Waiver of Premium Rider

by Paul Moyer @ Cash Money Life | Personal Finance, Investing, & Career

Wed Dec 27 11:35:42 PST 2017

Life insurance can provide peace of mind in knowing that loved ones and survivors will have the funds that they need in case of the unexpected. But, not all life insurance policies are exactly alike, so in many cases, adding various riders can help to better “customize” the coverage to fit specific anticipated needs. A ... Read More about Waiver of Premium Rider

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A Survey of the Best HSA Accounts Available Today

by Abby Hayes @ Consumerism Commentary

Thu Nov 16 09:28:00 PST 2017

A Health Spending Account is a great way to pay for healthcare or save for retirement. To help, we’ve surveyed the very best HSA accounts available today. It used to be that consumers didn’t have much choice when it came to HSAs. Many of these accounts were little more than dedicated-use high-interest savings accounts. Now […]

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The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:23:22 PDT 2018

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. At a glance, The Plum Card® from American Express is great for those who need that extra time to pay off debt... Read More →

The post The Plum Card from American Express Review: Get A 1.5% Discount When You Pay Early + No Annual Fee First Year appeared first on Bank Deal Guy.

10 Tips for Avoiding Overdraft Fees

by Luke Landes @ Consumerism Commentary

Thu Mar 08 04:00:37 PST 2018

What’s a quick way to empty your pockets? Paying for overdraft fees. Here are ten tips to help you avoid those bank penalties. Consumers overdraft their bank accounts . . . a lot. According to data compiled by the Consumer Financial Protection Bureau, these fees totaled more than $11 billion in 2015. More recent data […]

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How Does Elastic.com Work? Know the Facts Before You Borrow

by Jeff Gitlen @ LendEDU

Mon Mar 26 05:08:49 PDT 2018

Elastic, offered by Republic Bank, promotes itself as being a “responsible” credit option for non-prime borrowers. It’s touted as a useful solution for consumers who might not be able to borrow money from other sources if they encounter an unexpected or emergency expense. The company also highlights what it describes as flexibility in how customers […]

The post How Does Elastic.com Work? Know the Facts Before You Borrow appeared first on LendEDU.

Capital One Quicksilver Review – Get a $150 Bonus

by Michael Pruser @ Consumerism Commentary

Fri Dec 22 18:30:00 PST 2017

The Capital One Quicksilver card combines a $150 signup bonus with 1.5% cash back rewards on every purchase. Oh, and no annual fee. Here are the details. One of the most important rules of sound personal finance is using credit cards wisely. A good cash back credit card, when used for everyday purchases and paid […]

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The New Emergency Fund: Seven Components of an Emergency Plan

by Abby Hayes @ Consumerism Commentary

Tue Jan 02 07:00:49 PST 2018

It’s important to save for a rainy day. In this guide, we give you ideas on where to put an emergency fund and how much you should save. The world of personal finance is rife with oversimplified platitudes and one-size-fits-all advice. No where is this more evidenced than in the often-repeated advice about emergency funds. […]

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4 Reasons College Students Should Be Relieved By The New Spending Bill

by Shen Lu @ MagnifyMoney

Fri Mar 23 14:33:40 PDT 2018

Congress passed a $1.3 trillion spending bill in the wee hours Friday to avoid another government shutdown and fund the federal government through the end of September. President Donald Trump signed the bill Friday afternoon after threatening to veto it. It’s no wonder the President isn’t a fan of the budget — it completely goes against … Continue reading 4 Reasons College Students Should Be Relieved By The New Spending Bill

The post 4 Reasons College Students Should Be Relieved By The New Spending Bill appeared first on MagnifyMoney.

Uber Visa Review

by Abby Hayes @ Consumerism Commentary

Tue Feb 27 03:00:00 PST 2018

Uber has moved from transportation to credit cards with the introduction of the Uber Visa. But is it a good rewards card? We have all the details in our Uber Visa review. The popular ride-sharing service Uber has recently entered the credit card game with its Uber Visa Card. This slick-looking black card comes with […]

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Best FIRE (Financial Independence, Early Retirement) Blogs You Shouldn’t Miss

by Jim Wang @ Wallet Hacks

Mon Mar 26 04:00:46 PDT 2018

Behind every mainstream story about a couple retiring in their 30s and traveling the world is a story of struggle, sacrifice, and smart trade-offs. The idea that you could retire early, that is to say before you were in your 60s, has been around for centuries. This History of F.I.R.E. published on Rockstar Finance is […]

The post Best FIRE (Financial Independence, Early Retirement) Blogs You Shouldn’t Miss appeared first on Wallet Hacks.

APR vs. APY: How One Letter Makes a Big Difference

by Stephanie Colestock @ Consumerism Commentary

Thu Feb 15 03:00:00 PST 2018

APR vs. APY: While the seem similar, there’s a big difference between annual percentage rate and annual percentage yield. Here’s what you need to know. APR and APY are short acronyms with big importance. Despite the confusion, these two terms are not interchangeable. What exactly is the difference between APR and APY? Here’s a quick […]

The post APR vs. APY: How One Letter Makes a Big Difference appeared first on Consumerism Commentary.

How to Open Your First IRA Account

by Stephanie Colestock @ Consumerism Commentary

Tue Feb 20 03:00:00 PST 2018

No more excuses. It’s time to open your first IRA account. We walk you through the entire process, including where to open your account. It’s easy! Establishing your first IRA, or Independent Retirement Account, is a big deal in the world of finance. This tax-advantaged account is a great way to save and invest for […]

The post How to Open Your First IRA Account appeared first on Consumerism Commentary.

Best Ways to Add Value to Your Home

by Janet Berry-Johnson @ MagnifyMoney

Fri Mar 23 06:18:31 PDT 2018

If you’re tired of the way your home looks and feels but don’t necessarily want to move, you don’t have to settle. Whether you crave more square footage, an upgraded interior or better curb appeal, you’ll find an endless supply of ideas that can improve your home’s functionality and style. But, that doesn’t mean that … Continue reading Best Ways to Add Value to Your Home

The post Best Ways to Add Value to Your Home appeared first on MagnifyMoney.

131 Retailers Will Ship for Free This Year

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 04:00:00 PST 2017

On Free Shipping Day (December 15) 131 retailers will ship your purchases to you for free. Here are all the details you need to know. According to the latest statistics, over 55 percent of shoppers are now buying their Christmas gifts online. This isn’t surprising to me personally. With Amazon’s free Prime shipping, I do most […]

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Does Life Insurance Cover Suicide?

by Barbara Marquand @ NerdWallet

Thu Mar 22 16:09:10 PDT 2018

Along with the profound and painful questions that follow the loss of a loved one from suicide, there are practical and financial issues to address, too. If the loved one…

When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Fri Jan 05 12:51:54 PST 2018

The first day to file your 2017 taxes is January 29, 2018. The IRS reports that 9 out of 10 taxpayers who filed electronically in 2017 received their tax refunds within 21 days. Some taxpayers receive their refund in as little as 8 days, and most receive it within 10-14 days. The IRS no longer ... Read More about When Will I Get My Tax Refund? 2017 Tax Year Refund Schedule (2018 Tax Season)

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Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 12:06:24 PDT 2018

Wells Fargo offers its customers the best with their Wells Fargo Platinum Visa® Card. This card offers a 0% APR balance transfer and purchase rate for 18 months. In comparison to other credit cards, Wells Fargo has greatly increased this 0% APR period, adding to its merit as a credit card. If this sparks an interest, keep reading... Read More →

The post Wells Fargo Platinum Card Review: 0% APR for 18 Months on Purchases and Balance Transfers + No Annual Fee appeared first on Bank Deal Guy.

Amazon: Professional Set of Plastic Measuring Spoons only $3.09 Shipped

by Geri @ MyLitter – One Deal At A Time

Tue Mar 27 21:00:44 PDT 2018

Professional Set of Plastic Measuring Spoons, $3.09 Shipped Set of 6 measuring spoons Versatile Great Gift to a Home Baker Easy to store away Shipping is FREE with your Amazon Prime membership.  If you don’t have a Prime membership, this will ship for free with a $25+ order.  Want more out of your Prime Membership? […]

The post Amazon: Professional Set of Plastic Measuring Spoons only $3.09 Shipped appeared first on MyLitter - One Deal At A Time.

How to Improve Your Credit Score

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 06 05:00:27 PST 2017

A good credit score can save you thousands of dollars in lower rates. To help boost your FICO score, here’s our guide on how to improve your credit score. Somewhere along the line, debt became “normal.” In fact, American consumer society has progressed to the point that access to debt is almost essential to living […]

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Do Something Different this Year with our Holiday Gift Guide

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 08 06:01:04 PST 2017

No reason to give the same boring gifts this year. Our holiday gift guide offers creative and inexpensive gift ideas that your friends and family will love. Christmas is right around the corner. Do you have all of your gift shopping done yet? If you’re anything like me, the answer is no. This isn’t because […]

The post Do Something Different this Year with our Holiday Gift Guide appeared first on Consumerism Commentary.

How to Get Out of Debt, Fast! A Step-by-Step Guide

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Wed Jan 03 09:00:05 PST 2018

If you know the basics of personal finance, you may already know the most powerful force in the financial universe is compound interest. With compound interest, it’s easier to grow wealthier over time as the interest you earn compounds on itself over and over again. Unfortunately, compound interest can just as easily work against you as ... Read More about How to Get Out of Debt, Fast! A Step-by-Step Guide

The post How to Get Out of Debt, Fast! A Step-by-Step Guide appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?)

by Danny Nguyen @ Bank Deal Guy

Mon Mar 26 14:14:13 PDT 2018

When you sign up for a Chase IHG Rewards Club Select Credit Card, you will earn 80,000 bonus points after you spend $2,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make your first purchase within the same three month frame.... Read More →

The post Chase IHG Rewards Club Select Credit Card 80,000 Bonus Offer + 5,000 Bonus Points When Adding Authorized User + (Being Discontinued? Revamped?) appeared first on Bank Deal Guy.

Meatloaf Cupcakes an April Fools Favorite!

by Tiffany @ MyLitter – One Deal At A Time

Tue Mar 27 07:25:58 PDT 2018

April 1st is the greatest “holiday” ever celebrated by twisted parents! My parents have had their fair share of tormenting me as a child and teenager,  so I figure it is time to start with my own children. There is nothing better than coming home from school to yummy cupcakes waiting for you. Especially when […]

The post Meatloaf Cupcakes an April Fools Favorite! appeared first on MyLitter - One Deal At A Time.

2018 Review of Prosper Lending and Borrowing

by Guest Author @ Consumerism Commentary

Tue Feb 13 03:00:00 PST 2018

Prosper claims to offer great rates for both borrowers and investors. In this Prosper review, we put these claims to the test. Prosper offers a different way to look at lending. The Prosper platform is a peer-to-peer marketplace where people can borrow money for all aspects of life. It’s an interesting platform for people who […]

The post 2018 Review of Prosper Lending and Borrowing appeared first on Consumerism Commentary.

How to Get Out of a Cell Phone Contract without Paying a Fee

by Kevin Mercadante @ Consumerism Commentary

Wed Dec 27 04:00:00 PST 2017

Being locked into a cell phone contract is no fun. Here’s how to get out of a cell phone contract without paying an early termination fee. We recently received a question that probably every reader can relate to. The writer is asking how to get out of a cell phone contract without paying a fee: […]

The post How to Get Out of a Cell Phone Contract without Paying a Fee appeared first on Consumerism Commentary.

