watch Live Sports Online for Free

by Jim Wang @ Wallet Hacks

I have a secret. I live in Maryland but I love my New York teams (I'm that weird Mets, Jets, Knicks combo). I'm not a die-hard fan in that I rearrange my schedule because I must watch every game (good luck — that's 260 games combined), but I like catching a game when I can. […]

The post How to Watch Live Sports Online for Free appeared first on Wallet Hacks.

CRA: Cannabis Taxation at a Glance

CRA: Cannabis Taxation at a Glance

by Warren Orlans @

Beginning likely in 2020, the Government of Canada will begin to legalize, regulate, restrict and tax cannabis to keep it out of the hands of kids, and profits out of the hands of criminals. The Government of Canada believes that the total of federal and provincial-territorial taxes on cannabis products should not exceed $1.00 per … Continue reading "CRA: Cannabis Taxation at a Glance"

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

How to Turn a Tax Refund Into a Fatter Paycheck

by Tina Orem @ NerdWallet

Getting a tax refund may seem great, but tax pros say it’s also a sign two things could be happening: You may not be doing enough tax planning, and you…

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Cheap and Easy Desserts

by Jodi @ My Financial Wingman

  With the holidays fast approaching and more invitations to get together with friends and family, it got me thinking about what to bring to the next gathering, or just to serve when they come to visit! Here are two, deliciously fast, cheap and easy ideas! The first one I came across because I always seem to […]

How Phone Deposits Work | DailyWorth

How Phone Deposits Work | DailyWorth


DailyWorth

Your phone doesn’t look like a bank, but it’s increasingly able to help you with banking tasks. Now, many banks now offer apps that use your phone’s camera to deposit checks. How does it work? Just like a traditional deposit, you’ll … Continued

Book Review: The Return of the Shadow by J. R. R. Tolkien

by Joe @ JerseySmarts.com

Have you ever picked up a book, read it for a few days, put it down for a few weeks, then picked it up again and read it for a few more days before repeating this cycle? Well, that’s the history of my attempts at reading J. R. R. Tolkien’s The Return of the Shadow, […]

TD Bank Review of Banking Products and Rates | MagnifyMoney

TD Bank Review of Banking Products and Rates | MagnifyMoney


MagnifyMoney

In this TD Bank review, we uncover the intricacies behind each of their banking products. Discover how their rates stack up against other institutions.

2018 HSBC Gold Credit Card Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

EDITOR’S RATING

MoviePass Review: Is it Really Unlimited Movies for One Price?

by Kevin Mercadante @ Consumerism Commentary

MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]

The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.

What Time Does My Money Transfer Into My USA Bank Account?

What Time Does My Money Transfer Into My USA Bank Account?


ToughNickel

Banks vary in terms of when they process deposits and make money available to account holders. Find out what time of day your banks makes newly deposited funds available for withdrawal.

It’s High Time to Roll Out the Alt-Retirement Movement

by Kevin Mercadante @ Investor Junkie

Let's face it: Most Americans won't have enough money saved up to live the cushy "Palm Beach" lifestyle they'd expected. Here's why it's time to rethink retirement for a brighter, better and more active future.

The post It’s High Time to Roll Out the Alt-Retirement Movement appeared first on Investor Junkie.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

Over One Fifth of Student Borrowers Used Loans to Gamble on Cryptocurrencies

by Yves Smith @ naked capitalism

A new category of cryptocurrency sucker, and even worse, leveraged traders to boot.

This Spring, Clear Mediocre Credit Cards Out of Your Wallet

by Gregory Karp @ NerdWallet

Spring is a great time to declutter a closet full of clothes, a garage full of boxes and your wallet full of inferior credit cards. The average credit card holder…

Quicken Alternatives – What Replacements Are Available?

by Eric Rosenberg @ Investor Junkie

Quicken is the grandaddy of personal finance software. But some people just don't like it. If you're one of them, here are some other options you should explore.

The post Quicken Alternatives – What Replacements Are Available? appeared first on Investor Junkie.

Maryland To Try Sending Recall Notices With Car Registration Renewals

Maryland To Try Sending Recall Notices With Car Registration Renewals

by Laura Northrup @ Consumerist

Your state’s department of motor vehicles already knows what make and model of car you own, and sends you registration documents every few years that you have to open. Safety advocates have suggested including information about important vehicle recalls in vehicle registrations to make sure more people know about recalls and comply. In an experimental program, Maryland will start sending …

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

Best Bank Account Promotions And Bonuses March 2018

by Tony Phan @ MoneysMyLife

Find the best bank promotions, bonuses, offers and deals for 2018 here. Account bonuses are categorized into Personal, Savings and Business accounts and split into pages, so be sure to look through all the pages to view all the best current offers. Listed below are the best promotions from the biggest banks in the nation, such as Wells […]

TD Bank Convenience Checking

TD Bank Convenience Checking


WalletHub

Reviews, rates, fees and customer service info for the TD Bank Convenience Checking. Compare to other cards and apply online in seconds.