Ally Invest Review

by Kevin Mercadante @ Consumerism Commentary

Mon Dec 18 04:00:00 PST 2017

Ally Invest offers is a low cost and very easy to use online broker. Formerly TradeKing, we cover all of its features and costs in this review. You’ve probably heard about Ally Bank. They’re perhaps the best-known online bank, offering some of the highest interest rates available on savings accounts and certificates of deposit. As […]

The post Ally Invest Review appeared first on Consumerism Commentary.

Holiday Shopping Tips for Your Spending Personality

by Kara Vincent @ LRRCU

Mon Nov 20 10:19:45 PST 2017

Although 41% of consumers report starting their holiday shopping in October or even earlier (Wow! Good for you!), an estimated 69% of Americans will shop over the Thanksgiving weekend. Early research from the National Retail Federation shows that the 2017 season will be a big deal, with holiday spending forecasted to be near $680 billion, up almost 4% […]

The post Holiday Shopping Tips for Your Spending Personality appeared first on LRRCU.

What You Need to Know About a Qualifying Life Event

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 12 05:10:40 PDT 2018

Employees have a window of time each year to sign up for certain types of employer-sponsored insurance. Although this open enrollment period takes place at the end of each year for all employees, an employee can add or remove coverage at any time of the year if they have a qualifying life event. What is […]

The post What You Need to Know About a Qualifying Life Event appeared first on Payroll Tips, Training, and News.

7 of the Best Places to Open an IRA in 2018

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 16 03:00:00 PST 2018

Opening an IRA is an important decision. To help, here is our survey of the best IRA accounts for 2018, including fees and features of each option. Just about every bank, investment brokerage, and robo-advisor welcomes Individual Retirement Accounts (IRAs). But there are a handful of institutions that stand out above the rest. Below are […]

The post 7 of the Best Places to Open an IRA in 2018 appeared first on Consumerism Commentary.

SoFi Money Review: A No-Fee, High-Yield Checking Account

by Hannah Rounds @ MagnifyMoney

Mon Mar 26 12:37:02 PDT 2018

, the financial institution known for low rates and low fees on student loans and mortgages, is making a foray into consumer checking accounts. SoFi Money™, SoFi’s forthcoming checking account, will offer a high-yield checking account with no account fees. The new account isn’t yet available to the public, so you’ll have to if you … Continue reading SoFi Money Review: A No-Fee, High-Yield Checking Account

The post SoFi Money Review: A No-Fee, High-Yield Checking Account appeared first on MagnifyMoney.

Walmart Clearance: 20″ Tsum Tsum Characters only $5.99 (Reg $30+)

by Monika @ MyLitter – One Deal At A Time

Tue Mar 27 15:00:27 PDT 2018

If you have a Disney fan in your life then be sure to head over to Walmart where you can find some of the Disney Tsum Tsum Plushes for just $5.99! 20″ Tsum Tsum Characters, $5.99 (Regular Price: $30+) 100% polyester Stackable plush characters Soft, squeezable filling with beans in belly Shipping information FREE Store […]

The post Walmart Clearance: 20″ Tsum Tsum Characters only $5.99 (Reg $30+) appeared first on MyLitter - One Deal At A Time.

Jane: Kidlife Inc. Print Blowout only $2.97 (Regular Price: $10.00)

by Geri @ MyLitter – One Deal At A Time

Tue Mar 27 05:00:13 PDT 2018

Kidlife Inc. Print Blowout, $2.97 (Regular Price: $10.00) DIY Trim and Framed 8×10 Prints on a 8.5×11 archival paper High Quality prints For all ages Shipping information: $3.27 for the first item and $0.23 for each additional item. US only.  Making the most of your shopping this year? Don’t forget to:  Compare prices to Amazon (Amazon may […]

The post Jane: Kidlife Inc. Print Blowout only $2.97 (Regular Price: $10.00) appeared first on MyLitter - One Deal At A Time.

Today only Amazon: Hasbro Furby Connect Friend only $19.99 (Regular Price: $59.99) 

by Geri @ MyLitter – One Deal At A Time

Mon Mar 26 18:00:20 PDT 2018

Hasbro Furby Connect Friend, $19.99 (Regular Price: $59.99) Furby Connect World app and discover surprises together Furby learns new phrases and connects with friends Furby sleeps just by putting the sleep mask on Kit includes: Furby, Sleep Mask, and instructions Requires 4 AA alkaline batteries (not included) Save 68% on Easter Toys from Hasbro Shipping […]

The post Today only Amazon: Hasbro Furby Connect Friend only $19.99 (Regular Price: $59.99)  appeared first on MyLitter - One Deal At A Time.

Barclays Online Savings Review

by Luke Landes @ Consumerism Commentary

Wed Mar 14 06:00:25 PDT 2018

Barclays online savings account offers one of the highest interest rates and lowest fees available today. In this review, we cover the details to help you determine if Barclays Bank is right for you. Barclays Bank is a relative newcomer to the U.S. online savings market. It’s been around as a bank, though, since 1690. […]

The post Barclays Online Savings Review appeared first on Consumerism Commentary.

The Best Smoke Detectors for Your Money

by Stephanie Colestock @ Consumerism Commentary

Tue Mar 27 03:00:00 PDT 2018

Nothing is more important for your safety than a reliable smoke detector. To help you make a wise choice, here are the best smoke detectors for your money. Having adequate and working smoke alarms in your home isn’t just a personal preference. These gadgets are easy to take for granted. But they can mean the […]

The post The Best Smoke Detectors for Your Money appeared first on Consumerism Commentary.

E*Trade Review and Current Promotions

by Kevin Mercadante @ Consumerism Commentary

Thu Nov 09 04:02:00 PST 2017

E*TRADE set the bar as one of the first online discount brokers. But is it the broker you should be using? We help you answer that question in our E*TRADE review. It’s curious that the editorial team here at Consumerism Commentary has never reviewed E*TRADE before today. I say that because we have written about […]

The post E*Trade Review and Current Promotions appeared first on Consumerism Commentary.

Cents of Style: 2 for Tuesday -2 Pop Culture Tees for $30 (Regular Price: $50)

by Geri @ MyLitter – One Deal At A Time

Tue Mar 27 20:00:54 PDT 2018

2 for Tuesday -2 Pop Culture Tees for $30 (Regular Price: $50) Buy 2 Pop Culture Tees and enter coupon code 2FORPOP for $19.90 off Lots of different styles to choose from Only $15 each Making the most of your shopping this year? Don’t forget to:  Compare prices to Amazon (Amazon may have changed their price since we posted […]

The post Cents of Style: 2 for Tuesday -2 Pop Culture Tees for $30 (Regular Price: $50) appeared first on MyLitter - One Deal At A Time.

Amazon: Black & Decker 20V MAX Lithium Single Speed Drill/Driver $34.99 (Regular Price $59)

by Ady @ MyLitter – One Deal At A Time

Tue Mar 27 00:00:58 PDT 2018

Black & Decker 20V MAX Lithium Single Speed Drill/Driver $34.99 (Regular Price $59)  Lightweight at only 2.5 pounds 11-position clutch helps prevent stripping of screws LED light to illuminate your project Shipping is FREE with your Amazon Prime membership.  If you don’t have a Prime membership, this will ship for free with a $25+ order.  […]

The post Amazon: Black & Decker 20V MAX Lithium Single Speed Drill/Driver $34.99 (Regular Price $59) appeared first on MyLitter - One Deal At A Time.

Chase Total Checking Account $200 Coupon Available Online Now

by Tony Phan @ MoneysMyLife

Mon Mar 26 22:00:29 PDT 2018

Get updated Chase Total Checking® coupon bonuses and new promotions here. Typical bonus amounts that have been available for this Checking account include $150, $200 and $300 offers. Originally established in 1982, Chase Bank is now headquartered in Newark, Delaware and is one of the nation’s largest banks as measured by total assets. Chase offers a […]

Do You Know About the 2017 Tax Filing Extension?

by Liz Oliver @ LRRCU

Thu Mar 15 02:14:14 PDT 2018

The date April 15 is probably as quickly recognizable to most Americans as July 4 or December 25. Traditionally recognized as Tax Day, it’s the deadline for filing your previous year’s tax return.  With one month to go, you may be feeling the pressure and scrambling to get the task completed in the remaining days.  But […]

The post Do You Know About the 2017 Tax Filing Extension? appeared first on LRRCU.

Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Tue Feb 20 04:07:16 PST 2018

Thank you H&R Block for sponsoring this post. While this was a sponsored opportunity from H&R Block, all content and opinions expressed here are my own. Note: all tax information refers to the 2017 tax season and is accurate at the time of publication. The American Tax system is complicated. But sometimes the aspects that ... Read More about Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions

The post Common Tax Credits and Tax Deductions – How to Qualify for and Claim Your Eligible Tax Deductions appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Don’t Get Scammed When Seeking Out Student Loan Forgiveness

by Mike Brown @ LendEDU

Mon Mar 26 10:50:30 PDT 2018

Student loan borrowers should be wary of phone calls or text messages that promise student loan forgiveness. As the average student debt per borrower grows year after year, so does their desperation to pay them off. On that note, student loan forgiveness seems to be the Holy Grail of repayment options – as well as a […]

The post Don’t Get Scammed When Seeking Out Student Loan Forgiveness appeared first on LendEDU.

Top 3-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 16:07:09 PDT 2018

Below is our guide to help you, our readers, find the best or top 3-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 3-Year CD Rates – April 2018 appeared first on Bank Deal Guy.

Scient Federal Credit Union $150 Checking Bonus [CT]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:41:29 PDT 2018

Scient Federal Credit Union is offering Massachusetts residents the opportunity to earn a $150 checking bonus with a new checking account and meeting certain requirements. Below is all the information and details you need to earn your Scient Federal Credit Union $150 Checking Bonus! Membership: If you are an employee or retiree of one of their select employer groups (SEG), you can enjoy... Read More →

The post Scient Federal Credit Union $150 Checking Bonus [CT] appeared first on Bank Deal Guy.

401(k) Contribution Limits for 2018

by Luke Landes @ Consumerism Commentary

Mon Dec 11 07:00:20 PST 2017

The 401(k) contribution limits and maximums are increasing in 2015, and there are other tax changes to 401(k) to note.

The post 401(k) Contribution Limits for 2018 appeared first on Consumerism Commentary.

Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount

by Rachel Gray @ Payroll Tips, Training, and News

Wed Feb 28 05:10:52 PST 2018

It’s easy to make mistakes, especially when you have a million and one things on your plate. One error you could make is deducting the wrong amount from employee wages. Correcting employment taxes is necessary if you withhold too much or too little from your employees’ paychecks. This article provides an overview of employment taxes […]

The post Correcting Employment Taxes: What to Do If You Withhold the Wrong Amount appeared first on Payroll Tips, Training, and News.

A Guide to the Best Home Security Systems

by Stephanie Colestock @ Consumerism Commentary

Fri Dec 29 18:42:00 PST 2017

The security of your home and family have never been more important. In this detailed guide, we rate the best home security systems and companies. No matter how safe your neighborhood — or even your city — is, you’ve likely considered a security system for your home. But choosing the right one (that won’t cost […]

The post A Guide to the Best Home Security Systems appeared first on Consumerism Commentary.