Best Jumbo CD Rates for 2018 – Where Can You Find the Best Rates?

by Kat Peach @ Investor Junkie

If you've got $100,000 or more to invest, a jumbo CD might be a good option for you. Here are the best rates for certificates of deposit that we've found.

The post Best Jumbo CD Rates for 2018 – Where Can You Find the Best Rates? appeared first on Investor Junkie.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

5 Ways Robo Advisors Reduce the Cost of Investing

by Kara Perez @ Investor Junkie

Did you know that robo advisors can help you save money when it comes to investing? Here are the five ways these platforms are shaking up the financial industry and saving you big time.

The post 5 Ways Robo Advisors Reduce the Cost of Investing appeared first on Investor Junkie.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

The post 131 Retailers Will Ship for Free This Year appeared first on Consumerism Commentary.

The Fall of Summer

by AmandaC @ My Financial Wingman

You know those people that love fall? I am not one of those people. I’m a summer kind of gal. The fall upsets me because I know that after fall comes winter. All of this leaves-changing business sends me into a tailspin of seasonal depression. I don’t think it’s pretty and I don’t want to wear […]

Couponing 101: Chapter 2

by AmandaC @ My Financial Wingman

I don’t think I’m cut out for extreme couponing. Anyone who knows me will testify that I love a good deal, but I really struggle to get into the couponing craze. Our former wingman, Cate, dove into the trend a few months back and documented a successful first trip. She also had a successful second […]

Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

Dropbox Priced at $21 a Share in I.P.O., Valuing Company at $9.2 Billion

Dropbox Priced at $21 a Share in I.P.O., Valuing Company at $9.2 Billion

by MATT PHILLIPS @ NYT > DealBook

The offering could prompt other so-called unicorns to go public, letting investors and founders reap large gains that currently only exist on paper.

HSBC Bank Review: $100 – $1000 Checking Promotions

by Tony Phan @ MoneysMyLife

Get new HSBC Bank promotions, bonuses and offers here for new Checking and Savings accounts. Typical bonuses in the past have been for $100, $200 and up to $750 in cash. HSBC Bank has over 200 branches throughout California, Connecticut, District of Columbia, Delaware, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington. If you’re […]

2018 Wells Fargo Platinum Visa Review – WalletHub Editors

by John S Kiernan @ Wallet HubWallet Hub

Posted by: John S Kiernan

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How Wealthfront Is Trying to Beat Indexing

by Larry Ludwig @ Investor Junkie

Since its inception, Wealthfront has offered passive investments, good asset allocation and low fees. Now, with its Risk Parity service, Wealthfront is trying to do better than just passive investing, but the question is: Will it work?

The post How Wealthfront Is Trying to Beat Indexing appeared first on Investor Junkie.

SEO Spam, inTAXicating, and Why Businesses Fail

SEO Spam, inTAXicating, and Why Businesses Fail

by Warren Orlans @

Anyone else get a lot of SEO Spam? SEO, in case you were not aware is the acronym for Search Engine Optimization, and is a marketing technique which focuses on growing the visibility of your web-site through non-paid search engine results. To get a higher ranking website, you need a combination of good content and your … Continue reading "SEO Spam, inTAXicating, and Why Businesses Fail"

How I Learned to Stop Worrying and Love Corrections

by Larry Ludwig @ Investor Junkie

Now is not the time to freak out about the stock market. Here's why... and what you should be doing instead.

The post How I Learned to Stop Worrying and Love Corrections appeared first on Investor Junkie.

Can the Fed Engineer the Best Economy Since the 1960s? Chairman Powell Is Going to Try

Can the Fed Engineer the Best Economy Since the 1960s? Chairman Powell Is Going to Try

by NEIL IRWIN @ NYT > DealBook

Keeping a strong economy running hot, but not so hot as to risk inflation or a bubble, is the task facing the Fed’s new leader.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

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How to Shop for Used Clothes — and Why You Should

by Laura McMullen @ NerdWallet

Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending…

If You Insist on Paying Taxes With a Credit Card, Here’s How

by Tina Orem @ NerdWallet

Ask any financial expert whether you should pay your tax bill with a credit card, and the answer is almost universally the same: Don’t do it. Credit cards charge far…

Transfers to Robinhood (Deposits)

Transfers to Robinhood (Deposits)


Robinhood Help Center

How to Initiate a DepositTo transfer funds into Robinhood:Go to your Account MenuTap on BankingTap Transfer to RobinhoodChoose the account you’d like to transfer from if you have more than 1 ...

Why Are Schools Teaching Our Kids These Investing Myths?

by Kat Peach @ Investor Junkie

Are our kids learning the right lessons in school when it comes to investing? Here's why we don't think so.

The post Why Are Schools Teaching Our Kids These Investing Myths? appeared first on Investor Junkie.

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

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Start the Weekend Right Link Series – Volume #4, Edition #1

by Joe @ JerseySmarts.com

For the first Start the Weekend Right Link Series of 2016 – and nearly one year since the last edition of this series – I decided to post some of the oldest articles that I have saved in my Feedly reader. The articles below are years old, but they are very good and I highly […]

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

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5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

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Carolina Panthers Headed Toward Record Sale Price

Carolina Panthers Headed Toward Record Sale Price

by KEN BELSON @ NYT > DealBook

Jerry Richardson is expected to fetch close to $2.5 billion for the team he founded in 1993, nearly doubling the previous N.F.L. record of $1.4 billion.

TD Bank hit with overdraft suit

TD Bank hit with overdraft suit


Universal Hub

A Massachusetts resident yesterday filed what she hopes will be a class-action lawsuit against TD Bank over the way it charges overdraft fees.

4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

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Robo Advisors vs. Financial Advisors – Which One Should You Use?

by Kevin Mercadante @ Investor Junkie

There are certain times when a robo advisor is the best choice for investing, while on other occasions a traditional advisor makes more sense. Here's how to tell when a robo advisor or traditional investment advisor is the better choice.

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Wells Fargo Banking Promotions: $200 Checking Bonus

by Jim Wang @ Wallet Hacks

Banks need accounts. You need more cash. How about $200 to open a Wells Fargo Everyday Checking account and making it your main bank account? That's what Wells Fargo is willing to do if you're willing to open an account and set up a direct deposit of at least $500. After you've had three deposits […]

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What does it mean if I receive a hold on my account after I have made a deposit?

What does it mean if I receive a hold on my account after I have made a deposit?


First Hawaiian Bank

Hawaii's oldest and largest bank offering personal, private, & business banking services. First Hawaiian Bank is consistently ranked in the top tier of all U.S. banks.

Incredible Bank Online Savings And CD Accounts Promotions, Offers

by Tony Phan @ MoneysMyLife

Find the latest promotions and offers from Incredible Bank here. Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers. By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions. Be sure to compare […]

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

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10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

The post 10 Legitimate Ways to Watch Free Movies Online appeared first on Consumerism Commentary.

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

Can Deutsche Bank Be Fixed?: DealBook Briefing

Can Deutsche Bank Be Fixed?: DealBook Briefing

by @ NYT > DealBook

Imagine you are applying to be the C.E.O. of Deutsche Bank now that it’s reportedly seeking a successor to John Cryan. What would you do first?

Where Does The Cheese Belong In A Cheeseburger?

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

12 Clever Places to Donate Your Used Old Books

by Makenzi Wood @ Wallet Hacks

If you're like me, you know there's nothing quite like cracking open a book. For decades us bookworms have amassed impressive collections of books to expand our small slice of the world. However, it's easy to get overwhelmed with books. I used to have an entire room in my house just for my books. It […]

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Statute of Limitations for Tax Debt: Canada

Statute of Limitations for Tax Debt: Canada

by Warren Orlans @

Statute of Limitations for CRA Debts – Truth vs Myth There is a common belief that there is a statute of limitations on tax debts and that taxpayers can ride out these periods and ultimately pay no taxes.  Google it, and you will see all kinds of information out there, but it’s the Canada Revenue … Continue reading "Statute of Limitations for Tax Debt: Canada"

Dow and S.&P. 500 Have Their Best Day in Nearly Three Years: DealBook Briefing

Dow and S.&P. 500 Have Their Best Day in Nearly Three Years: DealBook Briefing

by @ NYT > DealBook

Stocks on Wall Street surged on signs of easing trade tensions.

An important message from Consumer Reports

An important message from Consumer Reports

by petedirenzo @ Consumerist

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

The 8 Best Services for Checking Your Credit Score

by Kevin Mercadante @ Investor Junkie

Do you know your current credit score? There are many sites that promise to help you check and monitor your score, but which is the best? Here, we take a look at the eight top sites.

The post The 8 Best Services for Checking Your Credit Score appeared first on Investor Junkie.