Where’s My Refund? How to Get Your Tax Refund As Quickly As Possible

by Jim Wang @ Wallet Hacks

Mon Mar 12 04:00:55 PDT 2018

Are you ahead of the game and already filed your tax return? You rock! Now you're wondering “where's my refund?” We can help! You're in the right place. The IRS isn't very straightforward with a lot of tax items, since there is so many gray and “up to interpretation” areas, but on the tax refund […]

The post Where’s My Refund? How to Get Your Tax Refund As Quickly As Possible appeared first on Wallet Hacks.

Target: Kinder Joy Eggs only $0.55 + More Deals

by Monika @ MyLitter – One Deal At A Time

Tue Mar 27 13:00:06 PDT 2018

Head over and print the Kinder Joy Egg Coupon.  Even better, through March 31st, you can head over to Target, where they have the Kinder Eggs on sale for $1.32 + there’s a 20% Target Cartwheel Offer to stack! Target, through 3/31 Buy 2 Kinder JOY Single Eggs $1.32 each Total = $2.64 Use the 20% […]

The post Target: Kinder Joy Eggs only $0.55 + More Deals appeared first on MyLitter - One Deal At A Time.

Best Student Checking Accounts in 2018

by Luke Landes @ Consumerism Commentary

Mon Dec 04 06:00:55 PST 2017

We’ve complied a list of the best student checking accounts in 2017. Options include online and traditional banks that pay bonuses, high interest rates, or both. As we head into a new year, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial […]

The post Best Student Checking Accounts in 2018 appeared first on Consumerism Commentary.

Turn Your Credit Card Into a Debit Card (And Earn Rewards!) With This Website and App

by Harlan @ OUT AND OUT

Fri Mar 23 12:13:46 PDT 2018

Debitize has been on my radar for a long time. It’s a website (and iOS app) where you plug in your credit card and bank account information. As you make purchases on your credit card, money is moved automatically every time you swipe – as if you were using your debit card. For peeps who have…

OUT AND OUT - Investing. Positivity. Oh, and travel.

How the Opioid Crisis Is Hurting the U.S. Economy

by Bob Sullivan @ MagnifyMoney

Tue Mar 27 04:46:21 PDT 2018

On March 6, the CDC released data showing incredible spikes in opioid-related emergency room visits since July 2016: in Wisconsin, they were up 109 percent; in Illinois, up 66 percent; Delaware, 105 percent, Pennsylvania, 81 percent. These are just some of the devastating numbers behind the growing health crisis. The CDC says 64,000 people died … Continue reading How the Opioid Crisis Is Hurting the U.S. Economy

The post How the Opioid Crisis Is Hurting the U.S. Economy appeared first on MagnifyMoney.

Kohls Online | My First Soccer Set only $6.36 (Reg $15)

by Monika @ MyLitter – One Deal At A Time

Tue Mar 27 17:00:19 PDT 2018

  Right now if you have a Kohl’s Card you can get this My First Soccer Set for as low as $5.74 when you use coupon code RAINBOW30 at checkout to receive 30% off your order! If you aren’t a Kohl’s Card Holder make sure you check out the scenario below to see how you […]

The post Kohls Online | My First Soccer Set only $6.36 (Reg $15) appeared first on MyLitter - One Deal At A Time.

Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 10:53:39 PDT 2018

With the Wells Fargo Cash Wise Visa Card, you can earn you $200 cash rewards bonus if you spend $1,000 in purchases within the first 3 months from account opening. If you want to find out more about this card offer, please continue to read below. 0% APR Balance Transfer Categories For this card, you are given a... Read More →

The post Wells Fargo Cash Wise Visa Card $200 Cash Rewards Bonus + Unlimited 1.5% Cash Rewards + No Annual Fee appeared first on Bank Deal Guy.

CIT Bank Review and Bonuses

by Stephanie Colestock @ Consumerism Commentary

Mon Nov 06 04:00:58 PST 2017

CIT Bank bonus offers can be very rewarding. We track these bonuses and CIT rates, which currently are the best you’ll find for an online savings account. Everybody needs a safe place to tuck away their emergency fund or vacation savings. A high yield savings account is a great option. Considering that the average savings […]

The post CIT Bank Review and Bonuses appeared first on Consumerism Commentary.

Amazon: Save on Electric Philips Shaver for Men

by Ady @ MyLitter – One Deal At A Time

Tue Mar 27 01:00:23 PDT 2018

Amazon: Save on Electric Philips Shaver for Men Philips Norelco Electric Shaver 8900 with SmartClean, Wet & Dry Edition $125.95 (Regular Price $183.59) Philips Norelco BG2039/42 Philips Multigroom Beard, Stubble and Body Trimmer $39.95 (Regular Price $85) Shipping is FREE with your Amazon Prime membership.  If you don’t have a Prime membership, this will ship […]

The post Amazon: Save on Electric Philips Shaver for Men appeared first on MyLitter - One Deal At A Time.

Discover Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Sun Feb 25 09:00:18 PST 2018

Discover Bank is an online only bank that offers excellent rates for savers with low fees. In this review, we cover its products, rates and fees. Interested in opening a savings account at Discover® Bank? Read this article first. Most every consumer knows the Discover brand, but for it’s extensive line of credit card products. […]

The post Discover Bank Online Savings Account Review appeared first on Consumerism Commentary.

Why every business should consider switching to electronic payroll

by rapid! PayCard @ rapid! PayCard

Thu Oct 05 05:37:57 PDT 2017

Due to advancements in technology, utilizing payroll checks is becoming an outdated form of payment. Automated payment through direct deposit saves time and money, enhances security1, 2 and can make payday easy for employers and employees. Yet, resistance to modern banking solutions like direct deposit and paycards prevent many businesses from progressing in the 21st century. Paycard technology is growing in popularity, and as the benefits of switching to electronic payroll compound,  it becomes more difficult for businesses to avoid trying out alternative payment methods such as the rapid! PayCard. Still not convinced? Here are 3 reasons why paycheck holdouts are making the switch to a more convenient, modern, and... Read More

Student Loan Consolidation: Everything You Need to Know

by Ben Luthi @ Student Loan Hero

Fri Mar 23 14:34:38 PDT 2018

Student loan consolidation can help you simplify your education debt or pay it down faster. Understand your options and whether they're right for you.

The post Student Loan Consolidation: Everything You Need to Know appeared first on Student Loan Hero.

How to Save Money Without Worrying About Coupons

by Abby Hayes @ Consumerism Commentary

Sat Nov 25 05:00:00 PST 2017

Clipping coupons can save you money. It’s also a pain. Here’s how you can save money without coupons or the hassle that comes with them. The retail industry has everyone fooled. Millions of people spend their time scouring for deals, clipping coupons from the newspaper, plugging into the latest mobile deal applications, and sharing their […]

The post How to Save Money Without Worrying About Coupons appeared first on Consumerism Commentary.

4 Creative Benefits Employers Use to Entice New Talent

by Jolene Latimer @ Student Loan Hero

Mon Mar 26 14:59:09 PDT 2018

Unique employee benefits can be an important tool for your personal financial goals.

The post 4 Creative Benefits Employers Use to Entice New Talent appeared first on Student Loan Hero.

Where Does The Cheese Belong In A Cheeseburger?

by Mary Beth Quirk @ Consumerist

Mon Oct 30 09:46:35 PDT 2017

When you think of the ideal cheeseburger, where is the cheese in the sandwich equation — is it beneath the patty, or on top of it? That is the question Google’s CEO has now promised to address, after someone questioned the company’s cheese placement in its cheeseburger emoji. Media consultant Thomas Baekdal pointed out on Twitter over the weekend that …

Small Business Owners Respond to Tax Plan Changes

by Nate Matherson @ LendEDU

Mon Mar 26 10:11:21 PDT 2018

In December 2017, sweeping tax plan changes were signed into law by President Trump. In our newest survey, we asked 500 small business owners for their thoughts on the tax plan changes now that the bill has been signed into law for a little over three months.We found that 64 percent of small business owners fully understand […]

The post Small Business Owners Respond to Tax Plan Changes appeared first on LendEDU.

TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs

by Kevin Mercadante @ Cash Money Life | Personal Finance, Investing, & Career

Mon Jan 15 09:25:10 PST 2018

TaxAct is one of the leading tax preparation software packages available. The service was founded in 1998, and it enables you to prepare all types of returns, regardless of the degree of difficulty. Small and medium-size business tax returns are a niche of this product, but they even have a professional edition available for career ... Read More about TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs

The post TaxAct Review 2017 – A Powerful Tax Software Solution to Fill Most Needs appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Pros and Cons of Interest-Only Mortgage Payments

by Luke Landes @ Consumerism Commentary

Wed Nov 08 04:00:54 PST 2017

Interest only mortgage payments appeal to many because of the low monthly payment. But are they a good way to go? We list the pros and cons. A while back, a Consumerism Commentary reader named Ryan suggested I write about interest-only mortgages. I thought this was an interesting request. So I definitely wanted to address […]

The post Pros and Cons of Interest-Only Mortgage Payments appeared first on Consumerism Commentary.

MoviePass Review: Is it Really Unlimited Movies for One Price?

by Kevin Mercadante @ Consumerism Commentary

Thu Jan 04 13:52:00 PST 2018

MoviePass claims to offer unlimited movie tickets for one low monthly price. Is it too good to be true? We answer that question in our MoviePass review. According to the National Theater Owner’s Association, the average price of a movie theater ticket was $8.84 as of the first quarter of 2017. If you live in […]

The post MoviePass Review: Is it Really Unlimited Movies for One Price? appeared first on Consumerism Commentary.

PV PLZ: Couples Massage at the Hyatt Ziva Puerto Vallarta Spa

by Harlan @ OUT AND OUT

Thu Mar 15 15:08:17 PDT 2018

(This is the last post about Puerto Vallarta, by the dubs.) Y’all. I did something I’ve never done at a hotel before: paid out-of-pocket for a fancy spa day. I got a body scrub, body wrap, facial, and full-body massage. It was opulent, decadent, and completely amazing. During our stay at the Hyatt Ziva Puerto…

OUT AND OUT - Investing. Positivity. Oh, and travel.

Groopdealz: The Perfect Dress only $12.99 (Regular Price: $39.99)

by Geri @ MyLitter – One Deal At A Time

Mon Mar 26 21:00:25 PDT 2018

Perfect Dress – 3 Sleeve Lengths, $12.99 (Regular Price: $39.99) The Perfect Dress for casual days or to dress it up for a night on the town Tank version is perfect for the beach The 3/4 sleeve can act as a basic under your favorite kimono All dress styles hit right at the knee Shipping […]

The post Groopdealz: The Perfect Dress only $12.99 (Regular Price: $39.99) appeared first on MyLitter - One Deal At A Time.

Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:52:10 PDT 2018

Compare this card with other business related cards here. The Chase Ink Business PreferredSM Card offering a sign-up bonus of 80,000 Bonus Points after you spend $5,000 on purchases within the first three months of account opening. When doing so, you will earn $1,000 towards travel when you redeem through Chase Ultimate Rewards®  and points will be... Read More →

The post Chase Ink Business Preferred Card 80,000 Bonus Points + 3 Points Per Dollar on Select Categories appeared first on Bank Deal Guy.

All-New Ultimate Guide to United Airlines Miles: Part 2 – Step-by-Step Guide to Opening an Account

by Million Mile Secrets @ Million Mile Secrets

Tue Mar 27 07:00:35 PDT 2018

United Airlines miles are valuable for award travel, especially for short-haul flights, from North America to Central America, the Pacific, and around Africa on Star Alliance partners like Air Canada, Singapore Airlines, and Turkish Airlines. It’s FREE to open a United Airlines account online, so you can earn and redeem miles.  You can also transfer flexible points like Chase …

Continue reading "All-New Ultimate Guide to United Airlines Miles: Part 2 – Step-by-Step Guide to Opening an Account"

A Look at Federal, State, and Local Minimum Wages

by Mike Kappel @ Payroll Tips, Training, and News

Wed Mar 21 05:30:00 PDT 2018

You can’t just pay your employees any amount you want. You must follow federal, state, and local laws that set minimum wages. What is minimum wage? Minimum wage is the lowest amount you can pay an employee per hour of work. You can pay more than the minimum wage, but you should never pay less […]

The post A Look at Federal, State, and Local Minimum Wages appeared first on Payroll Tips, Training, and News.

How to Apply for a Credit Card Hardship Program

by Stephanie Colestock @ Consumerism Commentary

Wed Dec 13 04:00:00 PST 2017

A credit card hardship program can help you deal with mounting credit card debt. This guide walks you through these programs, including what they are, how they work, how to apply, and their effect on your credit score. No matter how particular you are with your budget, life can always knock everything off-kilter. Illness, injury, […]

The post How to Apply for a Credit Card Hardship Program appeared first on Consumerism Commentary.

How to Prepare Your Taxes & File Your Tax Return – (Possibly for Free!)

by Ryan Guina @ The Military Wallet

Tue Feb 13 09:14:10 PST 2018

Thank you H&R Block for sponsoring this post. While this was a sponsored opportunity from H&R Block, all content and opinions expressed here are my own. Filing your taxes isn’t always fun. But it doesn’t have to be a complicated process or take a long time. If your situation is fairly basic, you can file [...]

Kroger Mega Event: Beverage Deals

by Monika @ MyLitter – One Deal At A Time

Tue Mar 27 11:21:06 PDT 2018

This Kroger Mega Event is full of drink deals to stock up and some you can even use some of them as filler items for your scenarios. Remember this is a Buy 6 Save $3 event so mix and match in multiples of six to save that $3.00 at the receipt. As always you CAN […]

The post Kroger Mega Event: Beverage Deals appeared first on MyLitter - One Deal At A Time.

How Many Savings Accounts Do You Need?

by Abby Hayes @ Consumerism Commentary

Fri Nov 10 04:51:08 PST 2017

Back in the day, we had just one savings account. Mine came with a passbook. Now we ask–how many savings accounts do you need? We have the answer. These days, more banks are offering low- or no-fee savings accounts. This can make it tempting to open a lot of different accounts. And, in some cases, […]

The post How Many Savings Accounts Do You Need? appeared first on Consumerism Commentary.

Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip

by Makenzi Wood @ Wallet Hacks

Thu Mar 15 04:00:56 PDT 2018

Ahh, the dollar store. In an age where prices are soaring, it’s the beacon of thrifty shopping options for people looking to save a buck. While you can easily score cheap party decorations and glass bowls at the dollar store, it can be tough to know what is and isn’t a good deal when it […]

The post Dollar Store Guide to Health and Wellness: Five You Should Buy, Six You Should Skip appeared first on Wallet Hacks.

Amazon: Lego Tape Plus Bonus Safe Scissors & 4 PCS Cutting only $6.99 (Regular Price: $21.99)

by Geri @ MyLitter – One Deal At A Time

Mon Mar 26 20:00:27 PDT 2018

Lego Tape Bonus a Safe Scissors & 4 PCS Cutting, $6.99 (Regular Price: $21.99) Block tape can re-use 100 times Brick tape for lego tape is bendable, washable,easy for little fingers of children to cut and assemble Shape into any letters to stick anywhere. Block tape is compatible with all the building blocks made by companies […]

The post Amazon: Lego Tape Plus Bonus Safe Scissors & 4 PCS Cutting only $6.99 (Regular Price: $21.99) appeared first on MyLitter - One Deal At A Time.

TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide]

by Andy Truong @ Bank Deal Guy

Tue Mar 27 08:00:16 PDT 2018

Available nationwide, you can earn CD rates of 1.46% up to 2.53% APY when you open a new TAB Bank CD Account with a minimum $1,000 opening balance. Below is all the information and details you need to open your TAB Bank CD Account to earn CD rates of 1.46% up to 2.53% APY! Editor’s Note: If you’re interested... Read More →

The post TAB Bank CD Rates: 6-Month Term 1.82% APY, 9-Month Term 1.92% APY, 24-Month Term 2.33% APY CD Rate [Nationwide] appeared first on Bank Deal Guy.

Chase Business Checking Account Review – and $200 Sign Up Bonus!

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Thu Mar 15 14:57:44 PDT 2018

Chase Bank is one of the largest banks in the US, with the second highest number of physical branches. This makes them well-positioned to offer a Business Checking product that can meet the needs of just about any size business. In this Chase Business Checking review, we take a deep look at what Chase Bank ... Read More about Chase Business Checking Account Review – and $200 Sign Up Bonus!

The post Chase Business Checking Account Review – and $200 Sign Up Bonus! appeared first on Cash Money Life | Personal Finance, Investing, & Career.

The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

by Brittney Laryea @ MagnifyMoney

Fri Mar 23 12:46:42 PDT 2018

Spring marks a time for many music and arts fans to prepare for the summer festival season. As they should. Music festivals like Coachella, Bonnaroo, Burning Man and Electric Zoo are famously possible among young people all over the world, but they are also infamous for being ridiculously expensive. Without proper planning, you could easily … Continue reading The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel

The post The Ultimate Guide to Saving on Summer Music Festival Tickets, Food and Travel appeared first on MagnifyMoney.

CommonBond Raises $50 Million for Technology Investment

by Andrew Rombach @ LendEDU

Thu Mar 22 08:33:48 PDT 2018

CommonBond recently announced that they raised $50 million in investments to pursue technological advancements. Financial technology company CommonBond has raised $50 million and plans to use this funding to advance its growth and pursue additional investments in technology, such as blockchain to heighten the security of its clients’ information. CommonBond is an online lender that provides […]

The post CommonBond Raises $50 Million for Technology Investment appeared first on LendEDU.

Jane.com FREE Shipping + Today’s Top Deals | Moto Jeggings, Farmhouse Pillow Covers, and More

by Jamie @ MyLitter – One Deal At A Time

Tue Mar 27 11:00:50 PDT 2018

Jane.com FREE Shipping Deals + Fave Finds Looking for the latest Jane.com Free Shipping specials and other Hot Deals?  You’re in the right spot! To access allll the Jane.com deals that qualify for free shipping – GO HERE. (Woohoo!  Gotta love free shipping right?) And here are some other AWESOME Jane deals we’re loving right […]

The post Jane.com FREE Shipping + Today’s Top Deals | Moto Jeggings, Farmhouse Pillow Covers, and More appeared first on MyLitter - One Deal At A Time.

Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 15:48:55 PDT 2018

Compare this card with other cash back related cards here. With the Chase Freedom Unlimited® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of account opening! In addition, you can enjoy an unlimited 1.5% cashback on all purchases in which you can redeem at any time and for... Read More →

The post Chase Freedom Unlimited Card $150 Bonus + 1.5% Cash Back appeared first on Bank Deal Guy.

New Hampshire College Grants — Best Options and How to Apply

by Rebecca Safier @ Student Loan Hero

Fri Mar 23 09:34:08 PDT 2018

If you're a resident of the Granite State, check out this guide for a full list of New Hampshire grants and scholarships to help you pay for college.

The post New Hampshire College Grants — Best Options and How to Apply appeared first on Student Loan Hero.

Wells Fargo Banking Promotions: $200 Checking Bonus

by Jim Wang @ Wallet Hacks

Wed Mar 14 04:00:49 PDT 2018

Banks need accounts. You need more cash. How about $200 to open a Wells Fargo Everyday Checking account and making it your main bank account? That's what Wells Fargo is willing to do if you're willing to open an account and set up a direct deposit of at least $500. After you've had three deposits […]

The post Wells Fargo Banking Promotions: $200 Checking Bonus appeared first on Wallet Hacks.

rapid! PayCard Green Dot Announcement

by rapid! PayCard @ rapid! PayCard

Tue Jan 31 14:03:14 PST 2017

Green Dot to Acquire UniRush, LLC, Operating Company for RushCard and Rapid! PayCard Transaction Expected to Generate Significant Strategic and Financial Synergies PASADENA, Calif.–(BUSINESS WIRE)–Green Dot Corporation (NYSE:GDOT) today announced that it has entered into an agreement to acquire UniRush, LLC, and its operating businesses RushCard, a leading online direct-to-consumer general purpose reloadable prepaid card provider, and Rapid! PayCard, a leading corporate payroll card provider. The acquisition, which maps to “Step Five” of Green Dot’s “Six Step Plan” to enhance shareholder value, materially expands Green Dot’s scale with the addition of the RushCard and Rapid! PayCard installed customer bases, while establishing Green Dot as a formidable player in the growing... Read More

Easter Sale on VuDu: Get Coco, Ferdinand, Fantastic Beasts and Where to Find Them, and More under $10

by Monika @ MyLitter – One Deal At A Time

Tue Mar 27 08:07:38 PDT 2018

If you’re looking for movies the kids can watch any time on their devices and not break the bank, check out the sale happening now on VuDu where tons of movies are just $9.99 or less! This sale includes some of the most popular movies like the new Disney Coco Movie! VuDu is also have […]

The post Easter Sale on VuDu: Get Coco, Ferdinand, Fantastic Beasts and Where to Find Them, and More under $10 appeared first on MyLitter - One Deal At A Time.

5 Best Money Market Rates for 2018

by Michael Pruser @ Consumerism Commentary

Thu Mar 22 03:00:00 PDT 2018

The best money market rates today pay interest in the top 5% of all deposit accounts. These rates come from online banks. Here’s our list of the top 5. I’ve never been a big saver. And that’s especially when it comes to putting money into an online savings account or money market. During the adult […]

The post 5 Best Money Market Rates for 2018 appeared first on Consumerism Commentary.

Best Bank Deals, Bonuses, & Promotions In Michigan

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 16:06:24 PDT 2018

Editor’s Note: Not your state? No worries, you can click on the state(s) above to see the Best Bank Deals, Bonuses, & Promotions being offered in your state. New to bank bonuses? No worries! See our Beginners Guide To Bank Bonuses. As a state surrounded by the Five Great Lakes, Michigan is also surrounded by great bank deals!... Read More →

The post Best Bank Deals, Bonuses, & Promotions In Michigan appeared first on Bank Deal Guy.

The Correct Way to Pay Off Personal Debt: The Debt Avalanche

by Luke Landes @ Consumerism Commentary

Fri Dec 01 05:00:46 PST 2017

The debt avalanche is the fastest and cheapest way to pay off you debts. But is it always the best way? Sometimes the debt snowball may be better. When it comes to math, things are pretty straightforward. No matter what language you speak, one and one always equals two. And, in theory, finances should work […]

The post The Correct Way to Pay Off Personal Debt: The Debt Avalanche appeared first on Consumerism Commentary.

Net Worth Update: December 4, 2017

by DailyGrindFree @ Freedom from the Daily Grind

Mon Dec 04 16:47:56 PST 2017

We continued to make our regular mortgage payments, added $1500 to my 457 retirement account, deposited $1200 to Vanguard taxable account and continued to make a few bucks from other investments & side hustles.           This month’s biggest expenses were our mortgage payment and regular monthly bills.   Any comments, suggestions, encouragements, or advice is welcomeRead more about Net Worth Update: December 4, 2017[...]