MemoryBank $100 Checking Account Bonus & 1.60% APY

by Tony Phan @ MoneysMyLife

Find the latest bonuses and promotions from MemoryBank udpated here. Launched in 2016, MemoryBank is a newer online banking institution offering Checking accounts available nationwide. Operating online, you are going to have much better interest rates compared to traditional banks. MemoryBank customers will also have access to a network of over 85,000 ATMs. Similar to […]

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

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How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

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Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

TD Bank Review: Who Is It Good For?

TD Bank Review: Who Is It Good For?


ValuePenguin

We went over TD Bank's fees, interest rates and how it compares with other major banks like Wells Fargo. Find out whether a checking or savings account at TD Bank is the right option for you.

Mobile Deposit has Arrived!

by Amanda @ My Financial Wingman

We’re very excited to announce the newest feature within our smart phone app… Mobile Deposit! That’s right, you can deposit checks simply by taking a picture of the check! Submit deposits to your account after hours, on the go, when you’re out of town… ANYWHERE! It’s so easy. Sign up today and see! For more […]

Rent to Own – A Win-Win for My Problem Property

by Ruth Lyons @ Investor Junkie

Do you have a problem property that you just can't seem to sell? Here's how I did it with a Rent to Own solution.

The post Rent to Own – A Win-Win for My Problem Property appeared first on Investor Junkie.

Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip

by Makenzi Wood @ Wallet Hacks

Ahh, the dollar store. In an age where prices are soaring, it’s the beacon of thrifty shopping options for people looking to save a buck. While you can easily score cheap party decorations and glass bowls at the dollar store, it can be tough to know what is and isn’t a good deal when it […]

The post Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip appeared first on Wallet Hacks.

Rent to Own – A Home Buying Option With No Down Payment Required

by Ruth Lyons @ Investor Junkie

Sick of renting and want to own your own home but don't have the credit score, job history or money for a down payment? Here's how you can still make your ownership dreams come true with Rent to Own.

The post Rent to Own – A Home Buying Option With No Down Payment Required appeared first on Investor Junkie.

The Reason Behind That Checking Account Hold

The Reason Behind That Checking Account Hold


The Balance

If you have been told that the bank is placing a hold on a deposit you made to your account, you may wonder why and what it actually means.

How Much Black Licorice Does It Take To Overdose?

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

Uber Visa Review

by Abby Hayes @ Consumerism Commentary

Uber has moved from transportation to credit cards with the introduction of the Uber Visa. But is it a good rewards card? We have all the details in our Uber Visa review. The popular ride-sharing service Uber has recently entered the credit card game with its Uber Visa Card. This slick-looking black card comes with […]

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Did a Tax Pro Botch Your Return? Here’s What to Do

by Tina Orem @ NerdWallet

To err is human, but to err on your tax return is a total dumpster fire. If you did your own taxes, of course, you may have only yourself to…

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

Operators Of Phony Rental Credit Check Scheme Must Pay $762K To Feds

by Ashlee Kieler @ Consumerist

In January, federal regulators announced they had put a stop to an apartment rental scam in which homes (that may not exist) are listed online with the sole purpose of tricking prospective renters into paying for “credit checks” that will never be done. Now, the operators of the scheme must pay $762,000 to put an end to the Federal Trade …

TD Ameritrade Promotions: $2500 Cash Bonus And Free Trades!

by Tony Phan @ MoneysMyLife

Current TD Ameritrade promotions will earn you $100, $200, $300, $500, $600 and on up to $2,500 in bonus cash, along with free trades. You can trade everything from Stocks, Options, ETFs, Futures and Forex with TD Ameritrade and it is by far one of the best online brokerages around – in fact, it ranks […]

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

The post Capital One® Venture® Rewards Credit Card Review appeared first on Consumerism Commentary.

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

Find your account number and routing number on a check to set up direct deposit.

Find your account number and routing number on a check to set up direct deposit.


Key.com

Take advantage of direct deposit with select KeyBank accounts. Set up your direct deposit using a check number and routing number here.

Average 401(k) Retirement Savings – Why We Need to Save More. Way More!

by Jim Wang @ Wallet Hacks

How much do you have saved up in retirement? If you're like most Americans, the answer is not much. The average net worth of Americans is just $80,039. When you take out home equity, it's only $25,116. That's across the entire population of the United States – single, married, 65, 25, black, white, etc. Do […]

The post Average 401(k) Retirement Savings – Why We Need to Save More. Way More! appeared first on Wallet Hacks.

Dropbox’s First-Day Pop Should Give Investors Pause: DealBook Briefing

Dropbox’s First-Day Pop Should Give Investors Pause: DealBook Briefing

by @ NYT > DealBook

Dropbox faces fierce competition, doesn’t make a profit and its user growth has slowed. Yet investors think the company has an amazing future.

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