Discover it® – Cashback Match™ Review

by Joe Taylor Jr. @ Consumerism Commentary

Wed Nov 22 13:00:49 PST 2017

Learn More The Discover it® – Cashback Match™ makes a habit of saying no. No annual fee, no late fee on your first late payment, and no APR hike for paying late. Discover®’s latest incarnation of cash back cards aims to simplify the relationship between cardholder and card issuer into one of easy cooperation. The […]

The post Discover it® – Cashback Match™ Review appeared first on Consumerism Commentary.

What Does Pay Frequency Mean?

by Michele Bossart @ Payroll Tips, Training, and News

Wed Feb 21 05:10:38 PST 2018

When you have employees, you need to run payroll so they can receive their wages. Before paying employees, you need to decide on a pay frequency. Your industry, the number of employees you have working for you, the type of workers you have, and legal requirements determine your pay frequency. But first, what does pay […]

The post What Does Pay Frequency Mean? appeared first on Payroll Tips, Training, and News.

FREE This Week in Stores (Walgreens, Target, and More)

by Monika @ MyLitter – One Deal At A Time

Tue Mar 27 09:00:57 PDT 2018

Head over and print your Covergirl Cosmetics coupons for some of these freebies happening this week. (Others use newspaper coupons or rebates). This week there are some killer deals at Kroger and Walgreens! CVS through 3/31 Buy 7 Wet n Wild Color Icon Glitter Eye Shadows – $1.49ea Use (1) $4/$10 Wet n Wild cosmetics CVS […]

The post FREE This Week in Stores (Walgreens, Target, and More) appeared first on MyLitter - One Deal At A Time.

10 Steps to Break the Credit Card Habit

by Abby Hayes @ Consumerism Commentary

Tue Feb 06 07:00:57 PST 2018

Credit cards offer convenience, security, and rewards. Overspend with a credit card, however, and the interest and fees can bury you. Here are 10 tips to stop using credit cards. If you’ve got a bad credit card habit, chances are you know it. Whether or not you’re willing to admit it is a whole other […]

The post 10 Steps to Break the Credit Card Habit appeared first on Consumerism Commentary.

Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 15:29:03 PDT 2018

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone. Sign up for the Business Green Rewards Card from American Express designed for business owners seeking a low cost and flexible... Read More →

The post Business Green Rewards Card from American Express 5,000 Membership Rewards Points Bonus appeared first on Bank Deal Guy.

Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

by Benét J. Wilson @ MagnifyMoney

Sun Mar 25 21:25:30 PDT 2018

Travel rewards aren’t just for frequent fliers anymore, as credit card issuers ramp up intro bonus rewards on travel credit cards. New research by MagnifyMoney found that the average introductory bonus on a travel rewards credit card in 2018 is now 40,556 points, more than double the average bonus in 2008 (16,050 points) and up … Continue reading Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years

The post Study: Intro Bonus Offers for Travel Rewards Cards Nearly Triple in 10 Years appeared first on MagnifyMoney.

Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision

by Liz Oliver @ LRRCU

Fri Oct 13 08:55:31 PDT 2017

Every day we’re faced with making decisions about our money. What feels like a smart money choice in the moment may have repercussions in the future. You might be tempted to save money on a purchase now only to have your credit score suffer.  You might choose to delay payments on a big ticket item […]

The post Store Credit Cards, Balance Transfers & More: Make the Smart Money Decision appeared first on LRRCU.

Which Credit Card Should Be Your First?

by Aliyyah Camp @ Consumerism Commentary

Mon Nov 13 04:50:10 PST 2017

Getting a credit card as a young adult is a big step. To help, we’ve researched the best first credit card options and how to make this important choice. Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve […]

The post Which Credit Card Should Be Your First? appeared first on Consumerism Commentary.

How to Watch Live Sports Online for Free

by Jim Wang @ Wallet Hacks

Tue Mar 13 04:00:27 PDT 2018

I have a secret. I live in Maryland but I love my New York teams (I'm that weird Mets, Jets, Knicks combo). I'm not a die-hard fan in that I rearrange my schedule because I must watch every game (good luck — that's 260 games combined), but I like catching a game when I can. […]

The post How to Watch Live Sports Online for Free appeared first on Wallet Hacks.

Bank of America Platinum Visa Business Credit Card $200 Bonus

by Hilary Tran @ Bank Deal Guy

Tue Mar 27 14:54:27 PDT 2018

Bank of America is offering the Bank of America Platinum Visa Business Credit Card. Starting now, you can earn a $200 bonus when you spend $500 within the first 60 days of opening your account. With this card you’ll also get features such as 0% introductory APR and top rated benefits, all for no annual fee. Keep on reading if... Read More →

The post Bank of America Platinum Visa Business Credit Card $200 Bonus appeared first on Bank Deal Guy.

The Best Travel Rewards Credit Cards of 2018

by Michael Pruser @ Consumerism Commentary

Tue Jan 30 05:00:49 PST 2018

Enjoy free travel with this list of the best travel rewards credit cards of 2018. I’ve personally used several of these credit cards for free flights and hotel stays. It’s time to plan your holiday travel. That may mean cashing in the travel rewards you’ve accumulated on credit cards–or it may mean starting to use […]

The post The Best Travel Rewards Credit Cards of 2018 appeared first on Consumerism Commentary.

change seats between family members

by cubachao @ FlyerTalk Forums

Tue Mar 27 21:34:17 PDT 2018

Hi, I have a questions regarding to change seats between family members. I purchased 2 business class tickets with infant ( me, my spouse and baby), My mom's ticket is premier economy and not able to upgrade to business class. So could I change...

Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 12:43:10 PDT 2018

Available nationwide, you can earn 0.75% up to 2.50% APY CD Rates when you open up a new Synchrony Bank Certificate of Deposit Account! Below is all the information and details you need to open your Synchrony Bank CD Account to earn 0.75% up to 2.50% APY CD Rates! Synchrony Bank Certificate of Deposit Account... Read More →

The post Synchrony Bank CD Rates: 1.00% 6-Month, 2.05% 12-Month, 2.50% 60-Month APY [Nationwide] appeared first on Bank Deal Guy.

2018 IRS Standard Deductions and Exemptions

by Luke Landes @ Consumerism Commentary

Thu Feb 22 07:00:18 PST 2018

There are some big changes in the standard deduction and exemptions for 2018. We have all the numbers here and how the change will affect tax payers. Most taxpayers can choose between itemizing tax deductions and taking the standard deduction. Itemizing, which requires accurate record-keeping, allows you to take deductions for specific expenditures from the […]

The post 2018 IRS Standard Deductions and Exemptions appeared first on Consumerism Commentary.

Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s

by Kara Vincent @ LRRCU

Tue Aug 22 03:05:44 PDT 2017

While you’re young, you may not be thinking about saving for retirement. You’re probably more focused on paying off student loan debt, searching for a job, or buying a house. But, starting to save for your financial future early will only benefit you in the long run. Start your retirement planning as early as you can. Think […]

The post Are You Ready for Retirement?: Essential Information on IRAs and 401(k)s appeared first on LRRCU.

Savvy Shoppers & Travelers Can Do Well With Any of the 5 Best Chase Credit Cards in 2018

by Million Mile Secrets @ Million Mile Secrets

Mon Mar 26 01:00:02 PDT 2018

Savvy folks in the miles & points hobby keep multiple Chase cards in their wallet.  Because Chase offers lots of fantastic card options whether you want to earn cash back or rewards to save money on travel.   Here are some of the best Chase credit cards! Many Million Mile Secrets readers like to apply for Chase cards …

Continue reading "Savvy Shoppers & Travelers Can Do Well With Any of the 5 Best Chase Credit Cards in 2018"

Should You Offer a Nonqualified Deferred Compensation Plan?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Mar 26 05:10:00 PDT 2018

You know employees like employer-sponsored benefits. As an employer, offering benefits is advantageous for your business, too. A nonqualified deferred compensation plan is one type of benefit that both you and your employees can enjoy. Find out what a nonqualified deferred compensation plan is, why you might consider offering it, and how to set it […]

The post Should You Offer a Nonqualified Deferred Compensation Plan? appeared first on Payroll Tips, Training, and News.

Best Credit Card Signup Bonuses (Up to $625)

by Michael Pruser @ Consumerism Commentary

Tue Mar 06 03:00:00 PST 2018

Credit cards now offer cash promotions for new card members. We’ve assembled the best credit card signup bonuses for 2018. One pays up to $625! Credit card signup bonuses. There’s no greater allure to owning a credit card than the free things you can get right away. When I signed up for my first credit […]

The post Best Credit Card Signup Bonuses (Up to $625) appeared first on Consumerism Commentary.

Safe Online Banking: For You & Your Money

by Kara Vincent @ LRRCU

Mon Mar 26 13:44:22 PDT 2018

From 24/7 account access to quick and easy bill paying, online banking offers members a convenient way to handle their finances. However, the rise of technology also brings an increase in potential hackers, scams, and fraud cases. Whether you’re looking to shield your small business or family’s finances, there are many strategies to stay vigilant […]

The post Safe Online Banking: For You & Your Money appeared first on LRRCU.

Best Robo Advisors

by Kevin Mercadante @ Consumerism Commentary

Tue Jan 23 03:00:00 PST 2018

A robo advisor can make it easy to invest in an IRA or taxable account. But how do you choose? Here’s our 2018 list of the best robo advisors for your money. This is something of a controversial topic. There are any number of “best robo-advisors” lists, and they all look a little bit different. […]

The post Best Robo Advisors appeared first on Consumerism Commentary.

8 Ways to Get Free Amazon Gift Cards

by Stephanie Colestock @ Consumerism Commentary

Tue Nov 21 14:44:00 PST 2017

The one thing better than an Amazon gift card is a free Amazon gift card. Here are eight ways to score free Amazon gift cards. If you’re anything like me, you’re used to seeing “Amazon” on your bank statement. Those boxes with blue tape are a mainstay on my front porch, delivering everything from vitamins […]

The post 8 Ways to Get Free Amazon Gift Cards appeared first on Consumerism Commentary.

How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Mon Feb 19 12:45:40 PST 2018

Do you have an Investment Policy Statement (IPS)? If not, then you are missing out on one of the key ingredients of a successful investing career. An Investment Policy Statement is a written policy of your investment goals and objectives, helping you stay on track regardless of what the markets are doing. And every investor ... Read More about How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track

The post How to Write an Investment Policy Statement – A Guide to Help Keep Your Investments on Track appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Alternatives to Get Out of the Payday Loan Cycle

by Jeff Gitlen @ LendEDU

Fri Mar 23 06:51:18 PDT 2018

Payday loans provide lending options to the poorest levels of society, people who have bad credit or no credit, and those who feel they have no other options when faced with a crisis. Unfortunately, because of the way payday loans are designed, they place people on a treadmill of never-ending debt.The payday loan industry lends […]

The post Alternatives to Get Out of the Payday Loan Cycle appeared first on LendEDU.

Net Worth Update: November 5, 2017

by DailyGrindFree @ Freedom from the Daily Grind

Sun Nov 05 11:28:32 PST 2017

We continued to make our regular mortgage payments, added $1500 to my 457 retirement account, deposited only $300 to Vanguard taxable account and continued to make a few bucks from other investments & side hustles. As you may have noticed, this month like last month, I only deposited $300 to Vanguard taxable account.          This month’s biggestRead more about Net Worth Update: November 5, 2017[...]

Average 401(k) Retirement Savings – Why We Need to Save More. Way More!

by Jim Wang @ Wallet Hacks

Mon Mar 19 04:00:30 PDT 2018

How much do you have saved up in retirement? If you're like most Americans, the answer is not much. The average net worth of Americans is just $80,039. When you take out home equity, it's only $25,116. That's across the entire population of the United States – single, married, 65, 25, black, white, etc. Do […]

The post Average 401(k) Retirement Savings – Why We Need to Save More. Way More! appeared first on Wallet Hacks.

12 Clever Places to Donate Your Used Old Books

by Makenzi Wood @ Wallet Hacks

Wed Mar 21 04:00:34 PDT 2018

If you're like me, you know there's nothing quite like cracking open a book. For decades us bookworms have amassed impressive collections of books to expand our small slice of the world. However, it's easy to get overwhelmed with books. I used to have an entire room in my house just for my books. It […]

The post 12 Clever Places to Donate Your Used Old Books appeared first on Wallet Hacks.

50 Tips to Help Establish Your Emergency Fund

by Luke Landes @ Consumerism Commentary

Tue Nov 14 05:00:21 PST 2017

50 Ways to build an emergency fund. Tips, tricks and strategies on saving more for emergencies and where to keep your rainy day money. There’s a reason Dave Ramsey’s famous Baby Step #1 is to build an emergency fund. It helps people get on track for becoming financially independent. I don’t agree with everything Ramsey […]

The post 50 Tips to Help Establish Your Emergency Fund appeared first on Consumerism Commentary.

Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide]

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:56:45 PDT 2018

Available nationwide, you can earn CD Rates from 0.60% up to 2.80% APY when you open up a new Marcus by Goldman Sachs CD Account! Below is all the information and details you need to open your Marcus by Goldman Sachs CD Account to earn 0.60% up to 2.80% APY! Marcus by Goldman Sachs CD... Read More →

The post Marcus by Goldman Sachs CD Rates: Earn 12-Month 2.10%, 24-Month 2.20%, 60-Month 2.80% APY CD Rates [Nationwide] appeared first on Bank Deal Guy.

Consult This Employee Termination Checklist to Keep Things Running Smoothly

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 07 05:10:00 PST 2018

Employees leave companies every day to pursue growth opportunities, accommodate personal lives, or experience change. As an employer, you hope employees won’t leave your business, but you know this is wishful thinking. When an employee resigns, you need to know what to do. The average annual overall turnover rate is 19%, according to SHRM. If […]

The post Consult This Employee Termination Checklist to Keep Things Running Smoothly appeared first on Payroll Tips, Training, and News.

5 Best Places to Retire in the US

by Jordi Lippe-McGraw @ Student Loan Hero

Tue Mar 27 13:25:55 PDT 2018

Where should you set up shop to live out your golden years? Check out our list of the best places to retire around the country.

The post 5 Best Places to Retire in the US appeared first on Student Loan Hero.

These 4 Types of Loans Can Help You Pay for Your Nursing Degree

by Miranda Marquit @ Student Loan Hero

Fri Mar 23 12:09:13 PDT 2018

Do you need student loans for nursing school? From federal student loans to private debt, here are your options to pay for your degree.

The post These 4 Types of Loans Can Help You Pay for Your Nursing Degree appeared first on Student Loan Hero.

The Best Current and Historical Bank Interest Rates — March 2018

by Rob Berger @ Consumerism Commentary

Thu Mar 01 04:00:28 PST 2018

We’ve tracked bank rates since 2008. The latest list shows the best bank interest rates available nationwide as of March 2018 (with daily updates). Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page […]

The post The Best Current and Historical Bank Interest Rates — March 2018 appeared first on Consumerism Commentary.

Chase Premier Plus Checking℠ Review: $300 Coupon Bonus

by Tony Phan @ MoneysMyLife

Fri Mar 23 22:02:02 PDT 2018

Find the latest promotions and bonus offers for the Chase Premier Plus Checking℠ Account here. Coupon offers are refreshed throughout the year, so check back often for the best deals. All Chase Bank related offers are kept up-to-date on our Chase Bank Promotions page. Established in 1982 and headquartered in Newark, Delaware, Chase Bank is the second […]

How to Calculate a Raise

by Rachel Gray @ Payroll Tips, Training, and News

Wed Mar 14 05:10:09 PDT 2018

Employees have money on their minds. According to a Gallup poll, 59% of employees were not completely satisfied with their current pay. And, one SHRM survey found that 44% of respondents said they would leave their job to make more money elsewhere. To avoid losing their top employees, many businesses offer pay raises. Learn why employee […]

The post How to Calculate a Raise appeared first on Payroll Tips, Training, and News.

The Pros and Cons of Trip Cancellation Insurance Programs

by Adam Luehrs @ Consumerism Commentary

Tue Mar 13 03:00:00 PDT 2018

Vacations and business travel can get expensive. One option is to purchase trip cancellation insurance. But is it worth the cost? We answer that question and provides ways to get vacation coverage for free. People who love to be prepared for every little thing when traveling usually gravitate toward trip-cancellation insurance. Others see it as […]

The post The Pros and Cons of Trip Cancellation Insurance Programs appeared first on Consumerism Commentary.

Student Loan Forgiveness Program Receives New Life With $350 Million Concession

by Andrew Rombach @ LendEDU

Tue Mar 27 14:52:29 PDT 2018

The recent $3.1 trillion federal spending bill includes $350 million for student loan forgiveness. U.S. student loan borrowers who labor in public service jobs may receive assistance from a one-time $350 million federal program expansion. With this expansion, teachers, nurses, and other public service employees might see some forgiveness of their student loan debt.The expansion was […]

The post Student Loan Forgiveness Program Receives New Life With $350 Million Concession appeared first on LendEDU.

How to Get Your Credit Score for Free

by Abby Hayes @ Consumerism Commentary

Fri Nov 17 05:03:00 PST 2017

You can get your credit score for free if you know where to look. Here are eight ways to check your FICO score without paying a dime. Many consumers know that they can get a free annual credit report from each of the three credit reporting bureaus: Equifax, Experian, and TransUnion. But this report only […]

The post How to Get Your Credit Score for Free appeared first on Consumerism Commentary.

Getting Out of Debt: You Can Do It and Here’s How to Get Started

by Liz Oliver @ LRRCU

Thu Jan 18 03:41:02 PST 2018

Most goals or resolutions that people set for themselves are neglected within a few weeks. It’s likely that this happens because people set far-reaching goals for themselves and then lose momentum when they don’t see results right away. A perfect example of this is the financial goal that many people set for themselves: getting out […]

The post Getting Out of Debt: You Can Do It and Here’s How to Get Started appeared first on LRRCU.

6 Ways to Get Free Redbox Codes

by Stephanie Colestock @ Consumerism Commentary

Thu Nov 23 14:54:00 PST 2017

Redbox is a great way to watch moves. And while it’s cheap, you can do even better. Here are six ways to get free Redbox codes. I’ll be honest: I can’t even remember the last time I paid just to watch a movie. Between streaming services like Netflix, Hulu, and my Amazon Fire Stick, I […]

The post 6 Ways to Get Free Redbox Codes appeared first on Consumerism Commentary.

The Best Business Savings Account Rates in 2018

by Gabby Hyman @ MagnifyMoney

Fri Mar 23 05:00:40 PDT 2018

In this review we’ll cover: The best business savings accounts — March 2018 Community Bank of Pleasant Hill, 1.32% APY, No minimum balance Community Bank of Raymore, 1.32% APY, $25 minimum deposit to open First Internet Bank, 1.26% APY up to $250,000, ATM services BofI Federal Bank: 1.06% APY, $25,000 minimum balance, ATM access Live … Continue reading The Best Business Savings Account Rates in 2018

The post The Best Business Savings Account Rates in 2018 appeared first on MagnifyMoney.

Are Online Banks Safe?

by Rob Berger @ Consumerism Commentary

Tue Mar 20 07:00:35 PDT 2018

Online banking is a reality for everybody. Even traditional banks with branches offer account access online. But are online banks safe? Here are several tips to help keep your money secure online. This article was first published several years ago. At that time, most individuals were still doing their banking transactions in person or over […]

The post Are Online Banks Safe? appeared first on Consumerism Commentary.

10 Ways to Invest $10,000 | What Investment Opportunities Interest Each Generation?

by Mike Brown @ LendEDU

Mon Mar 26 15:30:25 PDT 2018

In the United States, investing your money is a tradition that is nearly as old as the laws that govern the country. Trading at the New York Stock Exchange began in 1792, while the U.S. Constitution was effective in 1789. In the centuries since, investing strategies have adapted, and new investment vehicles have arose (J.P. Morgan Sr. might experience […]

The post 10 Ways to Invest $10,000 | What Investment Opportunities Interest Each Generation? appeared first on LendEDU.

The Best CD Rates – March 2018

by Nick Clements @ MagnifyMoney

Tue Mar 27 05:00:21 PDT 2018

Updated March 27, 2018 If you are looking for a better yield on your savings, a high rate CD (certificate of deposit) offered by an online bank could be a good option. Internet-only banks offer much better interest rates than traditional banks. For example, a 12-month CD at Bank of America would require a $10,000 … Continue reading The Best CD Rates – March 2018

The post The Best CD Rates – March 2018 appeared first on MagnifyMoney.

An important message from Consumer Reports

by petedirenzo @ Consumerist

Mon Oct 30 11:18:07 PDT 2017

This is our last post on Consumerist.com. We’re deeply proud of all the work we’ve done on behalf of consumers, from exposing shady practices by secretive cable companies to pushing for action against dodgy payday lenders. We’ve had a tremendous run as a standalone site. Now you’ll be able to get the same great coverage of consumer issues as part …

What It’s REALLY Like to Travel While Gay

by Harlan @ OUT AND OUT

Wed Mar 14 11:17:36 PDT 2018

Also see:  Thoughts on Visiting the UAE as a Gay Man WARNING: This post contains graphic language that some may find offensive or triggering. If that’s you, please do NOT continue.  There are places in this world I’ll never visit. Not because I don’t want to see them. But because they don’t want to see…

OUT AND OUT - Investing. Positivity. Oh, and travel.

How To Be Financially Smart At Any Age

by Kara Vincent @ LRRCU

Thu Aug 31 08:18:27 PDT 2017

  As you go through the stages of life what it means to be “financially smart” will change. A smart financial move when you’re approaching your 40s is not the same as a smart financial move for a 19-year-old in college. At 40, there are more things to consider when making decisions about your money, […]

The post How To Be Financially Smart At Any Age appeared first on LRRCU.

Achieve the Dream of a College Education with the Maryland 529 Save4College Program

by Jim Wang @ Wallet Hacks

Mon Mar 19 06:01:14 PDT 2018

College is expensive. I graduated with $35,000 in student loan debt. Some graduate with hundreds of thousands of dollars in debt. I never had access to a 529 plan. I started college in 1998 and they were created in 1996 as Section 529 of the Internal Revenue Code. Even if we knew about it, it […]

The post Achieve the Dream of a College Education with the Maryland 529 Save4College Program appeared first on Wallet Hacks.

Top 18-Month CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Mon Mar 26 13:59:00 PDT 2018

Below is our guide to help you, our readers, find the best or top 18-month CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

The post Top 18-Month CD Rates – April 2018 appeared first on Bank Deal Guy.

Top 5 Debt Consolidation Loan Companies for 2018

by Elyssa Kirkham @ Student Loan Hero

Tue Mar 27 18:54:44 PDT 2018

If you're shopping for the best debt consolidation loan rates, you need this guide. See five debt consolidation loan companies with low rates and fees.

The post Top 5 Debt Consolidation Loan Companies for 2018 appeared first on Student Loan Hero.

ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them

by Jim Wang @ Wallet Hacks

Fri Mar 23 04:00:40 PDT 2018

Over 15 years ago, I graduated college with $35,000 of student loan debt. It was a mixture of different types of loans but I was able to consolidate them into a single fixed rate, somewhere in the 3% range, and serviced by ACS Education Services. ACS, short for Affiliated Computer Services, recently changed their name […]

The post ACS/Conduent Loan Servicing Problems – How to Avoid & Fix Them appeared first on Wallet Hacks.

Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee

by Anthony Nguyen @ Bank Deal Guy

Tue Mar 27 15:43:28 PDT 2018

Compare this card with other cash back related cards here. With the Chase Freedom® Card, you can earn a $150 bonus after you spend $500 on purchases during your first 3 months of opening an account! Additionally, you can enjoy a 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and... Read More →

The post Chase Freedom Credit Card $150 Bonus + 5% Quarterly Cash Back + No Annual Fee appeared first on Bank Deal Guy.

How Much Black Licorice Does It Take To Overdose?

by Kate Cox @ Consumerist

Mon Oct 30 10:15:47 PDT 2017

The trinity of divisive Halloween candies is made up of candy corn, marshmallow peanuts, and of course black licorice — perhaps the treat most likely to elicit either only joy or rage when it’s put into one’s candy sack. But there’s one thing that even those who stand firmly on the “love” side of this unbridgeable, anise-flavored chasm should know: …

Congress Gives $350 Million to Public Service Loan Forgiveness Program — Will It Help You?

by Miranda Marquit @ Student Loan Hero

Mon Mar 26 15:33:58 PDT 2018

Congress just passed a spending bill that includes an extra $350 million for Public Service Loan Forgiveness relief. Here's what you need to know.

The post Congress Gives $350 Million to Public Service Loan Forgiveness Program — Will It Help You? appeared first on Student Loan Hero.

Can You Use a Personal Loan to Go to a Music Festival?

by Jeff Gitlen @ LendEDU

Fri Mar 23 05:46:49 PDT 2018

Do you keep seeing amazing Instagram photos from people attending music festivals like Firefly, Coachella, or Bonnaroo? Do you desperately wish you, too, could be there swaying to all that great music?If you’re considering putting tickets or a trip to a music festival on your credit card, you might have worried about the high interest […]

The post Can You Use a Personal Loan to Go to a Music Festival? appeared first on LendEDU.

Are You College-Ready? Post a Video About it and You Could Win Up to $5K

by Grace Schweizer @ The Penny Hoarder

Tue Mar 27 12:15:00 PDT 2018

Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

by Lindsay VanSomeren @ MagnifyMoney

Tue Mar 27 05:00:46 PDT 2018

Synchrony Bank is a relative newcomer to the banking scene, having opened up right around the same time as the World Wide Web was being developed in the late 1980s. Today, it’s one of the largest online-only banks around, offering a range of products including high-interest savings accounts, CDs, money market accounts, and IRAs. Big … Continue reading Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates

The post Synchrony Bank Review: CD, Savings Account, Money Market, and IRA Rates appeared first on MagnifyMoney.

Capital One Venture: A Solid 2X Card for Simple Rewards With No BS

by Harlan @ OUT AND OUT

Fri Mar 16 08:57:37 PDT 2018

I get it. Not everyone spends their Friday nights taking epsom salt baths and pondering the workings of various points programs. Lots of peeps directly asked about the Capital One Venture Rewards card: is it worth getting? My answer’s always been: yeah, if you don’t want to deal with points programs. It has a $95…

OUT AND OUT - Investing. Positivity. Oh, and travel.

The Best Prepaid Debit Cards of 2018

by Luke Landes @ Consumerism Commentary

Mon Nov 20 05:00:13 PST 2017

Find the best prepaid debit cards of 2018, including low fee cards and those you can use for free. We compare features, fees, and bonuses. Prepaid debit cards have always been a controversial topic. Some cards carry insanely high fees just for making everyday purchases. Suze Orman’s entry into the prepaid card business, the Approved […]

The post The Best Prepaid Debit Cards of 2018 appeared first on Consumerism Commentary.

Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet]

by Kara Vincent @ LRRCU

Wed Nov 15 04:02:02 PST 2017

‘Tis the season to be jolly! ‘Tis the season for the gifts, decorations, family, friends, and children on their best behavior. ‘Tis the season for overloaded shopping bags, impulse buying, and credit card bills. Wait! That doesn’t sound as cheery. In 2016, according to a survey conducted by The American Research Group Inc., Americans spent […]

The post Successfully Plan for Holiday Shopping on a Budget [Downloadable Budget Sheet] appeared first on LRRCU.

Financing A New Home: Answering Homebuyer Questions

by Kara Vincent @ LRRCU

Mon Mar 12 07:40:38 PDT 2018

Finding the perfect new home can be hard work, but now you also have to navigate the mortgage financing process. There are many questions that arise when it comes to financing a new home. Below we’re answering four questions about financing a new home that homebuyers commonly ask. 1. Should I Be Pre-Qualified or Pre-Approved? […]

The post Financing A New Home: Answering Homebuyer Questions appeared first on LRRCU.

What Is an FEIN?

by Mike Kappel @ Payroll Tips, Training, and News

Mon Feb 26 05:10:00 PST 2018

When you run a business, you must meet many IRS requirements. You might need an FEIN to identify your business on documents like payroll tax forms. What does FEIN mean? What is an FEIN? FEIN is an acronym for Federal Employer Identification Number, also known as an EIN. This unique, nine-digit number is used by […]

The post What Is an FEIN? appeared first on Payroll Tips, Training, and News.

Elements Financial $200 Checking Account Bonus & 2% APY

by Tony Phan @ MoneysMyLife

Mon Mar 26 04:00:35 PDT 2018

Find updated offers and bonuses from Elements Financial here. Established in 1976 and headquartered in Indianapolis, Indiana, Elements Financial is a credit union with just 6 locations in the state. However, membership is available nationwide by joining Tru Direction. Elements Financial most notably has their High Interest Checking account that’s worth a look. We’ll review […]

8 Major Ways You’re Busting Your Budget When You Travel

by Rebecca Safier @ Student Loan Hero

Fri Mar 23 15:42:21 PDT 2018

Is travel draining your bank account? Here are eight money mistakes people make on vacation — and how to avoid them on your next trip.

The post 8 Major Ways You’re Busting Your Budget When You Travel appeared first on Student Loan Hero.

Kroger: SweeTARTS and Sprees only $1.50

by Geri @ MyLitter – One Deal At A Time

Tue Mar 27 08:00:15 PDT 2018

Head over to Coupons.com and print the $1 off 1 Spree, Nerds or Sweet Tarts coupon coupon.  Even better, you can head over to Kroger, where they have SweeTarts and Sprees on sale for only $1.50 after coupon. How’s that for a “sweet” deal! See what I did there! ha Kroger, through Expiration Date Spree, Nerds […]

The post Kroger: SweeTARTS and Sprees only $1.50 appeared first on MyLitter - One Deal At A Time.

5 Best Places to Find Scholarships for Asian Students

by Elyssa Kirkham @ Student Loan Hero

Fri Mar 23 14:53:27 PDT 2018

Asian scholarships can help students of Pacific Islander and Asian descent pay for college in the U.S. Here's how to find the best scholarships.

The post 5 Best Places to Find Scholarships for Asian Students appeared first on Student Loan Hero.

Re: 2018 FIRE cohort

by @ The Money Mustache Community

@sol your post reminds me of the lyrics to Time by Pink Floyd

@Mr Mark you are living the dream!! So happy for you.

Just wanted t...

How to Find the Most Affordable Cell Phone Plans

by Abby Hayes @ Consumerism Commentary

Thu Jan 11 06:00:00 PST 2018

The cell phone company war bodes well for consumers, with cellular plans reaching all-time lows. Here are some of the cheapest cell phone plans we could find. Over the past few years, cell phone providers have declared an out-and-out war to win over consumers. This spells good things for the consumers, who can now take […]

The post How to Find the Most Affordable Cell Phone Plans appeared first on Consumerism Commentary.

Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer)

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 13:30:27 PDT 2018

Indiana residents can earn a $150 bonus by simply opening a new checking account with Indiana Members Credit Union and meeting certain requirements. Below is all the information and details you need to earn your Indiana Members Credit Union $150 Checking Bonus! Membership: Experience the credit union difference, and become a member of Indiana Members Credit Union. Joining is... Read More →

The post Indiana Members Credit Union $150 Checking Bonus [IN] (Carmel Branch Offer) appeared first on Bank Deal Guy.

7 Easy Tricks to Use 50,000 Chase Ultimate Rewards Points for Cheap Travel

by Harlan @ OUT AND OUT

Mon Mar 26 12:28:40 PDT 2018

Right now, a few Chase cards have sign-up bonuses with 50,000 Chase Ultimate Ultimate Rewards points. These are by far my favorite kind of points. And the ones I focus on collecting above all others. The Sapphire Preferred, Sapphire Reserve, and Ink Business Cash all offer a 50,000 point sign-up bonus after meeting minimum spending…

OUT AND OUT - Investing. Positivity. Oh, and travel.

MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide]

by Andy Truong @ Bank Deal Guy

Tue Mar 27 08:30:20 PDT 2018

Available Nationwide, MutualOne Bank is offering you 1.71% APY on your funds when you fund a Online Savings Account with at least $10. Below is all the information you need to earn a 1.71% APY Rate when you open a MutualOne Online Savings Account. Editor’s Note: If you’re interested in getting a credit card, look at our full... Read More →

The post MutualOne Bank Online Savings Account: Earn 1.71% APY [Nationwide] appeared first on Bank Deal Guy.

Birchbox BOGO for $1 – MUST HAVE!

by travelinpoints @ TravelinPoints

Wed Mar 14 09:36:47 PDT 2018

Birchbox is quite possibly the most renowned monthly subscription beauty box. In this post I will show you how to get the best Birchbox deal ever – 2 Birchbox for $1. The BOGO part of this deal does not last very often. If you miss BOGO then it might be…

Answers to 18 Payroll Questions You Are Dying to Ask

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 05 05:10:18 PST 2018

For some business owners, running payroll might be like learning a foreign language. You are a master of your business idea, not the administrative responsibilities that come with it. Because you might not be familiar with these responsibilities, you might have some payroll questions. Payroll questions and answers When you become an employer, you need […]

The post Answers to 18 Payroll Questions You Are Dying to Ask appeared first on Payroll Tips, Training, and News.

Your Guide to Direct Deposit During the Holidays

by rapid! PayCard @ rapid! PayCard

Thu Nov 16 05:07:27 PST 2017

The holiday season is around the corner, which for some means eggnog and lights on display, but for others it means payroll delays. Automated payment through direct deposit is proven to be more efficient, secure and cost-effective than paper checks. Still, there are a few considerations to keep in mind when switching over to electronic payment — especially around the holidays. The holiday season is a double-edged sword: it’s likely the most expensive time of the year, but is also full of banking holidays which can affect the timeliness of direct deposit. Here’s why. What is the ACH and why does it matter? The Automated Clearing House is an electronic... Read More

Capital One 360 Savings Account Review

by Luke Landes @ Consumerism Commentary

Mon Mar 26 07:00:54 PDT 2018

Capital One 360 is one of the oldest online banks. In this review, we look at the savings products it offers, the interest rates, and the fees. When Capital One purchased ING Direct to create Capital One 360, it made a splash in the online savings account market. Now, Capital One 360 offers a whole […]

The post Capital One 360 Savings Account Review appeared first on Consumerism Commentary.

What Student Loan Borrowers Can Expect from the Fed’s Rate Hike

by Mike Brown @ LendEDU

Fri Mar 23 13:53:06 PDT 2018

The Federal Reserve, under Jerome Powell's leadership, recently raised interest rates that will impact some student borrowers.With the Federal Reserve’s announcement to increase the federal funds rate, many consumers are worried about how this will affect terms for borrowing money and accessing credit, including the impact on student loans.The short answer: Some student loan borrowers […]

The post What Student Loan Borrowers Can Expect from the Fed’s Rate Hike appeared first on LendEDU.

Last Chance to Earn JetBlue Points on (Most!) Amazon Purchases

by Million Mile Secrets @ Million Mile Secrets

Mon Mar 26 15:10:04 PDT 2018

Here’s a friendly reminder if you’ve enjoyed earning JetBlue points for Amazon purchases in the past. As of March 27, 2018 (tomorrow!), you will no longer earn JetBlue points for just any Amazon purchase.  You’ll only earn bonus points for purchases made when you’re connected to the JetBlue in-flight Wi-Fi. Here’s more about the change to the partnership between …

Continue reading "Last Chance to Earn JetBlue Points on (Most!) Amazon Purchases"

Walmart: K’NEX Imagine 521 Super Value Tub only $14.44 (was $19.87)

by Geri @ MyLitter – One Deal At A Time

Tue Mar 27 04:00:07 PDT 2018

HOT Walmart Deal on **K’NEX Imagine 521 Super Value Tub** K’NEX Imagine 521 Super Value Tub – $14.44 (was $19.87) 521 K’nex building set Parts can be stored in this convenient storage tub Includes instructions and 35 unique model ideas Available for FREE Store Pickup or FREE Shipping on orders $35+ Making the most of […]

The post Walmart: K’NEX Imagine 521 Super Value Tub only $14.44 (was $19.87) appeared first on MyLitter - One Deal At A Time.

How Does the Cents App Work?

by Jeff Gitlen @ LendEDU

Mon Mar 26 06:13:46 PDT 2018

Cents is a relatively new app that just completed its Kickstarter campaign in Fall 2017. The idea behind Cents is that it rounds up your purchases to the nearest dollar and uses those extra cents to pay down your debt.If it sounds similar to Acorns, that’s because it is. The founder of Cents, Joel Ehorn, […]

The post How Does the Cents App Work? appeared first on LendEDU.

Quicken 2018 Review

by Jim Wang @ Wallet Hacks

Fri Mar 09 04:00:58 PST 2018

Quicken is one of the oldest personal finance software packages. Quicken's origins go all the way back into the 1980s, when Scott Cook and Tom Proulx founded Intuit in Palo Alto, CA. As Intuit's history tells it, they realized that personal computers would change the way people did personal accounting. Quicken was programmed in Microsoft […]

The post Quicken 2018 Review appeared first on Wallet Hacks.

Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch?

by Rachel Gray @ Payroll Tips, Training, and News

Mon Mar 19 05:10:23 PDT 2018

Sometimes, you or your employees’ personal responsibilities conflict with your business. For many small businesses, if you miss work or lose an employee for an extended period of time, there can be harmful effects on productivity in the workplace. But if you or an employee are called in for jury duty, you might not have […]

The post Will the Courts Accept a Jury Duty Excuse Letter If You’re in a Pinch? appeared first on Payroll Tips, Training, and News.

4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet]

by Kara Vincent @ LRRCU

Thu Dec 28 00:09:30 PST 2017

Who says resolutions have to start on New Year’s Day?  Get yourself started whatever day you feel inspired.  Here are few important financial goals that you can begin whether it’s January 1, August 1 or a random Tuesday in November. #1: Look at the Financial Big Picture – Use Our Family Budget Worksheet You feel […]

The post 4 Financial Resolutions To Start Any Day of the Year [Downloadable Family Budget Worksheet] appeared first on LRRCU.

Protected: $15 for $100

by travelinpoints @ TravelinPoints

Thu Feb 22 13:00:02 PST 2018

There is no excerpt because this is a protected post.

How to Automate Your Savings

by Luke Landes @ Consumerism Commentary

Mon Mar 12 06:30:50 PDT 2018

A simply way to save more is to automate your savings. In this step-by-step guide, we show you how to put saving money on auto-pilot. Recently, I’ve been doing a lot of reading about the power of habits. Books like The Power of Habit and Making Habits, Breaking Habits have given me insight into how habits work. They’ve […]

The post How to Automate Your Savings appeared first on Consumerism Commentary.

Credit Unions vs Banks – How they Differ and What It Means to You

by Ryan Guina @ Cash Money Life | Personal Finance, Investing, & Career

Wed Feb 14 13:58:24 PST 2018

Savvy consumers know they shouldn’t pay too much for banking services (after all, that is how banks make money). That’s why a record number of Americans are turning to credit unions for their banking needs. A lot of this has had to do with efforts to encourage consumers to move their money from big banks charging ... Read More about Credit Unions vs Banks – How they Differ and What It Means to You

The post Credit Unions vs Banks – How they Differ and What It Means to You appeared first on Cash Money Life | Personal Finance, Investing, & Career.

Zions Bank Online Savings Account Review

by Luke Landes @ Consumerism Commentary

Fri Dec 15 06:30:47 PST 2017

In our detailed Zions Bank review, we cover its savings products, rates, and fees. We also compare it to other online banking options. As of today, Zions Bank offers one of the highest interest rates among high-interest savings accounts. But is it worthwhile to move your money there to take advantage of this interest rate? […]

The post Zions Bank Online Savings Account Review appeared first on Consumerism Commentary.

Apple Pay Cash is Now Live — How Does it Work?

by rapid! PayCard @ rapid! PayCard

Tue Feb 13 15:11:25 PST 2018

Learn everything you need to know about the new Apple P2P payment system That one friend, the one who still hasn’t repaid you for pizza because he “doesn’t have the right app,” is in trouble. Today, iPhone users can access what experts in the tech industry are calling “the Venmo Killer”: Apple Pay Cash. Apple Pay cash is a P2P payment service which allows users to send and receive payment through iMessage The days of P2P fragmentation are over. Thanks to Apple Pay Cash, all money transfers can take place through a central, default iOS application, and ultimately unify all P2P transactions under one secure, and intuitive, system. How to... Read More

IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?)

by Anthony Nguyen @ Bank Deal Guy

Mon Mar 26 14:13:22 PDT 2018

Compare this card with other hotel related cards here. When you sign up for a IHG® Rewards Club Select Credit Card, you will earn 60,000 bonus points after you spend $1,000 on purchases within the first three months of account opening. To top that offer, you can earn 5,000 bonus points when you add your first authorized user and make... Read More →

The post IHG Rewards Club Select Credit Card 60,000 Bonus Points + 5,000 Bonus Points When Adding Your First Authorized User (Could This Card Be Discontinued?) appeared first on Bank Deal Guy.

Top 2-Year CD Rates – April 2018

by Danny Nguyen @ Bank Deal Guy

Tue Mar 27 08:57:05 PDT 2018

Below is our guide to help you, our readers, find the best or top 2-Year CD rates. In summary, certificate of deposits, otherwise known as CDs, will offer you the best secure return on your money when you invest it with your bank or credit union of choice. The best route to take if you want to... Read More →

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Amazon: Save up to 50% on select Green Toys

by Ady @ MyLitter – One Deal At A Time

Tue Mar 27 02:00:59 PDT 2018

Amazon: Save up to 50% on select Green Toys Green Toys Fire Truck $9.99 (Regular Price $27.99) Green Toys Tea Set $9.99 (Regular Price $27.99) Green Toys Build-a-Bouquet $9.99 (Regular Price $21.64) Shipping is FREE with your Amazon Prime membership.  If you don’t have a Prime membership, this will ship for free with a $25+ […]

The post Amazon: Save up to 50% on select Green Toys appeared first on MyLitter - One Deal At A Time.

Capital One® Venture® Rewards Credit Card Review

by Michael Pruser @ Consumerism Commentary

Tue Jan 09 14:00:00 PST 2018

In our 2018 Capital One Venture Rewards credit card review, we look at its 50,000 mile bonus and 2x rewards structure. Is it too good to be true? I use four primary credit cards to buy just about everything. One for my purchases at the grocery store. One for purchases at the pump. Another to […]

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Incredible Bank Online Savings And CD Accounts Promotions, Offers

by Tony Phan @ MoneysMyLife

Sat Mar 24 22:00:47 PDT 2018

Find the latest promotions and offers from Incredible Bank here. Headquartered in Wausau, WI, Incredible Bank is an internet only bank and does not have any physical branch locations to serve customers. By operating online, Incredible Bank is able to offer betters rates than deposit accounts provided by traditional financial institutions. Be sure to compare […]

MyLitter Daily Rewind for March 27th

by Jamie @ MyLitter – One Deal At A Time

Tue Mar 27 19:30:08 PDT 2018

MyLitter posts tons of deals every day and at the end of the day now you can find them all in one place! You can find all the printable coupons, coupon database and the Deal Finder HERE (Type in what you need and find out where it’s on sale) Here’s what you might have missed!

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What You Need to Know About Student Loans as a First-Generation College Student

by Dori Zinn @ Student Loan Hero

Tue Mar 27 16:08:31 PDT 2018

First in your family to go to college? You might need help to find loans and scholarships. Here's how to get money as a first-generation college student.

The post What You Need to Know About Student Loans as a First-Generation College Student appeared first on Student Loan Hero.

CFPB Against Chase for Shutdown Due to too Many Inquires and Accounts

by travelinpoints @ TravelinPoints

Mon Mar 19 19:09:15 PDT 2018

A while ago I wrote an article Chase Credit Cards Closed for too Many Credit Cards and Inquires. At that time Chase shutdown for too many new account and inquires was still still a new thing and data points (DP) were scarce. When my reinstatement attempt by calling Chase executive office…

10 Legitimate Ways to Watch Free Movies Online

by Abby Hayes @ Consumerism Commentary

Wed Nov 29 04:00:00 PST 2017

There are now more ways than ever to watch free movies online. Here are 10 of them, some of which offer recently released flicks. If you’re anything like me, your family time and date nights often involve watching movies. There’s nothing our five-year-old likes better than curling up on the couch with some popcorn to […]

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How to Catch Up on Retirement Savings in Your 50s

by Lindsey Conway @ MagnifyMoney

Sun Mar 25 14:01:08 PDT 2018

Data is increasingly showing that many Americans, even those in their 50s, have saved little for their retirement. According to research by the nonprofit Economic Policy Institute, among households headed by adults ages 50 to 55, the median retirement savings is only $8,000. Lack of retirement funds is all the more concerning as today’s adults … Continue reading How to Catch Up on Retirement Savings in Your 50s

The post How to Catch Up on Retirement Savings in Your 50s appeared first on MagnifyMoney.

change seats between family members

by cubachao @ FlyerTalk Forums

Tue Mar 27 21:34:17 PDT 2018

Hi, I have a questions regarding to change seats between family members. I purchased 2 business class tickets with infant ( me, my spouse and baby), My mom's ticket is premier economy and not able to upgrade to business class. So could I change...